Jackson County Public Notices 08-19-09 pt 3

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ROBERT G. WILKINS to OPTION ONE MORTGAGE CORPORATION, dated February 28, 2006, and recorded in Deed Book 43-B, Page 558, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2, by Assignment securing a Note in the original principal amount of $194,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Porters GMD 1765, Jackson County, Georgia, being Lot 69, Liberty Crest “West” Subdivision, as per plat recorded in Plat Book 46, Page 195, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 211 ROYAL CREST DRIVE, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Robert G. Wilkins, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert G. Wilkins, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2 as Attorney-in-Fact for Robert G. Wilkins
File no. 09-014204
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
WHEREAS, on June 14, 2000, for value received, LAURA K. REBER executed and delivered to the UNITED STATES OF AMERICA, acting through the United States Department of Agriculture, a Deed to Secure Debt conveying certain real estate located in Madison County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court for Madison County, Georgia, in Book # 267, Page# 149-155; and
WHEREAS, the United States of America now holds the above described security deed covering the said real estate; and
WHEREAS, the Deed to Secure Debt held by the United States of America provides that should default occur, the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and, in compliance with the power of sale provisions contained in said security deed proceed to sell the property at public outcry; and
WHEREAS, after default, the United States of America has declared all of the indebtedness secured by the Deed to Secure Debt due and payable and hereby certifies that it has complied with all of its loan servicing regulations;
NOW, THEREFORE, the said United States of America, acting as aforesaid, under and in compliance with the power of sale provision contained in the Deed to Secure Debt, will proceed to sell at public outcry, for cash or certified funds to the highest bidder in front of the Courthouse in Madison County, during the legal hours of sale, on the 1st day of September, 2009, the following-described property conveyed in the Deed to Secure Debt, to Wit:
ALL that tract or parcel of land lying and being in the 205 G.M.D., Madison County, Georgia, containing 0.791 acres, more or less, and being bounded now or formerly substantially as follows: on the Northwest by Brickyard Road (20’PVD) 60’R/W, on the Northeast by Lot 1 Block B, Phase 1, on the Southeast by proposed Lot 9, Block E, and on the Southwest by Lot 3, Block B, Phase 1.
Said property is designated as Lot 2, Block B, Buckeye Trail Subdivision Phase 1 on a plat of survey prepared by Cornerstone Land Surveying dated June 19, 1998, which plat of survey recorded at Plat Book 37, p. 70, Madison County, Georgia Records, is hereby incorporated herein by reference.
The property herein conveyed is a part of that property conveyed to Buckeye Land & Timber Company by Lassiter Properties, Inc. in a limited warranty deed dated May 15, 1997, recorded at Deed Book 67, P. 231, Madison County, Georgia Records and that property to which a one-half interest was conveyed to Steve Ebbert by Buckeye Land and Timber Company in a quitclaim deed dated May 16, 1997, recorded at Deed Book 67, P. 243, Madison County, Georgia Records.
The above described property will be sold subject to any and all outstanding real estate taxes that are due and payable.
The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the United States of America, be cause for rejection of the bid, and, if the bid is rejected, the United States of America shall have the option of making the sale to the next highest bidder who is ready, willing and able to comply with the terms thereof.
The proceeds of said sale will first be applied to the payment of the indebtedness to the United States of America, other charges, and the expenses of sale, as provided in the above-described Deed to Secure Debt.
This the __ day of __ 2009.
UNITED STATES OF AMERICA
By: Thomas B. Herron
Chief, Default Management Branch
United States Department of Agriculture,
Rural Development
(AU5,12,19,26B/19127-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM STEVEN WHEELER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2007, recorded in Deed Book 50-B, Page 515, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED ONE AND 0/100 DOLLARS ($159,101.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Steven Wheeler or a tenant or tenants and said property is more commonly known as 72 Boogies Run, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing LP as Attorney in Fact for William Steven Wheeler
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bar1 9/1/09
Our file no. 52105109-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, Identified as Lot 2, the Fields Subdivision, and being more particularly shown and delineated on a plat of survey entitled “Final Plat for the Fields”, dated April 19, 2000, prepared by Venable and Associates, Inc., Certified by Allen L. Venable, Jr., GRLS and being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Pages 252-253. Said plat and the recording thereof are by reference thereto incorporated herein for a complete and detailed description.
