JacksonHeraldTODAY

Notice of Sale
State of Georgia, County of Jackson
Notice is hereby given pursuant to O.C.G.A. Section 44-9-41 that DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for Morgan Stanley Loan Trust 2006-HE6 has filed a Petition for a Judgment Condemning an Easement on August 19, 2009, in the Superior Court of Jackson County, State of Georgia, Civil Action File Number M09CV1349, seeking for said Honorable Court to grant to it and its successors and assigns an easement for a private way to go from and return to its property, being described as follows:
All that tract or parcel of land lying in or being in General Militia District No. 255 Jackson County, City of Commerce, Georgia, and being more particularly described as follows:
Beginning at a point on the easterly side of Pine Street which is located N11º51’25’’W a distance of 370.67’ as measured from the intersection formed by the centerlines of Pine Street, as extended, and Ridgeway Road; Thence North 16 degrees 43 minutes, 51 seconds East for a distance of 13.12 feet to a point; Thence South 49 degrees 26 minutes 43 seconds East for a distance of 67.12 feet to a point; Thence South 47 degrees 53 minutes 26 seconds East for a distance of 46.43 feet to a point; Thence South 48 degrees 46 minutes 07 seconds East for a distance of 78.32 feet to a point; Thence South 44 degrees 55 minutes 32 seconds East for a distance of 28.59 feet to a point; Thence South 45 degrees 54 minutes 48 seconds East for a distance of 32.71 feet to a point; Thence South 45 degrees 54 minutes 48 seconds East for a distance of 19.87 feet to a point; Thence South 44 degrees 53 minutes 55 seconds West for a distance of 12.00 feet to a point; Thence North 45 degrees 54 minutes 48 seconds West for a distance of 19.70 feet to a point; Thence North 45 degrees 54 minutes 48 seconds West for a distance of 32.82 feet to a point; Thence North 44 degrees 55 minutes 32 seconds West for a distance of 28.29 feet to a point; Thence North 48 degrees 46 minutes 07 seconds West for a distance of 78.01 feet to a point; Thence North 47 degrees 53 minutes 26 seconds West for a distance of 46.52 feet to a point; and Thence North 49 degrees 26 minutes 57 seconds West for a distance of 61.49 feet to the point of beginning.
Together with and subject to covenants, easements, and restrictions of record.
Said property contains 0.0744 acres more or less, being 3239.179 sq. ft., as shown on that survey for Deutsche Bank National Trust Company prepared by Ingram, Lord & Associates, certified by Barry D. Lord, Georgia Registered Surveyor No. 2641, dated February 24, 2008 and revised July 15, 2009.
The owners of the above property, as far as the same are known according to the real estate records of the Clerk of the Superior Court of Jackson County, State of Georgia, are RUBY JOHNSON ALEXANDER and THELMA SANDERS.
This 20th day of November, 2009.
Arnold S. Kaye, Attorney for Petitioner
Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Loan Trust 2006-HE6
Beau Kaye & Associates, LLC
Attorneys at Law
258 North Broad Street
Winder, Georgia 30680
(770) 867-4939
(DC2,9,16,23P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CLEVE DIXON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 12, 2004, and recorded in Deed Book 33-0, Page 612, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment securing a Note in the original principal amount of $143,645.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All That tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, Designated as Lot 28, Dock A, of Berry’s Landing Subdivision, as per plat recorded at Plat Book 60, Page 59, in the Office of the Clerk of Superior Court of Jackson County, Georgia, which recorded plat is hereby Incorporated herein by reference and made a part of his description.
Said property is known as 183 Lamar Lane, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Cleve Dixon, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Cleve Dixon, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Cleve Dixon
File no. 09-020182
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC2,9,16,23,30B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT W. HENDRICKS JR. and LACY M. HENDRICKS to __, dated May 12, 2006, recorded in Deed Book 44-S, Page 578, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($264,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert W. Hendricks Jr. and Lacy M. Hendricks or a tenant or tenants and said property is more commonly known as 779 Traditions Way, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney in Fact for Robert W. Hendricks Jr. and Lacy M. Hendricks
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kl2 1/5/10
Our file no. 53460909-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District, G.M. Jackson County, Georgia, being Lot 18, POD K, Traditions of Braselton, Phase I, as per plat recorded in Plat Book 62, Pages 51-59, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL R. KIO and DONNA M. KIO to WELLS FARGO BANK, NA, dated September 17, 2004, recorded in Deed Book 36-E, Page 259, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael R. Kio and Donna M. Kio or a tenant or tenants and said property is more commonly known as 505 Lewis Sailors Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Michael R. Kio and Donna M. Kio
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ras 1/5/10
Our file no. 5546109-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being known and designated as Farm 13, containing 3.22 acres, more or less, in the Meadowview Farms Subdivision, as shown on a plat of said subdivision, by W.T. Dunahoo & Associates, recorded in Plat Book 22, Page 43, Jackson County Records and incorporated herein. This is the same property conveyed by deed recorded in Deed Book 10-S, Page 709, said records. The property is subject to existing easements and rights of way for public roads and utilities now in use.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIET D. NGUYEN to BANK OF AMERICA, N.A., dated April 12, 2007, recorded in Deed Book 48-U, Page 456, Jackson County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($340,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kiet D. Nguyen or a tenant or tenants and said property is more commonly known as 661 Stapler Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Kiet D. Nguyen
