Jackson County Public Notices 07-22-09 pt 2

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LAYLA E. HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 17, 2007, in the amount of $281,500.00, and recorded in Deed Book 51-E, Page 750, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 1407 of Jackson County, Georgia, being Lot 46 of the Village at Hoschton Subdivision, as per plat thereof recorded in Plat Book 61, Page 245, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 231 Chestnut Chase, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Layla E. Harris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Layla E. Harris
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14921 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Jackson County, State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from CHRISTOPHER J. MICHAEL (“Grantor”) to HOMESTEAD BANK (“Grantee”), dated April 19, 2004, recorded May 7, 2004, in Deed Book 34-J, Page 698, Jackson County, Georgia Records, as modified at Deed Book 48-S, Page 155, aforesaid Records, said Security Deed being given to secure a Note of even date in the original principal amount of $106,055.92, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described real property:
Legal Description:
TRACT 1:
All that tract or parcel of land containing 0.08, more or less, as more particularly shown on a plat of survey prepared for Vans B. Clinkscales by Allen L. Venable, Jr., Registered Surveyor, dated February 14, 1989, recorded in Plat Book 56, Page 130, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
TRACT II:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and in the City of Commerce, beginning at the intersection of Homer and Hill Street at an iron pin and running thence North 17 1/4 East 200 feet to an iron pin; thence South 55 3/4 East 50 feet to an iron pin; thence South 17 1/4 West 200 feet to an iron pin; thence North 55 3/4 West 50 feet parallel to Homer Street to the beginning corner. The property herein conveyed being the identical property described in deed from Addie Butler to the grantor herein, dated August 28, 1957, and recorded in Deed Book 3-X, Page 519, Jackson County Records, EXCEPT for a strip nine (9) feet wide running even width across the rear of said lot, which said strip has been reserved for an alleyway or street by the City of Commerce.
ALSO:
All that tract or parcel of land lying and being in the City of Commerce 255th District, G.M., Jackson County, Georgia, more particularly described according to plat prepared by H.G. Prickett, Surveyor, September 22, 1945, as follows:
Beginning at point on paved walk on Homer Street where said lot corners with lot of John Ray Webster and running thence North 55 1/2 West 48 feet to corner of Vans Clinkscales lot on Homer Street; thence along Vans Clinkscales line North 17 1/4 East 209 feet to stake on Vans Clinkscales corner, thence South 65 East 87 feet to corner of Webster lot; thence along Webster lot South 28 1/2 West 214 feet to the beginning corner containing Thirty-One One-Hundredths (31/100) acres, more or less.
LESS AND EXCEPT
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being that 0.347 acres, more or less, as more particularly shown on a plat of survey prepared for Lawrence Joyce by David J. Baggett, Registered Surveyor, dated November 13, 1998, recorded in Plat Book 56, Page 131, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a party hereof by reference for a more detailed description.
Said improved property being commonly known as 147 Homer St., Commerce, GA.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Christopher J. Michael and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett f/k/a Homestead Bank as Attorney-in-Fact for Christopher J. Michael.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
(706) 654-1654
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CATHY MUNDY and C. VAN MUNDY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 27, 2005, and recorded in Deed Book 39-G, Page 260, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Credit Suisse First Boston CSFB ARMT 2006-1, by Assignment securing a Note in the original principal amount of $80,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 4, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being improved property on which a frame dwelling is located lying and being in the City of Commerce, Jackson County, Georgia, and being all of Lots 14 and 15 in Block D of the subdivision of Mrs. Estelle Harber Hollbrook. Lot No. 14 fronting 50 feet on McArthur Street and running back both lines 150 feet, being 50 feet wide at rear, Lot No. 15 fronting 50 feet on McArthur Street and west line being 165 feet long and east line being 148 feet long, being 50 feet wide at rear. Said lots more fully described in plat of the subdivision of Mrs. Estelle Harber Hollbrook on file by Clerk’s Office of Jackson Superior Court in Plat Book 2, Page 51.
