JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHINONG NENG LY and GUITAR LY to SUNTRUST MORTGAGE, INC. dated July 7, 2004 in the amount of $122,400.00, and recorded in Deed Book 35-I, Page 170, Jackson County, Georgia Records; as last transferred to Wells Fargo Bank, N.A., as Trustee for Citigroup Mortgage Loan Trust, Series 2004-OPT1, Asset Backed Pass-Through Certificates, Series 2004-OPT1 by assignment, the undersigned, Wells Fargo Bank, N.A., as Trustee for Citigroup Mortgage Loan Trust, Series 2004-OPT1, Asset Backed Pass-Through Certificates, Series 2004-OPT1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, being Lot 14, Block C, Phase II, The Vineyards Subdivision, as per plat recorded at Plat Book 29, Page 144, Jackson County, Georgia Records, which said plat is incorporated herein by this reference and made a part of this description.
which has the property address of 413 Reisling Drive, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Chinong Neng Ly and Guitar Ly  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Wells Fargo Bank, N.A., as Trustee for Citigroup Mortgage Loan Trust, Series 2004-OPT1, Asset Backed Pass-Through Certificates, Series 2004-OPT1
Attorney in Fact for
Chinong Neng Ly and Guitar Ly
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-21997 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,23B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RUSSELL CALLAHAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2006, and recorded in Deed Book 45-J, Page 353, Jackson County Records, securing a Note in the original principal amount of $100,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd G.M.D., Jackson County, Georgia, designated as Lot 1, containing 0.750 acres, more or less, as shown on a plat of survey entitled “Final Plat for Quiet Oaks Subdivision”, prepared by Venable and Associates, Georgia Registered Surveyors, dated April 20, 1999 and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 54, page 36, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
THIS property is subject to Cove Regional Electrical Service Easement in favor of Jackson EMC, dated March 7, 2002, being recorded in Deed Book 26-B, page 594 and Right of Way Easement in favor of Jackson EMC, dated March 7, 2002, being recorded in Deed Book 26-C, page 23, Jackson County, Georgia Records.
Said property is known as 15 Autumn Drive, Nicholson, GA 30565, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Russell Callaham, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Russell Callaham, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Russell Callaham
File no. 10-013520
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KMM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
(JA5,12,19,26B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIMBERLY GOFORTH and ROY GOFORTH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 30, 2008, recorded in Deed Book 531, Page 790, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 57-W, Page 525, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND THREE HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($161,356.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Goforth and Roy Goforth or a tenant or tenants and said property is more commonly known as 834 Hale Rd, Maysville, Georgia 30558-3816. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Kimberly Goforth and Roy Goforth
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 51627210-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 5.42 acres, more or less, as per plat of survey prepared for Cecil Smith by Venable & Associates, Inc., Georgia Registered Land Surveyors, dated May 22, 1989, recorded in Plat Book 59, Page 258, Jackson County, Georgia Plat Records, reference to said plat and the record thereof are hereby incorporated for a more complete description of the subject property, being improved property known as 834 Hale Road according to the present system of numbering properties in Jackson County, Georgia. Said property is subject to all easements, covenants and restrictions of record, if any.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 58-J, Page 399, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W. Bruce and Teresa B. Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Ronald W. Bruce and Teresa B. Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY SOLDWISH and CINDY SOLDWISH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 17, 2007, recorded in Deed Book 48-K, Page 438, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 53-R, Page 225, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND EIGHTY-TWO AND 0/100 DOLLARS ($192,082.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy Soldwish and Cindy Soldwish or a tenant or tenants and said property is more commonly known as 33 River Mist Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Timothy Soldwish and Cindy Soldwish
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52543408-FT11
EXHIBIT “A”
All that tract of parcel of land lying and being in the 245th GMD of Jackson County, Georgia, and being Lot 2, River Mist Plantation, Phase 1, according to that Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc., Certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 68, Pages 137-141, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference hereto for a more complete and detailed description of the property conveyed herein.
