Jackson County Public Notices 08-26-09 pt 2

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CAROLYN BARNETT and TOMMY BARNETT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 27, 2004, in the amount of $101,380.00, and recorded in Deed Book 37-E, Page 403, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 1704th GMD, Jackson County, Georgia, containing 1.5 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Sherri L. Barnett and Jeffrey L. Malcolm dated May 20, 1993, by James R. Smith, GRLS recorded in Plat Book 35, Page 276, Jackson County, Georgia Records, together with a perpetual non-exclusive 20 foot driveway easement for ingress-egress, and utility fully shown and described on the above referenced plat.
which has the property address of 220 Tommy Barnett Road, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Carolyn Barnett and Tommy Barnett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Carolyn Barnett and Tommy Barnett
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16690 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CURTIS BERNHAUSER and MELISSA BERNHAUSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINE STATE MORTGAGE CORPORATION, dated September 25, 2006, and filed for record November 14, 2006, in Deed Book 46-J, Page 43, Jackson County, Georgia Records, and securing a Note in the original principal amount of $131,200.00; last transferred to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The CertificateHolders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The CertificateHolders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser the following property to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., Jackson County, Georgia, being known as Lot 54, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
The above described property is also known as 1934 Lantern Drive, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Curtis Bernhauser and Melissa Bernhauser.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The CertificateHolders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for The CertificateHolders CWALT, Inc., Alternative Loan Trust 2006-41CB, Mortgage Pass-Through Certificates, Series 2006-41CB as Attorney-in-Fact for Curtis Bernhauser and Melissa Bernhauser
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/119-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DOUGLAS F. BOYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 21, 2005, recorded in Deed Book 37-W, Page 181, Jackson County, Georgia Records, as last transferred to Deutsche Bank Trust Company Americas as Trustee for RALI 2005QS17 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($86,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, Two Ravinia Dr. Suite 500, Atlanta, GA 30346, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Douglas F. Boyer or a tenant or tenants and said property is more commonly known as 68 Reisling Drive, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank Trust Company Americas as Trustee for RALI 2005QS17 as Attorney in Fact for Douglas F. Boyer
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sl6 9/1/09
Our file no. 52017909-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, Being Lot 66, Block A, The Vineyard Subdivision, Phase I, as per plat recorded at Plat Book 29, Page 25, Jackson County, Georgia Records, being more fully shown on plat of survey for Doris V. Smith and Linda G. Rowland dated Match 6, 1996, by Henry G. Jarrard, Georgia Registered Land Surveyor No. 1182, recorded at Plat Book 47, Page 336, Jackson County, Georgia Records, which recorded plats are incorporated herein by reference and made a part of this description; being improved property known as 68 Reisling Drive, Braselton, Georgia 30517, according to the present system of numbering property in Jackson County, Georgia.
(AU5,12,19,26B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MELISSA L. BAXTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2004, in the amount of $147,920.00, and recorded in Deed Book 36-Z, Page 182, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 255th GMD, Jackson County, Georgia, and being designed as Lot No. 1, Block A, Lakeview Glen Subdivision, as per plat recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 57, Page 172. Said plat as recorded, is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargaining premises.
which has the property address of 14 Glencrest Drive, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Melissa L. Baxter and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Melissa L. Baxter
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16716 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt BY MELANIE S. SEAGRAVES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for FIDELITY MORTGAGE a division of DELTA FUNDING CORPORATION, dated June 22, 2007, and filed for record August 1, 2007, in Deed Book 49-O, Page 492, Jackson County, Georgia Records, and securing a Note in the original principal amount of $123,000.00; last transferred to CitiMortgage, Inc. by Assignment filed for record July 6, 2009, in Deed Book 0055-P, Page 0747, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by CitiMortgage, Inc. as Attorney-in-Fact for Melanie S. Seagraves the following property to-wit:
THE LAND REFERRED to is situated in the State of Georgia, County of Jackson, City of Commerce, and described as follows:
ALL THAT TRACT or parcel of land, with all improvements thereon, situate, lying and being in the City of Commerce, Minish 255th District, GM, Jackson County, Georgia, and being known and designated as Lot 5 of Piedmont Place Subdivision, Phase II, as more particularly shown on a plat entitled “Survey for Melanie Seagraves” dated July 30, 1999, by D.J. Baggett Land Surveying, David J. Baggett, GRLS No. 2740; said plat being recorded in Plat Book 55, Page 154, in the Office of the Clerk of the Superior Court of Jackson County, Georgia; said plat being incorporated herein by reference thereto.