Said property is known as 98 McArthur Street, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cathy Mundy and C. Van Mundy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cathy Mundy and C. Van Mundy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for Credit Suisse First Boston CSFB ARMT 2006-1 as Attorney-in-Fact for Cathy Mundy and C. Van Mundy
File no. 08-009190
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTINE K. BUSSEY and STEPHEN M. BUSSEY to HOMEBANC MORTGAGE CORPORATION, dated June 25, 2004, and recorded in Deed Book 35-D, Page 551, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10, by Assignment securing a Note in the original principal amount of $256,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 4, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot 19, Phase II, Chadwick Farms Subdivision, per plat thereof recorded in Plat Book 62, Page 170-171, Jackson County Records, which plat is made a part hereof by reference.
Said property is known as 389 Caldwell Lane, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christine K. Bussey and Stephen M. Bussey, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christine K. Bussey and Stephen M. Bussey, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10 as Attorney-in-Fact for Christine K. Bussey and Stephen M. Bussey
File no. 07-7261
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CLARK R. HAGENBAUMER and SHANNON L. HAGENBAUMER to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated January 17, 2008, in the amount of $151,200.00, and recorded in Deed Book 51-J, Page 156, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that certain parcel of land situate in the 245th G.M.D. of the City of Jefferson, County of Jackson, and State of Georgia, being known as Lot 23, Block A, of Arbors of Jefferson as per Plat recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which Plat is incorporated herein and by reference made a part hereof. Being the same property described in Deed Book 42-Q, Page 441, dated 02/08/2006, recorded 02/16/2006, in Jackson County Records. Tax Parcel ID: 067G023
which has the property address of 78 Persimmon Dr., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Clark R. Hagenbaumer and Shannon L. Hagenbaumer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for Clark R. Hagenbaumer and Shannon L. Hagenbaumer
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13640 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by BETHANY C. BRECHLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 5, 2005, and recorded in Deed Book 40-O, Page 479, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3, by Assignment securing a Note in the original principal amount of $163,634.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 4, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 1785 of the 3rd District, Jackson County, Georgia, being Lot 163, Block B, Unit One of Liberty Estates Subdivision as per plat recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 591 New Liberty Way, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Bethany C. Brechler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bethany C. Brechler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 as Attorney-in-Fact for Bethany C. Brechler
File no. 08-005373
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LINDA J. LONG and TIMOTHY A. LONG to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC. dated August 6, 2008, in the amount of $229,390.00, and recorded in Deed Book 53-B, Page 673, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, as per plat of survey prepared for Tim Long by Ringo & Sadler, Georgia Registered Surveyor, dated August 08, 1998, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 52, Page 286. Said plat as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use.
which has the property address of 1916 Storey Lane, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Linda J. Long and Timothy A. Long and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc.
Attorney in Fact for
Linda J. Long and Timothy A. Long
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14069 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL GILBERT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 29, 2005, recorded in Deed Book 39-P, Page 464, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND AND 0/100 DOLLARS ($173,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Gilbert or a tenant or tenants and said property is more commonly known as 123 Finch Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Michael Gilbert
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 8/4/09
Our file no. 51666509-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known and designated as Lot 29, Phase 1 of Finch Landing Subdivision, as more particularly described on a Plat of survey recorded in Plat Book 62, Pages 35-36, as revised in Plat Book 62, Pages 252-253, Jackson County, Georgia Records. Reference to said Plat of survey and the recording thereof being hereby made for a more complete description.
(JU8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAUL MORENO and LUCIA MORENO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 2, 2007, recorded in Deed Book 48-R, Page 123, Jackson County, Georgia Records and as re-recorded in Deed Book 53-O, Page 641, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Raul Moreno and Lucia Moreno or a tenant or tenants and said property is more commonly known as 7190 Silk Tree Pointe, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Raul Moreno and Lucia Moreno
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 8/4/09
Our file no. 51749508-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 18 of the Township at Mulberry Park, as per that Plat of the Subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia records which Plat is incorporated herein by reference and made a part hereof.
