JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County’
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from BOLEMAN DESIGN & DEVELOPMENT, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 627, Jackson County, Georgia Records, and re-recorded September 11, 2006 in Deed Book 45-L, Page 31, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007, in Deed Book 50-C, Page 411, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008, in Deed Book 52-L, Page 644, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of FORTY-FOUR THOUSAND EIGHT HUNDRED SIXTY AND NO/100 DOLLARS ($44,860.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 31 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 541 Lake Vista Drive, Jefferson, Jackson County, Georgia, and the party in possession of the property is Boleman Design & Development, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Boleman Design & Development, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County’
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from BOLEMAN DESIGN & DEVELOPMENT, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 636, Jackson County, Georgia Records, and re-recorded September 11, 2006, in Deed Book 45-L, Page 47, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007 in Deed Book 50-C, Page 412, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008, in Deed Book 52-L, Page 645, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of FORTY-FOUR THOUSAND EIGHT HUNDRED SIXTY AND NO/100 DOLLARS ($44,860.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 79 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 942 Lake Vista Drive, Jefferson, Jackson County, Georgia, and the party in possession of the property is Boleman Design & Development, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Boleman Design & Development, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from BOLEMAN DESIGN & DEVELOPMENT, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 609, Jackson County, Georgia Records, and re-recorded September 11, 2006, in Deed Book 45-L, Page 39, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007, in Deed Book 50-C, Page 410, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008, in Deed Book 52L, Page 643, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of FORTY-FOUR THOUSAND EIGHT HUNDRED SIXTY AND NO/100 DOLLARS ($44,860.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 17 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 239 Lake Vista Drive, Jefferson, Jackson County, Georgia, and the party in possession of the property is Boleman Design & Development, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Boleman Design & Development, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from BOLEMAN DESIGN & DEVELOPMENT, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 600, Jackson County, Georgia Records, and re-recorded September 27, 2006, in Deed Book 45-Q, Page 232, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007, in Deed Book 50-C, Page 413, aforesaid records, as further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008, in Deed Book 52-L, Page 642 (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of TWO HUNDRED FIFTY-NINE THOUSAND FOUR HUNDRED SIXTY-SIX AND 50/100 DOLLARS ($259,466.50), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 3 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 56 Overlook Lane, Jefferson, Jackson County, Georgia, and the party in possession of the property is Boleman Design & Development, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Boleman Design & Development, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from RICHEY HOMES, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 681, Jackson County, Georgia Records, and re-recorded September 11, 2006 in Deed Book 45-L, Page 71, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007 in Deed Book 50-C, Page 406, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008 in Deed Book 52-L, Page 641, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of FORTY FOUR THOUSAND NINE HUNDRED TEN AND NO/100 DOLLARS ($44,910.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 76 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 1028 Lake Vista Drive, Jefferson, Jackson County, Georgia, and the party in possession of the property is Richey Homes, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Richey Homes, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County’
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from RICHEY HOMES, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 645, Jackson County, Georgia Records, and re-recorded September 11, 2006 in Deed Book 45-L, Page 55, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007 in Deed Book 50C, Page 407, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008 in Deed Book 52-L, Page 639, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of FORTY-FOUR THOUSAND NINE HUNDRED TEN AND NO/100 DOLLARS ($44,910.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 7 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 108 Overlook Lane, Jefferson, Jackson County, Georgia, and the party in possession of the property is Richey Homes, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Richey Homes, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County’
Under and by virtue of the Power of Sale contained in that certain Real Estate Deed to Secure Debt from RICHEY HOMES, LLC (“Grantor”) to HABERSHAM BANK (“Grantee”), dated July 10, 2006, filed and recorded July 17, 2006, in Deed Book 44-R, Page 672, Jackson County, Georgia Records, and re-recorded September 27, 2006, in Deed Book 45-Q, Page 208, aforesaid records, as modified by that certain Modification Agreement dated August 17, 2007, filed and recorded September 17, 2007, in Deed Book 50-C, Page 409, aforesaid records, and further modified by that certain Modification Agreement dated May 21, 2008, filed and recorded May 28, 2008, in Deed Book 52-L, Page 640, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note and Security Agreement dated May 21, 2008, from Grantor payable to Grantee in the original principal amount of Two Hundred Seventy Four Thousand Five Hundred Sixteen and 50/100 Dollars ($274,516.50), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245 of Jackson County, Georgia, and being Lot 28 of Lake Vista Estates Subdivision, as shown on subdivision plat recorded in Plat Book 68, Pages 17-18, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to comply with the provisions of the Security Deed. The debt remaining outstanding, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property located at 493 Lake Vista Drive, Jefferson, Jackson County, Georgia, and the party in possession of the property is Richey Homes, LLC, or its tenant or tenants.
