Jackson County Public Notices 10-28-09 pt 2

Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. to GWINNETT COMMUNITY BANK dated April 27, 2007, and recorded in Deed Book 48-N, Pages 368-371, Jackson County, Georgia, Records, Modification dated March 25, 2008, recorded in Deed Book 52M, Pages 432-434, Jackson County, Georgia Records and Modification dated March 25, 2009, recorded in Deed Book 55L, Pages 580-582, Jackson County, Georgia Records.
Said Security Deed having been given to secure a Note of same date, in the original principal sum of ONE HUNDRED EIGHTY SIX THOUSAND ONE HUNDRED SEVENTY FIVE AND NO/100 ($186,175.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greenwood Builder Group, Inc. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09153L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lot 68, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. to GWINNETT COMMUNITY BANK, dated January 13, 2006, and recorded in Deed Book 4-G, Pages 106-109, Jackson County, Georgia, Records, Modification dated January 13, 2007, recorded in Deed Book 47O, Pages 4-6, Jackson County, Georgia Records, Modification dated July 14, 2007, recorded in Deed Book 49Q, Pages 191-193, Jackson County, Georgia Records, Modification dated January 12, 2008, recorded in Deed Book 51M, Pages 420-422, Jackson County, Georgia Records, Modification dated March 12, 2008, recorded in Deed Book 52M, Pages 445-447, Jackson County, Georgia Records, Modification dated March 25, 2009, recorded in Deed Book 55L Pages 577-579, Jackson County Georgia Records, and Modification dated August 1, 2009, recorded in Deed Book 56A, Pages 341-343, Jackson County, Georgia Records.
Said Security Deed having been given to secure a Note of same date, in the original principal sum of Eighty Thousand Dollars and 00/100 ($80,000.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greenwood Builder Group, Inc. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09151L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lot 93, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the power of sale contained in that certain Security Deed from A & S BUILDERS, INC. to GWINNETT COMMUNITY BANK, dated January 23, 2004, and recorded in Deed Book 33Q, Pages 518-521, Jackson County, Georgia, Records and Deed Book 4863, Pages 525-528, Hall County, Georgia Records; Modification dated January 23, 2005, recorded in Deed Book 37T Pages 51-53, Jackson County, Georgia Records and Deed Book 5229 Pages 526-528, Hall County, Georgia Records, Modification dated January 23, 2006 and recorded in Deed Book 42T Pages 327-329 and Deed Book5609 Pages 23-25, Hall County, Georgia Records, Modification dated July 24, 2006 and recorded in Deed Book 45F Pages 276 and Deed Book 5792 Pages 564-566, Hall County, Georgia Records, Modification dated September 7, 2006 and recorded in Deed Book 5847 Pages 226-228, Hall County, Georgia Records, Modification dated December 28, 2096 and recorded in Deed Book 5924 Pages 470-472, Hall County, Georgia Records, Modification dated June 28, 2007 and recorded in Deed Book 49J Pages 741-743, Jackson County, Georgia and Deed Book 6111 Pages 252-254, Hall County, Georgia, Modification dated June 28, 2008 and recorded in Deed Book 52Y Pages 783-786, Jackson County, Georgia and Deed Book 6394 Pages 252-255, Hall County, Georgia and Modification dated October 29, 2008, recorded in Deed Book 53Y, Pages 648-651, Jackson County, Georgia Records and Deed Book 6452 Pages 118-121, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated October 29, 2008, in the original principal sum of Four Hundred Nine Thousand Five Hundred and no/100 ($409,500.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of A & S Builders, Inc., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is A & S Builders, Inc., or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for A & S BUILDERS, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09154L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 385, Hall County, Georgia and GMD 1765, Jackson County, Georgia, being Lots 1, 6, 8-9, 15-35, 38-61, 96-103, and 129, White Horse Subdivision on Plat of said subdivision recorded in Hall County Plat Records at Plat Book 838, Pages 154-168 and Recorded in Jackson County Plat Records at Plat Book 62, Pages 153-167, which plats are incorporated herein by reference for a more complete description.
Also conveyed herein for each Lot conveyed above is an undivided one one-hundred thirtieth (1/130th) interest in the “open space” area shown on said subdivision plat.
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. to GWINNETT COMMUNITY BANK, dated January 13, 2006, and recorded in Deed Book 42-G, Pages 98-101, Jackson County, Georgia, Records, Modification dated January 13, 2007, recorded in Deed Book 47O, Pages 1-3, Jackson County, Georgia Records, Modification dated July 14, 2007, recorded in Deed Book 49-Q, Pages 194-196, Jackson County, Georgia Records, Modification dated January 12, 2008, recorded in Deed Book 51-M, Pages 417-419, Jackson County, Georgia Records, Modification dated March 12, 2008, recorded in Deed Book 52M, Pages 435-437, Jackson County, Georgia Records, and Modification dated March 25, 2009, recorded in Deed Book 55-F Pages 740-742, Jackson County Georgia Records.