Subject to: a)zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the Subdivision and upon which the improvements/dwelling do not encroach and c)that declaration of covenants, conditions, restrictions and easements for The Township at Mulberry Park Subdivision.
(JU8,15,22,29B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GLADYS ALVARADO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated November 8, 2005, recorded in Deed Book 41-N, Page 586, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($72,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Jefferson, 245th District, G.M., Jackson County, Georgia; designated as Lot 135 of Peachtree Estates, as shown by Plat of survey recorded in Plat Book 3, Page 470, Jackson County, Georgia Records, which Plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gladys Alvarado or a tenant or tenants and said property is more commonly known as 152 Georgia Belle Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Gladys Alvarado
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 8/4/09
Our file no. 1456909-FT2
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MELANIE S. MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 28, 2007, recorded in Deed Book 51-E, Page 634, Jackson County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment recorded in Deed Book 54G, Page 553, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND THREE HUNDRED NINETY-TWO AND 0/100 DOLLARS ($96,392.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melanie S. Moore or a tenant or tenants and said property is more commonly known as 482 Scott St., Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Flagstar Bank, FSB as Attorney in Fact for Melanie S. Moore
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 8/4/09
Our file no. 53292608-FT2
EXHIBIT A
All that tract or parcel of land, lying and being in the Minish, 255th District, G.M., Jackson County, Georgia, designated as tract No. 1 on a plat of survey of a portion of the Coleman Estate Subdivision, made by Nat Hancock, surveyor, dated October 1967, and recorded in Plat Book 6, Page 367, Jackson County, Georgia records. Said property being bounded on the North by Epps, on the East by Scott Street, on the South by Tract No. 2, being the property of Mrs. H.A. Moody, and on the West by Waterworks Road, all as shown on said plat.
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL D. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 47-C, Page 17, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2 Home Equity Pass-Through Certificates, Series 2007-2 by assignment recorded in Deed Book 53, Page 452, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($178,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael D. Smith and Soon Ja Han or a tenant or tenants and said property is more commonly known as 366 Stanridge Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2007-2 Home Equity Pass-Through Certificates, Series 2007-2 as Attorney in Fact for Michael D. Smith
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mcs 8/4/09
Our file no. 51476307-FT1
EXHIBIT A
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows:
All that tract or parcel of land lying and being in the 257 G.M.D. Jackson County, Georgia, and being that 22.21 acres, more or less, designated as Tract 2 on a plat and survey for Dwain E. Smith and Katherine S. Smith by Dunahoo and Associates, Surveyor, dated October 31, 1984, recorded in Plat Book 47, at Page 152, Office of the Clerk of Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the north by Tract 1; on the east by North Oconee River; on the south by Hardman; and on the west by Beatty.
The acreage indicated in this legal description is solely for the purpose of identifying said tract and is not to be construed as to insuring the quantity of land.
(JU8,15,22,29B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SAMOIL OPREA to SUNTRUST MORTGAGE INC., dated June 21, 2007, recorded in Deed Book 49-E, Page 118, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($531,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 53, Pod P of Traditions of Braselton Subdivision, a per plat thereof recorded in Plat Book 64, Pages 150-152, in the Office of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Samoil Oprea or a tenant or tenants and said property is more commonly known as Lot 53 P Traditions, Braselton, Georgia 30019.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Samoil Oprea
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/klh 8/4/09
Our file no. 1351509-FT2
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID M. CONLEY and BETTY C. CONLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as a nominee for SunTrust Mortgage, Inc, dated January 27, 2006, recorded in Deed Book 42-L, Page 294, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 54X, Page 459, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($201,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
All that tract or parcel of land lying and being in 1765th G.M.D., Jackson County, Georgia, being known as Lot 69, Fairview Station, Phase 1, as per Plat recorded in Plat Book 60, Pages 10-13, Jackson County, Georgia records, which Plat is hereby incorporated by reference for a more complete legal description.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.