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LASHUNTA HARDY and JAMES T. HARDY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 4, 2008, recorded in Deed Book 52-B, Page 124, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 58-V, Page 49, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND SIX HUNDRED TEN AND 0/100 DOLLARS ($78,610.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lashunta Hardy and James T. Hardy or a tenant or tenants and said property is more commonly known as 780 Martin Luther King Jr Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lashunta Hardy and James T. Hardy
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52685310-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon situate, lying and being in the 245th District, G.M. Jackson County, Georgia, designated as Lot No. 14 of Block “B”, according to a plat prepared by W.T. Dunahoo, Surveyor, dated March 1970, said plat being recorded in Plat Book 6, page 141 in the Office of the Clerk of the Superior Court for Jackson County. Bounded according to the plat of the North by Lot No. 13, on the east by the right of way of Hancock Avenue, on the S. by Lot No. 15, and on the West by lands of T.M. Crow. Said plat and the description of Lot No. 14 in Block “B” being incorporated herein by reference for a more detailed description.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 15, 2005, recorded in Deed Book 40-T, Page 574, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and Edward G. Walton or a tenant or tenants and said property is more commonly known as 352 Williamson St, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Cheryl Bonner
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 53296410-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 G.M., City of Arcade, Jackson County, Georgia, containing 3.53 acres, more or less, and designated as Tract 1 as shown on that plat and survey of B.L. Williamson and Merle Williamson prepared by W.T. Dunahoo, Surveyor, dated August 24, 1993, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 41, at page 80. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ELVIE SMITH and ELIZABETH SMITH to BANK OF AMERICA, N.A., dated September 3, 2003, recorded in Deed Book 37-K, Page 329, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($204,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elvie Smith and Elizabeth Smith or a tenant or tenants and said property is more commonly known as 246 P J Roberts Rd, Jackson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Elvie Smith and Elizabeth Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 53287010-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County. Georgia and being designated as Lot 7 of the P.J. Roberts Estate and containing 7.50 acres as shown on a plat of survey entitled “Survey for Tommy Watkins,” prepared by Clelland A. Tyson, Registered Land Surveyor No. 1515, dated August 19, 1993, and last revised March 1, 1994, recorded in Plat Book 43, Page 77 in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Being that parcel of land conveyed to Elvie Smith and Elizabeth Smith from Harry Blakenship and Richard E. Wood, Jr. by that deed dated 01/07/2000 and record 02/11/2000 in Deed Book 20U, at Page 446 of Jackson County, GA Public Registry. Tax Map Reference: 093-0064-7
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by LAKETHIA N. WALKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Irwin Mortgage Corporation, its successors and assigns dated June 16, 2003 in the amount of $103,377.00, and recorded in Deed Book 30-S, Page 402, Jackson County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the State of Georgia, County of Jackson, GMD 245, being designated as Lot 90 of Peachtree Estates, according to a plat prepared by E.M. Smith, Registered Land Surveyor, dated August 8, 1962, and recorded in Plat book 3, Page 470, Clerks Office, Jackson Superior Court, reference to said plat of survey and the record thereof being hereby made for a more complete description.
