JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JOHN J. HENDLEY III to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $267,500.00 dated 09/09/2002, and recorded in Deed Book 27-R, Page 149, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 58-I, Page 720, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011 by CitiMortgage, Inc., as Attorney-in-Fact for John J Hendley III the following described property:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Lot 42, Block B, Whitaker Downs, Unit One, as per plat recorded in Plat Book 54, Page 191, Jackson County, Georgia Records, said plat being incorporated herein and made a part hereof by reference.
Property known as: 233 Hunnington Trail, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is John J. Hendley III.
CitiMortgage, Inc., as Attorney-in-fact for John J. Hendley III.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-05720
(DC8,15,22,29B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JOE L. WELLS and ESTELLE WELLS to CITICORP TRUST BANK FSB in the original principal amount of $112,975.03 dated 08/15/2003, and recorded in Deed Book 33-W, Page 103, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2011, by CitiCorp Trust Bank, fsb., as Attorney-in-Fact for Joe L. Wells and Estelle Wells the following described property:
All that tract or parcel of land lying and being in the 242nd district, G.M. City of Arcade, Jackson County, Georgia, containing 2.52 acres, and being designated as Lot 39, as shown on the plat of survey by W. T. Dunahoo & Associates Inc. dated April 8, 1986, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 22 Page 194. Said plat as recorded is hereby incorporated by reference for a more detailed description of said property. Subject to existing assessments for public roads and utilities now in use. Subject to restrictive covenants filed in Deed Book 9-K Page 675.
Property known as: 669 Rock Forge Rd., Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 866-450-3172
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Joe L. Wells and Estelle Wells.
CitiCorp Trust Bank, fsb., as Attorney-in-fact for Joe L. Wells and Estelle Wells.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-10781
(DC8,15,22,29B/224-60)

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Notice of Sale
Notice of Sale Under Power
Jackson County, State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from KEVIN P. DAY (“Grantor”) to HOMETOWN COMMUNITY BANK (“Grantee”), dated January 26, 2007, recorded February 2, 2007, in Deed Book 47-J, Pages 87-95, Jackson County, Georgia Records, said Security Deed being given to secure a Note of even date in the original principal amount of $264,250.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2011, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 248th District G.M., Jackson County, Georgia, and being Lot 21, of Block A, Legendary Meadows, and being more particularly described and delineated according to a plat and survey prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, Georgia Registered Land Surveyor No. 1577, dated April 19, 2004, entitled “Final Plan for Legendary Meadows.” Said plat being of record in the office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 64, Page 33. Said plat and the record thereof are incorporated herein for a more complete and detailed description.
Said improved property being commonly known as 104 Alex Court, Hoschton, Georgia 30548.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Kevin P. Day and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first set out above.
The individual or entity that has full authority to negotiate, amend, and modify the terms of the loan with the debtor is David Dyer, Hometown Community Bank, P.O. Box 218, Braselton, GA 30517 (706-654-3199). The secured creditor is not required to negotiate, amend, and modify the terms of the loan.
Hometown Community Bank as attorney in fact for Kevin P. Day.
Douglas R. Daum, LLC
Douglas R. Daum
Attorney at Law
3260 Highway 78
Snellville GA 30078
770/979-9369
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by WANDA C. HORNE and LARRY HORNE in favor of COMMUNITY BANK & TRUST, n/k/a SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. dated January 3, 1997, and recorded at Deed Book 50, pages 61-63, of the Madison County, Georgia Deed Records and also recorded at Deed Book 16-H, Pages 127-129 of the Jackson County, Georgia Deed Records, as modified by that Supplemental Security Deed and Additional Loan Agreement dated October 18, 2000; a Quit-Claim Deed dated March 27, 2002 and recorded at Deed Book 444, pages 153-154 of the Madison County, Georgia Deed Records and also recorded at Deed Book 26G, pages 51-52 of the Jackson County, Georgia Deed Records; a Modification Agreement-Security Deed dated January 9, 2007 and recorded at Deed Book 47-F, Pages 615-616 of the Jackson County, Georgia Deed Records and also recorded at Deed Book 981, Pages 161-162 of the Madison County, Georgia Deed Records; a Supplemental Security Deed and Additional Loan Agreement dated June 2, 2008 and recorded at Deed book 1117, Page 154 of the Madison County, Georgia Deed Records and also recorded at Deed Book 52O, Pages 245 of the Jackson County, Georgia Deed Records; a Supplemental Security Deed and Additional Loan Agreement dated January 15, 2009 and recorded at Deed Book 1160, Page 75 of the Madison County, Georgia Deed Records and also recorded at Deed Book 54-H, Page 269 of the Jackson County, Georgia Deed Records; and a Renewal Loan Agreement dated May 29, 2009 and recorded at Deed Book 55-K, Page 507 of the Jackson County, Georgia Deed Records, all as assigned pursuant to that Transfer and Assignment of Deed to Secure Debt from Federal Deposit Insurance Corporation, in its capacity as Receiver for Community Bank & Trust to SCBT, N.A., d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Jackson County, Georgia, during the legal hours of sale, on the first Tuesday in January, 2011, that being January 4, 2011, the following described property:
All that tract or parcel of land lying and being in Jackson County, Georgia in the Minish District, and described as follows: Beginning at Spanish Oak Stump; thence North 81.75 East 14.00 to rock; thence with road 17.85 to a rock; thence South 64.75 West 23.50 to a pine knot; thence North 33.25 East 5.00 to Pine stump; thence North 2.50 East 21.25 to the beginning Spanish Oak corner. Containing thirty-five and one-half (35 1/2) acres, more or less. This place is known as the old Williamson place.
Also, one tract or parcel of land in Jackson County, Georgia, Minish District, adjoining the above tract and described as follows: Beginning at an iron pin; thence North 85 West 834 feet to an iron pin; thence North 54 West 792 feet to an iron pin; thence in a straight line back to the beginning corner North 51 East 1132 feet. Containing seven and 42/100 (7.42) acres, more or less. This tract of land known as the Bird Place.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 15.500 acres, more or less, as more particularly shown on a plat of survey prepared for Larry Horne by Barry D. Lord, Registered Surveyor, dated October 8, 2001, recorded at Plat Book B-74, Page 5, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereby by reference for a more detailed description.
The debt secured by said Security Deed is primarily evidenced by a Commercial Promissory Note, dated April 21, 2008, in the original principal amount of $141,928.87, payable from the date thereof shown on said Promissory Note on the unpaid balance and interest until paid. The Promissory Note referred to in this paragraph shall hereinafter be referred to as “Note 1” and also evidenced by a Commercial Promissory Note, dated May 29, 2009, in the original principal amount of $98,991.89, payable from the date thereof on said Promissory Note on the unpaid balance and interest until paid. The Promissory Note referred to in this paragraph shall be referred to as “Note 2”.
Default has occurred in the payment of the debt evidenced by the Notes and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Wanda Horne and Larry Horne, the proceeds to be applied to the payment of said indebtedness, and the lawful expenses of said sale, all as provided in the Notes and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
An Order Modifying Automatic Stay dated November 23, 2010 has been entered in the Larry Horne and Wanda C. Horne Chapter 7 Bankruptcy Case No. 10-31609-jps, U.S. Bankruptcy Court, Middle District of Georgia, Athens Division.
