Jackson County Public Notices 02-24-10 pt 4

Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-B, Page 347, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in G.M.D. 257, Jackson County, Georgia, being Lot 4, Rocky’s Bluff, as per plat of survey recorded in Plat Book 54, Page 284 and 285, Jackson County Records, which plat is hereby referred to and made a part of this description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-B, Page 351, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in G.M.D. 257, Jackson County, Georgia, being Lot 6, Rocky’s Bluff, as per plat of survey recorded in Plat Book 54, Page 284 and 285, Jackson County Records, which plat is hereby referred to and made a part of this description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 16, 2007, said deed recorded in Jackson County Deed Records at Deed Book 50-K, Page 499, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 91, Remington Park on the River, Block A, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 16, 2007, said deed recorded in Jackson County Deed Records at Deed Book 50-K, Page 495, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 101, Remington Park on the River, Block A, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUMMIT CHASE HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated JULY 28, 2008, said deed recorded in Jackson County Deed Records at Deed Book 52-Z, Page 575, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 14, Summit Chase Subdivision, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 62, Page 174, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of SUMMIT CHASE HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for SUMMIT CHASE HOMES, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUMMIT CHASE HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated JULY 28, 2008, said deed recorded in Jackson County Deed Records at Deed Book 52-Z, Page 579, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 34, Summit Chase Subdivision, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 62, Page 174, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of SUMMIT CHASE HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for SUMMIT CHASE HOMES, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JEREL W ROBERTSON to HOMESTAR FINANCIAL CORPORATION, “S” CORPORATION , dated 07/25/2003, and Recorded on 08/25/2003 as Book No. 31-O and Page No. 2-11, JACKSON County, Georgia Records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $80,584.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Jackson County Courthouse within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in the 455th District, Jackson County, Georgia, being Lot 72 of Section II of Pleasant Acres Subdivision, as per that plat recorded in Plat Book 9, Page 200, Jackson County, Georgia Records, which plat is hereby referred to and made a part hereof by reference.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 519 RED OAK ROAD, MAYSVILLE, GEORGIA 30558 is/are: JEREL W ROBERTSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. BANK, N.A. as Attorney in Fact for JEREL W ROBERTSON.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100090100044
BARRETT, DAFFIN & FRAPPIER, L.L.P.
4004 Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from HANNAH C. DAVIS to COMMUNITY BANK & TRUST dated May 16, 2002, and recorded in Deed Book 26-N, Page 780, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount of $65,914.00 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson County, Georgia, and being that 2.10 acres, more or less, designated as Lot 2, on a Plat recorded at Plat Book 31, Page 120, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Hannah C. Davis to (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for Hannah C. Davis to (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from BILLIE MCCAIN BLACK to COMMUNITY BANK & TRUST dated September 13, 2001, and recorded in Deed Book 24-J, Page 541, Jackson County and as modified to, inter alia, increase the indebtedness in Deed Book 56-R, Page 0453 Jackson County, Georgia Records. The same having been given to secure a Note and additional loan agreements/modifications in the total principal amount of $293,019.69 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D., 245, in the City of Arcade, and containing 0.28 acres, more or less, as shown on Plat recorded in Plat Book 32, Page 53, Jackson County, Georgia Records and is incorporated herein by reference for a more complete description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Billie McCain Black (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for Billie McCain Black (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from JAMES GARY BLACK to COMMUNITY BANK & TRUST dated March 5, 2007, and recorded in Deed Book 48-A, Page 528, Jackson County, Georgia and as modified in Deed Book 56R, Page 0454 Jackson County, Georgia Records. The same having been given to secure a Note and additional loan agreements/modifications in the total principal amount of $293,019.69 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the City of Arcade, and containing 1.25 acres, more or less, as shown on Plat recorded in the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 32, Page 97. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and right-of-ways for public roads and utilities now in use.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of James Gary Black (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for James Gary Black (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia. County of Jackson
By virtue of the power of sale contained in a Security Deed from POLINA A. TOLOKOVOY, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 19, 2008, and recorded in Deed Book 0052-T, Pages 0089-0109, and last transferred and assigned to Branch Banking and Trust Company (“BB&T”)by assignment recorded in Deed Book 0056-U, Page 73, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse doors of said county during the legal hours of sale on the first Tuesday in March, 2010, by BB&T, as Attorney-in-Fact for Polina A. Tolokovoy, the following described property, to-wit:
All that tract or parcel of land lying and being in the 248th District, GMD of Jackson County, Georgia, being Lot 106, Pod Q, Traditions of Braselton Subdivision, Phase 2, as per plat thereof recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. Gloria Smith, phone number 864-242-8990, Chasity Cox, phone number 864-242-8416 and Natasha Edwards, phone number 864-242-8612, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601.
