Jackson County Public Notices 08-27-2008 pt 3

Notice of Sale
Notice of Sale Under Power in Deed
to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from LISA A. HARVEY and ROY DAVID HARVEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $126,000.00 dated 11/09/2004, and recorded in Deed Book 36-U, Page 570, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 52C, Page 111, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2008, by CitiMortgage, Inc., as Attorney-in-Fact for Lisa A. Harvey and Roy David Harvey the following described property:
All that tract or parcel of land lying and being in GMD 248, Randolph District, Jackson County, Georgia, being lot 6, Block “A” Jackson Park Subdivision, as per plat recorded at Plat Book 50 Page 293, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference, being improved property known as 42 James Court, according to the present system of numbering in Jackson county, Georgia.
Property known as: 42 James Court, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 800-422-1498
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Lisa A. Harvey and Roy David Harvey.
CitiMortgage, Inc., as Attorney-in-fact for Lisa A. Harvey and Roy David Harvey.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(AU6,13,20,27B/224-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from TERRY FOWLER to HABERSHAM BANK as Custodian for Harold Fletcher Self Directed IRA, dated July 2, 2007, and securing an original indebtedness in the amount of $45,500.00, and recorded at Deed Book 50-U, Pages 687-688, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in September, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, and being Lot No. 123 of Section 2, of Pleasant Acres Subdivision, as per plat recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 9, Page 200. Said plat as recorded, is hereby referenced for a more detailed description of said property. This conveyance is made subject to all zoning ordinances, easement and restriction of record affecting said premises.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Terry Fowler, subject to any taxes, easements and assessments appearing of record.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge, the property is in the possession of Terry Fowler.
Habersham Bank as Custodian for Harold Fletcher Self Directed IRA, as Attorneys in fact for Terry Fowler.
Scott R. Tolbert
Tolbert, Bradford & Associates
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(AU6,13,20,27B/344-40)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LINDA BUTLER and RANDY BUTLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 12, 2006, in the amount of $809,600.00, and recorded in Deed Book 43-X, Page 381, Jackson County, Georgia Records; as last transferred to Citibank, N.A as Trustee of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2007-1 by assignment; the undersigned, Citibank, N.A as Trustee of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2007-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, containing 27.00 acres, designated as Tract II on plat and survey of Rochester & Associates, Inc., Surveyors, printed February 20, 1998, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, at Page 146. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easement and rights of way for public roads and utilities now in use.
which has the property address of 449 P J Roberts Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Linda Butler and Randy Butler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Citibank, N.A as Trustee of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2007-1
Attorney in Fact for Linda Butler and Randy Butler
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14811 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-60)

Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from SOUTHWIDE AT MAGNOLIA POINTE, LLC, to BANK OF NORTH GEORGIA, dated March 8, 2006, filed for record March 24, 2006, and recorded in Deed Book 43-D, Page 603, Jackson County, Georgia Records, said Construction Loan Deed to Secure Debt and Security Agreement having been given to secure a Commercial Promissory Note dated March 8, 2006, in the original principal sum of TWO HUNDRED TWELVE THOUSAND AND 00/100 DOLLARS ($212,000.00), and renewed by Promissory Notes on April 16, 2007, and on October 31, 2007, with interest from date at the rate stated in said Promissory Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2008, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Construction Loan Deed to Secure Debt and Security Agreement has been and is hereby declared due because of, among other possible events of default, non-payment of the indebtedness as and when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Construction Loan Deed to Secure Debt and Security Agreement. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Construction Loan Deed to Secure Debt and Security Agreement. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose.
To the best of the undersigned’s knowledge and belief, the property is located at Lots 51, 58, 78 & 79, Block A, Magnolia Pointe, Jackson County, Georgia, and the party in possession of the property is Southwide at Magnolia Pointe, LLC, or its tenant or tenants.
Bank of North Georgia
Attorney-in-Fact for Southwide at Magnolia Pointe, LLC
Law Office of P. Nicholas Johnson, P.C.
