JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DON R. BROWN and CLAUDE PHILIP BROWN to COMMUNITY BANK AND TRUST, dated 01/31/2002, and recorded 06/03/2002, in Deed Book 26-R, Pages 258-260, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in July, 2010, by SCBT, NA as Successor for Community Bank and Trust as Attorney-in-Fact for Don R. Brown and Claude Philip Brown the following described property:
All that tract or parcel of land lying and being in the City of Commerce, 255th (Minish) District, G.M. of Jackson County, Georgia, containing 1.200 acres, more or less, as shown on a plat of survey for Glenn R. David prepared by Max Lewallen, Surveyor, dated July 6, 1989, and recorded in the Office of the Superior Court of Jackson County, Georgia, in Plat Book 32, Page 75. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for rights of way and public roads and utilities now in use.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Don R. Brown and Claude Philip Brown.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SCBT, NA as Successor for Community Bank and Trust as Attorney-in-fact for Don R. Brown and Claude Philip Brown.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from GREGORY TRENT CARLAN to COMMUNITY BANK AND TRUST, dated 08/13/2008, and recorded 11/25/2008, in Deed Book 0053-R, Pages 0476-0478, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in July, 2010 by SCBT, NA as Successor for Community Bank and Trust as Attorney-in-Fact for Gregory Trent Carlan the following described property:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 0.57 acres, more or less, as more particularly shown on a plat of survey prepared for Gregory T. & Sheree J. Carlan by Henry Lamar Pittard, Registered Land Surveyor, dated December 2, 1987, recorded in Plat Book 28, Page 130, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Gregory Trent Carlan.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SCBT, NA as Successor for Community Bank and Trust as Attorney-in-fact for Gregory Trent Carlan.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in a Deed to Secure Debt executed by HARRY RANDOLPH MAHAFFEY to AGSOUTH FARM CREDIT, ACA, executed on December 12, 2007, of record in Deed Book 051-B, Page 612, Clerk’s Office, Jackson County Superior Court, there will be sold at public outcry for cash to the highest bidder before the Courthouse Door in Jackson County during the legal hours of sale on the first Tuesday in July, by AgSouth Farm Credit, ACA, as Attorney-in-Fact for Harry Randolph Mahaffey, the following described property, to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, and containing in the aggregate 221.79 acres, more or less, and made up of two tracts as follows: Tract No. 1 containing 176.76 acres and Tract No. 2 containing 45.03 acres, as shown by plat and survey or same of W. T. Dunahoo, Surveyor, dated March 28, 1972, said plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 385. Bounded according to said plat, on the North by Justice Mill Creek, on the East by Justice Mill Creek, on the South by Mulberry River, on the West by lands of Clarence Simmons, Jr., and the Northwest by lands of Will Hays Estate. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non payment of the installments of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Harry Randolph Mahaffey or a tenant or tenants, and said property is more commonly known as 580 Old Winder Jefferson Highway, Jefferson, Jackson County, Georgia 30549.
The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed.
This 3rd day of June, 2010.
AgSouth Farm Credit, ACA As Attorney-in-Fact for Harry Randolph Mahaffey
Lee M. Abney
Lambert, Reitman and Abney, L.L.C.
Attorneys at Law
126 East Washington Street
Madison, GA 30650
(706)342-3566
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WARREN S. WOOD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 28, 2005, recorded in Deed Book 38-C, Page 510, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Warren S. Wood or a tenant or tenants and said property is more commonly known as 406 Plantation Xing, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Warren S Wood McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 51755310-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD, Jackson County, Georgia and being Lot 521, Phase VI of Staghorn Plantation Subdivision, as per plat recorded in Plat Book 46, Page 200, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat is incorporated herein by reference. MR/ras 7/6/10 Our file no. 51755310 - FT7
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JESUS G. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for RBC MORTGAGE COMPANY, dated December 22, 2004, recorded in Deed Book 37-H, Page 644, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND AND 0/100 DOLLARS ($118,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
All that tract or parcel of land lying and being in the 248th District G.M., Jackson County, Georgia, being Lot 99, Stone Creek Subdivision, Phase 2, as per plat recorded in Plat Book 46, Pages 209 and 210, Jackson County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jesus G. Perez or a tenant or tenants and said property is more commonly known as 809 Stone View Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Jesus G. Perez
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/psm 7/6/10
Our file no. 1317510-FT3
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DIANNA JOHNSTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 7, 2008, recorded in Deed Book 53-P, Page 692, Jackson County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND THREE HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($169,398.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dianna Johnston or a tenant or tenants and said property is more commonly known as 23 Austin Way, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Central Mortgage Company as Attorney in Fact for Dianna Johnston
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 7/6/10
Our file no. 51745810-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 1 of Lea Meadows Subdivision, and being more particularly described and delineated according to a Plat and Survey prepared by Venable & Associates, Inc., GRLS, dated September 1, 1999, and plat being of Record in the Office of the Clerk of Superior Court of Jackson County, Georgia in the Plat Book 54, Page 104; which said plat and the recorded thereof are by reference hereto incorporated herein for a more complete and detailed description. MR/tlj 7/6/10 Our file no. 51745810 - FT14
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARK L. HAYES and AMY M. PORTER to NORWEST MORTGAGE, INC., dated March 22, 1999, recorded in Deed Book 19-H, Page 474, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($97,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark L. Hayes or a tenant or tenants and said property is more commonly known as 95 Hospital Road, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc f/k/a Norwest Mortgage, Inc. as Attorney in Fact for Mark L. Hayes and Amy M. Porter
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 5263107-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the City Limits of Commerce, Georgia, and on the West side of the B.J.C. Hospital Road, and being that land designated as Lots 13 and 16 in a certain plat prepared by Hancock and Black in May 1960, said plat being recorded in Plat Book 3, Page 363, Jackson County Records. Said plat and the description contained therein being incorporated herein by reference for a complete description of the property herein described. MR/ras 7/6/10 Our file no. 5263107 - FT7
