JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CAMELL B. EASLEY and CALVIN EASLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2004, and recorded in Deed Book 37-F, Page 256, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank N.A., in its capacity as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-WMC1, Mortgage Pass-Through Certificates by Assignment securing a Note in the original principal amount of $106,320.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in 257th GMD, Jackson County, Georgia being Lot 28, Spratlin Estates, as per plat recorded in Plat Book 60, Pages 189-191, Jackson County, Georgia Records; which plat is hereby incorporated herein for a more complete and detailed description.
Said property is known as 450 Spratlin Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Camell B. Easley and Calvin Easley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Camell B. Easley and Calvin Easley , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank N.A., in its capacity as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-WMC1, Mortgage Pass-Through Certificates as Attorney-in-Fact for Camell B. Easley and Calvin Easley
File no. 08-003714
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/BG
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU6,13,20,27B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 23, 2004, executed by GENE ANTHONY REGNET AND SHEILA L. REGNET to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for SOUTHTRUST MORTGAGE CORPORATION, recorded in Deed Book 35-M, Page 358, Jackson County, Georgia Deed Records, and securing a Note in the original principal amount of $356,800.00, said Security Deed and Note having last been assigned to SOUTHTRUST MORTGAGE CORPORATION, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, 2008, to-wit: September 2, 2008, during the legal hours of sale, before the Jackson County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the Randolph GMD 248, Jackson County, Georgia, being Lot 43, Phase One of River’s Edge, as plat recorded in Plat Book 60, Page 19-20, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.
The aforedescribed real property, is also known as 276 River Mist Drive, Hoschton, Georgia, according to the present system of numbering houses in Jackson County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of GENE ANTHONY REGNET AND SHEILA L. REGNET and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
SOUTHTRUST MORTGAGE CORPORATIO as Attorney-in-Fact for GENE ANTHONY REGNET AND SHEILA L. REGNET
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1328-50T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CINDY MCDUFFIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 5, 2005, in the amount of $145,000.00, and recorded in Deed Book 37-I, Page 176, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 257th District, G.M. Jackson County, Georgia, containing 0.57 acre, more or less, as per Plat of Survey prepared for Cindy L. Nabors by W. T. Dunahoo and Associates, Inc. Georgia Registered Surveyor, dated October 20, 1998, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 53, Page 81, which Plat is incorporated herein and made a part hereof by reference for a more detailed description of said property.
Subject to restrictions and covenants of record, if any, and existing easements and Right of Way for Public Roads and utilities now in use.
which has the property address of 104 Red Bird Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cindy McDuffie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Cindy McDuffie
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15250 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOSEPH BUNKER to INDYMAC BANK F.S.B., a Federally Chartered Savings Bank dated October 30, 2006, in the amount of $85,500.00, and recorded in Deed Book 46-J, Page 707, Jackson County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the ent_ire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District of Jackson County, Georgia, and more particularly described as follows: Beginning at point on Jackson Trail Road at center Moon Creek; thence North 38 Degrees 05 Minutes East for a distance of 315 feet along the Right of Way of said road to an iron pin; thence South 42 Degrees 22 Minutes East for a distance of 348.12 feet to an iron pin; thence South 33 Degrees 06 Minutes West for a distance of 356.74 feet to creek; thence along center of Moon Creek to point of beginning and containing 3.00 acres, more or less.
which has the property address of 5323 Jackson Trail Road, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Joseph Bunker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Bank, F.S.B.
Attorney in Fact for Joseph Bunker
Anthony DeMarlo, Attorney/isheffield
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-03736 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325B-50)
Notice of Sale

Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BEATRICE KAMYA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 28, 2003 in the amount of $245,700.00, and recorded in Deed Book 29-U, Page 338, Jackson County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th GMD of Jackson County, Georgia, being Lot 7, Whitaker Downs Subdivision, as per plat recorded in Plat Book 54, Page 191, records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof.
which has the property address of 291 Reece Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Beatrice Kamya and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for Beatrice Kamya
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15685 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-40)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMY G. GHOLSTON and DONALD A. GHOLSTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 26, 2006 in the amount of $108,000.00, and recorded in Deed Book 44-X, Page 260, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, and being known and designated as Lot 4, Block B, James Short Subdivision, and being more particularly described and delineated by a plat of survey entitled Property of James Short, dated March 9, 1983; said plat being recorded in Plat Book 31, Page 74, in the Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by referenced thereto. Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use. Said property is known as 195 Louise Drive, Commerce, GA 3052
which has the property address of 195 Louise Dr., Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amy G. Gholston and Donald A. Gholston and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Amy G Gholston and Donald A Gholston
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15845 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325B-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREG E. STEVENS to WELLS FARGO BANK, N.A., dated July 21, 2006, recorded in Deed Book 44-V, Page 237, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND SEVENTY-EIGHT AND 0/100 DOLLARS ($65,078.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greg E. Stevens or a tenant or tenants and said property is more commonly known as 628 Donahoo Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Greg E. Stevens
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/yjr 9/2/08
Our file no. 51366608-FT5
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th District, G.M., Jackson County, Georgia, containing 2.00 acres, more or less, and being more particularly shown on a survey entitled “boundary survey for Wanda T. Strickland”, dated February 11, 2002, by Venable & Associates, Inc., Daniel W. Venable, registered land surveyor, and recorded in Plat Book 59, Page 205, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICKEY J. BRYANT and PAMELA G. BRYANT to FAIRFIELD FINANCIAL CORPORATION, dated July 12, 1989, recorded in Deed Book 10-U, Page 628, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 25-A, Page 330, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($56.500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mickey Joe Bryant or a tenant or tenants and said property is more commonly known as Route 2 Box 2095-3 County Road 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Mickey J. Bryant and Pamela G. Bryant
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 9/2/08
Our file no. 5249396-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, containing 1.50 acre, more or less, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, and being known and designated as Route 2, Box 2095-3 County Road Number 332, Hoschton, Georgia 30548 as shown according to an individual plat entitled “Closing Plat for Mickey J. Bryant and Pamela G. Bryant”, dated June 26, 1989, prepared by W. T. Dunahoo and Associates, Inc., W. T. Dunahoo, Registered Surveyor, being recorded in Plat Book 32, Page 73, Real Estate Records of Jackson County, Georgia. Said plat is hereby specifically referred to and incorporated herein as part of the description.
(AU6,13,20,27B/12062-70T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAUL MORENO and LUCIA MORENO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 2, 2007, recorded in Deed Book 48-R, Page 123, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Raul Moreno and Lucia Moreno or a tenant or tenants and said property is more commonly known as 7190 Silk Tree Pointe, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Inc. as Attorney in Fact for Raul Moreno and Lucia Moreno
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kjf 9/2/08
Our file no. 51749508-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 18 of the Township at Mulberry Park, as per that Plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which Plat is incorporated herein by reference and made a part hereof.
Subject to: a)zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c)that declaration of covenants, conditions, restrictions and easements for The Township at Mulberry Park Subdivision.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EASKNOLIA THURMOND and MICHAEL THURMOND to WELLS FARGO BANK, N.A., dated November 3, 2004, recorded in Deed Book 36-Y, Page 434, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND THREE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($128,343.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Easknolia Thurmond and Michael Thurmond or a tenant or tenants and said property is more commonly known as 186 Woodland Hills Drive, Jefferson, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Easknolia Thurmond and Michael Thurmond
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vj2 9/2/08
Our file no. 51288608-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being designated as Lot 6, containing 1.50 acres, more or less, as shown on a plat of survey for Woodland Heights dated January 28, 1997, recorded in Plat Book 46, Page 253, Jackson County Records; said plat being incorporated herein by reference for a more complete description of the property.
This being the same property conveyed by warranty deed from Philip Johns to Sapphire Properties Group, Inc. dated January 7, 2004, recorded in Deed Book 33C, Page 700; and being a portion of the property conveyed by warranty deed from Kelly A. Spinks to Philip Johns dated September 22, 2003, recorded in Deed Book 31-Z, Page 308, Jackson County Records.
Together with an improvement and immovable fixture permanently attached thereto, a 2005 Palm Harbor 76F2, 28 x 76 manufactured home, Serial Number PH14-13181AB.”
(AU6,13,20,27B/12062-70T1P)
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