Jackson County Public Notices 07-21-10 pt 2

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from BILLIE M. BLACK to UNITED COMMUNITY BANK, dated October 6, 2008, recorded October 7, 2008, in Deed Book 53-J, Page 601, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated January 2, 2010, recorded in Deed Book 57-C, Page 10, Jackson County, Georgia Records, said Security Deed being given to secure a Note from BILLIE BLACK dated January 2, 2010, in the original principal amount of EIGHTY ONE THOUSAND SIX HUNDRED SIXTY AND 00/100 ($81,660.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lots 15,16,17 and 18 on a plat of survey prepared for Ashford Place Subdivision by Ingram, Lord & Associates, Registered Surveyor, dated June 21, 2004, revised September 30, 2005, recorded in Plat Book 66, Page 127, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Restrictions and Protective Covenants of record.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is BILLIE M. BLACK or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for BILLIE M. BLACK
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02217
(JU7,14,21,28B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from BILLIE M. BLACK to UNITED COMMUNITY BANK, dated June 20, 2008, recorded July 1, 2008, in Deed Book 52-T, Page 397, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated March 12, 2010, recorded in Deed Book 57-L, Page 343, Jackson County, Georgia Records, said Security Deed being given to secure a Note from BILLIE M. BLACK dated March 12, 2010, in the original principal amount of FIFTY EIGHT THOUSAND SEVEN HUNDRED FORTY AND 64/10 ($58,740.64) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being Lots 19, 20 and 21 on a plat of survey prepared for Ashford Place Subdivision by Ingram, Lord & Associates, Registered Surveyor, dated June 21, 2004, revised September 30, 2005, recorded in Plat Book 66, Page 127, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Restrictions and Protective Covenants of record.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is BILLIE M. BLACK or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for BILLIE M. BLACK
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02218
(JU7,14,21,28B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from MICHELE DRIVER to FIDELITY BANK, dated April 4, 2008, recorded April 9, 2008, in Deed Book 52-A, Page 237, Jackson County, Georgia Records, said Security Deed being given to secure a Note from MKD KIDS, INC. of even date, as guaranteed by Michele Driver, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the 455 G.M.D., Jackson County, Georgia, designated as Lot 19, Block A, in River Ridge Subdivision, Phase Two, as shown on plat and survey recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 56, at Page 134. For a more detailed description of said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use, as well as Protective Covenants for River Ridge Subdivision, Phase Two, as recorded in Jackson County records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michele Driver or a tenant or tenants.
FIDELITY BANK, as attorney in Fact for Michele Driver
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 2228A-65056
(JU7,14,21,28/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a power of sale contained in that certain Deed to Secure Debt and Security Agreement from MARIE L. POWERS to SUNTRUST BANK, dated September 6, 2007, filed and recorded September 7, 2007, in Deed Book 0050-A, Pages 0328-0353, Jackson County, Georgia records, said Security Deed has been given to secure a Note dated September 6, 2007, in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND AND 00/100 DOLLARS ($152,000.00) with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours for sale on the first Tuesday in August, 2010, all property described in said Security Deed, including, but not limited to, the following described property:
All that tract or parcel of land lying and being in the 1407th GMD of Jackson County, Georgia, being 0.49 acres, as per plat recorded in Plat Book 32, Page 155, Jackson County, Georgia Records, which plat is hereby incorporated by reference herein and made a part hereof.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Marie L. Powers or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. SunTrust Bank is acting as a debt collector. Any information obtained will be used for that purpose.