which has the property address of 416 Elrod Ave., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lakethia N. Walker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc., Attorney in Fact for Lakethia N. Walker
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-21919 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL CHAVEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Primary Capital Advisors, LC., dated October 30, 2009, recorded in Deed Book 56-N, Page 260, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND EIGHT HUNDRED TWENTY-THREE AND 0/100 DOLLARS ($123,823.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia and being Lot 34, Block A, of Arbors of Jefferson Subdivision, as per plat recorded in Plat Book 62, Page 278, Jackson County Records, which said plat is incorporated herein and made a part hereof by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Chavez or a tenant or tenants and said property is more commonly known as 703 Silver Bell Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Michael Chavez
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/lnu 2/1/11 Our file no. 1775210-FT3
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROCKY T. WONSEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for PINE STATE MORTGAGE CORPORATION, dated October 30, 2002, recorded in Deed Book 28-D, Page 271, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 39C, Page 276, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 58I, Page 402, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($169,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 15, Remington Park on the River, as shown on Plat of said Subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which Plat is incorporated herein by reference for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rocky T. Wonsey or a tenant or tenants and said property is more commonly known as 49 Berkley Lane, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association as Attorney in Fact for Rocky T. Wonsey
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 2/1/11
Our file no. 1246409-FT8
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY L. PAGE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC., dated November 27, 2007, recorded in Deed Book 50-V, Page 299, Jackson County, Georgia Records, as last transferred to Fannie Mae (“Federal National Mortgage Association”) by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($249,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., State of Georgia, County of Jackson, City of Jefferson, being Lot 6, Block A of Greenefield Subdivision, as shown on subdivision plat recorded in Plat Book 64, Page 158, Jackson County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry L. Page and Kay Page or a tenant or tenants and said property is more commonly known as 78 Arthur Ave., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Fannie Mae (“Federal National Mortgage Association”) as Attorney in Fact for Terry L. Page
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 2/1/11
Our file no. 1601610-FT8
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EMIL DUMITRESCU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 23, 2005, recorded in Deed Book 40-O, Page 199, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THIRTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($431,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Emil Dumitrescu or a tenant or tenants and said property is more commonly known as 656 Antrim Glen Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 as Attorney in Fact for Emil Dumitrescu
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kag1 2/1/11
Our file no. 52971210-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 82, Antrim Glen, Unit Two, as per plat recorded in Plat Book 55, Page 274, Jackson County Records, said plat being incorporated herein by reference thereto. MR/kag1 2/1/11 Our file no. 52971210 - FT1
(JA5,12,19,25B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON C. DOBBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 8, 2007, recorded in Deed Book 49-U, Page 95, Jackson County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment recorded in Deed Book 58-W, Page 36, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($136,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jason C. Dobbs or a tenant or tenants and said property is more commonly known as 793 Stone View Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, FSB as Attorney in Fact for Jason C. Dobbs
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sns1 2/1/11
Our file no. 52651810-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being designated as Lot 96, Stone Creek Subdivision, Phase 2, as shown on Plat and Survey recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 210, which plat is incorporated herein by reference for a more complete description. MR/sns1 2/1/11 Our file no. 52651810 - FT14
(JA5,12,19,26/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JASON S. PETERSEN and LESLEY A. PETERSEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 13, 2006, and recorded in Deed Book 38-W, Page 643, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA dba Americas Servicing Company, by Assignment , securing a Note in the original principal amount of $192,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in 248 G.M.D., Jackson County, Georgia, designated as Lot 28, as shown on plat and survey of Southampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at Pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use. Also subject to Protective Covenants for Southampton Falls as recorded in Deed Book 29-H, at Page 359, Jackson County Records.
Said property is known as 336 Southampton Circle, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jason S. Petersen and Lesley A. Petersen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jason S. Petersen and Lesley A. Petersen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA dba Americas Servicing Company as Attorney-in-Fact for Jason S. Petersen and Lesley A. Petersen
File no. 10-011398
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JA5,12,19,25B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JENNIFER KEEFE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC., its successors and assigns dated June 20, 2006, in the amount of $190,320.00, and recorded in Deed Book 44K, Page 385, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245 and 248, Jackson County, Georgia, being Lot 14, Block A, Kendall Creek Estates, as per subdivision plat recorded in Plat Book 64, Page 260, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 89 Katie Spring Lane, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jennifer Keefe  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Jennifer Keefe
Anthony DeMarlo, Attorney/mtucker
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-24310 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY D. JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for COUNTRYWIDE HOME LOANS, INC. its successors and assigns dated June 22, 2006 in the amount of $161,500.00, and recorded in Deed Book 44-M, Page 788, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., of Jackson County, Georgia and being Tract No. 2, shown as 5.00 acres, more or less, on that particular plat of survey prepared for Robert L. Healy, by W.T. Dunahoo and Associates, Inc., Registered Surveyors, dated August 18, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia at Plat Book 47, Page 72, which is incorporated herein by reference and made a part of this description.
