Public Notices

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by RUSTY MCDUFFIE and BOBBY O. STEPHENSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for CHOICE CAPITAL FUNDING INC., its successors and assigns dated November 30, 2006 in the amount of $111,920.00, and recorded in Deed Book 46S, Page 554, Jackson County, Georgia Records; as last transferred to Deutsche Bank Trust Company Americas as Trustee for RALI 2007QA2
by assignment; the undersigned, Deutsche Bank Trust Company Americas as Trustee for RALI 2007QA2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2011 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Jefferson, in the 245th GMD, Jackson County, Georgia, being known and designated as Lot 15, consisting of 0.66 of an acre, more or less, and being more particularly described according to a final plat of survey for Cross Ridge Estates, Phase II, by D.J. Baggett Land Surveying, Registered Surveyors, dated July 17, 2003, recorded in Plat Book 62, Pages 19-20, Jackson County records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 42-G, Page 221, said records.
The dwelling situate upon the above described property is known as 532 Jimmy Reynolds Drive according to the present system of numbering houses in Jackson County, Georgia.
which has the property address of 532 Jimmy Reynolds Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Rusty McDuffie and Bobby O. Stephenson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank Trust Company Americas as Trustee for RALI 2007QA2 Attorney in Fact for Rusty McDuffie and Bobby O. Stephenson
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-01389 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE2,9,16,23B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated November 28, 2006, and recorded in Deed Book 46-O, Page 772, Jackson County, Georgia records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, March 1, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOT 4, THE WOODLANDS SUBDIVISION, PHASE 1, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 4, The Woodlands Subdivision, as per plat recorded in Plat Book 68, pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated August 4, 2006, and recorded in Deed Book 44-Z, Page 648, Jackson County, Georgia records, re-recorded in Deed Book 45-E, Page 573, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, March 1, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOTS 3, 6, 22 & 77, OF THE WOODLANDS SUBDIVISION, PHASE I, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lots 3 6, 22 & 77, of The Woodlands Subdivision, Phase I, as per plat recorded in Plat Book 68, pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated July 25, 2006, and recorded in Deed Book 44-V, Page 714, Jackson County, Georgia records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, March 1, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOTS 1, 2, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 78, 79, THE WOODLANDS SUBDIVISION, PHASE I, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lots 1, 2, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 78, & 79, of The Woodlands Subdivision, Phase 1, as per plat recorded in Plat Book 68, pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated April 20, 2005, and recorded in Deed Book 38-O, Page 701, Jackson County, Georgia records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, March 1, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as 37.6613 ACRES, GMD 245, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being 37.6613 acres, as per plat recorded in Plat Book 63, page 133, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from S. THOMAS NUNN to COMMUNITY BANK AND TRUST dated 07/28/1998, and recorded 07/31/1998, in Deed Book 18E, Pages 660-662, Jackson County, Georgia Deed records, as modified by those Supplemental Security Deed and Additional Loan Agreements recorded 10/30/1998 in Deed Book 18-O, Page 685, 12/11/1998 in Deed Book 18-U, Page 144, 03/29/1999 in Deed Book 19-H, Page 329, 03/07/2001 in Deed Book 22-W, Page 595, 06/06/2002 in Deed Book 26R, Page 790 and 03/24/2008 in Deed Book 51V, Page 740, Jackson County, Georgia Deed Records, and any further renewals or modifications thereto, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for S. Thomas Nunn the following described property:
Tract One:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 8.43 acres, more or less, as more particularly shown on a plat of survey prepared for Roy Cowart by Eddie A. Borders, Registered Surveyor, dated August 2, 1978, recorded at Plat Book 15, Page 30, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT property as conveyed in Right of Way Deed recorded 06/28/2002 in Deed Book 26X, Pages 569-577, Jackson County, Georgia Deed Records.
