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Jackson County Public Notices 08-20-2008 pt 1

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Jackson County Public Notices 08-20-2008 pt 1

Posted by
Betty Small
in Public Notices
Thursday, August 21. 2008
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CAMELL B. EASLEY and CALVIN EASLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2004, and recorded in Deed Book 37-F, Page 256, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank N.A., in its capacity as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-WMC1, Mortgage Pass-Through Certificates by Assignment securing a Note in the original principal amount of $106,320.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in 257th GMD, Jackson County, Georgia being Lot 28, Spratlin Estates, as per plat recorded in Plat Book 60, Pages 189-191, Jackson County, Georgia Records; which plat is hereby incorporated herein for a more complete and detailed description.
Said property is known as 450 Spratlin Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Camell B. Easley and Calvin Easley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Camell B. Easley and Calvin Easley , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank N.A., in its capacity as Trustee for the registered holders of MASTR Asset Backed Securities Trust 2005-WMC1, Mortgage Pass-Through Certificates as Attorney-in-Fact for Camell B. Easley and Calvin Easley
File no. 08-003714
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/BG
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU6,13,20,27B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated July 23, 2004, executed by GENE ANTHONY REGNET AND SHEILA L. REGNET to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for SOUTHTRUST MORTGAGE CORPORATION, recorded in Deed Book 35-M, Page 358, Jackson County, Georgia Deed Records, and securing a Note in the original principal amount of $356,800.00, said Security Deed and Note having last been assigned to SOUTHTRUST MORTGAGE CORPORATION, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September, 2008, to-wit: September 2, 2008, during the legal hours of sale, before the Jackson County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the Randolph GMD 248, Jackson County, Georgia, being Lot 43, Phase One of River’s Edge, as plat recorded in Plat Book 60, Page 19-20, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.
The aforedescribed real property, is also known as 276 River Mist Drive, Hoschton, Georgia, according to the present system of numbering houses in Jackson County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of GENE ANTHONY REGNET AND SHEILA L. REGNET and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
SOUTHTRUST MORTGAGE CORPORATIO as Attorney-in-Fact for GENE ANTHONY REGNET AND SHEILA L. REGNET
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1328-50T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CINDY MCDUFFIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 5, 2005, in the amount of $145,000.00, and recorded in Deed Book 37-I, Page 176, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 257th District, G.M. Jackson County, Georgia, containing 0.57 acre, more or less, as per Plat of Survey prepared for Cindy L. Nabors by W. T. Dunahoo and Associates, Inc. Georgia Registered Surveyor, dated October 20, 1998, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 53, Page 81, which Plat is incorporated herein and made a part hereof by reference for a more detailed description of said property.
Subject to restrictions and covenants of record, if any, and existing easements and Right of Way for Public Roads and utilities now in use.
which has the property address of 104 Red Bird Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cindy McDuffie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Cindy McDuffie
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15250 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOSEPH BUNKER to INDYMAC BANK F.S.B., a Federally Chartered Savings Bank dated October 30, 2006, in the amount of $85,500.00, and recorded in Deed Book 46-J, Page 707, Jackson County, Georgia Records; as last transferred to IndyMac Bank, F.S.B. by assignment; the undersigned, IndyMac Bank, F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District of Jackson County, Georgia, and more particularly described as follows: Beginning at point on Jackson Trail Road at center Moon Creek; thence North 38 Degrees 05 Minutes East for a distance of 315 feet along the Right of Way of said road to an iron pin; thence South 42 Degrees 22 Minutes East for a distance of 348.12 feet to an iron pin; thence South 33 Degrees 06 Minutes West for a distance of 356.74 feet to creek; thence along center of Moon Creek to point of beginning and containing 3.00 acres, more or less.
which has the property address of 5323 Jackson Trail Road, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Joseph Bunker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Bank, F.S.B.