To the best of the undersigned’s knowledge and belief, the property is in the possession of Larry Horne and Wanda Horne and will be sold as the property of Larry Horne and Wanda Horne.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
Larry Horne and Wanda C. Horne
By SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-Fact
Paul B. Smart
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
(DC8,15,22,29B/417-110T1)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NELSON BORGESON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 28, 2007, recorded in Deed Book 48-G, Page 482, Jackson County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED EIGHTY-FOUR THOUSAND AND 0/100 DOLLARS ($384,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Nelson Borgeson or a tenant or tenants and said property is more commonly known as 6138 Golf View Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Flagstar Bank, FSB as Attorney in Fact for Nelson Borgeson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cw5 1/4/11
Our file no. 52691510-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, Being Lot 182, POD Q, Traditions of Braselton, Phase 2, as per plat recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia. Which plat is incorporated herein and made a part hereof by reference. MR/cw5 1/4/11 Our file no. 52691510 - FT8
(DC8,15,22,29B/19698-60T1)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ROBERT F. BOLTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR W.J. BRADLEY MORTGAGE CAPITAL CORP., dated 03/15/2010, and Recorded on 03/18/2010 as Book No. 0057H and Page No. 0534-0545, JACKSON County, Georgia records, as last assigned to BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $127,645.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 255TH DISTRICT, G.M. JACKSON COUNTY, GEORGIA, BEING THAT 2.75 ACRES MORE OR LESS DESIGNATED AS TRACT NO. 4-A, AS PER PLAT RECORDED IN PLAT BOOK 59, PAGE 85, JACKSON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 767 B WILSON ROAD, COMMERCE, GEORGIA 30529 is/are: ROBERT F. BOLTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for ROBERT F. BOLTON.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100031414506 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(DC8,15,22,29B/19564-70T4P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated July 25, 2006, and recorded in Deed Book 44-V, Page 714, Jackson County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, January 4, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOTS 1, 2, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 78, 79, THE WOODLANDS SUBDIVISION, PHASE I, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Angela M. Hurley, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lots 1, 2, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 23, 24, 25, 26, 27, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 78, & 79, of The Woodlands Subdivision, Phase 1, as per plat recorded in Plat Book 68, pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated August 4, 2006, and recorded in Deed Book 44-Z, Page 648, Jackson County, Georgia records, re-recorded in Deed Book 45E, Page 573, Jackson County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, January 4, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOTS 3, 6, 22 & 77, OF THE WOODLANDS SUBDIVISION, PHASE I, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Angela M. Hurley, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lots 3, 6, 22 & 77, of The Woodlands Subdivision, Phase 1, as per plat recorded in Plat Book 68, pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated August 4, 2006, and recorded in Deed Book 46-O, Page 772, Jackson County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, January 4, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as LOT 4, THE WOODLANDS SUBDIVISION, PHASE 1, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Angela M. Hurley, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 4, The Woodlands Subdivision, as per plat recorded in Plat Book 68, Pages 74-78, Jackson County, Georgia Records, which plat is incorporated herein and made a part thereof by reference.
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from DENNEY CONSTRUCTION COMPANY, INC. to BRANCH BANKING AND TRUST COMPANY dated April 20, 2005, and recorded in Deed Book 38-O, Page 701, Jackson County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, January 4, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Denney Construction Company, Inc. or a tenant or tenants, and said property is more commonly known as 37.6613 ACRES, GMD 245, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.
Branch Banking and Trust Company Attorney in Fact for Denney Construction Company, Inc.
Martin G. Quirk, Esq.
Angela M. Hurley, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being 37.6613 acres, as per plat recorded in Plat Book 63, page 133, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by THOMAS STEPHENSON AND A/K/A THOMAS ADAM STEPHENSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINANCIAL CORPORATION , dated 05/31/2007, and Recorded on 06/05/2007 as Book No. 48-X and Page Nos. 245-262, JACKSON County, Georgia Records, as last assigned to CHASE HOME FINANCE, LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,658.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 245TH GMD OF JACKSON COUNTY, GEORGIA; BEING LOT 83 OF JAMESTOWN PLACE SUBDIVISION F/K/A HIGHLAND PARK, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 63, PAGES 64-65, JACKSON COUNTY, GEORGIA RECORDS; SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 92 JAMESTON DRIVE, JEFFERSON, GEORGIA 30549 is/are: THOMAS STEPHENSON AND A/K/A THOMAS ADAM STEPHENSON or tenant/tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
CHASE HOME FINANCE, LLC as Attorney in Fact for THOMAS STEPHENSON AND A/K/A THOMAS ADAM STEPHENSON.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187437545 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(DC8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by J RODNEY MULLENIX AND DEBORAH A MULLENIX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR TAYLOR, BEAN, & WHITAKER MORTGAGE CORP. , dated 08/01/2002, and Recorded on 08/12/2002 as Book No. 27-I and Page Nos. 287-304, JACKSON County, Georgia Records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MBS 2002-34, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $112,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 255TH DISTRICT, G.M., JACKSON COUNTY, GEORGIA, BEING KNOWN AS LOT 1, CONTAINING 1.563 ACRES, AS SHOWN ON “FINAL PLAT FOR TIMOTHY BROOKS”, PREPARED BY VONABLE AND ASSOCIATES, INC., GEORGIA REGISTERED LAND SURVEYOR NO. 1761, AS PER PLAT RECORDED IN PLAT BOOK 60, PAGE 250, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: AMERICA’S SERVICING COMPANY, 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-013, FORT MILL, SC 29715, 800-288-3212. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1136 HOODS MILL ROAD, COMMERCE, GEORGIA 30529 is/are: J RODNEY MULLENIX AND DEBORAH A MULLENIX or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MBS 2002-34 as Attorney in Fact for J RODNEY MULLENIX AND DEBORAH A MULLENIX.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100134005336 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(DC8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISSY L. BROOKS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR GUARANTY MORTGAGE SERVICES LLC , dated 02/03/2006, and Recorded on 03/16/2006 as Book No. 43-A and Page Nos. 349-371, JACKSON County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE FOR CMLTI 2006-AR1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $121,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF JEFFERSON IN THE 245TH GMD OF JACKSON COUNTY, GEORGIA, BEING LOT 101 OF JEFFERSON PLACE SUBDIVISIION F/K/A JEFFERSON WALK NORTH, PER PLAT BOOK 64, PAGE 232, JACKSON COUNTY, GEORGIA RECORDS, WHICH IS REFERRED TO AND MADE A PART OF THIS DESCRIPTION.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., Foreclosure MAC# X7801-014, FT. MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 669 CORNISH WAY, JEFFERSON, GEORGIA 30549 is/are: CHRISSY L BROOKS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. BANK NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE FOR CMLTI 2006-AR1 as Attorney in Fact for CHRISSY L BROOKS.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100169814262 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(DC8,15,22,29B/19564-70T4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by AMY L. TRIGUERO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FIRST NATIONAL BANK OF ARIZONA , dated 12/13/2005, and Recorded on 01/03/2006 as Book No. 42-B and Page Nos. 723-743, JACKSON County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-5, ASSET-BACKED CERTIFICATES, SERIES 2006-5, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $148,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE GMD 245, JACKSON COUNTY, GEORGIA, BEING LOT 33, BLOCK A, THE VILLAGE AT CREEKSIDE SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 62, PAGE 132, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY THIS REFERENCE.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CHASE HOME FINANCE, LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-548-7912. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 314 VILLAGE DRIVE, JEFFERSON, GEORGIA 30549 is/are: AMY L. TRIGUERO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-5, ASSET-BACKED CERTIFICATES, SERIES 2006-5 as Attorney in Fact for AMY L. TRIGUERO.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100187501466 BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(DC8,15,22,29B/19564-70T4)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by CRYSTAL M. HARRIS and CHRISTOPHER JAMES HARRIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Southtrust Mortgage Corporation dated 5/27/2004 and recorded in Deed Book 34-U Page 157, Jackson County, Georgia records; as last transferred to The Bank of New York Mellon, fka The Bank of New York as successor-in-interest to JPMorgan Chase Bank, NA as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2004-9. by Assignment filed for record in Jackson County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $130,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011 (January 4, 2011), the following described property:
ALL that tract or parcel of land situate, lying and being in the 245th G.M.D., Jackson County, Georgia, being known and designated as Lot 18, Phase I, Finch Landing Subdivision, as more particularly described on a plat of survey prepared by Venable and Associates, Inc., certified by Allen L. Venable, GRLS No. 1761, dated June 10, 2003 and recorded in Plat Book 62, page 35, Jackson County, Georgia Records; reference to said plat of survey and the recording thereof being hereby made for a more particular description.
