Jackson County Public Notices 11-25-09 pt 2

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SHANE M. COBB and TRUDY B. COBB to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 9, 2004, in the amount of $148,500.00, and recorded in Deed Book 35-I, Page 553, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 255 GMD Jackson, County, Georgia, designated as Lot 23 Millwood Station, East, as shown on plat and survey for Millwood Station Ease/West by Paton-Boyer, Inc., Surveyors, dated May 10, 2001, revised February 25, 2002, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book as Page 42. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and right of way for public road sand utilities now in use, and subject to Protective Covenants and Restrictions for Millwood Station East, recorded in Jackson County, Records.
which has the property address of 168 Creekdale Drive, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Shane M. Cobb and Trudy B. Cobb and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Shane M. Cobb and Trudy B. Cobb
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-12608 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DARSHA ELPHIC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 7, 2006, in the amount of $306,000.00, and recorded in Deed Book 47-C, Page 685, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1747th District, G.M. Jackson County, Georgia known as Lot 6, consisting of 0.78 acres, more or less, a shown on that plat of survey entitled survey for Harris Hills prepared by W.T. Dunahoo & Associates, Registered Surveyors, dated April 13, 2001, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 57, Page 189, said plat, as recorded, is hereby referenced for a more detailed description to said property, subject to existing easements and Rights-of-Way for public roads and utilities now in use.
Parcel/Tax I.D.#: 043A 006
Commonly known as: 107 Spencer Way, Athens, GA 30607
which has the property address of 107 Spencer Way, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Darsha Elphic and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Darsha Elphic
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-06115 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Commercial Deed to Secure Debt and Security Agreement from JOHN J. ANDERSON and LAURA J. ANDERSON (“Grantors”) to ATHENS FIRST BANK, predecessor in interest by virtue of merger with PINNACLE BANK (“Grantee”), dated December 22, 2004, filed and recorded December 27, 2004, in Deed Book 37-D, Page 405, Jackson County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated December 22, 2004, from Grantors payable to Grantee in the original principal amount of SIXTY FOUR THOUSAND ONE HUNDRED THIRTY NINE AND 50/100 DOLLARS ($64,139.50), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land with all improvements thereon, lying and being in the City of Nicholson, 253rd G.M.D., Jackson County, Georgia, being shown as Lot 4 of “Hawks Landing of Jackson”, according to a plat dated September 10, 1992, and recorded in Plat Book 35, Page 226, in the records of the Clerk of Superior Court for Jackson County, Georgia, said plat being incorporated herein by reference for a more particular description.
Together with all improvements located thereon, including that certain 1994 Fleetwood Oak Knoll doublewide manufactured home bearing manufacturer’s serial number GEO782740 and GEO782741, which is located on and affixed to the above referenced property.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property is located at 84 Hawks Court, Nicholson, Jackson County, Georgia, and the party in possession of the property is John J. Anderson and Laura J. Anderson, Quality Spaces, LLC, or their tenant or tenants.
PINNACLE BANK, as Attorney-in-Fact for John J. Anderson and Laura J. Anderson
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of a Power of Sale contained in that certain Deed to Secure Debt from DAVID V. OUTEN to GREEN TREE FINANCIAL SERVICING CORPORATION nka GREEN TREE SERVICING, LLC, dated July 30, 1999, and recorded in Deed Book 19-Z, Page 243, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and modified pursuant to Loan Modification Agreement recorded in Deed Book 20-R, Page 509, aforesaid records, said Deed to Secure Debt having been given to secure a Note, dated July 30, 1999, in the original principal amount of NINETY TWO THOUSAND TWO HUNDRED TWENTY EIGHT AND 72/100 DOLLARS ($92,278.72) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday of December 2009 regarding the following described property:
That tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, containing 2.010 acres, more or less, and being designated as Tract 2 according to a plat of survey dated August 23, 1998 and recorded in Plat Book 55, page 122, Jackson County records; said plat being incorporated herein by reference for a more complete description of the property. This is a portion of the property conveyed by deed from Jeffery B. Potts to Jimmy C. Barnett and Buckeye Land & Timber Company dated May 4, 1998, and recorded in Deed Book 17-V, Page 159, said records.
