JacksonHeraldTODAY

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 46-Z, Page 257, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., of Jackson County, Georgia and being Lot 48, Section 2 of Rancho North Subdivision, as per Plat recorded in Plat Book 6, Page 378, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry E. Martin or a tenant or tenants and said property is more commonly known as 1161 Ridgewood Drive, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Terry E. Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 5/5/09
Our file no. 11787608-FT3
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by AUSTIN O. BOWEN to FT MORTGAGE COMPANIES d.b.a. HOMEBANC MORTGAGE CORPORATION dated April 22, 1996, and recorded in Deed Book 15-N, Page 631, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, being Lot 9, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property is known as 134 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Austin O. Bowen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Austin O. Bowen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Austin O. Bowen
File no. 07-0842
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP8,15,22,29B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from DREAM MAKER CONSTRUCTION INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY SUCCESSOR BY ACQUISITION OF HOMESTEAD BANK (“Grantee”), dated June 22, 2006, and recorded June 26, 2006 in Deed Book 44-L, Page 123, Jackson County, Georgia Records; as modified in Deed Book 49-O, Page 441 and in Deed Book 51-M, Page 545, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amounts as follows: Loan # 4007191 in the Principal Amount of $323,000.00; Loan # 400485400 in the Principal Amount of $323,000.00; Loan # 400485900 in the Principal Amount of $323,000.00; Loan # 400486000 in the Principal Amount of $323,000.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lots 6, 8, 14 and 15, Fountainhead Subdivision, as per plat recorded in Plat Book 60, Pages 1-3, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Dream Maker Construction Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Dream Maker Construction Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from DAVID NEAL EMBRY and CYNTHIA SUE EMBRY (“Grantors”) to GWINNETT COMMUNITY BANK (“Grantee”), dated June 22, 2006, filed and recorded July 11, 2006, in Deed Book 44-P, Page 22, Jackson County, Georgia Records, as modified by that certain Modification Agreement dated December 25, 2006, filed and recorded January 31, 2007, in Deed Book 47-I, Page 347, aforesaid records, as further modified by that certain Modification Agreement dated December 5, 2007, filed and recorded January 3, 2008, in Deed Book 51-D, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated June 22, 2008, filed and recorded July 16, 2008, in Deed Book 52-W, Page 175, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 22, 2008, from Grantors payable to Grantee in the original principal amount of ONE HUNDRED THOUSAND AND NO/100 DOLLARS ($100,000.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
ALL THAT TRACT OR PARCEL OR LAND lying and being in 245th and 248th Land District, of Jackson County, Georgia and being Lot 3, POD P, of Traditions of Braselton Subdivision, all as more particularly shown on a plat of said subdivision recorded at Plat Book 64, Pages 150-152, Jackson County Plat Records which Plat is incorporated herein by reference thereto for a more complete description of said lot.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property consists of Lot 3, POD P, of Traditions of Braselton Subdivision, 245th and 248th Land District, Jackson County, Georgia, and the party in possession of the property is David Neal Embry and Cynthia Sue Embry, or their tenant or tenants.
GWINNETT COMMUNITY BANK, as Attorney-in-Fact for David Neal Embry and Cynthia Sue Embry
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 10, 2004, recorded May 21, 2004, in Deed Book 34-P, Pages 511-526, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($34,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the county of Jackson, Block D, Lot 1, according to plat prepared by W.T. Dunahoo, surveyor, March, 1970, said plat being recorded in the office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the North by proposed street on the East by Hancock Road right of way, on the South by Lot No. 2 and on the West by lands of T.M. Crow, said plat and the description thereof Lot No. 1, Block “D”, 245th (Jefferson) District G.M., being incorporated herein by reference for a more detailed description.
Said property is commonly known as 844 Martin Luther King Jr., Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and I. V. Young or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for CHERYL BONNER
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6932
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TYNIE MYCHELL MONK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 12, 2007, in the amount of $107,550.00, and recorded in Deed Book 47-E, Page 141, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 30, Silverlake Subdivision, Phase Two, as per Subdivision Plat entitled, Survey for Silverlake Subdivision, Phase Two, prepared by Farley-Collins Associates, certified by William H. Collins and William E. Whidden, GRLS, as recorded in Plat Book 54, Pages 241-245, Jackson County, Georgia records, which plat is hereby referred to and made a part of this description.
which has the property address of 4374 Rolling Ridge Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tynie Mychell Monk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Tynie Mychell Monk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29571 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DAVID BRIAN SANDERS and LIANA MARIE SANDERS to NATIONS HOME MORTGAGE CORPORATION dated February 20, 2008, in the amount of $104,176.00, and recorded in Deed Book 51-R, Page 692, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253 District, G.M., Jackson County, Georgia, designated as: Lot 26, Quite Oaks, containing .802 Acres, more or less, as shown on a Plat of Survey entitled Final Plat for Quiet Oaks Subdivision prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1781, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County Georgia in Plat Book 54, Page 36, which said plat and the recording thereof are by reference herein incorporated herein for a more complete and detailed description. Tax ID Number 025B-026. Being the same property conveyed to David Brian Sanders and Liana Marie Sanders by Deed from Larry G. Gooch recorded 11/28/2005 in Deed Book 41P Page 83, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as 179 Summer Lane, Nicholson, Georgia.