1755 North Brown Road, Suite 200
Lawrenceville, Georgia 30043
(678)690-5234
File No. 08F007
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia being Lots 51, 58, 78 & 79, Block A, Magnolia Pointe, as per plat recorded in Plat Book 60, Page 141, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from SOUTHWIDE AT MAGNOLIA POINTE, LLC, to BANK OF NORTH GEORGIA, dated March 8, 2006, filed for record March 24, 2006, and recorded in Deed Book 43-D, Page 608, Jackson County, Georgia Records, said Construction Loan Deed to Secure Debt and Security Agreement having been given to secure a Commercial Promissory Note dated October 31, 2007, in the original principal sum of SIX HUNDRED EIGHTY-NINE THOUSAND SEVEN HUNDRED AND 00/100 DOLLARS ($689,700.00), and renewed on April 16, 2007, with a Master Promissory Note, with interest from date at the rate stated in said Master Promissory Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Construction Loan Deed to Secure Debt and Security Agreement has been and is hereby declared due because of, among other possible events of default, non-payment of the indebtedness as and when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Construction Loan Deed to Secure Debt and Security Agreement. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Construction Loan Deed to Secure Debt and Security Agreement. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose.
To the best of the undersigned’s knowledge and belief, the property is located at Lots 75, 76 & 77, Block A, Magnolia Pointe, Jackson County, Georgia, and the party in possession of the property is Southwide at Magnolia Pointe, LLC, or its tenant or tenants.
Bank of North Georgia
Attorney-in-Fact for Southwide at Magnolia Pointe, LLC
Law Office of P. Nicholas Johnson, P.C.
1755 North Brown Road, Suite 200
Lawrenceville, Georgia 30043
(678)690-5234
File No. 08F008
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia being Lots 75, 76 & 77, Block A, Magnolia Pointe, as per plat recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MARVIN STANLEY TRAMMELL and SHEILA DIANE TRAMMELL to TALBOT STATE BANK dated March 1, 2007, and recorded in Deed Book 47-S, Pages 424-427, Jackson County Records, securing a Note dated March 1, 2007 in the original principal amount of $25,000.00 the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to wit:
All that tract or parcel of land lying and being in Jackson County, Georgia, encompassing 9.432 acres, more or less, as per plat of survey recorded in Plat Book 65, Page 229, which recorded plat is incorporated herein by reference and made a part of this description. Subject to existing easements for public roads and utilities now in use.
It is specifically understood and agreed that all timber and trees now growing, standing or fallen on the above described real estate is an integral/indivisible part of the real estate and is therefore directly held under the lien of this Deed to Secure Debt.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Marvin Stanley Trammell and Sheila Diane Trammell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Marvin Stanley Trammell and Sheila Diane Trammell, and the proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Talbot State Bank as Attorney-in-Fact for Marvin Stanley Trammell and Sheila Diane Trammell
MANN & WOOLDRIDGE, P.C.
Attorneys at Law
28 Jackson Street
Newnan, GA 30263
(770) 253-2222
*THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of the indebtedness secured by a Security Deed executed by KENNETH D. HUNTSINGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 18, 2006, and recorded in Deed Book 44-C, Page 562, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-2, by Assignment securing a Note in the original principal amount of $254,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 255 G.M.D., Jackson County, Georgia, containing 11.33 acres, more or less, and being designated as Tract 9 on plat of survey of the George Scheer property by E.M. Smith, Surveyor, dated August 27, 1986, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 22, at Page 204. For a more detailed description of said property, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
Said property is known as 539 B Wilson Road, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Kenneth D. Huntsinger, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Kenneth D. Huntsinger, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for CSAB Mortgage-Backed Pass-Through Certificates, Series 2006-2 as Attorney-in-Fact for Kenneth D. Huntsinger
File no. 08-004952
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU6,13,20,27B/1323B-60T1P)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GREENWOOD BUILDER GROUP, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated May 3, 2007, filed for record May 7, 2007, and recorded in Deed Book 48-N, Pages 363-367, Jackson County, Georgia Records (the “Security Deed”); securing that certain Master Promissory Note from Grantor to and in favor of Lender dated May 3, 2007 in the original principal sum of SIX HUNDRED THOUSAND NINE HUNDRED SIXTY AND 00/100 DOLLARS ($600,960.00) (the “Note”); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 15 and 19, the Heritage at Jefferson, Phases II & III, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description (the “Land”).
Together with all buildings, structures and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease in the value of any of the foregoing property.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA
As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated May 11, 2005, filed for record May 13, 2005, and recorded in Deed Book 38-V, Pages 73-77, Jackson County, Georgia Records, as modified by that certain Modification Agreement by and between Grantor and Lender, dated February 24, 2006, recorded March 3, 2006, in Deed Book 42-V, Page 211, aforesaid records (as modified, the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated August 5, 2007 in the original principal sum of TWO HUNDRED EIGHTY THOUSAND AND 00/100 DOLLARS ($280,000.00) (the “Note”); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lot 17, the Heritage at Jefferson, Phases II & III, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description (the “Land”).