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEPHEN CARTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 23, 2007, recorded in Deed Book 47-R, Page 723, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, As Trustee On Behalf Of Morgan Stanley ABS Capital INC. Trust 2006 HE6 by assignment recorded in Deed Book 52 S, Page 309, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($162,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Stephen Carter or a tenant or tenants and said property is more commonly known as 905 Monte Lane, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, As Trustee On Behalf Of Morgan Stanley ABS Capital INC. Trust 2006 HE6 as Attorney in Fact for Stephen Carter
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jm6 7/6/10
Our file no. 51193008-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, lying and being in the 245th G.M.D. Jackson County, and being Lot 86, of Holders Mill Subdivision, Phase III, Jackson County, Georgia as per plat recorded in Plat Book 54, Page 182, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Subject to restrictive covenants of record and existing easements and rights of way for public roads and utilities now in use. MR/jm6 7/6/10 Our file no. 51193008 - FT4
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PATRICIA SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 17, 2005, recorded in Deed Book 39-J, Page 769, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, National Association as Trustee for securitized asset backed receivables ll-C 2005-FR5 Mortgage pass-through certificates, series 2005-FR5 by assignment recorded in Deed Book 53J, Page 384, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND ONE HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($101,124.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia Smith or a tenant or tenants and said property is more commonly known as 45 Brentwood Dr., Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, National Association as Trustee for securitized asset backed receivables llc 2005-FR5 Mortgage pass-through certificates, series 2005-FR5 as Attorney in Fact for Patricia Smith
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jm6 7/6/10
Our file no. 52239108-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 255, Jackson County, Georgia, as shown and delineated as Lot 22, Brentwood Estates Subdivision, Unit One, as per Plat recorded in Plat Book 57, Page 96, Jackson County, Georgia Records, said Plat is incorporated herein by reference thereto. MR/jm6 7/6/10 Our file no. 52239108 - FT4
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES M. ELROD and ELIZABETH A. ELROD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 30, 2009, recorded in Deed Book 54-L, Page 407, Jackson County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND NINE HUNDRED TWENTY-SEVEN AND 0/100 DOLLARS ($146,927.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James M. Elrod or a tenant or tenants and said property is more commonly known as 407 Joshua Way, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Branch Banking and Trust Company as Attorney in Fact for James M. Elrod and Elizabeth A. Elrod
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kmh 7/6/10
Our file no. 51713210-FT8
EXHIBIT “A”
Situate in G.M.D. 1407 of Jackson County, Georgia, being Lot 38 of Towne Park Subdivision as per plat recorded in Plat Book 57, Page 46, Jackson County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. Tax ID Number: 120C 038 Being the same property conveyed to Elizabeth A. Elrod and James H. Elrod, as joint tenants with rights of survivorship by deed from Battle Properties Inc recorded 03/22/2004 in Deed Book 334 Page 738, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as: 407 Joshua Way, Hoschton, Georgia MR/kmh 7/6/10 Our file no. 51713210 - FT8
(JN9,16,23,30B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LONNA M. PENDLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 13, 2007, in the amount of $100,000.00, and recorded in Deed Book 49-W, Page 714, Jackson County, Georgia Records, as last transferred to SRMOF 2009-1 Trust by assignment, the undersigned, SRMOF 2009-1 Trust pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, G.M., State of Georgia, County of Jackson, encompassing 2.80 acres and being more particularly described and delineated according to a plat and survey prepared by Tyson and Assoc., Inc., certified by Clelland A. Tyson, Georgia Registered Surveyor No. 1515, dated January 25, 1994, entitled Survey for Ronnie H. Pendley and Lonna M. Pendley, said plat being of record in the office of the Clerk of Superior Court of Jackson County, Georgia, in Plat book 42, page 62; which said plat and the recorded thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 1098 Cabin Creek Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lonna M. Pendley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
SRMOF 2009-1 Trust Attorney in Fact for Lonna M. Pendley
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11278 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JUANA MONDRAGON and JOSE DELGADO SALINAS to NATIONAL CITY MORTGAGE CO. dated May 29, 2002, in the amount of $130,551.00, and recorded in Deed Book 26-V, Page 260, Jackson County, Georgia Records, as last transferred to PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank by assignment, the undersigned, PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in 1765 G.M.D., Jackson County, Georgia, being Lot 50, Hickory Ridge Subdivision, as per plat recorded in Plat Book 50, Page 210 and 211, Jackson County, Georgia Records, said plat being incorporated herein and made reference hereto.
which has the property address of 30 Maple Walk, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Juana Mondragon and Jose Delgado Salinas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank Attorney in Fact for Juana Mondragon and Jose Delgado Salinas
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-10728 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARTY ROBERTS to SUNSHINE MORTGAGE CORPORATION dated December 14, 1998, in the amount of $112,500.00, and recorded in Deed Book 18-W, Page 420, Jackson County, Georgia Records. as last transferred to Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D by assignment, the undersigned, Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in 245th G.M.D., Jackson County, Georgia, being 1 acre, more or less, shown as Tract 4E, as per plat recorded in Plat Book 50, Page 72, Jackson County, Georgia Records, which plat is hereby referred to and made a part description; being improved known as 732 Doster Road, according to the most recent system of numbering houses in said county.
which has the property address of 732 Doster Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marty Roberts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D Attorney in Fact for Marty Roberts
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01034 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VANESSA GRESHAM and MORRIS GRESHAM to HOUSEHOLD REALTY CORPORATION dated April 25, 2008, in the amount of $170,095.33, and recorded in Deed Book 52-E, Page 569, Jackson County, Georgia Records, as last transferred to Household Realty Corporation by assignment, the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being known as Lot 44, Jefferson Place Subdivision, as per Plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which Plat is incorporated herein and made a part hereof b reference.