Tract Two:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being Lot No. 6 and Lot No. 7, as more particularly shown on a plat of survey prepared for Robert Holland by H. L. Dunahoo, Registered Surveyor, dated November 30, 1956, recorded at Plat Book 3, Page 106, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and Incorporated herein and made a part hereof by reference for a more detailed description.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is S. Thomas Nunn or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for S. Thomas Nunn.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File No. : F11-1110
(FE2,9,16,23B/19761-70T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JOSEPH B. LEE, III and JENNIFER M. LEE to COMMUNITY BANK AND TRUST dated 11/10/2009, and recorded 11/13/2009, in Deed Book 56O, Pages 578-582, Jackson County, Georgia Deed records, and any further renewals or modifications thereto, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in March, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Joseph B. Lee, III and Jennifer M. Lee the following described property:
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 16.42 acres on Plainview Road, as shown on a plat prepared by W.T. Dunahoo and Associates, Inc., Georgia Registered Land Surveyors, dated January 24, 2002, recorded in Plat Book 59, Page 133 of the Jackson County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property, being improved property known as 3809 Plainview Road according to the present system of numbering properties in Jackson County, Georgia.
Said property is subject to all easements, covenants and restrictions of record, if any.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).
The property will be sold subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Joseph B. Lee, III and Jennifer M. Lee or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.
SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Joseph B. Lee, III and Jennifer M. Lee.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Knott Firm, LLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File No. : F11-1105
(FE2,9,16,23B/19761-60T4P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by MICHAEL J. SCHAEFER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC., as nominee for SHELTER MORTGAGE COMPANY, LLC dba Fairfield Mtg. dated 12/31/2007 and recorded in Deed Book 51H Page 719, Jackson County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jackson County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $90,567.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:
All that tract or parcel of land lying and being in the 245 (Jefferson) GMD, Jackson County, Georgia, designated as Lot 80 containing 0.334 acre, more lor less, as shown on plat of survey of Venable & Associates, Inc., Surveyers, dated May 30, 1986, revised September 08, 1995, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat book 47, page 118, which plat is made part hereof by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 25 Elberta Drive, Jefferson, GA 30549 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael J. Schaefer or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Michael J. Schaefer
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-6202
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from KATHRYN S. WILLIAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for AMERICA’S WHOLESALE LENDER, dated November 21, 2006, recorded November 29, 2006, in Deed Book 46N, Page 624, Jackson County, Georgia records, as assigned by Assignment to The Bank of New York Mellon fka The Bank of New York, as Trustee, for CWABS, Inc., Asset-Backed Certificates, Series 2006-26, recorded July 12, 2010, in Deed Book 0058A, page 328, Jackson County, Georgia records, said Security Deed being given to secure a Note from Kathryn S. Williams of even date in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND EIGHT HUNDRED FIFTY AND NO/100 ($116,850.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, Jackson County, Georgia, and being all of Lot 33, as shown by plat of T.C. Hardman Estate, made by Nat Hancock in June, 1961, which plat is recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 3, page 387, aforesaid records. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use.
Property Address: 298 Willow Street, Commerce, GA 30529, according to the present numbering system in Jackson County, Georgia
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kathryn S. Williams or a tenant or tenants.
The Bank of New York Mellon fka The Bank of New York, as Trustee, for CWABS, Inc., Asset-Backed Certificates, Series 2006-26,as attorney in Fact for Kathryn S. Williams
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 6970A-01340
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE2,9,16,23B/16022-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RONALD W. LEHTONEN and ROSARIA LEHTONEN to REGIONS BANK DBA REGIONS MORTGAGE dated March 20, 2006, and recorded in Deed Book 43E, Page 50, Jackson County Records, securing a Note in the original principal amount of $129,510.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 1, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 245th, Jackson County, Georgia, being Lot 9, of Jameston Place f/k/a Highland Park Subdivision, as per plat thereof recorded in Plat Book 63, Page 64-65, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 109 Jameston Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Ronald W. Lehtonen and Rosaria Lehtonen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ronald W. Lehtonen and Rosaria Lehtonen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Ronald W. Lehtonen and Rosaria Lehtonen
File no. 10-013423
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/AR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE2,9,16,23B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by CHRISTY FRIZZELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for COMUNITY LENDING, INCORPORATED, a California Corporation, DBA Mortgage Partners dated 5/24/2006 and recorded in Deed Book 44-B. Page 196, Jackson County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jackson County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 93,075.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2011 (March 1, 2011), the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, designated as Lot 6, Section 1, Rancho North Subdivision, containing 3.63 acres, more or less, as shown on plat and survey recorded in Plat Book 6, Page 378, Jackson County Records.