which has the property address of 179 Summer Lane, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David Brian Sanders and Liana Marie Sanders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for David Brian Sanders and Liana Marie Sanders
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07726 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY LEE STETLER and TERESA ANN STETLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 30, 2007, in the amount of $216,800.00, and recorded in Deed Book 49-U, Page 663, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th G.M. District, City of Jefferson, Jackson County, Georgia containing 9.8276 acres and being more particularly described as follows:
To find the True Point of Beginning, commence at a Right-of-Way marker found at the intersection of the Northwesterly Right-of-Way of Interstate Highway 85 (Right-of-Way varies) and the Northerly Right-of-Way of State Route 11 and U.S. Highway 129 (Right-of-Way varies), said marker being 75.00 feet from the centerline of said State Route 11 and U.S. Highway 129 North 85 degrees 47 minutes 56 seconds West a distance of 235.00 feet to a nail set, said nail being 75.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 175.00 feet to a nail set; said nail being the True Point of Beginning; thence from the True Point of Beginning thus established and running North 85 degrees 47 minutes 56 seconds West a distance of 200.00 feet to a concrete monument found thence running South 04 degrees 12 minutes 04 seconds West a distance of 200.00 feet to an iron pin set on the Northerly Right-of-Way of State Route 11 and U.S. Highway 129, (Right-of-Way varies) said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence running along said Right-of-Way North 85 degrees 47 minutes 56 seconds West a distance of 645.00 feet to an iron pin set, said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 690.22 feet to an iron pin set; thence running South 85 degrees 47 minutes 56 seconds East a distance 301.56 feet to a 1/2 inch solid rod found; thence running South 47 degrees 51 minutes 08 seconds East a distance of 689.14 feet to an iron pin set; thence running South 04 degrees 12 minutes 04 seconds West a distance of 66.45 feet to a nail set said nail being the True Point of Beginning.
which has the property address of 2243 Unity Church Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Lee Stetler and Teresa Ann Stetler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Lee Stetler and Teresa Ann Stetler
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-03620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DEVON HERSHBERGER and JONATHAN L. HERSHBERGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 7, 2005, in the amount of $108,000.00, and recorded in Deed Book 39-J, Page 577, Jackson County, Georgia Records, as last transferred to Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 by assignment, the undersigned, Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M. Jackson County, Georgia, containing 0.462 acres more or less and being more particularly described by plat of survey prepared for Ray D. Spealman, Jr., dated July 26, 1999, by W.T. Dunahoo & Associates, Inc., GRLS, as recorded in Plat Book 55, Page 295, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being improved property known as:
254 White Street
Hoschton, Georgia 30048
which has the property address of 254 White Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Devon Hershberger and Jonathan L. Hershberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 Attorney in Fact for Devon Hershberger and Jonathan L. Hershberger
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelle, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUSAN JOINER and TODD JOINER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 26, 2005, in the amount of $110,400.00, and recorded in Deed Book 38-Q, Page 497, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment, the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 463 Summer Hill Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Susan Joiner and Todd Joiner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Susan Joiner and Todd Joiner
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-14373 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006 in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $129,600.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 246, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 4 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 81 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $140,800.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 250, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 6, of Norwood Subdivision, as per plat thereof recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 103 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from BILLY J. NORRIS a/k/a BILLY NORRIS to COMMUNITY BANK & TRUST, dated January 28, 2005, and recorded in Deed Book 370, Commencing Page 43 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under a Real Estate Note dated January 28, 2005, made by Grantor in the original principal amount of $38,500.00 (the “Note”) and as the said Note and Deed were subsequently modified to, inter alia, increase the indebtedness to $58,987.99, such modification being recorded in Deed Book 50-X, Page 622, aforesaid Records together with interest thereon and other obligations as provided in the Note and all modifications of the same and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, to wit: May 5, 2009, the following described property:
All that tract or parcel of land lying and being in the 428 GMD of Jackson County, Georgia, containing 2.204 acres, more or less, as shown on plat of survey recorded in Plat Book 53, Page 177, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part hereof. Subject to existing easements and rights of way for public roads and utilities now in use.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of the property which is known as 0 Academy Church Rd., Jefferson, GA 30549.