The property will be sold as the property of Polina A. Tolokovoy subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Polina A. Tolokovoy, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as Lot 106 of Traditions, Pod Q, 3886 Bentgrass Lane, Jefferson, Georgia 30549.
Branch Banking & Trust Co. as Attorney in Fact for Polina A. Tolokovoy
Gregory M. Eells
Attorney at Law
Eells Law Group, LLC
Suite 181 - The Oglethorpe Bldg.
2971 Flowers Road South
Atlanta, Georgia 30341
(770) 455-3660
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by DANNY C. SHERIDAN and CARLA SHERIDAN a/k/a CARLA P. SHERIDAN to THE CIT GROUP/CONSUMER FINANCE, INC. dated January 10, 2003, and recorded in Deed Book 28-V, Page 656, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to LSF6 Mercury REO Investments Trust Series 2008-1, by Assignment securing a Note in the original principal amount of $75,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M. of Jackson County, Georgia, consisting of one (1) acre, and being bounded by the lands of Shields, by other lands of Shields and Sanders and being more particularly described as follows: Beginning at a point on the Old Jefferson-Statham Highway, where said land adjoins lands of J.W. Shields and running thence along said road South 28 1/2 East 200 feet 9 inches to a point of the road thence North 83 East 200 feet 9 inches along Sanders land to a point, thence North 22 1/2 West 274 feet to a corner, thence South 65 West 170 feet to the beginning corner.
Said property is known as 3229 Etheridge Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
LSF6 Mercury REO Investments Trust Series 2008-1 as Attorney-in-Fact for Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan
File no. 09-018596
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE3,10,17,24B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between MONICA LUCACI, (“Borrower”) to NBANK, N.A., (“Lender”) dated May 6, 2005, and recorded in Deed Book 39-Y, Page 283, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $112,181.75 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County Georgia, within the legal hours of sale on the first Tuesday of March, 2009, the realty in the 245th and 248th Districts, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, Jackson County, Georgia being Lot 28, Pod P, Traditions of Braselton Subdivision as per plat recorded in Plat Book 64, Pages 150-152, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is subject to other easements, restrictions, reservations, and rights-of-way of record, if any.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
First Covenant Bank As Attorney In Fact For Monica Lucaci
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(FE3,10,17,24P4)

gpn11
Notice of Sale
Georgia, Jackson County
Undersigned will sell before the Courthouse door in Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March, 2010, to the highest bidder for cash the following:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being the same Tract VI approximating 112.534 acres as identified on Survey dated September 9, 1996 by Rochester & Associates for Linda L. Butler, Bruce W. Lewis, Gary C. Lewis and Craig E. Lewis and recorded on the Hall County, Georgia Plat Records in Plat Book 46, Page 211, of the Jackson County, Georgia, Plat Records. Said plat and the description therein being specifically incorporated herein by reference and made a part hereof. Said property is subject to Protective Covenants and Restrictions of record.
This being the same property as described in a Quit Claim Deed dated October 1, 1996 from Linda L. Butler to Gary C. Lewis, Craig E. Lewis and Bruce W. Lewis as recorded on the Jackson County, Georgia Deed Records.
LESS AND EXCEPT:
All that tract or parcel of land lying and being situate in the GMD 245 Jackson County, Georgia, containing 2.477 acres, more or less, and being depicted as Tract 1 on a certain plat of survey for William C. Meek, III and Susan B. Meek dated August 6, 2007, by Venable and Associates, Inc., Christopher J. Carlan, RLS No.__, recorded in Plat Book __, Page __, Jackson County Records, reference to which plat is hereby made for a more particular description of the property herein conveyed.
Said sale will be conducted and a deed executed to the purchaser pursuant to the powers contained in a Deed to Secure Debt from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA dated December 22, 2003 and recorded in Deed Book 32-X, Page 444, Clerk’s Office, Jackson Superior Court. Said Deed to Secure Debt secures the following: (1) Fixed Rate Renewal Note dated April 4, 2008 in the amount of $1,113,624.08 from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA, (2) Variable Rate Note dated September 2, 2009 in the amount of $4,000.00 from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA.
AgGeorgia Farm Credit ACA is the owner and holder of said Notes and said Deed to Secure Debt which secures the same.
The said Note in the amount of $1,113,624.08 is in default due to nonpayment and the $4,000.00 Note, under the terms of that Note, is in default as well.
Because of said default and in accordance with the provisions of said Notes and of said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of the debts due and collectible, and the power of sale contained in said Deed to Secure Debt has become operative.