Said Security Deed having been given to secure a Note of same date, in the original principal sum of TWO HUNDRED FORTY THOUSAND DOLLARS AND 00/100 ($240,000.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greenwood Builder Group or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09150L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 80, 81, 82, 83, 84, & 85, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
Jackson County
By virtue of the power of sale contained in that certain Security Deed from GREENWOOD BUILDER GROUP, INC. to GWINNETT COMMUNITY BANK, dated April 27, 2007, and recorded in Deed Book 48-N, Pages 374-377, Jackson County, Georgia, Records, Modification dated March 25, 2008, recorded in Deed Book 52M, Pages 429-431, Jackson County, Georgia Records, Modification dated March 25, 2009, recorded in Deed Book 55F, Pages 743-745, Jackson County, Georgia Records, and Modification dated August 1, 2009, recorded in Deed Book 55X, Pages 542-544
Said Security Deed having been given to secure a Note of same date, in the original principal sum of ONE HUNDRED SEVENTY NINE THOUSAND TWO HUNDRED FIFTY AND 00/100 ($179,250.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Gwinnett Community Bank can be contacted at (770) 476-2775 or by writing to 2775 Buford Highway, Duluth, Georgia 30096, to discuss possible alternatives to foreclosure.
Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all liens, encumbrances, easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Greenwood Builder Group, Inc. or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09152L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, Being Lots 92, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DENNIS KONING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 25, 2007, recorded in Deed Book 48-N, Page 607, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Koning or a tenant or tenants and said property is more commonly known as 9517 Rushmore Circle, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Dennis Koning
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 11/3/09
Our file no. 52657709-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, being Lot 74, of The Township at Mulberry Park Subdivision, as per plat thereof recorded in Plat Book 66, Pages 146-155, in the Office of the Clerk of the Superior Court Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID W. COMBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 24, 2006, recorded in Deed Book 43-F, Page 743, Jackson County, Georgia Records, as last transferred to Bank of America, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($114,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David W. Combs or a tenant or tenants and said property is more commonly known as 355 Fairfield Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as Attorney in Fact for David W. Combs
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ak3 11/3/09
Our file no. 52912709-FT5
EXHIBIT A
All that tract or parcel of land lying and being in General Militia District 245 of Jackson County, Georgia, being Lot 80, Block A, Brookside Subdivision, as per plat recorded in Plat Book 64, Page 70, Jackson County Records, said plat being incorporated herein by reference thereto.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL S. CLAYTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 23, 2007, recorded in Deed Book 47-S, Page 507, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FOURTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($314,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael S. Clayton or a tenant or tenants and said property is more commonly known as 354 Jett Roberts Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Michael S. Clayton
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 11/3/09
Our file no. 52867609-FT2
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th GM District, Jackson County Georgia being Tract 2, containing 0.750 acres, more or less, as per plat recorded in Plat Book 63, Page 251, Jackson County Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JACK R. SPIVEY and SHARON A. SPIVEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 24, 2006, recorded in Deed Book 43-W, Page 10, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2007, GSAMP Trust 2007-HSBC1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED EIGHTY AND 0/100 DOLLARS ($176,280.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jack R. Spivey and Sharon A. Spivey or a tenant or tenants and said property is more commonly known as 86 Chickasaw Trail, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee under the Pooling and Servicing Agreement dated as of August 1, 2007, GSAMP Trust 2007-HSBC1 as Attorney in Fact for Jack R. Spivey and Sharon A. Spivey
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pr 11/3/09
Our file no. 52937309-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia and being shown as Lot 8, Block B, as per survey for Magnolia Pointe Subdivision, prepared by W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor No. 1577, dated August 31, 2002, recorded in Plat Book 60, Page 141, Jackson County Records, said plat is incorporated herein and made a part hereof by reference.
(OC7,14,21,28B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA A. DUHAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 4, 2006, in the amount of $106,000.00, and recorded in Deed Book 45-D, Page 497, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known and designated as Lot 22, Finch Landing, Phase I, as more particularly described on a Plat of Survey recorded in Plat Book 62, Pages 35 and 36, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
Being the same property conveyed to Cynthia A. Duhan by deed from Hal Craig Homes, Inc. recorded 05/07/2004 in Deed Book 34-K Page 42, in the office of the Clerk of the Superior Court of Jackson County, Georgia.
which has the property address of 118 Wren Ave., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cynthia A. Duhan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Cynthia A. Duhan
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13752 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JONATHAN COPELAND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 27, 2003, in the amount of $120,500.00, and recorded in Deed Book 30-U, Page 403, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 255, Jackson County, Georgia, as shown and delineated as Lot 5, Brentwood Estates Subdivision, Unit One, on plat of said Subdivision recorded in Jackson County Plat Records at Plat Book 54, Page 164, which plat is incorporated herein by reference for a more complete description.