Tax Map or Parcel ID No.: 081J-044
which has the property address of 351 Red Bud Rd., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Vanessa Gresham and Morris Gresham and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Household Realty Corporation Attorney in Fact for Vanessa Gresham and Morris Gresham
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-10496 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BARBARA B. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated November 17, 2003, in the amount of $252,000.00, and recorded in Deed Book 32-Q, Page 125, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th GMD, Jackson County, Georgia, and being that 1.11 acres, more or less, designated as Tract One on a plat of survey prepared for Ray M. Ross and Robert Salie by David L. Ringo, Sr., Registered Surveyor, dated December 8, 2000, revised may 23, 2001, further revised August 17, 2001, and recorded in Plat Book 58, Page 257, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
which has the property address of 61 Bacon Street, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Barbara B. Davis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Barbara B. Davis
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11102 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by AN DAT LE to MORTGAGE ELECTRONIC RESISTRATION SYSTEMS, INC. as nominee for MAXIM CAPITAL, INC., dated February 28, 2007, recorded in Deed Book 47-Z, Page 593, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($166,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 177, Block C, Unit Two of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 66, Pages 261-264, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is An Dat Le or a tenant or tenants and said property is more commonly known as 1913 Bell Ln., Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for An Dat Le
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cs3 7/6/10
Our file no. 1323110-FT3
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by HEATHER CLIATT and FREDERICK LANE COILE to HOMEBANC MORTGAGE CORPORATION, dated February 28, 2006, recorded in Deed Book 42-X, Page 463, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Heather Cliatt and Frederick Lane Coile or a tenant or tenants and said property is more commonly known as 194 Percimmon Dr., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Heather Cliatt and Frederick Lane Coile
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cs3 7/6/10
Our file no. 51735210-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia, and being Lot 19, Block A of Arbors at Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed. herein. MR/cs3 7/6/10 Our file no. 51735210 - FT3
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from MARY E. COOLEY to COMMUNITY BANK & TRUST dated November 2, 2006, and recorded in Deed Book 46-L, Pages 19-22, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount $185,883.96 with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: July 6, 2010, the following described property:
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, and being that 6.876 acres, more or less, as more particularly shown on a plat of survey recorded in Plat Book 45, Page 163, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description.
LESS AND EXCEPT: That 0.900 acres, more or less, conveyed to the Georgia Department of Transportation by Right of Way Deed recorded at Deed Book 33-O, Page 334, Jackson County, Georgia Records.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is CBT, a Division of SCBT, N.A., Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that CBT, a Division of SCBT, N.A. is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Mary E. Cooley (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
CBT, a Division of SCBT, N.A. as Attorney in Fact for Mary E. Cooley (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from WILLIAM JESSE BROWN and ANGELA DONNETTE BROWN to COMMUNITY BANK & TRUST dated January 18, 2007, and recorded in Deed Book 47-G, Pages 252-254, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount $42,986.00 with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: July 6, 2010, the following described property:
All that tract or parcel of land lying and being in the 465th District, G.M., Jackson County, Georgia, and being that 3.04 acres, more or less, designated as Tract No. 3 on a plat of survey recorded in Plat Book 57, Page 287, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is CBT, a Division of SCBT, N.A., Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that CBT, a Division of SCBT, N.A. is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of William Jesse Brown and Angela Donnette Brown (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
CBT, a Division of SCBT, N.A. as Attorney in Fact for William Jesse Brown and Angela Donnette Brown (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Clarke County and Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KATIE B. HALLIDAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 12, 2006, recorded in Deed Book 03204, Page 0009, Clarke County, Georgia Records and recorded in Deed Book 46-U Page 668 Jackson County, Georgia Records,, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Clarke County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($132,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Clarke County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Katie Halliday or a tenant or tenants and said property is more commonly known as 137 Montclair Court, Bogart, GA 30622-1686. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Katie B. Halliday
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/bkh 7/6/10
Our file no. 51318010-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and in the 241st District, G.M., Athens-Clarke County, Georgia, being Lot 26, Block B of Unit II of Crestmont Subdivision, as per plat recorded in Plat Book 30, Page 195, in the Office of the Clerk of Superior Court for Athens-Clarke County, Georgia, and being shown on individual survey entitled, “Survey for Ian Geiman and Casey A. Geiman,” by Ray N. Woods, RLS, dated August 6, 1997, and recorded in Plat Book 33, Page 389, in said Clerk’s Office, and in Plat Book 51, Page 39, in the Office of the Clerk of Superior Court for Jackson County, Georgia, said plats being incorporated herein and made a part of this description. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. MR/bkh 7/6/10 Our file no. 51318010 - FT2
(JN9,16,23,30B/12062-70T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DON R. BROWN and CLAUDE PHILIP BROWN to COMMUNITY BANK AND TRUST, dated 01/31/2002, and recorded 06/03/2002, in Deed Book 26-R, Pages 258-260, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in July, 2010, by SCBT, NA as Successor for Community Bank and Trust as Attorney-in-Fact for Don R. Brown and Claude Philip Brown the following described property:
All that tract or parcel of land lying and being in the City of Commerce, 255th (Minish) District, G.M. of Jackson County, Georgia, containing 1.200 acres, more or less, as shown on a plat of survey for Glenn R. David prepared by Max Lewallen, Surveyor, dated July 6, 1989, and recorded in the Office of the Superior Court of Jackson County, Georgia, in Plat Book 32, Page 75. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements for rights of way and public roads and utilities now in use.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Don R. Brown and Claude Philip Brown.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SCBT, NA as Successor for Community Bank and Trust as Attorney-in-fact for Don R. Brown and Claude Philip Brown.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from GREGORY TRENT CARLAN to COMMUNITY BANK AND TRUST, dated 08/13/2008, and recorded 11/25/2008, in Deed Book 0053-R, Pages 0476-0478, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in July, 2010 by SCBT, NA as Successor for Community Bank and Trust as Attorney-in-Fact for Gregory Trent Carlan the following described property:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 0.57 acres, more or less, as more particularly shown on a plat of survey prepared for Gregory T. & Sheree J. Carlan by Henry Lamar Pittard, Registered Land Surveyor, dated December 2, 1987, recorded in Plat Book 28, Page 130, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Gregory Trent Carlan.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SCBT, NA as Successor for Community Bank and Trust as Attorney-in-fact for Gregory Trent Carlan.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in a Deed to Secure Debt executed by HARRY RANDOLPH MAHAFFEY to AGSOUTH FARM CREDIT, ACA, executed on December 12, 2007, of record in Deed Book 051-B, Page 612, Clerk’s Office, Jackson County Superior Court, there will be sold at public outcry for cash to the highest bidder before the Courthouse Door in Jackson County during the legal hours of sale on the first Tuesday in July, by AgSouth Farm Credit, ACA, as Attorney-in-Fact for Harry Randolph Mahaffey, the following described property, to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, and containing in the aggregate 221.79 acres, more or less, and made up of two tracts as follows: Tract No. 1 containing 176.76 acres and Tract No. 2 containing 45.03 acres, as shown by plat and survey or same of W. T. Dunahoo, Surveyor, dated March 28, 1972, said plat being recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 385. Bounded according to said plat, on the North by Justice Mill Creek, on the East by Justice Mill Creek, on the South by Mulberry River, on the West by lands of Clarence Simmons, Jr., and the Northwest by lands of Will Hays Estate. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non payment of the installments of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Harry Randolph Mahaffey or a tenant or tenants, and said property is more commonly known as 580 Old Winder Jefferson Highway, Jefferson, Jackson County, Georgia 30549.