THIS property is conveyed subject to Protective Covenants dated July 15, 2003, as recorded in Deed Book 30-Y, Page 703, Jackson County, Georgia Records; sixty foot front building setback line, forty foot rear building setback line and twenty foot side building setback line as shown at Plat Book 62, page 35, Jackson County, Georgia Records; Right of Way Deed in favor of Jackson County, Georgia, dated March 1, 1962, being recorded in Deed Book 4-M, page 427; Right of Way Deed in favor of Jackson County, Georgia, dated July 6, 1988, being recorded in Deed Book 10-H, page 233, Jackson County, Georgia Records; and Right of Way Easement in favor of Jackson E.M.C., dated March 18, 1999, being recorded in Deed Book 19-Q, page 510, all Jackson County, Georgia Records.
This sale will be made subject to any right of the United States of America to redeem the hereinabove described property within 120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 37 Wren Avenue, Jefferson GA 30549 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Crystal M. Harris and Christopher James Harris or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
The Bank of New York Mellon, fka The Bank of New York as successor-in-interest to JPMorgan Chase Bank, NA as Trustee for Structured Asset Mortgage
Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2004-9. as agent and Attorney in Fact for Crystal M. Harris and Christopher James Harris
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4069
(DC8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTOPHER B. PITTMAN and PAMELA J. PITTMAN to REGIONS MORTGAGE, INC. dated March 21, 2001, and recorded in Deed Book 23-B, Page 545, Jackson County Records, securing a Note in the original principal amount of $20,700.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 1691st GMA of Jackson County, Georgia, containing 4.10 acres, and being more particularly described as Tract 2 on a plat of survey prepared for Chris Pittman and Pam Pittman by Allen L. Venable Jr., Registered Surveyor, dated March 4, 1992, revised March 6, 1992, recorded in Plat Book 35, Page 262, Jackson County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property.
Said property is known as 749 Hubert Pittman Road, Pendergrass, GA 30567, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christopher B. Pittman and Pamela J. Pittman, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christopher B. Pittman and Pamela J. Pittman, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Regions Bank DBA Regions Mortgage successor by merger with Regions Mortgage, Inc. as Attorney-in-Fact for Christopher B. Pittman and Pamela J. Pittman
File no. 10-011800
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/AR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by RYAN DANIEL and CHRISTY DANIEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for QUICKEN LOANS, INC., its successors and assigns dated March 8, 2004 in the amount of $168,000.00, and recorded in Deed Book 33-T, Page 670, Jackson County, Georgia Records, as last transferred to OneWest Bank, FSB by assignment; the undersigned, OneWest Bank, FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Deal Number 11-00566418-RK
Title Number 11-01453400 REV.NO.
Tax ID Number 11401923
Land situated in the County of Jackson, State of Georgia is described as follows:
All that tract or parcel of land lying and being in the 1407 G.M.D., Jackson County, Georgia, designated as Lot 23, in Indian Creek Manor, as shown on plat and survey of Wilkie Land Surveying, Inc., dated October 27, 1998, recorded in Deed Book 50, Page 291, which plat is incorporated herein and made a part there of by reference.
Commonly known as 74 Indian Creek Way, Hoschton, GA 30548
which has the property address of 74 Indian Creek Way, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Ryan Daniel and Christy Daniel  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank, FSB Attorney in Fact for Ryan Daniel and Christy Daniel
Anthony DeMarlo, Attorney/tnalty
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-23666 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Jackson County
Pursuant to the Power of Sale contained in a Security Deed given by NATASHA WILHITE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as nominee for TERRACE MORTGAGE COMPANY dated 4/2/2008 and recorded in Deed Book 58-I, Page 709, Jackson County, Georgia Records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in Jackson County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 417,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011 (January 4, 2011), the following described property:
All that tract or parcel of land lying and being in GMD 245 Jackson County Georgia being Lot 8 Mountain View Subdivision, as shown on plat of said subdivision recorded in Jackson County, plat records, at Plat Book 22, Page 296 which plat is incorporated herein by reference for a more complete description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property is commonly known as 644 Storey Lane, Jefferson, Georgia 30549 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Natasha Wilhite or tenant or tenants.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
Wells Fargo Bank, NA as agent and Attorney in Fact for Natasha Wilhite
Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-4370
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in a Security Deed from LAURA L. LAWSON and WALTER J. LAWSON, to BRANCH BANKING AND TRUST COMPANY (“BB&T”), as successor institution for First Federal Savings Bank of Georgia, dated June 18, 1992, and recorded in Deed Book 12-L, Page 679, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the courthouse doors of said county during the legal hours of sale on the first Tuesday in January, 2011, by BB&T, as Attorney-in-Fact for Laura L. Lawson and Walter J. Lawson, the following described property, to-wit:
All that tract or parcel of land lying and being in the 1765th G.M. District of Jackson County, Georgia, being Lot 21, Block C of the Vineyards Subdivision, Phase I, as per plat recorded in Plat Book 29, page 25 of Jackson County Records, which plat is incorporated herein and made a part hereof by reference.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. Tim Mobley, phone number 864-242-9577, Ext. 29577, Chasity Cox, phone number 864-242-8403, Ext. 28403 and Kade Herrick, phone number 864-242-8721, Ext. 28721, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601.
The property will be sold as the property of Laura L. Lawson and Walter J. Lawson subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Laura L. Lawson and Walter J. Lawson, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as 483 Chardonnay Trace, Braselton, Georgia 30517.
Branch Banking & Trust Co. as Attorney in Fact for Laura L. Lawson and Walter J. Lawson
Gregory M. Eells
Attorney at Law
Eells Law Group, LLC
Suite 181 - The Oglethorpe Bldg.