Community Bank and Trust as Attorney in Fact for Billy J. Norris a/k/a Billy Norris
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AP8,15,22,29P4)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 46-Z, Page 257, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., of Jackson County, Georgia and being Lot 48, Section 2 of Rancho North Subdivision, as per Plat recorded in Plat Book 6, Page 378, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry E. Martin or a tenant or tenants and said property is more commonly known as 1161 Ridgewood Drive, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Terry E. Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 5/5/09
Our file no. 11787608-FT3
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by AUSTIN O. BOWEN to FT MORTGAGE COMPANIES d.b.a. HOMEBANC MORTGAGE CORPORATION dated April 22, 1996, and recorded in Deed Book 15-N, Page 631, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, being Lot 9, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property is known as 134 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Austin O. Bowen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Austin O. Bowen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Austin O. Bowen
File no. 07-0842
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP8,15,22,29B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from DREAM MAKER CONSTRUCTION INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY SUCCESSOR BY ACQUISITION OF HOMESTEAD BANK (“Grantee”), dated June 22, 2006, and recorded June 26, 2006 in Deed Book 44-L, Page 123, Jackson County, Georgia Records; as modified in Deed Book 49-O, Page 441 and in Deed Book 51-M, Page 545, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amounts as follows: Loan # 4007191 in the Principal Amount of $323,000.00; Loan # 400485400 in the Principal Amount of $323,000.00; Loan # 400485900 in the Principal Amount of $323,000.00; Loan # 400486000 in the Principal Amount of $323,000.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lots 6, 8, 14 and 15, Fountainhead Subdivision, as per plat recorded in Plat Book 60, Pages 1-3, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Dream Maker Construction Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Dream Maker Construction Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from DAVID NEAL EMBRY and CYNTHIA SUE EMBRY (“Grantors”) to GWINNETT COMMUNITY BANK (“Grantee”), dated June 22, 2006, filed and recorded July 11, 2006, in Deed Book 44-P, Page 22, Jackson County, Georgia Records, as modified by that certain Modification Agreement dated December 25, 2006, filed and recorded January 31, 2007, in Deed Book 47-I, Page 347, aforesaid records, as further modified by that certain Modification Agreement dated December 5, 2007, filed and recorded January 3, 2008, in Deed Book 51-D, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated June 22, 2008, filed and recorded July 16, 2008, in Deed Book 52-W, Page 175, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 22, 2008, from Grantors payable to Grantee in the original principal amount of ONE HUNDRED THOUSAND AND NO/100 DOLLARS ($100,000.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
ALL THAT TRACT OR PARCEL OR LAND lying and being in 245th and 248th Land District, of Jackson County, Georgia and being Lot 3, POD P, of Traditions of Braselton Subdivision, all as more particularly shown on a plat of said subdivision recorded at Plat Book 64, Pages 150-152, Jackson County Plat Records which Plat is incorporated herein by reference thereto for a more complete description of said lot.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property consists of Lot 3, POD P, of Traditions of Braselton Subdivision, 245th and 248th Land District, Jackson County, Georgia, and the party in possession of the property is David Neal Embry and Cynthia Sue Embry, or their tenant or tenants.
GWINNETT COMMUNITY BANK, as Attorney-in-Fact for David Neal Embry and Cynthia Sue Embry
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 10, 2004, recorded May 21, 2004, in Deed Book 34-P, Pages 511-526, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($34,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the county of Jackson, Block D, Lot 1, according to plat prepared by W.T. Dunahoo, surveyor, March, 1970, said plat being recorded in the office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the North by proposed street on the East by Hancock Road right of way, on the South by Lot No. 2 and on the West by lands of T.M. Crow, said plat and the description thereof Lot No. 1, Block “D”, 245th (Jefferson) District G.M., being incorporated herein by reference for a more detailed description.
Said property is commonly known as 844 Martin Luther King Jr., Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and I. V. Young or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for CHERYL BONNER
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6932
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TYNIE MYCHELL MONK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 12, 2007, in the amount of $107,550.00, and recorded in Deed Book 47-E, Page 141, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 30, Silverlake Subdivision, Phase Two, as per Subdivision Plat entitled, Survey for Silverlake Subdivision, Phase Two, prepared by Farley-Collins Associates, certified by William H. Collins and William E. Whidden, GRLS, as recorded in Plat Book 54, Pages 241-245, Jackson County, Georgia records, which plat is hereby referred to and made a part of this description.
which has the property address of 4374 Rolling Ridge Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tynie Mychell Monk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Tynie Mychell Monk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29571 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DAVID BRIAN SANDERS and LIANA MARIE SANDERS to NATIONS HOME MORTGAGE CORPORATION dated February 20, 2008, in the amount of $104,176.00, and recorded in Deed Book 51-R, Page 692, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253 District, G.M., Jackson County, Georgia, designated as: Lot 26, Quite Oaks, containing .802 Acres, more or less, as shown on a Plat of Survey entitled Final Plat for Quiet Oaks Subdivision prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1781, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County Georgia in Plat Book 54, Page 36, which said plat and the recording thereof are by reference herein incorporated herein for a more complete and detailed description. Tax ID Number 025B-026. Being the same property conveyed to David Brian Sanders and Liana Marie Sanders by Deed from Larry G. Gooch recorded 11/28/2005 in Deed Book 41P Page 83, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as 179 Summer Lane, Nicholson, Georgia.
which has the property address of 179 Summer Lane, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David Brian Sanders and Liana Marie Sanders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for David Brian Sanders and Liana Marie Sanders
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07726 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY LEE STETLER and TERESA ANN STETLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 30, 2007, in the amount of $216,800.00, and recorded in Deed Book 49-U, Page 663, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th G.M. District, City of Jefferson, Jackson County, Georgia containing 9.8276 acres and being more particularly described as follows:
To find the True Point of Beginning, commence at a Right-of-Way marker found at the intersection of the Northwesterly Right-of-Way of Interstate Highway 85 (Right-of-Way varies) and the Northerly Right-of-Way of State Route 11 and U.S. Highway 129 (Right-of-Way varies), said marker being 75.00 feet from the centerline of said State Route 11 and U.S. Highway 129 North 85 degrees 47 minutes 56 seconds West a distance of 235.00 feet to a nail set, said nail being 75.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 175.00 feet to a nail set; said nail being the True Point of Beginning; thence from the True Point of Beginning thus established and running North 85 degrees 47 minutes 56 seconds West a distance of 200.00 feet to a concrete monument found thence running South 04 degrees 12 minutes 04 seconds West a distance of 200.00 feet to an iron pin set on the Northerly Right-of-Way of State Route 11 and U.S. Highway 129, (Right-of-Way varies) said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence running along said Right-of-Way North 85 degrees 47 minutes 56 seconds West a distance of 645.00 feet to an iron pin set, said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 690.22 feet to an iron pin set; thence running South 85 degrees 47 minutes 56 seconds East a distance 301.56 feet to a 1/2 inch solid rod found; thence running South 47 degrees 51 minutes 08 seconds East a distance of 689.14 feet to an iron pin set; thence running South 04 degrees 12 minutes 04 seconds West a distance of 66.45 feet to a nail set said nail being the True Point of Beginning.