Attorney in Fact for Joseph Bunker
Anthony DeMarlo, Attorney/isheffield
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-03736 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325B-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BEATRICE KAMYA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 28, 2003 in the amount of $245,700.00, and recorded in Deed Book 29-U, Page 338, Jackson County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th GMD of Jackson County, Georgia, being Lot 7, Whitaker Downs Subdivision, as per plat recorded in Plat Book 54, Page 191, records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof.
which has the property address of 291 Reece Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Beatrice Kamya and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for Beatrice Kamya
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15685 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-40)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AMY G. GHOLSTON and DONALD A. GHOLSTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 26, 2006 in the amount of $108,000.00, and recorded in Deed Book 44-X, Page 260, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, and being known and designated as Lot 4, Block B, James Short Subdivision, and being more particularly described and delineated by a plat of survey entitled Property of James Short, dated March 9, 1983; said plat being recorded in Plat Book 31, Page 74, in the Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by referenced thereto. Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use. Said property is known as 195 Louise Drive, Commerce, GA 3052
which has the property address of 195 Louise Dr., Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Amy G. Gholston and Donald A. Gholston and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Amy G Gholston and Donald A Gholston
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15845 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325B-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREG E. STEVENS to WELLS FARGO BANK, N.A., dated July 21, 2006, recorded in Deed Book 44-V, Page 237, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND SEVENTY-EIGHT AND 0/100 DOLLARS ($65,078.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greg E. Stevens or a tenant or tenants and said property is more commonly known as 628 Donahoo Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Greg E. Stevens
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/yjr 9/2/08
Our file no. 51366608-FT5
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th District, G.M., Jackson County, Georgia, containing 2.00 acres, more or less, and being more particularly shown on a survey entitled “boundary survey for Wanda T. Strickland”, dated February 11, 2002, by Venable & Associates, Inc., Daniel W. Venable, registered land surveyor, and recorded in Plat Book 59, Page 205, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM L STIMPSON, II to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 2, 2005, recorded in Deed Book 40-Y, Page 526, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND FIFTY AND 0/100 DOLLARS ($144,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William L Stimpson, II or a tenant or tenants and said property is more commonly known as 10895 Highway 334, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as trustee under the Pooling and Servicing Agreement dated as of November 1, 2005, GSAMP Trust 2005-HE5 as Attorney in Fact for William L Stimpson, II
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nll 9/2/08
Our file no. 51561408-FT12
EXHIBIT A
All that tract or parcel of land, with all improvements thereon, containing 7,064 acres, more or less, lying and being in the 1704th District, G.M. of Jackson County, Georgia, on the southeasterly side of Georgia Highway No. 334, as per Plat of survey prepared for Andrew Richard Adams, by W.T. Dunahoo & Associates, RLS, dated August 24, 2005, recorded in Plat Book 63, Page 299, in the Clerk’s office of the Superior Court of Jackson County, Georgia, said Plat being incorporated herein by reference thereto.
(AU6,13,20,27B/12062-70T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICKEY J. BRYANT and PAMELA G. BRYANT to FAIRFIELD FINANCIAL CORPORATION, dated July 12, 1989, recorded in Deed Book 10-U, Page 628, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 25-A, Page 330, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-ONE THOUSAND ONE HUNDRED TWENTY-TWO AND 0/100 DOLLARS ($51,122.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mickey Joe Bryant or a tenant or tenants and said property is more commonly known as Route 2 Box 2095-3 County Road 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Mickey J. Bryant and Pamela G. Bryant
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 9/2/08
Our file no. 5249396-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, containing 1.50 acre, more or less, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, and being known and designated as Route 2, Box 2095-3 County Road Number 332, Hoschton, Georgia 30548 as shown according to an individual plat entitled “Closing Plat for Mickey J. Bryant and Pamela G. Bryant”, dated June 26, 1989, prepared by W. T. Dunahoo and Associates, Inc., W. T. Dunahoo, Registered Surveyor, being recorded in Plat Book 32, Page 73, Real Estate Records of Jackson County, Georgia. Said plat is hereby specifically referred to and incorporated herein as part of the description.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAUL MORENO and LUCIA MORENO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 2, 2007, recorded in Deed Book 48-R, Page 123, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Raul Moreno and Lucia Moreno or a tenant or tenants and said property is more commonly known as 7190 Silk Tree Pointe, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Inc. as Attorney in Fact for Raul Moreno and Lucia Moreno
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kjf 9/2/08
Our file no. 51749508-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 18 of the Township at Mulberry Park, as per that Plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which Plat is incorporated herein by reference and made a part hereof.