ALSO: A 2005 Fleetwood Celebration, 28 X 76 Mobile Home, Serial Number: GAFL535AB90377-5C11
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 3560 Holly Springs Road, Pendergrass, Georgia 30567 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Christy M. Frizzell or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Christy Frizzell
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-5688
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRISTOPHER S. COOPER and TONIA G. COOPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 23, 2009, recorded in Deed Book 56-N, Page 301, Jackson County, Georgia Records, as last transferred to Fifth Third Mortgage Company sbm First Charter Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND FIVE HUNDRED NINE AND 0/100 DOLLARS ($160,509.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fifth Third Bank, 5001 Kingsley Drive, MD 1MOB-BW, Cincinnati, OH 45227, 800-375-1745opt3. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher S. Cooper and Tonia G. Cooper or a tenant or tenants and said property is more commonly known as 129 Ashwick Drive, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Fifth Third Mortgage Company sbm First Charter Bank as Attorney in Fact for Christopher S. Cooper and Tonia G. Cooper
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076
www.foreclosurehotline.net MR/ks9 3/1/11
Our file no. 5157111-FT17
EXHIBIT “A”
Situate in the County of Jackson, State of Jackson: All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 45, Block A, Gabots Creek, as per plat recorded at Plat Book 54, Page 178, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
Tax I.D. No: 083A 045 Being the same property conveyed by Quit Claim Deed
Grantor: Christopher S. Cooper, A/K/A Christopher Shane Cooper
Grantee: Christopher S. Cooper and Tonia G. Cooper, Husband and Wife
Dated: 11/19/2008
Recorded: 12/2/2008 DOC#/Book-Page: 0053S-0370
Note: For street numbering purposes known as: 129 Ashwick Drive, Jefferson, Georgia
MR/ks9 3/1/11 Our file no. 5157111 - FT17
(FE2,9,16,23B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JASON D RIVERA AND SAMANTHA C RIVERA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 05/22/2008, and Recorded on 06/30/2008 as Book No. 00525 and Page No. 789-805, JACKSON County, Georgia records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $156,223.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 245TH GMD OF JACKSON COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 17, BLOCK A OF ARBORS OF JEFFERSON SUBDIVISION, ACCORDING TO THAT PLAT OF SURVEY RECORDED IN PLAT BOOK 62, PAGE 278, JACKSON COUNTY, GEORIGA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY CONVEYED THEREIN.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 195 PERSIMMON DRIVE, JEFFERSON, GEORGIA 30549 is/are: JASON D RIVERA AND SAMANTHA C RIVERA or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for JASON D RIVERA AND SAMANTHA C RIVERA.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20110187400151
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(FE2,9,16,23B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by WILLIAM C KIKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FIRST CHOICE BANK , dated 12/24/2009, and Recorded on 12/31/2009 as Book No. 0056V and Page Nos. 0471-0482, JACKSON County, Georgia records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $194,866.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in March, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1407TH DISTRICT OF JACKSON COUNTY, GEORGIA, BEING MORE FULLY SHOWN AS LOT 5 OF BROOK GLEN SUBDIVISION ON PLAT OF SURVEY PREPARED BY MORELAND ALTOBOLLI ASSOCIATES, INC., AS RECORDED IN PLAT BOOK 70, PAGES 72 & 73 OF THE JACKSON COUNTY, GEORGIA PLAT RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE AND DETAILED DESCRIPTION.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 340 MEADOW VISTA LANE, HOSCHTON, GEORGIA 30548 is/are: WILLIAM C KIKER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
WELLS FARGO BANK, N.A. as Attorney in Fact for WILLIAM C KIKER.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20110169800481
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(FE2,9,16,23B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RACHEL LEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $69,740.00 dated 08/07/2006, and recorded in Deed Book 45-M, Page 572, Jackson County Records, said Security Deed being last transferred and assigned to GMAC Mortgage, LLC, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by GMAC Mortgage, LLC, as Attorney-in-Fact for Rachel Lee the following described property:
All that tract or parcel of land lying and being in the 1704th (Center) District, G.M., Jackson County, containing 2.092 acres, more or less, more particularly described according to plat prepared by James Flanders, Surveyor, on May 9, 1972; said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 10, Page 252. Bounded on the northeast in part by lands of Ford and in part by lands of Adams, on the Southwest by proposed road across which lies lands of O’Kelly and on the Northwest by lands of O’Kelly. Said plat and the description thereof being incorporated herein by reference for detailed description.