which has the property address of 4200 Mount Olive Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jonathan Copeland and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jonathan Copeland
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22441 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHADWICK JASON BLACK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated March 22, 2006, in the amount of $254,250.00, and recorded in Deed Book 43-G, Page 455, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Jefferson, 245 G.M.D., Jackson County, Georgia, and being designated as Lot No. 13 on a final Plat of Survey for Whitney Place Subdivision, prepared by Sappington Design Group, Inc., Registered Surveyor, dated September 5, 2001, recorded in Plat Book 57, at Page 294, Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Subject to Protective Covenants recorded in Deed Book 25-Q, at Page 75, Jackson County Records.
which has the property address of 33 Camille Court, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Chadwick Jason Black and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Chadwick Jason Black
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-09836 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by DOMINIC LLANOS and DIANA LLANOS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 21, 2006, and recorded in Deed Book 43-T, Page 419, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, 2006-EQ1, by Assignment securing a Note in the original principal amount of $219,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, designated as Lot 51 as shown on plat and survey of Wood Farms, Phase I, as shown on plat and survey prepared by Wood Brothers Land Surveyors, Inc., dated December 17, 2003, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, Page 148, which plat and the recording thereof are hereby incorporated for a more complete and detailed description.
Said property is known as 44 Ryans Run, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Dominic Llanos and Diana Llanos, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Dominic Llanos and Diana Llanos, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for the Structured Asset Securities Corporation Mortgage Pass-Through Certificates, 2006-EQ1 as Attorney-in-Fact for Dominic Llanos and Diana Llanos
File no. 09-014239
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from ALAN J. DANIEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., as nominee for GUARANTY MORTGAGE SERVICES LLC dated February 8, 2005, recorded in Deed Book 37-Q, Pages 704-715, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND SIX HUNDRED THIRTY-FIVE AND 00/100 ($151,635.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, November 3, 2009 the following described property, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 35, Block B, Jefferson Walk West, Unit One, as per plat recorded in Plat Book 62, Page 80, Jackson county Records, which plat is incorporated herein by reference and made a part hereof.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Alan J. Daniel or, a tenant or tenants, and said property was or is commonly known as 52 Laurel Oaks Ln., Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for Alan J. Daniel
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8859
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1327-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ROBERT HOLLINSWORTH to INDYMAC BANK, F.S.B. dated March 29, 2002, in the amount of $104,000.00, and recorded in Deed Book 26-E, Page 368, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 242 G.M.D., Jackson County, Georgia, and being more particularly shown and delineated according to survey and plat entitled Survey for Rebecca Lee Adams prepared by Ray N. Woods, Surveyor, dated October 28, 1991, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in plat Book 37, at Page 152, reference being hereby made to said plat for a more complete description of the above referenced property.
which has the property address of 5822 Jefferson River Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Robert Hollinsworth and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Robert Hollinsworth
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-09152 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between JACOB MARGAU, (“Borrower”) to NBANK, N.A., (“Lender”) dated May 13, 2005, and recorded in Deed Book 39-B, Page 59, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $68,040.65 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of November, 2009, the realty in the 245th and 248th Districts, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, Jackson County, Georgia being Lot 54, Pod P, Traditions of Braselton Subdivision as per plat recorded in Plat Book 64, Pages 150-152, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is subject to other easements, restrictions, reservations, and rights-of-way of record, if any.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
First Covenant Bank As Attorney In Fact For Jacob Margau
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between JACOB MARGAU, (“Borrower”) to NBANK, N.A., (“Lender”) dated May 13, 2005, and recorded in Deed Book 39-E, Page 614, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $69,840.65 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Jackson County Georgia, within the legal hours of sale on the first Tuesday of November, 2009, the realty in the 245th and 248th Districts, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, Jackson County, Georgia being Lot 43, Pod P, Traditions of Braselton Subdivision as per plat recorded in Plat Book 64, Pages 150-152, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is subject to other easements, restrictions, reservations, and rights-of-way of record, if any.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
First Covenant Bank As Attorney In Fact For Jacob Margau
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from BARBARA GOODWIN aka BARBARA G. GOODWIN and MICHAEL GOODWIN aka MICHAEL D. GOODWIN to BRANCH BANKING AND TRUST COMPANY, dated September 14, 2005, recorded September 16, 2005, in Deed Book 40-P, Page 660, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED THIRTY-THREE THOUSAND DOLLARS AND NO CENTS ($133,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District, G.M. Jackson County, Georgia, being Lot 62, Pod F, Traditions of Braselton, recorded in Plat Book 62, Page 269, in the office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Barbara Goodwin aka Barbara G. Goodwin and Michael Goodwin aka Michael D. Goodwin or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Barbara Goodwin aka Barbara G. Goodwin and Michael Goodwin aka Michael D. Goodwin.
Contact: Patrick J. Geheren, Esq.
1535 Mount Vernon Road
Atlanta, GA 30338
TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28P4)