This being the same property conveyed from Wendell Butler to Tim Butler Homes, Inc. by warranty deed dated September 6, 2005 and recorded in Deed Book 40-M, Page 534, Jackson County Deed Records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David M. Conley and Betty C. Conley or a tenant or tenants and said property is more commonly known as 160 Station Drive, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for David M. Conley and Betty C. Conley
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/klh 8/4/09
Our file no. 1125209-FT2
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRIAN K. PARKER and KIMBERLY D. PARKER to WELLS FARGO BANK, NA, dated May 26, 2006, recorded in Deed Book 44-A, Page 568, Jackson County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2 . by assignment recorded in Deed Book 54G, Page 177, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($520,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian K. Parker and Kimberly D. Parker or a tenant or tenants and said property is more commonly known as 1371 Traditions Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2. as Attorney in Fact for Brian K. Parker and Kimberly D. Parker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pak 8/4/09
Our file no. 53130808-FT5
EXHIBIT A
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 38, Pod L, traditions of Braselton, Phase 1, as shown on plat recorded at Plat Book 62, Pages 50 through 59, Jackson County, Georgia records, which plat is incorporated herein by reference and made a part of this description.
***IF Notice given TF***
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRIAN FOX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 19, 2006, recorded in Deed Book 44-I, Page 503, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 54H, Page 224, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-NINE THOUSAND AND 0/100 DOLLARS ($449,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Fox or a tenant or tenants and said property is more commonly known as 3020 Mulberry Greens Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Brian Fox
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/klh 8/4/09
Our file no. 53245108-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th Land District, G.M. Jackson County, Georgia being Lot E-17, of Traditions of Braselton Subdivision, Phase 1, as per the Subdivision Plat thereof recorded in Plat Book 62, Pages 255-258 of Jackson County, Georgia Plat Records, which recorded Plat is incorporated herein by reference and made a part of this description.
Said property is subject to all easements, covenants and restrictions of record, if any.
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STANLEY LOVE and PAM LOVE to WELLS FARGO HOME MORTGAGE, INC., dated January 11, 2002, recorded in Deed Book 25-O, Page 557, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-ONE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($61,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Stanley Love and Pam Love or a tenant or tenants and said property is more commonly known as 4851 Holly Springs Road, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Stanley Love and Pam Love
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ras 8/4/09
Our file no. 51637909-FT7
EXHIBIT A
All that tract or parcel of land and improvements thereon lying and fronting on the right-of-way of Georgia Highway 82 in the 455 G.M. District of Jackson County, Georgia containing 5.24 acres according to a plat of survey prepared for Thomas F. Watson by Michael L. Scupin, Georgia Registered Land Surveyor, dated July 17, 1980 and recorded at Plat Book 17, Page 17, Jackson County, Georgia Records. Reference is herewith made to said plat of survey for a more complete description of the property.
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CARMEN Y. ZAYAS-AIKEN to SUNTRUST MORTGAGE, INC., dated November 3, 2005, recorded in Deed Book 41-M, Page 643, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 43-0, Page 168, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED TEN THOUSAND AND 0/100 DOLLARS ($410,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 25, Pod E, Traditions of Braselton, Phase I, as per plat recorded in Plat Book 62, Page 257, Jackson County, Georgia Records, which said plat is incorporated and made a part hereof by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Carmen Y. Zayas-Aiken or a tenant or tenants and said property is more commonly known as 3330 Shady Creek Court, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank. as Attorney in Fact for Carmen Y. Zayas-Aiken
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 8/4/09
Our file no. 1381709-FT2
(JU8,15,22,29B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DEMPSEY MARTIN to SUNTRUST MORTGAGE, INC., dated April 21, 2003, recorded in Deed Book 30-A, Page 329, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND AND 0/100 DOLLARS ($128,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2009, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th District, G.M. Jackson County, Georgia, containing 1.36 acres more of less, according to plat and survey prepared for Bobby W. Seale and Linda J. Seale by Ringo and Sadler, Surveyor, dated January 11, 2001, said plat recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 58, Page 60, said plat as recorded is hereby referenced for a more detailed description of said property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and