(AU5,12,19,26B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SONNY J. REMILLARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 26, 2004, in the amount of $162,300.00, and recorded in Deed Book 34-A, Page 255, and re-recorded on 10/25/2004 in Deed Book 36-M, Page 686, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL OF LAND, lying and being in the 248th District, G.M., Jackson County, Georgia, designated as Lot 18, Block A of Berry`s Landing Subdivision, as shown by plat and survey entitled Final Plat for BERRY`S LANDING, prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, GRLS No. 1577, dated May 7, 2002 as recorded in Plat Book 60, Page 59, Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
which has the property address of 27 Margie Court, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Sonny J. Remillard and Misty D. Remillard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for Sonny J. Remillard
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07499 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WANDA I. MERCED to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2005, in the amount of $118,000.00, and recorded in Deed Book 40-X, Page 240, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257th District of Jackson County, Georgia, being Lot 19, Block A, Hampton Creek, as more particularly described o a plat of survey recorded in Plat Book 57, Page 188, Jackson County, Georgia Records, which said plat is incorporated herein by reference and made a part hereof.
Subject to protective covenants dated 6-12-2001 and recorded in Deed Book 23-S, Page 378, Jackson County, Georgia Records.
which has the property address of 65 Hampton Creek Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Wanda I Merced and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Wanda I. Merced
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17150 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BRENDA KINNARD and H. DAVID KINNARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2001, in the amount of $139,500.00, and recorded in Deed Book 24-T, Page 165, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 257 of Jackson County, Georgia, shown as Tract 6A, containing 5.873 acres, more or less, as per plat of survey prepared for Kevin Henderson by Cornerstone Land Surveying, Georgia Registered Surveyor, dated 02/06/2001, and recorded in Plat Book 58, Page 86, in the Clerk’s Office of the Superior Court of Jackson County, Georgia. Said plat as recorded is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easement for public roads utilities now in use and restriction of record, if any, affecting said bargained premises.
which has the property address of 558 Bennett Cemetary Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Brenda Kinnard and H. David Kinnard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Brenda Kinnard and H. David Kinnard
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17587 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by MARIA S. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for Pine State Mortgage Corporation, dated September 20, 2006, and filed for record September 25, 2006, in Deed Book 45-P, Page 123, Jackson County, Georgia records, and securing a Note in the original principal amount of $168,720.00; last transferred to The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 by Assignment filed for recording in Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 75, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 37-42, revised at Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 762 New Liberty Way, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Maria S. Perez .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loan Servicing, LP servicer for The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DALENE COLBATH and DARRELL COLBATH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for Primary Capital Advisors, LLC dated June 23, 2006, in the amount of $119,600.00, and recorded in Deed Book 44-L, Page 482, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1704 G.M.D., Jackson County, Georgia, being Lot 39, Block A, Kings Bridge Crossing Subdivision, Unit Two, as per plat thereof recorded in Plat Book 60, Page 113, Jackson County records, which plat is incorporated herein by reference. This property is subject to Protective Covenants at Deed Book 27-L, Page 186, same records.
which has the property address of 74 Sawdust Trail, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Dalene Colbath and Darrell Colbath and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Dalene Colbath and Darrell Colbath
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01392 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM RESTREPO to HOMEBANC MORTGAGE CORPORATION, dated August 31, 2006, recorded in Deed Book 45-L, Page 575, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II In., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-7 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-THREE THOUSAND AND 0/100 DOLLARS ($443,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Restrepo or a tenant or tenants and said property is more commonly known as 703 & 653 Whites Bottom Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II In., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-7 as Attorney in Fact for William Restrepo
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pr 9/1/09
Our file no. 51854409-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 1765th G.M. District, Jackson County, Georgia, being shown as the westermost tract, containing 10.71 acres, more or less, on that plat and survey for Elmo Logue prepared by W.T. Dunahoo and Associates, Registered Surveyor, dated October 22, 1986, and plat as recorded is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of ways for public roads and utilities now in use. Bounded on the south by Walnut River, bounded on the west by lands of J.E. White, bounded on the north by White Bottom Road, bounded on the east by other lands of Elmo Logue, being a 10.71 acres tract shown on the above description plat.