Subject to: a)zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c)that declaration of covenants, conditions, restrictions and easements for The Township at Mulberry Park Subdivision.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWN M. O’CONNOR to SUN AMERICA MORTGAGE CORPORATION, dated August 16, 2002, recorded in Deed Book 27-P, Page 74, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 27P, Page 84, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($146,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn M. O’Connor or a tenant or tenants and said property is more commonly known as 494 Hamilton Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Shawn M. O’Connor
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mt1 9/2/08
Our file no. 5828003-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 25, Morgan’s Creek Subdivision, as per plat recorded in plat book 57, page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EASKNOLIA THURMOND and MICHAEL THURMOND to WELLS FARGO BANK, N.A., dated November 3, 2004, recorded in Deed Book 36-Y, Page 434, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND THREE HUNDRED FORTY-THREE AND 0/100 DOLLARS ($128,343.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Easknolia Thurmond and Michael Thurmond or a tenant or tenants and said property is more commonly known as 186 Woodland Hills Drive, Jefferson, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Easknolia Thurmond and Michael Thurmond
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vj2 9/2/08
Our file no. 51288608-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being designated as Lot 6, containing 1.50 acres, more or less, as shown on a plat of survey for Woodland Heights dated January 28, 1997, recorded in Plat Book 46, Page 253, Jackson County Records; said plat being incorporated herein by reference for a more complete description of the property.
This being the same property conveyed by warranty deed from Philip Johns to Sapphire Properties Group, Inc. dated January 7, 2004, recorded in Deed Book 33C, Page 700; and being a portion of the property conveyed by warranty deed from Kelly A. Spinks to Philip Johns dated September 22, 2003, recorded in Deed Book 31-Z, Page 308, Jackson County Records.
Together with an improvement and immovable fixture permanently attached thereto, a 2005 Palm Harbor 76F2, 28 x 76 manufactured home, Serial Number PH14-13181AB.”
(AU6,13,20,27B/12062-70T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LACIE A. ALLRED to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 10, 2007, recorded in Deed Book 48-T, Page 87, Jackson County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY-THREE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($343,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lacie A. Allred or a tenant or tenants and said property is more commonly known as 294 Clarksboro Drive, Athens, Georgia 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, LP as Attorney in Fact for Lacie A. Allred
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/dxp 9/2/08
Our file no. 51763808-FT12
EXHIBIT A
All that tract or parcel of land lying and being in GMD 242 of Jackson County, Georgia, being Lot 23 of Clarksboro Subdivision, consisting of 1.49 acres, more or less, as shown on the Final Plat of Clarksboro Subdivision, dated June 4, 2005, by W.I. Dunahoo and Associates and filed in Plat Book 66, Page 30, Jackson County Records, which Plat is made a part hereof by reference.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID L. SKIPPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 16, 2007, recorded in Deed Book 47-Y, Page 296, Jackson County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($143,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David L. Skipper or a tenant or tenants and said property is more commonly known as 500 Jimmy Reynolds Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, LP as Attorney in Fact for David L. Skipper
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nll 9/2/08
Our file no. 51772408-FT12
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson, 245th GMD, Jackson County, Georgia, and being that 0.51 Acre Tract, more or less, designated as Lot 13, as shown on a Final Plat of Survey for Cross Ridge Estates, Phase II, by D. J. Baggett Land Surveying, Registered Land Surveyor dated July 17, 2003. and recorded in Plat Book 62, Page 20, Jackson County, Georgia records.
Said Plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive covenants and public utilities of record, including, but not limiting to the Protective Covenants recorded in Deed Book 241, Page 740, Jackson County, Georgia Deed Records: a right of way Deed recorded in Deed Book 8B, Page 709, Jackson County, Georgia Deed Records; A right of way easement recorded in Deed Book 22U, Page 69 Jackson County, Georgia deed record: A power line right of way as shown in Plat recorded in Book 62, Page 20, Jackson County, Georgia, Deed Records.