which has the property address of 2243 Unity Church Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Lee Stetler and Teresa Ann Stetler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Lee Stetler and Teresa Ann Stetler
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-03620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DEVON HERSHBERGER and JONATHAN L. HERSHBERGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 7, 2005, in the amount of $108,000.00, and recorded in Deed Book 39-J, Page 577, Jackson County, Georgia Records, as last transferred to Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 by assignment, the undersigned, Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M. Jackson County, Georgia, containing 0.462 acres more or less and being more particularly described by plat of survey prepared for Ray D. Spealman, Jr., dated July 26, 1999, by W.T. Dunahoo & Associates, Inc., GRLS, as recorded in Plat Book 55, Page 295, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being improved property known as:
254 White Street
Hoschton, Georgia 30048
which has the property address of 254 White Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Devon Hershberger and Jonathan L. Hershberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 Attorney in Fact for Devon Hershberger and Jonathan L. Hershberger
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelle, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUSAN JOINER and TODD JOINER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 26, 2005, in the amount of $110,400.00, and recorded in Deed Book 38-Q, Page 497, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment, the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 463 Summer Hill Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Susan Joiner and Todd Joiner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Susan Joiner and Todd Joiner
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-14373 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006 in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $129,600.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 246, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 4 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 81 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $140,800.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 250, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 6, of Norwood Subdivision, as per plat thereof recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 103 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from BILLY J. NORRIS a/k/a BILLY NORRIS to COMMUNITY BANK & TRUST, dated January 28, 2005, and recorded in Deed Book 370, Commencing Page 43 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under a Real Estate Note dated January 28, 2005, made by Grantor in the original principal amount of $38,500.00 (the “Note”) and as the said Note and Deed were subsequently modified to, inter alia, increase the indebtedness to $58,987.99, such modification being recorded in Deed Book 50-X, Page 622, aforesaid Records together with interest thereon and other obligations as provided in the Note and all modifications of the same and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, to wit: May 5, 2009, the following described property:
All that tract or parcel of land lying and being in the 428 GMD of Jackson County, Georgia, containing 2.204 acres, more or less, as shown on plat of survey recorded in Plat Book 53, Page 177, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part hereof. Subject to existing easements and rights of way for public roads and utilities now in use.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of the property which is known as 0 Academy Church Rd., Jefferson, GA 30549.
Community Bank and Trust as Attorney in Fact for Billy J. Norris a/k/a Billy Norris
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AP8,15,22,29P4)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OTIS H. BROOKS and DENISE M. BROOKS to COMMONPOINT MORTGAGE, dated April 24, 1998, recorded in Deed Book 17-W, Page 313, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 by assignment to be recorded at Jackson County, Georgia records conveying the after-described property to secure a Note in the original principal amount of SIXTY THREE THOUSAND FOUR HUNDRED FIFTY AND 00/100 DOLLARS ($63,450.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis H. Brooks and Denise M. Brooks or a tenant or tenants and said property is more commonly known as 2627 Old Winder Jefferson Hwy, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 as Attorney in Fact for Otis H. Brooks and Denise M. Brooks
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File# GA01FJA091000387
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.68 acres, as show by that certain plat of survey entitled “Survey for Otis Brooks”, prepared by W.T. Dunahoo and Associate Inc., certified by W.TT Dunahoo, Georgia Registered Surveyor No. 1577, dated August 24, 1989, and being of record in the office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 33, Page 19, which plat and its recording are by reference incorporation herein for further identification and description.