HABERSHAM BANK, as Attorney-in-Fact for Richey Homes, LLC
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31P4)

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Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from CHRISTIAN OUTREACH MINISTRY, INC. to NORTHEAST GEORGIA BANK dated February 21, 2007 and recorded on February 22, 2007 in Deed Book 47Q, Pages 31-33, Jackson County, Georgia records. This Security Deed secures a Note dated February 21, 2007 in the original principal amount of $152,000.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M., Jackson County, Georgia, and being that 1.544 acres, more or less, designated as Lot 1, as more particularly shown on a plat of survey prepared for Harold Fletcher by Ringo & Sadler, Registered Surveyor, dated November 26, 2002, recorded in Plat Book 61, Page 47, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Being known as 8122 Jefferson Drive, Jefferson, Georgia according to the present system of numbering in Jackson County, Georgia.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorney’s fees having been given.)
Said property will be sold as the property of Christian Outreach Ministry, Inc. and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Christian Outreach Ministry, Inc.
NORTHEAST GEORGIA BANK
By: __ As Attorney-in-fact for:
Christian Outreach Ministry, Inc.
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(MA10,17,25,31P4)

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Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from DAVID L. BRAZELL, PAMELA T. BRAZELL and JON C. SINNOCK to NORTHEAST GEORGIA BANK dated May 25, 2006 and recorded on May 31, 2006, in Deed Book 44-A, Pages 752-754, as last amended by Modification dated July 16, 2009 and recorded on August 4, 2009 in Deed Book 55-V, Pages 578-579, Jackson County, Georgia Records. This Security Deed secures a Note dated July 16, 2009 in the original principal amount of $788,776.51, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 248 and 245 G.M.D., Jackson County, Georgia, containing 34.475 acres, more or less, as shown on plat and survey of Venable & Associates, inc., Surveyors, dated May 23, 2006, and recorded in the Office of the Clerk of Superior Court of Jackson county, Georgia, in Plat Book 68, at Page 26. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights-of-way for public roads and utilities now in use.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorney’s fees having been given.)
Said property will be sold as the property of David L. Brazell, Pamela T. Brazell and Jon C. Sinnock and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by David L. Brazell, Pamela T. Brazell and Jon C. Sinnock.
NORTHEAST GEORGIA BANK
By: __ As Attorney-in-fact for: David L. Brazell, Pamela T. Brazell and John C. Sinnock
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(MA10,17,24,31P4)

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Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from JERRY DENNIS WILDER and VICKI LYNN WILDER to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated March 17, 2004 and recorded on March 29, 2004, in Deed Book 33-X, Pages 214-216, Jackson County, Georgia records. This Security Deed secures a Note dated June 6, 2007 in the original principal amount of $180,175.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 257th District, G.M., Jackson County, Georgia, and being that 5.00 acres, more or less, as more particularly shown on a plat of survey prepared for Evelyn Christine Phillips by Allen L. Venable, Jr., Registered Surveyor, dated February 25, 1988, recorded in Plat Book 28, Page 194, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO: 20 foot ingress-egress easement form the southerly right-of-way of Woods Bridge Road as more particularly shown on plat of survey referenced herein above.
Being known as 298 Dennis Drive, Commerce, Georgia according to the present system of numbering in Jackson County, Georgia.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorney’s fees having been given.)