2971 Flowers Road South
Atlanta, Georgia 30341
(770) 455-3660
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,28B/P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Construction Deed to Secure Debt and Security Agreement made by DNS CONSTRUCTION, INC. a Georgia Corporation, Grantor, to BRANCH BANKING AND TRUST COMPANY, as successor in interest to COLONIAL BANK by asset acquisition from the Federal Deposit Insurance Corporation as Receiver for Colonial Bank, Grantee, on the 30th day of April 2007, said deed recorded on May 2, 2007, in the Superior Court of Jackson County, Georgia, in Deed Book 48-L, Page 695 (“Security Deed”), as affected by that certain Assignment of Security Instruments and Other Loan Documents from the Federal Deposit Insurance Corporation in its capacity as Receiver for Colonial Bank to Branch Banking and Trust Company (BB&T), recorded in the Superior Court of Jackson County, Georgia, in Deed Book 56N, Page 339, on November 5, 2009, and as affected by that certain Final Order Denying Confirmation and Ordering Re-Sale in Case No. X10-CV-0342, in the Superior Court of Jackson County, Georgia, conveying the after-described property to secure that certain Non-Consumer Real Estate Note from Grantor payable to Grantee, in the original principal amount of One Hundred Fifty-Three Thousand Seven Hundred Seven and no/100 Dollars ($153,707.00), dated April 30, 2007, and all modifications thereof with the last modification being dated April 10, 2009, in the amount of FIFTY THOUSAND TWO HUNDRED FIFTY-TWO AND 47/100 DOLLARS ($50,252.47), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2011, the following described real estate situated in Jackson County, Georgia, to wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 245 G.M.D., JACKSON COUNTY, GEORGIA, BEING LOT 27, BELMONT CHASE, AS PER PLAT RECORDED IN PLAT BOOK 64, PAGES 243-245, JACKSON COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO.
(Lot 17 is being purposely excluded from the above legal description by virtue of that certain Quit Claim Deed recorded on July 20, 2007, in Deed Book 49-L, Page 456. Lot 55 is being purposely excluded from the above legal description by virtue of that certain Quit Claim Deed recorded on May 5, 2008, in Deed Book 52-G, Page 246. Lot 27, Belmont Chase is the only lot being foreclosed upon.)
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including Attorney’s fees (notice of intent to collect Attorney’s fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property is located at Lot 27, Belmont Chase, Jackson County, Georgia, and the party in possession of the property is DNS Construction, Inc., or its tenant or tenants.
Branch Banking and Trust Company as Attorney-in-Fact for DNS Construction, Inc.
Sasser, Sefton, Tipton & Davis, P.C.
Patrick L. W. Sefton, Esq.
2000 Interstate Park Drive, Suite 300
Montgomery, AL 36109
(334) 532-3400
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Construction Deed to Secure Debt made by DNS CONSTRUCTION, INC. a Georgia Corporation, Grantor, to BRANCH BANKING AND TRUST COMPANY, as successor in interest to COLONIAL BANK by asset acquisition from the Federal Deposit Insurance Corporation as Receiver for Colonial Bank, Grantee, on the 27th day of March 2006 (“Security Deed”), said deed recorded on March 29, 2006, in the Superior Court of Jackson County, Georgia, in Deed Book 43-F, Page 200, as affected by that certain Assignment of Security Instruments and Other Loan Documents from the Federal Deposit Insurance Corporation in its capacity as Receiver for Colonial Bank to Branch Banking and Trust Company (BB&T), recorded in the Superior Court of Jackson County, Georgia, in Deed Book 56N, Page 339, on November 5, 2009, and as further affected by that certain Full Cancellation of Recorded Lien recorded on July 20, 2007, in Deed Book 49-L, Page 91, and as further affected by that certain Reinstatement Affidavit recorded January 2, 2009, in Deed Book 53-W, Page 599, and as affected by that certain Final Order Denying Confirmation and Ordering Re-Sale in Case No. X10-CV-0340, in the Superior Court of Jackson County, Georgia, conveying the after-described property to secure that certain Non-Consumer Real Estate Note from Grantor payable to Grantee, in the original principal amount of Two Hundred Thirty-Nine Thousand Nine Hundred Twenty-Five and no/100 Dollars ($239,925.00), dated March 27, 2006, and all modifications thereof, with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2011, the following described real estate situated in Jackson County, Georgia, to wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 245, JACKSON COUNTY, GEORGIA, BEING LOT 39, PHASE 2, THE PRESERVE AT JEFFERSON, AS PER PLAT RECORDED IN PLAT BOOK 64, PAGES 110 THROUGH 113, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE.
(Lot 25, Unit One, is being purposely excluded from the above legal description by virtue of that certain Quit Claim Deed recorded in Deed Book 48-Q, Page 517. Lot 1 is being purposely excluded from the above legal description by virtue of that certain Quit Claim Deed recorded in Deed Book 49-I, Page 350. Lot 20, Phase One is being purposely excluded from the above legal description. Lot 39, Phase 2, The Preserve at Jefferson is the only lot being foreclosed upon.)
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including Attorney’s fees (notice of intent to collect Attorney’s fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property is located at Lot 39, Phase 2, The Preserve at Jefferson, Jackson County, Georgia, and the party in possession of the property is DNS Construction, Inc., or its tenant or tenants.
Branch Banking and Trust Company as Attorney-in-Fact for DNS Construction, Inc.
Sasser, Sefton, Tipton & Davis, P.C.
Patrick L. W. Sefton, Esq.
100 Colonial Bank Blvd., Suite B201
Montgomery, AL 36117
(334) 532-3400
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Construction Deed to Secure Debt and Security Agreement made by DNS CONSTRUCTION, INC. a Georgia Corporation, Grantor, to BRANCH BANKING AND TRUST COMPANY, as successor in interest to COLONIAL BANK by asset acquisition from the Federal Deposit Insurance Corporation as Receiver for Colonial Bank, Grantee, on the 20th day of October 2006, said deed recorded on October 23, 2006, in the Superior Court of Jackson County, Georgia, in Deed Book 46-A, Page 505 (“Security Deed”), as affected by that certain Assignment of Security Instruments and Other Loan Documents from the Federal Deposit Insurance Corporation in its capacity as Receiver for Colonial Bank to Branch Banking and Trust Company (BB&T), recorded in the Superior Court of Jackson County, Georgia, in Deed Book 56N, Page 339, on November 5, 2009, and as affected by that certain Final Order Denying Confirmation and Ordering Re-Sale in Case No. X10-CV-0341, in the Superior Court of Jackson County, Georgia, conveying the after-described property to secure that certain Non-Consumer Real Estate Note from Grantor payable to Grantee, in the original principal amount of TWO HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($241,500.00), dated October 20, 2006, and all modifications thereof with the last modification being dated April 10, 2009, in the amount of FIFTY-ONE THOUSAND FOUR HUNDRED EIGHTY-FIVE AND 75/100 DOLLARS ($51,485.75), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2011, the following described real estate situated in Jackson County, Georgia, to wit:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GMD 245, JACKSON COUNTY, GEORGIA, BEING LOT 57, BELMONT CHASE, AS PER PLAT RECORDED IN PLAT BOOK 64, PAGE 243 THROUGH 245, JACKSON COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE.
(LOT 19 IS BEING PURPOSELY EXCLUDED FROM THE ABOVE LEGAL DESCRIPTION BY VIRTUE OF THAT CERTAIN QUIT CLAIM DEED RECORDED ON AUGUST 6, 2007, IN DEED BOOK 49-Q, PAGE 440, IN THE RECORDS OF JACKSON COUNTY, GEORGIA. LOT 57, BELMONT CHASE IS THE ONLY LOT BEING FORECLOSED UPON.)
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including Attorney’s fees (notice of intent to collect Attorney’s fees having been given as provided by law). The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security. Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property is located at Lot 57, Belmont Chase, Jackson County, Georgia, and the party in possession of the property is DNS Construction, Inc., or its tenant or tenants.
Branch Banking and Trust Company as Attorney-in-Fact for DNS Construction, Inc.
Sasser, Sefton, Tipton & Davis, P.C.
Patrick L. W. Sefton, Esq.
2000 Interstate Park Drive,
Suite 300
Montgomery, AL 36109
(334) 532-3400
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RHONDA S. CLARK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR TAYLOR, BEAN & WHITAKER MORTGAGE CORP, dated October 12, 2006, recorded in Deed Book 46-E, Page 504, Jackson County, Georgia records, as last transferred to OCWEN LOAN SERVICING, LLC by assignment recorded in Deed Book 57-X, Page 654, Jackson County, Georgia records conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY EIGHT THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($348,500.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January 2011 the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 248 G.M.D.,JACKSON COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 50 OF ANTRIM GLEN, UNIT TWO, A SHOWN ON PLAT AND SURVEY OF W. T. DUNAHOO & ASSOCIATES, SURVEYORS, DATED MARCH 6, 1997, RECORDED IN PLAT BOOK 50, AT PAGE 204, JACKSON COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE. THIS PROPERTY IS SUBJECT TO PROTECTIVE COVENANTS FOR ANTRIM GLEN AS RECORDED IN DEED BOOK 16-X, AT PAGE 326, JACKSON COUNTY RECORDS, AND IS ALSO SUBJECT TO EXISTING EASEMENTS AND RIGHTS OF WAY FOR PUBLIC ROADS AND UTILITIES NOW IN USE.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rhonda S. Clark or a tenant or tenants and said property is more commonly known as 485 Antrim Glen Road, Hoschton, GA 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
OCWEN LOAN SERVICING, LLC as Attorney in Fact for Rhonda S. Clark
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
Our File# 015151-003116
(DC8,15,22,29B/19109-60T4P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY C. JOHNSON to SOUTHTRUST MORTGAGE CORPORATION D/B/A EQUIBANC MORTGAGE, dated May 4, 2001, recorded in Deed Book 23-J, Page 609, Jackson County, Georgia Records, as last transferred to Chase Mortgage Company by assignment recorded in Deed Book 43-I, Page 689, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($117,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory C. Johnson or a tenant or tenants and said property is more commonly known as 61 Hawthorne Drive, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm Chase Mortgage Company as Attorney in Fact for Gregory C. Johnson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ms8 1/4/11
Our file no. 52700410-FT18
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 51, Block A, Cabots Creek, as per plat recorded in Plat Book 54, Page 178, Jackson County records, said plat being incorporated herein by reference thereto.
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by DANIEL W. EMBRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Matrix Financial Services Corporation, its successors and assigns dated September 26, 2002 in the amount of $100,500.00, and recorded in Deed Book 27-U, Page 285, Jackson County, Georgia Records; as last transferred to Matrix Financial Services Corp. by assignment; the undersigned, Matrix Financial Services Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd District, G.M., Jackson County, Georgia, and on the East side of Georgia Highway #334 and containing 0.847 acre, as shown by plat and survey of Ben McLeroy and Associates, Surveyors, dated March 18, 1975, recorded in Plat Book 10, Page 247, in the Office of the Clerk of the Superior Court of Jackson County, Georgia; bounded on the North, East and South by lands of Ralph Archer and on the West by Georgia Highway #334. For a more detailed description to said Tract, reference is hereby made to said plat as recorded.
Also: All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, designated as Tract No. 2, containing 0.653 acre, more or less, as shown on plat and survey of Terrell & Associates, Surveyors, dated July 7, 1989, and recorded in Plat Book 32, Page 74, in said Clerks Office. For a more detailed description to said Tract, reference is hereby made to said plat as recorded. Subject to existing easements and Rights of Way for public roads and utilities now in use.
which has the property address of 4707 Highway 334, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Daniel W. Embrick and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Matrix Financial Services Corp. Attorney in Fact for Daniel W. Embrick
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-06968 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOSEPH W. GAITHER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 9, 2005, recorded in Deed Book 41-K, Page 627, Jackson County, Georgia Records, as last transferred to U.S Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2006-AC1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($119,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Joseph W. Gaither, Pam Gillespie, and Mark Norris or a tenant or tenants and said property is more commonly known as 220 Brannon Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed Certificates, Series 2006-AC1 as Attorney in Fact for Joseph W. Gaither
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kag1 1/4/11
Our file no. 53223210-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 248th District, G.M. of Jackson County, Georgia, being Lot 6, Autumn Ridge Subdivision, as per plat recorded in Plat Book 54, Page 296, Jackson County records which plat is incorporated herein by reference.
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RYAN R. COLLINGS to WACHOVIA BANK, NATIONAL ASSOCIATION, dated April 13, 2007, recorded in Deed Book 48-L, Page 776, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND EIGHT HUNDRED TWENTY-SEVEN AND 50/100 DOLLARS ($134,827.50), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank, N.A., P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ryan R. Collings or a tenant or tenants and said property is more commonly known as 621 Cornish Way, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm to Wachovia Bank, National Association as Attorney in Fact for Ryan R. Collings
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/eja 1/4/11
Our file no. 53082210-FT17
EXHIBIT “A”
The following real property situate in county of Jackson and State of Georgia described as follows: All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being known as Lot 104, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference. Property Address: 621 Cornish Way.