(AP8,15,22,29B/18550-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 46-Z, Page 257, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., of Jackson County, Georgia and being Lot 48, Section 2 of Rancho North Subdivision, as per Plat recorded in Plat Book 6, Page 378, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry E. Martin or a tenant or tenants and said property is more commonly known as 1161 Ridgewood Drive, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Terry E. Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 5/5/09
Our file no. 11787608-FT3
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by AUSTIN O. BOWEN to FT MORTGAGE COMPANIES d.b.a. HOMEBANC MORTGAGE CORPORATION dated April 22, 1996, and recorded in Deed Book 15-N, Page 631, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, being Lot 9, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property is known as 134 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Austin O. Bowen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Austin O. Bowen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Austin O. Bowen
File no. 07-0842
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP8,15,22,29B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from DREAM MAKER CONSTRUCTION INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY SUCCESSOR BY ACQUISITION OF HOMESTEAD BANK (“Grantee”), dated June 22, 2006, and recorded June 26, 2006 in Deed Book 44-L, Page 123, Jackson County, Georgia Records; as modified in Deed Book 49-O, Page 441 and in Deed Book 51-M, Page 545, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amounts as follows: Loan # 4007191 in the Principal Amount of $323,000.00; Loan # 400485400 in the Principal Amount of $323,000.00; Loan # 400485900 in the Principal Amount of $323,000.00; Loan # 400486000 in the Principal Amount of $323,000.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lots 6, 8, 14 and 15, Fountainhead Subdivision, as per plat recorded in Plat Book 60, Pages 1-3, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Dream Maker Construction Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Dream Maker Construction Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from DAVID NEAL EMBRY and CYNTHIA SUE EMBRY (“Grantors”) to GWINNETT COMMUNITY BANK (“Grantee”), dated June 22, 2006, filed and recorded July 11, 2006, in Deed Book 44-P, Page 22, Jackson County, Georgia Records, as modified by that certain Modification Agreement dated December 25, 2006, filed and recorded January 31, 2007, in Deed Book 47-I, Page 347, aforesaid records, as further modified by that certain Modification Agreement dated December 5, 2007, filed and recorded January 3, 2008, in Deed Book 51-D, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated June 22, 2008, filed and recorded July 16, 2008, in Deed Book 52-W, Page 175, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 22, 2008, from Grantors payable to Grantee in the original principal amount of ONE HUNDRED THOUSAND AND NO/100 DOLLARS ($100,000.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
ALL THAT TRACT OR PARCEL OR LAND lying and being in 245th and 248th Land District, of Jackson County, Georgia and being Lot 3, POD P, of Traditions of Braselton Subdivision, all as more particularly shown on a plat of said subdivision recorded at Plat Book 64, Pages 150-152, Jackson County Plat Records which Plat is incorporated herein by reference thereto for a more complete description of said lot.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property consists of Lot 3, POD P, of Traditions of Braselton Subdivision, 245th and 248th Land District, Jackson County, Georgia, and the party in possession of the property is David Neal Embry and Cynthia Sue Embry, or their tenant or tenants.
GWINNETT COMMUNITY BANK, as Attorney-in-Fact for David Neal Embry and Cynthia Sue Embry
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 10, 2004, recorded May 21, 2004, in Deed Book 34-P, Pages 511-526, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($34,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the county of Jackson, Block D, Lot 1, according to plat prepared by W.T. Dunahoo, surveyor, March, 1970, said plat being recorded in the office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the North by proposed street on the East by Hancock Road right of way, on the South by Lot No. 2 and on the West by lands of T.M. Crow, said plat and the description thereof Lot No. 1, Block “D”, 245th (Jefferson) District G.M., being incorporated herein by reference for a more detailed description.
Said property is commonly known as 844 Martin Luther King Jr., Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and I. V. Young or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for CHERYL BONNER
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6932
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TYNIE MYCHELL MONK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 12, 2007, in the amount of $107,550.00, and recorded in Deed Book 47-E, Page 141, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 30, Silverlake Subdivision, Phase Two, as per Subdivision Plat entitled, Survey for Silverlake Subdivision, Phase Two, prepared by Farley-Collins Associates, certified by William H. Collins and William E. Whidden, GRLS, as recorded in Plat Book 54, Pages 241-245, Jackson County, Georgia records, which plat is hereby referred to and made a part of this description.
which has the property address of 4374 Rolling Ridge Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tynie Mychell Monk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Tynie Mychell Monk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29571 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DAVID BRIAN SANDERS and LIANA MARIE SANDERS to NATIONS HOME MORTGAGE CORPORATION dated February 20, 2008, in the amount of $104,176.00, and recorded in Deed Book 51-R, Page 692, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253 District, G.M., Jackson County, Georgia, designated as: Lot 26, Quite Oaks, containing .802 Acres, more or less, as shown on a Plat of Survey entitled Final Plat for Quiet Oaks Subdivision prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1781, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County Georgia in Plat Book 54, Page 36, which said plat and the recording thereof are by reference herein incorporated herein for a more complete and detailed description. Tax ID Number 025B-026. Being the same property conveyed to David Brian Sanders and Liana Marie Sanders by Deed from Larry G. Gooch recorded 11/28/2005 in Deed Book 41P Page 83, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as 179 Summer Lane, Nicholson, Georgia.
which has the property address of 179 Summer Lane, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David Brian Sanders and Liana Marie Sanders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for David Brian Sanders and Liana Marie Sanders
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07726 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY LEE STETLER and TERESA ANN STETLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 30, 2007, in the amount of $216,800.00, and recorded in Deed Book 49-U, Page 663, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th G.M. District, City of Jefferson, Jackson County, Georgia containing 9.8276 acres and being more particularly described as follows:
To find the True Point of Beginning, commence at a Right-of-Way marker found at the intersection of the Northwesterly Right-of-Way of Interstate Highway 85 (Right-of-Way varies) and the Northerly Right-of-Way of State Route 11 and U.S. Highway 129 (Right-of-Way varies), said marker being 75.00 feet from the centerline of said State Route 11 and U.S. Highway 129 North 85 degrees 47 minutes 56 seconds West a distance of 235.00 feet to a nail set, said nail being 75.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 175.00 feet to a nail set; said nail being the True Point of Beginning; thence from the True Point of Beginning thus established and running North 85 degrees 47 minutes 56 seconds West a distance of 200.00 feet to a concrete monument found thence running South 04 degrees 12 minutes 04 seconds West a distance of 200.00 feet to an iron pin set on the Northerly Right-of-Way of State Route 11 and U.S. Highway 129, (Right-of-Way varies) said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence running along said Right-of-Way North 85 degrees 47 minutes 56 seconds West a distance of 645.00 feet to an iron pin set, said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 690.22 feet to an iron pin set; thence running South 85 degrees 47 minutes 56 seconds East a distance 301.56 feet to a 1/2 inch solid rod found; thence running South 47 degrees 51 minutes 08 seconds East a distance of 689.14 feet to an iron pin set; thence running South 04 degrees 12 minutes 04 seconds West a distance of 66.45 feet to a nail set said nail being the True Point of Beginning.