Said property will be sold as the property of Jerry Dennis Wilder and Vicki Lynn Wilder and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Jerry Dennis Wilder and Vicki Lynn Wilder.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia)
By: __ As Attorney-in-fact for: Jerry Dennis Wilder and Vicki Lynn Wilder
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(MA10,17,24,31P4)

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Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from H. D. MICHAEL COMPANY, INC. to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia) dated October 25, 2006 and recorded on November 14, 2006 in Deed Book 46-J, Pages 19-34, Jackson County, Georgia Records. This Security Deed secures a Note dated October 20, 2008 in the original principal amount of $658,474.21, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land situate, lying and being in the 242nd G.M.D., Jackson County, Georgia, being known and designated as Lots 1 through 33, inclusively, of Cardinal Lake Subdivision as shown on a plat entitled “Final plat for: Cardinal Lake”, dated February 24, 2006 by Ringo Abernathey & Associates, said plat being recorded at Plat Book 68, Pages 142-145 in the Office of the Clerk of the Superior Court of Jackson County, Georgia and being incorporated herein by reference for a more particular description.
LESS AND EXCEPT: Lots 1, 2, 5, 6, 7, 9, 13, 14, 16, 17, 18, 19, 23, 25, 27, 29 and 32, as shown on the above-referenced plat.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorney’s fees having been given.)
Said property will be sold as the property of H. D. Michael Company, Inc. and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by H. D. Michael Company, Inc.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia)
By Marc S. Kaufman
As Attorney-in-fact for: H. D. Michael Company, Inc.
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(MA10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of Power of Sale contained in Deed to Secure Debt from SEBERN HICKS, hereinafter GRANTOR, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC., dated the 22nd day of March, 2007, and filed for record the 26th day of March, 2007, in Deed Book 47-Z, Page 173, Jackson County, Georgia Records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of Forty THREE THOUSAND NINE HUNDRED SEVENTY SIX AND 15/100THS DOLLARS ($43,976.15), with interest from date as stated therein; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at JACKSON County, Georgia, within the legal hours of sale on the first Tuesday in APRIL, 2010, the following described property:
All that tract or parcel of land being in the 245th GMD, Jackson County, Georgia, in the Town of Jefferson, containing 1.142 acres, more or less, and being designated as Tract 2 as shown on that plat of survey of White Oak Subdivision, prepared by Venable and Associates, Surveyors, dated November 11, 1998, recorded in Plat Book 53, Page 93, Jackson County Records and incorporated herein.
This Deed is given subject to all easements and restrictions of record, if any.
This is the same property conveyed by Warranty Deed from Jerry L. McPherson, Sr. and Joyce McPherson to Sebern Hicks, dated 9/29/2006, recorded 10/3/2006, in Deed Book 45-T, Page 179, Jackson County, Georgia Records.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by SEBERN HICKS. This property is located at 127 Rock Forge Court, Jefferson, GA 30549.
AMERICAN GENERAL FINANCIAL SERVICES, INC. as Attorney-in-Fact for the above-named Grantor
AMERICAN GENERAL FINANCIAL SERVICES, INC.
by Robert W. Broome, Attorney
1800 Peachtree Street, NW Suite 445
Atlanta, Georgia 30309
#404-350-8349
(MA10,17,24,31B/1331-50P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by PAMELA R. MILLER and BRUCE M. MILLER, SR. to REGIONS MORTGAGE, INC. NOW REGIONS BANK DBA REGIONS MORTGAGE dated January 10, 2002, and recorded in Deed Book 25-M, Page 408, Jackson County Records, securing a Note in the original principal amount of $96,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 6, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1691 GMD, Jackson County, Georgia, being Tract 2, as shown on plat entitled “Survey for B & W Hen Farm, Inc.”, dated February 1, 1994, revised June 1, 1994, prepared by H. P. Farley, Jr. and William H. Collins, Georgia Registered Land Surveyors, and recorded in Plat Book 43, Page 179, Jackson County Records, which plat is incorporated herein by reference.
Said property is known as 1607 Pond Fork Church Road, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Pamela R. Miller and Bruce M. Miller, Sr., the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Pamela Miller aka Pamela R. Miller and Bruce Miller, Sr., aka Bruce M. Miller, Sr., and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage successor by merger with Regions Mortgage, Inc. as Attorney-in-Fact for Pamela R. Miller a/k/a Pamela Miller and Bruce M. Miller, Sr. a/k/a Bruce Miller, Sr.