The above described property is also known as 120 Sunny Lane, Commerce, GA 30529.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Melanie S. Seagraves .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number: 800-422-1498.
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Melanie S. Seagraves
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/119-60)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by SHOLANDA NORMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. “MERS” as nominee for AMERICA’S WHOLESALE LENDER, dated April 10, 2006, and filed for record April 14, 2006, in Deed Book 43L, Page 497, Jackson County, Georgia records, and securing a Note in the original principal amount of $128,000.00; last transferred to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificate-Holders CWAB, Inc., Asset-Backed Certificates Series 2006-8 by Assignment filed for recording in Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificate-Holders CWAB, Inc., Asset-Backed Certificates Series 2006-8 as Attorney-in-Fact for Sholanda Norman the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, and being Lot 11, Morgan’s Creek Subdivision, as per plat recorded in Plat Book 57, Page 272, Jackson County Records, which recorded plat is incorporated herein for a more complete description of said property.
The above described property is also known as 219 Hamilton Drive, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Sholanda Norman .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP, as servicer for The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificate-Holders CWAB, Inc., Asset-Backed Certificates Series 2006-8 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificate-Holders CWAB, Inc., Asset-Backed Certificates Series 2006-8
as Attorney-in-Fact for Sholanda Norman
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AUG5,12,19,26B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by JERRY L. BAILEY (the “Grantor”) to S.F. PROPERTIES, a Georgia General Partnership (“S.F.”) dated June 11, 1996, and recorded August 12, 1996, in Deed Book 15-U, Page 340, Jackson County, Georgia official records (together with any and all amendments and modifications, hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of that certain Promissory Note dated June 11, 1996 made payable by Grantor to the order of S.F. in the maximum principal amount of $16,000.00, together with interest thereon as set forth therein (together with any and all prior notes, amendments, and modifications, the “Secured Indebtedness”), which Security Deed and Secured Indebtedness were subsequently transferred, assigned, and conveyed to Litchfield Financial Corporation pursuant to that certain Transfer and Assignment recorded September 19, 1996 in Deed Book 15-X, Page 217, Jackson County, Georgia official records, which Security Deed and Secured Indebtedness were subsequently transferred, assigned, and conveyed to Textron Business Services, Inc., pursuant to that certain Assignment recorded June 25, 2009 in Deed Book 55O, Page 35, Jackson County, Georgia official records there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009 (being September 1, 2009) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd GMD, Jackson County, Georgia, being shown as Lot 13, “Hawks Landing of Jackson County” according to Plat dated 9/10/92 and recorded in Plat Book 35, Page 226, Clerk’s Office, Jackson County, Georgia, records to which plat reference is made herein made for a more complete and detailed description.
The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through him.
TEXTRON BUSINESS SERVICES, INC., Attorney-in-Fact and Agent for Jerry L. Bailey
John Michael Kearns, Esq.
Burr & Forman LLP
Suite 1100, 171 Seventeenth Street, N.W.