Said property is commonly known as 918 Skeleton Rd., Hoschton, GA 30548.
The indebtedness secured by said Deed to Secure Debt has been and is hereby declared due because of default under the terms of said Deed to Secure Debt and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Deed to Secure Debt and Note.
Said property will be sold subject to the following items which may effect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Deed to Secure Debt.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is David V. Outen or tenant(s).
Green Tree Servicing, LLC as Attorney-in-Fact for David V. Outen
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd.,
Suite B
Atlanta, Georgia 30319
(404) 728-0220
Ad Run Dates: 11/4/09; 11/11/09; 11/18/09; and 11/25/09
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in a Security Deed from SYED HASAN RIZVI to QUANTUM NATIONAL BANK, dated December 10, 2007, and recorded December 17, 2007, in Deed Book 50-Y, beginning at Page 446, in the Records of the Clerk of Superior Court, Jackson County, Georgia, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in December, 2009, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in GMD 248 & 245 of Jackson County, Georgia, being Lot I-19, POD I, Phase 1, Traditions of Braselton Subdivision, as per plat recorded in Plat Book 62, pages 42-46, Jackson County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.
The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof.
The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, including attorneys’ fees, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law.
Pursuant to the Official Code of Georgia Annotated, Section 44-14-162.2, the name, address and telephone number of the entity who has the full authority to negotiate, amend and modify all terms of the above described mortgage is as follows: Quantum National Bank, 505 Peachtree Industrial Blvd., Suwanee, GA 30024, 770-945-8300. Please understand that Quantum National Bank is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
The property will be sold as the property of Syed Hasan Rizvi, who to the best of the undersigned’s knowledge and belief, is the party in possession of the property.
Notice has been given of intention to enforce provisions for collection of attorneys’ fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and Deed.
The property will be sold subject to any and all unpaid taxes, assessments, general subdivision restrictions, and other restrictions and easements of record, if any.
QUANTUM NATIONAL BANK Attorney in Fact for Syed Hasan Rizvi
Brian Edwards
WEBB, TANNER, POWELL, MERTZ & WILSON, LLP
Attorney at Law
P. O. Box 1390
Lawrenceville, GA 30046-1390
(770) 963-3423
(NV4,11,18,25B/329-50P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by NANCY CANTRELL and LAMAR CANTRELL to THE CIT GROUP/CONSUMER FINANCE, INC., and further assigned to THE BANK OF NEW YORK MELLON formerly known as THE BANK OF NEW YORK on behalf of CIT Home Equity Loan Trust 2002-2, dated March 22, 2002, and recorded in Book 260, Pages 390-394, Jackson County, Georgia Records, said Deed to Secure Debt/Security Deed having been given to secure a Note dated March 22, 2002, in the original principal sum of THREE HUNDRED FOUR THOUSAND EIGHT AND 00/100 ($304,008.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the property described as:
All that tract or parcel of land lying and being in GMD 1704, Jackson County, Georgia, as shown and delineated as 4.20 acres, more or less on a plat of survey for Lamar B. Cantrell and Nancy J. Cantrell by W.T. Dunahoo and Associates, dated June 29, 1998, which plat is recorded in Jackson County Plat Records at Plat Book 52, Page 276, Jackson County Plat Records, which plat is incorporated herein by reference for a more complete description. Also conveyed herewith is a perpetual ingress/egress easement across the 3.82 acre parcel shown on said plat.