which has the property address of 2363 Jefferson River Rd., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Anthony D. Jones and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Anthony D. Jones
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-21263 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEE TOWNSEND and JEAN B. TOWNSEND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 18, 2002, recorded in Deed Book 27-R, Page 696, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 54-C, Page 192, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($94,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jean B. Townsend and Lee Alan Townsend or a tenant or tenants and said property is more commonly known as 130 Caitlin Drive, Athens, Georgia 30607. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lee Townsend and Jean B. Townsend
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 52043710-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242 G.M.D. Jackson County, Georgia, containing 2.0 acres more or less, according to a survey for Randy Thomas by Sherald G. Sharp, R.L.S. dated October 14, 1986, and being more particularly described as follows: Beginning at reference line where the property lines of Marie M. Thomas ET’AL and Harrison Hardy intersects with the Western right of way Hwy 129 running thence along right of way North 20 deg. 55” West 199.87 ft.; thence South 84 deg. 12’ West 97.0 ft. along right of way of Ingress-Egress Easement continuing thence along right of way of easement; thence North 48 deg. 56’ West 155.10 ft. thence North 88 deg. 23’ West 96.40 ft. thence South 79 deg. 27’ West 115.91 ft. thence South 4 deg. 08’ East 105.92 ft. thence South 85 deg. 39’ West 355.25 ft. to intersection with property line and point of Beginning; running thence South 16 deg. 12’ 31” West 293.42 ft. thence North 73 deg. 23’ West 184.44 ft. thence North 16 deg. 13’ 50” East 138.56 ft. thence North 73 deg. 23’ West 82.66 ft. thence North 16 deg. 13’ 50” East 138.56 ft. thence North 73 deg. 23’ West 82.66 ft. thence North 18 deg. 02’ East 235.01 ft. thence South 73 deg. 20’ 43” East 259.58 ft. thence South 16 deg. 12’ 31” West 80.0 ft. to a Point of Beginning. Property bounded on the North and East by Cora M. Thomas ET’AL and South by existing 30 ft. right of way; West by Jack Baerne and Cora M. Thomas, ET’AL. This being a portion of that property conveyed to Cora M. Thomas, ET’AL according to a deed recorded in Deed Book 5c Page 365, in the Clerk of Superior Court’s Office, Jackson County, Georgia. 30 Foot Ingress-Egress Easement: Beginning at reference line where the property line of Marie M. Thomas ET’AL and Harrison Hardy intersects with the Western right of way of Hwy. 129; running thence along right of way North 20 deg. 55’ West 199.87 ft. thence South 84 deg. 12’ West 97.0 ft. along right of way of Ingress-Egress Easement continuing thence along right of way of easement; thence North 48 deg. 56’ West 155.10 ft. thence North 88 deg. 23’ West 96.40 ft. thence South 79 deg. 27’ West 115.91 ft. thence South 4 deg. 08’ East 105.92 ft. thence South 85 deg. 39’ West 355.25 ft. to intersection with property line; thence along property line North 16 deg. 12’ 31” East 32.0 ft. thence North 85 deg. 36’ East 314.15 ft. thence North 3 deg. 59’ West 102.49 ft. thence North 79 deg. 05’ East 142.47 ft. thence South 88 deg. 26’ East 113.46 ft. thence South 47 deg. 56’ East 150.74 ft. thence North 84 deg. 53’ East 79.67 ft. to corner on right of way of Hwy 129; thence along right of way South 20 deg. 55’ East 30.0 ft. to Point of Beginning. MR/cj 2/1/11 Our file no. 52043710 - FT10
(JA5,12,19,26B/19698-110T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson [Full Story »] 

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RUSSELL CALLAHAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2006, and recorded in Deed Book 45-J, Page 353, Jackson County Records, securing a Note in the original principal amount of $100,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd G.M.D., Jackson County, Georgia, designated as Lot 1, containing 0.750 acres, more or less, as shown on a plat of survey entitled “Final Plat for Quiet Oaks Subdivision”, prepared by Venable and Associates, Georgia Registered Surveyors, dated April 20, 1999 and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 54, page 36, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
THIS property is subject to Cove Regional Electrical Service Easement in favor of Jackson EMC, dated March 7, 2002, being recorded in Deed Book 26-B, page 594 and Right of Way Easement in favor of Jackson EMC, dated March 7, 2002, being recorded in Deed Book 26-C, page 23, Jackson County, Georgia Records.