SunTrust Bank as Attorney-in-Fact for Marie L. Powers
Kathleen M. O’Connell
Client Contact: Keith Sturmer (404) 813-0886
SunTrust Bank
303 Peachtree Street, Suite 900
Atlanta, Georgia 30308
(JU7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHRISTOPHER J. HOFFMAN and JESSICA D. HOFFMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 28, 2006, in the amount of $228,950.00, and recorded in Deed Book 45-S, Page 216, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for TBW MORTGAGE-BACKED TRUST 2006-6, MORTGAGE PASS-THROUGH CERTIFICATES, Series 2006-6 by assignment, the undersigned, U.S. Bank National Association, as Trustee for TBW MORTGAGE-BACKED TRUST 2006-6, MORTGAGE PASS-THROUGH CERTIFICATES, Series 2006-6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being Lot 16, of Mallards Cove, as per plat recorded in Plat Book 66, Page 118-121, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
which has the property address of 182 Jeffco Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Christopher J. Hoffman and Jessica D. Hoffman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
U.S. Bank National Association, as Trustee for TBW MORTGAGE-BACKED TRUST 2006-6, MORTGAGE PASS-THROUGH CERTIFICATES, Series 2006-6 Attorney in Fact for Christopher J. Hoffman and Jessica D. Hoffman
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04274 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ARTICE PACE to EMERGENT MORTGAGE CORP., dated December 6, 1996, and recorded in Deed Book 16-D, Page 613, Jackson County, Georgia Records, as last transferred to NationsCredit Financial Services Corporation by assignment recorded in Deed Book 57-K, Page 291, Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $60,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, to wit: August 3, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, in the 245th District, G.M., Jackson County, Georgia, and containing 2.52 acres, more or less, and designated as Lot 5, as shown on that plat and survey for Windy Hills by W.T. Dunahoo & Associates, Inc., Registered Surveyors, dated December 18, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 29, Page 138. Said plat, as recorded, is hereby referenced for a more detailed description of said property
MOBILE/MANUFACTURED HOME DESCRIPTION: Borrower declares that the above described mobile home will remain permanently affixed to the Property and will be treated as a fixture. Borrower also declares that the wheels, axles and hitches have been removed and that the mobile home is connected to the utilities. Borrower and Lender intend that the mobile home lose its nature as personal property and become real property. In addition, Borrower declares that the mobile home has been assessed as real property for ad valorem taxes. Lender will reserve an interest in the mobile home both under the real property laws and the laws relating to motor vehicles and personal property.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 159 Windy Hill Court, Jefferson, GA 30549 is (are): Artice Pace AKA Elton Pace or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
NationsCredit Financial Services Corporation as attorney in fact for Artice Pace
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC07-902
(JU7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from THE KNIGHT GROUP, INC. to UNITED COMMUNITY BANK, dated January 30, 2007, recorded February 5, 2007, in Deed Book 47-J, Page 785, Jackson County, Georgia Records, as modified by Modification of Security Deed dated July 18, 2008, recorded in Deed Book 52-Z, Page 50, Jackson County, Georgia Records, said Security Deed being given to secure Notes from THE KNIGHT GROUP, INC., with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
TRACT 1
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN Georgia Militia District 245, Jackson County, Georgia, containing 69.29 Acres or 3,018,298 square feet in accordance with a Boundary Survey for The Knight Group by Moore Bass Consulting, Robert J. Debien, Georgia Registered Land Surveyor #2964, dated January 14, 2005, and being more particularly described as follows:
TO FIND THE POINT OF BEGINNING, commence at the point of intersection of the Northerly right-of-way line of Georgia State Route 124 (100-foot right-of-way) and the centerline of White Plains Church Road (if centerline were extended);
Thence following the Northerly right-of-way line of Georgia State Route 124 (100-foot right-of-way) in a Southerly direction 196.00 feet to a one-half inch, iron-rebar pin found, said point being the POINT OF BEGINNING;
Thence following said right-of-way line along a circular curve to the right having a radius of 1850.78 feet, an arc length of 315.18 feet, said curve being subtended by a chord of South 56 degrees 35 minutes 10 seconds West for a distance of 314.80 feet to a point;
Thence following said right-of-way line South 61 degrees 27 minutes 53 seconds West for a distance of 28.07 feet to a one-half inch, open-top, iron-pipe found;
Thence leaving said right-of-way line North 20 degrees 29 minutes 49 seconds West for a distance of 1318.86 feet to a one-half inch, iron-rebar pin found;
Thence North 89 degrees 45 minutes 19 seconds West for a distance 298.30 feet to a one-half inch, open-top, iron-pipe found;
Thence North 02 degrees 51 minutes 07 Seconds East for a distance of 1673.29 feet to a one-half inch, open-top, iron pipe found;
Thence North 73 degrees 38 minutes 56 seconds East for a distance of 1353.70 feet to a point;
Thence South 02 degrees 18 minutes 34 seconds West for a distance of 2078.91 feet to a one-half inch, iron-rebar pin at rock found;
Thence South 03 degrees 46 minutes 38 seconds West for a distance of 337.01 feet to a one-half inch, iron-rebar pin found;
Thence North 84 degrees 54 minutes 07 seconds West for a distance of 325.99 feet to a one-half inch, iron-rebar pin found;
Thence South 50 degrees 21 minutes 52 seconds West for a distance of 168.16 feet to a one-half inch, iron-rebar pin found;
Thence South 20 degrees 16 minutes 33 seconds East for a distance of 650.73 feet to a one-half inch, iron-rebar pin found at the Northerly right-of-way line of Georgia State Route 124 (100 foot right-of-way), said point being the POINT OF BEGINNING.