Parcel No.: 028-058
which has the property address of 3845 New King Bridge Road, Nicholson, GA 30565,
together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Nancy Cantrell and Lamar Cantrell, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Nancy Cantrell and Lamar Cantrell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
The Bank of New York Mellon formerly known as The Bank of New York on behalf of CIT Home Equity Loan Trust 2002-2
as attorney-in-fact for Nancy Cantrell and Lamar Cantrell
The Bank of New York Mellon f/k/a The Bank of New York on behalf of CIT Home Equity Loan Trust 2002-2
Attn: Loss Mitigation
715 S. Metropolitan Ave.
Oklahoma City, OK 73108
1-800-621-1437
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
1-800-478-2580
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANNE M. ANACKER to CHASE MANHATTAN MORTGAGE CORPORATION, dated December 26, 2002, and recorded in Deed Book 28-R, Page 548, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Liquidation Properties Inc., by Assignment securing a Note in the original principal amount of $110,654.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Maysville, 465 G.M.D., Jackson County, Georgia, being designated as Lot No. 23 containing 1.32 acres, more or less, as per plat of survey prepared for Property Development Group, Inc. by Slate & Associates, Inc., Surveyors, dated December 29, 1997, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 52, at Page 149. Said plat as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Together with an ingress-egress easement along Freeman Drive to the intersection of Freeman Drive and West Freeman Street. This perpetual easement shall run with the land.
Said property is known as 72 Freeman Court, Martin, GA 30557, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Anne M. Anacker, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Anne M. Seagraves aka Anne M. Anacker, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Liquidation Properties Inc. as Attorney-in-Fact for Anne M. Seagraves aka Anne M. Anacker
File no. 07-6959
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV4,11,18,25B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt from DOUBLE BRIDGES FARMS, INC. to BRANCH BANKING AND TRUST COMPANY, as successor to MAIN STREET BANK, dated August 30, 2005, and recorded in Deed Book 40-S, Page 504, Jackson County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of Five Million One Hundred Forty Thousand and 00/100 Dollars ($5,140,000.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, December 1, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deeds to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Double Bridges Farms, Inc. or a tenant or tenants, and said property is more commonly known as PORTIONS OF HERITAGE POINT SUBDIVISION, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that the said legal description includes plotted lots and other areas and the undersigned reserves the right to sell said lots and other areas separately or together.
Branch Banking and Trust Company Attorney in Fact for Double Bridges Farms, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive, Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
All that tract or parcel of land lying and being in Georgia Militia District 248, Jackson County, Georgia and being more particularly described as follow:
BEGINNING at a 1/2 inch rebar found located on the westerly right of way of Georgia Highway No. 124 (having an apparent right of way of 100 feet) 902.20 southeasterly from the intersection of said right of way and the right of way of Georgia Highway No. 332 (having an 80’ right of way); running thence along the right of way of Georgia Highway No. 124 and the arc of a radius curve having an arc distance of 384.55 feet, a radius of 1689.18 feet with a chord bearing South 46 degrees 52 minutes 09 seconds east a chord distance of 383.72 to a point; running thence along the arc of a radius curve having an arc distance of 266.00 feet, a radius of 1722.70 feet, with a chord bearing South 39 degrees, 24 minutes, 41 seconds east a chord distance of 265.74 feet to an iron pin found; leaving said right of way running thence South 59 degrees 06 minutes 43 seconds west a distance of 234.19 feet to an iron pin found; run thence South 35 degrees 09 minutes 24 seconds east a distance of 152.43 feet to an iron pin found; running thence South 58 degrees 31 minutes 04 degrees 19.82 feet to an iron pin found; running thence South 38 degrees 50 minutes 