The said Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis have been notified in writing that the provisions in said Notes relative to the payment of attorney’s fees will be enforced.
Said sale will be conducted subject to any state and county ad valorem taxes which may be due and payable on said property, a deed executed to the purchaser, and the proceeds shall be applied in accordance with the provisions of said Deed to Secure Debt.
AgGeorgia Farm Credit ACA as attorney in fact for Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis
THIS FIRM IS ACTING AS A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
T. Baron Gibson, II
Martin Snow, LLP
PO Box 1606
Macon GA 31202-1606
(478) 749-1715
(FE3,10,17,24P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from NIGEL D. EDWARDS and CASSANDRA M. EDWARDS to BANK OF AMERICA, N.A., dated September 28, 2007, recorded October 11, 2007, in Deed Book 50-J, Page 274, Jackson County, Georgia Records, said Security Deed being given to secure a Note from NIGEL D. EDWARDS and CASSANDRA M. EDWARDS of even date in the original principal amount of ONE HUNDRED SEVENTY SEVEN THOUSAND ONE HUNDRED EIGHTY SIX AND 00/100 ($177,186.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in GMD 428, City of Pendergrass, Cunningham District, Jackson County, Georgia, being Lot 81, Seasons of Pendergrass, Phase I, as per plat recorded in Plat Book 66, Pages 78-83, Jackson County Records, said plat being incorporated herein by reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is NIGEL D. EDWARDS and CASSANDRA M. EDWARDS or a tenant or tenants.
BANK OF AMERICA, N.A., as attorney in Fact for NIGEL D. EDWARDS and CASSANDRA M. EDWARDS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 6970A-01014
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BETTINA GINN aka BETTINA R. GINN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 31, 2003, in the amount of $87,400.00, and recorded in Deed Book 29-C, Page 62, Jackson County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 225th G.M.D. of Jackson County, Georgia, and being 0.50 acres, more or less, as shown on a plat of survey title Boundary Survey for Bettina R. Ginn dated June 12, 1995 and revised March 6, 1998 by Venable & Associates, Ind., and recorded in Plat Book 51, Page 264, Jackson County, Georgia Records, said plat and recording thereof being incorporated herein by reference thereto for a more detailed description.
which has the property address of 380 Baxter Road, Commer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bettina Ginn aka Betinna R. Ginn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bettina Ginn aka Betinna R. Ginn
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00723 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of principal and interest on that certain Note dated October 11, 2007, in the original principal amount of $696,000.00, (hereinafter the “Note”), said Note being secured by the real property described in that certain Deed to Secure Debt executed by EL GUAPO DEVELOPMENT, INC. to GEORGIA BANK & TRUST COMPANY OF AUGUSTA, dated October 11, 2006, recorded in Deed Book 45-X, Page 667, in the Office of the Clerk of Superior Court of Jackson County, Georgia; said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, GEORGIA BANK & TRUST COMPANY OF AUGUSTA, pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt due, payable, and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in March, 2010, within the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the property described in said Deed to Secure Debt, to wit:
ALL that tract or parcel of land situate, lying and being in the 1747th G.M.D., Jackson County, Georgia, being known and designated as Lot 11 of Saddle Shoals Subdivision, as shown on a plat entitled “Final Plat - Saddle Shoals Subdivision”, dated October 8, 2005 by Schmitt Engineering and Land Surveying, Inc., Registered land Surveyors, said plat being recorded in Plat Book 66, page 158-159 in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and being incorporated herein by reference for a more particular description.
THIS property is subject to Protective Covenants as recorded in Deed Book 41-C, page 431 and 34-M, page 250, Conservation and Recreation Easement Agreement to Saddle Shoals Homeowners Association, dated October 20, 2005, being recorded in Deed Book 41-C, page 422 and Utility Easement in favor of Jackson County, Georgia dated October 20, 2005, being recorded in Deed Book 41-C, page 424, Easement in favor of Jackson EMC, dated February 9, 2006, being recorded in Deed Book 42-V, page 173, right of Way Deeds in favor of Jackson County, Georgia, recorded in Deed Book 4-K, page 367, Deed Book 4-M, page 273, Deed Book 9-D, page 484, Deed Book 8-K, page 762, Deed Book 9-O, page 717, Deed Book 9-S, page 46 and Deed Book 13-Q, page 526, fifty foot easement for passive recreation trail, building setback lines and twenty foot drainage easement as shown on Plat Book 66, Page 158, all Jackson County, Georgia Records.
To the best of the undersigned’s information and belief, the address of the property is:
695 Westminster Drive, Lot 11 Saddle Shoals, Athens
Jackson County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Georgia Bank & Trust Company of Augusta, 1143 Prince Avenue, Athens, Georgia 30606. However, the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property is being sold as the property of EL GUAPO DEVELOPMENT, INC., and subject to all unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 27th day of January 2010.