(DC8,15,22,29B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KRIS KROPP and SHARON KROPP to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 4, 2005, recorded in Deed Book 40-D, Page 608, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-NINE THOUSAND AND 0/100 DOLLARS ($339,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kris Kropp and Sharon Kropp or a tenant or tenants and said property is more commonly known as 2095 Cleveland Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Kris Kropp and Sharon Kropp
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 1/4/11
Our file no. 53124610-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 52, Pod N, Traditions of Braselton, Phase 2, as per plat recorded in Plat Book 64, Page 97-98, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
(DC8,15,22,29B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from GEORGE CURRAN and JILL CURRAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for AMERICA`S WHOLESALE LENDER, dated February 8, 2006, recorded February 10, 2006, in Deed Book 420, Pages 719-734, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Nineteen Thousand Nine Hundred Twenty and 00/100 dollars ($119,920.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon fka The Bank Of New York, As Trustee, For CWABS, Inc, Asset-Backed Certificates, Series 2006-3, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2011, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M. Jackson County, Georgia, designated as Tract 1, containing 1.00 acre, more or less, as shown by plat and survey entitled “Survey for: Christy Austin”, prepared by Ingram Lord & Associates, GRLS, dated March 7, 2000, revised June 2, 2003 and recorded in Plat Book 62, Page 129, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Said property is commonly known as 211 Jefferson River Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is George Curran and Jill Curran, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE, FOR CWABS, INC, ASSET-BACKED CERTIFICATES, SERIES 2006-3
as Attorney in Fact for GEORGE CURRAN AND JILL CURRAN
Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070
Telephone Number: 800-720-3758
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
Telephone Number: (888) 890-5309 Case No. BAC-10-11395-1
(DC8,15,22,29B/18915-70T1)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by THOMAS GARNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated July 25, 2005 in the amount of $153,000.00, and recorded in Deed Book 40-A, Page 659, Jackson County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Jackson County, Georgia, in the 1747th Attica District, G.M., containing 6.866 acres, more or less, more particularly described according to the plat prepared by James Flanders, Surveyor on June 27, 1966, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 5, Page 211. Bounded according to said plat, the North by lands of Palmer, on the South by land of Fuller, and on the West in part by lands of Fall and in part by County Road Right Of Way. Said plat and the description thereof being incorporated herein by reference for a detailed description.
Less & Except
All that or parcel of land lying and being in the 1747th G.M.D., Jackson County, Georgia, containing 1.50 acres, more or less as per plat of survey prepared for Jean Garner by Ringo & Sadler, Georgia Registered Surveyors, dated October 8, 2001, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 285. Said plat as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Together with a 20 Degree ingress-egress easement.
which has the property address of 379 Fuller Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Thomas Garner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Thomas Garner
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-08776 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by JAMES EGAN and DANIELA EGAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., nominee for GMAC Mortgage Corporation DBA its successors and assigns dated March 11, 2005 in the amount of $221,400.00, and recorded in Deed Book 38-B, Page 783, Jackson County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Porter G.M.D. Jackson County, Georgia, being Lot 43 of Liberty Crest East Subdivision, as per plat recorded in Plat Book 46, Page 194, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
which has the property address of 62 Crown Drive, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James Egan and Daniela Egan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
GMAC Mortgage, LLC Attorney in Fact for James Egan and Daniela Egan
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-22713 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-50)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWANNA OGLESBY to INFINITY MORTGAGE CORPORATION dba RES-COM Financial, a Georgia Corporation, dated October 29, 2003, recorded in Deed Book 32-M, Page 536, Jackson County, Georgia Records, as last transferred to Midfirst Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND EIGHT HUNDRED THREE AND 0/100 DOLLARS ($138,803.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage Corporation, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shawanna Oglesby or a tenant or tenants and said property is more commonly known as 87 Silverstone Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Midfirst Bank as Attorney in Fact for Shawanna Oglesby
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ks9 1/4/11
Our file no. 53208310-FT17
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia being Lot 14, of Greystone Subdivision as per plat recorded in Plat Book 60, Pages 223-224, Jackson County, Georgia Records; which plat is hereby incorporated herein for a more complete and detailed description.
(DC8,15,22,29B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ELAINE GRICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 26, 2007, and recorded in Deed Book 49-G, Page 600, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 4, 2011, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being on the 1407th District, G.M., Jackson County, Georgia, containing 1.01 acres, more or less, and being known as Lot 33, Quail Crossing Subdivision, Phase II, as more particularly shown on a survey entitled “Survey for: Larry Dean Grice and Elaine Reynolds Grice”, dated December 19, 1994, by Patton-Patton, Inc., Owen Patton and Chris M. Patton, Registered Land Surveyors, and recorded in Plat Book 45, Page 73, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of property herein conveyed. This conveyance is made subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use.
Said property is known as 434 Quail Run, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Elaine Grice, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Elaine Grice, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Elaine Grice
File no. 10-012754
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID ALLEN CHAMPAGNE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 15, 2009, recorded in Deed Book 55-H, Page 784, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND NINE HUNDRED THIRTY AND 0/100 DOLLARS ($216,930.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David Allen Champagne or a tenant or tenants and said property is more commonly known as 782 Lake Crest Drive, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for David Allen Champagne
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm7 1/4/11
Our file no. 53170710-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being Lot 22, Sterling Lake at Jefferson, as per plat recorded in Plat Book 66, Pages 171-174, Jackson County Records, said plat being incorporated herein by reference hereto. Subject to any right of way deeds or other easements of record.
(DC8,15,22,29B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEONARD E. PIZZARELLI to FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN, dated February 8, 2005, recorded in Deed Book 37-R, Page 105, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon, successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the Pooling and Servicing Agreement dated as of April 1,2005 First Franklin Mortgage Loan Trust 2005-FF5 Asset-Backed Certificates, Series 2005-FF5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($83,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Leonard E. Pizzarelli or a tenant or tenants and said property is more commonly known as 93 Kerby Circle, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon, successor in interest to JPMorgan Chase Bank, N.A., as Trustee for the Pooling and Servicing Agreement dated as of April 1,2005 First Franklin Mortgage Loan Trust 2005-FF5 Asset-Backed Certificates, Series 2005-FF5 as Attorney in Fact for Leonard E. Pizzarelli
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tah 1/4/11
Our file no. 51047010-FT17
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765, Jackson Count, Georgia, being Lot 9, of Pine Ridge Subdivision, Phase III, as per plat recorded in Plat Book 54, Page 111, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
(DC8,15,22,29B/19698-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by JILL A. PARKER N/K/A JILL A. KNOWLES in favor of HAMILTON STATE BANK dated February 28, 2008, and recorded at Deed Book 51-X, pages 200-205, of the Jackson County, Georgia Deed Records, as modified by that Modification of Deed to Secure Debt dated July 25, 2008 executed by Jill A. Knowles, recorded in Deed Book 53-C, pages 603-604, Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Jackson County, Georgia, during the legal hours of sale, on the first Tuesday in January, 2011, that being January 4, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 248th District G.M., State of Georgia, County of Jackson, being Lot 15, Pod N, Traditions of Braselton and being more particularly described and delineated according to a plat and survey being of record in the office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 64, pages 97-98; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
Upon information and belief, said property is located at: Lot 15, Pod N, Traditions of Braselton, Jefferson, Georgia 30549
The debt secured by said Security Deed is evidenced by a Promissory Note (the “Note”), dated July 25, 2008 in the original principal amount of $136,431.85, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.
Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Jill A. Parker n/k/a Jill A. Knowles, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
To the best of the undersigned’s knowledge and belief, the property is in the possession of Jill A. Parker n/k/a Jill A. Knowles and will be sold as the property of Jill A. Parker n/k/a Jill A. Knowles.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
Jill A. Parker n/k/a Jill A. Knowles
By : Hamilton State Bank, as Attorney-in-Fact
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
JDC/aph/8514/12095/W126980
(DC8,15,22,29B/417-60T1)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated October 31, 2006, from NICK ST. NICHOLAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for IndyMac Bank, F.S.B., a Federally Chartered Savings Bank, recorded on November 8, 2006 in Deed Book 46-H at Page 335, in the office of the Clerk of the Superior Court of Jackson County, Georgia, and said Deed to Secure Debt having been given to secure a note dated October 31, 2006, in the amount of $117,280.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on January 4, 2011, the following described real property (hereinafter referred to as the “Property”):
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN PORTERS GMD 1765, JACKSON COUNTY, GEORGIA, BEING LOT 49, BLOCK A, VINEYARD GATE, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 64, PAGES 107-111, JACKSON COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Nick St. Nicholas. The property, being commonly known as 373 Summerbrook Road, Braselton, GA 30517 in Jackson County, will be sold as the property of Nick St. Nicholas, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law, Attorney for Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Trust 2006-AR33, Mortgage Pass-Through Certificates, Series 2006-AR33 under the Pooling and Servicing Agreement dated November 1, 2006 as Attorney in Fact for Nick St. Nicholas
100 Galleria Parkway, Suite 960
Atlanta, GA 30339
Phone: (866) 690-0418
By: James E. Albertelli, Esq.
For the Firm
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
JEA - 10-57547
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from BRASELTON PROPERTIES, LLC to STATE BANK AND TRUST COMPANY, by assignment from the Federal Deposit Insurance Corporation, Receiver for Security Bank of Bibb County, dated July 19, 2007, and recorded in Deed Book 49-L, Page 543, Jackson County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, January 4, 2011, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deeds to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Braselton Properties, LLC or a tenant or tenants, and said property is more commonly known as 8154 Highway 124, BRASELTON, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.
State Bank and Trust Company
Attorney in Fact for Braselton Properties, LLC
Martin G. Quirk, Esq.
Agnes K. Horbaczewski, Esq.
Quirk & Quirk, LLC
300 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
TRACT ONE: All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being shown as Tract One, consisting of 21.572 acres, more or less, and being more particularly described and delineated within a Plat of Survey entitled “Boundary Survey for Gary Crow,” prepared by Venable & Associates, Inc., certified by Daniel W. Venable, dated March 20, 2006, revised February 5, 2007 and recorded February 6, 2007 at Plat Book 68 at Page 295, Jackson County, Georgia Records; which said plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property; and
TRACT TWO: All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being shown as Tract Two, consisting of 21.132 acres, more or less, and being more particularly described and delineated within a Plat of Survey entitled “Boundary Survey for Gary Crow,” prepared by Venable & Associates, Inc., certified by Daniel W. Venable, dated March 20, 2006, revised February 5, 2007 and recorded February 6, 2007 at Plat Book 68 at Page 295, Jackson County, Georgia Records; which said plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
All that tract or parcel of land lying and being in the 248th Georgia Militia District of Jackson County, Georgia, being more particularly described as follows:
Beginning at a point 49.18 feet left of and opposite Station 202+68.64 on the construction centerline of ZION CHURCH ROAD on Georgia Highway Project No. 06610; running thence N 8°57’01.3” W a distance of 10.82 feet to a point 60.00 feet left of and opposite Station 202+68.94 on said construction centerline laid out for ZION CHURCH ROAD; thence N 79°26’26.2” E a distance of 454.25 feet to a point 60.00 feet left of and opposite Station 207+23.23 on said construction centerline laid out for ZION CHURCH ROAD; thence S10°33’35.2” E a distance of 17.03 feet to a point 42.97 feet left of and opposite Station 207+23.23 on said construction centerline laid out for ZION CHURCH ROAD; thence S 80°13’27.2” W a distance of 454.63 feet back to the point of beginning.
Said tract contains 0.145 acres, more or less, and is shown colored yellow on the attached plat.
Also, granted is the right to an easement for the construction of a driveway as shown colored pink on the attached plat.
Said easement expires upon completion and final acceptance of said project by the Department of Transportation.
(DC8,15,22,29P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA P. LINDSAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for COUNTRYWIDE BANK, FSB, its successors and assigns dated December 11, 2007, in the amount of $229,600.00, and recorded in Deed Book 51-B, Page 781, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, designated as Lot 82, Phase 1, as shown on a plat of survey entitled Final Subdivision Plat for The Preserve at Jefferson, prepared by Patton-Boyer, Inc., certified by Chris M. Patton, Georgia Registered Land Surveyor No. 2847, dated October 26, 2001, as shown an plat and survey recorded in Plat Book 58, Pages 297-299, Office of the Clerk of Superior Court of Jackson County.
Subject to Protective Covenants for The Preserve at Jefferson, recorded in Deed Book 25-L, Pages 477-507, Jackson County Records.
This Deed is given subject to all easements and restrictions of record, if any.
which has the property address of 172 Melvin Dr., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cynthia P. Lindsay and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Cynthia P. Lindsay
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-22626 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARK E. BROWNLEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for TAYLOR, BEAN & WHITAKER MORTGAGE CORP., its successors and assigns dated March 20, 2006 in the amount of $300,000.00, and recorded in Deed Book 43-F, Page 612, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for TBW Mortgage-Backed Trust Mortgage Pass-Through Certificates, Series 2006-3 by assignment, the undersigned, U.S. Bank National Association, as Trustee for TBW Mortgage-Backed Trust Mortgage Pass-Through Certificates, Series 2006-3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 455 G.M.D., Jackson County, Georgia, encompassing 2.0 Acres and designated as Lot4, Block A, Unit Two, in The Falls of Stockston Farms as more particularly described and delineated according to a plat and survey prepared by Mcfarland, Dyer & Associates, Inc., certified by J. Chris Whitley, recorded in Plat Book 57, Page 54, Jackson County, Georgia Plat Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
which has the property address of 171 Primrose Lane, Pendergrass, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Deborah T. Brownlee  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
U.S. Bank National Association, as Trustee for TBW Mortgage-Backed Trust Mortgage Pass-Through Certificates, Series 2006-3
Attorney in Fact for Mark E. Brownlee
Anthony DeMarlo, Attorney/jnunn
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04020 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID C. MELENDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 16, 2004, recorded in Deed Book 34-F, Page 384, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($146,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is David C. Melendez or a tenant or tenants and said property is more commonly known as 45 Sawdust Trail, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for David C. Melendez McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cpl 1/4/11
Our file no. 53102710-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1704 G.M.D., Jackson County, Georgia, being Lot 2, Block “A”, Kings Bridge Crossing Subdivision, Unit Two, as per plat of survey entitled “Kings Bridge Crossing - Unit Two,” prepared by W.T. Dunahoo and Associates, certified by W.T. Dunahoo, Georgia Registered Land Surveyor No. 1577, recorded in Plat Book 60, page 113 in the Office of the Clerk of the Superior Court, Jackson County, Georgia Records; which plat is incorporated herein by reference. MR/cpl 1/4/11 Our file no. 53102710 - FT3
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JANE HOLCOMBE to JPMORGAN CHASE BANK, N.A., dated February 28, 2005, recorded in Deed Book 37-X, Page 68, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND TWO HUNDRED FIFTEEN AND 0/100 DOLLARS ($100,215.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
All that tract or parcel of land lying and being in the 465th GMD, Jackson County, Georgia, City of Maysville, containing 0.87 acre, more or less and being shown as Lot No. 26, Freeman Place Subdivision, as per plat of survey prepared for Julie Kilpatrick by Slate & Associates, Inc., dated October 30, 2000, and recorded in Plat Book 56, Page 311. Said plat as recorded, is hereby referenced for a more detailed description of said property. Together with an ingress-egress easement along Freeman Drive to the intersection of Freeman Drive and West Freeman Street. This perpetual easement shall run with the land. This conveyance is made subject to all zoning ordinances, easements and restriction of record affecting said bargained premises. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.
