JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LORAINE SWAIM and NORRIS E. SWAIM to BANK OF AMERICA, N.A., dated June 14, 2007, recorded in Deed Book 49-M, Page 34, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND FIVE HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($204,585.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Loraine Swaim and Norris E. Swaim or a tenant or tenants and said property is more commonly known as 974 Highway 332, Pendergrass, Georgia 30567. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. as Attorney in Fact for Loraine Swaim and Norris E. Swaim
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 8/3/10
Our file no. 5928109-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 428th G.M., District, Jackson County, Georgia, containing 2.1 acres, more or less, being more particularly described according to plat prepared by Nat Hancock, Surveyor, dated June 1960 as follows: Beginning at an iron pin on the right-of-way of the County Asphalt Road Hwy 332, leading from Pendergrass to Hoschton, Georgia, said iron pin being 40 feet from the center of said road and at the southeast corner of said road and running along said road right-of- way, north 29 degrees 15 minutes west 300 feet to an iron pin; thence south 60 degrees 45 minutes west 300 feet to the beginning iron pin corner. Bounded on the north by lands of Thurmond, on the east by County Asphalt Road Hwy 32, leading from Pendergrass to Hoschton, on the southeast and west by lands of Thurmond. Together with that certain 0.748 more tract of land adjoining and lying to the north of the above described property, and being more particularly described on a plat dated June 9, 1987, prepared by J.P. Farley, Jr., GRLS No. 1301, and William H. Collins GRLS No. 1435, filed June 12, 1987, recorded June 15, 1987, Plat Book 27, Page 115, Jackson County Superior Court. Said plat is incorporated by reference as a part of this deed. Being that parcel of land conveyed to Norris E. Swaim and Loraine Swaim, joint tenants with right of survivorship from Dean Crane and Vickie Crane by that deed dated 08/29/2002 and recorded 08/30/2002 in Deed Book 27M, at Page 438 of the Jackson County, GA Public Registry. Tax Map Reference: 103-007 MR/ras 8/3/10 Our file no. 5928109 - FT7
(JU7,14,21,28B/19698-80T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LACEY FORT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 6, 2006, recorded in Deed Book 46-C, Page 402, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($127,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lacey Fort or a tenant or tenants and said property is more commonly known as 289 River Mist Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans as Attorney in Fact for Lacey Fort
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 8/3/10
Our file no. 51803510-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 30, River Mist Plantation, Phase 1, according to that Plat for Survey for River Mist Plantation by Patton-Boyer, Inc., certified by Chris M Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 66, Page 67, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein. MR/ste 8/3/10 Our file no. 51803510 - FT10
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ANTHONY K. ROGERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 7, 2006, in the amount of $200,214.00, and recorded in Deed Book 46-T, Page 63, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, situate, lying and being in the 255th G.M.D., Jackson County, Georgia, and being that 1.60 acres, more or less, designated as Lot 7 on a plat of survey of Eagle Trace Subdivision f/k/a Brentwood Subdivision, prepared for Summa, Inc. by G. Brian Slate, Registered Surveyor, dated December 22, 1998, recorded in Plat Book 54, Page 27, in the Office of the Clerk of the superior court of Jackson County, Georgia, and being incorporated herein and made a part hereof by reference for a more detailed description. This property is subject to Protective Covenants as recorded in Deed Book 19-H, Page 253, Jackson County, Georgia Records.
which has the property address of 218 Tuxedo Drive, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Anthony K. Rogers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for Anthony K. Rogers
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11585 /VA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by STEVEN E. RUIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 28, 2003, in the amount of $203,262.00, and recorded in Deed Book 30-J, Page 474, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment, the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated as Lot 44, Block A, Harris Hills Subdivision, and being more particularly shown on a survey entitled Survey for Harris Hills Subdivision, dated April 13, 2001, by W.T Dunahoo & Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 57, Page 189, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
which has the property address of 78 Oakley Court, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Steven E. Ruis  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. Attorney in Fact for Steven E. Ruis
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11406 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated June 22, 2007, from ALVIN BLAIR BOWMAN a/k/a A. BLAIR BOWMAN and SANDRA ALYSE BOWMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for INDYMAC BANK, FSB, a federally chartered savings bank, recorded on June 28, 2007, in Deed Book 49-E at Page 333, in the office of the Clerk of the Superior Court of Jackson County, Georgia, and said Deed to Secure Debt having been given to secure a note dated June 22, 2007, in the amount of $123,500.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on August 3, 2010, the following described real property (hereinafter referred to as the “Property”):
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 77, Pod E, Traditions of Braselton, recorded in Plat Book 62, Page 258, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees.
Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Alvin Blair Bowman a/k/a A. Blair Bowman and Sandra Alyse Bowman. The property, being commonly known as Lot E-77, Jefferson, GA 30549 in Jackson County, will be sold as the property of Alvin Blair Bowman a/k/a A. Blair Bowman and Sandra Alyse Bowman, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law Attorney for IndyMac Venture, LLC as Attorney in Fact for Alvin Blair Bowman a/k/a A. Blair Bowman and Sandra Alyse Bowman
100 Galleria Parkway,
Suite 960
Atlanta, GA 30339 Phone:
(866) 690-0418
ASAP# 3608355
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN MICHAEL MCEVER to BANK OF AMERICA, N.A., dated August 10, 2007, recorded in Deed Book 0049-U, Page 0197, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-FIVE THOUSAND AND 0/100 DOLLARS ($65,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Michael Mc Ever or a tenant or tenants and said property is more commonly known as 657 Duck Road, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for John Michael Mcever
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 8/3/10
Our file no. 5239610-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in Porter G.M.D. 1765 of Jackson County, Georgia, consisting of Tracts I and II, containing a total of 2.008 acres as shown on the plat of survey prepared for Gary L. & Carol D. Cash by B. Keith Rochester & Associates, Georgia Registered Land Surveyors, dated March 3, 1973, and recorded in Plat Book 9, Page 99 of the Jackson County, Georgia plat records, reference to said plat and the record thereof is hereby made for a more complete description of the subject property, being improved property known as 657 Duck Road according to the present system of numbering properties in Jackson County, Georgia. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. MR/tlj 8/3/10 Our file no. 5239610 - FT14
(JU7,14,21,28B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PHIRUN SAM and JAMIE A. SAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 27, 2007, recorded in Deed Book 50-G, Page 689, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 0056, Page 0068, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND ONE HUNDRED FORTY-NINE AND 0/100 DOLLARS ($164,149.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Phirun Sam and Jamie A. Sam or a tenant or tenants and said property is more commonly known as 298 Anniston Dr, Athens, Georgia 30607. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Phirun Sam and Jamie A. Sam
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wm2 8/3/10
Our file no. 52014209-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 242nd District, G.M., State of Georgia, County of Jackson, being Lot 30 of Anniston Plat and being more particularly described and delineated according to a Plat and survey prepared by DJ Baggett Land Surveying, certified by David J. Baggett, Georgia Registered Land Surveyor No. 2740, dated December 1, 2003, entitled “Final Plat for Anniston Place”, said Plat being recorded in Plat Book 62, Page 143, in the office of the clerk of the Superior Court of Jackson County, Georgia. Reference is hereby made to the aforesaid Plat and to the record thereof for all purposes of description and identification and for all other purposes allowed by law. MR/wm2 8/3/10 Our file no. 52014209 - FT11
(JU7,14,21,28B/19698-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANNA M. FLAMBERG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 27, 2007, recorded in Deed Book 48-Q, Page 355, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 56-M, Page 620, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-EIGHT THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($328,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Anna M. Flamberg and Javier Garces or a tenant or tenants and said property is more commonly known as 49 Perry Ct, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Anna M. Flamberg
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ts1 8/3/10
Our file no. 52572609-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G. M., Jackson County, Georgia, being Lot 18, Phase l of Olde Trail Subdivision, as per plat thereof recorded in Plat Book 68, Pages 47- 49, in the Office of the Clerk of the Superior Court for Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. MR/ts1 8/3/10 Our file no. 52572609 - FT14
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by AMY L. CLOUSE to ____, dated June 17, 2005, recorded in Deed Book 39-J, Page 513, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SIX THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($96,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Amy L. Clouse or a tenant or tenants and said property is more commonly known as 704 Washington St., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
____ as Attorney in Fact for Amy L. Clouse
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 8/3/10
Our file no. 53893309-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, designated as Tract No. 1 containing 0.328 acres, more or less, as shown on plat and survey of W. T. Dunahoo and Associates, Surveyors, dated June 6, 2003, recorded in Plat Book 61, Page 177, Jackson County, Georgia records, together with an easement on the Asphalt Drive shown on Tract No. 2 on the above-described plat for the purpose of ingress and egress to the above-described property. Subject to an easement across Tract No. 1 for the purpose of ingress and egress to the adjacent property of Thomas Blackstock, as shown on the above-referenced plat. Reference to said plat is incorporated herein and made a part hereof. Subject to all existing easement and rights of way for public roads and utilities now in use. MR/ste 8/3/10 Our file no. 53893309 - FT10
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PATRICK SHAPLAND and ANDREA SHAPLAND to Regions Mortgage, Inc, dated June 10, 2003, recorded in Deed Book 30-R, Page 298, Jackson County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 0/100 DOLLARS ($137,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick Shapland, Andrea Shapland, Patrick Oliver Shapland and Andrea Rachel Shapland or a tenant or tenants and said property is more commonly known as 386 Baxter Rd, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Central Mortgage Company as Attorney in Fact for Patrick Shapland and Andrea Shapland
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tlj 8/3/10
Our file no. 51523810-FT14
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 1.27 acres, more or less, as more particularly shown on a plat of survey prepared for Patrick O. Shapland and Andrea R. Shapland by Sherald G. Sharp, Registered Surveyor, dated September 8, 2000, recorded at Plat Book 56, Page 257, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR/tlj 8/3/10 Our file no. 51523810 - FT14
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by CRYSTAL M. GIBSON and JOEL T. GIBSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 18, 2008, in the amount of $256,500.00, and recorded in Deed Book 52-T, Page 36, Jackson County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., of Jackson County, Georgia and being Lot 81 of Finch Landing Subdivision, Phase III, as per Plat recorded in Plat Book 66, Page 100, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
which has the property address of 273 Raven Ridge, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Crystal M. Gibson and Joel T. Gibson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Crystal M. Gibson and Joel T. Gibson
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-01520 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn20
Delinquent
Property Tax Sale
Under and by virtue of certain tax Fi. Fa.’s issued by the Tax Commissioner of Jackson County, Georgia, in favor of the State of Georgia and County of Jackson, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the Courthouse door in Jefferson, Jackson County, Georgia, between the legal hours of sale, on the first Tuesday in August, 2010, the same being August, 3, 2010 , and continuing on Wednesday, August, 4, 2010, if necessary between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the State and County tax execution on the respective individual and property. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in Jackson County, State of Georgia. The years for which said Fi. Fa.’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer costs, all taxes, advertising costs and recording fees. Any mobile home(s) situated on the parcels are excluded from sale unless otherwise noted. Any mobile home included will be considered a fixture of the property. All redemption rights given to the land will apply to the mobile home.
Map & Parcel: 020G001
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.31 acres, more or less. Being Lot 1, of Northwood Subdivision. As shown in Plat Book 66, Page 190. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G033
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.27 acres, more or less. Being Lot 33, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G034
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.27 acres, more or less. Being Lot 34, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G037
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.25 acres, more or less. Being Lot 37, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G057
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.33 acres, more or less. Being Lot 57, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G059
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.29 acres, more or less. Being Lot 59, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020G060
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $1,284.26
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.28 acres, more or less. Being Lot 60, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 020GREC
Defendant in Fi-Fa: Mt Olive Development Group LLC
Current Record Holder: Mt Olive Development Group LLC
CRH Address: 3283 Pinestream Road
Atlanta, GA 30327
Amount Due: $3,205.21
Tax Years Due: 2009, 2008
Deed Book: 40J/665
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 7.67 acres, more or less. Being “Recreation Area”, of Northwood Subdivision. As shown in Plat Book 66, Page 191. Or as further described as a portion of that tract in Deed Book 40J, Page 665.
Map & Parcel: 082K001
Defendant in Fi-Fa: M N W Construction Company
Current Record Holder: M N W Construction Company
CRH Address: 1031 Village Park Drive
Greensboro, GA 30642
Amount Due: $1,327.18
Tax Years Due: 2009, 2008
Deed Book: 43D/419
Legal Description: All that tract of land being in the: 245th GMD. And being 0.23 acres, more or less. Being Lot 1, of Mallard’s Cove Subdivision. As shown in Plat Book 66, Page 119. Or as further described as a portion of that tract in Deed Book 43D, Page 419.
Map & Parcel: 082K027
Defendant in Fi-Fa: M N W Construction Company
Current Record Holder: M N W Construction Company
CRH Address: 1031 Village Park Drive
Greensboro, GA 30642
Amount Due: $1,327.18
Tax Years Due: 2009, 2008
Deed Book: 45Y/621
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.28 acres, more or less. Being Lot 27, of Mallard’s Cove Subdivision. As shown in Plat Book 66, Page 119. Or as further described as a portion of that tract in Deed Book 45Y, Page 621.
Map & Parcel: 083D156
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.75 acres, more or less. Being Lot 156, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1548 Nightingale Street.
Map & Parcel: 083D165
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $7,547.27
Tax Years Due: 2009, 2008
Deed Book: 50U/367
Legal Description: All that tract of land being in the: 245th GMD. And being 0.75 acres, more or less. Being Lot 165, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 367. Also known as 1193 Warbler Drive.
Map & Parcel: 083D180
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.70 acres, more or less. Being Lot 180, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1202 Warbler Drive.
Map & Parcel: 083D181
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.75 acres, more or less. Being Lot 181, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1192 Warbler Drive.
Map & Parcel: 083D182
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.81 acres, more or less. Being Lot 182, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1182 Warbler Drive.
Map & Parcel: 083D188
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.79 acres, more or less. Being Lot 188, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1142 Warbler Drive.
Map & Parcel: 083D189
Defendant in Fi-Fa: My Custom Homes Inc
Current Record Holder: My Custom Homes Inc
CRH Address: 262 Lewis Roberts Road
Jefferson, GA 30549
Amount Due: $2,015.56
Tax Years Due: 2009, 2008
Deed Book: 50U/337
Legal Description: All that tract of land being in the: 245th GMD. And being 0.75 acres, more or less. Being Lot 189, of Finch Landing Subdivision, Phase IV. As shown in Plat Book 70, Page 141. Or as further described in Deed Book 50U, Page 337. Also known as 1132 Warbler Drive.
Map & Parcel: 083F003
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $5,258.23
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.19 acres, more or less. Being Lot 3, of Briarcrest Subdivision. As shown in Plat Book 64, Page 201. Or as further described in Deed Book 38G, Page 384. Also known as 48 Thornberry Lane.
Map & Parcel: 083F017
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $5,519.61
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.20 acres, more or less. Being Lot 17, of Briarcrest Subdivision. As shown in Plat Book 64, Page 201. Or as further described in Deed Book 38G, Page 384. Also known as 176 Briarcrest Drive.
Map & Parcel: 083F029
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $1,584.67
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.24 acres, more or less. Being Lot 29, of Briarcrest Subdivision. As shown in Plat Book 64, Page 202. Or as further described in Deed Book 38G, Page 384.
Map & Parcel: 083F059
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $2,520.47
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 018. acres, more or less. Being Lot 59, of Briarcrest Subdivision. As shown in Plat Book 64, Page 201. Or as further described in Deed Book 38G, Page 384. Also known as 121 Thornberry Lane.
Map & Parcel: 083F063
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $3,234.74
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.18 acres, more or less. Being Lot 63, of Briarcrest Subdivision. As shown in Plat Book 64, Page 201. Or as further described in Deed Book 38G, Page 384. Also known as 61 Thornberry Lane.
Map & Parcel: 083F069
Defendant in Fi-Fa: Meridan Homes At Briarcrest LLC
Current Record Holder: Meridan Homes At Briarcrest LLC
CRH Address: PO Box 40
Loganville, GA 30052
Amount Due: $3,368.68
Tax Years Due: 2009, 2008
Deed Book: 38G/384
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 0.18 acres, more or less. Being Lot 69, of Briarcrest Subdivision. As shown in Plat Book 64, Page 202. Or as further described in Deed Book 38G, Page 384. Also known as 287 Briarcrest Drive.
Map & Parcel: 105D036C
Defendant in Fi-Fa: Leverette P Inc
Current Record Holder: W.S. Puckett LLC
CRH Address: 2709 Faith Industrial Blvd Ste 100
Buford, GA 30519
Amount Due: $1,921.60
Tax Years Due: 2009, 2008
Deed Book: 56Y/34
Legal Description: All that tract of land being in the: 248th GMD. And being 0.23 acres, more or less. Being Lot 36, Pod C of Links at Traditions Subdivision, Phase 2A. As shown in Plat Book 70, Page 182. Or as further described in Deed Book 56Y, Page 34.
Map & Parcel: 124A003
Defendant in Fi-Fa: Liberty Estates LLC
Current Record Holder: Liberty Estates LLC
CRH Address: 415 Brogdon Road
Suwanee, GA 30024
Amount Due: $1,679.56
Tax Years Due: 2009, 2008
Deed Book: 37O/370
Legal Description: All that tract of land being in the: City of Braselton, 1785th GMD. And being 0.16 acres, more or less. Being Lot 3, Block A of Liberty Estates Subdivision, Unit One. As shown in Plat Book 68, Page 183. Or as further described as a portion of that tract in Deed Book 37O, Page 370.
Map & Parcel: 124AOPEN1
Defendant in Fi-Fa: Liberty Estates LLC
Current Record Holder: Liberty Estates LLC
CRH Address: 415 Brogdon Road
Suwanee, GA 30024
Amount Due: $1,679.56
Tax Years Due: 2009, 2008
Deed Book: 37O/370
Legal Description: All that tract of land being in the: City of Braselton, 1785th GMD. And being 1.63 acres, more or less. Being “Open Space 1”, of Liberty Estates Subdivision, Unit Three. As shown in Plat Book 70, Page 71. Or as further described as a portion of that tract in Deed Book 37O, Page 370.
Map & Parcel: 124AOPEN2
Defendant in Fi-Fa: Liberty Estates LLC
Current Record Holder: Liberty Estates LLC
CRH Address: 415 Brogdon Road
Suwanee, GA 30024
Amount Due: $1,679.56
Tax Years Due: 2009, 2008
Deed Book: 37O/370
Legal Description: All that tract of land being in the: City of Braselton, 1785th GMD. And being 0.26 acres, more or less. Being “Open Space 2”, of Liberty Estates Subdivision, Unit Three. As shown in Plat Book 70, Page 71. Or as further described as a portion of that tract in Deed Book 37O, Page 370.
Map & Parcel: 124AOPEN3
Defendant in Fi-Fa: Liberty Estates LLC
Current Record Holder: Liberty Estates LLC
CRH Address: 415 Brogdon Road
Suwanee, GA 30024
Amount Due: $1,679.56
Tax Years Due: 2009, 2008
Deed Book: 37O/370
Legal Description: All that tract of land being in the: City of Braselton, 1785th GMD. And being 0.92 acres, more or less. Being “Open Space 3”, of Liberty Estates Subdivision, Unit Three. As shown in Plat Book 70, Page 71. Or as further described as a portion of that tract in Deed Book 37O, Page 370.
Don Elrod
Jackson County Tax Commissioner
Ex-Officio Sheriff
* Deed Book: Refers to Deed Records located in the Jackson County Courthouse, Clerk of Superior Court’s Office where property is more fully described. 4C-2-26
(JU7,14,21,28B/485-290P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ARTICE PACE to EMERGENT MORTGAGE CORP., dated December 6, 1996, and recorded in Deed Book 16-D, Page 613, Jackson County, Georgia Records, as last transferred to NationsCredit Financial Services Corporation by assignment recorded in Deed Book 57-K, Page 291, Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $60,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, to wit: August 3, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, in the 245th District, G.M., Jackson County, Georgia, and containing 2.52 acres, more or less, and designated as Lot 5, as shown on that plat and survey for Windy Hills by W.T. Dunahoo & Associates, Inc., Registered Surveyors, dated December 18, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 29, Page 138. Said plat, as recorded, is hereby referenced for a more detailed description of said property
MOBILE/MANUFACTURED HOME DESCRIPTION: Borrower declares that the above described mobile home will remain permanently affixed to the Property and will be treated as a fixture. Borrower also declares that the wheels, axles and hitches have been removed and that the mobile home is connected to the utilities. Borrower and Lender intend that the mobile home lose its nature as personal property and become real property. In addition, Borrower declares that the mobile home has been assessed as real property for ad valorem taxes. Lender will reserve an interest in the mobile home both under the real property laws and the laws relating to motor vehicles and personal property.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 159 Windy Hill Court, Jefferson, GA 30549 is (are): Artice Pace AKA Elton Pace or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
NationsCredit Financial Services Corporation as attorney in fact for Artice Pace
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC07-902
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from THE KNIGHT GROUP, INC. to UNITED COMMUNITY BANK, dated January 30, 2007, recorded February 5, 2007, in Deed Book 47-J, Page 785, Jackson County, Georgia Records, as modified by Modification of Security Deed dated July 18, 2008, recorded in Deed Book 52-Z, Page 50, Jackson County, Georgia Records, said Security Deed being given to secure Notes from THE KNIGHT GROUP, INC., with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
TRACT 1
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN Georgia Militia District 245, Jackson County, Georgia, containing 69.29 Acres or 3,018,298 square feet in accordance with a Boundary Survey for The Knight Group by Moore Bass Consulting, Robert J. Debien, Georgia Registered Land Surveyor #2964, dated January 14, 2005, and being more particularly described as follows:
TO FIND THE POINT OF BEGINNING, commence at the point of intersection of the Northerly right-of-way line of Georgia State Route 124 (100-foot right-of-way) and the centerline of White Plains Church Road (if centerline were extended);
Thence following the Northerly right-of-way line of Georgia State Route 124 (100-foot right-of-way) in a Southerly direction 196.00 feet to a one-half inch, iron-rebar pin found, said point being the POINT OF BEGINNING;
Thence following said right-of-way line along a circular curve to the right having a radius of 1850.78 feet, an arc length of 315.18 feet, said curve being subtended by a chord of South 56 degrees 35 minutes 10 seconds West for a distance of 314.80 feet to a point;
Thence following said right-of-way line South 61 degrees 27 minutes 53 seconds West for a distance of 28.07 feet to a one-half inch, open-top, iron-pipe found;
Thence leaving said right-of-way line North 20 degrees 29 minutes 49 seconds West for a distance of 1318.86 feet to a one-half inch, iron-rebar pin found;
Thence North 89 degrees 45 minutes 19 seconds West for a distance 298.30 feet to a one-half inch, open-top, iron-pipe found;
Thence North 02 degrees 51 minutes 07 Seconds East for a distance of 1673.29 feet to a one-half inch, open-top, iron pipe found;
Thence North 73 degrees 38 minutes 56 seconds East for a distance of 1353.70 feet to a point;
Thence South 02 degrees 18 minutes 34 seconds West for a distance of 2078.91 feet to a one-half inch, iron-rebar pin at rock found;
Thence South 03 degrees 46 minutes 38 seconds West for a distance of 337.01 feet to a one-half inch, iron-rebar pin found;
Thence North 84 degrees 54 minutes 07 seconds West for a distance of 325.99 feet to a one-half inch, iron-rebar pin found;
Thence South 50 degrees 21 minutes 52 seconds West for a distance of 168.16 feet to a one-half inch, iron-rebar pin found;
Thence South 20 degrees 16 minutes 33 seconds East for a distance of 650.73 feet to a one-half inch, iron-rebar pin found at the Northerly right-of-way line of Georgia State Route 124 (100 foot right-of-way), said point being the POINT OF BEGINNING.
TRACT 2
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN the Georgia Militia District 245, Jackson County, Georgia, containing +/- 82.18 Acres or 3,579,717 square feet, in accordance with a plat of survey prepared for The Knight Group, by Moore Bass Consulting, Inc., Robert J. Debien, RLS #2964, dated 10/31/05, and being more particularly described as follows:
Commencing at a point on the centerline of White Plains Church Road (if extended to the Right-of-Way of State Route 124) and continuing in a Northeasterly direction 475.41 feet to a 1/2” open top pipe found on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), said open top pipe being the POINT OF BEGINNING;
Thence leaving the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), North 24 degrees 06 minutes 33 seconds West, a distance of 666.08 feet to a ½” rebar found;
Thence North 02 degrees 18 minutes 34 seconds East, a distance of 2,078.91 feet to a point;
Thence North 73 degrees 38 minutes 56 seconds East, a distance of 163.92 feet to a point;
Thence North 05 degrees 29 minutes 27 seconds West, a distance of 351.10 feet to a point;
Thence North 73 degrees 13 minutes 21 seconds East, a distance of 89.80 feet to a point;
Thence South 56 degrees 26 minutes 54 seconds East, a distance of 464.10 feet to a point;
Thence North 74 degrees 54 minutes 07 seconds East, a distance of 347.03 feet to an iron pipe found;
Thence South 14 degrees 00 minutes 35 seconds East, a distance of 2,052.39 feet to a ½” open top pipe found;
Thence South 07 degrees 01 minutes 09 seconds East, a distance of 794.85 feet to a ½” rebar found on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way);
Thence continuing along said Right-of-Way, North 87 degrees 57 minutes 45 seconds West, a distance of 228.56 feet to a point;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 385.96 feet and having a radius of 2,835,84 feet, said curve being subtended by a chord bearing South 88 degrees 08 minutes 19 seconds West, a distance of 385.66 feet to a ½” rebar found;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 50.04 feet and having a radius of 2,835.84 feet, said curve being subtended by a chord bearing South 83 degrees 44 minutes 03 seconds West, a distance of 50.04 feet to a ½” bent rebar found;
Thence leaving the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way), North 08 degrees 35 minutes 34 seconds West, a distance of 418.82 feet to a ½” open top pipe found;
Thence South 80 degrees 59 minutes 37 seconds West, a distance of 49.87 feet to a point;
Thence South 05 degrees 06 minutes 37 seconds West, a distance of 429.94 feet to a point on the Northern Right-of-Way line of State Route 124 (100’ Right-of-Way);
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 23.93 feet and having a radius of 2,835.84 feet, said curve being subtended by a chord bearing South 79 degrees 55 minutes 16 seconds West, a distance of 23.93 feet to a point;
Thence continuing along said Right-of-Way South 79 degrees 40 minutes 46 seconds West, a distance of 213.23 feet to a point;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 64.13 feet and having a radius of 2,120.72 feet, said curve being subtended by a chord bearing South 78 degrees 48 minutes 47 seconds West, a distance of 64.12 feet to a ½” rebar found;
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 50.69 feet and having a radius of 2,120.72 feet, said curve being subtended by a chord bearing South 77 degrees 15 minutes 44 seconds West, a distance of 50.69 feet to a point.
Thence continuing along said Right-of-Way, along an arc of a curve to the left, an arc length of 188.81 feet and having a radius of 903.56 feet, said curve being subtended by a chord bearing South 70 degrees 35 minutes 28 seconds West, a distance of 188.47 feet to a ½” open top pipe found, said pipe being the POINT OF BEGINNING.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being Lots 2, 3, 4, 5, 6, 7, 8, 9, 18, 19, 20, 21, 22, 23, 24 and 25, Wescott Place Subdivision, Phase 1, as per plat recorded in Plat Book 70, Pages 263-269, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
LESS AND EXCEPT: All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being Lots 3, 4, 5, 6, 7, 8, 9, 10, 11, 15, 16, 18, 19, 22, 24, 25, 43, 44, 53, 54, 62, 64 and 67, Wescott Place Subdivision, Phase 2, as per plat recorded in Plat Book 72, Pages 71-77, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is THE KNIGHT GROUP, INC. or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for THE KNIGHT GROUP, INC.
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-02252
(JU7,14,21,28B/16022-170T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHUL SOON LEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 28, 2006, in the amount of $112,720.00, and recorded in Deed Book 45-S, Page 8, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th District, GM Jackson County, Georgia, designated as Tract 1 as shown on plat and survey of same of Venable and Associates, Surveyors, dated September 28, 1984, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 21, Page 171, to which plat and record thereof are incorporated herein by reference for a more complete description of said property.
Together with a 20 foot ingress-egress easement leading from Hog Mountain Road to said Tract 1.
which has the property address of 2835 Hog Mountain Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Chul Soon Lee and Cheng Lie Jin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Chul Soon Lee
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-11771 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PHOUA Y. VANG to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., dated December 24, 2007, in the amount of $178,000.00, and recorded in Deed Book 0051-H, Page 0176, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment, the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1765 G.M.D., Jackson County, Georgia, designated as Lot 39 in Keys Crossing as shown on plat and survey of W.T. Dunahoo and Associates, Surveyors, dated May 12, 1995, and recorded in The Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 16. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Tax Id # 119 014 R
By fee simple Deed from Barcron, Inc. as set forth in Deed Book 15-G, Page 789 and recorded on 2/2/1996, Jackson County Records.
This source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source.
which has the property address of 37 Keys Ln., Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Phoua Y. Vang and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P., Attorney in Fact for Phoua Y. Vang
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12252 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TERESA PITTMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 23, 2007, in the amount of $163,500.00, and recorded in Deed Book 49-Z, Page 796, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 61, Hawk Ridge Subdivision, as per plat recorded in Plat Book 60, Page 153 Jackson County, Georgia Records, which plat is incorporated here by this reference and made a part of this description. Said property being known as 331 Redtail Road according to the present systems of numbering houses in Jackson County, Georgia.
which has the property address of 331 Redtail Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Teresa Pittman  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Teresa Pittman
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13638 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Advertisement of Sale Under Power of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from BILLY NORRIS to NORTHEAST GEORGIA BANK (formerly known as FREEDOM BANK OF GEORGIA), dated August 20, 2007 and recorded on August 21, 2007, in Deed Book 49-V, Pages 66-69, records of Jackson County, Georgia. This Security Deed secures a Note dated August 20, 2007, in the original principal amount of $727,500.00, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the Harrisburg District, Jackson County, Georgia, and known as part of the old home place of the late C.W.G. Maddox, located three and one-half miles East of Jefferson, Georgia. Beginning in the center of Little Curry Creek a few feet below the bridge in the middle of the old highway leading from Jefferson to Nicholson; thence N 69 1/2 E 1012 ft. to a point in the middle of the new road; thence N 76 1/2 E 1243 ft. to an iron pin corner with Bartow Glenn; thence S 3 1/4 W 250 ft. to an iron pin; thence S 22 1/2 W 1722 ft. to a post oak; thence S 52 1/2 W 634 ft. to a stake in the middle of the old creek run; thence up to the meanders of the old creek run N 35 3/4 W 115 ft.; N 42 W 136 ft.; N 37 W 185 ft.; N 60 1/2 W 162 ft.; N 38 1/4 W 187 ft.; N 19 1/2 W 175 ft.; N 50 W 152 ft.; N 44 1/2 W 92 ft.; N 51 3/4 W 161 ft.; N 8 W 566 ft.; N 20 1/2 W 118 ft.; to the beginning corner, containing 66.4 acres, more or less which represents all the land lying North - E of Little curry Creek; as fully described in a plat made by H.L. Dunahoo, C.S., on December 23, 1944 which reference is made for further description which will be recorded in the Clerk(s Office, Superior Court, Jackson County, Georgia. Ref.: 3-I, Page 408, 3-Q Page 278, Jackson County, Georgia Records.
LESS AND EXCEPT THE FOLLOWING TRACTS:
1. 1.00 acres, more or less, conveyed to Melvin Green at Deed Book 5-U, Page 405, Jackson County, Georgia Records.
2. 3.00 acres, more or less, conveyed to Bobby V. Green and Pamela B. Green at Deed Book 6-K, Page 319, Jackson County, Georgia Records.
3. 1.00 acres, more or less, conveyed to Henry W. Williams and Brenda P. William sat Deed Book 6-L, Page 584, Jackson County, Georgia Records.
4. 2.378 acres, more or less, conveyed to Bruce Kesler at Deed Book 6-O, page 170, Jackson County, Georgia Records.
5. 1.074 acres, more or less, conveyed to David L. Morgan at Deed Book 6-O, Page 233, Jackson County, Georgia Records.
6. That property conveyed to Rocky Long at Deed Book 6-O, Page 326, Jackson County, Georgia Records.
7. 2.01 acres, more or less, conveyed to Clark Kesler at Deed Book 6-V, Page 196, Jackson County, Georgia Records.
8. 2.11 acres, more or less, conveyed to Charles C. Anthony a/k/a Chuck Anthony and Beverly Lynn Anthony at Deed Book 11-D, Page 84, Jackson County, Georgia Records.
9. 2.20 acres, more or less, conveyed to Curry Creek Coonhunters, Inc. At Deed Book 11-S, Page 230, Jackson County, Georgia Records.
10. 2.52 acres, more or less, conveyed to Jerry Satterfield at Deed Book 13-Y, Page 215, Jackson County, Georgia Records.
11. 2.338 acres, more or less, conveyed to Charles C. Anthony and Beverly Lynn Anthony at Deed Book 14-Z, Page 690, Jackson County, Georgia Records.
12. 3.299 acres, more or less, conveyed to Jeffrey Todd McAllister and Sandy Michelle McAllister at Deed Book 15-D, Page 739, Jackson County, Georgia Records.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees.
Said property will be sold as the property of Billy Norris and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Billy Norris.
NORTHEAST GEORGIA BANK f/k/a Freedom Bank of Georgia
By: __, As Attorney-in-fact for: Billy Norris
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from JONATHAN GOLLIHER and ASHLEY GOLLIHER to BRANCH BANKING AND TRUST COMPANY, dated July 3, 2006, recorded July 10, 2006, in Deed Book 44-O, Page 593, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SIXTY THOUSAND DOLLARS AND NO CENTS ($60,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 79, Pod S, of Traditions of Braselton – Phase 2 Subdivision, as per plat thereof recorded in Plat Book 66, Pages 48-53, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Jonathan Golliher and Ashley Golliher or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Jonathan Golliher and Ashley Golliher.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338
TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTIE THOMPSON and BRENT THOMPSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 23, 2006, and recorded in Deed Book 440, Page 503, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company FKA Alliance Mortgage Company, by Assignment, securing a Note in the original principal amount of $332,250.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and being that 10.00 acres more or less, designated as Lot 2, on a plat of survey prepared for Lipscomb Farms Subdivision by Chester M. Smith, Jr., Registered Surveyor, dated December 16, 1999, revised January 17, 2000, revised January 21, 2000, recorded in Plat Book 57, Page 85, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Also: 60 foot ingress-egress easement along Renee’ Road to Lipscomb Lake Road as more particularly shown on a plat of survey referenced herein above.
Said property is known as 272 Renee Road, Pendergrass, GA 30567, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christie Thompson and Brent Thompson, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christie Thompson and Brent Thompson, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverHome Mortgage Company FKA Alliance Mortgage Company as Attorney-in-Fact for Christie Thompson and Brent Thompson
File no. 10-006581
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN7,14,21,28B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $117,480.34, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2006, recorded in Deed Book 42-G, Page 401, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lots 1,7, and 14 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $230,080.85, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2007, recorded in Deed Book 47-H, Page 412, as modified, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lot 9 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41-H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK in the original principal amount of $224,086.60, dated July 14, 2009, secured by a Deed to Secure Debt from THOMAS ANDREW QUALITY HOMES, LLC to HAMILTON STATE BANK, dated January 12, 2007, recorded in Deed Book 47-H, Page 404, as modified, Jackson County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in GMD 1747, Jackson County, Georgia and being known as Lot 13 of Masters Oaks Subdivision, as shown on a plat by Venable & Associates, Inc. and recorded in Plat Book 64, Page 220, Jackson County, Georgia Records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record, including, but not limited to the protective covenants for Masters Oaks Subdivision as recorded in Deed Book 37V, Page 32, Jackson County, Georgia Deed Records.
This being a portion of the property conveyed from Terry L. Canup to Steve Parks, Wayne Ivey and Rick Stephens by Warranty Deed, dated October 31, 2005, and recorded in Deed Book 41-H, Page 712, Jackson County, Georgia Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is HAMILTON STATE BANK. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of THOMAS ANDREW QUALITY HOMES, LLC, and said property will be sold as the property of THOMAS ANDREW QUALITY HOMES, LLC. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
HAMILTON STATE BANK As attorney in fact for THOMAS ANDREW QUALITY HOMES, LLC
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU7,14,21,28B/886-70)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ERIC MERRELL and TONYA KESLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 30, 2007, and recorded in Deed Book 48-W, Page 270, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $131,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Commerce, Minish (255th) G.M. District, Jackson County, Georgia; and being Lot 34, Brentwood Estates Subdivision, Phase III, as per plat thereof recorded in Plat Book 57, page 210, Jackson County, Georgia records; said plat being incorporated herein and made a part hereof by reference. And containing 0.512 acres, more or less, being shown on an individual survey for Daniel J. Downey & Theresa Downey, prepared by David J. Baggett, Georgia R.L.S. No. 2740, dated May 29, 2003.
Said property is known as 231 Arlington Lane, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Eric Merrell and Tonya Kesler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric Merrell and Tonya Kesler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Eric Merrell and Tonya Kesler
File no. 10-005780
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JN7,14,21,28B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MIHAELA JAGAR to COMMUNITY BANK AND TRUST dated 11/30/2007, and recorded 12/05/2007, in Deed Book 0050-V, Pages 0424-0428, Jackson County, Georgia Deed records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for Mihaela Jagar the following described property:
All that lot, tract or parcel of land, together with improvements thereon, lying and being in the Minish District (GMD 255) of Jackson County, Georgia, containing 0.461 acres and being all of Lot 39, Miss Ruby Estates Subdivision, as shown in a plat of survey prepared by Allen L. Venable, Jr., Registered Land Surveyor No. 1761, Venable & Associates, Inc., dated April 13, 1999, a copy of said plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Pages 142-143, which plat is hereto incorporated by reference for a more complete description of said property.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Mihaela Jagar.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for Mihaela Jagar.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JN9,16,23,30P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 30, 2006, in the amount of $72,000.00, and recorded in Deed Book 45-L, Page 370, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the State of Georgia, County of Jackson, Minish 255 District, G.M., as follows: Beginning at a large oak corner of R.A. Minish-Hoke Chandler at the intersection of Lords School House Road with the Old Commerce and Ila Road thence along Minish Line North 58 degrees West 3.26 chains to Persimmon on East Bank of School House Road; thence North 32 East 3.28 to stake in field; thence South 40 East 4.53 chains to stake on North bank of Old Ila Road and Chanchul
dler`s line; thence along Chandler South 62 1/4 West 2.14 to the beginning corner containing One acre, more or less, and being from the Southwest corner of the Mac Lord Home Place located about 3 miles East of Commerce, Georgia.
which has the property address of 759 Black Creek Church Rd., Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Mary E. Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Mary E. Martin
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-12553 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JN7,14,21,28B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in a Security Deed from JOHN MICHAEL QUEEN and CANDY QUEEN, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 15, 2005, and recorded in Deed Book 40-T, Pages 3-25, and last transferred and assigned to Branch Banking and Trust Company (“BB&T”)by assignment to be recorded in Jackson County, Georgia records, there will be sold at public outcry for cash to the highest bidder before the Courthouse doors of said county during the legal hours of sale on the first Tuesday in August, 2010, by BB&T, as Attorney-in-Fact for John Michael Queen and Candy Queen, the following described property, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 71, Phase One of Wood Farm Subdivision, as per plat thereof recorded in Plat Book 64, Page 128, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. Gloria Smith, phone number 864-242-8990, Chasity Cox, phone number 864-242-8416 and Natasha Edwards, phone number 864-242-8612, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601.
The property will be sold as the property of John Michael Queen and Candy Queen subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is John Michael Queen and Candy Queen, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as 50 Wood Cove, Jefferson, Georgia 30549.
Branch Banking & Trust Co. as Attorney in Fact for John Michael Queen and Candy Queen
Gregory M. Eells
Attorney at Law
Eells Law Group, LLC
Suite 181 - The Oglethorpe Bldg.
2971 Flowers Road South
Atlanta, Georgia 30341
(770) 455-3660
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MADGE D. CHIASSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 30, 2004, in the amount of $221,700.00, and recorded in Deed Book 37-F, Page 614, Jackson County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment, the undersigned, Aurora Loan Services, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M. Jackson County, Georgia, and being known and designated as Lot 19, Block A, Harris Hills Subdivision, and being more particularly shown on a survey entitled Survey for Harris Hills Subdivision, dated April 13, 2001, by W.T. Dunahoo and Associates., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 57, Page 189, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
which has the property address of 350 Harris Hills Drive, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Madge D. Chiasson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Aurora Loan Services, LLC Attorney in Fact for Madge D. Chiasson
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23428 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Melody J. Roach to CitiFinancial Services, Inc., dated December 21, 2006, recorded in Deed Book 464, Page 703, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty Thousand Five Hundred Fifteen and 51/100 DOLLARS ($60,515.51), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melody J. Roach or a tenant or tenants and said property is more commonly known as 447 State Street, Commerce, GA 30529.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 and 877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CitiFinancial, Inc as Attorney in Fact for Melody J. Roach Barry King
Morris|Hardwick|Schneider, LLC 1303 Hightower Trail Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net BK/SP Jun/21/2010
MHS File #: GA-91000217-10
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, 255th District, G.M. and described as follows:
All that tract or parcel of land lying and being in the City of Commerce, Jackson County, Georgia, 255th District, G.M. and described as follows:
Beginning at an iron pin south 42 degrees 0.75 minutes west 66 feet from corner of Baugh and State Streets, thence continuing south 42 degrees 0.75 minutes west 66 feet along State to an iron pin, thence north 50 degrees, 0.50 minutes west 150 feet to an iron pin, thence north 42 degrees 0.75 minutes east 66 feet to an iron pin; thence south 50 degrees 0.50 minutes east 150 feet to an iron pin, the beginning of State Street.
BK/SP JUN/21/2010 MHS FILE #: GA-91000217-10
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JUAN SANTIAGO and ISABEL SANTIAGO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 25, 2006, recorded in Deed Book 45-E, Page 529, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 55-D, Page 169, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND NINE HUNDRED NINETY-EIGHT AND 0/100 DOLLARS ($141,998.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Juan Santiago and Isabel Santiago or a tenant or tenants and said property is more commonly known as 1763 Fire Side Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Juan Santiago and Isabel Santiago
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/el1 8/3/10
Our file no. 5845209-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being known as Lot 74, Jefferson Place Subdivision, as per Plat recorded in Plat Book 64, Page 232, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference. MR/el1 8/3/10 Our file no. 5845209 - FT11
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TRACY L. GRANT and JENNIFER M. GRANT to WELLS FARGO BANK, NA, dated November 22, 2004, recorded in Deed Book 36W, Page 615, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($183,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tracy L. Grant and Jennifer M. Grant or a tenant or tenants and said property is more commonly known as 78 Cheatham Bluff, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Tracy L. Grant and Jennifer M. Grant
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rjt 8/3/10
Our file no. 53586209-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th G.M.D., Jackson County, Georgia, designated as Lot 60, containing 0.948, more or less, as shown on plat and survey of Venable & Associates, Inc., surveyors, dated December 22, 1996, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 50, at Page 51. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use, as well as restrictive covenants for Holders Mill, Phase II, as recorded in Deed Book 16-Z, Pages 293-299, Jackson County records. MR/rjt 8/3/10 Our file no. 53586209 - FT5
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LIDIA V. BORONAT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 14, 2008, recorded in Deed Book 51-Q, Page 489, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-NINE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($299,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Lidia V. Boronat or a tenant or tenants and said property is more commonly known as 104 Southampton Cir., Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Lidia V. Boronat
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 8/3/10
Our file no. 51858410-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD District of Jackson County, Georgia, being Lot 38 of Southampton Falls Subdivision, as per plat thereof recorded in Plat Book 62, Page 95, Jackson County, Georgia, Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description. For Title reference see Deed in Book 42N Page 168. Property Commonly Known As: 104 South Hampton Circle Hoschton, GA 30548 MR/ste 8/3/10 Our file no. 51858410 - FT10
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ANA C. ABREU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 19, 2007, and recorded in Deed Book 48-J, Page 415, Modified at Deed Book 54-M, Page 209 Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for PHH 2007-3, by Assignment, securing a Note in the original principal amount of $197,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 19, Block A, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, page 81, Jackson County records, said plat being incorporated herein by reference thereto.
Said property is known as 1129 Jefferson Walk Circle, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Ana C. Abreu, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ana C. Abreu, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association as Trustee for PHH 2007-3 as Attorney-in-Fact for Ana C. Abreu
File no. 09-020874
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/AK
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU7,14,21,28B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JENNIFER KNIPS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 10, 2007, in the amount of $115,920.00, and recorded in Deed Book 49-P, Page 751, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in General Militia District 245 of Jackson County, Georgia, being Lot 39, Block A, Brookside Subdivision, as per plat recorded in Plat Book 64, Page 70, Jackson County records, said plat being incorporated herein by reference thereto.
which has the property address of 47 Laurel Lane, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jennifer Knips  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Jennifer Knips
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14840 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006, in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia Records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from ROBERT S. MORRISON and DENISE M. MORRISON to HOGARTY FUNDING GROUP INC. dba OLYMPIC FUNDING in the original principal amount of $228,600.00 dated 07/03/2003, and recorded in Deed Book 30-Z, Page 620, Jackson County Records, said Security Deed being last transferred and assigned to ABN AMRO Mortgage Group, Inc. in Deed Book 30-Z, Page 631, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2010 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Robert S. Morrison and Denise M. Morrison the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 248th District, G. M., Jackson, Georgia designated as Lot 10, of Eagles Landing, as shown on a plat of survey prepared by Venable & Associates, Inc., GRLS No. 1761 dated December 7, 1998 and recorded in Plat Book 50, Page 278, Jackson County Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property. Said property is subject to Protective Covenants dated 1/30/99 recorded at Deed Book 19-A, page 671, Jackson County, Georgia Records.
Property known as: 257 Mcever Ln., Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Robert S. Morrison and Denise M. Morrison.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Robert S. Morrison and Denise M. Morrison.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Associates, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone – (770) 392-0398
Toll Free – (866) 999-7088
www.penderlaw.com
Our File No. 10-04340
(JU7,14,21,28B/224-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAN A. SCHRAMM and MELINDA K. SCHRAMM to PHH MORTGAGE CORP (fka Cendant Mortgage Corp) d/b/a PHH Mortgage Services, dated October 13, 2005, recorded in Deed Book 41V, Page 744, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-ONE THOUSAND AND 0/100 DOLLARS ($81,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 2001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jan A. Schramm and Melinda K. Schramm or a tenant or tenants and said property is more commonly known as 396 Old Harden Orchard Rd., Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PHH Mortgage Corp (fka Cendant Mortgage Corp) d/b/a PHH Mortgage Services as Attorney in Fact for Jan A. Schramm and Melinda K. Schramm
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nll 8/3/10
Our file no. 51903810-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th G.M.D., Jackson County, Georgia, being Tract 6 as shown on plat of survey of Harden Orchard Estates, prepared by Hambrick Surveying, Inc., dated January 22, 1990, recorded in Plat Book 35, Page 82, Jackson County, Georgia Records, plat is incorporated herein. Also conveyed herewith is a 2002 Horton Mirage 27 x 60 Manufactured Home, Serial Number H178128G1&R, which is permanently attached to and made a part of the real property. MR/nll 8/3/10 Our file no. 51903810 - FT1
(JU7,14,21,28B/19698-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by BUTLER CONCEPTS, INC. to THE PEOPLES BANK, dated December 5, 2003, recorded in Deed Book 32-Z, Pages 453-454, Jackson County, Georgia Records, conveying the after-described property which secures a Note dated November 3, 2008, in the original principal amount of $121,480.63, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
ALL THAT TRACT OR PARCEL OF LAND, together with all improvements thereon, situate lying and being in the 1765th District, G.M., Jackson County, Georgia, being Lot 12, Block A of Evanwood Subdivision, and being more particularly described and delineated according to a plat and survey recorded in Plat Book 57, page 171, Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Butler Concepts, Inc., or a tenant, and said property is more commonly known as 325 Lauren Marie Drive, Braselton, GA. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Peoples Bank as Attorney in Fact for Butler Concepts, Inc.
Samuel L. Chesnutt as Attorney at Law for The Peoples Bank
650 Oglethorpe Avenue, Suite 1
Athens, Georgia 30606
Our file no. A10-217B
(JU7,14,21,28B/887-50)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by COMANCHE CORPORATION a/k/a COMANCHE CORP. to FIRST PIEDMONT BANK, dated September 7, 2007, and recorded in Deed Book 50-C, Page 441, of the records of the Clerk of the Superior Court of Jackson County, Georgia, and because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by COMANCHE CORPORATION a/k/a COMANCHE CORP. to FIRST PIEDMONT BANK, dated May 29, 2009, and recorded in Deed Book 55-J, Page 684, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FIRST AMERICAN BANK AND TRUST COMPANY as Assignee of the FEDERAL DEPOSIT INSURANCE CORPORATION in Receivership of FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in August 2010, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 183 of Finch Landing, Phase IV and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., dated May 21, 2007, entitled “Final Plat for Finch Landing Phase IV” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 70, Pages 139-142; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above-described real estate is more commonly known as 1317 Dove Lane, Jefferson, Georgia 30549.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of COMANCHE CORP. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST AMERICAN BANK AND TRUST COMPANY as Assignee of the FEDERAL DEPOSIT
INSURANCE CORPORATION in Receivership of FIRST PIEDMONT BANK As Attorney in Fact for COMANCHE CORPORATION
Lender Contact:
First American Bank and Trust Company
65 East May Street
Winder, Georgia 30680
Attention: Russell D. Steedley
Telephone: 770-307-1212
RUSSELL, STELL, SMITH & MATTISON, P.C.
Attorneys for First American Bank and Trust Company
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/818-60)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by COMANCHE CORPORATION a/k/a COMANCHE CORP. to FIRST PIEDMONT BANK, dated September 7, 2007, and recorded in Deed Book 50-C, Page 431, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FIRST AMERICAN BANK AND TRUST COMPANY as Assignee of the FEDERAL DEPOSIT INSURANCE CORPORATION in Receivership of FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in August 2010, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 163 of Finch Landing Phase IV and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., dated May 21, 2007, entitled “Final Plat for Finch Landing Phase IV,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 70, pages 139 - 142; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above-described real estate is more commonly known as 1163 Warbler Drive, Jefferson, Georgia 30549.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of COMANCHE CORP. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST AMERICAN BANK AND TRUST COMPANY as Assignee of the FEDERAL DEPOSIT
INSURANCE CORPORATION in Receivership of FIRST PIEDMONT BANK As Attorney in Fact for COMANCHE CORPORATION
Lender Contact:
First American Bank and Trust Company
65 East May Street
Winder, Georgia 30680
Attention: Russell D. Steedley
Telephone: 770-307-1212
RUSSELL, STELL, SMITH & MATTISON, P.C.
Attorneys for First American Bank and Trust Company
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/818-60)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from KLAUDIUSZ CZESLAWSKI to COMMUNITY BANK & TRUST dated September 9, 2005, and recorded in Deed Book 40-Q, Commencing Page 442, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount of $215,442.00 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: August 3, 2010, the following described property:
All that tract or parcel of land lying and being in 257th G.M. District of Jackson County, Georgia, consisting of 0.81 acre, more or less, being shown as Lot 7, according to a plat of survey prepared for “The Edgars” by Patton-Boyer, Inc., Georgia Registered Land Surveyor, dated February 24, 2004 and recorded in Plat Book 64, Page 3, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
This conveyance is made subject to all zoning ordinances, easement and restrictions of record affecting said bargained premises.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is CBT, a Division of SCBT, N.A., Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that CBT, a Division of SCBT, N.A. is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Klaudiusz Czeslawski (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
CBT, a Division of SCBT, N.A. as Attorney in Fact for Klaudiusz Czeslawski (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in deed to secure debt given by STEPHEN DRUST and DONNA DRUST to NORTHSTAR DEVEPLOPMENT, INC., dated September 29, 2008, filed October 3, 2008, and recorded in Deed Book 53-J, at Page 178, Jackson County, Georgia Records, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, with all improvements thereon, lying and being in the 253rd G.M. District, Jackson County, Georgia, containing 8.010 acres, more or less, and being more particularly shown and delineated as Tract #3 on a plat of survey for NorthStar Development, Inc., prepared by Bauknight & Associates, Inc., W. Slate Bauknight, Georgia Registered Land Surveyor No. 2534, dated August 23, 2002, recorded in Plat Book 59, at Page 232, in the office of the Clerk of the Superior Court of Jackson County, Georgia. Said plat and the recordation thereof are by reference incorporated herein and made a part of this description.
The above-described property is conveyed subject to all zoning ordinances, easements, restrictions, and protective covenants on record, if any, affecting the property.
Said deed to secure debt having been given to secure a note of even date in the original principal amount of $68,560.59 with interest from date at the rate as specified therein.
The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and deed to secure debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the deed to secure debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the security deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
DAVIDSON, HOPKINS & ALEXANDER, P.C., as Attorneys in Fact for NORTHSTAR DEVELOPMENT, INC.
Ronald K. Hopkins
Davidson, Hopkins & Alexander, P.C.
P. O. Drawer 429
Jefferson, Georgia 30549
(JU7,14,21,28B/251-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LAMAR TONEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 17, 2004, in the amount of $104,291.00, and recorded in Deed Book 35-W, Page 504, Jackson County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, containing 2.89 acres, more or less, and being designated as Lot 11 as shown on plat of survey of White Oak Subdivision, prepared by W.T. Dunahoo & Associates, Inc., Surveyors, dated March 15, 1994, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 47, Page 160. Said plat as recorded, is hereby incorporated by reference for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 172 White Oak Trail, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lamar Toney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Lamar Toney
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-19233 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU7,14,21,28B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the power of sale contained in deed to secure debt given by JOAN BENNETT WHITE to ROBERT LIPMAN, dated March 17, 2008, filed March 19, 2008 and recorded in Deed Book 51V, at Pages 263-269, Jackson County, Georgia Records, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, with all improvements thereon, lying and being in the 1747th G.M.D., Jackson County, Georgia, and being shown as 3.095 acres, more or less, Lot 5, Block B, Bells Springs Wood Subdivision, on a plat entitled “Survey for William Banick”, dated October 9, 1997, by Landmark Engineering Corporation, J.R. Holland, GRLS #1087, recorded in Plat Book 51, Page 160, in the Office of the Clerk of the Superior Court of Jackson County, Georgia said plat being incorporated herein by reference therein.
Said deed to secure debt having been given to secure a note, dated March 17, 2008 in the original principal amount of $10,000.00 with interest from date at the rate as specified therein.
The debt secured by said deed to secure debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the note and deed to secure debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the deed to secure debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the security deed first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
DAVIDSON, HOPKINS & ALEXANDER, P.C., as Attorneys in Fact for ROBERT LIPMAN
Ronald K. Hopkins
Davidson, Hopkins & Alexander, P.C.
P. O. Drawer 429
Jefferson, Georgia 30549
(JU7,14,21,28B/251-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 04/18/2007, and recorded 4/19/2007 in Deed Book 1010, Pages 201-203, Madison County, Georgia Records, and recorded 05/11/2007 in Deed Book 48-P, Pages 789-191, Jackson County, Georgia Deed Records, as modified by that modification dated 07/05/2007, and recorded 07/11/2007, in Deed Book 1034, Pages 213-215, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56-T, Pages 390-392, Jackson County, Georgia Records, further modified by that modification dated 08/01/2007, and recorded 08/06/2007, in Deed Book 1042, Pages 73-75, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 387-389, Jackson County, Georgia Records, as further modified by that modification dated 10/05/2007, and recorded 10/26/2007, in Deed Book 1063, Pages 155-157, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 384-386, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 04/18/2008, and recorded 05/12/2008 in Deed Book 1110, Page 62, Madison County, Georgia records, and recorded 05/14/2008 in Deed Book 52I, Page 648, Jackson County, Georgia records, and that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 757, Jackson County, Georgia records, and recorded 09/11/2008 in Deed Book 1136, Page 24, Madison County, Georgia records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010, by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 62.141 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter by Eddie A. Borders, Registered Surveyor, dated August 19, 1978, recorded in Plat Book 42, Page 232, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and recorded in Plat Book 34, Page 68, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT: That 2.00 acres as more particularly shown in that Warranty Deed recorded at Deed Book 145, Page 234, Madison County, Georgia Records and at Deed Book 18-K, Page 71, Jackson County, Georgia Records.
LESS AND EXCEPT: That 5.00 acres as more particularly described in that deed recorded at Deed Book 547, Page 191, Madison County, Georgia Records.
LESS AND EXCEPT: That 0.35 acres as more particularly described in that Warranty Deed recorded at Deed Book 821, Page 1, Madison County, Georgia Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-139
(JU7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Security Deed from TIMOTHY M. BROOKS to COMMUNITY BANK AND TRUST dated 04/08/1999, and recorded 04/14/1999, in Deed Book 19-J, Pages 786-791, Jackson County, Georgia Deed records and that Supplemental Security Deed and Additional Loan Agreement from Timothy M. Brooks to Community Bank and Trust dated 11/21/2009, and recorded 12/08/2008, in Deed Book 53-T, Page 138, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for Timothy M. Brooks the following described property:
TRACT 1: All that tract and parcel of land, together with improvements thereon, lying and being in the 255th G.M.D., Jackson County, Georgia, being designated as Tract 1, Tract 2, and Tract 3, containing in the aggregate 17.040 acres, more or less, as shown on a plat and survey for Tim Brooks, by Venable & Associates, Inc., Registered Land Surveyor, dated March 29, 1999, and recorded in Plat Book 54, Page 25, in the Office of clerk of Superior Court of Jackson County, Georgia. Said Plat is incorporated herein for a more detailed description of said tracts. Subject to existing easements and right of ways now in use.
TRACT 2: All that tract and parcel of land, together with improvements thereon, lying and being in the 255th G.M.D., Jackson County, Georgia, containing 0.092 acres, more or less, as shown on a plat and survey for Lamar Wilbanks, by Venable & Associates, Inc., Registered Land Surveyor, dated April 8, 1999, and recorded in Plat Book 53, Page 294, in the Office of Clerk of Superior Court of Jackson County, Georgia. Said Plat is incorporated herein for a more detailed description of said tracts. Subject to existing easements and right of ways now in use.
LESS AND EXCEPT:
TRACT 1:All that tract and parcel of land, together with improvements thereon, lying and being in the 255th G.M.D., Jackson County, Georgia, being designated as Lots 28-30, 32-51, as shown on a plat and survey for Miss Ruby Estates, by Venable & Associates, Inc., Registered Land Surveyor, dated April 13, 1999, and recorded in Plat Book 54, Page 142, in the Office of clerk of Superior Court of Jackson County, Georgia. Said Plat is incorporated herein for a more detailed description of said tracts. Subject to existing easements and right of ways now in use.
TRACT 2:All that tract and parcel of land, together with improvements thereon, lying and being in the 255th G.M.D., Jackson County, Georgia, being designated as Tract 2, containing 0.067 acre, as shown on a plat and survey for Bettye S. Poole & Tim Brooks, by Venable & Associates, Inc., Registered Land Surveyor, dated August 19, 1999, and recorded in Plat Book 55, Page 204, in the Office of clerk of Superior Court of Jackson County, Georgia. Said Plat is incorporated herein for a more detailed description of said tracts. Subject to existing easements and right of ways now in use.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Timothy M. Brooks.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for Timothy M. Brooks.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
(JU7,14,21,28P4)
[Full Story »]