Atlanta, Georgia 30363
Email: jkearns@burr.com
(404) 815-3000
(404) 214-7935
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICHARD E. HAYES and TAMMY R. HAYES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for FINANCE AMERICA, LLC, dated June 24, 2004, and recorded in Deed Book 35-W, Page 419, Jackson County, Georgia Records, as last transferred to U.S. Bank, N.A., in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-6, Home Equity Pass-Through Certificates, Series 2004-6 by Assignment filed for record in Deed Book 53-M, Page 533 in Jackson County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $153,184.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, to wit: September 1, 2009, the following described property:
All that tract or parcel of land, with all improvements thereon, situate, lying and being in GMD 245 of Jackson County, Georgia and being shown and delineated as a portion of property as shown and delineated on survey prepared for Richard Hayes revised December 19, 1990, by Venable and Associate, Inc., and more particularly described as follows:
BEGINNING at a point located on the Northerly right of way of Holders Siding Road, which point is located .2 miles from the centerline of the intersection of Holders Siding Road and Railroad; thence continuing along said right of way North 80 degrees 25 minutes West 186.27 feet to an iron pin; thence North 12 degrees 22 minutes East 151.71 feet to an iron pin; thence North 76 degrees 38 minutes West 50.00 feet to an iron pin; thence North 13 degrees 22 minutes East 95.00 feet to an iron pin; thence South 46 degrees 50 minutes East 322.59 feet to an iron pin; thence South 42 degrees 36 minutes West 84.87 feet to a point and the point of beginning. Designated as Tract I on said survey and according to said survey containing 0.82 acres.
Having situated thereon a 1971 LaFayette Mobile Home with improvements being the residence of Richard E. Hayes.
Subject to all easements; covenants; rights of way; set backs and all other restrictions of record, if any.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 734 Holder Siding Road, Jefferson, GA 30549 is (are): Richard E. Hayes and Tammy R. Hayes or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. Bank, N.A., in its capacity as Trustee for the registered holders of Home Equity Asset Trust 2004-6, Home Equity Pass-Through Certificates, Series 2004-6 as attorney in fact for Richard E. Hayes and Tammy R. Hayes
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC06-698
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by DUANE M. MORROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 28, 2005, and recorded in Deed Book 40-X, Page 783, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Bank of America, National Association, by Assignment securing a Note in the original principal amount of $492,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1407 of Jackson County, Georgia, being Lot 16, Deer Creek Farms, Phase IV, as per plat recorded in Plat Book 42, Page 189, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 32 Bucks Point, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Duane M. Morrow, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Duane M. Morrow, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Bank of America, National Association as Attorney-in-Fact for Duane M. Morrow
File no. 09-016550
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from JAMES E. BLACK to UNITED COMMUNITY BANK, dated August 20, 2007, recorded August 21, 2007, in Deed Book 49-V, Page 76, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated August 20, 2008, recorded in Deed Book 53-J, Page 22, Jackson County, Georgia Records, said Security Deed being given to secure a Note from JAMES E. BLACK dated August 20, 2008, in the original principal amount of THREE HUNDRED FIFTY FIVE THOUSAND SIX AND 25/100 ($355,006.25) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia, and being that 3.8541 acres, more or less, designated as Tract No. 2, on a plat of survey prepared for Everest Development by Ingram, Lord & Associates, Registered Surveyor, dated April 27, 2005, recorded in Plat Book 64, Page 285, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is JAMES E. BLACK or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for JAMES E. BLACK
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01362
(AU5,12,19,26B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from JEFFERY ALAN DAVIS to UNITED COMMUNITY BANK, dated May 19, 2006, recorded May 22, 2006, in Deed Book 43-Y, Page 227, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated December 15, 2008, recorded in Deed Book 54-N, Page 8, Jackson County, Georgia Records, said Security Deed being given to secure a Note from JEFFERY ALAN DAVIS dated December 15, 2008, in the original principal amount of TWO HUNDRED FIFTY SIX THOUSAND FOUR HUNDRED SEVENTY FOUR AND 58/100 ($256,474.58) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land, together improvements thereon, situate, lying and being in the 1691st GMD, Jackson County, Georgia, and being known and designated as Lot 10-A, Banyon Creek Estates, containing 7.89 acres, more or less, as shown on plat and survey of Phillips Land Surveying, Tommy J. Phillips, Registered Land Surveyor No. 1626, dated February 15, 2000, revised June 1, 2001, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 58, Page 225. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Subject to Protective Covenants recorded at Deed Book 9-Y, Page 194, Jackson County records, easements of record, and existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is JEFFERY ALAN DAVIS or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for JEFFERY ALAN DAVIS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01379
(AU5,12,19,26B/16022-T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JAMES A. THOMAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated November 20, 2001, in the amount of $76,000.00, and recorded in Deed Book 25-A, Page 257, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract, or parcel of land, together with improvements thereon, lying and being in the 455th G.M.D. of Jackson County, Georgia, being Lot 53, Section 2 of Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200 of the Jackson County, Georgia Plat Records, and which plat is hereby incorporated by reference for a more complete description of said property.