TRACT 2
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN the Georgia Militia District 245, Jackson County, Georgia, containing +/- 82.18 Acres or 3,579,717 square feet, in accordance with a plat of survey prepared for The Knight Group, by Moore Bass Consulting, Inc., Robert J. Debien, RLS #2964, dated 10/31/05, and being more particularly described as follows:
Commencing at a point on the centerline of White Plains Church Road (if extended to the Right-of-Way of State Route 124) and continuing in a Northeasterly direction 475.41 feet to a 1/2” open top pipe found on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), said open top pipe being the POINT OF BEGINNING;
Thence leaving the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), North 24 degrees 06 minutes 33 seconds West, a distance of 666.08 feet to a ½” rebar found;
Thence North 02 degrees 18 minutes 34 seconds East, a distance of 2,078.91 feet to a point;
Thence North 73 degrees 38 minutes 56 seconds East, a distance of 163.92 feet to a point;
Thence North 05 degrees 29 minutes 27 seconds West, a distance of 351.10 feet to a point;
Thence North 73 degrees 13 minutes 21 seconds East, a distance of 89.80 feet to a point;
Thence South 56 degrees 26 minutes 54 seconds East, a distance of 464.10 feet to a point;
Thence North 74 degrees 54 minutes 07 seconds East, a distance of 347.03 feet to an iron pipe found;
Thence South 14 degrees 00 minutes 35 seconds East, a distance of 2,052.39 feet to a ½” open top pipe found;
Thence South 07 degrees 01 minutes 09 seconds East, a distance of 794.85 feet to a ½” rebar found on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way);
Thence continuing along said Right-of-Way, North 87 degrees 57 minutes 45 seconds West, a distance of 228.56 feet to a point;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 385.96 feet and having a radius of 2,835,84 feet, said curve being subtended by a chord bearing South 88 degrees 08 minutes 19 seconds West, a distance of 385.66 feet to a ½” rebar found;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 50.04 feet and having a radius of 2,835.84 feet, said curve being subtended by a chord bearing South 83 degrees 44 minutes 03 seconds West, a distance of 50.04 feet to a ½” bent rebar found;
Thence leaving the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), North 08 degrees 35 minutes 34 seconds West, a distance of 418.82 feet to a ½” open top pipe found;
Thence South 80 degrees 59 minutes 37 seconds West, a distance of 49.87 feet to a point;
Thence South 05 degrees 06 minutes 37 seconds West, a distance of 429.94 feet to a point on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way);
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 23.93 feet and having a radius of 2,835.84 feet, said curve being subtended by a chord bearing South 79 degrees 55 minutes 16 seconds West, a distance of 23.93 feet to a point;
Thence continuing along said Right-of-Way South 79 degrees 40 minutes 46 seconds West, a distance of 213.23 feet to a point;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 64.13 feet and having a radius of 2,120.72 feet, said curve being subtended by a chord bearing South 78 degrees 48 minutes 47 seconds West, a distance of 64.12 feet to a ½” rebar found;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 50.69 feet and having a radius of 2,120.72 feet, said curve being subtended by a chord bearing South 77 degrees 15 minutes 44 seconds West, a distance of 50.69 feet to a point.
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 188.81 feet and having a radius of 903.56 feet, said curve being subtended by a chord bearing South 70 degrees 35 minutes 28 seconds West, a distance of 188.47 feet to a ½” open top pipe found, said pipe being the POINT OF BEGINNING.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being Lots 2, 3, 4, 5, 6, 7, 8, 9, 18, 19, 20, 21, 22, 23, 24 and 25, Wescott Place Subdivision, Phase 1, as per plat recorded in Plat Book 70, Pages 263-269, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being Lots 3, 4, 5, 6, 7, 8, 9, 10, 11, 15, 16, 18, 19, 22, 24, 25, 43, 44, 53, 54, 62, 64 and 67, Wescott Place Subdivision, Phase 2, as per plat recorded in Plat Book 72, Pages 71-77, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is THE KNIGHT GROUP, INC. or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for THE KNIGHT GROUP, INC.