The undersigned will execute a deed to the purchaser as authorized by the aforementioned loan deed.
This 3rd day of June, 2010.
AgSouth Farm Credit, ACA As Attorney-in-Fact for Harry Randolph Mahaffey
Lee M. Abney
Lambert, Reitman and Abney, L.L.C.
Attorneys at Law
126 East Washington Street
Madison, GA 30650
(706)342-3566
(JN9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WARREN S. WOOD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 28, 2005, recorded in Deed Book 38-C, Page 510, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Warren S. Wood or a tenant or tenants and said property is more commonly known as 406 Plantation Xing, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Warren S Wood McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 51755310-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD, Jackson County, Georgia and being Lot 521, Phase VI of Staghorn Plantation Subdivision, as per plat recorded in Plat Book 46, Page 200, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat is incorporated herein by reference. MR/ras 7/6/10 Our file no. 51755310 - FT7
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JESUS G. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for RBC MORTGAGE COMPANY, dated December 22, 2004, recorded in Deed Book 34-H, Page 644, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND AND 0/100 DOLLARS ($118,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
All that tract or parcel of land lying and being in the 248th District G.M., Jackson County, Georgia, being Lot 99, Stone Creek Subdivision, Phase 2, as per plat recorded in Plat Book 46, Pages 209 and 210, Jackson County, Georgia Records, said plat being incorporated herein and made reference hereto. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jesus G. Perez or a tenant or tenants and said property is more commonly known as 809 Stone View Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Jesus G. Perez
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/psm 7/6/10
Our file no. 1317510-FT3
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DIANNA JOHNSTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 7, 2008, recorded in Deed Book 53-P, Page 692, Jackson County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND THREE HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($169,398.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dianna Johnston or a tenant or tenants and said property is more commonly known as 23 Austin Way, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Central Mortgage Company as Attorney in Fact for Dianna Johnston
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 7/6/10
Our file no. 51745810-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 1 of Lea Meadows Subdivision, and being more particularly described and delineated according to a Plat and Survey prepared by Venable & Associates, Inc., GRLS, dated September 1, 1999, and plat being of Record in the Office of the Clerk of Superior Court of Jackson County, Georgia in the Plat Book 54, Page 104; which said plat and the recorded thereof are by reference hereto incorporated herein for a more complete and detailed description. MR/tlj 7/6/10 Our file no. 51745810 - FT14
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARK L. HAYES and AMY M. PORTER to NORWEST MORTGAGE, INC., dated March 22, 1999, recorded in Deed Book 19-H, Page 474, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($97,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mark L. Hayes or a tenant or tenants and said property is more commonly known as 95 Hospital Road, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc f/k/a Norwest Mortgage, Inc. as Attorney in Fact for Mark L. Hayes and Amy M. Porter
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 5263107-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the City Limits of Commerce, Georgia, and on the West side of the B.J.C. Hospital Road, and being that land designated as Lots 13 and 16 in a certain plat prepared by Hancock and Black in May 1960, said plat being recorded in Plat Book 3, Page 363, Jackson County Records. Said plat and the description contained therein being incorporated herein by reference for a complete description of the property herein described. MR/ras 7/6/10 Our file no. 5263107 - FT7
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEPHEN CARTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 23, 2007, recorded in Deed Book 47-R, Page 723, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, As Trustee On Behalf Of Morgan Stanley ABS Capital INC. Trust 2006 HE6 by assignment recorded in Deed Book 52 S, Page 309, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-TWO THOUSAND AND 0/100 DOLLARS ($162,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Stephen Carter or a tenant or tenants and said property is more commonly known as 905 Monte Lane, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, As Trustee On Behalf Of Morgan Stanley ABS Capital INC. Trust 2006 HE6 as Attorney in Fact for Stephen Carter
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jm6 7/6/10
Our file no. 51193008-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, lying and being in the 245th G.M.D. Jackson County, and being Lot 86, of Holders Mill Subdivision, Phase III, Jackson County, Georgia as per plat recorded in Plat Book 54, Page 182, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Subject to restrictive covenants of record and existing easements and rights of way for public roads and utilities now in use. MR/jm6 7/6/10 Our file no. 51193008 - FT4
