Jackson County Public Notices 10-28-09 pt 3

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VICTOR J. HAWBAKER and DALE K. HAWBAKER TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 12, 2002, recorded in Deed Book 27-V, Page 474, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND TWO HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($118,265.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Victor J. Hawbaker and Dale K. Hawbaker or a tenant or tenants and said property is more commonly known as 316 Baugh Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Victor J. Hawbaker and Dale K. Hawbaker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sm01 11/3/09
Our file no. 52831709-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 255, Jackson County, City of Commerce, Georgia, being Lot 29, Block A, Deer Creek on plat of said subdivision recorded in Jackson County plat records at Plat Book 57, Page 251, which plat is incorporated herein by reference for a more complete description.
Also conveyed herewith is a 1/29th undivided interest per lot in the “Amenity Site” as shown on the above referenced plat.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWN JORDAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 9, 2007, recorded in Deed Book 48-A, Page 235, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND FOUR HUNDRED SIX AND 0/100 DOLLARS ($138,406.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Jordan or a tenant or tenants and said property is more commonly known as 95 Creekdale Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Shawn Jordan
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sc6 11/3/09
Our file no. 52808309-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, lying and being in the 255th G.M. District, Jackson County, Georgia, being Lot 4 of Millwood Station East Subdivision, as per plat thereof recorded in Plat Book 60, Page 42, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRUCE W. CROCKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 30, 2004, recorded in Deed Book 35-E, Page 418, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND FIVE HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($161,533.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bruce W. Crocker or a tenant or tenants and said property is more commonly known as 88 Birchmore Trail, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. as Attorney in Fact for Bruce W. Crocker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 11/3/09
Our file no. 52820309-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known as and designated as Lot 10, Block A, Jefferson Walk East Subdivision, Unit One, as more particularly described on a plat of survey recorded at Plat Book 62, Page 81, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by MARIA S. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINE STATE MORTGAGE CORPORATION, dated September 20, 2006, and filed for record September 25, 2006, in Deed Book 45-P, Page 123, Jackson County, Georgia Records, and securing a Note in the original principal amount of $168,720.00; last transferred to The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 by Assignment filed for record 07/28/09, in Deed Book 55-U, Page 425, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 75, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 37-42, revised at Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 762 New Liberty Way, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Maria S. Perez .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loan Servicing, LP servicer for The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for
Maria S. Perez
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-70)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by AZMI MUFTI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as nominee for COUNTRYWIDE HOME LOANS, INC., dba AMERICA’ WHOLESALE LENDER, dated May 15, 2007, and filed for record May 21, 2007, in Deed Book 48-S, Page 386, Jackson County, Georgia Records, and securing a Note in the original principal amount of $538,525.27; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for record July 9, 2009 in Deed Book 005R, Page 63, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 23, Pod I, Traditions of Braselton Phase 1, as per plat recorded in Plat Book 62, Pages 42-46, in the Office of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The above described property is also known as 830 Low Falls Court, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Azmi Mufti .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-60)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by MICHAEL EADIE and JOAN EADIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. (“MERS”) servicer for DECISION ONE MORTGAGE COMPANY, LLC, dated September 8, 2005, and filed for record September 19, 2005 in Deed Book 40-Q, Page 211, Jackson County, Georgia Records, and securing a Note in the original principal amount of $176,000.00; last transferred to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-AR1 Mortgage Pass-Through Certificates, Series 2005-AR1 by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November 2009, by The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-AR1 Mortgage Pass-Through Certificates, Series 2005-AR1 as Attorney-in-Fact for Michael Eadie and Joan Eadie the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 92, Block A, Remington Park On The River, as per plat recorded in Plat Book 57, Page 111, Jackson County Records, which plat is hereby referred to and made a part of this description.
The above described property is also known as 108 Benson Lane, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Michael Eadie and Joan Eadie.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP servicer for The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-AR1 Mortgage Pass-Through Certificates, Series 2005-AR1 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2005-AR1 Mortgage Pass-Through Certificates, Series 2005-AR1 as Attorney-in-Fact for Michael Eadie and Joan Eadie
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-70)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOHN R. DOLEZAL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 24, 2004, and recorded in Deed Book 33-X, Page 246, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for Homestar 2004-2, by Assignment securing a Note in the original principal amount of $124,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the GMD 245, Jackson County, Georgia, being Lot 20, Bailey Farms, Phase 1, as per plat recorded in Plat Book 60, Page 68, Jackson County Records, which plat is incorporated herein by reference and made a part hereof.
Said property is known as 94 Bailey Park Court, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of John R. Dolezal, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of John R. Dolezal, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association, as Trustee for Homestar 2004-2 as Attorney-in-Fact for John R. Dolezal
File no. 09-018234
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100,
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANGEL L. COPELAND and JOSEPH D. COPELAND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 8, 2005, and recorded in Deed Book 38-K, Page 46, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $175,221.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 26, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 402 Franklin Street, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Angel L. Copeland and Joseph D. Copeland, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Angel L Copeland and Joseph D. Copeland, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverHome Mortgage Company as Attorney-in-Fact for Angel L. Copeland and Joseph D. Copeland
File no. 09-018253
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL A. DIAMBROSE and SHARON K. DIAMBROSE to SUNTRUST MORTGAGE, INC., dated August 9, 2007, recorded in Deed Book 49-T, Page 746, Jackson County, Georgia Records and as re-recorded in Deed Book 50-G, Page 487, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE MILLION TWO HUNDRED SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($1,275,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Construction Loans, 1001 Semmes Avenue, Richmond, VA 23224, 804-291-0073. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael A. Diambrose and Sharon K. Diambrose or a tenant or tenants and said property is more commonly known as 65 Ambrosia Walk, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Michael A. Diambrose and Sharon K. Diambrose
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brm 11/3/09
Our file no. 51704409-FT2
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D., 248 (Randolph) of the Headrights Section of Jackson County, Georgia, more particularly described as Lot 7, containing 1.64 acres on that certain survey entitled “Final Plat for: Ambrosia Villas,” prepared by Dwight Kirby, RLS, bearing the seal and certification of Dwight Kirby, Georgia Registered Land Surveyor No 2146, dated June 4, 2007, recorded in Plat Book 70, Pages 148-150, Jackson County, Georgia Records, which survey is incorporated herein by this reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MIN SEOK KANG to INDYMAC BANK, F.S.B, dated July 31, 2006, recorded in Deed Book 45-A, Page 682, Jackson County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ELEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($311,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: T.D. Service Company, 1820 East First Street, Suite 210, Santa Ana, CA 92705, 714-543-8372. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Min Seok Kang or a tenant or tenants and said property is more commonly known as 772 High Falls Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Indymac Venture, LLC as Attorney in Fact for Min Seok Kang
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brm 11/3/09
Our file no. 52341108-FT2
EXHIBIT A
All that tract or parcel of land lying and being in 245th and 248th District, G.M., Jackson County Georgia, being Lot 8, Pod I, Traditions of Braselton, Phase I, recorded in Plat Book 62 Pages 42-46, in the office of the Clerk of the Superior Court of Jackson County Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID J. LEVAC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 21, 2008, recorded in Deed Book 52-E, Page 238, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND TWENTY-FIVE AND 0/100 DOLLARS ($137,025.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David J. Levac or a tenant or tenants and said property is more commonly known as 122 Jacob Drive, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for David J. Levac
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pak 11/3/09
Our file no. 52285309-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, and being Lot 15 of Jackson Park Subdivision, as per plat recorded in Plat Book 54, Page 169, Jackson County Records, which plat is hereby incorporated herein and made a part hereof by this reference.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARGARET COX and JOSEPH COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 1, 2005, recorded in Deed Book 40-A, Page 613, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND ONE HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($102,185.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret Cox and Joseph Cox or a tenant or tenants and said property is more commonly known as 227 Brockton Loop Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Margaret Cox and Joseph Cox
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 11/3/09
Our file no. 52666209-FT5
EXHIBIT A
All that tract or parcel of land lying and being on the northern right-of-way of Brookton Loop Road in the 257th G.M. District of Jackson County, Georgia, containing 2.07 acres, according to a plat of survey prepared for “Bert Hill” by Venable and Associates, Inc., Georgia Registered Land Surveyors, dated October 22, 1993, revised November 15,1994, and recorded at plat book 44, page 174, Jackson County, Georgia records. Reference is made to said plat of survey for a more complete description of the property.
Subject to restrictive covenants and general utility easements of record.
Tax IS# 053 009C
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by THARIN P. CONNOR, JR. and SHERRANA D. CONNOR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 30, 2007, recorded in Deed Book 50-R, Page 284, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($259,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tharin P. Connor, Jr. and Sherrana D. Connor or a tenant or tenants and said property is more commonly known as 374 Spinner Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Tharin P. Connor, Jr. and Sherrana D. Connor
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rk2 11/3/09
Our file no. 52598709-FT5
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 53, Bryan Mill Subdivision, Phase II, as per plat recorded in Plat Book 64, Pages 198-199, Jackson County Records, said plat being incorporated herein by reference thereto.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MICHAEL T. FLEMING and CANDACE FLEMING to NEW CENTURY MORTGAGE CORPORATION, dated July 7, 2006, and recorded in Deed Book 44-S, Page 723, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Asset-Backed Pass-Through Certificates, Series 2006-NC2, by Assignment securing a Note in the original principal amount of $218,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia and being shown as Lot 14, Block B, as per survey for Magnolia Pointe Subdivision, prepared by W.T. Dunahoo & Associates, W.T. Dunahoo, Registered Land Surveyor No. 1577, dated August 31, 2002, recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, said plat being incorporated herein and made a part hereof by reference.
This conveyances made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
TAX MAP OR PARCEL ID NO.: 105B
Said property is known as 57 Chickasaw Trail, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Michael T. Fleming and Candace Fleming, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael T. Fleming and Candace Fleming, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for Asset-Backed Pass-Through Certificates, Series 2006-NC2 as Attorney-in-Fact for Michael T. Fleming and Candace Fleming
File no. 09-013679
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd.,
Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOSHUA D. FREDRICKSON and CRYSTALL FREDRICKSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 14, 2004, and recorded in Deed Book 36-M, Page 665, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association as Trustee, by Assignment securing a Note in the original principal amount of $118,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the City of Jefferson, 245th District G.M., Jackson County, Georgia, designated as Lot 92 of Peachtree Estates, as shown by plat and survey recorded in Plat Book 3, Page 470, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Said property is known as 454 Elrod Avenue, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Joshua D. Fredrickson and Crystall Fredrickson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Joshua D. Fredrickson and Crystall Fredrickson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association as Trustee as Attorney-in-Fact for Joshua D. Fredrickson and Crystall Fredrickson
File no. 09-010214
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd.,
Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-60T1P)