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/xx1 1/5/10
Our file no. 51934309-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in the 253rd GMD of Jackson County, Georgia being a 27.35 ac portion of Atkins Property, as per plat recorded in Plat Book 65, Page 171, Jackson County, Georgia Records, said plat by reference made a part hereof.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BUDDY LEE MOTES and ANDOLEA KAY MOTES to BANK OF AMERICA, N.A., dated June 9, 2006, recorded in Deed Book 44-I, Page 553, Jackson County, Georgia Records, as last transferred to Wells Fargo N.A. as Trustee for Banc of America Alternative Loan Trust 2006-7 Mortgage Pass-Through Certificates by assignment recorded in Deed Book 56A, Page 331, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTEEN THOUSAND AND 0/100 DOLLARS ($218,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being that 2.160 acres, more or less, designated as Tract “B”, as more particularly shown on a plat of survey prepared for Tully J. Westmoreland by Rufus E. Owens, Registered Surveyor, dated March 28, 2002, recorded at Plat Book 60, Page 64, in the office of the clerk of the superior court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Buddy Lee Motes and Andolea Kay Motes or a tenant or tenants and said property is more commonly known as 961 Watkins Farm Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo N.A. as Trustee for Banc of America Alternative Loan Trust 2006-7 Mortgage Pass-Through Certificates as Attorney in Fact for Buddy Lee Motes and Andolea Kay Motes
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/xx1 1/5/10
Our file no. 1503609-FT4
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GARY A. ISENBERGER and SANDRA J ISENBERGER to HOMEBANC MORTGAGE CORPORATION, dated August 7, 2006, recorded in Deed Book 45-B, Page 212, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($167,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gary A. Isenberger and Sandra J Isenberger or a tenant or tenants and said property is more commonly known as 73 Fieldcrest Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Gary A. Isenberger and Sandra J Isenberger
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53272709-FT11
EXHIBIT “A”
All that tract or parcel of land lying in the 257th GMD of Jackson County, Georgia, being Lot 33 of Spratlin Estates, as per plat recorded in Plat Book 60, pages 189-191, Jackson County, Georgia Records, which plat is hereby incorporated herein for a more complete and detailed description.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EURICE J. GAITHER to HOMEBANC MORTGAGE CORPORATION, dated June 27, 2002, recorded in Deed Book 26-X, Page 619, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon fka The Bank of New York as trustee for the Certificate Holders of CWMBS2004-R1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($88,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Eurice J. Gaither or a tenant or tenants and said property is more commonly known as 44 Land Way, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon fka The Bank of New York as trustee for the Certificate Holders of CWMBS2004-R1 as Attorney in Fact for Eurice J. Gaither
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 5981707-FT11
EXHIBIT “A”
All that tract or parcel of land, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, designated as Lot 3, Block D, Section 1 of Highland Estates, as shown by plat and survey entitled “Survey for: Section 1 - Highland Estates”, prepared by James M. Paul Engineering & Surveying, certified by James M. Paul, Georgia Registered Land Surveyor, dated November 9, 1972, as recorded in Plat Book 9, Page 56, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
(DC9,16,23,30B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TARRANCE L. MCKANNEY and DENICE F. MCKANNEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 30, 2008, recorded in Deed Book 53-L, Page 395, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND TWO HUNDRED FIFTEEN AND 0/100 DOLLARS ($135,215.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tarrance L. McKanney and Denice F. McKanney or a tenant or tenants and said property is more commonly known as 641 Walnut Woods Dr., Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Tarrance L. McKanney and Denice F. McKanney
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53400509-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in Porter’s District G.M., in the City of Braselton, Jackson County, Georgia, being Lot 86, Block A, Vineyard Gate, Phase 2, as per plat recorded in Plat Book 70, Pages 114-118, Jackson County Records, said plat being incorporated herein by reference thereto.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by William Joseph Toto to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 20, 2008, recorded in Deed Book 51-W, Page 594, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND ONE HUNDRED THIRTY AND 0/100 DOLLARS ($144,130.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Joseph Toto or a tenant or tenants and said property is more commonly known as 132 Thunderwood Ct., Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for William Joseph Toto
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53294209-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 1704, Jackson County, Georgia, being more particularly known as Tract 25 and Tract 26, as show on that plat and survey for Hunter’s Ridge, prepared by Cornerstone Land Surveying, surveyor, dated September 30, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Page 93; said plat being hereby incorporated and made a part of this description.