30 seconds east a distance of 186.28 feet to a point; running thence North 52 degrees 50 minutes 26 second east a distance of 216.67 feet to an iron pin found located on the right of way of Georgia Highway No. 124; running thence along said right of way South 26 degrees 15 minutes 24 seconds east a distance of 60.81 feet to an iron pin set; leaving said right of way and running thence South 50 degrees 17 minutes 54 seconds west a distance of 186.65 feet to an iron pin set; running thence South 53 degrees 47 minutes 32 seconds west a distance of 91.70 feet to an iron pin set; running thence South 39 degrees 43 minutes 54 seconds east a distance of 280.28 feet to an iron pin set; running thence South 39 degrees 43 minutes 54 seconds east a distance of 32.35 feet to an iron pin set; running thence South 47 degrees 44 minutes 09 seconds west a distance of 494.75 feet to an iron pint set; running thence South 18 degrees 21 minutes 53 second west a distance of 152.93 feet to an iron pin set; running thence South 54 degrees 19 minutes 49 seconds west a distance of 364.11 feet to an iron pin set; running thence South 16 degrees 23 minutes 16 second east a distance of 251.69 feet to an iron pin found; running thence South 47 degrees 47 minutes 08 second west a distance of 502.79 feet to an iron pin found; running thence North 72 degrees 29 minutes 26 seconds west a distance of 1532.00 feet to centerline of creek being the property line (1485.34 feet to computed traverse line with an iron pin set 46.3 feet from centerline of creek) property line runs 2110.00 feet northeast along centerline of creek and traverse line commences at aforereferenced iron pin set; running thence North 29 degrees 03 minutes 58 seconds east a distance of 232.86 feet to a point; running thence North 24 degrees 15 minutes 17 seconds east a distance of 279.91 feet; running thence North 22 degrees 42 minutes 00 seconds east a distance of 263.31 feet; running thence North 49 degrees 29 minutes 16 seconds east a distance of 308.98 feet; running thence north 46 degrees 09 minutes 17 seconds east a distance of 349.02 feet to a point running thence North 49 degrees 32 minutes 11 seconds east a distance of 354.82 feet and the end of said traverse line; running thence North 47 degrees 56 minutes 26 seconds east a distance of 975.71 feet to a 1/2 inch rebar and the POINT OF BEGINNING; said property being Tract One having 74.064 acres to centerline of creed (72.495 acres to traverse) according to that certain boundary survey for Victor Tract - S.R. 124 by Development Consulting Group, Donald G. Holland, G.R.L.S. No. 2637, dated February 12, 2004.
LESS AND EXCEPT:
ALL that tract or parcel of land, lying and being in G.M.D. 248, Jackson County, Georgia, containing 4.064 acres of land, more or less, and being more particularly described as follows:
Beginning at a point at the intersection of the centerline of Georgia Highway No. 332 and the southwesterly margin of the 100-foot right-of-way of Georgia Highway No. 124; thence along the southwesterly margin of the 100-foot right-of-way of Georgia Highway No. 124 1082.1 feet in a southeasterly direction to an iron pin, being the TRUE POINT OF BEGINNING; thence continuing along the margin of said right-of-way 244.59 feet along the arc of a curve to the right having a radius of 1689.18 feet, chord distance of 244.38 feet and chord bearing of South 44 degrees 29 minutes 43 seconds East to an iron pin; thence continuing along said right-of-way 215.82 feet along the arc of a curve to the right having a radius of 1722.70 feet, chord distance of 215.68 feet and chord bearing of South 40 degrees 14 minutes 46 seconds East to an iron pin; thence departing said right-of-way South 59 degrees 06 minutes 43 seconds West, 221.24 feet to an iron pin; thence North 68 degrees 40 minutes 26 seconds West, 83.24 feet to an iron pin; thence North 47 degrees 01 minutes 43 seconds West, 179.66 feet to an iron pin; thence 150.91 feet along the arc of a curve to the right having a radius of 240.00 feet, chord distance of 148.43 feet and chord bearing of North 35 degrees 47 minutes 56 second East to an iron pin; thence North 53 degrees 48 minutes 43 seconds East, 136.45 feet to an iron pin; thence 63.37 feet along the arc of a curve to the left having a radius of 240.00 feet, chord distance 63.18 feet and chord bearing of North 46 degrees 14 minutes 53 seconds East to an iron pin; thence North 38 degrees 41 minutes 04 seconds East, 74.08 feet to an iron pin; thence North 84 degrees 46 minutes 28 seconds East, 41.64 feet to the TRUE POINT OF BEGINNING.