JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRYCE HOMES, INC., Grantor, to PEOPLES BANK & TRUST, Grantee, dated SEPTEMBER 12, 2008, said deed recorded in Jackson County Deed Records at Deed Book 53-M, Page 66, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in January, 2010, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 82, Bryan Mill Subdivision, Phase I, as per plat recorded in Plat Book 62, Pages 227-231, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of BRYCE HOMES, INC., and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for BRYCE HOMES, INC.
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC9,16,23,30P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from FRANK W. COOK, JR. to BANK OF AMERICA, N.A., dated September 27, 2006, recorded October 5, 2006, in Deed Book 45-U, Pages 641-657, and modified in Deed Book 49-V, Pages 0014-0019, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THREE HUNDRED EIGHTY THOUSAND FIVE HUNDRED FIFTY-ONE AND 00/100 DOLLARS ($380,551.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th District G.M. of Jackson County, Georgia, being Lot 27, Pod O, Traditions of Braselton Subdivision, as recorded in Plat Book 66, Page 131, Jackson County, Georgia Records. which plat is incorporated herein and made a part hereof by reference tax
Parcel ID#: 105d 0270
Said property is commonly known as 2302 North Pear Grove Court, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Frank W. Cook, Jr., Frank W. Cook, Jr., or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BANK OF AMERICA, N.A. as Attorney in Fact for FRANK W. COOK, JR.
Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BOA-09-30723-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(DC9,16,23,30B/18915-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from J. LACEY REARDEN and JANA REARDEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for AMERICAN FREEDOM MORTGAGE INC., dated August 13, 2005, recorded August 26, 2005, in Deed Book 40-H, Pages 433-452, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($137,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank Of New York Mellon fka The Bank Of New York, As Trustee For The Certificateholders CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, all property described in said Security Deed including but not limited to the following described property:
All that lot, tract or parcel of land lying and being in the 255th District G.M., Jackson County, Georgia, and being more particularly shown and designated as 1.19 acres, more or less, as shown on a plat of survey prepared for Ronald R. Silva & Edith A. Fulcher by Venable & Associates, Inc., RLS, dated march 21,1989; revised November 15,1989, a copy of which said plat is recorded in Plat Book 33, Page 7, Jackson County Superior Court Records. Said plat together with the metes, bounds, courses and distances as shown thereon is incorporated by reference and made a part hereof as fully as if set out herein.
Said property is now or formerly bounded as follows: on the north by Lot 69; on the east by Lot 80; on the south by Stark Road (50` right of way); and on the west by Delia Drive (50 foot right of way)
Said property is commonly known as 450 Delia Drive, Commerce, GA 30529.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is J. Lacey Rearden and Jana Rearden, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-AB4 as Attorney in Fact for J. LACEY REARDEN AND JANA REARDEN
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BAC-09-35217-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(DC9,16,23,30B/18915-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed FROM SCOTT HUFFMAN and LISA HUFFMAN to BANK OF AMERICA, N.A., dated May 12, 2003, recorded May 15, 2003, in Deed Book 30-E, Pages 556-572, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND ONE HUNDRED FIFTY AND 00/100 DOLLARS ($146,150.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wells Fargo Bank, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1704 G.M.D., Jackson County, Georgia, being Lot 4, Block A, Kings Bridge Crossing Subdivision, Unit Two, as per plat of survey recorded in Plat Book 60, Page 113, Jackson County Records, which plat is referred to and made a part hereof by reference.
Said property is commonly known as 93 Sawdust Trail, Nicholson, GA 30565.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Scott Huffman and Lisa Huffman, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
WELLS FARGO BANK as Attorney in Fact for SCOTT HUFFMAN AND LISA HUFFMAN
Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309 CASE NO. BOA-09-35083-1
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(DC9,16,23,30B/18915-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from CONRAD DAVIS to UNITED COMMUNITY BANK, dated September 20,2007, recorded October 1, 2007, in Deed Book 50-G, Page 464, Jackson County, Georgia Records, said Security Deed being given to secure a Note from CONRAD DAVIS of even date in the original principal amount of FIFTY ONE THOUSAND SIX HUNDRED FIFTY ONE AND 50/10 ($51,651.50) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M., Jackson County, Georgia, containing 1.27 acres, more or less, designated as Lot 30, Block C, of Section 2 of Fox Chase Subdivision, as shown on that plat of survey prepared by Cornerstone Land Surveying, Registered Surveyor, dated December 1, 1993, recorded in Plat Book 42, Page 22, in the office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Subject to existing easements and rights of way for public roads and utilities now in use.
