JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note and guaranty executed by EDDIE J. BUTLER in favor of HOMETOWN COMMUNITY BANK, secured by a Deed to Secure Debt executed by EDDIE J. BUTLER, dated May 8, 2009, recorded in Deed Book 55-K, pages 70-77, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land and all improvements thereon, the properties described as follows:
All that tract or parcel of land lying and being in the 1407th District GMD, in the city of Hoschton, Jackson County, Georgia, containing 0.37 acres and being Tract II as shown on that plat prepared for Mrs. M.D. Hogan and Dean Hogan prepared by Piedmont Engineering and Surveying Company, dated October 26, 1988, and recorded in Plat Book 31, Page 42 of the Jackson County, Georgia Plat Records, and which said plat is hereby incorporated by reference for a more complete legal description of said property.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, easements and matters of record superior to the Deed to Secure Debt first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt (notice of intent to collect attorneys fees having been given), and the remainder, if any, shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Hometown Community Bank, P.O. Box 218, Braselton, GA 30517, (706) 654-3199. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of Shadow Brooke, Inc. and said property will be sold as the property of Shadow Brooke, Inc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HOMETOWN COMMUNITY BANK As Attorney in Fact for Eddie J. Butler
Scott A. Ball
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
770-536-0101
SMF File 56661C
(AU11,18,25,SE1B/886-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by DAVID D. TEMPLETON and WANDA A. TEMPLETON to ALLIANCE FUNDING, a Division of Superior Bank FSB dated November 16, 1999 in the amount of $56,000.00, and recorded in Deed Book 20-P, Page 408-423, Jackson County, Georgia Records; as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, formerly known as LaSalle National Bank, in its capacity as indenture trustee under that certain Sale and Servicing Agreement dated December 1, 1999 among AFC Trust Series 1999-4, as Issuer, Superior Bank FSB, as Seller and Servicer, and LaSalle Bank National Association, as Indenture Trustee, AFC Mortgage Loan Asset Backed Notes, Series 1999-4 and any amendments thereto by assignment; the undersigned Bank of America, National Association as successor by merger to LaSalle Bank National Association, formerly known as LaSalle National Bank, in its capacity as indenture trustee under that certain Sale and Servicing Agreement dated December 1, 1999 among AFC Trust Series 1999-4, as Issuer, Superior Bank FSB, as Seller and Servicer, and LaSalle Bank National Association, as Indenture Trustee, AFC Mortgage Loan Asset Backed Notes, Series 1999-4 and any amendments thereto pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 253, Jackson County, Georgia, being Lot 6, Pressley Estates, according to plat recorded in Plat Book 42, Pages 76, records of Jackson County, Georgia, which plat is incorporated herein by reference.
which has the property address of 341 Pace Dr, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David D. Templeton and Wanda A. Templeton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, formerly known as LaSalle National Bank, in its capacity as indenture trustee under that certain Sale and Servicing Agreement dated December 1, 1999 among AFC Trust Series 1999-4, as Issuer, Superior Bank FSB, as Seller and Servicer, and LaSalle Bank National Association, as Indenture Trustee, AFC Mortgage Loan Asset Backed Notes, Series 1999-4 and any amendments thereto Attorney in Fact for
David D. Templeton and Wanda A. Templeton
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-15265 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by MARK W. SMITH and MERDITH L. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 8, 2006 in the amount of $143,000.00, and recorded in Deed Book 45-R, Page 726, Jackson County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 14, Phase II of Cross Ridge Estates Subdivision, as per plat thereof recorded in Plat Book 62, Pages 19-20, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and that made a part of this description.
which has the property address of 514 Jimmy Reynolds Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mark W. Smith and Merdith L. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Mark W. Smith and Merdith L. Smith
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-14404 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ROSEMARIE A. MERCARDANTE and VICENT D. MERCARDANTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated September 1, 2006 in the amount of $187,000.00, and recorded in Deed Book 45-M, Page 606, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Jackson County, Georgia in GMD 245, being Lot or Tract 4 of the Jackson Creek Subdivision, as per plat recorded in Plat Book 22, Page 14, Jackson County, Georgia Records.
which has the property address of 1035 Lewis Sailors Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Rosemarie A. Mercardante and Vicent D. Mercardante and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for
Rosemarie A. Mercardante and Vicent D. Mercardante
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24787 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PAULA D. COLE and ROBERT P. TYSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 30, 2007, recorded in Deed Book 48-K, Page 74, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($195,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paula D. Cole and Robert P. Tyson or a tenant or tenants and said property is more commonly known as 7191 Silk Tree Pointe, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Paula D. Cole and Robert P. Tyson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52214710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson, County, Georgia and being Lot 137 of The Township at Mulberry Park, as per that plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to: a) zoning ordinances of affecting the Property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions Restrictions and Easements for the Township at Mulberry Park Subdivision.
(AU11,18,25,SE1B/19698-70T1P)

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Notice of Sale
State of Georgia, County of Jackson
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES LORIN HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 25, 2006, and recorded in Deed Book 44-D, Page 733, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11, by Assignment, securing a Note in the original principal amount of $177,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract and/or parcel of land lying and being in MINISH GMD 1691 District, Jackson County, Georgia, and being shown as Lot 32, Allen Creek Farms, as recorded in Plat Book 64, Page 105, Jackson County, Georgia Records.
Said property is known as 36 Sweetgum Street, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Lorin Harris, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James Lorin Harris, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11 as Attorney-in-Fact for James Lorin Harris
File no. 10-004232
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by JAMES MICHAEL NELMS, JR. to MAIN STREET BANK D/B/A MAIN STREET MORTGAGE dated June 7, 2002 in the amount of $104,000.00, and recorded in Deed Book 26-S, Page 779, Jackson County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd District G.M., Jackson County, Georgia, designated as Tract No. 2, containing 3.67 acres, more or less, according to a plat and survey of Allen L. Venable, Surveyor, dated September 9, 1978, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 86. Bounded according to said plat, on the North by Tract No. 1, on the East by Shakleford property, on the South by center line of Old Road, on the West by Elrod Road. Said plat incorporated herein by reference for a more detailed description.
which has the property address of 535 J.T. Elrod Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Michael Nelms, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
MetLife Home Loans, a division of MetLife Bank, N.A.
Attorney in Fact for
James Michael Nelms, Jr.
