Jackson County Public Notices 08-20-2008 pt 2

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by CRESCENT VENTURES, LLC to FIRST PIEDMONT BANK, dated October 11, 2006, and recorded in Deed Book 46-C, Page 524, of the records of the Clerk of the Superior Court of Jackson County, Georgia, said deed having been modified by Modification Agreement dated May 10, 2007, and recorded in Deed Book 48-R, Page 84, Jackson County Records, FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in September 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia and being designated as Lot 12 of Braselton Farms Subdivision, according to that Final Plat for Braselton Farms Subdivision prepared by Ringo Abernathy & Associates, certified by Kevin V. Ringo, GA RLS #2278 and S. Guy Abernathy, GA RLS #15252 dated 06/07/06 and recorded in Plat Book 68, Page 89, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
The above-described real estate is more commonly known as 132 Braselton Farms Drive, Hoschton, Georgia 30548.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt.
Said property will be sold as the property of CRESCENT VENTURES, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST PIEDMONT BANK As Attorney in Fact for CRESCENT VENTURES, LLC
Lender Contact:
First Piedmont Bank, P.O. Box 565
Winder, Georgia 30680
Attention: Brad Carter
Telephone: 770-307-1212
RUSSELL, STELL, SMITH &
MATTISON, P.C.
ATTORNEYS FOR FIRST PIEDMONT BANK
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/818-50)

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by CRESCENT VENTURES, LLC to FIRST PIEDMONT BANK, dated October 11, 2006, and recorded in Deed Book 46-C, Page 516, of the records of the Clerk of the Superior Court of Jackson County, Georgia, said deed having been modified by Modification Agreement dated May 10, 2007, and recorded in Deed Book 48-R, Page 82, Jackson County Records, FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in September 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia and being designated as Lot 4 of Braselton Farms Subdivision, according to that Final Plat for Braselton Farms Subdivision prepared by Ringo Abernathy & Associates, certified by Kevin V. Ringo, GA RLS #2278 and S. Guy Abernathy, GA RLS #15252 dated 06/07/06 and recorded in Plat Book 68, Page 89, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
The above-described real estate is more commonly known as 340 Braselton Farms Trail, Hoschton, Georgia 30548.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt.
Said property will be sold as the property of CRESCENT VENTURES, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST PIEDMONT BANK As Attorney in Fact for CRESCENT VENTURES, LLC
Lender Contact:
First Piedmont Bank
P.O. Box 565
Winder, Georgia 30680
Attention: Brad Carter
Telephone: 770-307-1212
RUSSELL, STELL, SMITH &
MATTISON, P.C.
ATTORNEYS FOR FIRST PIEDMONT BANK
98 North Broad Street, P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/818-50)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RONALD SCOTT SMITH and STEPHANIE SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 21, 2006, and recorded in Deed Book 45-H, Page 388, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to LaSalle Bank National Association, as Trustee for MSM 2006-15XS, by Assignment securing a Note in the original principal amount of $140,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
The following described property, to-wit: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., of Jackson County, Georgia, being Tract 2, containing 1.50 acres, more or less, and being more particularly described as per plat of survey for Kenneth McDaniel and Tina McDaniel, by Venable & Associates, Inc., dated June 21, 1991, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, recorded in Plat Book 37, Page 80, which plat is incorporated herein for a more complete legal description. Also conveyed is a perpetual, non-exclusive 20’ ingress-egress easement appurtenant to the 1.50 acre tract described above which gives access to Jackson Trail Road and is further described by the plat referenced above.
Said property is known as 3651 Jackson Trail Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Ronald Scott Smith and Stephanie Smith, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ronald Scott Smith and Stephanie Smith, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
LaSalle Bank National Association, as Trustee for MSM 2006-15XS as Attorney-in-Fact for Ronald Scott Smith and Stephanie Smith
File no. 08-004449
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU6,13,20,27B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power of Attorney
Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from TRAVIS HALBROOK to COMMUNITY BANK AND TRUST, dated February 22, 2005, and recorded in Deed Book 37-U, Pages 339-343 (the Deed) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated April 5, 2007, made by Grantor in the original principal amount of $22,205.40 (the Note), together with interest thereon and other obligations as provided in the Note and Deed (collectively the Debt), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, to wit: September 2, 2008, the following described property:
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, and being designated as Farm #46, containing 1.07 acres, more or less, in the Deer Crossing Farm Subdivision, as shown on plat as recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, Page 387. Said plat as recorded, is hereby referenced for a more detailed description of said property.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as 207 Nichols Road, Pendergrass, GA.