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PATRICIA SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 17, 2005, recorded in Deed Book 39-J, Page 769, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, National Association as Trustee for securitized asset backed receivables ll-C 2005-FR5 Mortgage pass-through certificates, series 2005-FR5 by assignment recorded in Deed Book 53J, Page 384, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND ONE HUNDRED TWENTY-FOUR AND 0/100 DOLLARS ($101,124.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia Smith or a tenant or tenants and said property is more commonly known as 45 Brentwood Dr., Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, National Association as Trustee for securitized asset backed receivables llc 2005-FR5 Mortgage pass-through certificates, series 2005-FR5 as Attorney in Fact for Patricia Smith
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jm6 7/6/10
Our file no. 52239108-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 255, Jackson County, Georgia, as shown and delineated as Lot 22, Brentwood Estates Subdivision, Unit One, as per Plat recorded in Plat Book 57, Page 96, Jackson County, Georgia Records, said Plat is incorporated herein by reference thereto. MR/jm6 7/6/10 Our file no. 52239108 - FT4
(JN9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES M. ELROD and ELIZABETH A. ELROD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 30, 2009, recorded in Deed Book 54-L, Page 407, Jackson County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND NINE HUNDRED TWENTY-SEVEN AND 0/100 DOLLARS ($146,927.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James M. Elrod or a tenant or tenants and said property is more commonly known as 407 Joshua Way, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Branch Banking and Trust Company as Attorney in Fact for James M. Elrod and Elizabeth A. Elrod
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kmh 7/6/10
Our file no. 51713210-FT8
EXHIBIT “A”
Situate in G.M.D. 1407 of Jackson County, Georgia, being Lot 38 of Towne Park Subdivision as per plat recorded in Plat Book 57, Page 46, Jackson County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof. Tax ID Number: 120C 038 Being the same property conveyed to Elizabeth A. Elrod and James H. Elrod, as joint tenants with rights of survivorship by deed from Battle Properties Inc recorded 03/22/2004 in Deed Book 334 Page 738, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as: 407 Joshua Way, Hoschton, Georgia MR/kmh 7/6/10 Our file no. 51713210 - FT8
(JN9,16,23,30B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LONNA M. PENDLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 13, 2007, in the amount of $100,000.00, and recorded in Deed Book 49-W, Page 714, Jackson County, Georgia Records, as last transferred to SRMOF 2009-1 Trust by assignment, the undersigned, SRMOF 2009-1 Trust pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, G.M., State of Georgia, County of Jackson, encompassing 2.80 acres and being more particularly described and delineated according to a plat and survey prepared by Tyson and Assoc., Inc., certified by Clelland A. Tyson, Georgia Registered Surveyor No. 1515, dated January 25, 1994, entitled Survey for Ronnie H. Pendley and Lonna M. Pendley, said plat being of record in the office of the Clerk of Superior Court of Jackson County, Georgia, in Plat book 42, page 62; which said plat and the recorded thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 1098 Cabin Creek Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lonna M. Pendley and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
SRMOF 2009-1 Trust Attorney in Fact for Lonna M. Pendley
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11278 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JUANA MONDRAGON and JOSE DELGADO SALINAS to NATIONAL CITY MORTGAGE CO. dated May 29, 2002, in the amount of $130,551.00, and recorded in Deed Book 26-V, Page 260, Jackson County, Georgia Records, as last transferred to PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank by assignment, the undersigned, PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in 1765 G.M.D., Jackson County, Georgia, being Lot 50, Hickory Ridge Subdivision, as per plat recorded in Plat Book 50, Page 210 and 211, Jackson County, Georgia Records, said plat being incorporated herein and made reference hereto.
which has the property address of 30 Maple Walk, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Juana Mondragon and Jose Delgado Salinas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Bank Attorney in Fact for Juana Mondragon and Jose Delgado Salinas
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-10728 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARTY ROBERTS to SUNSHINE MORTGAGE CORPORATION dated December 14, 1998, in the amount of $112,500.00, and recorded in Deed Book 18-W, Page 420, Jackson County, Georgia Records. as last transferred to Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D by assignment, the undersigned, Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in 245th G.M.D., Jackson County, Georgia, being 1 acre, more or less, shown as Tract 4E, as per plat recorded in Plat Book 50, Page 72, Jackson County, Georgia Records, which plat is hereby referred to and made a part description; being improved known as 732 Doster Road, according to the most recent system of numbering houses in said county.
which has the property address of 732 Doster Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marty Roberts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company as Trustee, FKA Bankers Trust Company of California, N.A. as Custodian or Trustee for UCFC Loan Trust 1998-D Attorney in Fact for Marty Roberts
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01034 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VANESSA GRESHAM and MORRIS GRESHAM to HOUSEHOLD REALTY CORPORATION dated April 25, 2008, in the amount of $170,095.33, and recorded in Deed Book 52-E, Page 569, Jackson County, Georgia Records, as last transferred to Household Realty Corporation by assignment, the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being known as Lot 44, Jefferson Place Subdivision, as per Plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which Plat is incorporated herein and made a part hereof b reference.