(AU5,12,19,26B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN R. ALLEN and GLENDA J. ALLEN to TMS MORTGAGE INC. dba THE MONEY STORE, dated June 25, 1999, recorded in Deed Book 20-T, Page 752, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 28, 2001, Series 2001-A by assignment recorded in Deed Book 0053V, Page 588, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($67,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, in the 245th District, G.M. Jackson County, Georgia, and containing 1.58 acres, more or less, and designated as Lot 13, as shown on that plat and survey for Windy Hills by W.T. Dunahoo & Associates, Inc., registered surveyors, dated December 18, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 29, Page 138, said plat, as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Also, subject to restrictive covenants recorded in Deed Book 10-0 Page 278.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
HomEq Servicing Corporation can be contacted at 877-867-7378 or by writing to 1100 Corporate Center Drive, Attn: NC 4743, Raleigh, NC 27607, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda J. Allen or a tenant or tenants and said property is more commonly known as 391 Windy Hill Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 28, 2001, Series 2001-A as Attorney in Fact for John R. Allen and Glenda J. Allen
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cg1 9/1/09
Our file no. 11282108-FT1
(AU5,12,19,26B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JERRY K. COTTON and ANGELIA M. COTTON to LONG BEACH MORTGAGE COMPANY, dated November 15, 2002, recorded in Deed Book 28-H, Page 614, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
Tract one:
All that tract or parcel of land lying and being in the City of Commerce, 255th G.M.D., Jackson County, Georgia, and being that 0.18 acres, more or less, shown on a plat and survey for Dewitt Hill, dated October 29, 1986, by Clelland A. Tyson, registered surveyor. Said plat is recorded in Plat Book 25, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more particular description. Said property is bounded according to said plat on the north by the other lands of Nichols, on the east by the lands of Nix, on the south by lands of Allen, and on the west by the lands of Dewitt Hill, formerly Nichols.
The above described property is a portion of that property described in a warranty deed from Mrs. Eva C. Wade to Mrs. Mary E. Nichols, dated March 1, 1986, and recorded in Deed Book 9-E, Page 466, Jackson County, Georgia Records.
Tract Two:
All that tract or parcel of land situate, lying and being in the 255th G.M.D., Jackson County, Georgia, known as the A.R. Pittman Homeplace at 39 Harber Street, Commerce, Georgia, as shown on plat of survey of said property made by H.G. Prickett, surveyor, dated August 5, 1963, recorded in Plat Book 4, Page 68, public records, Jackson County, Georgia, and more particularly described as follows:
Beginning at an iron pin on the northern border of Harber Street which said pin is located 132 feet east of the intersection of Harber and Elizabeth Streets; thence along the northern border of Harber Street south 80 1/2 degrees east 132 feet to a stake; thence north 9 1/2 degrees east 244.20 feet to a rock corner; thence north 80 1/2 degrees west 132 feet to a rock corner; thence south 9 1/2 degrees west 244.20 feet to the point of beginning. Recorded Book 4-P, Page 229.
Also, all that tract or parcel of land lying and being in the City of Commerce, Georgia, Jackson County, Georgia, and being all of Lot 20 of the L.J. Sharp Subdivision as shown by plat made by S.C. Moon, C.S. Hall County, Georgia, a copy of which plat is recorded in Jackson County, plat records Book 2, Page 31, reference to which said plat is made for a more detailed description. Recorded in Book 4-P, Page 388.
The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by 11/20/2002.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 866-926-8937 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry K. Cotton and Angelia M. Cotton or a tenant or tenants and said property is more commonly known as 39 Harber Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA (the “Savings Bank”) as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d). as Attorney in Fact for Jerry K. Cotton and Angelia M. Cotton
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cg1 9/1/09
Our file no. 11134508-FT1
(AU5,12,19,26B/12062-100T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOEL A. FIGUEROA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 29, 2005, recorded in Deed Book 41-R, Page 254, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($284,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Joel A. Figueroa and Gina E. Figueroa or a tenant or tenants and said property is more commonly known as 275 Vantage Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Joel A. Figueroa
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 9/1/09
Our file no. 51900209-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in The 245th District, G.M., Jackson County, Georgia, being designated as Lot 43 in The Preserve at Jefferson Subdivision, as shown on Plat recorded in Plat Book 62, Page 110-113, Jackson County Records, which Plat and record are by reference incorporated herein.
(AU5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANDREW M. BIELECKI and VIRGINIA L. BIELECKI to WELLS FARGO BANK, N.A., dated July 14, 2004, recorded in Deed Book 35-J, Page 379, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($107,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Andrew M. Bielecki and Virginia L. Bielecki or a tenant or tenants and said property is more commonly known as 9045 US 441 South, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Andrew M. Bielecki and Virginia L. Bielecki
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 9/1/09
Our file no. 5640609-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the County of Jackson, State of Georgia, adjoining lands of Dave Minish, Joe Jennings, Southern Railroad and Mrs. Richie, containing two acres, more or less, and known as Lots #5 and #6 on the east side of the railroad, adjoining #2 and #4 of the Trasher lands, East by W.N. Richie and on the south by Lots #7 and #8, and being all the lands conveyed by warranty deed on March 16, 1904, by J.W. Dailey to W.T. Hamilton, said deed being on record in the deed records for Jackson County, Georgia, in Book RR, Page 193.
This is the same land conveyed by warranty deed to Mrs. Guy Matthews, March 6, 1950, same being recorded in the deed records for Jackson County, Georgia, in Book 3-M, Pages 69-70.