Community Bank and Trust as Attorney in Fact for Travis Halbrook
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALBA BURTON MELTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 8, 2004, in the amount of $136,850.00, and recorded in Deed Book 35-H, Page 407, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, lying and being in GMD 245 of Jackson County, Georgia, being Lots 7 and 8 of Orr`s Landing Subdivision, as per plat showing Lot 7 recorded in Plat Book 29, Page 124, Jackson County Records, and as per plat showing Lot 8 recorded in Plat Book 31, Page 22, Jackson County Georgia Record, which plats are incorporated herein by reference and made a part hereof.
Subject to restrictive covenants if any and existing easements and rights of way for public roads and utilities now in use.
which has the property address of 3233 Jefferson River Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Alba Burton Melton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Alba Burton Melton
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16305 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RICKY STEPHENS and PATTY STEPHENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 31, 2005, and recorded in Deed Book 41-I, Page 287, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $113,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Commerce, 255th GMD of Jackson County, Georgia and being Lot 19 and Block A of Deer Creek Subdivision, as per plat recorded in Plat Book 57, Page 251, Jackson County, Georgia Records, which said recorded plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property.
Said property is known as 26 Wesley Way, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Ricky Stephens and Patty Stephens, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ricky Stephens and Patty Stephens, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association as Trustee as Attorney-in-Fact for Ricky Stephens and Patty Stephens
File no. 08-004488
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU6,13,20,27B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed from FAITH A. MCCAIG and DORIS E. GRAY to CONSECO FINANCE SERVICING CORP. n/k/a GREEN TREE SERVICING LLC, dated JANUARY 24, 2001, and recorded on JANUARY 29, 2001, in DEED BOOK 22-Q, PAGE 352, of the JACKSON County, Georgia Records; conveying the after-described property to secure a Note in the original principal amount of SIXTY-ONE THOUSAND FIFTY-NINE Dollars and 43/100 ($61,059.43) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of JACKSON County, Georgia, within the legal hours of sale on the first TUESDAY in SEPTEMBER, 2008, the following described property:
All that tract or parcel of land lying and being in the 257th GM District, Jackson County, Georgia, containing 2.25 acres, more or less, as shown on a plat of survey for Faith McCaig, prepared by Sherald G. Sharp, RLS No. 2044, dated December 28, 2000, filed in Plat Book 58, Page 65, recorded January 24, 2001, Jackson County, Georgia Records.
This is portion of the same property shown on a plat of survey, containing 11.21 acres, for Melvin C. Gray, prepared by Borders and Associates, RLS, dated February 27, 1980, filed in Plat Book 20, Page 145, Jackson County, Georgia Superior Court Records.
Also conveyed herewith is a 1996 General 16x80 Manufactured Home, Serial Number GMHGA2139610717, which is permanently attached to and made a part of the real property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing LLC, 225 Townpark Drive, Suite 325, Kennesaw, Georgia 30144, (800) 2824-153. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief, said property is also known as 5428 South Apple Valley Road, Jefferson, Georgia, and the party in possession of the property is Faith A. McCaig, Doris E. Gray or a tenant or tenants of said property.
CONSECO FINANCE SERVICING CORP.
N/K/A
GREEN TREE SERVICING LLC As Attorney-in-Fact for FAITH A. MCCAIG and DORIS E. GRAY
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27P4)
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by OSCAR A. MIGUEL MOSCOSO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as nominee for America’s Wholesale Lender, dated March 8, 2006, and filed for record March 17, 2006, in Deed Book 43-A, Page 710, Jackson County, Georgia Records, and securing a Note in the original principal amount of $142,000.00; last transferred to U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW2 by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September 2008, by U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW2 as Attorney-in-Fact for Oscar A. Miguel Moscoso the following property to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 22, Block A, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto.
