JacksonHeraldTODAY

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Notice of Sale
Notice of Sale Under Power in
Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by KENNETH MICHAEL TYLER and KATHLEEN A. TYLER to FARM EQUITIES, INC., dated September 12, 2002, and recorded in Deed Book 30-M, Page 17, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FARM EQUITIES, INC., pursuant to said deed and the note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in December, 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land and all improvements thereon, lying and being in Jackson County, Georgia; City of Nicholson, Farm(s) #37, BLOCK A in IVY PLANTATION Subdivision as shown on Plat Book 54, Page 228, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete and detailed description and containing 0.96 acres.
The above-described real estate is more commonly known as 333 Pine Ridge Place, Nicholson, Georgia 30565.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of KENNETH MICHAEL TYLER and KATHLEEN A. TYLER and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FARM EQUITIES, INC, As Attorney in Fact for KENNETH MICHAEL TYLER and KATHLEEN A. TYLER
Lender Contact:
Farm Equities, Inc.
P.O. Box 788
Holly Springs, MS 38635
Attention: Amanda Burch
Telephone: 662-252-4592
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FARM EQUITIES, INC.
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26818-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by FRANCISCO J. DIAZ to HOMEBANC MORTGAGE CORPORATION dated August 31, 2006, in the amount of $109,600.00, and recorded in Deed Book 45-M, Page 650, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL OF LAND, situate, lying and being in the 245th District, G.M., City of Jefferson, Jackson County, Georgia, designated as Lot 10 of Block A, as shown on a plat of survey entitled Final Plan For Peachtree Estates - Unit Two, prepared by W.T. Dunahoo and Associates, certified by W.T. Dunahoo, GRLS No. 1577, dated September 30, 2003, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 62, Page 192, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 584 Elrod Avenue, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Francisco J. Diaz and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation
Attorney in Fact for
Francisco J. Diaz
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-22752 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BARRY E. RUOFF to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 10, 2006, in the amount of $126,500.00, and recorded in Deed Book 46-A, Page 366, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, with all improvements thereon, lying and being in the 242nd District, G.M., Jackson County, Georgia, and being known and designated as Lot 4, containing 1.0 acres, more or less, and more particularly shown on a survey entitled Survey for Oak Hill Subdivision prepared by Venable & Associates, Inc., Georgia Registered Land Surveyor and dated February 25, 2000. Said plat is recorded in Plat Book 57, Page 71, in the Office of the Clerk of Superior Court, Jackson County, Georgia, reference being hereby made to said plat for a more complete description of the property herein conveyed.
Subject to restrictions and/or covenants of record, if any, existing easements and rights of way for public roads and utilities now in use.
Property Address: 147 Oak Hill Drive, Jefferson, GA 30549 according to the present numbering system in Jackson County, GA.
which has the property address of 147 Oak Hill Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Barry E. Ruoff and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Barry E. Ruoff
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23304 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Because of default in the payment of the indebtedness secured by a Security Deed executed by TRAVIS HALBROOK to BENCHMARK FUNDING CORP. dated December 4, 2003, in the amount of $65,750.00, and recorded in Deed Book 52-V, Page 1, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2 by assignment, the undersigned, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract or parcel of land, together with improvements thereon, lying and being in the 253rd General Militia District of Jackson County, Georgia, containing 1.683 acres, more or less, and being Tract Two of Lot 4, of the McElhannon Estate Property, as shown more particularly on a Plat of Survey prepared for Onyx Property Management, LLC by W. Slate Bauknight, Georgia Registered Land Surveyor No. 2534, of Bauknight & Associates, Inc., dated September 12, 2003 and being more particularly described as follows:
To find the Point of Beginning start at the centerline of Pine Street where it intersects with U.S. Highway #441, thence move along the Right of Way line of U.S Highway #441 a distance of 176 feet to an Iron Pin Set, said point being THE POINT OF BEGINNING; the Point of Beginning being thus established, thence North 69 degrees 32 minutes 55 seconds West a distance of 200.00 feet to an iron set; thence South 20 degrees 27 minutes 05 seconds West a distance of 30.00 feet to a point; thence South 20 degrees 27 minutes 05 seconds West a distance of 45.00 feet to an iron pin set; thence North 50 degrees 09 minutes 10 seconds West a distance of 454.64 feet to an iron pin set; thence South 71 degrees 24 minutes 55 seconds East a distance of 329.41 feet to an iron pin found (Axle, S TA.: 7+02.89 minutes; 0.14 minutes North P/L); thence South 20 degrees 28 minutes 10 seconds West a distance of 16.29 feet to a rebar found; thence South 69 degrees 54 minutes 20 seconds East a distance of 323.03 feet to an iron pin set; thence South 17 degrees 49 minutes 25 seconds West a distance of 24.45 feet to a point; thence North 69 degrees 46 minutes 20 seconds West a distance of 83.65 feet to an iron pin set; thence South 13 degrees 58 minutes 45 seconds West a distance of 40.06 feet to an iron pin set; thence South 05 degrees 40 minutes 05 seconds East a distance of 131.22 feet to an iron pin set; thence South 24 degrees 59 minutes 30 seconds West a distance of 10.08 feet to a point; thence South 24 degrees 59 minutes 30 seconds West a distance of 30.09 feet to an iron pin set and the POINT OF BEGINNING.