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in Randolph’s General Militia District No. 248 of Jackson County, Georgia, being more particularly described as Block “B”, Lots 64-75, Inclusive, Block “C”, Lots 31-56, Inclusive and Block “C”, Lots 58-59 on that Final Plat for Heritage Point at Plat Book 66, Page 180, Office of the Clerk of the Superior Court of Jackson County, Georgia.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in Randolph’s General Militia District No. 248 of Jackson County, Georgia, being Lot 62, Block B, Final Plat for Heritage Point, as per plat recorded in Plat Book 66, page 180, Jackson County Records, said plat being incorporated herein by reference thereto.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia being Lots 7, 8, 12, Block B, and Lot 20, Block C, Heritage Point Subdivision, as per plat recorded in Plat Book 66, Page 180-182, Jackson County, Georgia records, which plat is incorporated herein and made a part of this description.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICHARD E. HAYES and TAMMY R. HAYES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for FINANCE AMERICA, LLC, dated June 24, 2004, and recorded in Deed Book 35-W, Page 419, Jackson County, Georgia Records, as last transferred to U.S. Bank, N.A., in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-6, Home Equity Pass-Through Certificates, Series 2004-6 by Assignment filed for record in Deed Book 53-M, Page 533 in Jackson County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $153,184.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, to wit: December 1, 2009, the following described property:
All that tract or parcel of land, with all improvements thereon, situate, lying and being in GMD 245 of Jackson County, Georgia and being shown and delineated as a portion of property as shown and delineated on survey prepared for Richard Hayes revised December 19, 1990 by Venable and Associate, Inc., and more particularly described as follows:
BEGINNING at a point located on the Northerly right of way of Holders Siding Road, which point is located .2 miles from the centerline of the intersection of Holders Siding Road and Railroad; thence continuing along said right of way North 80 degrees 25 minutes West 186.27 feet to an iron pin; thence North 12 degrees 22 minutes East 151.71 feet to an iron pin; thence North 76 degrees 38 minutes West 50.00 feet to an iron pin; thence North 13 degrees 22 minutes East 95.00 feet to an iron pin; thence South 46 degrees 50 minutes East 322.59 feet to an iron pin; thence South 42 degrees 36 minutes West 84.87 feet to a point and the point of beginning. Designated as Tract I on said survey and according to said survey containing 0.82 acres.
Having situated thereon a 1971 LaFayette Mobile Home with improvements being the residence of Richard E. Hayes.
Subject to all easements; covenants; rights of way; set backs and all other restrictions of record, if any.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 734 Holder Siding Road, Jefferson, GA 30549 is (are): Richard E. Hayes and Tammy R. Hayes or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. Bank, N.A., in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-6, Home Equity Pass-Through Certificates, Series 2004-6 as attorney in fact for Richard E. Hayes and Tammy R. Hayes
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC06-698
(NV4,11,18,25P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LINDA E. MADRIGAL and CESAR F. MADRIGAL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for FIDELITY MORTGAGE, A DIVISION OF DELTA FUNDING CORPORATION, dated March 12, 2007, and recorded in Deed Book 47-Z, Page 148, Jackson County, Georgia records, as last transferred to HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of Renaissance Home Equity Loan Trust 2007-2 by Assignment recorded in Deed Book 55-N, Page 218, Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $212,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, to wit: December 1, 2009, the following described property:
All that tract or parcel of land lying and being in the 248 G.M.D., Jackson County, Georgia, designated as Lot 58 as shown on plat and survey of Southhampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at Pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use. Also subject to Protective Covenants for Southampton Falls as recorded in Deed Book 29-H, at Page 359, Jackson County Records.