Said property is subject to Restrictive Covenants recorded in Deed Book 6-H, Page 428 of the Jackson County, Georgia Deed Records.
which has the property address of 412 Pleasant Acres Dr, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James A. Thomas and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for James A. Thomas
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-11367 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from MELINDA GAY MURRAY to BANK OF AMERICA, N.A., dated May 16, 2001, recorded May 24, 2001, in Deed Book 23-M, Page 306, Jackson County, Georgia Records, said Security Deed being given to secure a Note from MELINDA D. MURRAY of even date in the original principal amount of Seventy TWO THOUSAND FIVE HUNDRED FIFTEEN AND 50/100 ($72,515.50) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, G.M.D. 245, Jackson County, Georgia, containing 2.86 acres, more or less, and designated as Lot 13, Block “A” as shown on the plat of survey of Rock Forge Acres, Unit 3 by W. T. Dunahoo and Associates, Inc., Surveyors, dated October 2, 1986, and recorded in the Office of the Clerk of the Superior Court of Jackson County in Plat Book 22, Page 210. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to Restrictive Covenants filed in Deed Book 9-M, Page 145.
Being that parcel of land conveyed to Melinda Gay Murray from Jeffrey Jay Murray by that deed dated 05/02/2001 and recorded 05/02/2001 in Deed Book 23I, Page 5 of the Jackson County, Georgia Public Registry.
All that tract or parcel of land lying and being in the City of Arcade, G.M.D. 245, Jackson County, Georgia, containing 3.32 acres, more or less, and designated as Lot 14, Block “A” as shown on the plat of survey of Rock Forge Acres, Unit 3 by W. T. Dunahoo and Associates, Inc., Surveyors, dated October 2, 1986, and recorded in the Office of the Clerk of the Superior Court of Jackson County in Plat Book 22, Page 210. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to Restrictive Covenants filed in Deed Book 9-M, Page 145.
Being that parcel of land conveyed to Jeffrey Jay Murray and Melinda D. Murray from Arcade Investment Co., Inc. by that deed dated 04/06/1987 and recorded 04/10/1987 in Deed Book 9R, Page 262 of the Jackson County, Georgia Public Registry.
Together with a 1981 Brig Mobile Home, Serial #’s BM 12890A and BM 12890B.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is MELINDA GAY MURRAY or a tenant or tenants.
BANK OF AMERICA, N.A., as attorney in Fact for MELINDA GAY MURRAY
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 6970A-00621
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/16022-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LORE C. GRIFFIN and NORMAN C. GRIFFIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 11, 2006, in the amount of $240,000.00, and recorded in Deed Book 45-T, Page 1, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, being Lot 35, Meadowcreek Farms, Phase II, as per Plat recorded at Plat Book 60, Pages 213-215, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by this reference.
which has the property address of 223 Birch Field Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lore C. Griffin and Norman C. Griffin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Lore C. Griffin and Norman C. Griffin
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16545 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CORNELIA MARGAU to INDYMAC BANK, F.S.B. dated October 17, 2005, in the amount of $60,750.00, and recorded in Deed Book 41-D, Page 151, Jackson County, Georgia Records, as last transferred to Deutsche Bank Trust Company Americas formerly known as Banker’s Trust Company, as Trustee and Custodian by Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact by assignment, the undersigned, Deutsche Bank Trust Company Americas formerly known as Banker`s Trust Company, as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 14, Pod L, of Traditions of Braselton Subdivision, Phase 1, as per plat recorded in Plat Book 60, Pages 291-296, Jackson County Records, which plat is hereby referred to and made a part of this description.