Tax Map or Parcel ID No.: 081J-044
which has the property address of 351 Red Bud Rd., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Vanessa Gresham and Morris Gresham and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Household Realty Corporation Attorney in Fact for Vanessa Gresham and Morris Gresham
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-10496 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BARBARA B. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated November 17, 2003, in the amount of $252,000.00, and recorded in Deed Book 32-Q, Page 125, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465th GMD, Jackson County, Georgia, and being that 1.11 acres, more or less, designated as Tract One on a plat of survey prepared for Ray M. Ross and Robert Salie by David L. Ringo, Sr., Registered Surveyor, dated December 8, 2000, revised may 23, 2001, further revised August 17, 2001, and recorded in Plat Book 58, Page 257, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
which has the property address of 61 Bacon Street, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Barbara B. Davis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Barbara B. Davis
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11102 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by AN DAT LE to MORTGAGE ELECTRONIC RESISTRATION SYSTEMS, INC. as nominee for MAXIM CAPITAL, INC., dated February 28, 2007, recorded in Deed Book 47-Z, Page 593, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($166,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 177, Block C, Unit Two of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 66, Pages 261-264, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is An Dat Le or a tenant or tenants and said property is more commonly known as 1913 Bell Ln., Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for An Dat Le
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cs3 7/6/10
Our file no. 1323110-FT3
(JN9,16,23,30B/12062-60T1P)
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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by SHEREE A. ORELLANA to NATIONAL CITY MORTGAGE, a division of National City Bank dated August 29, 2006, in the amount of $108,811.00, and recorded in Deed Book 45-H, Page 620, Jackson County, Georgia Records, as last transferred to PNC Mortgage, a division of PNC Bank NA by assignment, the undersigned, PNC Mortgage, a division of PNC Bank NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, situate, lying and being in the 245th District, G.M., City of Jefferson, Jackson County, Georgia, designated as Lot 3, of Block A, as shown on a plat of survey entitled Final Plan For Peachtree Estates - Unit Two, prepared by W.T. Dunahoo and Associates, certified by W.T. Dunahoo GRLS No. 1577, dated September 30, 2003, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 62, Page 192; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 578 Dixie Red Avenue, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Sheree A Orellana and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
PNC Mortgage, a division of PNC Bank NA Attorney in Fact for Sheree A Orellana
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-27781 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARY A. PUCKETT to BANK OF AMERICA, N.A. dated March 2, 2007, in the amount of $153,775.00, and recorded in Deed Book 37-K, Page 348, Jackson County, Georgia Records, as last transferred to Bank of America, NA by assignment, the undersigned, Bank of America, NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 6, Bryan Mill, Phase 1, as per plat recorded in Plat Book 62, Pages 230 and 231, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference being that parcel of land conveyed to Mary Ann Puckett from Bryan Mill Builders, LLC. By Linda Gayle Pucket T, attorney in fact by that Deed dated 01/12/2005 and recorded 01/18/2005 in Deed Book 37K, at Page 347 of the Gwinnett County, GA Public Registry. Tax Map Reference: 082E-006
which has the property address of 118 Spinner Dr., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mary A. Puckett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, NA Attorney in Fact for Mary A. Puckett
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-01331 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by STEVEN EVANS and VIKKI EVANS to PEOPLES BANK, The dated April 22, 2003, in the amount of $121,500.00, and recorded in Deed Book 30-A, Page 137, Jackson County, Georgia Records, as last transferred to GMAC Mortgage, LLC by assignment, the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL OF LAND, together with improvements thereon, situate, lying and being in the City of Hoschton, GMD 1407, Jackson County, Georgia, and comprising 0.25 acre, according to a plat prepared for Phillip and Vicki Adams by Allen L. Venable, Jr., Registered Surveyor, dated March 25, 1986, recorded in Plat Book 30, Page 57, of the Jackson County Records, which tract is more fully and completely described according to said plat as follows:
IN ORDER TO LOCATE THE TRUE POINT OF BEGINNING, COMMENCE at the intersection of the Easterly Right of Way of Walnut Street and the centerline of Broad Street; thence in a Northwesterly direction along the Easterly Right of Way of Walnut Street 240 feet to a point along said Easterly Right of Way of Walnut Street; said point being the true Point of Beginning; thence North 17 degrees 06 minutes West 100 feet to an iron pin; thence North 71 degrees 56 minutes East 110.60 feet to an iron pin; thence South 17 degrees 06 minutes East 100 feet to an iron pin; thence South 71 degrees 56 minutes West 110.60 feet to the true Point of Beginning.
which has the property address of 129 Walnut Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Steven Evans and Vikki Evans and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC Attorney in Fact for Steven Evans and Vikki Evans
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-05979 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by GEORJEANIA A. ANDERSON and KENNY E. ANDERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 20, 2006, in the amount of $105,000.00, and recorded in Deed Book 462, Pages 784-799, Jackson County, Georgia Records; as last transferred to Residential Credit Solutions by assignment, the undersigned, Residential Credit Solutions pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with improvements thereon, situate lying and being in the Minish GMD City of Commerce, of Jackson County, Georgia, and known as Lot 5, of the L.B. Dowdy Subdivision, containing 0.78 acres as shown on a plat of survey prepared by Kenny E. Anderson by Max Lewallen, Georgia Registered Land Surveyor dated August 29, 1994, and recorded in Plat Book 44, Page 85 of the Jackson County, Georgia Plat Records, which survey is hereby incorporated herein and made a part of this description.
which has the property address of 419 Baxter Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Georjeania A. Anderson and Kenny E. Anderson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Residential Credit Solutions Attorney in Fact for Georjeania A. Anderson and Kenny E. Anderson
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-06167 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by RANDY BEEKEN dba DRY POND AUTO AND TRUCK REPAIR (aka Randy Beekan dba Dry Pond Auto and Truck Repair, aka Dry Pond Auto and Truck Repair) (hereinafter “Grantor”) to Branch Banking and Trust Company, dated July 15, 2005, recorded in Deed Book 40-Y, pages 379-386, Jackson County, Georgia Records, and being re-recorded at Deed Book 47-U, Pages 329-336, aforesaid records, conveying the after-described property to which secures a Note dated July 15, 2005, in the original principal amount of $228,000.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in 455th GMD, Jackson County, Georgia, being 2.32 acres, more or less, as shown on a plat of survey prepared by Venable & Associates, Inc., Allen L. Venable, Jr., GRLS No. 1761, as recorded in Plat Book 35, page 131, Jackson County, Georgia records, which plat is incorporated herein and by this reference made a part hereof.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Notes and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor, or a tenant or tenants, and said property is also know as 94 Dry Pond Road, Jefferson, GA 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Branch Banking and Trust Company as Attorney in Fact for Grantor above