Including a 1997 Peachstate Mobile Home, VIN #PSHGA20115A&B.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CONRAD DAVIS or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for CONRAD DAVIS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01681
(DC9,16,23,30B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from CONRAD DAVIS to UNITED COMMUNITY BANK, dated September 20, 2007, recorded October 1, 2007, in Deed Book 50-G, Page 456 and re-recorded in Deed Book 50-L, Page 530, Jackson County, Georgia Records; as last modified by Modification of Security Deed dated April 10, 2009, recorded in Deed Book 55-J, Page 249, Jackson County, Georgia Records, said Security Deed being given to secure a Note from CONRAD DAVIS dated April 10, 2009, in the original principal amount of TWENTY THREE THOUSAND SEVEN HUNDRED FORTY NINE AND 96/100 ($23,749.96) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M., Jackson County, Georgia, and being Lot 34, Block C, on a plat of survey of Fox Chase Subdivision, Section 2, Block B, C, D, prepared by Cornerstone Land Surveying, Registered Surveyor, dated December 1, 1993, recorded in Plat Book 42, Page 22, in the office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Protective Covenants recorded at Deed Book 14-B, Page 759, Jackson County, Georgia records
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CONRAD DAVIS or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for CONRAD DAVIS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01680
(DC9,16,23,30B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from CONRAD DAVIS to UNITED COMMUNITY BANK, dated September 20, 2007, recorded October 1, 2007, in Deed Book 50-G, Page 472, and rerecorded at Deed Book 50-L, Page 546, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated April 10, 2009, recorded in Deed Book 55-J, Page 252, Jackson County, Georgia Records, said Security Deed being given to secure a Note from CONRAD DAVIS dated April 10, 2009, in the original principal amount of TWENTY THREE THOUSAND EIGHT HUNDRED SIXTY SEVEN AND 00/100 ($23,867.00) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd District, G.M., Jackson County, Georgia, and being Lot 44, Block C, on a plat of survey of Fox chase Subdivision, Section 2, Block B, C, D, prepared by Cornerstone Land Surveying, Registered Surveyor, dated December 1, 1993, recorded in Plat Book 42, Page 22, in the office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to Protective Covenants recorded at Deed Book 14-B, Page 759, Jackson County, Georgia records
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is CONRAD DAVIS or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for CONRAD DAVIS
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01679
(DC9,16,23,30B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in a Security Deed from ROBERT L. KIRBY to UNITED COMMUNITY BANK, dated April 26, 2006, recorded May 19, 2006, in Deed Book 43-X, Page 85, Jackson County, Georgia Records, as last modified by Modification of Security Deed dated March 2, 2009, recorded in Deed Book 55-E, Page 489, Jackson County, Georgia Records, said Security Deed being given to secure a Note from ROBERT L. KIRBY dated March 2, 2009 in the original principal amount of ONE HUNDRED SIXTY SIX THOUSAND THIRTY ONE AND 73/100 ($166,031.73) DOLLARS, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia and being Lot 57, containing 0.50 acre, more or less, as shown on plat of survey for Hawk Ridge dated September 16, 2002, and recorded in Plat Book 60, Page 153, in the Office of the Clerk of the Superior Court of Jackson County, Georgia records. Said plat is referenced for a more full and complete legal description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is ROBERT L. KIRBY or a tenant or tenants.