Together with all buildings, structures and other improvements now or hereafter located on the property hereinbefore described, or any part and parcel thereof; and
Together with all rights, title and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter on said property or under or above the same or any part or parcel thereof; and
Together with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging or in any wise appertaining, and the reversion or reversions, remainder and remainders, rents issues and profits thereof; and also all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same and of, in and to every part and parcel thereof; and
Together with all machinery, apparatus, equipment, fittings and fixtures, whether actually or constructively attached to said property and including all trade, domestic and ornamental fixtures, now or hereafter located in, upon or under said property or any part thereof and used or useable in connection with any present or future operation or enjoyment of said property and now owned or hereafter acquired by Grantor; and
Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (a) the exercise of the right of eminent domain, (b) the alteration of the grade of any street, or (c) any other injury to, taking of, or decrease in the value of, the premises, to the extent of all amounts which may be secured by the Security Deed at the date of receipt of any such award or payment and of reasonable attorney’s fees, costs and disbursements incurred in connection with the collection of such award or payment.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated May 11, 2005, filed for record May 13, 2005, and recorded in Deed Book 38-V, Pages 78-82, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated August 5, 2007 in the original principal sum of ONE HUNDRED TWENTY-THREE THOUSAND FOUR HUNDRED FIFTY-SEVEN AND 22/100 DOLLARS ($123,457.22) (the “Note”); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 12, 13, 14 & 21, the Heritage at Jefferson, Phases II & III, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description (the “Land”).
Together with all buildings, structures and other improvements now or hereafter located on the property hereinbefore described, or any part and parcel thereof; and
Together with all rights, title and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter on said property or under or above the same or any part or parcel thereof; and
Together with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging or in any wise appertaining, and the reversion or reversions, remainder and remainders, rents issues and profits thereof; and also all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same and of, in and to every part and parcel thereof; and
Together with all machinery, apparatus, equipment, fittings and fixtures, whether actually or constructively attached to said property and including all trade, domestic and ornamental fixtures, now or hereafter located in, upon or under said property or any part thereof and used or useable in connection with any present or future operation or enjoyment of said property and now owned or hereafter acquired by Grantor; and
Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (a) the exercise of the right of eminent domain, (b) the alteration of the grade of any street, or (c) any other injury to, taking of, or decrease in the value of, the premises, to the extent of all amounts which may be secured by the Security Deed at the date of receipt of any such award or payment and of reasonable attorney’s fees, costs and disbursements incurred in connection with the collection of such award or payment.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PHILLIP C. WALDRON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Homecomings Financial Network, Inc., dated August 8, 2006, recorded in Deed Book 45-D, Page 368, Jackson County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($171,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 69, Phase One of Wood Farm Subdivision, as per plat recorded in Plat Book 62, Page 148, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Aurora Loan Services LLC can be contacted at 800-550-0509 or by writing to 601 Fifth Avenue, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Phillip C. Waldron or a tenant or tenants and said property is more commonly known as 881 Jackson Trail, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Aurora Loan Services, LLC as Attorney-in-Fact for Phillip C. Waldron
Morris, Schneider, Prior, Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/crs 9/2/08
Our file no. 11306808-FT10
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANNETTE WILLS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 2, 2007, recorded in Deed Book 47-0, Page 575, Jackson County, Georgia Records, as last transferred to Litton Loan Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($171,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Annette Wills or a tenant or tenants and said property is more commonly known as 1324 Charleston Avenue, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, L.P. as Attorney in Fact for Annette Wills
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nll 9/2/08
Our file no. 51762408-FT12
EXHIBIT A
All that tract or parcel of land lying and being in GMD 255, Jackson County, Georgia, being Lot 66, of Northwood Subdivision, as per Plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EVELYN S. MYERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2007, recorded in Deed Book 50-T, Page 197, Jackson County, Georgia Records, as last transferred to Litton Loan Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SEVEN THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($337,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Evelyn S. Myers or a tenant or tenants and said property is more commonly known as 28 Perry Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, L.P. as Attorney in Fact for Evelyn S. Myers
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nll 9/2/08
Our file no. 51764108-FT12
EXHIBIT A
All that tract or parcel of land lying and being in The 248th G.M. District, Jackson County, Georgia, Being Lot 16, Phase One of Olde Trail Subdivision, as per Plat thereof recorded in Plat Book 68, Pages 47-49, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.
(AU6,13,20,27B/12062-60T1P)