Samuel L. Chesnutt as Attorney at Law for Branch Banking and Trust Company
Strickland, Chesnutt & Lindsay, LLP
650 Oglethorpe Avenue, Suite 1
Athens, Georgia 30606
Our file no. A09-209D
(AP7,14,21,28B/887-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEE HUEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 21, 2007, recorded in Deed Book 51-N, Page 505, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($224,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lee Huey and Marinelly Huey or a tenant or tenants and said property is more commonly known as 301 Jackson Avenue, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA. as Attorney in Fact for Lee Huey McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/car 5/4/10
Our file no. 51532209-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in Porter’s GMD 1765, Jackson County, Georgia, being Lot 37, Liberty Crossing, Unit One, as per Plat recorded in Plat Book 68, Pages 282-286, and revised in Plat Book 68, Pages 290-295, Jackson County, Georgia Records, which recorded Plat is incorporated herein by reference for a more complete description of said property. MR/car 5/4/10 Our file no. 51532209 - FT12
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVE F. PHILLIPS and WENDY W. PHILLIPS to OPTION ONE MORTGAGE CORPORATION, dated May 25, 2005, recorded in Deed Book 42-S, Page 618, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Steve F. Phillips and Wendy W. Phillips or a tenant or tenants and said property is more commonly known as 297 Cedar Grove Church Rd., Winder, Georgia 30680. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 as Attorney in Fact for Steve F. Phillips and Wendy W. Phillips
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 5/4/10
Our file no. 52559208-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being designated as Tract 3 on a plat of survey for W.H. Britt & Associates, Inc. by B&B Surveying (Ben E. Butterworth GRLS No. 2294) dated May 13, 1997, and being more particularly described as follows: Beginning at a point on the southerly right of way line of Cedar Grove Church Road (60 foot right of way) located 1358.16 feet westerly as measured along said right of way line from its point of intersection with the westerly right of way line of Ethridge Road (80 foot right of way); run thence south 06 degrees 15 minutes 00 seconds west 407.90 feet to a point; run thence north 67 degrees 02 minutes 19 seconds west 208.82 feet to a point; run thence north 06 degrees 15 minutes 00 seconds east 319.96 feet to a point on the southerly right of way line of Cedar Grove Church Road; run thence along said right of way line south 85 degrees 34 minutes 54 seconds east 6.17 feet to a point; continue thence southeasterly along said right of way, and following the arc of a curve to the left, an arc distance of 130.15 feet to a point (said arc being subtended by a chord bearing south 89 degrees 01 minutes 39 seconds east 130.07 feet); continue thence along said right of way line north 82 degrees 29 minutes 48 seconds east 66.21 feet to a point, which is the true place or point of beginning. Less and except the land conveyed to Charles D. Wofford and Roda Wofford in Deed Book 28F, Page 377. Being a portion of the property conveyed to Steve F. Phillips and Wendy W. Phillips by deed from Herbert W. Roys, Jr. and Sjerlie A. Roys recorded 01-23-2002 in Deed Book 25N Page 184, in the Office of the Clerk of the Superior Court of the Superior Court of Barrow County, Georgia. MR/nll 5/4/10 Our file no. 52559208 - FT1
(AP7,14,21,28B/B/12062-90T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KATHRYN C. TOMPKINS and DONALD WILLS TOMPKINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 26, 2007, recorded in Deed Book 48-O, Page 680, Jackson County, Georgia Records, as last transferred to First Franklin Financial Corporation by assignment recorded in Deed Book 560, Page 316, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($270,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Home Loan Services, Inc., 150 Allegheny Center-ICD PA9-150-02-50, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kathryn C. Tompkins and Donald Wills Tompkins or a tenant or tenants and said property is more commonly known as 1410 Johnson Mill Rd., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Franklin Financial Corporation as Attorney in Fact for Kathryn C. Tompkins and Donald Wills Tompkins
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 5/4/10
Our file no. 53070709-FT1
EXHIBIT “A”
The following described property: All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, containing 3.657 acres, more or less, as per plat of survey prepared for Donald Wills Tompkins, by Venable & Associates, Inc., Georgia Registered Surveyor, dated January 31, 2000, and recorded in Plat Book 56, Page 29, in the Clerk’s Office of the Superior Court of Jackson County, Georgia. Said plat as recorded in is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Tax ID No. 070-009Q. Being the same property conveyed to Donald Wills Tompkins and Kathryn C. Tompkins, joint tenants with right of survivorship by deed from Donald Wills Tompkins recorded 05/14/2001 in Deed Book 23K Page 304, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For the street numbering purposes known as 1410 Johnson Mill Rd., Jefferson, Georgia. MR/nll 5/4/10 Our file no. 53070709 - FT1
(AP7,14,21,28B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERROL H. MCKENZIE and KRISTEN M. MCKENZIE to HOMEBANC MORTGAGE CORPORATION, dated April 29, 2005, recorded in Deed Book 38-W, Page 70, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-THREE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($193,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Errol H McKenzie and Kristen M McKenzie or a tenant or tenants and said property is more commonly known as 248 Ryans Run, Jefferson, Georgia 30549-4644. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-3 as Attorney in Fact for Errol H McKenzie and Kristen M McKenzie
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 5/4/10
Our file no. 5888410-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 43 of Wood Farms Phase III, as per plat recorded in Plat Book 64 Page 69, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description. MR/nll 5/4/10 Our file no. 5888410 - FT1
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAHNAZ JOY ISRAILI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 16, 2006, recorded in Deed Book 43-F, Page 510, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIX THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($206,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shahnaz Joy Israili or a tenant or tenants and said property is more commonly known as 392 Plantation Drive, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as Trustee for TBW Mortgage Backed Trust Series 2006-3, Mortgage Backed Pass-Through Certificates, Series 2006-3 as Attorney in Fact for Shahnaz Joy Israili
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 5/4/10
Our file no. 5970810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in 245 GMD of Jackson County, Georgia, being Lot 16, Block, of Plantation Walk, as per plat recorded in Plat Book 62, Pages 196-198, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/nll 5/4/10 Our file no. 5970810 - FT1