which has the property address of Lot #14 Wildberry Court, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cornelia Margau and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank Trust Company Americas formerly known as Banker’s Trust Company, as Trustee and Custodian by: Saxon Mortgage Services, Inc. f/k/a Meritech Mortgage Services, Inc. as its attorney-in-fact Attorney in Fact for Cornelia Margau
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-11648 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MIN SEOK KANG to INDYMAC BANK, F.S.B, dated July 31, 2006, recorded in Deed Book 45-A, Page 682, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ELEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($311,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: T.D. Service Company, 1820 East First Street, Suite 210, Santa Ana, CA 92705, 714-543-8372. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Min Seok Kang or a tenant or tenants and said property is more commonly known as 772 High Falls Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Indymac Venture, LLC, a Delaware limited liability company By One West Bank, FSB a federal savings bank, its servicing agent as successor in interest to Indymac Federal Bank, FSB fka IndyMac Bank, FSB as Attorney in Fact for Min Seok Kang
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 9/1/09
Our file no. 52341108-FT2
EXHIBIT A
All that tract or parcel of land lying and being in 245th and 248th District, G.M., Jackson County Georgia, being Lot 8, Pod I, Traditions of Braselton, Phase I, recorded in Plat Book 62, Pages 42-46, in the office of the Clerk of the Superior Court of Jackson County Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
(AU5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by THOMAS B. JUSTICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 12, 2006, recorded in Deed Book 42-P, Page 24, Jackson County, Georgia Records, as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment recorded in Deed Book 54N, Page 185, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-TWO THOUSAND EIGHT HUNDRED EIGHTY AND 0/100 DOLLARS ($242,880.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: MetLife Home Loans, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas B. Justice or a tenant or tenants and said property is more commonly known as 195 Prestwick Drive, Hoschton, Georgia 30538.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Horizon Home Loans, a division of First Tennessee Bank National Association as Attorney in Fact for Thomas B. Justice
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/hw1 9/1/09
Our file no. 5116209-FT8
EXHIBIT A
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 52 of Southampton Falls Subdivision, as per plat thereof recorded in Plat Book 62, Pages 100-103, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(AU5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICKEY J. BRYANT and PAMELA G. BRYANT to FAIRFIELD FINANCIAL CORPORATION, dated July 12, 1989, recorded in Deed Book 10-U, Page 628, Jackson County, Georgia Records, as last transferred to Wells Fargo Home Mortgage, Inc. by assignment recorded in Deed Book 25-A, Page 330, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($56,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mickey Joe Bryant or a tenant or tenants and said property is more commonly known as Route 2, Box 2095-3, County Road 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Mickey J. Bryant and Pamela G. Bryant
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 9/1/09
Our file no. 5249396-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, containing 1.50 acre, more or less, situate, lying and being in the 248th District, G.M., Jackson County, Georgia, and being known and designated as Route 2, Box 2095-3 County Road Number 332, Hoschton, Georgia 30548 as shown according to an individual plat entitled “Closing Plat for Mickey J. Bryant and Pamela G. Bryant”, dated June 26, 1989, prepared by W. T. Dunahoo and Associates, Inc., W. T. Dunahoo, Registered Surveyor, being recorded in Plat Book 32, Page 73, Real Estate Records of Jackson County, Georgia. Said plat is hereby specifically referred to and incorporated herein as part of the description.
(AU5,12,19,26B/12062-70T1P)

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Notice of Sale
Advertisement of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from TIMOTHY MARK BROOKS to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated February 15, 2008, and recorded on February 18, 2008, in Deed Book 51-N, Pages 292-294, records of Jackson County, Georgia. This Security Deed secures a Note dated September 5, 2008 in the original principal amount of $590,250.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 1704th District, G.M., Jackson County, Georgia, and being that 106.47 acres, more or les, as more particularly shown on a plat of survey prepared for J. B. Wright by James A. Long, Registered Surveyor, dated January 21, 1988, recorded in Plat Book 29, Page 33, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to existing easements and rights-of-ways for public roads and utilities now in use.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as