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02252
(JU7,14,21,28B/16022-170T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHUL SOON LEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 28, 2006, in the amount of $112,720.00, and recorded in Deed Book 45-S, Page 8, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th District, GM Jackson County, Georgia, designated as Tract 1 as shown on plat and survey of same of Venable and Associates, Surveyors, dated September 28, 1984, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 21, Page 171, to which plat and record thereof are incorporated herein by reference for a more complete description of said property.
Together with a 20 foot ingress-egress easement leading from Hog Mountain Road to said Tract 1.
which has the property address of 2835 Hog Mountain Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Chul Soon Lee and Cheng Lie Jin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Chul Soon Lee
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11771 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PHOUA Y. VANG to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., dated December 24, 2007, in the amount of $178,000.00, and recorded in Deed Book 0051-H, Page 0176, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment, the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1765 G.M.D., Jackson County, Georgia, designated as Lot 39 in Keys Crossing as shown on plat and survey of W.T. Dunahoo and Associates, Surveyors, dated May 12, 1995, and recorded in The Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 16. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Tax Id # 119 014 R
By fee simple Deed from Barcron, Inc. as set forth in Deed Book 15-G, Page 789 and recorded on 2/2/1996, Jackson County Records.
This source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source.
which has the property address of 37 Keys Ln., Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Phoua Y. Vang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P., Attorney in Fact for Phoua Y. Vang
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12252 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TERESA PITTMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 23, 2007, in the amount of $163,500.00, and recorded in Deed Book 49-Z, Page 796, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 61, Hawk Ridge Subdivision, as per plat recorded in Plat Book 60, Page 153 Jackson County, Georgia Records, which plat is incorporated here by this reference and made a part of this description. Said property being known as 331 Redtail Road according to the present systems of numbering houses in Jackson County, Georgia.
which has the property address of 331 Redtail Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Teresa Pittman  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Teresa Pittman
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13638 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

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Notice of Sale
Advertisement of Sale Under Power of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from BILLY NORRIS to NORTHEAST GEORGIA BANK (formerly known as FREEDOM BANK OF GEORGIA), dated August 20, 2007 and recorded on August 21, 2007, in Deed Book 49-V, Pages 66-69, records of Jackson County, Georgia. This Security Deed secures a Note dated August 20, 2007, in the original principal amount of $727,500.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the Harrisburg District, Jackson County, Georgia, and known as part of the old home place of the late C.W.G. Maddox, located three and one-half miles East of Jefferson, Georgia. Beginning in the center of Little Curry Creek a few feet below the bridge in the middle of the old highway leading from Jefferson to Nicholson; thence N 69 1/2 E 1012 ft. to a point in the middle of the new road; thence N 76 1/2 E 1243 ft. to an iron pin corner with Bartow Glenn; thence S 3 1/4 W 250 ft. to an iron pin; thence S 22 1/2 W 1722 ft. to a post oak; thence S 52 1/2 W 634 ft. to a stake in the middle of the old creek run; thence up to the meanders of the old creek run N 35 3/4 W 115 ft.; N 42 W 136 ft.; N 37 W 185 ft.; N 60 1/2 W 162 ft.; N 38 1/4 W 187 ft.; N 19 1/2 W 175 ft.; N 50 W 152 ft.; N 44 1/2 W 92 ft.; N 51 3/4 W 161 ft.; N 8 W 566 ft.; N 20 1/2 W 118 ft.; to the beginning corner, containing 66.4 acres, more or less which represents all the land lying North - E of Little curry Creek; as fully described in a plat made by H.L. Dunahoo, C.S., on December 23, 1944 which reference is made for further description which will be recorded in the Clerk(s Office, Superior Court, Jackson County, Georgia. Ref.: 3-I, Page 408, 3-Q Page 278, Jackson County, Georgia Records.
LESS AND EXCEPT THE FOLLOWING TRACTS:
1. 1.00 acres, more or less, conveyed to Melvin Green at Deed Book 5-U, Page 405, Jackson County, Georgia Records.
2. 3.00 acres, more or less, conveyed to Bobby V. Green and Pamela B. Green at Deed Book 6-K, Page 319, Jackson County, Georgia Records.
3. 1.00 acres, more or less, conveyed to Henry W. Williams and Brenda P. William sat Deed Book 6-L, Page 584, Jackson County, Georgia Records.