For informational purposes only: The APN is shown by the County Assessor as 105C 058; source of title is Book 411, Page 496 (Recorded November 8, 2005)
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 178 Prestwick Drive, Hoschton, GA 30548 is (are): Linda E. Madrigal and Cesar F. Madrigal or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
HSBC Bank USA, N.A., as Indenture Trustee for the registered holders of Renaissance Home Equity Loan Trust 2007-2 as attorney in fact for Linda E. Madrigal and Cesar F. Madrigal
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC09-537
(NV4,11,18,25P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ELIA URIBE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 24, 2006, recorded in Deed Book 44-Z, Page 34, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($123,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declarue because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Elia Uribe or a tenant or tenants and said property is more commonly known as 19 Silver Bell Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Elia Uribe
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lgk 12/1/09
Our file no. 53144009-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia and being Lot 1, Block A of Arbors of Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GUY H. BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 25, 2007, recorded in Deed Book 50-N, Page 2, Jackson County, Georgia Records, as last transferred to HSBC Mortgage Corporation (USA) by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($56,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Corporation, 2929 Walden Avenue, Depew, NY 14043, 716-651-5515. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Guy H. Brown or a tenant or tenants and said property is more commonly known as 159 Baugh Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC Mortgage Corporation (USA) as Attorney in Fact for Guy H. Brown
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kmh 12/1/09
Our file no. 52525009-FT8
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 0.209 acres, more or less, and being Lot 46 and 1/3 of Lot 47 of the K. N. Sharp Subdivision, as more particularly shown on a plat of survey prepared for Adam Fleeman by Ben McLeroy, Registered Surveyor, dated February 21, 2006, recorded in Plat Book 65, Page 130, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use.
Property Address: 159 Baugh Street, Commerce, Georgia 30529 according to the present numbering system in Jackson County, Georgia. Map & Parcel # C05 008.
(NV4,11,18,25B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by HENDEL RADULEA to WELLS FARGO HOME MORTGAGE, INC., dated June 12, 2001, recorded in Deed Book 23-T, Page 508, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 0/100 DOLLARS ($137,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Hendel Radulea and Lavinia Radulea or a tenant or tenants and said property is more commonly known as 205 Carruth Rd., Jefferson, Georgia 30058.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Hendel Radulea
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 12/1/09
Our file no. 51871607-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd and 245th GMD, Jackson County, Georgia, designated as Lot 3, Dove Acres Subdivision containing 2.495 more or less, and being more particularly described according to a plat of survey entitled “Final plat for Dove Acres” prepared by Venable and Associates, Inc. certified by Allen L. Venable, Georgia Registered Surveyor No. 1761, dated October 11, 1999, recorded in Plat Book 54, Page 146, Jackson County Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and untitled now in use along with all easements and restrictions of record.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ERIK T. ROWE and KRISTEN L. ROWE to WINDMARK FINANCIAL, LLC, dated May 16, 2007, recorded in Deed Book 484, Page 242, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA sbm to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 0051V, Page 0319, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-EIGHT THOUSAND FIVE HUNDRED NINETY-THREE AND 0/100 DOLLARS ($158,593.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Erik T. Rowe and Kristen L. Rowe or a tenant or tenants and said property is more commonly known as 1414 New Liberty Way, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Erik T. Rowe and Kristen L. Rowe
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/wa2 12/1/09
Our file no. 53086409-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being lot 44, Block A, Unit two of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 66, Pages 261-264, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by BEVERLY L. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for GREENPOINT MORTGAGE FUNDING, INC., dated July 26, 2006, and filed for record August 31, 2006, in Deed Book 45-H, Page 621, Jackson County, Georgia records, and securing a Note in the original principal amount of $109,600.00; last transferred to Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS as Attorney-in-Fact for Beverly L. Davis the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 248 of the 257th District of Jackson County, Georgia, being Lot 14 of Riverwood Subdivision, as per plat recorded in Plat Book 57, Page 187, Records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof; being improved property.
The above described property is also known as 367 Edgefield Drive, Commerce, GA 30529.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Beverly L. Davis.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS as Attorney-in-Fact for Beverly L. Davis
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JOHN DAVIS and BRIDGETTE WOKAL to JPMORGAN CHASE BANK, N.A. dated January 9, 2006, recorded in Deed Book 42-G, Pages 748-766, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND NINE HUNDRED TWENTY-EIGHT AND 00/100 ($128,928.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:
All that tract or parcel of land lying and being in the 465th GMD of Jackson County, Georgia, being Lot 34 of Beacon Hill Subdivision as per plat recorded in Plat Book 60, Page 28, Jackson County, Georgia Records, which is hereby incorporated herein for a more complete and detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property John Davis and Bridgette Wokal or, a tenant or tenants, and said property was or is commonly known as 84 Lighthouse Cir., Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for John Davis and Bridgette Wokal
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-9119
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1327-50)