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23675 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA to UNITED COMMUNITY BANK, dated February 8, 2010, recorded February 24, 2010, in Deed Book 57-E, Page 151, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA of even date in the original principal amount of ONE HUNDRED TWENTY TWO THOUSAND THREE HUNDRED FIFTY AND 36/100 ($122,350.36) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being Lot 29, as more particularly shown on a final plat of survey for Cross Ridge Estates, Phase II by D.J. Baggett Land Surveying, Registered Surveyor, dated July 17, 2003, recorded at Plat Book 62, Page 20, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02286
(AU11,18,25,B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE to UNITED COMMUNITY BANK, dated March 7, 2005, recorded April 7, 2005, in Deed Book 38-I, Page 336, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated January 15, 2009, recorded in Deed Book 54-H, Page 277, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA dated January 15, 2009, in the original principal amount of TWO HUNDRED SIXTY ONE THOUSAND FOUR HUNDRED TWENTY THREE AND 50/100 ($261,423.50) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being that 3.39 acres, more or less, as more particularly shown on a plat of survey prepared for Stephanie M. Love by Max Lewallen, Registered Surveyor, dated October 1, 1996, recorded in Plat Book 48, Page 236, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: 
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being 1.067 acres, more or less, designated as Tract 2, on a plat of survey prepared for Steven W. Marlowe by Max Lewallen, Registered Surveyor, dated November 10, 2006, recorded in Plat Book 67, Page 45, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All Inventory and Fixtures.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02282
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/16022-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERANCE SHANE SULLIVAN, JR. and LISA EILEEN SULLIVAN to CARDINAL MORTGAGE INC., dated August 3, 2007, recorded in Deed Book 49-S, Page 766, Jackson County, Georgia Records, as last transferred to National City Mortgage, a division of National City Bank by assignment recorded in Deed Book 49S, Page 785, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($395,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan or a tenant or tenants and said property is more commonly known as 971 Old Forge Ln., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia and being designated as Lot 25, Pod J, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 60, Page 286-290, in the office of the Clerk of the Superior Court of Jackson County, Georgia; which plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN M. LOWE and SHARON M. LOWE to NATIONAL CITY MORTGAGE a division of National City Bank, dated September 6, 2006, recorded in Deed Book 45-L, Page 540, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven M. Lowe and Sharon M. Lowe or a tenant or tenants and said property is more commonly known as 247 Vantage Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Steven M. Lowe and Sharon M. Lowe
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51962810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD District of Jackson County, Georgia, being Lot 44 of the Preserve at Jefferson, as per plat recorded at Plat Book 62, Page 111, Jackson County, Georgia records, which plat by reference is incorporated herein and made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC C. HUTSON and JESSICA B. HUTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 23, 2007, recorded in Deed Book 48-O, Page 493, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric C. Hutson and Jessica B. Hutson or a tenant or tenants and said property is more commonly known as 69 Red Bud Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Eric C. Hutson and Jessica B. Hutson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52046110-FT14
EXHIBIT “A”
The following described real property situate in the City of Jefferson, County of Jackson, and State of Georgia, to wit: All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, being Lot 106 of Jefferson Place Subdivision F/K/A Jefferson Walk North, per Plat Book 64, Page 232, Jackson County, Georgia Records, which is referred to and made a part of this descriptions. Tax ID #: 081J-106 By fee simple deed from Jeff Blankenship Homes, Inc. as set forth in Deed Book 442, Page 3 and recorded on 8/7/2006, Jackson County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changed since the date of the above referenced source.
(AU11,19,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W Bruce and Teresa B Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Ronald W Bruce and Teresa B Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 9/7/10
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHELIA E. WATTS and ALAN R. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 13, 2006, recorded in Deed Book 43-M, Page 685, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 by assignment recorded in Deed Book 0052N, Page 0051, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shelia E. Watts and Alan R. Watts or a tenant or tenants and said property is more commonly known as 481 Scott St, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 as Attorney in Fact for Shelia E. Watts and Alan R. Watts
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 52709606-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County Georgia records, being one-half of Lot No. 21 and containing 8/10 of an acre as per plat recorded at Plat Book 2, Page 242 and the other being described in a deed appearing at Deed Book 17-X, Page 459, dated August 31, 1953 and filed for record on 05/27/98, being Lot 20A of the Colman Estates Subdivision as recorded at Plat Book 4, Page 252. For a more detailed description to said tracts, reference is hereby made to said plats as recorded. Less and Except: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, beginning at an iron pin on the back corner of Lot No. 20, owned by L.J. Eubanks; thence in a Southwesterly direction 25 feet along line of Lot 20A; thence in a Northwesterly direction a distance of 344.5 feet to iron pin on Scott Street; thence in a Northeasterly direction along Scott Street 25 feet to pin on Lot No. 20, owned by L.J. Eubanks; thence along Eubanks’ line in a Southeasterly direction 344.5 feet to beginning point and shown on plat of Coleman Estate Subdivision recorded at Plat Book 4, Page 252, Jackson County, Georgia records. This deed being recorded at Deed Book 3-R, Page 177, aforesaid county records. Subject to restrictions and/or covenants of record, if any, easements of records and existing easements and rights of way for public roads and utilities now in use. Property Address: 481 Scott Street, Commerce, Georgia 30529 according to the present numbering system in Jackson County, Georgia. Map & Parcel No: C12-022. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on September 7, 2010, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/jw0 9/7/10 Our file no. 52709606 - FT4
(AU11,18,25,SE1B/19698-90T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CURTIS BERNHAUSER and MELISSA BERNHAUSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINESTATE MORTGAGE CORPORATION, dated September 25, 2006, and filed for record November 14, 2006, in Deed Book 46-J, Page 43, Jackson County, Georgia Records, and securing a Note in the original principal amount of $131,200.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB by Assignment filed for record July 30, 2009 in Deed Book 55V, Page 2, Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2010, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser the following property to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, being known as Lot 54, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
The above described property is also known as 1934 Lantern Drive, Jefferson, GA  30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Curtis Bernhauser and Melissa Bernhauser.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P. as servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/119-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIET D. NGUYEN to BANK OF AMERICA, N.A., dated April 12, 2007, recorded in Deed Book 48-U, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($340,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kiet D. Nguyen or a tenant or tenants and said property is more commonly known as 661 Stapler Bridge Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Kiet D. Nguyen
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 51934309-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD of Jackson County, Georgia being a 27.35 ac portion of Atkins Property, as per plat recorded in Plat Book 65, Page 171, Jackson County, Georgia records, said plat by reference made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OSCAR ESCALANTE ECHEVERRIA and MARIA R. ESCALANTE to CARDINAL MORTGAGE INC, dated November 16, 2007, recorded in Deed Book 50-W, Page 581, Jackson County, Georgia Records, as last transferred to PNC Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-TWO THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($272,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Oscar Escalante Echeverria or a tenant or tenants and said property is more commonly known as 2699 Old Winder Jefferson Hwy., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association as Attorney in Fact for Oscar Escalante Echeverria and Maria R. Escalante
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 9/7/10
Our file no. 52116510-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 10, as shown by plat and survey for Winford Lindsay Associates, prepared by Ringo & Sadler, GRLS, dated September 19, 1996, recorded in Plat Book 46, Page 271, Jackson County Records; said plat being incorporated herein by reference thereto
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from ZACHARIAH BARE (hereinafter referred to as “Grantor”) to MOUNTAIN VALLEY COMMUNITY BANK, dated September 17, 2007, filed for record in Deed Book 50-E, Page 584, in the Office of the Clerk of the Superior Court of Jackson County, Georgia (hereinafter called the “Security Deed”), the undersigned, Mountain Valley Community Bank, pursuant to said Security Deed and that certain Universal Note dated September 17, 2007, in the original principal amount of $63,772.00 (hereinafter referred to as the “Note”) has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010 the following described property:
All that tract or parcel of land lying and being in the 257th (Harrisburg) District, G.M., Jackson County, Georgia, more particularly described according to plat prepared by Patton-Pless and Associates, Surveyors, dated September 12, 1970, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 6, Page 230, bounded on the northwest by lands of W. M. McDonald, on the east by lands of Tom Daniel, on the south by right of way of Georgia Highway No. 15 and on the west by right of way of county dirt road. Said plat and the description thereof being incorporated herein by reference for a detailed description, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.
TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Zachariah Bare is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
Mountain Valley Community Bank hereby notifies Grantor that Mountain Valley Community Bank remains the holder of the security interest set forth in the Security Deed. Grantor may communicate with Mountain Valley Community Bank by contacting Mr. Don Allison, Mountain Valley Community Bank, 136 North Main Street, Cleveland, Georgia 30528, or by telephone at (706) 348-6822. Mr. Allison has full authority to negotiate, amend, and modify all terms of the Security Deed with Grantor.
MOUNTAIN VALLEY COMMUNITY BANK, as Attorney-in-Fact for ZACHARIAH BARE
By: Thomas E. Austin, Jr., Attorney for Mountain Valley Community Bank
Thomas E. Austin, Jr., LLC
3490 Piedmont Road, N.E.
Suite 1005
Atlanta, Georgia 30305
(404) 814-3755
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
T [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note and guaranty executed by EDDIE J. BUTLER in favor of HOMETOWN COMMUNITY BANK, secured by a Deed to Secure Debt executed by EDDIE J. BUTLER, dated May 8, 2009, recorded in Deed Book 55-K, pages 70-77, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land and all improvements thereon, the properties described as follows:
All that tract or parcel of land lying and being in the 1407th District GMD, in the city of Hoschton, Jackson County, Georgia, containing 0.37 acres and being Tract II as shown on that plat prepared for Mrs. M.D. Hogan and Dean Hogan prepared by Piedmont Engineering and Surveying Company, dated October 26, 1988, and recorded in Plat Book 31, Page 42 of the Jackson County, Georgia Plat Records, and which said plat is hereby incorporated by reference for a more complete legal description of said property.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, easements and matters of record superior to the Deed to Secure Debt first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt (notice of intent to collect attorneys fees having been given), and the remainder, if any, shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Hometown Community Bank, P.O. Box 218, Braselton, GA 30517, (706) 654-3199. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of Shadow Brooke, Inc. and said property will be sold as the property of Shadow Brooke, Inc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HOMETOWN COMMUNITY BANK As Attorney in Fact for Eddie J. Butler
Scott A. Ball
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
770-536-0101
SMF File 56661C
(AU11,18,25,SE1B/886-60T4P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by DAVID D. TEMPLETON and WANDA A. TEMPLETON to ALLIANCE FUNDING, a Division of Superior Bank FSB dated November 16, 1999 in the amount of $56,000.00, and recorded in Deed Book 20-P, Page 408-423, Jackson County, Georgia Records; as last transferred to Bank of America/ AFC Trust Series 1999-4 by assignment; the undersigned, Bank of America/ AFC Trust Series 1999-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 253, Jackson County, Georgia, being Lot 6, Pressley Estates, according to plat recorded in Plat Book 42, Pages 76, records of Jackson County, Georgia, which plat is incorporated herein by reference.
which has the property address of 341 Pace Dr., Nicholson, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David D. Templeton and Wanda A. Templeton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America/ AFC Trust Series 1999-4 Attorney in Fact for
David D. Templeton and Wanda A. Templeton
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-15265 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by MARK W. SMITH and MERDITH L. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 8, 2006 in the amount of $143,000.00, and recorded in Deed Book 45-R, Page 726, Jackson County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 14, Phase II of Cross Ridge Estates Subdivision, as per plat thereof recorded in Plat Book 62, Pages 19-20, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and that made a part of this description.
which has the property address of 514 Jimmy Reynolds Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mark W. Smith and Merdith L. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Mark W. Smith and Merdith L. Smith
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-14404 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ROSEMARIE A. MERCARDANTE and VICENT D. MERCARDANTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated September 1, 2006 in the amount of $187,000.00, and recorded in Deed Book 45-M, Page 606, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, and within the City limits of the City of Jefferson, on the West side of Gordon Street, bounded on the North by lands of Bailey and Randolph, on the East by Gordon Street, and on the South and West by lands of Randolph and being more particularly described as follows:
Beginning at a point in center of Gordon Street in the Northeast corner of this tract, where this tract corners with lands of Bailey; thence South 73 degrees 00 seconds West 282 feet to a stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 73 degrees 00 minutes West 282 feet to stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 3 degrees 45 minutes West 130 feet to stake; thence North 85 degrees 15 minutes East 300 feet to point in center of Gordon Street; thence with Gordon Street, North 3 degrees 45 minutes West 202 feet to the beginning corner, containing one and 21/100 (1.21) acres, more or less.
which has the property address of 1035 Lewis Sailors Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Rosemarie A. Mercardante and Vicent D. Mercardante and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for
Rosemarie A. Mercardante and Vicent D. Mercardante
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24787 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PAULA D. COLE and ROBERT P. TYSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 30, 2007, recorded in Deed Book 48-K, Page 74, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($195,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paula D. Cole and Robert P. Tyson or a tenant or tenants and said property is more commonly known as 7191 Silk Tree Pointe, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Paula D. Cole and Robert P. Tyson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52214710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson, County, Georgia and being Lot 137 of The Township at Mulberry Park, as per that plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to: a) zoning ordinances of affecting the Property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions Restrictions and Easements for the Township at Mulberry Park Subdivision.
(AU11,18,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
State of Georgia, County of Jackson
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES LORIN HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 25, 2006, and recorded in Deed Book 44-D, Page 733, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11, by Assignment, securing a Note in the original principal amount of $177,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract and/or parcel of land lying and being in MINISH GMD 1691 District, Jackson County, Georgia, and being shown as Lot 32, Allen Creek Farms, as recorded in Plat Book 64, Page 105, Jackson County, Georgia Records.
Said property is known as 36 Sweetgum Street, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Lorin Harris, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James Lorin Harris, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11 as Attorney-in-Fact for James Lorin Harris
File no. 10-004232
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1323-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by JAMES MICHAEL NELMS, JR. to MAIN STREET BANK D/B/A MAIN STREET MORTGAGE dated June 7, 2002 in the amount of $104,000.00, and recorded in Deed Book 26-S, Page 779, Jackson County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd District G.M., Jackson County, Georgia, designated as Tract No. 2, containing 3.67 acres, more or less, according to a plat and survey of Allen L. Venable, Surveyor, dated September 9, 1978, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 86. Bounded according to said plat, on the North by Tract No. 1, on the East by Shakleford property, on the South by center line of Old Road, on the West by Elrod Road. Said plat incorporated herein by reference for a more detailed description.
which has the property address of 535 J.T. Elrod Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Michael Nelms, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
MetLife Home Loans, a division of MetLife Bank, N.A.
Attorney in Fact for
James Michael Nelms, Jr.