Also conveyed is a mobile home situate on subject property and is described as follows: a Manis Custom Builders mobile home, Serial #MCBABMI520 NC, and grantor being the true and lawful owners of record of the mobile home being mortgaged with the property, declare that it is their intent that the mobile home loses its nature as personality and become realty. Grantor further declares that the mobile home shall remain permanently attached as a part of the real property and will not be removed there from.
TIN #017A 009
(AU5,12,19,26B/12062-80T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ALLEN R. RUSSELL, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 12, 2007, recorded in Deed Book 49-N, Page 287, Jackson County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($224,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Allen R. Russell, Jr. or a tenant or tenants and said property is more commonly known as 280 Spinner Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PHH Mortgage Corporation as Attorney in Fact for Allen R. Russell, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brp 9/1/09
Our file no. 51973109-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 43, Bryan Mill Subdivision, Phase II, as per plat recorded in Plat Book 64, Pages 198-199, Jackson County Records, said plat being incorporated herein by reference thereto.
(AU5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by SHERRY D. MCKINZIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., as nominee for YOUR BEST RATE FINANCIAL, LLC, Georgia Limited Liability Company, dated December 7, 2006, and recorded in Book 46-V, Page 224, Jackson County, Georgia Records, and later assigned to The CIT Group/Consumer Finance Inc., n/k/a Vericrest Financial Inc. said Deed to Secure Debt/Security Deed having been given to secure a Note dated December 7, 2006, in the original principal sum of THREE HUNDRED NINETY ONE THOUSAND AND 00/100 ($391,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the property described as:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 4.558 acres more or less, as shown by plat and survey entitled “Closing Plat for James R. Wood, Jr. & Teresa A. Wood”, prepared by W.T. Dunahoo and Associates, Inc. certified by W.T. Dunahoo, Grls No. 1577, dated April 4, 2000, as recorded in Plat Book 56, Page 98, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Parcel No.: 083 011C
which has the property address of 630 Jackson Trail Road, Jefferson, GA 30549, together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Sherry D. McKinzie, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Sherry D. McKinzie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
Vericrest Financial, Inc. F/K/A The CIT Group/Consumer Finance, Inc., as attorney-in-fact for Sherry D. McKinzie
Vericrest Financial, Inc., f/k/a
The CIT Group/Consumer Finance, Inc.
Attn: Loss Mitigation
715 S. Metropolitan Ave.
Oklahoma City, OK 73108
1-800-621-1437
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed from CHARLES T. HICKMAN and PATRICIA L. HICKMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for LIME FINANCIAL SERVICES, LTD. dated JULY 18, 2007, and recorded on AUGUST 9, 2007, in DEED BOOK 49-R, PAGE 792, of the JACKSON County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY-NINE THOUSAND Dollars and 00/100 ($469,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of JACKSON County, Georgia, within the legal hours of sale on the first TUESDAY in SEPTEMBER, 2009, the following described property:
All that tract or parcel of land lying and being in the 1691st District of Jackson County, Georgia, designated as Lot 33, containing 2.12 acres, The Meadows Subdivision, as per plat recorded in Plat Book 64, Pages 73-81, Jackson County Records, which plat is hereby referred to and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, Tennessee 37804, (865) 380-3000.
To the best of the undersigned’s knowledge and belief, said property is also known as 170 Belmont Oaks Drive, Talmo, Georgia 30575, and the parties in possession of the property are Charles T. Hickman and Patricia L. Hickman or a tenant or tenants of said property.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for LIME FINANCIAL SERVICES, LTD. As Attorney-in-Fact for CHARLES T. HICKMAN and PATRICIA L. HICKMAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SREEDEVI DADITHOTA to SUNTRUST MORTGAGE, INC., dated November 17, 2006, recorded in Deed Book 46-P, Page 516, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 55-P, Page 453, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in The 248th District, G. M., Jackson County, Georgia, being Lot 5, Pod U of Traditions of Braselton - Phase 3 Subdivision, as per Plat thereof recorded in Plat Book 68, Pages 199-203, in the office of the clerk of the superior court, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sreedevi Dadithota or a tenant or tenants and said property is more commonly known as Lot 5, Section, Braselton, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Sreedevi Dadithota
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 9/1/09
Our file no. 1418409-FT2
(AU5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MAUEL RICO and LAURA RICO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 29, 2005, and recorded in Deed Book 390, Page 317, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by Assignment securing a Note in the original principal amount of $190,166.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being GMD 1785, Jackson County, Georgia, being Lot 87, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 584 New Liberty Way, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Mauel Rico and Laura Rico, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mauel Rico and Laura Rico, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Mauel Rico and Laura Rico
File no. 09-012724
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT