Jackson foreclosures up 57% YTD
Foreclosures in Jackson County are up 57 percent so far in 2008 compared to 2007.
But compared to the growth year of 2006 before the housing fall, foreclosures are up 176 percent.
Through October’s sale date in 2008, 864 properties have been thrown into foreclosure. That number includes residential, commercial and raw land property, some of which have multiple lots from developers who went bust with the fall in housing.
The current foreclosure with October sale dates is the largest single month so far with 126 properties listed.
Last year at this point, 548 properties were under foreclosure and in 2006, only 313 properties were under foreclosure proceedings at this point in the year.
It was in September 2007 that the number of foreclosures really began to accelerate in Jackson County as they tripled over the previous year's number.
See the Sept. 24 issue of The Jackson Herald for month-to-month details.
Through October’s sale date in 2008, 864 properties have been thrown into foreclosure. That number includes residential, commercial and raw land property, some of which have multiple lots from developers who went bust with the fall in housing.
The current foreclosure with October sale dates is the largest single month so far with 126 properties listed.
Last year at this point, 548 properties were under foreclosure and in 2006, only 313 properties were under foreclosure proceedings at this point in the year.
It was in September 2007 that the number of foreclosures really began to accelerate in Jackson County as they tripled over the previous year's number.
See the Sept. 24 issue of The Jackson Herald for month-to-month details.
Defined tags for this entry: foreclosures
Biden Said McCain supports tax breaks for oil companies, and "wants to give them another $4 billion tax cut."
Biden is repeating a favorite saw of the Obama campaign, and it's misleading. McCain supports a cut in income taxes for all corporations, and doesn't single out any one industry for that benefit.
During the debate, Biden said, "Oh, on clean coal. My record, just take a look at the record! My record for 25 years has supported clean coal technology.”.... However, during an early campaign stop once he was announced as VP Candidate, Biden said, "No coal plants here in America. If they’re going to build them, over there [China]. Make them clean. We’re not supporting clean coal.”. One of the most upsetting lines last night in the debate was Biden's attempt to say that he didn't know he was voting on a War resolution? I'm sorry but someone who has been in the Senate since Nixon didn't know he was voting on a War resolution when he voted on the Iraq War! Let me ask you people does he think we are stupid? Or is he just stupid? Either way if a seasoned senator doesn't know when he's voting on a war resolution we have bigger problems in Washington then we know! And we certainly do not need a VP like that sitting with an inexperienced president! If you think things are unstable now wait and see what will happen if God Forbid Obama and Biden get to the White House… Sarah Palin did great last night. She was able to manipulate the debate by bringing the talking points back to the issues that she wanted to talk about to the American people McCain / Palin will be a breath of fresh air for this country and will make a great president and vice president. The age of Obama will end November 4th
We work twice the hours than the big guys who get bonuses for giving us "cutbacks" on pay!
Like it or not, the big guy gets paid nicely to cut the little guys.
It's not personal, it's business.
The government is not here for wealth redistribution, or to take your money to give me to pay a mortgage. Beware of politicians trying to buy your vote with this "class envy" rubbish. Most wealthy people get that way by making good decision along the way. Most, not all, that struggle made decisions at some point (education, children, credit etc) that put them behind the 8-ball and they dig a hole.
Don't blame the successful.
The financial crisis is an accounting crisis, but that is a different argument.
If the mortgage was then sold to another bank then that bank may not realize that the mortgage is not worth the paper it is printed on other than the home that is the collateral. This bank or investor may have made a big mistake just like you and I sometimes buy a lemon of a car. How is a home valued? Assessors. What if the assessor overvalued the home? That's fraud too. Or simply a mistake.
And so now Wall street has been riding on a bubble of these worthless assets. It must be their fault right?
Easy credit is the fault of both parties. Not everyone can afford their own home and writing bad loans for them is obviously not the answer. (hindsight is 20-20)
People who blame one party or the other are very short sighted. This is an American problem. We are rotting from within. It won't help to blame the politicians but we should insist on the fix, the right fix that will not just pass this along to our children.
The easy credit has to stop. If you don't have a decent credit score you should not get a loan. Sorry! Pay your bills. And pay your bills on time or suffer the consequences.
This recession we are entering into now is our fault and we are the only ones that can fix it. Writing more bad loans will simply worsen the problem.
way.
Perhaps this is why so many physicians are conservatives or
Republicans.
Thoughtful Point of View
the Democrat Party has become the Lawyers' Party.
Barack Obama and Hillary Clinton are lawyers. Bill Clinton
and Michelle Obama are lawyers. John Edwards, the other
former Democrat candidate for president, is a lawyer, and so
is his wife, Elizabeth. Every Democrat nominee since 1984
went to law school (although Gore did not graduate). Every
Democrat vice presidential nominee since 1976, except for
Lloyd Bentsen, went to law school. Look at the
Democrat Party in Congress: the Majority Leader in each
house is a lawyer
The Republican Party is different. President Bush and
Vice President Cheney were not lawyers, but businessmen.
The leaders of the Republican Revolution were not lawyers.
Newt Gingrich was a history professor; Tom Delay was an
exterminator; and, Dick Armey was an economist. House Minority Leader Boehner was a plastic manufacturer, not lawyer. The former Senate Majority Leader Bill Frist is a heart surgeon.
Who was the last Republican president who was a lawyer?
Gerald Ford, who left office 31 years ago and who barely won
the Republican nomination as a sitting president, running
against Ronald Reagan
The Republican Party is made up of real people doing real
work. The Democrat Party is made up of lawyers. Democrats
mock and scorn men who create wealth, like Bush and Cheney,
or who heal the sick, like Frist, or who immerse themselves
in history, like Gingrich.
The Lawyers' Party sees these sorts of people, who
pro vide goods and services that people want, as the enemies
of America. And, so we have seen the procession of official
enemies, in the eyes of the Lawyers' Party, grow
against whom do Hillary and Obama rail? Pharmaceutical
companies, oil companies, hospitals, manufacturers, fast
food restaurant chains, large retail businesses, bankers,
and anyone producing anything of value in our nation.
This is the natural consequence of viewing everything
through the eyes of lawyers. Lawyers solve problems by
successfully representing their clients, in this case the
American people. Lawyers seek to have new laws passed, they
seek to win lawsuits, they press appellate courts to
overturn precedent, and lawyers always parse language to
favor their side.
Confined to the narrow practice of law, that is fine. But
it is an awful way to govern a great nation. When
politicians as lawyers begin to view some Americans as
clients and other Americans as opposing parties, then the
role of the legal system in our life becomes all consuming.
Some Americans become 'adverse parties' of our
very government. We are not all litigants in some vast
social class-action suit. We are citizens of a republic
that promises us a great deal of freedom from laws, from
courts, and from lawyers.
Today, we are drowning in laws; we are contorted by
judicial decisions; we are driven to distraction by
omnipresent lawyers in all parts of our once private lives.
America has a place for laws and lawyers, but that place is
modest and reasonable, not vast and unchecked. When the
most important decision for our next president is whom he
will appoint to the Supreme Court, the role of lawyers and
the law in America is too big. When lawyers use criminal
prosecution as a continuation of politics by other means, as
happened in the lynching of Scooter Libby and Tom Delay,
then the power of lawyers in America is too great. When
House Democrats sue America in order to hamstring our
efforts to learn what our enemies are planning to do to us,
then the role of litigation in America has become crushing.
We cannot expect the Lawyers' Party to provide real
change, real reform, or real hope in America Most
Americans know that a republic in which every major
government action must be blessed by nine unelected judges
is not what Washington intended in 1789. Most Americans
grasp that we cannot fight a war when ACLU lawsuits snap at
the heels of our defenders. Most Americans intuit that
more lawyers and judges will not restore declining moral
values or spark the spirit of enterprise in our economy.
Perhaps Americans will understand that change cannot be
brought to our nation by those lawyers who already largely
dictate American society and business.
Perhaps Americans will see that hope does not come from the mouths of lawyers but from personal dreams nourished by hard
work.
Perhaps Americans will embrace the truth that more lawyers
with more power will only make our problems worse.
Actually, we are in a socialistic government which is about to come out of the closet. That will make the life of the middle class and poor much better because Americans will finally have the help they need, like socialzed medicine, just like the "refined and cultured" countries of France and Britain. Tax money should go to the people who pay the taxes, not the big businesses that have been given tax breaks or years.
The reason Shakespear said, "first I'd kill all the lawyers" is because lawyers know the rules of the game and without them anarchy will result.
Law is messy and imperfect but it's the best thing we have.
you must be joking right? you don't actuall believe the crap you are shoveling right. you must be fun @ parties. You are so persuaded by anything that makes you feel warm and fuzzy and you are looking for someone to blame for where you are in life. That is why we have the democratic party, because there are a lot of people just like you that want someone to fix all their problems without having to lift a hand. national healthcare...what a joke. Hope whatever you have can wait, because it isn't like you can just have that gall bladder removed because it isn't working right, you will go on a list and then you can sit back and hope that it doesn't get gangreen while you wait and kill you. I would like to know what we are calling middle class these days. I always thought that is where I was at, but I see the world in a totally different way than you do. Those socialist programs that you rave about are the ones that most of your tax dollars are spent on. Medicare, medicaid, welfare, etc. If it wasn't for some of that stuff or at least the part that is greatly mis-managed, then you would have more money right now. I look around and I don't have a lot of extra things like a boat, extra cars for enjoyment, jet ski's, big tv's or other unnecesary items. The people that I see complaining the most are just really bad at spending more money than they should. It gets back to that personal responsibility thing! I chose to invest my money in rental property and the stock market. I don't blame one party or another for the mess we are in now. You can track some things back to certain groups or individuals, but there is never a clear party line with any of it. So, politics aside....times are tough, but I lived below my means when times were good so that if things got tough, I could continue to live the same exact way. If more people spent as much time working hard and spending wisely and less time bitching about who is to blame for their lot in life this country would be better off!
Show me one socialized healthcare system in the world that we should trade with. Canadians come across the border to buy our medical product. That will be one more thing we won't be able to export.
I agree with responsible. It seems as if the majority of Americans have decided they can't make it without the Democrat party taking care of them from the cradle to the grave. God help us. It's embarrassing. Ask not what you can do for your country but what your country can do for you.
And talk about working! I once worked at a Chamber of commerce between 9 - 5, came home, fixed dinner for the family, went to bed, woke up at 2am and delivered newspapers, come home take a shower and repeat the process. I did this for a year.
Then, I ran a daycare from 6am to 6pm, went to college at night and on weekends. Yes, people have drive and will and can make it - if they can! What happens when they are too sick to work and have no monetary income? I still have drive and passion, but my body doesn't work. I also don't have enough Social Security credits to pay for disability! I'm one who fell through the cracks. Isn't that what socialized programs are for!
The trick to not letting yourself get squeezed as the little guy is to not be the little guy. Most people sit around and complain but they never act. Immigrants come here from other countries, move into apartments with 3 other families, save their money, start a business and succeed. I got news, a 40 hour work week is never going to get you out of being on the bottom unless you have spent a substantial amount of time in school. Which, by the way, is available to anyone.
Personally, I'm struggling too but I can't blame it on the Republicans for not giving me enough hand outs. It's my fault. I got myself into this place and I'll get myself out of this place. The Democrats can't do it and we already know the Republicans became Democrats and have spent us into oblivion.
Athens Tech and Lanier Tech have some great 1 and 2 year programs that can get anyone back into a respectable job that pays good. They're in the phone book. Give 'em a call! There's plenty of government money available for this too.
Whining and voting the tax and spenders back in will not help our situation. Hard work and being clever will.
You are awesome...I couldn't have said it better myself.
I don't believe that either party really gives a damn about
me, my family, you or yours! It has been that way for a long
time. I only have a 2 year tech degree and I have done well
for myself. I don't know what a 40 hour week is! 50 to 60 is
more the average and it goes up from there when the demand is
there. I don't bitch, I just duck my head and go. Everyone
has the same opportunities in this country and I believe that.
If you want to go to college, then work your ass off in school
and get good grades and go. That is what student loans are for.
As a matter of fact, the poorer you are the better the deal you get. I didn't get a break on my school cost or get any kind
of pell grant because my parents didn't have any money! As for the medical thing, I am sorry if there are a small percentage of people that fall through the cracks, nothing is perfect, but I don't
have a lot of sympathy. 2 years ago my wife needed to have
a procedure done and the insurance company wouldn't cover it. I tried to fight w/ them, but it didn't change the outcome. So
I financed it and I am almost finished paying it off. Personal
responsibility, it works!
As for you Trickle up idea....well, we all know that won't work. If I give you more money then you will just spend it foolishly and that is one thing that Reagan was right about. You won't go out and start up a business and employ other people. It just doesn't
work that way! Get real, not everyone is cut out to change
the world. That is the real reason for the "have" and "have
nots" End of story!
Big thanks: It's even easier than you say. I got my G.E.D. and went to tech school on that. Even a high school drop out can reverse course. For people able to read this, go to www.FAFSA.ed.gov for free government money to go to school and stop whining.
We need to take care of our bodies. Preventative care is our responsibility. Of course, if one is disabled there is social security. (after a two year wait for God's sake)
Is life fair. No. Do we all have the same opportunity. Pretty much. I do believe affirmative action is government-sponsored discrimination. This is a problem that needs correcting. No hiring or admissions should be based on the color of one's skin. It's ridiculous and evil.
I worked hard for my degree, working a daycare in my home for 6 years while I attended school at night and on weekends. I don't shun hard work. I delivered newspapers at night and did a n office job during the day. I slept on weekends. I went to college to follow a dream of teaching, which would allow me time off with my children, retirement income, benefits, and job security. I HAD job security until I moved to Georgia where teaching became politically. I wasn't accustomed to that and couldn't play the game. I was TERRIFIC teacher, until I fell and cost Gwinnett's worker's comp 70K to repair my back. For the next three years, they tried as hard as they could to get rid of me. By the time I left my nerves were shot. I went on to teach at WJMS, and taught ALL those poor kids from the West side whose parents are junkies, pedaphiles, alchoholics or in jail. I gave them a snack every day. I taught them in a way so they wouldn't be required to read the chapter (they couldn't read) and their scores exploded! My heart always goes into my work, but teaching Social Studies in Jackson county is like teaching Bible class to Jews. There was one parent that thought I couldn't do anything right, and a preacher whom I never met who wrote an editorial about me. After that I kissed my career goodby. Jackson wasn't ready for a cosmopolitan teacher like me. Their loss and mine too, because I fell into a deep depression (and depression is a PHYSICAL disease). I literally could not get out of bed for a year. The loss of income caused us to file for bankruptcy. Gwinnett did not pay social security so I had nothing to fall back on. Finally I found a doctor who properly diagnosed me and now, thanks to 4 different medications, I am doing very well! I would like to return to teaching, but I am so blacklisted it isn't funny. My husband and I are talking about leaving and returning to Florida where my career can again blossom.
Now, don't tell me that hard work and ambition gets you somewhere. Politics and stabbing in the back, clawing and scratching your way to the top, that's how you get ahead. I refuse to lower myself to that level. If I can't get ahead honestly, then I'll die poor. But I'll die with a clear conscience.
You're right. I'm a mess. You should have seen me before treatment. ALL MY DOCTORS AGREE THAT THE ONE TREATMENT THAT WILL WORK IS TO RETURN TO TEACHING! However, Georgia has really done a number on me. They make it so you aren't forgiven a single thing, even when a mistake is not yours. Gwinnett is well known for it's slimey shindigs, and I was a victim. Jackson wasn't ready for me in 2005 because I wasn't the same-old, same-old. But all that dirty laundry keeps getting dragged around behind me as I search in vain for gainful employment. I should find something else to do, but I WANT TO TEACH! Can't anyone give someone so passionate about their job a break?