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23675 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA to UNITED COMMUNITY BANK, dated February 8, 2010, recorded February 24, 2010, in Deed Book 57-E, Page 151, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA of even date in the original principal amount of ONE HUNDRED TWENTY TWO THOUSAND THREE HUNDRED FIFTY AND 36/100 ($122,350.36) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being Lot 29, as more particularly shown on a final plat of survey for Cross Ridge Estates, Phase II by D.J. Baggett Land Surveying, Registered Surveyor, dated July 17, 2003, recorded at Plat Book 62, Page 20, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02286
(AU11,18,25,B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE to UNITED COMMUNITY BANK, dated March 7, 2005, recorded April 7, 2005, in Deed Book 38-I, Page 336, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated January 15, 2009, recorded in Deed Book 54-H, Page 277, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA dated January 15, 2009, in the original principal amount of TWO HUNDRED SIXTY ONE THOUSAND FOUR HUNDRED TWENTY THREE AND 50/100 ($261,423.50) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being that 3.39 acres, more or less, as more particularly shown on a plat of survey prepared for Stephanie M. Love by Max Lewallen, Registered Surveyor, dated October 1, 1996, recorded in Plat Book 48, Page 236, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: 
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being 1.067 acres, more or less, designated as Tract 2, on a plat of survey prepared for Steven W. Marlowe by Max Lewallen, Registered Surveyor, dated November 10, 2006, recorded in Plat Book 67, Page 45, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All Inventory and Fixtures.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02282
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/16022-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERANCE SHANE SULLIVAN, JR. and LISA EILEEN SULLIVAN to CARDINAL MORTGAGE INC., dated August 3, 2007, recorded in Deed Book 49-S, Page 766, Jackson County, Georgia Records, as last transferred to National City Mortgage, a division of National City Bank by assignment recorded in Deed Book 49S, Page 785, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($395,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan or a tenant or tenants and said property is more commonly known as 971 Old Forge Ln., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia and being designated as Lot 25, Pod J, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 60, Page 286-290, in the office of the Clerk of the Superior Court of Jackson County, Georgia; which plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN M. LOWE and SHARON M. LOWE to NATIONAL CITY MORTGAGE a division of National City Bank, dated September 6, 2006, recorded in Deed Book 45-L, Page 540, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven M. Lowe and Sharon M. Lowe or a tenant or tenants and said property is more commonly known as 247 Vantage Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Steven M. Lowe and Sharon M. Lowe
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51962810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD District of Jackson County, Georgia, being Lot 44 of the Preserve at Jefferson, as per plat recorded at Plat Book 62, Page 111, Jackson County, Georgia records, which plat by reference is incorporated herein and made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from KEVIN ILSLEY and TAMMY ILSLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., acting solely as nominee for ADVANCED FINANCIAL SERVICES, INC., dated December 6, 2006, recorded December 20, 2006, in Deed Book 46-V, Pages 744-758, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 00/100 DOLLARS ($137,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 455th district, G.M., Jackson County, Georgia, and being that 1.44 acres, more or less, designated as lot 30, section 3 of the pleasant acres subdivision, as shown by a plat of said subdivision, recorded in plat Book 9, Page 200, Jackson County, Georgia Records.
For title reference see deed recorded March 25, 2002 in book 26c, page 2
Said property is commonly known as 202 Upland Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kevin Ilsley and Tammy Ilsley, Kevin Ilsley and Tammy Ilsley, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for KEVIN ILSLEY AND TAMMY ILSLEY
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, 805-520-5019, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BAC-09-06291-3
www.rubinlublin.com/property-listings.php
(AU11,18,25,SE1B/18915-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC C. HUTSON and JESSICA B. HUTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 23, 2007, recorded in Deed Book 480, Page 493, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric C. Hutson and Jessica B. Hutson or a tenant or tenants and said property is more commonly known as 69 Red Bud Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Eric C. Hutson and Jessica B. Hutson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52046110-FT14
EXHIBIT “A”
The following described real property situate in the City of Jefferson, County of Jackson, and State of Georgia, to wit: All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, being Lot 106 of Jefferson Place Subdivision F/K/A Jefferson Walk North, per Plat Book 64, Page 232, Jackson County, Georgia Records, which is referred to and made a part of this descriptions. Tax ID #: 081J-106 By fee simple deed from Jeff Blankenship Homes, Inc. as set forth in Deed Book 442, Page 3 and recorded on 8/7/2006, Jackson County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changed since the date of the above referenced source.
(AU11,19,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W Bruce and Teresa B Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Ronald W Bruce and Teresa B Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 9/7/10
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHELIA E. WATTS and ALAN R. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 13, 2006, recorded in Deed Book 43-M, Page 685, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 by assignment recorded in Deed Book 0052N, Page 0051, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shelia E. Watts and Alan R. Watts or a tenant or tenants and said property is more commonly known as 481 Scott St, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 as Attorney in Fact for Shelia E. Watts and Alan R. Watts
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 52709606-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County Georgia records, being one-half of Lot No. 21 and containing 8/10 of an acre as per plat recorded at Plat Book 2, Page 242 and the other being described in a deed appearing at Deed Book 17-X, Page 459, dated August 31, 1953 and filed for record on 05/27/98, being Lot 20A of the Colman Estates Subdivision as recorded at Plat Book 4, Page 252. For a more detailed description to said tracts, reference is hereby made to said plats as recorded. Less and Except: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, beginning at an iron pin on the back corner of Lot No. 20, owned by L.J. Eubanks; thence in a Southwesterly direction 25 feet along line of Lot 20A; thence in a Northwesterly direction a distance of 344.5 feet to iron pin on Scott Street; thence in a Northeasterly direction along Scott Street 25 feet to pin on Lot No. 20, owned by L.J. Eubanks; thence along Eubanks’ line in a Southeasterly direction 344.5 feet to beginning point and shown on plat of Coleman Estate Subdivision recorded at Plat Book 4, Page 252, Jackson County, Georgia records. This deed being recorded at Deed Book 3-R, Page 177, aforesaid county records. Subject to restrictions and/or covenants of record, if any, easements of records and existing easements and rights of way for public roads and utilities now in use. Property Address: 481 Scott Street, Commerce, Georgia 30529 according to the present numbering system in Jackson County, Georgia. Map & Parcel No: C12-022. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on September 7, 2010, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/jw0 9/7/10 Our file no. 52709606 - FT4
(AU11,18,25,SE1B/19698-90T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CURTIS BERNHAUSER and MELISSA BERNHAUSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINESTATE MORTGAGE CORPORATION, dated September 25, 2006, and filed for record November 14, 2006, in Deed Book 46-J, Page 43, Jackson County, Georgia Records, and securing a Note in the original principal amount of $131,200.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB by Assignment filed for record July 30, 2009 in Deed Book 55V, Page 2, Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2010, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser the following property to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, being known as Lot 54, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
The above described property is also known as 1934 Lantern Drive, Jefferson, GA  30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Curtis Bernhauser and Melissa Bernhauser.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P. as servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/119-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIET D. NGUYEN to BANK OF AMERICA, N.A., dated April 12, 2007, recorded in Deed Book 48-U, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($340,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kiet D. Nguyen or a tenant or tenants and said property is more commonly known as 661 Stapler Bridge Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Kiet D. Nguyen
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 51934309-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD of Jackson County, Georgia being a 27.35 ac portion of Atkins Property, as per plat recorded in Plat Book 65, Page 171, Jackson County, Georgia records, said plat by reference made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OSCAR ESCALANTE ECHEVERRIA and MARIA R. ESCALANTE to CARDINAL MORTGAGE INC, dated November 16, 2007, recorded in Deed Book 50-W, Page 581, Jackson County, Georgia Records, as last transferred to PNC Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-TWO THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($272,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Oscar Escalante Echeverria or a tenant or tenants and said property is more commonly known as 2699 Old Winder Jefferson Hwy., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association as Attorney in Fact for Oscar Escalante Echeverria and Maria R. Escalante
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 9/7/10
Our file no. 52116510-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 10, as shown by plat and survey for Winford Lindsay Associates, prepared by Ringo & Sadler, GRLS, dated September 19, 1996, recorded in Plat Book 46, Page 271, Jackson County Records; said plat being incorporated herein by reference thereto
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Deed to Secure Debt from ZACHARIAH BARE (hereinafter referred to as “Grantor”) to MOUNTAIN VALLEY COMMUNITY BANK, dated September 17, 2007, filed for record in Deed Book 50-E, Page 584, in the Office of the Clerk of the Superior Court of Jackson County, Georgia (hereinafter called the “Security Deed”), the undersigned, Mountain Valley Community Bank, pursuant to said Security Deed and that certain Universal Note dated September 17, 2007, in the original principal amount of $63,772.00 (hereinafter referred to as the “Note”) has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010 the following described property:
All that tract or parcel of land lying and being in the 257th (Harrisburg) [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by RHONDA S BARHAM to WELLS FARGO HOME MORTGAGE, INC. dated 5/23/2003, and recorded in Deed Book 30-P, Page 263, Jackson County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $106,646.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010 (September 7, 2010), the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in the 255th District, G.M., in the City of Commerce, Jackson County, Georgia being known and designated as Lot 7, Block A, of Highland Estates, Section I, as shown on a plat of survey entitled “Survey for Highland Estates Section I”, prepared by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated June 19, 1998 and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 53, Page 212, Jackson County, Georgia Deed Records.
Said property is commonly known as 146 Katie Lane, Commerce, Georgia 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Rhonda S Barham or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Rhonda S Barham
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU28,AU4,11,18,25,SE1P6)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note and guaranty executed by EDDIE J. BUTLER in favor of HOMETOWN COMMUNITY BANK, secured by a Deed to Secure Debt executed by EDDIE J. BUTLER, dated May 8, 2009, recorded in Deed Book 55-K, pages 70-77, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land and all improvements thereon, the properties described as follows:
All that tract or parcel of land lying and being in the 1407th District GMD, in the city of Hoschton, Jackson County, Georgia, containing 0.37 acres and being Tract II as shown on that plat prepared for Mrs. M.D. Hogan and Dean Hogan prepared by Piedmont Engineering and Surveying Company, dated October 26, 1988, and recorded in Plat Book 31, Page 42 of the Jackson County, Georgia Plat Records, and which said plat is hereby incorporated by reference for a more complete legal description of said property.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, easements and matters of record superior to the Deed to Secure Debt first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt (notice of intent to collect attorneys fees having been given), and the remainder, if any, shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Hometown Community Bank, P.O. Box 218, Braselton, GA 30517, (706) 654-3199. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of Shadow Brooke, Inc. and said property will be sold as the property of Shadow Brooke, Inc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HOMETOWN COMMUNITY BANK As Attorney in Fact for Eddie J. Butler
Scott A. Ball
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
770-536-0101
SMF File 56661C
(AU11,18,25,SE1B/886-60T4P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by DAVID D. TEMPLETON and WANDA A. TEMPLETON to ALLIANCE FUNDING, a Division of Superior Bank FSB dated November 16, 1999 in the amount of $56,000.00, and recorded in Deed Book 20-P, Page 408-423, Jackson County, Georgia Records; as last transferred to Bank of America/ AFC Trust Series 1999-4 by assignment; the undersigned, Bank of America/ AFC Trust Series 1999-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 253, Jackson County, Georgia, being Lot 6, Pressley Estates, according to plat recorded in Plat Book 42, Pages 76, records of Jackson County, Georgia, which plat is incorporated herein by reference.
which has the property address of 341 Pace Dr., Nicholson, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David D. Templeton and Wanda A. Templeton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America/ AFC Trust Series 1999-4 Attorney in Fact for
David D. Templeton and Wanda A. Templeton
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-15265 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by MARK W. SMITH and MERDITH L. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 8, 2006 in the amount of $143,000.00, and recorded in Deed Book 45-R, Page 726, Jackson County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 14, Phase II of Cross Ridge Estates Subdivision, as per plat thereof recorded in Plat Book 62, Pages 19-20, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and that made a part of this description.
which has the property address of 514 Jimmy Reynolds Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mark W. Smith and Merdith L. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Mark W. Smith and Merdith L. Smith
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-14404 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ROSEMARIE A. MERCARDANTE and VICENT D. MERCARDANTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated September 1, 2006 in the amount of $187,000.00, and recorded in Deed Book 45-M, Page 606, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, and within the City limits of the City of Jefferson, on the West side of Gordon Street, bounded on the North by lands of Bailey and Randolph, on the East by Gordon Street, and on the South and West by lands of Randolph and being more particularly described as follows:
Beginning at a point in center of Gordon Street in the Northeast corner of this tract, where this tract corners with lands of Bailey; thence South 73 degrees 00 seconds West 282 feet to a stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 73 degrees 00 minutes West 282 feet to stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 3 degrees 45 minutes West 130 feet to stake; thence North 85 degrees 15 minutes East 300 feet to point in center of Gordon Street; thence with Gordon Street, North 3 degrees 45 minutes West 202 feet to the beginning corner, containing one and 21/100 (1.21) acres, more or less.
which has the property address of 1035 Lewis Sailors Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Rosemarie A. Mercardante and Vicent D. Mercardante and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for
Rosemarie A. Mercardante and Vicent D. Mercardante
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24787 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PAULA D. COLE and ROBERT P. TYSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 30, 2007, recorded in Deed Book 48-K, Page 74, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($195,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paula D. Cole and Robert P. Tyson or a tenant or tenants and said property is more commonly known as 7191 Silk Tree Pointe, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Paula D. Cole and Robert P. Tyson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52214710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson, County, Georgia and being Lot 137 of The Township at Mulberry Park, as per that plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to: a) zoning ordinances of affecting the Property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions Restrictions and Easements for the Township at Mulberry Park Subdivision.
(AU11,18,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
State of Georgia, County of Jackson
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES LORIN HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 25, 2006, and recorded in Deed Book 44-D, Page 733, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11, by Assignment, securing a Note in the original principal amount of $177,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract and/or parcel of land lying and being in MINISH GMD 1691 District, Jackson County, Georgia, and being shown as Lot 32, Allen Creek Farms, as recorded in Plat Book 64, Page 105, Jackson County, Georgia Records.
Said property is known as 36 Sweetgum Street, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Lorin Harris, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James Lorin Harris, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11 as Attorney-in-Fact for James Lorin Harris
File no. 10-004232
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1323-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by JAMES MICHAEL NELMS, JR. to MAIN STREET BANK D/B/A MAIN STREET MORTGAGE dated June 7, 2002 in the amount of $104,000.00, and recorded in Deed Book 26-S, Page 779, Jackson County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd District G.M., Jackson County, Georgia, designated as Tract No. 2, containing 3.67 acres, more or less, according to a plat and survey of Allen L. Venable, Surveyor, dated September 9, 1978, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 86. Bounded according to said plat, on the North by Tract No. 1, on the East by Shakleford property, on the South by center line of Old Road, on the West by Elrod Road. Said plat incorporated herein by reference for a more detailed description.
which has the property address of 535 J.T. Elrod Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Michael Nelms, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
MetLife Home Loans, a division of MetLife Bank, N.A.
Attorney in Fact for
James Michael Nelms, Jr.
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23675 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA to UNITED COMMUNITY BANK, dated February 8, 2010, recorded February 24, 2010, in Deed Book 57-E, Page 151, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA of even date in the original principal amount of ONE HUNDRED TWENTY TWO THOUSAND THREE HUNDRED FIFTY AND 36/100 ($122,350.36) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being Lot 29, as more particularly shown on a final plat of survey for Cross Ridge Estates, Phase II by D.J. Baggett Land Surveying, Registered Surveyor, dated July 17, 2003, recorded at Plat Book 62, Page 20, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02286
(AU11,18,25,B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE to UNITED COMMUNITY BANK, dated March 7, 2005, recorded April 7, 2005, in Deed Book 38-I, Page 336, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated January 15, 2009, recorded in Deed Book 54-H, Page 277, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA dated January 15, 2009, in the original principal amount of TWO HUNDRED SIXTY ONE THOUSAND FOUR HUNDRED TWENTY THREE AND 50/100 ($261,423.50) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being that 3.39 acres, more or less, as more particularly shown on a plat of survey prepared for Stephanie M. Love by Max Lewallen, Registered Surveyor, dated October 1, 1996, recorded in Plat Book 48, Page 236, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: 
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being 1.067 acres, more or less, designated as Tract 2, on a plat of survey prepared for Steven W. Marlowe by Max Lewallen, Registered Surveyor, dated November 10, 2006, recorded in Plat Book 67, Page 45, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All Inventory and Fixtures.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02282
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/16022-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERANCE SHANE SULLIVAN, JR. and LISA EILEEN SULLIVAN to CARDINAL MORTGAGE INC., dated August 3, 2007, recorded in Deed Book 49-S, Page 766, Jackson County, Georgia Records, as last transferred to National City Mortgage, a division of National City Bank by assignment recorded in Deed Book 49S, Page 785, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($395,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan or a tenant or tenants and said property is more commonly known as 971 Old Forge Ln., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia and being designated as Lot 25, Pod J, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 60, Page 286-290, in the office of the Clerk of the Superior Court of Jackson County, Georgia; which plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN M. LOWE and SHARON M. LOWE to NATIONAL CITY MORTGAGE a division of National City Bank, dated September 6, 2006, recorded in Deed Book 45-L, Page 540, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven M. Lowe and Sharon M. Lowe or a tenant or tenants and said property is more commonly known as 247 Vantage Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Steven M. Lowe and Sharon M. Lowe
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51962810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD District of Jackson County, Georgia, being Lot 44 of the Preserve at Jefferson, as per plat recorded at Plat Book 62, Page 111, Jackson County, Georgia records, which plat by reference is incorporated herein and made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from KEVIN ILSLEY and TAMMY ILSLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., acting solely as nominee for ADVANCED FINANCIAL SERVICES, INC., dated December 6, 2006, recorded December 20, 2006, in Deed Book 46-V, Pages 744-758, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 00/100 DOLLARS ($137,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 455th district, G.M., Jackson County, Georgia, and being that 1.44 acres, more or less, designated as lot 30, section 3 of the pleasant acres subdivision, as shown by a plat of said subdivision, recorded in plat Book 9, Page 200, Jackson County, Georgia Records.
For title reference see deed recorded March 25, 2002 in book 26c, page 2
Said property is commonly known as 202 Upland Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kevin Ilsley and Tammy Ilsley, Kevin Ilsley and Tammy Ilsley, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for KEVIN ILSLEY AND TAMMY ILSLEY
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, 805-520-5019, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BAC-09-06291-3
www.rubinlublin.com/property-listings.php
(AU11,18,25,SE1B/18915-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC C. HUTSON and JESSICA B. HUTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 23, 2007, recorded in Deed Book 480, Page 493, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric C. Hutson and Jessica B. Hutson or a tenant or tenants and said property is more commonly known as 69 Red Bud Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Eric C. Hutson and Jessica B. Hutson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52046110-FT14
EXHIBIT “A”
The following described real property situate in the City of Jefferson, County of Jackson, and State of Georgia, to wit: All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, being Lot 106 of Jefferson Place Subdivision F/K/A Jefferson Walk North, per Plat Book 64, Page 232, Jackson County, Georgia Records, which is referred to and made a part of this descriptions. Tax ID #: 081J-106 By fee simple deed from Jeff Blankenship Homes, Inc. as set forth in Deed Book 442, Page 3 and recorded on 8/7/2006, Jackson County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changed since the date of the above referenced source.
(AU11,19,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W Bruce and Teresa B Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Ronald W Bruce and Teresa B Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 9/7/10
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHELIA E. WATTS and ALAN R. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 13, 2006, recorded in Deed Book 43-M, Page 685, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 by assignment recorded in Deed Book 0052N, Page 0051, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shelia E. Watts and Alan R. Watts or a tenant or tenants and said property is more commonly known as 481 Scott St, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 as Attorney in Fact for Shelia E. Watts and Alan R. Watts
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 52709606-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County Georgia records, being one-half of Lot No. 21 and containing 8/10 of an acre as per plat recorded at Plat Book 2, Page 242 and the other being described in a deed appearing at Deed Book 17-X, Page 459, dated August 31, 1953 and filed for record on 05/27/98, being Lot 20A of the Colman Estates Subdivision as recorded at Plat Book 4, Page 252. For a more detailed description to said tracts, reference is hereby made to said plats as recorded. Less and Except: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, beginning at an iron pin on the back corner of Lot No. 20, owned by L.J. Eubanks; thence in a Southwesterly direction 25 feet along line of Lot 20A; thence in a Northwesterly direction a distance of 344.5 feet to iron pin on Scott Street; thence in a Northeasterly direction along Scott Street 25 feet to pin on Lot No. 20, owned by L.J. Eubanks; thence along Eubanks’ line in a Southeasterly direction 344.5 feet to beginning point and shown on plat of Coleman Estate Subdivision recorded at Plat Book 4, Page 252, Jackson County, Georgia records. This deed being recorded at Deed Book 3-R, Page 177, aforesaid county records. Subject to restrictions and/or covenants of record, if any, easements of records and existing easements and rights of way for public roads and utilities now in use. Property Address: 481 Scott Street, Commerce, Georgia 30529 according to the present numbering system in Jackson County, Georgia. Map & Parcel No: C12-022. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on September 7, 2010, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/jw0 9/7/10 Our file no. 52709606 - FT4
(AU11,18,25,SE1B/19698-90T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CURTIS BERNHAUSER and MELISSA BERNHAUSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINESTATE MORTGAGE CORPORATION, dated September 25, 2006, and filed for record November 14, 2006, in Deed Book 46-J, Page 43, Jackson County, Georgia Records, and securing a Note in the original principal amount of $131,200.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB by Assignment filed for record July 30, 2009 in Deed Book 55V, Page 2, Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2010, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser the following property to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, being known as Lot 54, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
The above described property is also known as 1934 Lantern Drive, Jefferson, GA  30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Curtis Bernhauser and Melissa Bernhauser.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA  93065, Telephone: 1-888-219-7773.  The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P. as servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB  to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/119-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIET D. NGUYEN to BANK OF AMERICA, N.A., dated April 12, 2007, recorded in Deed Book 48-U, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($340,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kiet D. Nguyen or a tenant or tenants and said property is more commonly known as 661 Stapler Bridge Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Kiet D. Nguyen
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 51934309-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD of Jackson County, Georgia being a 27.35 ac portion of Atkins Property, as per plat recorded in Plat Book 65, Page 171, Jackson County, Georgia records, said plat by reference made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OSCAR ESCALANTE ECHEVERRIA and MARIA R. ESCALANTE to CARDINAL MORTGAGE INC, dated November 16, 2007, recorded in Deed Book 50-W, Page 581, Jackson County, Georgia Records, as last transferred to PNC Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-TWO THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($272,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MAD [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by RHONDA S BARHAM to WELLS FARGO HOME MORTGAGE, INC. dated 5/23/2003, and recorded in Deed Book 30-P, Page 263, Jackson County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of $106,646.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010 (September 7, 2010), the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in the 255th District, G.M., in the City of Commerce, Jackson County, Georgia being known and designated as Lot 7, Block A, of Highland Estates, Section I, as shown on a plat of survey entitled “Survey for Highland Estates Section I”, prepared by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated June 19, 1998 and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 53, Page 212, Jackson County, Georgia Deed Records.
Said property is commonly known as 146 Katie Lane, Commerce, Georgia 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Rhonda S Barham or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Rhonda S Barham
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU28,AU4,11,18,25,SE1P6)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of the default in the payment of a note and guaranty executed by EDDIE J. BUTLER in favor of HOMETOWN COMMUNITY BANK, secured by a Deed to Secure Debt executed by EDDIE J. BUTLER, dated May 8, 2009, recorded in Deed Book 55-K, pages 70-77, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in September, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the land and all improvements thereon, the properties described as follows:
All that tract or parcel of land lying and being in the 1407th District GMD, in the city of Hoschton, Jackson County, Georgia, containing 0.37 acres and being Tract II as shown on that plat prepared for Mrs. M.D. Hogan and Dean Hogan prepared by Piedmont Engineering and Surveying Company, dated October 26, 1988, and recorded in Plat Book 31, Page 42 of the Jackson County, Georgia Plat Records, and which said plat is hereby incorporated by reference for a more complete legal description of said property.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, easements and matters of record superior to the Deed to Secure Debt first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt (notice of intent to collect attorneys fees having been given), and the remainder, if any, shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is Hometown Community Bank, P.O. Box 218, Braselton, GA 30517, (706) 654-3199. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of Shadow Brooke, Inc. and said property will be sold as the property of Shadow Brooke, Inc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Deed to Secure Debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HOMETOWN COMMUNITY BANK As Attorney in Fact for Eddie J. Butler
Scott A. Ball
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
770-536-0101
SMF File 56661C
(AU11,18,25,SE1B/886-60T4P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by DAVID D. TEMPLETON and WANDA A. TEMPLETON to ALLIANCE FUNDING, a Division of Superior Bank FSB dated November 16, 1999 in the amount of $56,000.00, and recorded in Deed Book 20-P, Page 408-423, Jackson County, Georgia Records; as last transferred to Bank of America/ AFC Trust Series 1999-4 by assignment; the undersigned, Bank of America/ AFC Trust Series 1999-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 253, Jackson County, Georgia, being Lot 6, Pressley Estates, according to plat recorded in Plat Book 42, Pages 76, records of Jackson County, Georgia, which plat is incorporated herein by reference.
which has the property address of 341 Pace Dr., Nicholson, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David D. Templeton and Wanda A. Templeton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America/ AFC Trust Series 1999-4 Attorney in Fact for
David D. Templeton and Wanda A. Templeton
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-15265 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by MARK W. SMITH and MERDITH L. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 8, 2006 in the amount of $143,000.00, and recorded in Deed Book 45-R, Page 726, Jackson County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 14, Phase II of Cross Ridge Estates Subdivision, as per plat thereof recorded in Plat Book 62, Pages 19-20, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and that made a part of this description.
which has the property address of 514 Jimmy Reynolds Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mark W. Smith and Merdith L. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP
Attorney in Fact for
Mark W. Smith and Merdith L. Smith
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-14404 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by ROSEMARIE A. MERCARDANTE and VICENT D. MERCARDANTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated September 1, 2006 in the amount of $187,000.00, and recorded in Deed Book 45-M, Page 606, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, and within the City limits of the City of Jefferson, on the West side of Gordon Street, bounded on the North by lands of Bailey and Randolph, on the East by Gordon Street, and on the South and West by lands of Randolph and being more particularly described as follows:
Beginning at a point in center of Gordon Street in the Northeast corner of this tract, where this tract corners with lands of Bailey; thence South 73 degrees 00 seconds West 282 feet to a stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 73 degrees 00 minutes West 282 feet to stake; thence South 85 degrees 15 minutes West 23 feet to stake; thence South 3 degrees 45 minutes West 130 feet to stake; thence North 85 degrees 15 minutes East 300 feet to point in center of Gordon Street; thence with Gordon Street, North 3 degrees 45 minutes West 202 feet to the beginning corner, containing one and 21/100 (1.21) acres, more or less.
which has the property address of 1035 Lewis Sailors Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Rosemarie A. Mercardante and Vicent D. Mercardante and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for
Rosemarie A. Mercardante and Vicent D. Mercardante
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24787 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PAULA D. COLE and ROBERT P. TYSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 30, 2007, recorded in Deed Book 48-K, Page 74, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($195,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Paula D. Cole and Robert P. Tyson or a tenant or tenants and said property is more commonly known as 7191 Silk Tree Pointe, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Paula D. Cole and Robert P. Tyson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52214710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson, County, Georgia and being Lot 137 of The Township at Mulberry Park, as per that plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to: a) zoning ordinances of affecting the Property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions Restrictions and Easements for the Township at Mulberry Park Subdivision.
(AU11,18,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
State of Georgia, County of Jackson
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES LORIN HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 25, 2006, and recorded in Deed Book 44-D, Page 733, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11, by Assignment, securing a Note in the original principal amount of $177,950.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 7, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract and/or parcel of land lying and being in MINISH GMD 1691 District, Jackson County, Georgia, and being shown as Lot 32, Allen Creek Farms, as recorded in Plat Book 64, Page 105, Jackson County, Georgia Records.
Said property is known as 36 Sweetgum Street, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Lorin Harris, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James Lorin Harris, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for FFML Mortgage Pass-Through Certificates, Series 2006-FF11 as Attorney-in-Fact for James Lorin Harris
File no. 10-004232
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1323-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by JAMES MICHAEL NELMS, JR. to MAIN STREET BANK D/B/A MAIN STREET MORTGAGE dated June 7, 2002 in the amount of $104,000.00, and recorded in Deed Book 26-S, Page 779, Jackson County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2010 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd District G.M., Jackson County, Georgia, designated as Tract No. 2, containing 3.67 acres, more or less, according to a plat and survey of Allen L. Venable, Surveyor, dated September 9, 1978, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 86. Bounded according to said plat, on the North by Tract No. 1, on the East by Shakleford property, on the South by center line of Old Road, on the West by Elrod Road. Said plat incorporated herein by reference for a more detailed description.
which has the property address of 535 J.T. Elrod Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Michael Nelms, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
MetLife Home Loans, a division of MetLife Bank, N.A.
Attorney in Fact for
James Michael Nelms, Jr.
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23675 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA to UNITED COMMUNITY BANK, dated February 8, 2010, recorded February 24, 2010, in Deed Book 57-E, Page 151, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA of even date in the original principal amount of ONE HUNDRED TWENTY TWO THOUSAND THREE HUNDRED FIFTY AND 36/100 ($122,350.36) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being Lot 29, as more particularly shown on a final plat of survey for Cross Ridge Estates, Phase II by D.J. Baggett Land Surveying, Registered Surveyor, dated July 17, 2003, recorded at Plat Book 62, Page 20, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02286
(AU11,18,25,B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE to UNITED COMMUNITY BANK, dated March 7, 2005, recorded April 7, 2005, in Deed Book 38-I, Page 336, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated January 15, 2009, recorded in Deed Book 54-H, Page 277, Jackson County, Georgia Records, said Security Deed being given to secure a Note from STEPHANIE MARLOWE SILVA dated January 15, 2009, in the original principal amount of TWO HUNDRED SIXTY ONE THOUSAND FOUR HUNDRED TWENTY THREE AND 50/100 ($261,423.50) DOLLARS, with interest from date at a rate  per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being that 3.39 acres, more or less, as more particularly shown on a plat of survey prepared for Stephanie M. Love by Max Lewallen, Registered Surveyor, dated October 1, 1996, recorded in Plat Book 48, Page 236, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: 
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being 1.067 acres, more or less, designated as Tract 2, on a plat of survey prepared for Steven W. Marlowe by Max Lewallen, Registered Surveyor, dated November 10, 2006, recorded in Plat Book 67, Page 45, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
All Inventory and Fixtures.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.  The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for STEPHANIE MARLOWE SILVA F/K/A STEPHANIE M. LOVE
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02282
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU11,18,25,SE1B/16022-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERANCE SHANE SULLIVAN, JR. and LISA EILEEN SULLIVAN to CARDINAL MORTGAGE INC., dated August 3, 2007, recorded in Deed Book 49-S, Page 766, Jackson County, Georgia Records, as last transferred to National City Mortgage, a division of National City Bank by assignment recorded in Deed Book 49S, Page 785, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($395,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan or a tenant or tenants and said property is more commonly known as 971 Old Forge Ln., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Terance Shane Sullivan, Jr. and Lisa Eileen Sullivan
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia and being designated as Lot 25, Pod J, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 60, Page 286-290, in the office of the Clerk of the Superior Court of Jackson County, Georgia; which plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN M. LOWE and SHARON M. LOWE to NATIONAL CITY MORTGAGE a division of National City Bank, dated September 6, 2006, recorded in Deed Book 45-L, Page 540, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-TWO THOUSAND AND 0/100 DOLLARS ($252,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Steven M. Lowe and Sharon M. Lowe or a tenant or tenants and said property is more commonly known as 247 Vantage Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Mortgage, a division of PNC Bank, National Association sbm to National City Mortgage, a division of National City Bank of Indiana nka National City Bank as Attorney in Fact for Steven M. Lowe and Sharon M. Lowe
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mh0 9/7/10
Our file no. 51962810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD District of Jackson County, Georgia, being Lot 44 of the Preserve at Jefferson, as per plat recorded at Plat Book 62, Page 111, Jackson County, Georgia records, which plat by reference is incorporated herein and made a part hereof.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from RICARDO E. RIEFFEL II to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for AMERICA’S WHOLESALE LENDER, dated December 27, 2004, recorded January 4, 2005, in Deed Book 37-G, Pages 76-88, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND 00/100 dollars ($104,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the Maysville District (GMD 466) of Jackson County, Georgia and being Lot 38, Phase II of Hidden Meadows as per that plat recorded in Plat Book 55, Page 246 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
Said property is commonly known as 347 Hidden Meadows Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Ricardo E. Rieffel II, Ricardo E. Rieffel II, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for RICARDO E. RIEFFEL II
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, 805-520-5019, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BAC-09-02283-0001
www.rubinlublin.com/property-listings.php
(AU11,12,19,SE1B/18915-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from KEVIN ILSLEY and TAMMY ILSLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., acting solely as nominee for ADVANCED FINANCIAL SERVICES, INC., dated December 6, 2006, recorded December 20, 2006, in Deed Book 46-V, Pages 744-758, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 00/100 DOLLARS ($137,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 455th district, G.M., Jackson County, Georgia, and being that 1.44 acres, more or less, designated as lot 30, section 3 of the pleasant acres subdivision, as shown by a plat of said subdivision, recorded in plat Book 9, Page 200, Jackson County, Georgia Records.
For title reference see deed recorded March 25, 2002 in book 26c, page 2
Said property is commonly known as 202 Upland Drive, Maysville, GA 30558.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kevin Ilsley and Tammy Ilsley, Kevin Ilsley and Tammy Ilsley, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BAC HOME LOANS SERVICING, LP F/K/A COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for KEVIN ILSLEY AND TAMMY ILSLEY
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, 805-520-5019, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BAC-09-06291-3
www.rubinlublin.com/property-listings.php
(AU11,18,25,SE1B/18915-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERIC C. HUTSON and JESSICA B. HUTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 23, 2007, recorded in Deed Book 480, Page 493, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Eric C. Hutson and Jessica B. Hutson or a tenant or tenants and said property is more commonly known as 69 Red Bud Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Eric C. Hutson and Jessica B. Hutson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 9/7/10
Our file no. 52046110-FT14
EXHIBIT “A”
The following described real property situate in the City of Jefferson, County of Jackson, and State of Georgia, to wit: All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, being Lot 106 of Jefferson Place Subdivision F/K/A Jefferson Walk North, per Plat Book 64, Page 232, Jackson County, Georgia Records, which is referred to and made a part of this descriptions. Tax ID #: 081J-106 By fee simple deed from Jeff Blankenship Homes, Inc. as set forth in Deed Book 442, Page 3 and recorded on 8/7/2006, Jackson County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changed since the date of the above referenced source.
(AU11,19,25,SE1B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W Bruce and Teresa B Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Ronald W Bruce and Teresa B Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/dna 9/7/10
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(AU11,18,25,SE1B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHELIA E. WATTS and ALAN R. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 13, 2006, recorded in Deed Book 43-M, Page 685, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 by assignment recorded in Deed Book 0052N, Page 0051, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shelia E. Watts and Alan R. Watts or a tenant or tenants and said property is more commonly known as 481 Scott St, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc., Trust 2006-HE6, Mortgage Pass-Through Certificates, Series 2006-HE6 as Attorney in Fact for Shelia E. Watts and Alan R. Watts
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jw0 9/7/10
Our file no. 52709606-FT4
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, consisting of two contiguous tracts, one being the property described in a deed appearing at Deed Book 3-0, Page 63, Jackson County Georgia records, being one-half of Lot No. 21 and containing 8/10 of an acre as per plat recorded at Plat Book 2, Page 242 and the other being described in a deed appearing at Deed Book 17-X, Page 459, dated August 31, 1953 and filed for record on 05/27/98, being Lot 20A of the Colman Estates Subdivision as recorded at Plat Book 4, Page 252. For a more detailed description to said tracts, reference is hereby made to said plats as recorded. Less and Except: All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, beginning at an iron pin on the back corner of Lot No. 20, owned by L.J. Eubanks; thence in a Southwesterly direction 25 feet along line of Lot 20A; thence in a Northwesterly direction a distance of 344.5 feet to iron pin on Scott Street; thence in a Northeasterly direction along Scott Street 25 feet to pin on Lot No. 20, owned by L.J. Eubanks; thence along Eubanks’ line in a Southeasterly direction 344.5 feet to beginning point and shown on plat of Coleman Estate Subdivision recorded at Plat Book 4, Page 252, Jackson County, Georgia records. This deed being recorded at Deed Book 3-R, Page 177, aforesaid county records. Subject to restrictions and/or covenants of record, if any, easements of records and existing easements and rights of way for public roads and utilities now in use. Property Address: 481 Scott Street, Commerce, Georgia 30529 according to the present numbering system in Jackson County, Georgia. Map & Parcel No: C12-022. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on September 7, 2010, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/jw0 9/7/10 Our file no. 52709606 - FT4
(AU11,18,25,SE1B/19698-90T1P)
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