Jackson County Public Notices 06-24-09 pt 3

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES J. WESTMORELAND and TARYN R. MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Nominee For Cresent Mortgage Company, dated August 7, 2007, recorded in Deed Book 49-R, Page 359, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 465th GMD of Jackson County, Georgia, being Lot 11 of Beacon Hill Subdivision as per Plat recorded in Plat Book 60, Page 28, Jackson County, Georgia records, which is hereby incorporated herein for a more complete and detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James J. Westmoreland and Taryn R. Moore or a tenant or tenants and said property is more commonly known as 216 Beacon Drive, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for James J. Westmoreland and Taryn R. Moore
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/ak3 7/7/09
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT T. HUNT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 29, 2005, recorded in Deed Book 38-S, Page 714, Jackson County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($191,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Scott T. Hunt or a tenant or tenants and said property is more commonly known as 96 Bristol Court, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Branch Banking and Trust Company as Attorney in Fact for Scott T. Hunt
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/els 7/7/09
Our file no. 517409-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 248 G.M.D., Jackson County, Georgia, designated as Lot 41 as shown on plat and survey of Southampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at Pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM D. STRICKLAND and PEGGY D. STRICKLAND to WELLS FARGO HOME MORTGAGE, INC., dated June 8, 2001, recorded in Deed Book 23-S, Page 207, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND AND 0/100 DOLLARS ($99,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William D. Strickland and Peggy D. Strickland or a tenant or tenants and said property is more commonly known as 316 Piedmont Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for William D. Strickland and Peggy D. Strickland
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lxk 7/7/09
Our file no. 522109-FT7
EXHIBIT A
All that tract or parcel of land lying and being in 225th District, G.M., Jackson County, Georgia, containing .48 acre, more or less, as more particularly shown on a survey entitled “Survey & Plat For: William D. Strickland and Peggy D. Strickland” dated March 28, 1998, by F&M Land Surveyors, F.B. Flournoy, Registered Land Surveyor, and recorded in Plat Book 52, Page 83, Jackson County Records, being incorporated herein by reference thereto
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SARA A. YOUNGBLOOD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 5, 2003, recorded in Deed Book 32-V, Page 311, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND AND 0/100 DOLLARS ($98,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sara A. Youngblood or a tenant or tenants and said property is more commonly known as 97 Lauren Marie Drive, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Sara A. Youngblood
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sn0 7/7/09
Our file no. 51028006-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 1765th District, G.M., of Jackson County, Georgia, being Lot 4, Block A, of Evanwood Subdivision, as per Plat Recorded in Plat Book 57, Page 171, in the Office of the Clerk of Superior Court of Jackson County, Georgia, which Recorded Plat is hereby incorporated herein and made a part of this legal description.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MELVA J. VICKERS and LAMAR VICKERS to WELLS FARGO BANK, N.A., dated November 22, 2005, recorded in Deed Book 41-S, Page 491, Jackson County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF1 by assignment recorded in Deed Book 55A, Page 553, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($322,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melva J. Vickers and Lamar Vickers or a tenant or tenants and said property is more commonly known as 294 Shankle Heights, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association, as Trustee for Structured Asset Securities Corporation Trust 2006-WF1 as Attorney in Fact for Melva J. Vickers and Lamar Vickers
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ll2 7/7/09
Our file no. 5244508-FT5
EXHIBIT A
All that tract or parcel of Land lying and being in the 255th District, GM of Jackson County, Georgia and being Lots 1, 2 and 3 of S.M. Shankle Subdivision, as per plat recorded in Plat Book MM, Page 344, records of Jackson County, Georgia, which plat is incorporated herein by reference and made a part of this description.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEE A. WADDELL and TAMARA D. WADDELL to FIRST CITIZENS BANK, dated January 19, 1999, recorded in Deed Book 18-Z, Page 776, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 19-F, Page 152, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lee A. Waddell and Tamara D. Waddell or a tenant or tenants and said property is more commonly known as 2682 Jackson Trail Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Lee A. Waddell and Tamara D. Waddell
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mt1 7/7/09
Our file no. 51985104-FT3
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 5.00 acres more or less, and being more particularly described and delineated by plat of survey for Lee A. Waddell dated January 15, 1998 prepared by Venable & Associates, Inc., certified by Allen L. Venable, GRLS No. 1761, recorded in Plat Book 53, Page 194, Jackson County, Georgia records; which plat and the record thereof are hereby incorporated herein by reference for a more detailed description of the property.
Together with 20-foot easement for purposes of ingress and egress as shown and described on the above referenced plat.
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES F. HUBBARD, JR. to SUNTRUST MORTGAGE, INC., dated December 28, 2005, recorded in Deed Book 42-B, Page 765, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 49-M, Page 461, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property: All that tract or parcel of land lying and being in the 455 GM District, Jackson County, Georgia, and being more particularly described as follows:
Beginning at a point located on the southwesterly side of Holly Springs Road (80 foot right of way), said point being located 1578.00 feet from the CL of Miller Bridge Road as measured along the southwesterly side of Holly Springs Road; thence south 39 Degrees 44 Minutes 45 Seconds east along the southwesterly side of Holly Springs Road 212.05 feet to an iron pin; thence south 50 Degrees 05 Minutes 02 Seconds west 236.06 feet to an iron pin; thence south 50 Degrees 56 Minutes 04 Seconds west 285.88 feet to an iron pin; thence south 39 Degrees 31 Minutes 28 Seconds east 161.32 feet to an iron pin; thence south 50 Degrees 66 Minutes 06 Seconds west 301.60 feet to an iron pin; thence north 29 Degrees 32 Minutes 21 Seconds west 386.50 feet to an iron pin; thence north 52 Degrees 51 Minutes 22 Seconds east 754.56 feet to an iron pin located on the southwesterly side of Holly Springs Road and the point of beginning, as per survey dated August 1, 1998 for David Bellino by Holcomb Surveying, Inc., GRLS #2733, containing 5 acres, more or less.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Holly Y. Hubbard and James R. Hubbard, Jr. or a tenant or tenants and said property is more commonly known as 8397 Holly Springs Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for James F. Hubbard, Jr.
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/els 7/7/09
Our file no. 1181409-FT2
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DALTON CLARKE and JANICE HUNT-CLARKE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 11, 2006, recorded in Deed Book 43-P, Page 518, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-WMC2 . by assignment recorded in Deed Book 54T, Page 349, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($191,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: A.S.C. for Norwest Home Improvement, PO Box 10328, Des Moines, IA 50306-0328, 1-800-662-3806. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dalton Clarke, Janice Hunt-Clarke and AKA Janice Hurt-Clarke or a tenant or tenants and said property is more commonly known as 47 Raintree Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-WMC2 . as Attorney in Fact for Dalton Clarke and Janice Hunt-Clarke
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 7/7/09
Our file no. 52365306-FT5
EXHIBIT A
All that tract or parcel of land lying and being in 245th GMD of Jackson County, Georgia, being Lot 52, of Plantation Walk, as per plat recorded in Plat Book 62, Pages 196-198, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID SOLAR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 18, 2005, recorded in Deed Book 41-N, Page 759, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon f/k/a The Bank of New York as successor to JPMorgan Chase Bank, National Association, as Trustee for the Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($185,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Solar or a tenant or tenants and said property is more commonly known as 87 Murphy Junction, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon f/k/a The Bank of New York as successor to JPMorgan Chase Bank, National Association, as Trustee for the Ownit Mortgage Loan Asset-Backed Certificates, Series 2006-1 as Attorney in Fact for David Solar
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mg2 7/7/09
Our file no. 51306609-FT12
EXHIBIT A
All that tract or parcel of land lying and being in the 1765 G.M.D., Jackson County, Georgia, designated as Lot 83 in Fairview Station, Phase 2, as shown on Plat and survey recorded in the office of the clerk of Superior Court of Jackson County, Georgia, in Plat Book 64, at Pages 160-162. For a more detailed description, reference is hereby made to said Plat as recorded. Subject to all existing easements and rights of way for Public Roads and utilities now in use. Also subject to covenant regarding installation of Underground Electrical Service to a Residential Subdivision in favor of Jackson Electric Membership Corporation, recorded in Deed Book 23-Z, at Page 557. Subject to all other existing easements and rights of way for Public Roads and utilities now in use. Subject to protective covenants for Fairview Station, as recorded in Deed Book 25-K, at Page 621, Jackson County Records.
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID R. KING and KIMBERLY F. KING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 23, 2005, recorded in Deed Book 40-U, Page 13, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($151,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David R. King and Kimberly F. King or a tenant or tenants and said property is more commonly known as 438 Summit Chase Dr., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for David R. King and Kimberly F. King
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ac0 7/7/09
Our file no. 51392009-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District, Jackson County, Georgia, being Lot 24, Summit Chase Subdivision, as per plat recorded in Plat Book 62, Page 174, Jackson County records, said plat being incorporated herein by reference thereto.
MR/ac0 7/7/09
Our file no. 51392009 - FT7
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TORRANCE T. GREEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as nominee for Lehman Brothers, FSB, a Federal Savings Bank, dated April 18, 2003, recorded in Deed Book 33-B, Page 136, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-TWO THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($72,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd G.M. District of Jackson County, Georgia consisting of Lot 11, Block A of Ivy Plantation Subdivision according to a Plat of survey entitled “Final Plan for Ivy Plantation”, prepared by W.T. Dunahoo and Associates, Georgia, registered land surveyors, dated October 18, 1999, and recorded at Plat Book 54, Page 228 Jackson County, Georgia Records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Aurora Loan Services LLC can be contacted at 800-550-0509 or by writing to 601 Fifth Avenue, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Torrance T. Green or a tenant or tenants and said property is more commonly known as 400 Ivy Creek Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Torrance T. Green
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/ske 7/7/09
Our file no. 1304009-FT8
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FLORIN MARTINAS to SUNTRUST MORTGAGE, INC., dated December 8, 2006, recorded in Deed Book 46-S, Page 609, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-THREE THOUSAND AND 0/100 DOLLARS ($333,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land lying and being in GMD 455, Jackson County, Georgia, being Lot 14, Falls of Stockton Farm, Unit 7-A, as per Plat recorded in Plat Book 68, Pages 40-44, Jackson County, Georgia records, which Plat is incorporated herein by reference for a more complete description of the subject property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Florin Martinas or a tenant or tenants and said property is more commonly known as 412 Trillium Trail, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Florin Martinas
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/kam 7/7/09
Our file no. 1240409-FT2
(JN10,17,24,JU1B/12062-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DORIN GIURGIU and CRISTINA GIURGIU to BANK OF AMERICA, NA, dated July 12, 2005, recorded in Deed Book 39-S, Page 693, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($168,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, containing 6.32 acres and being more particularly described according to a Plat entitled “Boundary survey for Lynne S. Pitters”, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia registered surveyor no. 1761, dated May 19, 1987, and being of record in the office of the clerk of the superior court for Jackson County, Georgia in Plat Book 27, Page 91, which Plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dorin Giurgiu and Cristina Giurgiu or a tenant or tenants and said property is more commonly known as 3540 Hwy. 332, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, NA as Attorney in Fact for Dorin Giurgiu and Cristina Giurgiu
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/ske 7/7/09
Our file no. 1325309-FT8
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JULIAN FOREST ARMSTRONG, JR. to Mortgage Electronic Registration Systems, Inc., as nominee for M&T MORTGAGE CORPORATION, dated November 30, 2004, recorded in Deed Book 362, Page 89, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FIVE HUNDRED EIGHTY AND 0/100 DOLLARS ($121,580.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, designated as Lot No. 11 (0.754 acres) as shown on Plat and survey for Hogan’s Mill Subdivision, prepared by Venable & Associates, registered surveyors, dated March 14, 1996, recorded in the office of
the clerk of superior court of Jackson County, Georgia, in Plat Book 46, Page 215. Said plat, as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to protective covenants recorded in deed book 16-K, page 68, Jackson County, Georgia Records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Julian Forest Armstrong, Jr. or a tenant or tenants and said property is more commonly known as 141 Will Clark Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Julian Forest Armstrong, Jr.
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/pak 7/7/09
Our file no. 1338509-FT3
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JACKIE YATES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 28, 2004, recorded in Deed Book 34-J, Page 276, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-THREE THOUSAND AND 0/100 DOLLARS ($143,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jackie Yates or a tenant or tenants and said property is more commonly known as Lot 34, Section E, Braselton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Jackie Yates
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jn2 7/7/09
Our file no. 51431609-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, Being Lot 34, Pod E, Traditions of Braselton, recorded in Plat Book 62, Page 257, in the office of the clerk of the Superior Court of Jackson County, Georgia, which recorded Plat is hereby incorporated herein by reference and made a part of this description.
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DONALD JEFFREY PHILABAUM and TAMARA MUDRY PHILABAUM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 10, 2006, recorded in Deed Book 43-P, Page 289, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP And /Or MERS AS Appropriate And/Or MERS AS Appropriate by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THOUSAND AND 0/100 DOLLARS ($200,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in July, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Jeffrey Philabaum and Tamara Mudry Philabaum or a tenant or tenants and said property is more commonly known as 61 Hickory Hollow Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP And /Or MERS AS Appropriate And /Or MERS AS Appropriate as Attorney in Fact for Donald Jeffrey Philabaum and Tamara Mudry Philabaum
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ak3 7/7/09
Our file no. 53197808-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 4 of Hickory hollow Subdivision, as per Plat thereof recorded in Plat Book 22, Page 4, Jackson County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description.
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BETTY D. TURCO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 6, 2003, recorded in Deed Book 30-0, Page 148, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND FORTY AND 0/100 DOLLARS ($92,040.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Betty D. Turco or a tenant or tenants and said property is more commonly known as 219 Forrest Lake Road, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Betty D. Turco
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ak3 7/7/09
Our file no. 5923309-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 455 GMD, Jackson County, Georgia, containing 1.545 acres and being all of Lots 19 and 218 of Forest Lakes Subdivision, more particularly described according to a Plat of survey by W.T. Dunahoo, Georgia registered surveyor, dated November 23, 1994, recorded in Plat Book 44, Page 193, Jackson County, Georgia Plat Records. Reference to said Plat and the record thereof is hereby made for a more complete description of said property. Together with that certain 1994 Fleetwood Mobile Home, serial number GAF1R0523049CW A/B
(JN10,17,24,JU1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LANETTE M. COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 3, 2006, recorded in Deed Book 42-M, Page 523, Jackson County, Georgia Records, as last transferred to IndyMac Federal Bank FSB by assignment recorded in Deed Book 53S, Page 126, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND AND 0/100 DOLLARS ($300,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in July, 2009, the following described property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: IndyMac Bank FSB, 155 North Lake Ave., Pasadena, CA 91101, 877-908-4357. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lanette M. Collins or a tenant or tenants and said property is more commonly known as 228 Storey St., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
IndyMac Federal Bank FSB as Attorney in Fact for Lanette M. Collins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ras 7/7/09
Our file no. 52231108-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M, Jackson County Georgia, containing 5.59 acres, more or less, shown as Tract No. 2 on a survey prepared for Burton R. Evans & Jennifer M. Evans by W.T. Dunahoo and Associates, Inc. Georgia Registered Surveyor, dated April 12, 1996, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 48, Page 42. Said plat as recorded, is hereby reference for a more detailed