JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-B, Page 347, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in G.M.D. 257, Jackson County, Georgia, being Lot 4, Rocky’s Bluff, as per plat of survey recorded in Plat Book 54, Page 284 and 285, Jackson County Records, which plat is hereby referred to and made a part of this description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated MARCH 16, 2006, said deed recorded in Jackson County Deed Records at Deed Book 43-B, Page 351, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in G.M.D. 257, Jackson County, Georgia, being Lot 6, Rocky’s Bluff, as per plat of survey recorded in Plat Book 54, Page 284 and 285, Jackson County Records, which plat is hereby referred to and made a part of this description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 16, 2007, said deed recorded in Jackson County Deed Records at Deed Book 50-K, Page 499, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 91, Remington Park on the River, Block A, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by MILL CREEK HOME BUILDERS, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated OCTOBER 16, 2007, said deed recorded in Jackson County Deed Records at Deed Book 50-K, Page 495, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 101, Remington Park on the River, Block A, as shown on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 57, Page 111, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of MILL CREEK HOME BUILDERS, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for MILL CREEK HOME BUILDERS, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUMMIT CHASE HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated JULY 28, 2008, said deed recorded in Jackson County Deed Records at Deed Book 52-Z, Page 575, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 14, Summit Chase Subdivision, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 62, Page 174, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of SUMMIT CHASE HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for SUMMIT CHASE HOMES, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUMMIT CHASE HOMES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated JULY 28, 2008, said deed recorded in Jackson County Deed Records at Deed Book 52-Z, Page 579, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2010, during the legal hours of sale, at the courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 34, Summit Chase Subdivision, on plat of said subdivision recorded in Jackson County Plat Records at Plat Book 62, Page 174, which plat is incorporated herein by reference for a more complete description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of SUMMIT CHASE HOMES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for SUMMIT CHASE HOMES, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JEREL W ROBERTSON to HOMESTAR FINANCIAL CORPORATION, “S” CORPORATION , dated 07/25/2003, and Recorded on 08/25/2003 as Book No. 31-O and Page No. 2-11, JACKSON County, Georgia Records, as last assigned to U.S. BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $80,584.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Jackson County Courthouse within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in the 455th District, Jackson County, Georgia, being Lot 72 of Section II of Pleasant Acres Subdivision, as per that plat recorded in Plat Book 9, Page 200, Jackson County, Georgia Records, which plat is hereby referred to and made a part hereof by reference.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NATIONAL DEFAULT SERVICING CORPORATION, 7720 N. 16TH STREET, Foreclosure SUITE 300, PHOENIX, AZ 85020, 602-264-6101. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 519 RED OAK ROAD, MAYSVILLE, GEORGIA 30558 is/are: JEREL W ROBERTSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
U.S. BANK, N.A. as Attorney in Fact for JEREL W ROBERTSON.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20100090100044
BARRETT, DAFFIN & FRAPPIER, L.L.P.
4004 Beltline, Building 2, Suite 100
Addison, Texas 75001-4417
Telephone: (972) 341-5398.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from HANNAH C. DAVIS to COMMUNITY BANK & TRUST dated May 16, 2002, and recorded in Deed Book 26-N, Page 780, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount of $65,914.00 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson County, Georgia, and being that 2.10 acres, more or less, designated as Lot 2, on a Plat recorded at Plat Book 31, Page 120, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Hannah C. Davis to (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for Hannah C. Davis to (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from BILLIE MCCAIN BLACK to COMMUNITY BANK & TRUST dated September 13, 2001, and recorded in Deed Book 24-J, Page 541, Jackson County and as modified to, inter alia, increase the indebtedness in Deed Book 56-R, Page 0453 Jackson County, Georgia Records. The same having been given to secure a Note and additional loan agreements/modifications in the total principal amount of $293,019.69 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D., 245, in the City of Arcade, and containing 0.28 acres, more or less, as shown on Plat recorded in Plat Book 32, Page 53, Jackson County, Georgia Records and is incorporated herein by reference for a more complete description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Billie McCain Black (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for Billie McCain Black (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from JAMES GARY BLACK to COMMUNITY BANK & TRUST dated March 5, 2007, and recorded in Deed Book 48-A, Page 528, Jackson County, Georgia and as modified in Deed Book 56R, Page 0454 Jackson County, Georgia Records. The same having been given to secure a Note and additional loan agreements/modifications in the total principal amount of $293,019.69 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the City of Arcade, and containing 1.25 acres, more or less, as shown on Plat recorded in the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 32, Page 97. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and right-of-ways for public roads and utilities now in use.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of James Gary Black (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for James Gary Black (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia. County of Jackson
By virtue of the power of sale contained in a Security Deed from POLINA A. TOLOKOVOY, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 19, 2008, and recorded in Deed Book 0052-T, Pages 0089-0109, and last transferred and assigned to Branch Banking and Trust Company (“BB&T”)by assignment recorded in Deed Book 0056-U, Page 73, Jackson County, Georgia Records, there will be sold at public outcry for cash to the highest bidder before the Courthouse doors of said county during the legal hours of sale on the first Tuesday in March, 2010, by BB&T, as Attorney-in-Fact for Polina A. Tolokovoy, the following described property, to-wit:
All that tract or parcel of land lying and being in the 248th District, GMD of Jackson County, Georgia, being Lot 106, Pod Q, Traditions of Braselton Subdivision, Phase 2, as per plat thereof recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia records. Said plat is incorporated herein by reference for a more complete description of subject property and for all other legal purposes.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. Gloria Smith, phone number 864-242-8990, Chasity Cox, phone number 864-242-8416 and Natasha Edwards, phone number 864-242-8612, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601.
The property will be sold as the property of Polina A. Tolokovoy subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Polina A. Tolokovoy, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as Lot 106 of Traditions, Pod Q, 3886 Bentgrass Lane, Jefferson, Georgia 30549.
Branch Banking & Trust Co. as Attorney in Fact for Polina A. Tolokovoy
Gregory M. Eells
Attorney at Law
Eells Law Group, LLC
Suite 181 - The Oglethorpe Bldg.
2971 Flowers Road South
Atlanta, Georgia 30341
(770) 455-3660
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by DANNY C. SHERIDAN and CARLA SHERIDAN a/k/a CARLA P. SHERIDAN to THE CIT GROUP/CONSUMER FINANCE, INC. dated January 10, 2003, and recorded in Deed Book 28-V, Page 656, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to LSF6 Mercury REO Investments Trust Series 2008-1, by Assignment securing a Note in the original principal amount of $75,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M. of Jackson County, Georgia, consisting of one (1) acre, and being bounded by the lands of Shields, by other lands of Shields and Sanders and being more particularly described as follows: Beginning at a point on the Old Jefferson-Statham Highway, where said land adjoins lands of J.W. Shields and running thence along said road South 28 1/2 East 200 feet 9 inches to a point of the road thence North 83 East 200 feet 9 inches along Sanders land to a point, thence North 22 1/2 West 274 feet to a corner, thence South 65 West 170 feet to the beginning corner.
Said property is known as 3229 Etheridge Road, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
LSF6 Mercury REO Investments Trust Series 2008-1 as Attorney-in-Fact for Danny C. Sheridan and Carla Sheridan a/k/a Carla P. Sheridan
File no. 09-018596
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941
(770)220-2535/ASR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE3,10,17,24B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between MONICA LUCACI, (“Borrower”) to NBANK, N.A., (“Lender”) dated May 6, 2005, and recorded in Deed Book 39-Y, Page 283, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $112,181.75 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County Georgia, within the legal hours of sale on the first Tuesday of March, 2009, the realty in the 245th and 248th Districts, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, Jackson County, Georgia being Lot 28, Pod P, Traditions of Braselton Subdivision as per plat recorded in Plat Book 64, Pages 150-152, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is subject to other easements, restrictions, reservations, and rights-of-way of record, if any.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
First Covenant Bank As Attorney In Fact For Monica Lucaci
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(FE3,10,17,24P4)

gpn11
Notice of Sale
Georgia, Jackson County
Undersigned will sell before the Courthouse door in Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March, 2010, to the highest bidder for cash the following:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being the same Tract VI approximating 112.534 acres as identified on Survey dated September 9, 1996 by Rochester & Associates for Linda L. Butler, Bruce W. Lewis, Gary C. Lewis and Craig E. Lewis and recorded on the Hall County, Georgia Plat Records in Plat Book 46, Page 211, of the Jackson County, Georgia, Plat Records. Said plat and the description therein being specifically incorporated herein by reference and made a part hereof. Said property is subject to Protective Covenants and Restrictions of record.
This being the same property as described in a Quit Claim Deed dated October 1, 1996 from Linda L. Butler to Gary C. Lewis, Craig E. Lewis and Bruce W. Lewis as recorded on the Jackson County, Georgia Deed Records.
LESS AND EXCEPT:
All that tract or parcel of land lying and being situate in the GMD 245 Jackson County, Georgia, containing 2.477 acres, more or less, and being depicted as Tract 1 on a certain plat of survey for William C. Meek, III and Susan B. Meek dated August 6, 2007, by Venable and Associates, Inc., Christopher J. Carlan, RLS No.__, recorded in Plat Book __, Page __, Jackson County Records, reference to which plat is hereby made for a more particular description of the property herein conveyed.
Said sale will be conducted and a deed executed to the purchaser pursuant to the powers contained in a Deed to Secure Debt from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA dated December 22, 2003 and recorded in Deed Book 32-X, Page 444, Clerk’s Office, Jackson Superior Court. Said Deed to Secure Debt secures the following: (1) Fixed Rate Renewal Note dated April 4, 2008 in the amount of $1,113,624.08 from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA, (2) Variable Rate Note dated September 2, 2009 in the amount of $4,000.00 from Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis to AgGeorgia Farm Credit, ACA.
AgGeorgia Farm Credit ACA is the owner and holder of said Notes and said Deed to Secure Debt which secures the same.
The said Note in the amount of $1,113,624.08 is in default due to nonpayment and the $4,000.00 Note, under the terms of that Note, is in default as well.
Because of said default and in accordance with the provisions of said Notes and of said Deed to Secure Debt, the undersigned has exercised its option to declare the remainder of the debts due and collectible, and the power of sale contained in said Deed to Secure Debt has become operative.
The said Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis have been notified in writing that the provisions in said Notes relative to the payment of attorney’s fees will be enforced.
Said sale will be conducted subject to any state and county ad valorem taxes which may be due and payable on said property, a deed executed to the purchaser, and the proceeds shall be applied in accordance with the provisions of said Deed to Secure Debt.
AgGeorgia Farm Credit ACA as attorney in fact for Craig E. Lewis, Gary C. Lewis and Bruce W. Lewis
THIS FIRM IS ACTING AS A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
T. Baron Gibson, II
Martin Snow, LLP
PO Box 1606
Macon GA 31202-1606
(478) 749-1715
(FE3,10,17,24P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from NIGEL D. EDWARDS and CASSANDRA M. EDWARDS to BANK OF AMERICA, N.A., dated September 28, 2007, recorded October 11, 2007, in Deed Book 50-J, Page 274, Jackson County, Georgia Records, said Security Deed being given to secure a Note from NIGEL D. EDWARDS and CASSANDRA M. EDWARDS of even date in the original principal amount of ONE HUNDRED SEVENTY SEVEN THOUSAND ONE HUNDRED EIGHTY SIX AND 00/100 ($177,186.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in GMD 428, City of Pendergrass, Cunningham District, Jackson County, Georgia, being Lot 81, Seasons of Pendergrass, Phase I, as per plat recorded in Plat Book 66, Pages 78-83, Jackson County Records, said plat being incorporated herein by reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is NIGEL D. EDWARDS and CASSANDRA M. EDWARDS or a tenant or tenants.
BANK OF AMERICA, N.A., as attorney in Fact for NIGEL D. EDWARDS and CASSANDRA M. EDWARDS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 6970A-01014
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BETTINA GINN aka BETTINA R. GINN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 31, 2003, in the amount of $87,400.00, and recorded in Deed Book 29-C, Page 62, Jackson County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 225th G.M.D. of Jackson County, Georgia, and being 0.50 acres, more or less, as shown on a plat of survey title Boundary Survey for Bettina R. Ginn dated June 12, 1995 and revised March 6, 1998 by Venable & Associates, Ind., and recorded in Plat Book 51, Page 264, Jackson County, Georgia Records, said plat and recording thereof being incorporated herein by reference thereto for a more detailed description.
which has the property address of 380 Baxter Road, Commer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bettina Ginn aka Betinna R. Ginn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Bettina Ginn aka Betinna R. Ginn
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00723 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of principal and interest on that certain Note dated October 11, 2007, in the original principal amount of $696,000.00, (hereinafter the “Note”), said Note being secured by the real property described in that certain Deed to Secure Debt executed by EL GUAPO DEVELOPMENT, INC. to GEORGIA BANK & TRUST COMPANY OF AUGUSTA, dated October 11, 2006, recorded in Deed Book 45-X, Page 667, in the Office of the Clerk of Superior Court of Jackson County, Georgia; said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, GEORGIA BANK & TRUST COMPANY OF AUGUSTA, pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt due, payable, and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in March, 2010, within the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the property described in said Deed to Secure Debt, to wit:
ALL that tract or parcel of land situate, lying and being in the 1747th G.M.D., Jackson County, Georgia, being known and designated as Lot 11 of Saddle Shoals Subdivision, as shown on a plat entitled “Final Plat - Saddle Shoals Subdivision”, dated October 8, 2005 by Schmitt Engineering and Land Surveying, Inc., Registered land Surveyors, said plat being recorded in Plat Book 66, page 158-159 in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and being incorporated herein by reference for a more particular description.
THIS property is subject to Protective Covenants as recorded in Deed Book 41-C, page 431 and 34-M, page 250, Conservation and Recreation Easement Agreement to Saddle Shoals Homeowners Association, dated October 20, 2005, being recorded in Deed Book 41-C, page 422 and Utility Easement in favor of Jackson County, Georgia dated October 20, 2005, being recorded in Deed Book 41-C, page 424, Easement in favor of Jackson EMC, dated February 9, 2006, being recorded in Deed Book 42-V, page 173, right of Way Deeds in favor of Jackson County, Georgia, recorded in Deed Book 4-K, page 367, Deed Book 4-M, page 273, Deed Book 9-D, page 484, Deed Book 8-K, page 762, Deed Book 9-O, page 717, Deed Book 9-S, page 46 and Deed Book 13-Q, page 526, fifty foot easement for passive recreation trail, building setback lines and twenty foot drainage easement as shown on Plat Book 66, Page 158, all Jackson County, Georgia Records.
To the best of the undersigned’s information and belief, the address of the property is:
695 Westminster Drive, Lot 11 Saddle Shoals, Athens
Jackson County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Georgia Bank & Trust Company of Augusta, 1143 Prince Avenue, Athens, Georgia 30606. However, the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property is being sold as the property of EL GUAPO DEVELOPMENT, INC., and subject to all unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 27th day of January 2010.
GEORGIA BANK & TRUST COMPANY OF AUGUSTA as Attorney-in-fact for EL GUAPO DEVELOPMENT, INC.
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(FE3,10,17,24B/1034-80)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of principal and interest on that certain Note dated July 31, 2007, in the original principal amount of $680,000.00, as modified by a Commercial Debt Modification Agreement dated August 20, 2008 (hereinafter the “Note”), said Note being secured by the real property described in that certain Deed to Secure Debt executed by EL GUAPO DEVELOPMENT, INC. to GEORGIA BANK & TRUST COMPANY OF AUGUSTA, dated July 31, 2006, recorded in Deed Book 44-Y, Page 460, in the Office of the Clerk of Superior Court of Jackson County, Georgia; said default having been more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, GEORGIA BANK & TRUST COMPANY OF AUGUSTA, pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt due, payable, and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in March, 2010, within the legal hours of sale before the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash, the property described in said Deed to Secure Debt, to wit:
ALL that tract or parcel of land situate, lying and being in the 1747th G.M.D., Jackson County, Georgia, being known and designated as Lot 43 of Saddle Shoals Subdivision, as shown on a plat entitled “Final Plat - Saddle Shoals Subdivision”, dated October 8, 2005 by Schmitt Engineering and Land Surveying, Inc., Registered land Surveyors, said plat being recorded in Plat Book 66, page 158 in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and being incorporated herein by reference for a more particular description.
THIS conveyance is made subject to Protective Covenants as recorded in Deed Book 41-C, page 431 and 34-M, page 250, Conservation and Recreation Easement Agreement to Saddle Shoals Homeowners Association, dated October 20, 2005, being recorded in Deed Book 41-C, page 422 and Utility Easement in favor of Jackson County, Georgia, dated October 20, 2005, being recorded in Deed Book 41-C, page 424, all Jackson County, Georgia Records.
To the best of the undersigned’s information and belief, the address of the property is:
30 Chairing Cross Lane, Lot 43, Saddle Shoals, Athens, Jackson County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Georgia Bank & Trust Company of Augusta, 1143 Prince Avenue, Athens, Georgia 30606. However, the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
Said property is being sold as the property of EL GUAPO DEVELOPMENT, INC. and subject to all unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 27th day of January 2010.
GEORGIA BANK & TRUST COMPANY OF AUGUSTA as Attorney-in-fact for
EL GUAPO DEVELOPMENT, INC.
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(FE3,10,17,24B/1034-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRIS D. COLLINS and HEATHER F. COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 19, 2005, recorded in Deed Book 42-A, Page 467, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56V, Page 651, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND ONE HUNDRED SEVENTY-TWO AND 0/100 DOLLARS ($122,172.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Chris D. Collins and Heather F. Collins or a tenant or tenants and said property is more commonly known as 631 Silver Bell Rd., Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Chris D. Collins and Heather F. Collins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10 Our file no. 53289309-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 31, Block A of Arbors of Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein. MR/lw9 3/2/10 Our file no. 53289309 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Advertisement of Sale Under Power of Sale in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed() from FMS CONTRACTING, LLC to NORTHEAST GEORGIA BANK dated October 24, 2006 and recorded on November 15, 2006 in Deed Book 46-J, Pages 478-484, as last amended by Modification dated February 2, 2009 and recorded on February 18, 2009 in Deed Book 54M, Page 497, as further secured by UCC Financing Statement in favor of the Bank filed and recorded on February 24, 2009 as recorded in Deed Book 54M, Pages 488-491 and filed as Seq. No.078200900124, Jackson County, Georgia records. This Security Deed secures a Note dated February 2, 2009 in the original principal amount of $235,573.27, plus interest; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 257 GMD, Jackson County, Georgia, and being all of Lot 12 of Aspen Falls Subdivision, as shown on a subdivision plat recorded in Plat Book 68, Pages 52-60 of the Jackson County Records, which plat is incorporated herein by reference for a more complete description of the subject property.
Along with 1-4 Family Rider (Assignment of Rents) dated February 2, 2009, attached hereto and made a part hereof by reference, conveying property with known address of 41 Cypress Place, Jefferson, GA 30549, as described in Deed to Secure Debt dated October 24, 2006, recorded in Deed Book 46J, Pages 464-470, records of Jackson County, Georgia.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as the property of FMS Contracting, LLC and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by FMS Contracting, LLC.
NORTHEAST GEORGIA BANK
By: __ As Attorney-in-fact for: FMS Contracting, LLC
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(FE3,10,17,24P4)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL A. PERRY and DALE C. WORTHY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 22, 2007, recorded in Deed Book 48-U, Page 676, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTEEN THOUSAND TWO HUNDRED THIRTY-TWO AND 0/100 DOLLARS ($117,232.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Perry and Dale Worthy or a tenant or tenants and said property is more commonly known as 150 Blackthorne Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Michael A. Perry and Dale C. Worthy McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10 Our file no. 526310-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd G.M. District, Jackson County, Georgia, containing 5.32 acres, more or less, and designated as Lot 12, Block E, as shown on plat on a survey for Nicholson Development, Inc., prepared by Cornerstone Land Surveying, surveyors, dated May 28, 1992, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 42, Page 23. Said plat, as recorded, is hereby referenced for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use. MR/mm0 3/2/10 Our file no. 526310 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES BRIAN STILL and ANGIE N. STILL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 7, 2001, recorded in Deed Book 23-X, Page 363, Jackson County, Georgia Records, as last transferred to Fifth Third Mortgage Company by assignment recorded in Deed Book 53J, Page 97, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($237,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fifth Third Bank, Mail Drop 1MOC20, 5050 Kingsley Drive, Cincinnati, OH 45263, 800-375-1745opt3. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James Brian Still and Angie N. Still or a tenant or tenants and said property is more commonly known as 33 Cottonwood Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Fifth Third Mortgage Company as Attorney in Fact for James Brian Still and Angie N. Still McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 3/2/10 Our file no. 5474603-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 8, Block B, Phase One, Clover Mill Farm Subdivision, as per plat recorded in Plat Book 54, Page 80, Jackson County, Georgia records, which plat is incorporated and made a part hereof by reference. MR/wa2 3/2/10 Our file no. 5474603 - FT7
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gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEFFREY C RHODES and PAMELA N RHODES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 22, 2006, recorded in Deed Book 46P, Page 50, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWO THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($302,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey C Rhodes and Pamela N Rhodes or a tenant or tenants and said property is more commonly known as 55 Tipperary Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Jeffrey C Rhodes and Pamela N Rhodes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 3/2/10 Our file no. 5154410-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD of Jackson County, Georgia and being Lot 26 of Clover Mill Farms Subdivision, Phase III, as per plat recorded in Plat Book 64, Page 114, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/wa2 3/2/10 Our file no. 5154410 - FT7
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gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICKY E. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 5, 2004, recorded in Deed Book 33-S, Page 132, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($183,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky E. Davis or a tenant or tenants and said property is more commonly known as 376 Harris Hills Drive, Athens, Georgia 30607. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Ricky E. Davis McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 3/2/10 Our file no. 5149810-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 0.75 acres, more or less, and being Lot 20, Block A of Harris Hills Subdivision, as shown on a plat of survey entitled “Final Plan for Harris Hills”, dated April 13, 2001, prepared by W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, of record in Plat Book 57, Page 189, in the Office of the Clerk of Superior Court, Jackson County, Georgia, reference being made thereto for a more particular description of the property herein conveyed. The residence situate on the above tracts of land is known and designated as 376 Harris Hills Drive according to the present system of numbering residences in Jackson County, Georgia. MR/wa2 3/2/10 Our file no. 5149810 - FT7
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by J R BOSWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 23, 2004, recorded in Deed Book 34-I, Page 230, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is J R Boswell or a tenant or tenants and said property is more commonly known as 141 Hickory Drive, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing LP as Attorney in Fact for J R Boswell McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/rcr 3/2/10 Our file no. 53658609-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th GMD, Jackson County, Georgia, containing 1.608 acres, more or less and being designated as Lot No. 6, Hickory Knob Subdivision, as per plat of survey prepared for Hickory Knob by Venable & Associates, Georgia Registered Surveyors, dated July 7, 1997, and recorded in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 179. Said plat as recorded, is hereby referenced for a more detailed description of said property. This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises. MR/rcr 3/2/10 Our file no. 53658609 - FT10
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gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CYNTHIA J. WYDICK to REGIONS MORTGAGE, INC., dated September 28, 2001, recorded in Deed Book 240, Page 263, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-NINE THOUSAND TWENTY AND 0/100 DOLLARS ($69,020.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cynthia J. Wydick and Cynthia Jean Wydick or a tenant or tenants and said property is more commonly known as 104 N. Bowden St, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Cynthia J. Wydick McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10 Our file no. 52716902-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, containing 0.31 of an acre according to plat entitled “Survey for Lonnie A. Bennett” made February 27, 1975, by Venable Bros., Allen L. Venable, Jr., Registered Surveyor, recorded in Plat Book 9, Page 302, in the Office of the Clerk of Superior Court of Jackson County, Georgia, and being more particularly described as follows: Beginning at an iron pin on the southeasterly side of Bowdon Street (also known as Bowden Street) on line of property of C.H. Whitlow, said iron pin being 373 feet southwesterly of the centerline of Elizabeth Street, as measured along the southeasterly side of Bowdon Street and an extension thereof; running thence along line of property of C.H. Whitlow south 59 degrees 30 minutes east 160.2 feet to an iron pin; running thence along line of property of J.C. Minish and Tom W. Morrison south 07 degrees 20 minutes west 67.6 feet to an iron pin; running thence along line of property of Garrison north 64 degrees 20 minutes west 214.3 feet to an iron pin on the southeasterly side of Bowden Street; running thence along the southeasterly side of Bowdon Street north 48 degrees 57 minutes east 84.6 feet to the beginning iron pin. MR/mm0 3/2/10 Our file no. 52716902 - FT11
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gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID W. COMBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 24, 2006, recorded in Deed Book 43-F, Page 743, Jackson County, Georgia Records, as last transferred to Bank of America, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($114,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David W. Combs or a tenant or tenants and said property is more commonly known as 355 Fairfield Drive, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as Attorney in Fact for David W. Combs McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10
Our file no. 52912709-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in General Militia District 245 of Jackson County, Georgia, being Lot 80, Block A, Brookside Subdivision, as per plat recorded in Plat Book 64, Page 70, Jackson County Records, said plat being incorporated herein by reference thereto. MR/clp2 3/2/10 Our file no. 52912709 - FT12
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CATHY HIX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 15, 2002, recorded in Deed Book 27-K, Page 199, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SIX THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($76,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Cathy L. Hix or a tenant or tenants and said property is more commonly known as 19 Blacks Creek Church Road, Commerce, Georgia 30530. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Cathy Hix
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10
Our file no. 52069906-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, located about 1 mile Southeast of Commerce, Georgia, on Commerce-Danielsville Road and known as a part of the Jesse Lord Place, being bounded on North by lends of Maxwell on East by lands of J. Hardman, on South by Commerce-Danielsville Highway and lands of J. Hardman, on West by lands of Maxwell, described as follows; Beginning at an iron pin on Commerce-Danielsville Highway in the Southwest corner of this tract where said tract corners with Maxwell lands, thence N 13 deg. 30 min. W 12.20 chains to an iron pin; thence N. 32 deg. 00 Min. East 8.80 chains to an iron pin; thence S. 28 deg. & 30 min E. 5.26 chains to rock; thence S. 50 deg. & 30 min W. 5.90 chains to an iron pin; S. 44 deg. & 00 min. E. 12.97 chains of beginning corner, containing nine & 14/100 (9.14) acres, more or less, according to survey and plat made by H.C. Prickett, August, 1933. This being the same land deeded by Roy D. Smallwood to Everett Gibson on February 10, 1955, and recorded in the Office of the Clerk of the Court of Jackson County, Georgia, in Book 3-V, Folio 493, on February 11, 1955, reference being expressly made to said recorded deed as a part of the description hereof. This is the land deeded to W.J. Eubanks by Everett Gibson on March 2, 1957, by Warranty Deed, the same being recorded in Book 3-Z, Page 252, in the Office of the Clerk of the Jackson County Court. MR/clp2 3/2/10 Our file no. 52069906 - FT12
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gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRENT ALAN BEAIRD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 21, 2007, recorded in Deed Book 0050-G, Page 272, Jackson County, Georgia Records, as last transferred to Litton Loan Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brent Alan Beaird or a tenant or tenants and said property is more commonly known as 559 Traditions Way, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Litton Loan Servicing, LP as Attorney in Fact for Brent Alan Beaird
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jea 3/2/10
Our file no. 53846009-FT8
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245 & 248, of Jackson County, Georgia, and being Lot 1, Pod K, Traditions of Braselton Subdivision as per plat recorded at Plat Book 62, Pages 51-59, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on March 2, 2010, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/jea 3/2/10 Our file no. 53846009 - FT8
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM JOSEPH TOTO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 20, 2008, recorded in Deed Book 51-W, Page 594, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56-W, Page 151, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND ONE HUNDRED THIRTY AND 0/100 DOLLARS ($144,130.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Joseph Toto or a tenant or tenants and said property is more commonly known as 132 Thunderwood Ct., Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for William Joseph Toto
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10
Our file no. 53294209-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1704, Jackson County, Georgia, being more particularly known as Tract 25 and Tract 26, as show on that plat and survey for Hunter’s Ridge, prepared by Cornerstone Land Surveying, surveyor, dated September 30, 1995 and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 93; said plat being hereby incorporated and made a part of this description. Together with all improvements constructed upon, affixed to or located upon the above described real property, including without limitation any residential dwelling located upon or to be located upon or to be located thereon, which dwelling is or may be a manufacture home, as herein described, which manufactured home is or upon placement and affixation shall be conclusively deemed to be real estate (the “Manufactured Home”) : 1997 Oakwood Mobile Home, Serial #0W60175A&B MR/lw9 3/2/10 Our file no. 53294209 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TAMMY M. MANCINI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 29, 2008, recorded in Deed Book 53-O, Page 364, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56V, Page 652, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND NINE HUNDRED NINETY-SEVEN AND 0/100 DOLLARS ($171,997.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tammy M. Mancini or a tenant or tenants and said property is more commonly known as 161 Ellington Drive, Jefferson, Georgia 30524. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Tammy M. Mancini
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10
Our file no. 53502209-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being known as Lot 5, Westcott Place Subdivision, Phase 1, as per plat prepared by Conroy & Associates, P.C., dated November 6, 2007 and recorded November 19, 2007 in Plat Book 7, Pages 263-269, having been revised by plat of survey recorded April, 2008 in Plat Book 72, Pages 64-70 Jackson County, Georgia records. Said plat is incorporated herein by reference and made a part of this description. MR/lw9 3/2/10 Our file no. 53502209 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BARRY T. DENMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 28, 2006, recorded in Deed Book 43-D, Page 171, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56-V, Page 654, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-TWO THOUSAND SIX HUNDRED FIVE AND 0/100 DOLLARS ($152,605.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Barry T. Denman or a tenant or tenants and said property is more commonly known as 180 Red Bud Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Barry T. Denman
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10
Our file no. 53425009-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being known as Lot 11, Jefferson Place Subdivision, as per plat recorded in Plat Book 64, Page 232, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. MR/lw9 3/2/10 Our file no. 53425009 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ELIZABETH A. DIMON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 30, 2007, recorded in Deed Book 50-Y, Page 285, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56F, Page 454, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND EIGHT HUNDRED ELEVEN AND 0/100 DOLLARS ($173,811.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Elizabeth A. Dimon or a tenant or tenants and said property is more commonly known as 170 Pendergrass Farms Circle, Pendergrass, Georgia 30567. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Elizabeth A. Dimon
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10
Our file no. 52454809-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 428, City of Pendergrass, Cunningham District, Jackson County, Georgia, being Lot 71, Seasons of Pendergrass, Phase I, as per plat recorded in Plat Book 66, Pages 78-83, Jackson County Records, said plat being incorporated herein by reference thereto. MR/mm0 3/2/10 Our file no. 52454809 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHARON E. FAGG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 7, 2006, recorded in Deed Book 44-E, Page 351, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND THREE HUNDRED SIXTY AND 0/100 DOLLARS ($83,360.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon E. Fagg or a tenant or tenants and said property is more commonly known as 380 Ivy Creek Drive, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Sharon E. Fagg
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10
Our file no. 53890509-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being designated as Lot 10, Block A, on a final plat of survey prepared for Ivy Plantation by W. T. Dunahoo and Associates, Registered Surveyor, dated October 18, 1999, recorded at Plat Book 54, Page 228, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. MR/lw9 3/2/10 Our file no. 53890509 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANGELA D. ROBINSON to BANK OF AMERICA, N.A., dated January 15, 2002, recorded in Deed Book 25-M, Page 176, Jackson County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED ONE THOUSAND SIX HUNDRED TWENTY-NINE AND 0/100 DOLLARS ($101,629.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Angela D. Robinson or a tenant or tenants and said property is more commonly known as 452 Reisling Drive, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Angela D. Robinson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10
Our file no. 5132610-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia, and being lot 38, Block “A”, The Vineyards Subdivision, Phase I, according to plat recorded in Plat Book 39, Page 77 Jackson County, Georgia records, which plat is incorporated herein by reference. MR/lw9 3/2/10 Our file no. 5132610 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN BOOT to NATIONAL CITY MORTGAGE a division of NATIONAL CITY BANK, dated November 30, 2007, recorded in Deed Book 51-F, Page 634, Jackson County, Georgia Records, as last transferred to Green Tree Servicing, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND SIX HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($211,644.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing, LLC., 7360 S. Kyrene Road, Tempe, AZ 85283, 877-816-9125. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John Boot or a tenant or tenants and said property is more commonly known as 9057 Lexington Court, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Green Tree Servicing, LLC as Attorney in Fact for John Boot
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/bxh 3/2/10
Our file no. 52831908-FT17
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 123 of The Township at Mulberry Park, as per that plat of the subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof. Subject to: a) zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions, Restrictions and Easements for The Township at Mulberry Park Subdivision. MR/bxh 3/2/10 Our file no. 52831908 - FT17
(FE3,10,17,24B/12062-60T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NAKIA C. RUCKER to WELLS FARGO BANK, N.A., dated May 27, 2005, recorded in Deed Book 39-D, Page 266, Jackson County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Trustee for Wells Fargo Asset Securities Corporation Home Equity Asset-Backed Certificates, Series 2005-2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND AND 0/100 DOLLARS ($67,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nakia C. Rucker and Betty R. Rucker or a tenant or tenants and said property is more commonly known as 385 Duncan Circle, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC Bank USA, National Association, as Trustee for Wells Fargo Asset Securities Corporation Home Equity Asset-Backed Certificates, Series 2005-2 as Attorney in Fact for Nakia C. Rucker
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10
Our file no. 538110-FT12
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th GMD, Jackson County, Georgia, on the southerly side of Duncan Circle and being more particularly described as follows: Beginning at an iron pin on the southerly side of Duncan Circle, said iron pin being 200 feet easterly of the centerline of Pidgeon Street and running thence along the southerly side of Duncan Circle in a southeasterly direction a chord measurement of south 80 degrees 10 minutes east 80.4 feet to an iron pin; thence south 21 degrees 06 minutes west 113.3 feet to an iron pin; thence north 74 degrees 47 minutes west 111.0 feet to an iron pin; thence north 37 degrees 16 minutes east 113.5 feet to the beginning iron pin. This is the same property conveyed by deed recorded in Deed Book 22-N, Page 6, aforesaid records. MR/clp2 3/2/10 Our file no. 538110 - FT12
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LACEY REAGIN and GABRIEL HOWLAND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 28, 2008, recorded in Deed Book 53-C, Page 783, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 56-V, Page 653, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND SIX HUNDRED FORTY-THREE AND 0/100 DOLLARS ($171,643.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lacey Reagin and Gabriel Howland or a tenant or tenants and said property is more commonly known as 574 Amaranth Trail, Hoschton, Georgia 30548. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Lacey Reagin and Gabriel Howland
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wlg 3/2/10
Our file no. 52106509-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1407th District G.M., State of Georgia, County of Jackson County, being Lot 44 of Brook Glen Subdivision and being more particularly described and delineated according to a plat and survey prepared by Moreland Altobelli Associates, Inc., said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 70, Pages 72 & 73; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description. MR/wlg 3/2/10 Our file no. 52106509 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SYBLE A. ARCHER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 24, 2008, recorded in Deed Book 53-G, Page 263, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc by assignment recorded in Deed Book 56F, Page 452, Jackson County, Georgia Records ,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND NINE HUNDRED SEVENTY-THREE AND 0/100 DOLLARS ($89,973.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Syble A. Archer or a tenant or tenants and said property is more commonly known as 110 Little Valley Church Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc as Attorney in Fact for Syble A. Archer
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jas 3/2/10
Our file no. 51868709-FT2
EXHIBIT “A”
All that tract or parcel of land situate and being in the 1704th District, G.M., Jackson County, Georgia, being Tract 2, containing 1.01 acres, more or less, and being more particularly described by a Plat of survey by Sherald G. Sharp, Georgia Registered Surveyor No. 2044, dated September 16, 1994, and entitled “Survey For: Terry Archer”, and being recorded at Plat Book 44, Page 150, in the Office of the Clerk of Jackson County, Georgia, which said Plat and the record thereof are hereby incorporated herein and made a part hereof by reference. Subject to a 20’ ingress/egress easement as described in Deed Book 33-W, Page 217, aforesaid records. MR/jas 3/2/10 Our file no. 51868709 - FT2
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL S. CLAYTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 23, 2007, recorded in Deed Book 47-S, Page 507, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 0056M, Page 0583, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FOURTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($314,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael S. Clayton or a tenant or tenants and said property is more commonly known as 354 Jett Roberts Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Michael S. Clayton
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jas 3/2/10
Our file no. 52867609-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th GM District, Jackson County Georgia being Tract 2, containing 0.750 acres, more or less, as per plat recorded in Plat Book 63, Page 251, Jackson County Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description. MR/jas 3/2/10 Our file no. 52867609 - FT2
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ESSAM ABDALA to SUNTRUST MORTGAGE, INC., dated May 30, 2006, recorded in Deed Book 44-C, Page 768, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND AND 0/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Essam Abdala or a tenant or tenants and said property is more commonly known as 200 Woodland Ct., Arcade, Georgia 30509. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Essam Abdala
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jas 3/2/10
Our file no. 53938209-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Arcade, 245th GMD, Jackson County, Georgia, containing 10.35 acres, more or less, as shown by plat and survey of same of W.T. Dunahoo and Associates, Surveyors, dated March 30, 2004, said plat being recorded at Plat Book 63, Page 75, Jackson County, Georgia Records, said plat being incorporated herein by reference. MR/jas 3/2/10 Our file no. 53938209 - FT2
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW L. RUSSO and CHERAN BODRY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 2, 2005, recorded in Deed Book 41-T, Page 676, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 53-J, Page 98, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew L. Russo and Cheran Bodry or a tenant or tenants and said property is more commonly known as 2724 Old Kings Bridge Road, Nicholson, Georgia 30565. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Matthew L. Russo and Cheran Bodry
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/axh 3/2/10
Our file no. 51984908-FT14
EXHIBIT “A”
All that tract or parcel of land, situate, lying and being in the 1704th District, G.M., Jackson County, Georgia, and being more particularly shown and described as Tract 1-A containing 4.119 AC, on a Plat of Survey entitled “Survey for: Tom Beck & Jimmy Barnett”, prepared by Cornerstone Land Surveying, James R. Smith, R.L.S., dated May 12, 1998, and recorded in Plat Book 52, Page 200, Jackson County, Georgia, Public Records, which Plat of survey and the record thereof are hereby incorporated into this description and made a part thereof by reference thereto. MR/axh 3/2/10 Our file no. 51984908 - FT14
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MYRON HUBERS and ELIZABETH HUBERS to SUNTRUST MORTGAGE, INC., dated December 13, 2005, recorded in Deed Book 41-Z, Page 356, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 56-V, Page 572, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED THIRTY-FOUR THOUSAND AND 0/100 DOLLARS ($434,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in the 248th District, G. M., Jackson County; Georgia, being Lot 13, Pod R, of Traditions of Braselton - Phase 2 Subdivision, as per plat thereof recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Myron Hubers and Elizabeth Hubers or a tenant or tenants and said property is more commonly known as Lot R13, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Myron Hubers and Elizabeth Hubers
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 3/2/10
Our file no. 1866209-FT3
(FE3,10,17,24B/12062-50P1T)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by REBECCA SKELTON and ALLEN R. SKELTON to WELLS FARGO HOME MORTGAGE INC., dated February 24, 2003, recorded in Deed Book 29-H, Page 245, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND THREE HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($138,375.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Allen Skelton and Rebecca Skelton or a tenant or tenants and said property is more commonly known as 70 Kings Drive, Braselton, Georgia 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage Inc. as Attorney in Fact for Rebecca Skelton and Allen R. Skelton
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 3/2/10
Our file no. 5123010-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1765th District of Jackson County, Georgia, and being all of Lot No. 30 of Kingwood Subdivision as shown on survey recorded in Plat Book 9, Page 295 of the Jackson County records and all of Lot No. 31 of Kingwood Subdivision as shown on survey recorded in Plat Book 6, Page 394 of the Jackson County records, and as more fully shown on survey of property of Allen Randall Skelton and Rebecca Lynn Skelton prepared by Henry Grady Jarrard, Registered Surveyor dated 10-22-84. Subject to restrictive covenants for Freeman Johnson Subdivision as amended, recorded in the Jackson County deed records. All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, and being Lot No. 32, according to a plat and survey of Freeman Johnson, Jr. Subdivision, prepared by Henry Grady Jarrard, Surveyor, dated October 1971, and revised January 1975. Said plat is recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 6, Page 394. Said plat and the record thereof are by reference made a part of this description. Subject to existing easement and rights of way. Subject to restrictive and protective covenants as set forth on plat of Grady Jarrard, dated April 14, 1969, said plat being recorded in Plat Book 6, Page 6, Jackson County records, and also subject to the restrictive covenants as shown by that certain agreement of Barr Realty and Investments, Inc. and Freeman Johnson Corp., dated May 13, 1972, recorded in Clerk’s Office of Superior Court of Jackson County, Georgia MR/wa2 3/2/10 Our file no. 5123010 - FT7
(FE3,10,27,24B/12062-80T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VINCENT E. DANIEL and CYNTHIA D. DANIEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 7, 2008, recorded in Deed Book 51-U, Page 731, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 0055J, Page 0167, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($173,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Vincent E. Daniel and Cynthia D. Daniel or a tenant or tenants and said property is more commonly known as 114 Jackson Walk, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Vincent E. Daniel and Cynthia D. Daniel
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 3/2/10
Our file no. 51094609-FT7
EXHIBIT “A”
All that tract or parcel of land, lying and being in the 245th District, G.M., Jackson County, Georgia, designated as Lot 7, containing 1.898 acres, more or less, as shown by plat and survey entitled “Final Plat for Andrews Walk”, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., GRLS No. 1761, dated May 14, 2002 as recorded in Plat Book 60, Pages 123-124, Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property. MR/wa2 3/2/10 Our file no. 51094609 - FT7
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SAMOIL Oprea to SUNTRUST MORTGAGE INC., dated June 21, 2007, recorded in Deed Book 49-E, Page 118, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 52-Q, Page 342, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 56O, Page 315, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($531,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 53, Pod P of Traditions of Braselton Subdivision, a per plat thereof recorded in Plat Book 64, Pages 150-152, in the Office of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Samoil Oprea or a tenant or tenants and said property is more commonly known as Lot 53 P Traditions, Braselton, Georgia 30019.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Samoil Oprea
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 3/2/10
Our file no. 1351509-FT3
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in a Security Deed (hereinafter, “Security Deed”) from SCOTT S. SINK and TINA N. SINK to SUNTRUST MORTGAGE, INC. dated September 25, 2007, recorded October 8, 2007 in Deed Book 50-I, Page 173, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Five Hundred Seventy-Six Thousand Dollars and 00/100 Cents ($576,000.00), with interest thereon as provided for therein, and said Security Deed will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March 2010, all property described in said Security Deed including, but not limited to, the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot A46, Phase I of Scenic Falls of Braselton Subdivision, as per plat thereof recorded in Plat Book 70, Pages 9-13, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is more commonly known as 287 Scenic Falls Boulevard, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property Scott S. Sink and Tina N. Sink, or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.
Said property will be sold as the property of Scott S. Sink and Tina N. Sink, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
SunTrust Mortgage, Inc, as Attorney in Fact for Scott S. Sink and Tina N. Sink.
Lender Contact: SunTrust Mortgage, Inc., Monica K. Gilroy 678-317-0409
Lender Address: 1001 Semmes Ave., Richmond, VA 23224
Attorney Contact: Dickenson Gilroy LLC, 3780 Mansell Road, Suite 140, Alpharetta,
GA 30022 TELEPHONE NUMBER: (678) 317-0409
DG FILE NO. LIT-2009-00227
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
950-07599947,5/7,14,21,28
(FE3,10,17,24P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in a Security Deed (hereinafter, “Security Deed”) from ERIC N. HALL and STEPHANIE L. HALL to SUNTRUST MORTGAGE, INC. dated September 7, 2007, recorded October 8, 2007 in Deed Book 50-I, Page 148, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FOUR HUNDRED FORTY-FOUR THOUSAND FIVE HUNDRED DOLLARS AND 00/100 CENTS ($444,500.00), with interest thereon as provided for therein, and said Security Deed will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March 2010, all property described in said Security Deed including, but not limited to, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, being Lot A29, Phase I of Scenic Falls of Braselton Subdivision, as per plat thereof recorded in Plat Book 70, Pages 9-13, in the Office of the Clerk of the Superior Court of Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is more commonly known as 491 Meadow Lake Terrace, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees, and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property Eric N. Hall and Stephanie L. Hall, or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.
Said property will be sold as the property of Eric N. Hall and Stephanie L. Hall, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
SunTrust Mortgage, Inc, as Attorney in Fact for Eric N. Hall and Stephanie L. Hall.
Lender Contact: SunTrust Mortgage, Inc., Monica K. Gilroy 678-317-0409
Lender Address: 1001 Semmes Ave., Richmond, VA 23224
Attorney Contact: Dickenson Gilroy LLC, 3780 Mansell Road, Suite 140, Alpharetta,
GA 30022 TELEPHONE NUMBER: (678) 317-0409
DG FILE NO. LIT-2009-00241
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
950-07599947,5/7,14,21,28
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement (hereinafter the “Security Deed”) from BTS PROPERTIES II, LLC to THE PRIVATE BANK (as assigned to FAIRWAY FUND XII LLC), dated June 12, 2007, recorded at Deed Book 49-D, Page 422, Jackson County, Georgia Records; said Security Deed being given to secure indebtedness under that certain Promissory Note (hereinafter the “Note”) from BTS Properties II, LLC to The Private Bank (as assigned to Fairway Fund XII LLC), dated June 12, 2007, in the original principal amount of NINE MILLION TWO HUNDRED SIXTY THOUSAND AND NO/100 DOLLARS ($9,260,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Jefferson, Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the property being more fully described as follows:
ALL THAT TRACT or parcel of land lying and being in G.M.D. 1765, City of Braselton, Jackson County, Georgia, and being shown as 178.42 acres, more or less, per that certain Boundary Survey for BTS Properties II, LLC, Piedmont Bank and Old Republic National Title Insurance Company prepared by Development Planning & Engineering, Inc., Jon G. Stubblefield, Georgia RLS #2599, dated April 22, 2005, last revised June 10, 2005, and being more particularly described as follows:
To find the Point of Beginning commence at the intersection of the centerline of Charlie Smith Road with the centerline of Thompson Mill Road (a/k/a New Liberty Church Road); proceed thence from said intersection in a southerly direction along the centerline of Charlie Smith Road 856.6 feet to a point, said point being the POINT OF BEGINNING; and from said POINT OF BEGINNING continue along the centerline of Charlie Smith Road the following courses and distances: south 06°38’21” east 46.17 feet to a point; south 16°40’ 17” east 52.54 feet to a point; south 25°40’58” east 40.80 feet to a point; south 31°56’08” east 46.43 feet to a point; south 35°26’17” east 74.99 feet to a point; south 25°38’52” east 47.33 feet to a point; south 18°23’06” east 42.19 feet to a point; south 12°11 ‘51” east 45.53 feet to a point; south 10°04’ 11” east 46.48 feet to a point; south 06°48’53” east 48.88 feet to a point; south 08°04’ 17” east 62.48 feet to a point; south 07°41’ 18” east 29.04 feet to a point; thence leaving said centerline and proceed north 63°57’32” east 310.94 feet to a one-half inch rebar found; proceed thence south 31°04’02” east 1503.42 feet to a five-eighths inch rebar found; proceed thence south 40°29’08” east 1069.41 feet to an iron pin set; proceed thence south 28°58’05” east 511.67 feet to an iron pin set; proceed thence south 48°11 ‘08” east 276.76 feet to a point; proceed thence south 45°54”09” east 510.61 feet to a one-half inch rebar found on the northwesterly right of way of Interstate I-85; proceed thence along said right of way the following courses and distances: south 49°28’01” west 606.58 feet to a concrete monument found; southwesterly along the arc of a curve having a radius of 5807.69 feet, said arc being subtended by a chord bearing south 52°33’28” west and having a chord length of 1385.46 feet, an arc distance of 1388.77 feet to a point located in the centerline of the Mulberry River (said centerline being the property line) (said centerline also being the dividing line between Jackson County and Barrow County); proceed thence along said centerline the following courses and distances: north 49°21’47” west 37.18 feet to a point; north 71°13’25” west 175.83 feet to a point; north 68°58’31” west 343.25 feet to a point; north 77°49’22” west 162.36 feet to a point; north 66°59’57” west 259.79 feet to a point; north 84°04’51” west 370.59 feet to a point; thence leaving said centerline and proceed north 00°46’ 11” west 145.05 feet to an iron pin set; proceed thence north 08°01 ‘49” west 1438.00 feet to a one and one-half inch open top pipe; proceed thence north 10°08’10” west 401.77 feet to a one inch open top pipe; proceed thence north 27°56’41” west 197.92 feet to a one-half inch rebar found; proceed thence north 23°58’34” east 96.82 feet to a one-half inch rebar found; proceed thence north 11°01’ 19” west 605.03 feet to a one-half inch square rod; proceed thence north 43°05’ 16” east 202.97 feet to a one-half inch crimp top pipe; proceed thence south 41°19’50” east 65.97 feet to a point; proceed thence north 50°31 ‘54” east 32.94 feet to a point; proceed thence north 56°08’30” east 33.68 feet to a point; proceed thence north 67°04’33” east 10.94 feet to a point; proceed thence north 37°55’07” west 83.0 feet to a one-half inch crimp top pipe; proceed thence north 43°03’47” east 441.41 feet to an iron pin set; proceed thence south 39°58’ 49” east 37.58 feet to a point; proceed thence north 34°21’47” east 16.48 feet to a point; proceed thence north 39°50’42” east 48.39 feet to a point; proceed thence north 47°01’36” west 32.10 feet to a one-half inch rebar found; proceed thence _north 42°57’30” east 73.68 feet to a one-half inch rebar found; proceed thence north 14°51’42” east 358.92 feet to a one-half inch rebar found; proceed thence north 15°08’45” west 573.38 feet to a one-half inch rebar found; proceed thence north 57°39’22” east 11.45 feet to the POINT OF BEGINNING.
Together with any and all rights of BTS Properties II, LLC as “declarant” under that certain Declaration of Covenants, Conditions, and Restrictions for Bakers Farm, dated October 6, 2006, recorded in Deed Book 49R, Page 491, Jackson County, Georgia records.
LESS AND EXCEPT ALL THAT TRACT or parcel of land lying and being in GMD #1765 of Jackson County, Georgia, and being Lots 5, 6, 7, 8, 9, 10, 11, 12, 36, 147, 154, 155, 156, 157, 158, 159, 160 and 161, and that certain property shown as “Open Space” and “Future Recreation Area” of Baker’s Farm Subdivision, Phase I, as per plat recorded in Plat Book 68, Pages 221, et. seq., Jackson County Records, said plat by this reference being incorporated herein and made a part hereof for a complete legal description.
ALSO LESS AND EXCEPT, that 0.761 acre tract of land described in that certain Quitclaim Deed from BTS Properties II, LLC to Maurice Hensley, dated November 1, 2007, recorded in Deed Book 50-U, Page 528, aforesaid records.
The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non satisfaction of certain covenants in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of BTS Properties II, LLC, subject to all unpaid taxes, assessments and any superior items of record, and that certain plat for Baker’s Farm Subdivision, Phase I, recorded at Plat Book 68, Page 221, et seq., Jackson County, Georgia Records.
FAIRWAY FUND XII LLC, a New York Limited Liability Company, As Attorney in Fact for BTS Properties II, LLC
Stephanie B. Skidmore, Esq.
Hartman, Simons, Spielman & Wood, LLP
6400 Powers Ferry Road, N.W.
Suite 400
Atlanta, Georgia 30339
(770) 955-3555
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,27,24P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between ANTHONY CARLYLE BROWN, (“Borrower”) to NBANK, N.A., (“Lender”) dated January 25, 2005, and recorded in Deed Book 37-S, Page 675, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $132,900.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Jackson County Georgia, within the legal hours of sale on the first Tuesday of March, 2010, the realty in the 245th and 248th Districts, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, Jackson County, Georgia being Lot 9, Pod N, Traditions of Braselton Subdivision as per plat recorded in Plat Book 64, Pages 97-98, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is subject to other easements, restrictions, reservations, and rights-of-way of record, if any.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
First Covenant Bank As Attorney In Fact For ANTHONY CARLYLE BROWN
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-646
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by BARBARA A. BOWMAN a/k/a BARBARA SAPP to COUNTRYWIDE BANK, N.A., dated April 11, 2006, and filed for record April 28, 2006, in Deed Book 43-Q, Page 68, Jackson County, Georgia Records, and securing a Note in the original principal amount of $38,000.00; last transferred to Bank of America, NA successor by merger to Countrywide Bank, FSB by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March, 2010, by Bank of America, NA successor by merger to Countrywide Bank, FSB. as Attorney-in-Fact for Barbara A. Bowman a/k/a Barbara Sapp the following property to-wit:
ALL THAT TRACT OR PARCEL of land lying and being on the Western right of way of Stringer Road in the City of Jefferson. 245 G.M. District, Jackson County, Georgia containing 1.15 acres according to a plat of survey prepared for C.R. Bates by Allen L. Vendable, Jr. Georgia Registered Surveyor, dated May 21, 1985 and which is bounded according to said survey as follows: On the North by the property of Martin, on the East by right of way of Stringer Road, on the South by other property of C.R. Bates and on the West by property of Storey. Reference is made to said plat of survey, a copy which is recorded at Plat Book 23, Page 109, Jackson County, Georgia Records for a more complete description of the property. This property described herein shall be conveyed subject to easements over, through and across said property for water, sewerage and other utilities.
The above described property is also known as 355 Stringer Lane, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Barbara A. Bowman a/k/a Barbara Sapp.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, NA successor by merger to Countrywide Bank, FSB to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Bank of America, NA successor by merger to Countrywide Bank, FSB. as Attorney-in-Fact for Barbara A. Bowman a/k/a Barbara Sapp
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/119-70)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DONALD SMITH and BRENDA SMITH to ACCREDITED HOME LENDERS, INC. in the original principal amount of $46,900.00 dated 08/14/2000, and recorded in Deed Book 21-W, Page 686, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Donald Smith and Brenda Smith the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson Co. Georgia, being Lot No. 128 of Section II of Pleasant Acres Subdivision as per plat recorded in Plat Book 9, Page 200, in the Office of the Clerk of the Superior Court of Jackson Co, GA. Said plat and the record thereof being incorporated herein by reference.
Property known as: 132 Shady Lane Court, Maysville, GA 30558
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 866-450-3172
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Donald Smith and Brenda Smith.
CitiMortgage, Inc., as Attorney-in-fact for Donald Smith and Brenda Smith.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-8449
(FE3,10,17,24B/224-50)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain CONSTRUCTION DEED TO SECURE DEBT AND SECURITY AGREEMENT from NORTHSTAR HOMES, LLC. to First Citizens BANK AND TRUST COMPANY, INC., assignee of the Federal Deposit Insurance Corporation in receivership of Georgian Bank (“First Citizens”), filed and recorded April 6, 2005, in Deed Book 38-I, Page 225, Jackson County, Georgia Records (the “Security Deed”), said Security Deed having been given to secure a Note in the original principal amount of EIGHT HUNDRED SEVENTY-SIX THOUSAND FOUR HUNDRED EIGHTY AND NO/100THS DOLLARS ($876,480.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours for sale on the first Tuesday in March, 2010, all property described in said Security Deed, including, but not limited to, the following described property (or so much thereof as has not, as of said first Tuesday, by duly executed and recorded instrument, previously been released from the lien of the Security Deed by First Citizens):
All that tract or parcel or land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots C-62 and C-156, POD C, PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots H-80 and H-94, POD H, PHASE 1 of WOODS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
LESS AND EXCEPT:
All that tract or parcel or land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots C-62 and C-156, POD C, PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Northstar Homes, LLC or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. First Citizens and its counsel are acting as a debt collector. Any information obtained will be used for that purpose.
First Citizens as Attorney-in-Fact for Northstar Homes, LLC
Contact: Mathew A. Schuh, Esq.
Busch, Slipakoff & Schuh, LLP
3350 Riverwood Parkway, Suite 1550
Atlanta, Georgia 30339
Telephone (770) 790-3550
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement executed by HOSCHTON TOWNE CENTER, LLC (“Borrower”) in favor of RBC BANK (USA)(successor in interest to The Peachtree Bank)(“Lender”), dated as of May 6, 2004 and recorded in the Official Records of Jackson County Deed Book 34-K, Page 233 on May 7, 2004 (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by that certain Promissory Note in the maximum principal amount of TWO MILLION SIX HUNDRED FIFTY FIVE THOUSAND ONE HUNDRED EIGHTY THREE AND 72/100 DOLLARS ($2,655,183.72), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in March, 2010, to the highest and best bidder for cash, the following described real property: SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Hoschton Towne Center, LLC or a tenant or tenants claiming under same.
RBC Bank (USA) (successor in interest to The Peachtree Bank), attorney-in-fact for Hoschton Towne Center, LLC as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center, Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Hoschton Towne Center, LLC Loan Number 3312011-101)
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1407 GMD OF JACKSON COUNTY, GEORGIA and being more particularly described as Lot 5, on that certain final subdivision plat for “Hoschton Towne Center, LLC”, prepared by Mark Veal (GRLS # 2651), dated March 20, 2004, as last revised April 27, 2004, as recorded at Plat Book 62, pages 261 and 262, Jackson County Records, which plat is incorporated herein by this reference.
TOGETHER WITH that certain Declaration of Easements and Covenants by Plansouth, Inc., dated May 4, 2004, filed for record May 7, 2004, recorded at Deed Book 34-K, Page 220, Jackson County Records.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TERRY W. HIX aka TERRY WAYNE HIX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated February 14, 2008 in the amount of $329,000.00, and recorded in Deed Book 51R, Page 631, Jackson County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257th G.M.D., Jackson County, Georgia, containing 14.51 acres, more or less, designated as Tract 4, as per plat of survey entitled Survey for Kinney Gee and Sarah Gee, (also shown as Final Plat for Sarahs Plantation) prepared by Max Lewallen, GRLS, dated June 22, 1998, and recorded at Plat Book 50, Page 208 in the Office of the Clerk of Superior Court for Jackson County, Georgia, said plat being incorporated herein by reference for a more particular description of the above property.
which has the property address of 875 Mauldin Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Terry W. Hix aka Terry Wayne Hix and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for
Terry W. Hix aka Terry Wayne Hix
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24983 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by LAURIE WALL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for AMERICAN EQUITY MORTGAGE, INC., dated May 15, 2007 and filed for record May 23, 2007 in Deed Book 48-T, Page 374, Jackson County, Georgia records, and securing a Note in the original principal amount of $144,900.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March 2010, by CitiMortgage, Inc. as Attorney-in-Fact for Laurie Wall the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 248th GMD of Jackson County, Georgia, being Lot 10, Becca’s Walk Subdivision, as per plat recorded in Plat Book 46, Page 82, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof. Subject to any and all easements, rights of way, restrictive covenants and public utilities of record.
The above described property is also known as 76 Ryan Way, Hoschton, GA 30548.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Laurie Wall .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Laurie Wall
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24B/119-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTINE K. BUSSEY and STEPHEN M. BUSSEY to HOMEBANC MORTGAGE CORPORATION dated June 25, 2004, and recorded in Deed Book 35-D, Page 551, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10, by Assignment securing a Note in the original principal amount of $256,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 2, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot 19, Phase II, Chadwick Farms Subdivision, per plat thereof recorded in Plat Book 62, Page 170-171, Jackson County Records, which plat is made a part hereof by reference.
Said property is known as 389 Caldwell Lane, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christine K. Bussey and Stephen M. Bussey, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christine K. Bussey and Stephen M. Bussey, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10 as Attorney-in-Fact for Christine K. Bussey and Stephen M. Bussey
File no. 07-7261
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RR
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE3,10,17,24B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from Michele Driver to FIDELITY BANK, dated April 4, 2008, recorded April 9, 2008, in Deed Book 52-A, Page 237, Jackson County, Georgia Records, said Security Deed being given to secure a Note from MKD KIDS, INC. of even date, as guaranteed by Michele Driver, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in the 455 G.M.D., Jackson County, Georgia, designated as Lot 19, Block A, in River Ridge Subdivision, Phase Two, as shown on plat and survey recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 56, at Page 134. For a more detailed description of said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use, as well as Protective Covenants for River Ridge Subdivision, Phase Two, as recorded in Jackson County records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michele Driver or a tenant or tenants.
FIDELITY BANK, as attorney in Fact for Michele Driver
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 2228A-65056
(FE3,10,17,24B/16022-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT G. CUTRER and TRACY R. CUTRER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 30, 2008, recorded in Deed Book 0052-V, Page 0261, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND FOUR HUNDRED THREE AND 0/100 DOLLARS ($191,403.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert G. Cutrer and Tracy R. Cutrer or a tenant or tenants and said property is more commonly known as 72 Nora Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Robert G. Cutrer and Tracy R. Cutrer McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10 Our file no. 5217610-FT11
EXHIBIT “A”
Legal descriptions: All that certain property situated in the County of Jackson, and State of Georgia, being described as follows: and being more fully described in a deed dated 05/27/2004, and recorded 06/03/2004, among the land records of the county and state set forth above, in Deed Book 34 U, Page 218 All that tract or parcel of land lying and being in the 257 G.M.D., Jackson County, Georgia, designated as Lot 11, Rocky’s Bluff, as shown on plat and survey recorded in Plat Book 54, at Pages 234 and 235, Jackson County Records, which plat is hereby referenced to and made a part of this description. MR/lw9 3/2/10 Our file no. 5217610 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY SOLDWISH and CINDY SOLDWISH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 17, 2007, recorded in Deed Book 48-K, Page 438, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 53R, Page 225, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-TWO THOUSAND EIGHTY-TWO AND 0/100 DOLLARS ($192,082.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy Soldwish and Cindy Soldwish or a tenant or tenants and said property is more commonly known as 33 River Mist Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Timothy Soldwish and Cindy Soldwish McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10 Our file no. 52543408-FT11
EXHIBIT “A”
All that tract of parcel of land lying and being in the 245th GMD of Jackson County, Georgia, and being Lot 2, River Mist Plantation, Phase 1, according to that Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc., Certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 68, Pages 137-141, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference hereto for a more complete and detailed description of the property conveyed herein. MR/lw9 3/2/10 Our file no. 52543408 - FT11
(FE3,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREG W. GRIFFIN to NATIONAL CITY BANK, dated July 25, 2002, recorded in Deed Book 27-F, Page 258, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND FOUR HUNDRED EIGHTY-EIGHT AND 00/100 DOLLARS ($100,488.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Greg W. Griffin or a tenant or tenants and said property is more commonly known as 596 Donahoo Rd., Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Greg W. Griffin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lw9 3/2/10 Our file no. 5214810-FT11
EXHIBIT “A”
The land referred to in this report is situated in the State of Georgia, County of Jackson, City of Maysville, and described as follows: That tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, containing 2.00 acres as shown on a plat of survey for Ronnie Gee dated February 11, 2002 and recorded in Plat Book 59, Page 168, Jackson County records; said plat being incorporated herein by reference for a more complete description of the property. A.P. No.: 063-003A-3 MR/lw9 3/2/10 Our file no. 5214810 - FT11
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEREMY D. STANDRIDGE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg, dated April 19, 2005, recorded in Deed Book 38-S, Page 1, Jackson County, Georgia Records, as last transferred to Aurora Loan Services, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia and being Lot 46 of Jefferson Springs (f/k/a Indian Springs) Subdivision, as per plat recorded in Plat Book 60, Pages 65-67, Jackson County, Georgia Records, which plat is incorporated herein by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Aurora Loan Services LLC can be contacted at 866-521-3828 or by writing to 2716 College Park Drive, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy D. Standridge and Allison R. Hayes or a tenant or tenants and said property is more commonly known as 164 Springbrook Court, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Aurora Loan Services, LLC as Attorney in Fact for Jeremy D Standridge
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 3/2/10
Our file no. 18110-FT8
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JERRY K. COTTON and ANGELIA M. COTTON to LONG BEACH MORTGAGE COMPANY, dated November 15, 2002, recorded in Deed Book 28-H, Page 614, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: Tract one: All that tract or parcel of land lying and being in the City of Commerce, 255th G.M.D., Jackson County, Georgia, and being that 0.18 acres, more or less, shown on a plat and survey for Dewitt Hill, dated October 29, 1986, by Clelland A. Tyson, registered surveyor. Said plat is recorded in Plat Book 25, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more particular description. Said property is bounded according to said plat on the north by the other lands of Nichols, on the east by the lands of Nix, on the south by lands of Allen, and on the west by the lands of Dewitt Hill, formerly Nichols. The above described property is a portion of that property described in a warranty deed from Mrs. Eva C. Wade to Mrs. Mary E. Nichols, dated March 1, 1986, and recorded in Deed Book 9-E, Page 466, Jackson County, Georgia records. Tract Two: All that tract or parcel of land situate, lying and being in the 255th G.M.D., Jackson County, Georgia, known as the A.R. Pittman Homeplace at 39 Harber Street, Commerce, Georgia, as shown on plat of survey of said property made by H.G. Prickett, surveyor, dated August 5, 1963, recorded in Plat Book 4, Page 68, public records, Jackson County, Georgia, and more particularly described as follows: Beginning at an iron pin on the northern border of Harber Street which said pin is located 132 feet east of the intersection of Harber and Elizabeth Streets; thence along the northern border of Harber Street south 80 1/2 degrees east 132 feet to a stake; thence north 9 1/2 degrees east 244.20 feet to a rock corner; thence north 80 1/2 degrees west 132 feet to a rock corner; thence south 9 1/2 degrees west 244.20 feet to the point of beginning. Recorded Book 4-P, Page 229. Also, all that tract or parcel of land lying and being in the City of Commerce, Georgia, Jackson County, Georgia, and being all of Lot 20 of the L.J. Sharp Subdivision as shown by plat made by S.C. Moon, C.S. Hall County, Georgia, a copy of which plat is recorded in Jackson County, plat records Book 2, Page 31, reference to which said plat is made for a more detailed description. Recorded in Book 4-P, Page 388. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by 11/20/2002. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry K. Cotton and Angelia M. Cotton or a tenant or tenants and said property is more commonly known as 39 Harber Street, Commerce, Georgia 30529. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual, FA as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Jerry K. Cotton and Angelia M. Cotton
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kmh 3/2/10 Our file no. 11134508-FT8
(FE3,10,17,24B/12062-100T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DENA CARTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 29, 2007, recorded in Deed Book 0050-D, Page 0358, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND AND 0/100 DOLLARS ($136,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in April, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Dena Carter or a tenant or tenants and said property is more commonly known as 3263 Galilee Church Road, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Dena Carter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ljr 4/6/10 Our file no. 5275610-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, designated as Tract Two containing 1.0 acre, as shown on plat and survey of Venable Brothers, Surveyors, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 12, at page 29. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use. MR/ljr 4/6/10 Our file no. 5275610 - FT12
(FE3,10,17,24B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRENDA J. REDING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 30, 2007, recorded in Deed Book 50-Z, Page 424, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($114,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda J. Reding or a tenant or tenants and said property is more commonly known as 118 Hidden Meadows Drive, Maysville, Georgia 30558. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Brenda J Reding McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cdh 3/2/10 Our file no. 53458709-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements
thereon, situate, lying and being in the 465th GMD, in the City of Maysville, Jackson County, Georgia, being known and designated as Lot 3, Hidden Meadows Subdivision, containing 0.63 of an acre, more or less, and being more particularly described according to a plat of survey prepared for Dwayne Pierce, by Slate & Assoc., Inc., G. Brian Slate, RLS, dated July 8, 1997, recorded in Plat Book 51, Page 25, Jackson County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 21-T, Page 25, and Deed Book 39-Q, Page 137, said records. MR/cdh 3/2/10 Our file no. 53458709 - FT2
(FE3,10,17,24B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT EVANSON and VICKI EVANSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 15, 2005, recorded in Deed Book 39-J, Page 243, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND EIGHT HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($174,883.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Scott Evanson and Vicki Evanson or a tenant or tenants and said property is more commonly known as 420 Jefferson Walk Circle, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. as Attorney in Fact for Scott Evanson and Vicki Evanson McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cdh 3/2/10 Our file no. 51758707-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Jefferson, 249th G.M. District, Jackson County, Georgia, being Lot 25, Block B, Jefferson Walk East, Unit One, as per Plat recorded in Plat Book 62, Page 81, Jackson County Records, said Plat being incorporated herein by reference thereto. MR/cdh 3/2/10 Our file no. 51758707 - FT2
(FE3,10,17,24B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in that Deed to Secure Debt from JILL C. GOOCH to COMMUNITY BANK & TRUST dated July 21, 2005, and recorded in Deed Book 39-W, Page 326, Jackson County, Georgia Records and all modifications, if any, thereto. The same having been given to secure a Note and any additional loan agreements in the total principal amount of $242,556.00 (the “Note”), with interest from the date stated above at the rate stated in the Note and Additional Loan Agreements, if any, on the unpaid balance until paid, plus late fees and other authorized charges, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours for sale, to wit: March 2, 2010, the following described property:
All that tract or parcel of land situate, lying and being in GMD 248, Jackson County, Georgia, containing 1.165 acres, more or less, as shown on plat being of record in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 61, Page 204; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The debt secured by the deed to secure debt and any modifications thereto has been and is hereby declared immediately due because of, inter alia, non-payment of amounts due under the Note and the Additional Loan Agreements, if any. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
The Entity that has the full authority to negotiate, amend and modify the terms of the Note and any Additional Loan Agreements with the Debtor is Community Bank & Trust, Post Office Box 1900, Cornelia, GA 30531, phone number (706) 778-2265. Please understand that Community Bank & Trust is not required to negotiate, amend or modify any terms of the Note, Deed, Modifications or Additional Loan Agreements.
The Property described above will be sold as the property of Jill C. Gooch to (Debtor) subject to all the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt, Modifications or Additional Loan Agreements.
Community Bank & Trust as Attorney in Fact for Jill C. Gooch to (Debtor)
Fitzgerald & Burruss, LLC
Attorneys at Law
Vince Fitzgerald
Attorney for Community Bank & Trust
629 Dawsonville Highway, Suite 1500
Gainesville, GA 30501
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE3,10,17,24P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of JACKSON
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KANHAI GARIB and HULSEY GARIB to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FIRST BANK, dated 04/25/2007, and Recorded on 05/08/2007 as Book No. 48-0 and Page Nos. 255-275, JACKSON County, Georgia records, as last assigned to LPP MORTGAGE LTD, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $327,077.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land lying and being in G.M.D. 428 and 1691, Jackson County, Georgia, being Lot 16, Block A, of Hidden Oaks Subdivision, as per plat thereof recorded in Plat Book 66, Pages 253-255, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 397 HIDDEN TRAIL, PENDERGRASS, GEORGIA 30567 is/are: KANHAI GARIB AND HULSEY GARIB or tenant/tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
LPP MORTGAGE LTD as Attorney in Fact for KANHAI GARIB AND HULSEY GARIB.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20090031407512
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(FE3,10,17,24P4)
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