Property known as: 31 O’Kelly Road, Nicholson, GA 30565-0000
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
GMAC Mortgage, LLC
Two Ravinia Dr, Suite 500
Atlanta, GA 30346
PHONE: 678-855-7067
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Rachel Lee.
GMAC Mortgage, LLC, as Attorney-in-fact for Rachel Lee.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 11-00252
(FE2,9,16,23B/224-60)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MARK MANCINI and TAMMY MANCINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $282,000.00 dated 05/13/2005, and recorded in Deed Book 39-G, page 167, Jackson County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 581, Page 413, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Mark Mancini and Tammy Mancini the following described property:
All that tract or parcel of land lying and being in the 248 G.M.D., Jackson County, Georgia, designated as Lot 14, Chadwick Farms, as shown on plat and survey of Venable & Associates Inc., dated May 2002, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 60, at page 80. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use.
Property known as: 76 Chelsey Ct, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 866-450-3172
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Mark Mancini and Tammy Mancini.
CitiMortgage, Inc., as Attorney-in-fact for Mark Mancini and Tammy Mancini.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-05824
(FE2,9,16,23B/224-60)

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Notice of Sale
Notice of Sale
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from HEE BONG KIM and SU MI KIM to BRANCH BANKING AND TRUST COMPANY, dated September 26, 2005, recorded October 3, 2005, in Deed Book 40-V, Page 679, Jackson County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED THIRTY THOUSAND DOLLARS AND NO CENTS ($130,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March 2011, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 245TH AND 248TH DISTRICT, G.M., JACKSON COUNTY, GEORGIA, BEING LOT 71, POD N, TRADITIONS OF BRASELTON SUBDIVISION, PHASE 2, AS PER PLAT RECORDED IN PLAT BOOK 64, PAGES 97-98, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Hee Bong Kim or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Hee Bong Kim and Su Mi Kim.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE2,9,16,23P4)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RONALD KEITH HANKINS and JEANNIE REBECCA HANKINS to ABN AMRO MORTGAGE GROUP INC. in the original principal amount of $170,500.00 dated 08/28/2003, and recorded in Deed Book 31-U, page 200, Jackson County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for Ronald Keith Hankins and Jeannie Rebecca Hankins the following described property:
All that tract or parcel of land lying and being in the Minish and Wilson District, G.M., Jackson County, Georgia, and being designated as Tract No. 13, containing 7.12 acres, more or less, as shown by plat and survey of E. Martin Smith, Surveyor, dated October 7, 1974, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 9, Page 276. Said tract is bounded, according to said plat, on the South by Centerline of Oconee River and on the West by Tract No. 12. Said Plat and the description thereof being incorporated herein by reference for a more particular description. Said Tract is a part of the Old Nancy E. Doss Estate lying near the Hurricane Shoals.
Property known as: 122 Edwin Reynolds Rd., Maysville, GA 30558
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Ronald Keith Hankins and Jeannie Rebecca Hankins.
CitiMortgage, Inc., as Attorney-in-fact for Ronald Keith Hankins and Jeannie Rebecca Hankins.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-15924
(FE2,9,16,23B/224-60)
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