(AU6,13,20,27B/12062-70T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EDWARD SCHRADER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 17, 2003, recorded in Deed Book 31-D, Page 189, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment recorded in Deed Book 52-W, Page 455, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-SIX THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($266,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O’Fallon, MO 63304, 800-695-0384. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Edward Brian Schrader or a tenant or tenants and said property is more commonly known as 28 Tall Timber Trail, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiMortgage, Inc. as Attorney in Fact for Edward Schrader
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 9/2/08
Our file no. 52735107-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being that 2.50 acres, more or less, designated as Lot 313 as more particularly shown on a plat of survey prepared for Phase V of Staghorn Plantation Estates by Allen L. Venable, Jr., Registered Surveyor, dated September 23, 1992, recorded in Plat Book 42, Page 190, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by TERRY L. CANUP to THE PEOPLES BANK, dated November 2, 2004, recorded in Deed Book 36-Q, Page 373, Jackson County, Georgia Records, conveying the after-described property to secure a Note dated February 13, 2008, in the original principal amount of $111,284.02, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September , 2008 the following described property:
All that tract or parcel of land lying and being in the 257th GMD of Jackson County, Georgia being Lot 55, Block A, of Shepherds Crossing Subdivision as per plat recorded at Plat Book 62, page 47, Jackson County, Georgia records; which plat is hereby incorporated herein for a more complete and detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
As required by § 44-14-162.2 (a) of the Official Code of Georgia Annotated, you are hereby notified that the individual who has full authority to negotiate, amend and modify all terms of the mortgage instrument referred above is John Sheats, Executive Vice President of The Peoples Bank, 25 East Midland Avenue, PO Box 788, Winder, Georgia 30680. He can be reached at telephone number 770-867-9111.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry L. Canup, or a tenant or tenants, and said property is more commonly known as 26 Stillwater Lane, Jefferson, Georgia. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Peoples Bank as Attorney in Fact for Terry L. Canup
Samuel L. Chesnutt as Attorney at Law for The Peoples Bank
Strickland, Chesnutt & Lindsay, LLP
P.O. Box 249
Winder, Georgia 30680
Our file no. A08-375
(AU6,13,20,27B/887-60)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAN HARRIGAN to HOME CONSTRUCTION LENDER, LLC, dated May 23, 2007, recorded in Deed Book 48-V, Pages 133-156, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY FIVE THOUSAND AND NO 00/100 DOLLARS ($245,000), with interest thereon as set forth therein (together with any and all amendments or modifications, collectively hereinafter referred to as the “Security Deed”), will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the property is vacant and said property is more commonly known as 34 Dunson Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Home Construction Lender, LLC As Attorney in Fact for Dan Harrigan
The Bloom Law Firm, LLP
100 Peachtree Street, Suite 2140
Atlanta, Georgia 30303
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 245 of Jackson County, Georgia, being Lot 5, Phase I and IA of Olde Trail Subdivision, as per plat recorded in Plat Book 68, Page 47, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
MAP PARCEL #106C-05
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JIM P. ARDUINO and SHARON M. ARDUINO to CHASE MANHATTAN MORTGAGE CORPORATION, dated December 27, 2002, recorded in Deed Book 28-T, Page 443, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($77,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jim P. Arduino and Sharon M. Arduino or a tenant or tenants and said property is more commonly known as 76 Winding Vine Lane, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Jim P. Arduino and Sharon M. Arduino
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mt1 9/2/08
Our file no. 51685408-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the city of Nicholson, 253 G.M. District of Jackson County, Georgia consisting of Lot 11, Block B, of the Ivy Plantation Subdivision according to a Plat of survey entitled “Final plan for Ivy Plantation:, prepared by W.T. Dunahoo and Associates, Georgia registered land surveyors, dated October 18, 1999, and recorded at Plat Book 54, Page 228, Jackson County, Georgia Records.