The above described property is also known as 1073 Jefferson Walk Circle, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Oscar A. Miguel Moscoso .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Countrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
U.S. Bank National Association, as Trustee for J.P. Morgan Mortgage Acquisition Trust 2006-CW2 as Attorney-in-Fact for Oscar A. Miguel Moscoso
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/119-60)

Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (the “Security Deed”) from JEFF STREETMAN CONSTRUCTION, LLC to NORTHEAST GEORGIA BANK, dated November 8, 2004, and recorded on November 10, 2004, recorded in Deed Book 36-R, Pages 232-236, as last modified on December 28, 2007, recorded January 8, 2008, in Deed Book 51-E, Page 444, records of Jackson County, Georgia; the Security Deed secures Note dated December 28, 2007, in the original principal amount of $152,149.00, plus interest; there will be sold by the under-signed at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property and improvements, to wit:
DESCRIPTION
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 54, Finch Landing, Phase II and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., GRLS No. 1761, dated February 14, 2004, and revised April 1, 2004, entitled “Final Plan for Finch Landing, Phase II,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 62, Pages 241-242; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Jeff Streetman Construction, LLC, and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Jeff Streetman Construction, LLC.
The entity with full authority to negotiate, amend and modify all terms of the mortgage with the debtor is Northeast Georgia Bank 12461 Augusta Road, Lavonia, Georgia 30553, Phone Number 706-356-4444.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NORTHEAST GEORGIA BANK
By: __
As Attorney-in-fact for: Jeff Streetman Construction, LLC
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street, Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323
(706) 356-3427 FAX
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated August 29, 2006 from JEFFERSON BUILDERS, LLC to AFB&T, a Georgia State Bank, recorded in Deed Book 45-I, Page 273 in the Office of the Clerk of the Superior Court of Jackson County, Georgia (hereinafter “Security Deed”), said Security Deed securing five notes each dated December 2, 2007, in the respective original principal amounts of $248,200.00, $247,400.00, $247,400.00, $247,400.00 and $248,200.00 with interest from dates at the rates specified in the notes on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate lying and being in Jackson County, Georgia, and being more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof.
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, being Lots 15, 32, 34, 45 and 48, Belmont Chase, as per plat recorded in Plat Book 64, Pages 243-245, Jackson County Records, said plat being incorporated herein by reference thereto.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
As permitted by the Security Deed, AFB&T, a Georgia state bank, intends to sell each of the above lots separately and take separate bids for each of said lots.
The debts secured by the Security Deed have been and are hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loans when due, and the loans having matured by their terms and not been paid. Said defaults not being cured, and the debts remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by AFB&T, a Georgia state bank, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of AFB&T, a Georgia state bank, the person in possession of the property known as 347 Whirlaway Street, Jefferson, Georgia 30549, 576 Whirlaway Street, Jefferson, Georgia 30549, 53 Secretariat Lane, Jefferson, Georgia 30549, 398 Whirlaway Street, Jefferson, Georgia 30549 and 282 Whirlaway Street, Jefferson, Georgia 30549 is Jefferson Builders, LLC or persons claiming under it.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Ms. Lori Martin, Vice President, AFB&T, Mailing address: AFB&T, Attention: Lori Martin, Post Office Box 1747, Athens, Georgia 30603; Physical Address: AFB&T, Attention: Lori Martin, 2365 Prince Avenue, Athens Georgia 30606; Telephone number: (706) 357-7015, provided however, AFB&T is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
AFB&T, a Georgia state bank, as Attorney in Fact for Jefferson Builders, LLC
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(AU6,13,20,27B/313-60T4P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by GENE C. ESTEP to NATIONAL CITY MORTGAGE CO. dated November 26, 2003, in the amount of $83,126.00, and recorded in Deed Book 321, Page 350, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being on the Northeasterly side of U.S. Highway 441 in the 253rd G.M. District of Jackson County, Georgia, containing .079 acres, more or less, and being designated as Lot No. 1 according to Plat Book 10, Page 174, Jackson County Records. Said Plat of Survey is incorporated herein and by reference made a part of this description. Also all that tract or parcel of land lying and being on the Northeasterly side of U.S. Highway 441 in the 253rd G.M. District and being designated as Lot 2 according to a Plat of Survey prepared for L.C. Coalson by Allen L. Venable, Jr., Registered Surveyor, dated June 27, 1974, which plat is recorded in Plat Book 10, Page 174, Jackson County Records and Plat of Survey is incorporated herein and by reference made a part hereof.