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EARNEST BRITT and SANDRA BRITT to HOUSEHOLD REALTY CORPORATION, dated January 28, 2005, recorded in Deed Book 37-O, Page 511, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND ONE HUNDRED THIRTEEN AND 94/100 DOLLARS ($163,113.94), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Consumer Lending, 961 Weigel Drive, Elmhurst, IL 60126, 800-365-6730. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Earnest Britt and Sandra Britt or a tenant or tenants and said property is more commonly known as 124 Jackson Pk. Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Household Realty Corporation as Attorney in Fact for Earnest Britt and Sandra Britt
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kmh 5/4/10
Our file no. 5865710-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in C.M.D. 248 of Jackson County, Georgia, and being Lot 37, Jackson Park Subdivision. As per plat recorded in Plat Book 54, Page 169, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference. Tax Map or Parcel ID No.: 107-003C-37 MR/kmh 5/4/10 Our file no. 5865710 - FT8
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EMANUIL PETRESKU and NATALIYA PETRESKU to BANK OF AMERICA, N.A., dated November 14, 2005, recorded in Deed Book 41-P, Page 46, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FIVE THOUSAND THREE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($145,381.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Emanuil Petresku and Nataliya Petresku or a tenant or tenants and said property is more commonly known as 1279 White Hill School Rd., Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank Of America, N.A. as Attorney in Fact for Emanuil Petresku and Nataliya Petresku
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 5/4/10
Our file no. 51063010-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District G.M., Jackson County, Georgia, and being that 2.41 acres, more or less, as more particularly shown on a plat of survey prepared for Keith Lord & Ashley Lord by W.T. Dunahoo and Associates, Inc., registered surveyor dated May 25, 1994, recorded in Plat Book 43, Page 170, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR/ste 5/4/10 Our file no. 51063010 - FT10
(AP7,14,21,28B/121062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FREDDIE HUBSCHMITT and JESSICA JUDITH HUBSCHMITT to WACHOVIA BANK, NATIONAL ASSOCIATION, dated May 28, 2008, recorded in Deed Book 0052-Q, Page 0158, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND SIX HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($143,644.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Freddie Hubschmitt and Judith Hubschmitt or a tenant or tenants and said property is more commonly known as 1077 Jasmine Dr., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wachovia Bank, National Association as Attorney in Fact for Freddie Hubschmitt and Jessica Judith Hubschmitt
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jn2 5/4/10
Our file no. 51125310-FT17
EXHIBIT “A”
The following real property situate in County of Jackson and State of Georgia described as follows: All that tract or parcel of land lying and being in the 245th GMD of Jackson County Georgia being Lot 53 Jefferson Place Subdivision as per plat recorded in Plat Book 64, Page 232, Jackson County Georgia Records which plat is incorporated herein and made a part hereof by reference Property Address: 1077 Jasmine Dr. MR/jn2 5/4/10 Our file no. 51125310 - FT17
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAMONA D. LATIMER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 23, 2006, recorded in Deed Book 44-N, Page 347, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND AND 0/100 DOLLARS ($143,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ramona D. Latimer or a tenant or tenants and said property is more commonly known as 1763 Old State Rd., Pendergrass, Georgia 30567. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Ramona D. Latimer
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 5/4/10
Our file no. 51032710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1691st District, G.M., Jackson County, Georgia, and being that 10.79 acres, more or less, designated at Tract 1; that 1.50 acres, more or less, designated as Tract 3; as more particularly shown on a plat of survey prepared for John & Ramona Latimer by Rufus E. Owens, Registered Surveyor, dated November 26, 1996, recorded in Plat Book 46, Page 250, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR/jwy 5/4/10 Our file no. 51032710 - FT14
(AP7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WANDA S. CHAPMAN to COMMUNITY BANK AND TRUST, dated April 21, 2006, and recorded May 1, 2006, in Deed Book 43-Q, Pages 180-183, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in May, 2010, by SCBT, NA as Successor for Community Bank and Trust as Attorney-in-Fact for Wanda S. Chapman the following described property:
All that lot, tract, or parcel of land, together with all improvements thereon, lying and being in the 255th and 455th District of Jackson County, Georgia, being Tract 17, containing 5.04 acres, of the Inez Martin Boyd property as more particularly shown on the plat of survey recorded in Plat Book 9 Page 276 of the Jackson County, Georgia, Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
LESS AND EXCEPT all that lot, tract, or parcel of land, together with all improvements thereon, lying and being in the 255th and 455th District of Jackson County, Georgia, containing 2.70 acres as shown on that plat of survey for Robert Chapman, dated February 20, 2000, by Henry Bailey, Registered Surveyor, and which is more particularly described according to said plat as follows: BEGINNING at the northeast corner of Tract 17 as shown on the plat recorded in Plat Book 9 Page 276 of the Jackson County, Georgia Plat Records, thence South 39°37’34” West 485.87 feet to an iron pin set; thence North 72’44’12” West 203.26 feet to an iron pin set; thence North 20°36’42” East 439.16 feet to a point on the southern right-of-way of Edwin Reynolds Road (40 foot right-of-way); thence along the right-of-way South 55°55’03” East 62.55 feet to a point; thence continuing along the right-of-way along a curve with a chord bearing South 78°12’39” East 303.98 feet to an iron pin and the POINT OF BEGINNING.
This is a portion of the property conveyed by Warranty Deed dated April 23, 1998, from Nancy Hammond Howell to Robert Chapman, recorded in Deed Book 17-U Page 246 of the Jackson County, Georgia Deed Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Wanda S. Chapman.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SCBT, NA as Successor for Community Bank and Trust as Attorney-in-fact for Wanda S. Chapman.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(AP7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT SHERMAN and aka ROBERT W SHERMAN JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 29, 2008, recorded in Deed Book 51-W, Page 258, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND NINE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($200,965.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Sherman and aka Robert W Sherman Jr. or a tenant or tenants and said property is more commonly known as 542 Jefferson Walk Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Robert Sherman and aka Robert W. Sherman Jr.
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/abw 5/4/10
Our file no. 5958510-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 19, Block B, Jefferson Walk East, Unit Two, as per plat recorded in Plat Book 62, Page 280, Jackson County Records, said plat being incorporated herein by reference thereto. MR/abw 5/4/10 Our file no. 5958510 - FT11
(AP7,14,21,28B;12062-60T1P)
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