Said property is known as 15 Autumn Drive, Nicholson, GA 30565, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Russell Callaham, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Russell Callaham, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Russell Callaham
File no. 10-013520
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KMM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
(JA5,12,19,26B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIMBERLY GOFORTH and ROY GOFORTH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 30, 2008, recorded in Deed Book 531, Page 790, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 57-W, Page 525, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND THREE HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($161,356.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Goforth and Roy Goforth or a tenant or tenants and said property is more commonly known as 834 Hale Rd, Maysville, Georgia 30558-3816. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Kimberly Goforth and Roy Goforth
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 51627210-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 5.42 acres, more or less, as per plat of survey prepared for Cecil Smith by Venable & Associates, Inc., Georgia Registered Land Surveyors, dated May 22, 1989, recorded in Plat Book 59, Page 258, Jackson County, Georgia Plat Records, reference to said plat and the record thereof are hereby incorporated for a more complete description of the subject property, being improved property known as 834 Hale Road according to the present system of numbering properties in Jackson County, Georgia. Said property is subject to all easements, covenants and restrictions of record, if any.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RONALD W. BRUCE and TERESA B. BRUCE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 21, 2009, recorded in Deed Book 0054-M, Page 0601, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 58-J, Page 399, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-SIX THOUSAND EIGHT HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($186,871.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald W. Bruce and Teresa B. Bruce or a tenant or tenants and said property is more commonly known as 449 Redtail Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Ronald W. Bruce and Teresa B. Bruce
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52202310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot 55, Block A of Hawk Ridge Subdivision, as per plat thereof recorded in Plat Book 60, Page 153, in the Office of the Clerk of Superior court of Jackson County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY SOLDWISH and CINDY SOLDWISH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 17, 2007, recorded in Deed Book 48-K, Page 438, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 53-R, Page 225, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND EIGHTY-TWO AND 0/100 DOLLARS ($192,082.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy Soldwish and Cindy Soldwish or a tenant or tenants and said property is more commonly known as 33 River Mist Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Timothy Soldwish and Cindy Soldwish
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52543408-FT11
EXHIBIT “A”
All that tract of parcel of land lying and being in the 245th GMD of Jackson County, Georgia, and being Lot 2, River Mist Plantation, Phase 1, according to that Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc., Certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 68, Pages 137-141, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference hereto for a more complete and detailed description of the property conveyed herein.