which has the property address of 5044 Highway 441, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Travis Halbrook and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2
Attorney in Fact for Travis Halbrook
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-12227 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-90)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from BOBBY J. POWELL, JR. and KAROL K. POWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 24, 2006, recorded April 3, 2006, in Deed Book 436, Pages 720-732, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THREE HUNDRED NINETY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 00/100 DOLLARS ($393,750.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006-15CB, Mortgage Pass-Through Certificates, Series 2006-15CB, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, containing 61.293 acres, more or less, as more particularly shown on a Plat of Survey dated May 17, 1996, prepared by Farley Collins Associates, Registered Land Surveyors, and recorded in Plat Book 46, page 46, Page 184, in the Office of the Superior Court, Jackson County, Georgia, reference being made thereon for a more complete description of the property herein described.
Less and except that certain parcel of land containing 53.618 acres, more of less, being conveyed by warranty deed dated March 12, 2004, of record in Deed Book 33-T, Page 652, in the Office of the Clerk of the Superior Court of Jackson County, Georgia.
The residence situate on the above described parcel of land is known and designated as 2095 McNeal Road according to the present system of numbering residences in Jackson County, Georgia.
Said property is commonly known as 2095 McNeal Road, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Bobby J. Powell, Jr. and Karol K. Powell or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006-15CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-15CB as Attorney in Fact for BOBBY J. POWELL, JR. AND KAROL K. POWELL
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact:
Adorno & Yoss LLC,
Two Midtown Plaza,
1349 West Peachtree Suite 1500,
Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.4582
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(NV5,12,19,26B/13997-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from DAVID L. QUICKLE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated September 21, 2006, recorded October 27, 2006, in Deed Book 46-C, Pages 710-722, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty-Six Thousand Four Hundred and 00/100 dollars ($166,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans, Inc, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1691st G.M. District, Jackson County, Georgia, and being all of Lot 3, Cedar Hollow Subdivision, as more particularly described according to a plat of survey recorded in Plat Book 60, Page 132, Jackson County Plat Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, right of way, restrictive covenants and public utilities of record, including but not limited to the restrictive covenants recorded in Deed Book 27-Z, Page 83, Jackson County, Georgia Records.
Said property is commonly known as 44 Sierra Way, Talmo, GA 30575.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property David L. Quickle or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS, IN as Attorney in Fact for DAVID L. QUICKLE
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact:
Adorno & Yoss LLC
Two Midtown Plaza
1349 West Peachtree Suite 1500
Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.4485
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(NV5,12,19,26B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEFFERY W. HOLTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 22, 2006, recorded in Deed Book 46-N, Page 391, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND FOUR HUNDRED SIXTY-FOUR AND 0/100 DOLLARS ($91,464.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans Servicing LP, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffery W. Holton or a tenant or tenants and said property is more commonly known as 78 Harber St., Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Jeffery W. Holton
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 12/2/08
Our file no. 52384608-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the City of Commerce, Jackson County Georgia, 255th District, G.M., and fully described as follows:
Beginning at an Iron pin on Nicholsons corner, and fronting 20 feet on Lot Number Nine (9) and being all of Lot Number Ten (10) and fronting ten (10) feet on Lot Number Eleven (11) of the L. J. Sharp Estate Subdivision, making a frontage of eighty (80) feet on Harber Street, and running back a depth of 123 feet, and adjoining Harber Street on the north, Nicholson on the west and remaining portion of Lot Number Eleven (11) on the east and running back and adjoining Lots Number 16, 15, and 14 as shown by Plat made by S. C. Moon, surveyor, April 1940, which Plat is of record in Plat Book 2, Page 31, Jackson County, Superior Court Records. this being the same tract of land conveyed to W.T Sailers by Ben Hood by warranty deed April 4, 1942, and recorded in Deed Book 3-F, Page 293, Clerk’s Office of Superior Court of Jackson County, Georgia.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
(NV5,12,19,26B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATT HILLEY and AMANDA N. HILLEY to HOMEBANC MORTGAGE CORPORATION, dated May 16, 2005, recorded in Deed Book 38-X, Page 561, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($135,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans Servicing LP, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matt Hilley and Amanda N. Hilley or a tenant or tenants and said property is more commonly known as 250 Anniston Drive, Athens, Georgia 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Matt Hilley and Amanda N. Hilley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 12/2/08
Our file no. 51962407-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 242nd District G.M., State of Georgia, County of Jackson, being Lot 32 of Anniston Place and being more particularly described and delineated according to a plat and survey prepared by DJ Baggett Land Surveyor No. 2740, dated December 1, 2003, entitled “Final Plat for Anniston Place,” said plat being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 62, Page 143; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
(NV5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAZIUR SYED RAHMAN to HOMEBANC MORTGAGE CORPORATION, dated August 28, 2002, recorded in Deed Book 27-O, Page 258, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($105,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Raziur Syed Rahman or a tenant or tenants and said property is more commonly known as 136 Serenity Court, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Raziur Syed Rahman
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 12/2/08
Our file no. 52457608-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1407 of Jackson County, Georgia, Being Lot 8, Century Oaks Subdivision, as per Plat recorded in Plat Book 54, Page 269, Jackson County, Georgia Records, which Plat is incorporated herein and by this reference made a part hereof.
(NV5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GERENE A. COLE to SUNTRUST MORTGAGE, INC., dated June 14, 2006, recorded in Deed Book 44-W, Page 76, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, N.A., as Trustee for ABFC 2006-OPT3 Trust, ABFC Asset-Backed Certificates, Series 2006-OPT3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($97,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 3 Ada, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gerene A. Cole or a tenant or tenants and said property is more commonly known as 891 Lee St., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A., as Trustee for ABFC 2006-OPT3 Trust, ABFC Asset-Backed Certificates, Series 2006-OPT3 as Attorney in Fact for Gerene A. Cole
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jm6 12/2/08
Our file no. 51962408-FT1
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, as per plat thereof recorded in Plat Book 49, Page 28, Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(NV5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JEDIDIAH D. MERCARDANTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for GUARANTY MORTGAGE SERVICES LLC dated April 26, 2006, recorded in Deed Book 43-W, Page 70, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND NINE HUNDRED AND 00/100 ($135,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, December 2, 2008 the following described property, to wit:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being Lot 82, Jameston Place Subdivision f/k/a Highland Park, as per plat recorded in Plat Book 63, Pages 64-65, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Jedidiah D. Mercardante or, a tenant or tenants, and said property was or is commonly known as 104 Jameston Drive, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for Jedidiah D. Mercardante
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-6982
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1327-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARIA DILL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 28, 2006, in the amount of $248,300.00, and recorded in Deed Book 45-T, Page 91, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Randolph 248 GMD of Jackson County, Georgia, being Lot 94, Phase One, Cambridge Farms Subdivision, as per plat thereof recorded in Plat Book 62, Page 264-266, Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 228 Addenbrooke Way, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Maria Dill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Maria Dill
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23645 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from CONSTANTIN A. MIOC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $360,000.00 dated 06/26/2006, and recorded in Deed Book 4400, Page 2, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 53-B, Page 79, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2008, by CitiMortgage, Inc., as Attorney-in-Fact for Constantin A. Mioc the following described property:
All that tract or parcel of land lying and being in GMD 245 and GMD 248 Jackson County Georgia, being Lot 49 Pod L Traditions of Braselton, Phase I as per plat recorded in Plat Book 62, Pages 51-59, Jackson County Records said Plat being incorporated herein by reference thereto.
Property known as: 69 Old Traditions Place, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Constantin A. Mioc.
CitiMortgage, Inc., as Attorney-in-fact for Constantin A. Mioc.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(NV5,12,19,26B/224-50)
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