4. 2.378 acres, more or less, conveyed to Bruce Kesler at Deed Book 6-O, page 170, Jackson County, Georgia Records.
5. 1.074 acres, more or less, conveyed to David L. Morgan at Deed Book 6-O, Page 233, Jackson County, Georgia Records.
6. That property conveyed to Rocky Long at Deed Book 6-O, Page 326, Jackson County, Georgia Records.
7. 2.01 acres, more or less, conveyed to Clark Kesler at Deed Book 6-V, Page 196, Jackson County, Georgia Records.
8. 2.11 acres, more or less, conveyed to Charles C. Anthony a/k/a Chuck Anthony and Beverly Lynn Anthony at Deed Book 11-D, Page 84, Jackson County, Georgia Records.
9. 2.20 acres, more or less, conveyed to Curry Creek Coonhunters, Inc. At Deed Book 11-S, Page 230, Jackson County, Georgia Records.
10. 2.52 acres, more or less, conveyed to Jerry Satterfield at Deed Book 13-Y, Page 215, Jackson County, Georgia Records.
11. 2.338 acres, more or less, conveyed to Charles C. Anthony and Beverly Lynn Anthony at Deed Book 14-Z, Page 690, Jackson County, Georgia Records.
12. 3.299 acres, more or less, conveyed to Jeffrey Todd McAllister and Sandy Michelle McAllister at Deed Book 15-D, Page 739, Jackson County, Georgia Records.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees.
Said property will be sold as the property of Billy Norris and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Billy Norris.
NORTHEAST GEORGIA BANK f/k/a Freedom Bank of Georgia
By: __, As Attorney-in-fact for: Billy Norris
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(JU7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from JONATHAN GOLLIHER and ASHLEY GOLLIHER to BRANCH BANKING AND TRUST COMPANY, dated July 3, 2006, recorded July 10, 2006, in Deed Book 44-O, Page 593, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SIXTY THOUSAND DOLLARS AND NO CENTS ($60,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 79, Pod S, of Traditions of Braselton – Phase 2 Subdivision, as per plat thereof recorded in Plat Book 66, Pages 48-53, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jonathan Golliher and Ashley Golliher or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Jonathan Golliher and Ashley Golliher.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338
TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTIE THOMPSON and BRENT THOMPSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 23, 2006, and recorded in Deed Book 440, Page 503, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company FKA Alliance Mortgage Company, by Assignment, securing a Note in the original principal amount of $332,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and being that 10.00 acres more or less, designated as Lot 2, on a plat of survey prepared for Lipscomb Farms Subdivision by Chester M. Smith, Jr., Registered Surveyor, dated December 16, 1999, revised January 17, 2000, revised January 21, 2000, recorded in Plat Book 57, Page 85, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Also: 60 foot ingress-egress easement along Renee’ Road to Lipscomb Lake Road as more particularly shown on a plat of survey referenced herein above.
Said property is known as 272 Renee Road, Pendergrass, GA 30567, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christie Thompson and Brent Thompson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christie Thompson and Brent Thompson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverHome Mortgage Company FKA Alliance Mortgage Company as Attorney-in-Fact for Christie Thompson and Brent Thompson
File no. 10-006581
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN7,14,21,28B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $117,480.34, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2006, recorded in Deed Book 42-G, Page 401, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lots 1,7, and 14 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

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Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $230,080.85, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2007, recorded in Deed Book 47-H, Page 412, as modified, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lot 9 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41-H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $224,086.60, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2007, recorded in Deed Book 47-H, Page 404, as modified, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lot 13 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41-H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ERIC MERRELL and TONYA KESLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 30, 2007, and recorded in Deed Book 48-W, Page 270, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $131,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Commerce, Minish (255th) G.M. District, Jackson County, Georgia; and being Lot 34, Brentwood Estates Subdivision, Phase III, as per plat thereof recorded in Plat Book 57, page 210, Jackson County, Georgia records; said plat being incorporated herein and made a part hereof by reference. And containing 0.512 acres, more or less, being shown on an individual survey for Daniel J. Downey & Theresa Downey, prepared by David J. Baggett, Georgia R.L.S. No. 2740, dated May 29, 2003.
Said property is known as 231 Arlington Lane, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Eric Merrell and Tonya Kesler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric Merrell and Tonya Kesler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Eric Merrell and Tonya Kesler
File no. 10-005780
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN7,14,21,28B/1323-60T1P)