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LASHUNTA HARDY and JAMES T. HARDY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 4, 2008, recorded in Deed Book 52-B, Page 124, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 58-V, Page 49, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND SIX HUNDRED TEN AND 0/100 DOLLARS ($78,610.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lashunta Hardy and James T. Hardy or a tenant or tenants and said property is more commonly known as 780 Martin Luther King Jr Dr, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lashunta Hardy and James T. Hardy
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sdw2 2/1/11
Our file no. 52685310-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon situate, lying and being in the 245th District, G.M. Jackson County, Georgia, designated as Lot No. 14 of Block “B”, according to a plat prepared by W.T. Dunahoo, Surveyor, dated March 1970, said plat being recorded in Plat Book 6, page 141 in the Office of the Clerk of the Superior Court for Jackson County. Bounded according to the plat of the North by Lot No. 13, on the east by the right of way of Hancock Avenue, on the S. by Lot No. 15, and on the West by lands of T.M. Crow. Said plat and the description of Lot No. 14 in Block “B” being incorporated herein by reference for a more detailed description.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 15, 2005, recorded in Deed Book 40-T, Page 574, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and Edward G. Walton or a tenant or tenants and said property is more commonly known as 352 Williamson St, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Cheryl Bonner
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 53296410-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 G.M., City of Arcade, Jackson County, Georgia, containing 3.53 acres, more or less, and designated as Tract 1 as shown on that plat and survey of B.L. Williamson and Merle Williamson prepared by W.T. Dunahoo, Surveyor, dated August 24, 1993, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 41, at page 80. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ELVIE SMITH and ELIZABETH SMITH to BANK OF AMERICA, N.A., dated September 3, 2003, recorded in Deed Book 37-K, Page 329, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($204,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Elvie Smith and Elizabeth Smith or a tenant or tenants and said property is more commonly known as 246 P J Roberts Rd, Jackson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Elvie Smith and Elizabeth Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 53287010-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County. Georgia and being designated as Lot 7 of the P.J. Roberts Estate and containing 7.50 acres as shown on a plat of survey entitled “Survey for Tommy Watkins,” prepared by Clelland A. Tyson, Registered Land Surveyor No. 1515, dated August 19, 1993, and last revised March 1, 1994, recorded in Plat Book 43, Page 77 in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Being that parcel of land conveyed to Elvie Smith and Elizabeth Smith from Harry Blakenship and Richard E. Wood, Jr. by that deed dated 01/07/2000 and record 02/11/2000 in Deed Book 20U, at Page 446 of Jackson County, GA Public Registry. Tax Map Reference: 093-0064-7
(JA5,12,19,26B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by LAKETHIA N. WALKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Irwin Mortgage Corporation, its successors and assigns dated June 16, 2003 in the amount of $103,377.00, and recorded in Deed Book 30-S, Page 402, Jackson County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the State of Georgia, County of Jackson, GMD 245, being designated as Lot 90 of Peachtree Estates, according to a plat prepared by E.M. Smith, Registered Land Surveyor, dated August 8, 1962, and recorded in Plat book 3, Page 470, Clerks Office, Jackson Superior Court, reference to said plat of survey and the record thereof being hereby made for a more complete description.
which has the property address of 416 Elrod Ave., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lakethia N. Walker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc., Attorney in Fact for Lakethia N. Walker
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-21919 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL CHAVEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Primary Capital Advisors, LC., dated October 30, 2009, recorded in Deed Book 56-N, Page 260, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND EIGHT HUNDRED TWENTY-THREE AND 0/100 DOLLARS ($123,823.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia and being Lot 34, Block A, of Arbors of Jefferson Subdivision, as per plat recorded in Plat Book 62, Page 278, Jackson County Records, which said plat is incorporated herein and made a part hereof by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Chavez or a tenant or tenants and said property is more commonly known as 703 Silver Bell Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Michael Chavez
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/lnu 2/1/11 Our file no. 1775210-FT3
(JA5,12,19,26B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROCKY T. WONSEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for PINE STATE MORTGAGE CORPORATION, dated October 30, 2002, recorded in Deed Book 28-D, Page 271, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 39C, Page 276, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 58I, Page 402, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($169,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 15, Remington Park on the River, as shown on Plat of said Subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which Plat is incorporated herein by reference for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rocky T. Wonsey or a tenant or tenants and said property is more commonly known as 49 Berkley Lane, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association as Attorney in Fact for Rocky T. Wonsey
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 2/1/11
Our file no. 1246409-FT8