which has the property address of 2243 Unity Church Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Lee Stetler and Teresa Ann Stetler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Lee Stetler and Teresa Ann Stetler
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-03620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DEVON HERSHBERGER and JONATHAN L. HERSHBERGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 7, 2005, in the amount of $108,000.00, and recorded in Deed Book 39-J, Page 577, Jackson County, Georgia Records, as last transferred to Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 by assignment, the undersigned, Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M. Jackson County, Georgia, containing 0.462 acres more or less and being more particularly described by plat of survey prepared for Ray D. Spealman, Jr., dated July 26, 1999, by W.T. Dunahoo & Associates, Inc., GRLS, as recorded in Plat Book 55, Page 295, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being improved property known as:
254 White Street
Hoschton, Georgia 30048
which has the property address of 254 White Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Devon Hershberger and Jonathan L. Hershberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 Attorney in Fact for Devon Hershberger and Jonathan L. Hershberger
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelle, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUSAN JOINER and TODD JOINER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 26, 2005, in the amount of $110,400.00, and recorded in Deed Book 38-Q, Page 497, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment, the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 463 Summer Hill Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Susan Joiner and Todd Joiner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Susan Joiner and Todd Joiner
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-14373 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006 in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $129,600.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 246, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 4 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 81 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $140,800.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 250, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 6, of Norwood Subdivision, as per plat thereof recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 103 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from BILLY J. NORRIS a/k/a BILLY NORRIS to COMMUNITY BANK & TRUST, dated January 28, 2005, and recorded in Deed Book 370, Commencing Page 43 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under a Real Estate Note dated January 28, 2005, made by Grantor in the original principal amount of $38,500.00 (the “Note”) and as the said Note and Deed were subsequently modified to, inter alia, increase the indebtedness to $58,987.99, such modification being recorded in Deed Book 50-X, Page 622, aforesaid Records together with interest thereon and other obligations as provided in the Note and all modifications of the same and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, to wit: May 5, 2009, the following described property:
All that tract or parcel of land lying and being in the 428 GMD of Jackson County, Georgia, containing 2.204 acres, more or less, as shown on plat of survey recorded in Plat Book 53, Page 177, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part hereof. Subject to existing easements and rights of way for public roads and utilities now in use.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of the property which is known as 0 Academy Church Rd., Jefferson, GA 30549.
Community Bank and Trust as Attorney in Fact for Billy J. Norris a/k/a Billy Norris
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AP8,15,22,29P4)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OTIS H. BROOKS and DENISE M. BROOKS to COMMONPOINT MORTGAGE, dated April 24, 1998, recorded in Deed Book 17-W, Page 313, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 by assignment to be recorded at Jackson County, Georgia records conveying the after-described property to secure a Note in the original principal amount of SIXTY THREE THOUSAND FOUR HUNDRED FIFTY AND 00/100 DOLLARS ($63,450.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis H. Brooks and Denise M. Brooks or a tenant or tenants and said property is more commonly known as 2627 Old Winder Jefferson Hwy, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 as Attorney in Fact for Otis H. Brooks and Denise M. Brooks
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File# GA01FJA091000387
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.68 acres, as show by that certain plat of survey entitled “Survey for Otis Brooks”, prepared by W.T. Dunahoo and Associate Inc., certified by W.TT Dunahoo, Georgia Registered Surveyor No. 1577, dated August 24, 1989, and being of record in the office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 33, Page 19, which plat and its recording are by reference incorporation herein for further identification and description.