(AU6,13,20,27B/12062-60T1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JIM P. ARDUINO and SHARON M. ARDUINO to CHASE MANHATTAN MORTGAGE CORPORATION dated December 27, 2002, recorded in Deed Book 28-T, Page 363, Jackson County Records, and last assigned to Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND FIVE HUNDRED AND 00/100 ($77,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, September 2, 2008 the following described property, to wit:
All that tract or parcel of land lying and being in the City of Nicholson, 253 G.M. District of Jackson County, Georgia consisting of Lot 12, Block B, of the Ivy Plantation Subdivision according to a plat of survey entitled “Final Plan for Ivy Plantation”; prepared by W.T. Dunahoo and Associates, Georgia Registered Land Surveyors, dated October 18, 1999, and recorded at Plat Book 54, Page 228, Jackson County, Georgia Records. Reference is made to said plat survey for a more complete description of property.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Jim P. Arduino and Sharon M. Arduino or, a tenant or tenants, and said property was or is commonly known as 54 Winding Vine Lane, Nicholson, GA 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC s/b/m Chase Manhattan Mortgage Corporation
As Attorney in Fact for
Jim P. Arduino and Sharon M. Arduino
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 08-7123
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1327-50)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JIM P. ARDUINO AND SHARON M. ARDUINO to CHASE HOME FINANCE, LLC, dated 12/27/2002, and Recorded on 01/09/2003, as

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from BRASELTON LIMITED, II, LLC, to NORTHEAST GEORGIA BANK, dated September 7, 2006, and securing and original indebtedness in the amount of $1,300,000.00, and recorded at Deed Book 45-M, Pages 291-295, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in September, 2008, the following described property, to wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lots 193-195, 197-200, 202, 203, 206 and 207 Pod R and Lots 174 and 184, Pod Q, of Traditions of Braselton - Phase 2 Subdivision, as per plat thereof recorded in Plat Book 66, Page 48-52, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Braselton Limited II, LLC, subject to any taxes, easements and assessments appearing of record.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge, the property is in the possession of Braselton Limited II, LLC.
Northeast Georgia Bank, as attorneys in fact for Braselton Limited II, LLC.
Scott R. Tolbert
Tolbert, Bradford & Associates
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(AU6,13,20,27B/344-40)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON D. TEAGUE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 19, 2006, recorded in Deed Book 50-Y, Page 723, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Pass-Through Certificates, Series RFC 2007-HE1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason D. Teague or a tenant or tenants and said property is more commonly known as 17 Mandy Lane, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Pass-Through Certificates, Series RFC 2007-HE1 as Attorney-in-Fact for Jason D. Teague
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bjs 9/2/08
Our file no. 52279607-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia, and being shown and designated as Lot 26, of Pine Ridge Subdivision, Phase III, according to Plat thereof recorded in Plat Book 54, Page 111, in the Clerk Office of the Superior Court of Jackson County, Georgia.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Security Deed given by JASON D. TEAGUE in the form of an Affidavit to PEOPLES HOME CHOICE LOANS, dated September 9, 2006, recorded December 17, 2007, recorded in Deed Book 50-Y, Page 723, Jackson County, Georgia Records, and last transferred to Franklin Credit Management Corporation by assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of Twenty Six Thousand Dollars ($26,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on September 2, 2008, the following described property:
All that tract or parcel of land lying and being in GMD 1765 of Jackson County Georgia, and being shown and designated as Lot 26, Pine Ridge Subdivision, Phase III, according to Plat thereof recorded in Plat Book 54, Page 111, in the Clerk of Superior Court of Jackson County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason D. Teague or a tenant or tenants and said property is more commonly known as 17 Mandy Lane, Braselton, Georgia 30517.
The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.
FRANKLIN CREDIT MANAGEMENT CORPORATION, as Attorney in Fact for Jason D. Teague.
By: Heath W. Williams
Attorney for Franklin Credit Management Corporation
Heath W. Williams, LLC
170 Mitchell Street, SW
Atlanta, Georgia 30303
(404) 525-5204
(404) 581-3801 (fax)
(AU6,13,20,27P4)
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. (the “Grantor”) to and in favor of Bank of NORTH GEORGIA (the “Lender”) dated April 21, 2006, filed for record May 8, 2006, and recorded in Deed Book 43-T, Pages 148-153, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated June 25, 2007 in the original principal sum of SEVEN HUNDRED EIGHTY THOUSAND AND 00/100 DOLLARS ($780,000.00) (the “Note”) and the repayment of all other indebtedness, liabilities and obligations of Grantor to Lender, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in G.M.D. 1407, Jackson County, Georgia, being Lots 1, 2, 10, 15, 49, 52, 53, 54, 62, 72, 73, 78, 83, 84 and 86, The Villages at Hoschton, as per plat recorded in Plat Book 61, Page 245, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference (the “Land”).
Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated April 21, 2006, filed for record May 8, 2006, and recorded in Deed Book 43-T, Pages 142-147, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Master Promissory Note from Grantor to and in favor of Lender dated May 10, 2007, in the original principal sum of THREE MILLION ONE HUNDRED TEN THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($3,110,500.00) (the “Note”) and the repayment of all other indebtedness, liabilities and obligations of Grantor to Lender, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in G.M.D. 1407, Jackson County, Georgia, being lots 12, 32, 47, 56, 58, 59, 65, 66, 71, 74, 85, 88 and 89, The Villages at Hoschton, as per plat recorded in Plat Book 61, Page 245, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference (the “Land”).
Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated February 11, 2005, filed for record February 28, 2005, and recorded in Deed Book 37-V, Pages 691-712, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated February 10, 2007 in the original principal sum of TWO MILLION TWO HUNDRED NINETY-FIVE THOUSAND AND 00/100 DOLLARS ($2,295,000.00) (the “Note”) and the payment of any and all other indebtedness owing by Grantor to Lender, however and whenever incurred or evidenced, whether express or implied, direct or indirect, absolute or contingent, due or to become due, and all renewals, modifications, consolidations and extensions thereof; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in General Militia District 245, City of Jefferson, Jackson County, Georgia and being more particularly described as follows:
Beginning at a point found on the southern right-of-way line of Old Pendergrass Road (80 foot right-of-way) 2769.04 feet as measured along the southern right-of-way line of Old Pendergrass Road from the centerline intersection of Old Swimming Pool Road; thence South 16 degrees 56 minutes 49 seconds West 1134.56 feet to a rock corner found; thence South 60 degrees 01 minutes 14 seconds West 1509.00 feet to a point on the centerline of the Middle Oconee River; thence along the centerline of said River North 41 degrees 04 minutes 00 seconds West 493.50 feet to a point; thence continuing along the centerline of said River North 46 degrees 08 minutes 00 seconds West a distance of 240.69 feet to a point (centerline of the Middle Oconee River is the property line); thence North 38 degrees 04 minutes 00 seconds West 28.77 feet to a point; thence North 34 degrees 42 minutes 21 seconds East 557.30 feet to an iron pin set; thence North 39 degrees 53 minutes 22 seconds East 215.31 feet to a 1/2” rebar found; thence North 52 degrees 35 minutes 08 seconds East 377.88 feet to an iron pin set; thence North 36 degrees 07 minutes 17 seconds East 216.62 feet to a 1/2 inch rebar found; thence North 26 degrees 54 minutes 31 seconds East 623.85 feet to an iron pin set on the southern right-of-way line of Old Pendergrass Road; thence along said right-of-way line South 72 degrees 52 minutes 50 seconds East 362.48 feet to a point; thence continuing along said right-of-way South 72 degrees 38 minutes 05 seconds East 519.31 feet to a point; thence along said right-of-way South 72 degrees 56 minutes 00 seconds East 152.38 feet to the point of beginning.
LESS AND EXCEPT:
All that tract of land lying and being in Land Lot 245 of G.M.D. of Jackson County, Georgia containing 12.964 acres and being described as follows:
To reach the TRUE POINT OF BEGINNING, commence at the intersection of centerlines of Benton Road and Old Pendergrass Road; Thence South 72 degrees 41 minutes 19 seconds East for a distance of 322.63 feet to a point on the centerline; Thence South 26 degrees 54 minutes 31 seconds West for a distance of 40.59 feet to a point on the centerline; Thence South 26 degrees 54 minutes 31 seconds West for a distance of 566.57 feet to a point; Thence South 57 degrees 13 minutes 08 seconds East for a distance of 80.94 feet to a point; Thence South 32 degrees 46 minutes 52 seconds West for a distance of 40.00 feet to a point; Thence South 32 degrees 45 minutes 49 seconds West for a distance of 203.19 feet to a point; Thence South 54 degrees 31 minutes 31 seconds West for a distance of 223.35 feet to a point; Thence South 45 degrees 18 minutes 55 seconds West for a distance of 319.48 feet to a point; Thence South 34 degrees 28 minutes 52 seconds West for a distance of 347.90 feet to a point; Thence South 11 degrees 12 minutes 34 seconds West for a distance of 218.79; Thence South 54 degrees 30 minutes 08 seconds West for a distance of 124.70 feet to a point; Thence South 46 degrees 08 minutes 00 seconds East for a distance of 132.80 feet to a point; Thence 41 degrees 04 minutes 00 seconds East along the centerline of Middle Oconee River, for a distance of 493.50 feet to a point; Thence North 60 degrees 01 minutes 14 seconds East for a distance of 520.82 feet to a point; Thence North 37 degrees 48 minutes 39 seconds West for a distance of 780.89 feet to a point; Thence North 40 degrees 37 minutes 25 seconds East for a distance of 1013.70 feet to a point; Thence North 10 degrees 23 minutes 23 seconds West for a distance of 780.89 feet to a point; Thence North 05 degrees 25 minutes 41 seconds East for a distance of 173.53 feet to a point; Thence North 33 degrees 20 minutes 37 seconds East for a distance of 133.02 feet to a point; Thence North 72 degrees 52 minutes 50 seconds West for a distance of 35.93 feet to a point; said point being the TRUE POINT OF BEGINNING (the “Land”).