GEORGIA BANK & TRUST COMPANY OF AUGUSTA as Attorney-in-fact for EL GUAPO DEVELOPMENT, INC.
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(FE3,10,17,24B/1034-80)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of principal and interest on that certain Note dated July 31, 2007, in the original principal amount of $680,000.00, as modified by a Commercial Debt Modification Agreement dated August 20, 2008 (hereinafter the “Note”), said Note being secured by the real property described in that certain Deed to Secure Debt executed by EL GUAPO DEVELOPMENT, INC. to GEORGIA BANK & TRUST COMPANY OF AUGUSTA, dated July 31, 2006, recorded in Deed Book 44-Y, Page 460, in the Office of the Clerk of Superior Court of Jackson County, Georgia; said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, GEORGIA BANK & TRUST COMPANY OF AUGUSTA, pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt due, payable, and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in March, 2010, within the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the property described in said Deed to Secure Debt, to wit:
ALL that tract or parcel of land situate, lying and being in the 1747th G.M.D., Jackson County, Georgia, being known and designated as Lot 43 of Saddle Shoals Subdivision, as shown on a plat entitled “Final Plat - Saddle Shoals Subdivision”, dated October 8, 2005 by Schmitt Engineering and Land Surveying, Inc., Registered land Surveyors, said plat being recorded in Plat Book 66, page 158 in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and being incorporated herein by reference for a more particular description.
THIS conveyance is made subject to Protective Covenants as recorded in Deed Book 41-C, page 431 and 34-M, page 250, Conservation and Recreation Easement Agreement to Saddle Shoals Homeowners Association, dated October 20, 2005, being recorded in Deed Book 41-C, page 422 and Utility Easement in favor of Jackson County, Georgia, dated October 20, 2005, being recorded in Deed Book 41-C, page 424, all Jackson County, Georgia Records.
To the best of the undersigned’s information and belief, the address of the property is:
30 Chairing Cross Lane, Lot 43, Saddle Shoals, Athens, Jackson County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Georgia Bank & Trust Company of Augusta, 1143 Prince Avenue, Athens, Georgia 30606. However, the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property is being sold as the property of EL GUAPO DEVELOPMENT, INC. and subject to all unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 27th day of January 2010.
GEORGIA BANK & TRUST COMPANY OF AUGUSTA as Attorney-in-fact for
EL GUAPO DEVELOPMENT, INC.
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(FE3,10,17,24B/1034-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRIS D. COLLINS and HEATHER F. COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 19, 2005, recorded in Deed Book 42-A, Page 467, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56V, Page 651, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND ONE HUNDRED SEVENTY-TWO AND 0/100 DOLLARS ($122,172.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chris D. Collins and Heather F. Collins or a tenant or tenants and said property is more commonly known as 631 Silver Bell Rd., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Chris D. Collins and Heather F. Collins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10 Our file no. 53289309-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 31, Block A of Arbors of Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein. MR/lw9 3/2/10 Our file no. 53289309 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Advertisement of Sale Under Power of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from FMS CONTRACTING, LLC to NORTHEAST GEORGIA BANK dated October 24, 2006 and recorded on November 15, 2006 in Deed Book 46-J, Pages 478-484, as last amended by Modification dated February 2, 2009 and recorded on February 18, 2009 in Deed Book 54M, Page 497, as further secured by UCC Financing Statement in favor of the Bank filed and recorded on February 24, 2009 as recorded in Deed Book 54M, Pages 488-491 and filed as Seq. No.078200900124, Jackson County, Georgia records. This Security Deed secures a Note dated February 2, 2009 in the original principal amount of $235,573.27, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 257 GMD, Jackson County, Georgia, and being all of Lot 12 of Aspen Falls Subdivision, as shown on a subdivision plat recorded in Plat Book 68, Pages 52-60 of the Jackson County Records, which plat is incorporated herein by reference for a more complete description of the subject property.
Along with 1-4 Family Rider (Assignment of Rents) dated February 2, 2009, attached hereto and made a part hereof by reference, conveying property with known address of 41 Cypress Place, Jefferson, GA 30549, as described in Deed to Secure Debt dated October 24, 2006, recorded in Deed Book 46J, Pages 464-470, records of Jackson County, Georgia.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as the property of FMS Contracting, LLC and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by FMS Contracting, LLC.
NORTHEAST GEORGIA BANK
By: __ As Attorney-in-fact for: FMS Contracting, LLC
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(FE3,10,17,24P4)