(AP8,15,22,29B/18550-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 46-Z, Page 257, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., of Jackson County, Georgia and being Lot 48, Section 2 of Rancho North Subdivision, as per Plat recorded in Plat Book 6, Page 378, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry E. Martin or a tenant or tenants and said property is more commonly known as 1161 Ridgewood Drive, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Terry E. Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 5/5/09
Our file no. 11787608-FT3
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by AUSTIN O. BOWEN to FT MORTGAGE COMPANIES d.b.a. HOMEBANC MORTGAGE CORPORATION dated April 22, 1996, and recorded in Deed Book 15-N, Page 631, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, being Lot 9, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property is known as 134 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Austin O. Bowen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Austin O. Bowen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Austin O. Bowen
File no. 07-0842
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP8,15,22,29B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from DREAM MAKER CONSTRUCTION INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY SUCCESSOR BY ACQUISITION OF HOMESTEAD BANK (“Grantee”), dated June 22, 2006, and recorded June 26, 2006 in Deed Book 44-L, Page 123, Jackson County, Georgia Records; as modified in Deed Book 49-O, Page 441 and in Deed Book 51-M, Page 545, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amounts as follows: Loan # 4007191 in the Principal Amount of $323,000.00; Loan # 400485400 in the Principal Amount of $323,000.00; Loan # 400485900 in the Principal Amount of $323,000.00; Loan # 400486000 in the Principal Amount of $323,000.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lots 6, 8, 14 and 15, Fountainhead Subdivision, as per plat recorded in Plat Book 60, Pages 1-3, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Dream Maker Construction Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Dream Maker Construction Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from DAVID NEAL EMBRY and CYNTHIA SUE EMBRY (“Grantors”) to GWINNETT COMMUNITY BANK (“Grantee”), dated June 22, 2006, filed and recorded July 11, 2006, in Deed Book 44-P, Page 22, Jackson County, Georgia Records, as modified by that certain Modification Agreement dated December 25, 2006, filed and recorded January 31, 2007, in Deed Book 47-I, Page 347, aforesaid records, as further modified by that certain Modification Agreement dated December 5, 2007, filed and recorded January 3, 2008, in Deed Book 51-D, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated June 22, 2008, filed and recorded July 16, 2008, in Deed Book 52-W, Page 175, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 22, 2008, from Grantors payable to Grantee in the original principal amount of ONE HUNDRED THOUSAND AND NO/100 DOLLARS ($100,000.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
ALL THAT TRACT OR PARCEL OR LAND lying and being in 245th and 248th Land District, of Jackson County, Georgia and being Lot 3, POD P, of Traditions of Braselton Subdivision, all as more particularly shown on a plat of said subdivision recorded at Plat Book 64, Pages 150-152, Jackson County Plat Records which Plat is incorporated herein by reference thereto for a more complete description of said lot.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property consists of Lot 3, POD P, of Traditions of Braselton Subdivision, 245th and 248th Land District, Jackson County, Georgia, and the party in possession of the property is David Neal Embry and Cynthia Sue Embry, or their tenant or tenants.
GWINNETT COMMUNITY BANK, as Attorney-in-Fact for David Neal Embry and Cynthia Sue Embry
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from LEE TOWNSEND and JEAN B. TOWNSEND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for NBank, N.A., dated September 18, 2002, recorded September 23, 2002, in Deed Book 27-R, Pages 696-711, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($94,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
County of Jackson, State of Georgia.
All that tract or parcel of land lying and being in the 242 G.M.D. Jackson county, Georgia, containing 2.0 acres more or less, according to a survey for randy Thomas by Sherald G. Sharp, R.L.S. dated October 14, 1986, and being more particularly described as follows: beginning at reference line where the property lines of Marie M. Thomas et`al and Harrison Hardy intersects with the western right of way Hwy. 129 running thence along right of way north 20 degrees 55 minutes west 199.87 feet; thence south 84 degrees 12 minutes west 97.0 feet along right of way of ingress-egress easement continuing thence along right of way of easement; thence north 48 degrees 56 minutes west 155.10 feet thence north 88 degrees 23 minutes west 96.40 feet thence south 79 degrees 27 minutes west 115.91 feet thence south 4 degrees 08 minutes east 105.92 feet thence south 85 degrees 39 minutes west 355.25 feet to intersection with property line and point of beginning; running thence south 16 degrees 12 minutes 31 seconds west 293.42 feet thence north 73 degrees 23 minutes west 184.44 feet thence north 16 degrees 13 minutes 50 seconds east 138.56 feet thence north 73 degrees 23 minutes west 82.66 feet thence north 16 degrees 13 minutes 50 seconds east 138.56 feet thence north 73 degrees 23 minutes west 82.66 feet thence north 18 degrees 02 minutes east 235.01 feet thence south 73 degrees 20 minutes 43 seconds east 259.58 feet thence south 16 degrees 12 minutes 31 seconds west 80.0 feet to a point of beginning.
Property bounded on the north and east by Cora M. Thomas et`al and south by existing 30 ft. right of way; west by Jack Baerne and Cora M. Thomas, et`al this being a portion of that property conveyed to Cora M. Thomas et al according to a deed recorded in Deed Book 5C, Page 365, in the clerk of Superior Court’s Office, Jackson County, Georgia.
30 foot ingress-egress easement:
Beginning at reference line where the property line of Marie M. Thomas et`al and Harrison hardy intersects with the western right of way of hwy. 129, running thence along right of way north 20 degrees 55 minutes west 199.87 feet thence south 84 degrees 12 minutes west 97.0 feet along right way of ingress-egress easement continuing thence along right of way of easement; thence north 48 degrees 56 minutes west 155.10 feet thence north 88 degrees 23 minutes west 96.40 feet thence south 79 degrees 27 minutes west 115.91 feet thence south 4 degrees 08 minutes east 105.92 feet thence south 85 degrees 39 minutes west 355.25 feet to intersection with property line; thence along property line north 16 degrees 12 minutes 31 seconds east 32.0 feet thence north 85 degrees 36 minutes east 314.15 feet thence north 3 degrees 59 minutes west 102.49 feet thence north 79 degrees 05 minutes east 142.47 feet thence south 88 degrees 26 minutes east 113.46 feet thence south 47 degrees 56 minutes east 150.74 feet thence north 84 degrees 53 minutes east 79.67 feet to corner on right of way of hwy 129; thence along right of way south 20 degrees 55 minutes east 30.0 feet to point of beginning.