The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jane Holcombe or a tenant or tenants and said property is more commonly known as 69 Freeman Ct., Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Jane Holcombe Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/rap 1/4/11
Our file no. 1711610-FT3
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by FREDRICK J. MADASZ, JR. and SANDRA L. MADASZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 31, 2006, recorded in Deed Book 42-L, Page 498, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-NINE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($239,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Fredrick J. Madasz, Jr. and Sandra L. Madasz or a tenant or tenants and said property is more commonly known as 317 Prestwick Dr., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, L.P. fka Countrywide Home Loans Servicing, L.P. as Attorney in Fact for Fredrick J. Madasz, Jr. and Sandra L. Madasz McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 1/4/11
Our file no. 53165710-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD District of Jackson County, Georgia, being Lot 2 of Southampton Falls, as per plat thereof recorded in Plat Book 62, Pages 95-103, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description. MR/ap9 1/4/11 Our file no. 53165710 - FT14
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANGELA ORTIZ-OTEGA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 7, 2006, recorded in Deed Book 46-X, Page 112, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($121,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Angela Ortiz-Otega or a tenant or tenants and said property is more commonly known as 41 Jacob Drive, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Angela Ortiz-Otega McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cls1 1/4/11
Our file no. 53149910-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th District, G.M., of Jackson County, Georgia and being Lot 32 of Jackson Park Subdivision, as per plat recorded in Plat Book 54, Page 169, records of Jackson County, Georgia, which plat is incorporated herein by reference and made a part of this description. MR/cls1 1/4/11 Our file no. 53149910 - FT7
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DOUGLAS MCKIBBIN to EQUIFIRST CORPORATION dated November 8, 2002, in the amount of $365,000.00, and recorded in Deed Book 28-G, Page 458, re-recorded at Deed Book 28L, Page 292, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS2 by assignment; the undersigned, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2011, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 255 G.M.D., Jackson County, Georgia, designated as Lot 11, 5.09 acres, Montgomery Shores, as shown on plat and survey of W.T. Dunahoo and Associates, Inc., recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, at Page 146. For a more detailed description to said Tract, reference is hereby made to said plat as recorded. Subject to existing easements and Rights of Way for public roads and utilities now in use. Also subject to Protective Covenants for Montgomery Shores as recorded in Deed Book 10-S, as Pages 557-561, Jackson County Records.
which has the property address of 22 Lake Vista Lane, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Douglas McKibbin  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RAMP 2003RS2 Attorney in Fact for Douglas McKibbin
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18595 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LISA EILEEN SULLIVAN and TERANCE SHANE SULLIVAN, JR. to CARDINAL MORTGAGE INC., dated August 3, 2007, recorded in Deed Book 49-S, Page 766, Jackson County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 49-S, Page 785, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($395,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Terance S. Sullivan, Jr. and Lisa Eileen Sullivan or a tenant or tenants and said property is more commonly known as 971 Old Forge Lane, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association as Attorney in Fact for Lisa Eileen Sullivan and Terance Shane Sullivan, Jr.
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kag1 1/4/11
Our file no. 51718610-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia and being designated as Lot 25, Pod J, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 60, Pages 286-290, in the office of the Clerk of the Superior Court of Jackson County, Georgia; which plat is incorporated herein by reference and made a part of this description. MR/kag1 1/4/11 Our file no. 51718610 - FT1
(DC8,15,22,29B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAN A. SCHRAMM and MELINDA K. SCHRAMM to PHH MORTGAGE CORP. (fka CENDANT MORTGAGE CORP.) d/b/a PHH MORTGAGE SERVICES, dated October 13, 2005, recorded in Deed Book 41-V, Page 744, Jackson County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-ONE THOUSAND AND 0/100 DOLLARS ($81,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 2001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jan A. Schramm and Melinda K. Schramm or a tenant or tenants and said property is more commonly known as 396 Old Harden Orchard Road, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PHH Mortgage Corporation as Attorney in Fact for Jan A. Schramm and Melinda K. Schramm
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kag1 1/4/11
Our file no. 51903810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th G.M.D., Jackson County, Georgia, being Tract 6 as shown on plat of survey of Harden Orchard Estates, prepared by Hambrick Surveying, Inc., dated January 22, 1990, recorded in Plat Book 35, Page 82, Jackson County, Georgia Records, plat is incorporated herein. Also conveyed herewith is a 2002 Horton Mirage 27 x 60 Manufactured Home, Serial Number H178128G1&R, which is permanently attached to and made a part of the real property. MR/kag1 1/4/11 Our file no. 51903810 - FT1
(DC8,15,22,29B/19698-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (“Security Deed”) executed by SIMION TEREI and MARIANA TEREI in favor of NBANK, N.A., dated May 13, 2005, and recorded at Deed Book 39-E, Pages 654-659, of the Jackson County, Georgia Deed Records, as assigned to Hamilton State Bank by Assignment of Mortgage Loan Documents recorded at Deed Book 46-E, Pages 32-41 of the Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Jackson County, Georgia, during the legal hours of sale, on the first Tuesday in January, 2011, that being January 4, 2011, the following described property:
ALL THAT TRACT OR PARCEL OF LAND lying and being in the 245th and 248th District, Jackson County, Georgia, being Lot 46, Pod P of Traditions of Braselton Subdivision, as per plat thereof recorded in Plat Book 64, pages 150-152, in the office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed is evidenced by a Promissory Note (the “Note”), dated May 13, 2005 in the original principal amount of $63,555.11, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.
Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of Simion Terei and Mariana Terei, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
To the best of the undersigned’s knowledge and belief, the property is in the possession of Simion Terei and Mariana Terei and will be sold as the property of Simion Terei and Mariana Terei.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
Simion Terei and Mariana Terei By : HAMILTON STATE BANK, as Attorney-in-Fact
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
(DC8,15,22,29B/417-50T1)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN J. RICHARDSON and SANDRA D. RICHARDSON to MAIN STREET BANK d/b/a MAIN STREET MORTGAGE, dated March 23, 2001, recorded in Deed Book 23-B, Page 143, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2011, the following described property:
All that tract or parcel of land and lying and being in the 245 G.M.D., Jackson County, Georgia, containing 5.00 acres, more or less, in accordance with plat of survey prepared for Steven J. and Sandra D. Richardson dated April 9, 1992, by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Land Surveyor No. 1761, recorded in Plat Book 38, at page 139, Jackson County, Georgia records; which recorded plat is hereby incorporated herein by reference for a more particular description of said property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Steven J. Richardson and Sandra D. Richardson or a tenant or tenants and said property is more commonly known as 1690 Galilee Church Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association as Attorney in Fact for Steven J. Richardson and Sandra D. Richardson
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 1/4/11
Our file no. 1723810-FT8
(DC8,15,22,29B/19698-60T1P)
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