(JA5,12,19,26B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY L. PAGE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC., dated November 27, 2007, recorded in Deed Book 50-V, Page 299, Jackson County, Georgia Records, as last transferred to Fannie Mae (“Federal National Mortgage Association”) by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($249,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., State of Georgia, County of Jackson, City of Jefferson, being Lot 6, Block A of Greenefield Subdivision, as shown on subdivision plat recorded in Plat Book 64, Page 158, Jackson County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). IBM Lender Business Process Services, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry L. Page and Kay Page or a tenant or tenants and said property is more commonly known as 78 Arthur Ave., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Fannie Mae (“Federal National Mortgage Association”) as Attorney in Fact for Terry L. Page
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 2/1/11
Our file no. 1601610-FT8
(JA5,12,19,26B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EMIL DUMITRESCU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 23, 2005, recorded in Deed Book 40-O, Page 199, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THIRTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($431,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Emil Dumitrescu or a tenant or tenants and said property is more commonly known as 656 Antrim Glen Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon formerly known as The Bank of New York as successor Trustee to JPMorgan Chase Bank, National Association as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-2 as Attorney in Fact for Emil Dumitrescu
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kag1 2/1/11
Our file no. 52971210-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 82, Antrim Glen, Unit Two, as per plat recorded in Plat Book 55, Page 274, Jackson County Records, said plat being incorporated herein by reference thereto. MR/kag1 2/1/11 Our file no. 52971210 - FT1
(JA5,12,19,25B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON C. DOBBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 8, 2007, recorded in Deed Book 49-U, Page 95, Jackson County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment recorded in Deed Book 58-W, Page 36, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($136,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jason C. Dobbs or a tenant or tenants and said property is more commonly known as 793 Stone View Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Flagstar Bank, FSB as Attorney in Fact for Jason C. Dobbs
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sns1 2/1/11
Our file no. 52651810-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being designated as Lot 96, Stone Creek Subdivision, Phase 2, as shown on Plat and Survey recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 210, which plat is incorporated herein by reference for a more complete description. MR/sns1 2/1/11 Our file no. 52651810 - FT14
(JA5,12,19,26/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JASON S. PETERSEN and LESLEY A. PETERSEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 13, 2006, and recorded in Deed Book 38-W, Page 643, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA dba Americas Servicing Company, by Assignment , securing a Note in the original principal amount of $192,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in 248 G.M.D., Jackson County, Georgia, designated as Lot 28, as shown on plat and survey of Southampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at Pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use. Also subject to Protective Covenants for Southampton Falls as recorded in Deed Book 29-H, at Page 359, Jackson County Records.
Said property is known as 336 Southampton Circle, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jason S. Petersen and Lesley A. Petersen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jason S. Petersen and Lesley A. Petersen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA dba Americas Servicing Company as Attorney-in-Fact for Jason S. Petersen and Lesley A. Petersen
File no. 10-011398
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JA5,12,19,25B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JENNIFER KEEFE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for AMERICAN MORTGAGE NETWORK, INC., its successors and assigns dated June 20, 2006, in the amount of $190,320.00, and recorded in Deed Book 44K, Page 385, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245 and 248, Jackson County, Georgia, being Lot 14, Block A, Kendall Creek Estates, as per subdivision plat recorded in Plat Book 64, Page 260, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 89 Katie Spring Lane, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jennifer Keefe  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Jennifer Keefe
Anthony DeMarlo, Attorney/mtucker
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-24310 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PHILLIP B. ELLIOTT and TERRI C. ELLIOTT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for HOMESTAR FINANCIAL CORPORATION, its successors and assigns dated July 29, 2005, in the amount of $156,750.00, and recorded in Deed Book 40-A, Page 383, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot 49, Block A, Magnolia Pointe, as per plat recorded in Plat Book 60, Page 141, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 133 Magnolia Pointe Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Phillip B. Elliott and Terri C. Elliott  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Phillip B. Elliott and Terri C. Elliott
Anthony DeMarlo, Attorney/mtucker
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-24302 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY D. JONES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for COUNTRYWIDE HOME LOANS, INC. its successors and assigns dated June 22, 2006 in the amount of $161,500.00, and recorded in Deed Book 44-M, Page 788, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in February, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., of Jackson County, Georgia and being Tract No. 2, shown as 5.00 acres, more or less, on that particular plat of survey prepared for Robert L. Healy, by W.T. Dunahoo and Associates, Inc., Registered Surveyors, dated August 18, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia at Plat Book 47, Page 72, which is incorporated herein by reference and made a part of this description.