Said property is commonly known as 130 Caitlin Drive, Athens, GA 30607.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Lee Townsend and Jean B. Townsend, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for LEE TOWNSEND AND JEAN B. TOWNSEND
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6738
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-110)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 10, 2004, recorded May 21, 2004, in Deed Book 34-P, Pages 511-526, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($34,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the county of Jackson, Block D, Lot 1, according to plat prepared by W.T. Dunahoo, surveyor, March, 1970, said plat being recorded in the office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the North by proposed street on the East by Hancock Road right of way, on the South by Lot No. 2 and on the West by lands of T.M. Crow, said plat and the description thereof Lot No. 1, Block “D”, 245th (Jefferson) District G.M., being incorporated herein by reference for a more detailed description.
Said property is commonly known as 844 Martin Luther King Jr., Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and I. V. Young or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for CHERYL BONNER
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6932
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TYNIE MYCHELL MONK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 12, 2007, in the amount of $107,550.00, and recorded in Deed Book 47-E, Page 141, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 30, Silverlake Subdivision, Phase Two, as per Subdivision Plat entitled, Survey for Silverlake Subdivision, Phase Two, prepared by Farley-Collins Associates, certified by William H. Collins and William E. Whidden, GRLS, as recorded in Plat Book 54, Pages 241-245, Jackson County, Georgia records, which plat is hereby referred to and made a part of this description.
which has the property address of 4374 Rolling Ridge Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tynie Mychell Monk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Tynie Mychell Monk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29571 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DAVID BRIAN SANDERS and LIANA MARIE SANDERS to NATIONS HOME MORTGAGE CORPORATION dated February 20, 2008, in the amount of $104,176.00, and recorded in Deed Book 51-R, Page 692, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253 District, G.M., Jackson County, Georgia, designated as: Lot 26, Quite Oaks, containing .802 Acres, more or less, as shown on a Plat of Survey entitled Final Plat for Quiet Oaks Subdivision prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1781, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County Georgia in Plat Book 54, Page 36, which said plat and the recording thereof are by reference herein incorporated herein for a more complete and detailed description. Tax ID Number 025B-026. Being the same property conveyed to David Brian Sanders and Liana Marie Sanders by Deed from Larry G. Gooch recorded 11/28/2005 in Deed Book 41P Page 83, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as 179 Summer Lane, Nicholson, Georgia.
which has the property address of 179 Summer Lane, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David Brian Sanders and Liana Marie Sanders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for David Brian Sanders and Liana Marie Sanders
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07726 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY LEE STETLER and TERESA ANN STETLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 30, 2007, in the amount of $216,800.00, and recorded in Deed Book 49-U, Page 663, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th G.M. District, City of Jefferson, Jackson County, Georgia containing 9.8276 acres and being more particularly described as follows:
To find the True Point of Beginning, commence at a Right-of-Way marker found at the intersection of the Northwesterly Right-of-Way of Interstate Highway 85 (Right-of-Way varies) and the Northerly Right-of-Way of State Route 11 and U.S. Highway 129 (Right-of-Way varies), said marker being 75.00 feet from the centerline of said State Route 11 and U.S. Highway 129 North 85 degrees 47 minutes 56 seconds West a distance of 235.00 feet to a nail set, said nail being 75.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 175.00 feet to a nail set; said nail being the True Point of Beginning; thence from the True Point of Beginning thus established and running North 85 degrees 47 minutes 56 seconds West a distance of 200.00 feet to a concrete monument found thence running South 04 degrees 12 minutes 04 seconds West a distance of 200.00 feet to an iron pin set on the Northerly Right-of-Way of State Route 11 and U.S. Highway 129, (Right-of-Way varies) said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence running along said Right-of-Way North 85 degrees 47 minutes 56 seconds West a distance of 645.00 feet to an iron pin set, said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 690.22 feet to an iron pin set; thence running South 85 degrees 47 minutes 56 seconds East a distance 301.56 feet to a 1/2 inch solid rod found; thence running South 47 degrees 51 minutes 08 seconds East a distance of 689.14 feet to an iron pin set; thence running South 04 degrees 12 minutes 04 seconds West a distance of 66.45 feet to a nail set said nail being the True Point of Beginning.
which has the property address of 2243 Unity Church Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Lee Stetler and Teresa Ann Stetler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Lee Stetler and Teresa Ann Stetler
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-03620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DEVON HERSHBERGER and JONATHAN L. HERSHBERGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 7, 2005, in the amount of $108,000.00, and recorded in Deed Book 39-J, Page 577, Jackson County, Georgia Records, as last transferred to Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 by assignment, the undersigned, Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M. Jackson County, Georgia, containing 0.462 acres more or less and being more particularly described by plat of survey prepared for Ray D. Spealman, Jr., dated July 26, 1999, by W.T. Dunahoo & Associates, Inc., GRLS, as recorded in Plat Book 55, Page 295, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being improved property known as:
254 White Street
Hoschton, Georgia 30048
which has the property address of 254 White Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Devon Hershberger and Jonathan L. Hershberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 Attorney in Fact for Devon Hershberger and Jonathan L. Hershberger
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelle, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUSAN JOINER and TODD JOINER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 26, 2005, in the amount of $110,400.00, and recorded in Deed Book 38-Q, Page 497, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment, the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 463 Summer Hill Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Susan Joiner and Todd Joiner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Susan Joiner and Todd Joiner
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-14373 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006 in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)
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