File no. 04-3810
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(MA10,17,24,31B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JENNIFER D. JARRARD and JOSEPH R. JARRARD TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 27, 2008, in the amount of $111,635.00, and recorded in Deed Book 6371, Page 418, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying, being and situate in the Headrights Section (385 GMD) of Hall County, Georgia and being described as 1.00 acre, more or less, according to a plat for Joseph Jarrard and Jennifer Jarrard, dated May 5, 2008, by J.A. Page and Associates, prepared by J.A. Page, Jr., Georgia Registered Land Surveyor #1894, and recorded in Plat Book __, Page __, said records, said being incorporated herein for a more detailed description of said property, and being described as follows: to find the True Point of Beginning begin at the centerline of the intersection of Todd Road and Georgia Highway 211 (Tanner Mill Road) thence running North 27 Degrees 47 Minutes 49 Seconds East a distance of 69.47 Feet to a rebar; thence running North 35 Degrees 46 Minutes 06 Seconds West a distance of 242.55 Feet to an iron angle; thence running North 55 Degrees 03 Minutes 35 Seconds East a distance of 254.36 Feet to a point; thence running South 36 Degrees 45 Minutes 23 Seconds East a distance of 197.43 Feet to a point on the R/W (50 foot right of way) of Todd Road; thence following the R/W for Todd Road running North 56 Degrees 08 Minutes 00 Seconds East a distance of 25.13 Feet having a cord distance of 25.12 Feet having a radius of 319.57 Feet to a point; thence continuing along the R/W of Todd Road running North 58 Degrees 23 Minutes 07 Seconds East a distance of 33.82 Feet to a point; thence continuing along the R/W of Todd Road running North 29 Degrees 31 Minutes 00 Seconds East a distance of 51.10 Feet a chord distance of 48.96 Feet having a radius of 50.71 Feet to a point; thence continuing along the R/W of Todd Road running of North 4 Degrees 40 Minutes 47 Seconds West a distance of 58.58 Feet having a chord distance of 58.50 Feet having a radius of 315.00 Feet to a point; thence continuing along the R/W of Todd Road running North 10 Degrees 00 Minutes 27 Seconds West a distance of 123.03 Feet to an iron pin set being the True Point of Beginning: thence leaving the R/W of Todd Road running North 81 Degrees 11 Minutes 30 Seconds West a distance of 180.80 Feet to an iron pin set; thence running North 81 Degrees 11 Minutes 30 Seconds West a distance of 226.19 Feet to an iron pin set; thence running North 6 Degrees 46 Minutes 46 Seconds West a distance of 249.23 Feet to an iron pin set; thence running South 81 Degrees 15 Minutes 48 Seconds East a distance of 60.23 Feet to an iron pin set; thence running South 8 Degrees 44 Minutes 18 Seconds East a distance of 120.76 Feet to a rebar; thence running South 81 Degrees 11 Minutes 30 Seconds East a distance of 329.56 Feet to a rebar on the R/W of Todd Road; thence following the R/W of Todd Road running South 10 Degrees 00 Minutes 27 Seconds a distance of 52.82 Feet to an iron pin set being the True Point of Beginning. This being a portion of the property conveyed by deed recorded in Deed Book 4459, Page 501, said records. Also conveyed herewith is a 2008 Fleetwood Manufactured Home, being 28 Feet x 72 Feet Model 4724X and having Serial Number GAFL875AB79837-CI11, which is permanently attached to and made a par of the real property.
which has the property address of 4311 Todd Road, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jennifer D. Jarrard and Joseph R. Jarrard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company
Attorney in Fact for Jennifer D. Jarrard and Joseph R. Jarrard
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04447 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31B/1325-100)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ARLIE D. HALL to NATIONSBANK, N.A. dated August 10, 1998, in the amount of $64,681.00, and recorded in Deed Book 18-G, Page 688, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land in City of Braselton, 1765th G.M.D., Jackson County, Georgia, containing 8.75 acres, more or less, and being Tract Number 29, as per plat of survey recorded in Plat Book 15, Page 134, Jackson County Records.
Together with a 1995 Horton Mobile Home, Serial Numbers H112742GL and H112742GR.
which has the property address of 408 Davenport Rd., Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Arlie D. Hall and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Arlie D. Hall
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-02886 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA10,17,24,31B/1325-50)
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