which has the property address of 2615 Highway 441 South, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Gene C. Estep and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC
Attorney in Fact for Gene C. Estep
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14777 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from W.D. THOMAS HOMES, INC., party of the first part, to PIEDMONT BANK OF GEORGIA, now known as THE PRIVATEBANK (through acquisition and merger), party of the second part, dated September 27, 2005, and recorded in Deed Book 40-U, Page 374-380, Jackson County, Georgia Records (the “Security Deed”), conveying the after-described property to secure a Note (the “Note”) in the principal amount of ONE MILLION FOUR HUNDRED NINETY NINE THOUSAND SIX HUNDRED TWENTY-FIVE ($1,499,625.00) DOLLARS, with interest thereon as set forth therein, and all modifications thereto, the undersigned, pursuant to said Security Deed has declared the entire amount of said indebtedness due and payable because of default in the payment of said indebtedness. Further, pursuant to that Power of Sale, the undersigned will, on the first Tuesday in September 2008, during the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder, for cash, the following property (the “Land”) described in said Security Deed, to wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lots 42, 45, 53, 55 and 56, Pod D, Traditions of Braselton, Phase I, as per Plat recorded in Plat Book 62, Pages 271 and 272, Jackson County, Georgia Records, which plat is hereby incorporated herein by reference.
Less and except Lot 53 by virtue of sale.
TOGETHER WITH all buildings, structures and improvements now or hereafter erected upon the Land and any and all of the following items of property which party of the first part has heretofore placed or caused to be placed or hereafter places or causes to be placed in or on the said buildings; gas and electric fixtures, radiators, beaters, furnaces, heating equipment, steam and hot water boilers, hot water heaters, stoves, ranges and ovens, refrigerators, refrigerating plants, air conditioning equipment, elevators, tubs, sinks, water closets and basins, garbage disposal equipment, vacuum cleaning equipment, sprinkler systems, fire alarm systems, carpets, shades, screens, blinds, awnings, and all other furniture, furnishings and equipment placed in and about the said buildings for use therein which are necessary to the completed end comfortable use and occupancy of the said buildings for the purpose for which they were or are to be constructed or erected and together with all renewals or replacements of or articles in substitution for the said enumerated and described items of property. The items of property dealt with in this paragraph shall include but not be limited to those shown on any plans and specifications furnished by the party of the first part to party of the second part in connection with the making of the loan hereby secured. The items of property dealt with in this paragraph not actually attached to the buildings where located shall be deemed to be constructively attached and all items herein dealt with whether actually or constructively attached are agreed to be fixtures constituting a part of the realty above described (all referred to as “Property”).
The above-referenced Property will be sold subject to the following: all, if any, outstanding ad valorem taxes and/or assessments; all, if any, other prior liens, easements, covenants, restrictions, encumbrances, zoning ordinances or other matters of record to which the Security Deed is junior in priority; and all, if any, matters affecting said Property which would be disclosed by an accurate survey and inspection of said Property. Said Property will be sold as the property of W.D. Thomas Homes, Inc., and the proceeds will be applied to the payment of the described indebtedness, the Security Deed and all expenses of this sale. Any remaining proceeds will be applied pursuant to the laws of the State of Georgia.
The above-referenced Property will be sold on an “as is, where is” basis without recourse against party of the second part and without representation or warranty of any kind or nature whatsoever by party of the second part with respect thereto.
To the best of the undersigned’s knowledge and belief, the Property is presently owned by W.D. Thomas Homes, Inc. who is the party in possession or a tenant or tenants, and said Property is more commonly known as Lots 42, 45, 55 and 56, Pod D, Traditions of Braselton, Phase I, Jackson County, Georgia.
The PrivateBank as attorney-in-fact for W.D. Thomas Homes, Inc.
Mark L. Golder, Esq.
Lynn L. Carroll, Esq.
SIEGEL & GOLDER, P.C.
One Premier Plaza
5605 Glenridge Drive, Suite 690
Atlanta, Georgia 30342
(404) 252-3000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CLAUDIS MOSES III and MISTI RUCKER to HOMEBANC MORTGAGE CORPORATION dated November 17, 2006, in the amount of $114,900.00, and recorded in Deed Book 46-N, Page 701, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the Talmo District (GMD 1691) of Jackson County, Georgia, being Lot 4, Silverwood at Fountain Springs Subdivision, as per plat recorded in Plat Book 57, Page 273, Jackson County Records, said plat being incorporated herein by reference thereto.
which has the property address of 164 Silverwood Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Claudis Moses III and Misti Rucker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation
Attorney-in-Fact for Claudis Moses III and Misti Rucker
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-11649 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)