Together with all buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are or shall be attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Grantor and located in or on the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Premises or any part thereof or are now or hereafter acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove.
Together with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor.
Together with all incomes, rents, issues, profits, and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed FROM BETTY J. BECKETT, to BRANCH BANKING AND TRUST COMPANY, dated May 15, 2006, in Deed Book 44-M, Page 475, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY THOUSAND DOLLARS AND NO CENTS ($50,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being lot of Lea Meadows Sudivision, and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., GRLS, dated September 1, 1999, and plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Page 104; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: first position security deed in favor of Betty J. Beckett to Branch Banking and Trust Company, in the original principal amount of $142,400.00 dated 10/31/2001, recorded at Deed Book 24-Y, Page 636, Jackson County Records; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Betty J Beckett (s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust as Attorney in Fact for Betty J Beckett.
Contact: Patrick J. Geheren, Esq.,
1535 Mount Vernon Road,
Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelie, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Rd., Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/isheffield
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-60)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CAROLYN BARNETT and TOMMY BARNETT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 27, 2004, in the amount of $101,380.00, and recorded in Deed Book 37-E, Page 403, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 1704th GMD, Jackson County, Georgia, containing 1.5 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Sherri L. Barnett and Jeffrey L. Malcolm dated May 20, 1993, by James R. Smith, GRLS recorded in Plat Book 35, Page 276, Jackson County, Georgia records, together with a perpetual non-exclusive 20 foot driveway easement for ingress-egress, and utility fully shown and described on the above referenced plat.
which has the property address of 220 Tommy Barnett Road, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Carolyn Barnett and Tommy Barnett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Carolyn Barnett and Tommy Barnett
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16690 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from RONALD L. CANUP to UNITED COMMUNITY BANK, dated December 11, 2007, recorded December 14, 2007, in Deed Book 50-Y, Page 314, Jackson County, Georgia Records, said Security Deed being given to secure a Note from RONALD L. CANUP of even date in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 00/100 ($120,000.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, containing 4.446 acres, more or less, and designated as a portion of Lot 8, Brian-Berry Estates, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated December 2, 1999, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 56, at Page 57. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is RONALD L. CANUP or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for RONALD L. CANUP
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-00566
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/16022-50)

Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by CRESCENT VENTURES, LLC to FIRST PIEDMONT BANK, dated October 11, 2006, and recorded in Deed Book 46-C, Page 508, of the records of the Clerk of the Superior Court of Jackson County, Georgia, said deed having been modified by Modification Agreement dated May 10, 2007, and recorded in Deed Book 48-R, Page 86, Jackson County Records, FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in September 2008, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia and being designated as Lot 2 of Braselton Farms Subdivision, according to that Final Plat for Braselton Farms Subdivision prepared by Ringo Abernathy & Associates, certified by Kevin V. Ringo, GA RLS #2278 and S. Guy Abernathy, GA RLS #15252 dated 06/07/06 and recorded in Plat Book 68, Page 89, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
The above-described real estate is more commonly known as 320 Braselton Farms Trail, Hoschton, Georgia 30548.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of CRESCENT VENTURES, LLC and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST PIEDMONT BANK As Attorney in Fact for CRESCENT VENTURES, LLC
Lender Contact:
First Piedmont Bank
P.O. Box 565
Winder, Georgia 30680
Attention: Brad Carter
Telephone: 770-307-1212
RUSSELL, STELL, SMITH &
MATTISON, P.C.
ATTORNEYS FOR FIRST PIEDMONT BANK
98 North Broad Street, P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU6,13,20,27B/818-50
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