which has the property address of 2363 Jefferson River Rd., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Anthony D. Jones and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Anthony D. Jones
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-21263 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEE TOWNSEND and JEAN B. TOWNSEND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 18, 2002, recorded in Deed Book 27-R, Page 696, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 54-C, Page 192, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($94,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in February, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jean B. Townsend and Lee Alan Townsend or a tenant or tenants and said property is more commonly known as 130 Caitlin Drive, Athens, Georgia 30607. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lee Townsend and Jean B. Townsend
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj 2/1/11
Our file no. 52043710-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242 G.M.D. Jackson County, Georgia, containing 2.0 acres more or less, according to a survey for Randy Thomas by Sherald G. Sharp, R.L.S. dated October 14, 1986, and being more particularly described as follows: Beginning at reference line where the property lines of Marie M. Thomas ET’AL and Harrison Hardy intersects with the Western right of way Hwy 129 running thence along right of way North 20 deg. 55” West 199.87 ft.; thence South 84 deg. 12’ West 97.0 ft. along right of way of Ingress-Egress Easement continuing thence along right of way of easement; thence North 48 deg. 56’ West 155.10 ft. thence North 88 deg. 23’ West 96.40 ft. thence South 79 deg. 27’ West 115.91 ft. thence South 4 deg. 08’ East 105.92 ft. thence South 85 deg. 39’ West 355.25 ft. to intersection with property line and point of Beginning; running thence South 16 deg. 12’ 31” West 293.42 ft. thence North 73 deg. 23’ West 184.44 ft. thence North 16 deg. 13’ 50” East 138.56 ft. thence North 73 deg. 23’ West 82.66 ft. thence North 16 deg. 13’ 50” East 138.56 ft. thence North 73 deg. 23’ West 82.66 ft. thence North 18 deg. 02’ East 235.01 ft. thence South 73 deg. 20’ 43” East 259.58 ft. thence South 16 deg. 12’ 31” West 80.0 ft. to a Point of Beginning. Property bounded on the North and East by Cora M. Thomas ET’AL and South by existing 30 ft. right of way; West by Jack Baerne and Cora M. Thomas, ET’AL. This being a portion of that property conveyed to Cora M. Thomas, ET’AL according to a deed recorded in Deed Book 5c Page 365, in the Clerk of Superior Court’s Office, Jackson County, Georgia. 30 Foot Ingress-Egress Easement: Beginning at reference line where the property line of Marie M. Thomas ET’AL and Harrison Hardy intersects with the Western right of way of Hwy. 129; running thence along right of way North 20 deg. 55’ West 199.87 ft. thence South 84 deg. 12’ West 97.0 ft. along right of way of Ingress-Egress Easement continuing thence along right of way of easement; thence North 48 deg. 56’ West 155.10 ft. thence North 88 deg. 23’ West 96.40 ft. thence South 79 deg. 27’ West 115.91 ft. thence South 4 deg. 08’ East 105.92 ft. thence South 85 deg. 39’ West 355.25 ft. to intersection with property line; thence along property line North 16 deg. 12’ 31” East 32.0 ft. thence North 85 deg. 36’ East 314.15 ft. thence North 3 deg. 59’ West 102.49 ft. thence North 79 deg. 05’ East 142.47 ft. thence South 88 deg. 26’ East 113.46 ft. thence South 47 deg. 56’ East 150.74 ft. thence North 84 deg. 53’ East 79.67 ft. to corner on right of way of Hwy 129; thence along right of way South 20 deg. 55’ East 30.0 ft. to Point of Beginning. MR/cj 2/1/11 Our file no. 52043710 - FT10
(JA5,12,19,26B/19698-110T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SHAUN P. KELLY and SHUNTIA B. KELLY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for HOMECOMINGS FINANCIAL NETWORK, INC., it [Full Story »]