Together with all improvements constructed upon, affixed to or located upon the above described real property, including without limitation any residential dwelling located upon or to be located upon or to be located thereon, which dwelling is or may be a manufacture home, as herein described, which manufactured home is or upon placement and affixation shall be conclusively deemed to be real estate (the “Manufactured Home”) : 1997 Oakwood Mobile Home, Serial #0W60175A&B
(DC9,16,23,30B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by HOWARD SWAYNE HENDERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 5, 2007, recorded in Deed Book 50-J, Page 729, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND TWO HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($78,271.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Howard Swayne Henderson or a tenant or tenants and said property is more commonly known as 186 Cowart Road, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Howard Swayne Henderson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53291209-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 255th District, G.M., Jackson County, being Tract 5, containing 1.5 acres, more or less, as shown on a plat of survey entitled “Boundary Survey for Timothy Brooks & Randall Kersey”, prepared by Venable & Associates, Inc., recorded in Plat Book 60, Page 30, in the Office of the Clerk of the Superior Court for Jackson County, Georgia.
(DC9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRIS D. COLLINS and HEATHER F. COLLINS to Mortgage Electronic Registration Systems, Inc., dated December 19, 2005, recorded in Deed Book 42-A, Page 467, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-TWO THOUSAND ONE HUNDRED SEVENTY-TWO AND 0/100 DOLLARS ($122,172.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Chris D. Collins and Heather F. Collins or a tenant or tenants and said property is more commonly known as 631 Silver Bell Rd., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Chris D. Collins and Heather F. Collins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53289309-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 31, Block A of Arbors of Jefferson Subdivision according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
(DC9,16,23,30B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEONARD R. GRADL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 3, 2005, recorded in Deed Book 39-H, Page 508, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2005-FR5 Mortgage Pass-Through Certificates, Series 2005-FR5 by assignment recorded in Deed Book 54-X, Page 45, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($199,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Leonard R. Gradl or a tenant or tenants and said property is more commonly known as 84 Crown Dr., Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, National Association as Trustee for Securitized Asset Backed Receivables LLC 2005-FR5 Mortgage Pass-Through Certificates, Series 2005-FR5 as Attorney in Fact for Leonard R. Gradl
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jw0 1/5/10
Our file no. 51793007-FT4
EXHIBIT “A”
All that tract or parcel of land lying and being in Porter G.M.D. 1765th District, Jackson County, Georgia, being Lot 42 of Liberty Crest “East” Subdivision, as per plat recorded in Plat Book 46, Page 194 in the Office of the Clerk of the Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
(DC9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MICHAEL S. CLAYTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 23, 2007, recorded in Deed Book 47-S, Page 507, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 0056m, Page 0583, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FOURTEEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($314,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Michael S. Clayton or a tenant or tenants and said property is more commonly known as 354 Jett Roberts Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Michael S. Clayton
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cdh 1/5/10
Our file no. 52867609-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th GM District, Jackson County Georgia, being Tract 2, containing 0.750 acres, more or less, as per plat recorded in Plat Book 63, Page 251, Jackson County Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(DC9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JAMES A. MCKENZIE and TAWNYA A. MCKENZIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 20, 2005, in the amount of $152,080.00, and recorded in Deed Book 39-D, Page 76, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment, the undersigned, Countrywide Home Loans Servicing, LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M.D., being designated as Lot 25 in Wood Farms Subdivision, as shown on plat recorded in Plat Book 64, Page 69, Jackson County Records, which plat and record are by reference incorporated herein. Property is located in Phase III of Wood Farm Subdivision.
which has the property address of 287 Ryans Run, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of James A. McKenzie and Tawnya A. McKenzie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Countrywide Home Loans Servicing, LP Attorney in Fact for James A. McKenzie and Tawnya A. McKenzie
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08319 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC9,16,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by TODD S. SULLIVAN to WELLS FARGO HOME MORTGAGE, INC. dated May 1, 2000, and recorded in Deed Book 21-H, Page 165, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Lehman Brothers Holdings, Inc., by Assignment securing a Note in the original principal amount of $65,956.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being that 0.65 acre, more or less, designated as Lot 1A, as more particularly shown on a plat of survey prepared for Michael Hart & Marla Hart by F. B. Flournoy, Registered Surveyor, dated August 25, 1999, recorded in Plat book 55, Page 166, in the Office of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the Northeast by Lot 2; on the South and Southeast by Lot 1; and on the West by Peach Street (40 foot right of way).
Said property is known as 82 Peach Street N, Nicholson, GA 30565, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Todd S. Sullivan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Todd S. Sullivan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Lehman Brothers Holdings, Inc. as Attorney-in-Fact for Todd S. Sullivan
File no. 09-019942
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/AB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC9,16,23,30B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by OMAR PALENCIA to CITIFINANCIAL SERVICES, INC., dated July 3, 2007, and filed for record July 9, 2007, in Deed Book 49-H, Page 406, Jackson County, Georgia Records, and securing a Note in the original principal amount of $123,320.44, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in January 2010, by CitiFinancial Services, Inc. as Attorney-in-Fact for Omar Palencia the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 1407th District, GM, Jackson County, Georgia, being Lot 25, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records; said plat being incorporated herein by reference thereto. 1407th District.
The above described property is also known as 501 W. Jefferson Street, Hoschton, GA 30093.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Omar Palencia .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiFinancial Services, Inc. as Attorney-in-Fact for Omar Palencia
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC9,16,23,30B/119-50)
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