UNITED COMMUNITY BANK, as attorney in Fact for ROBERT L. KIRBY
L. Lou Allen
Stites & Harbison, PLLC
11 Mountain Street, Suite 8
Blue Ridge, Georgia 30513
(706) 632-7923
File No. 7484A-01670
(DC9,16,23,30B/16022-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NHIA HER to NBANK, N.A., dated October 31, 2003, recorded in Deed Book 32-N, Page 209, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 54X, Page 44, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($121,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nhia Her or a tenant or tenants and said property is more commonly known as 371 Jefferson River Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Nhia Her
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lnk 1/5/10
Our file no. 52326805-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District G.M. Jackson County, Georgia, being Tract 3, as shown on plat recorded at Plat Book 60, Page 178, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by 1.
(DC9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by HOPE BUSSENIUS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 16, 2007, recorded in Deed Book 48-T, Page 110, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SIX THOUSAND ONE HUNDRED FIFTY AND 0/100 DOLLARS ($336,150.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Hope Bussenius and Patrick James Bussenius or a tenant or tenants and said property is more commonly known as 718 Buck Trail, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Hope Bussenius
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lnk 1/5/10
Our file no. 51462009-FT10
EXHIBIT “A”
All that tract or parcel of land lying and being in the 1407th District, G.M. Jackson County, Georgia, Being Lot 26, Deer Creek Farms Subdivision, Phase IV, as per Plat recorded in Plat Book 42, Page 189, Jackson County, Georgia Records, which recorded Plat is incorporated herein by this reference and made a part of this description.
(DC9,16,23,30B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEREMY S. BROWNLEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 15, 2007, recorded in Deed Book 50-Q, Page 285, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy S. Brownlee or a tenant or tenants and said property is more commonly known as 51 Blackcherry Ct., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Jeremy S. Brownlee
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/lnk 1/5/10
Our file no. 52980409-FT10
EXHIBIT “A”
The land referred to in this policy is situated in the State of GA, County of Jackson, City of Jefferson, and described as follows:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot 8, Block A, Magnolia Pointe, as per plat prepared by W.T. Dunahoo and Associates, W.T. Dunahoo, registered Land Surveyor No. 1577, dated August 31, 2002, recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
WITH THE APPURTENANCES THERETO.
APN: 105B-008
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIMBERLEY POOLE and CHRISTOPHER A. DOWDY to SUNTRUST MORTGAGE, INC., dated December 28, 2007, recorded in Deed Book 51-E, Page 349, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-FOUR THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($174,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberley Poole and Christopher A. Dowdy or a tenant or tenants and said property is more commonly known as 215 Ashebrooke Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney in Fact for Kimberley Poole and Christopher A. Dowdy
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rnf 1/5/10
Our file no. 53247408-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, Being Lot 14, of Ashebrooke Subdivision, as per Plat thereof recorded in Plat Book 62, Pages 288-289, in the office of the clerk of the Superior Court for Jackson County, Georgia Records, which recorded Plat is incorporated herein by reference and made a part of this description.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt, Assignment and Security Agreement given by CHOICE HOMES, INC., a Texas corporation (“Grantor”), in favor of BANK OF AMERICA, N.A., a national banking association, as Administrative Agent for itself and certain other lenders, dated July 28, 2006, and recorded at Deed Book 45-C, Page 219, Jackson County, Georgia Records (the “Security Deed”), conveying the after-described property to secure all indebtedness and other obligations of the Grantor under that certain Senior Secured Revolving Credit Agreement, dated July 25, 2005, as amended (the “Credit Agreement”), providing for a modified maximum principal indebtedness in the amount of FORTY-ONE MILLION AND NO/100THS DOLLARS ($41,000,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lots 56,62,63,64,65,68,69,85,87,89,90 and 91 of The Township at Mulberry Park as per that plat of the subdivision recorded in Plat Book 66, Pages 146-155, Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
The debt secured by the Security Deed has been and is hereby declared due because of, among other events of default, failure to maintain required financial covenants and failure to pay the indebtedness as and when due and in the manner provided in the Credit Agreement, the promissory notes further evidencing such indebtedness, and the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey or inspection of said property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the Security Deed with the debtor is: Bank of America, N.A., 5414 Pinnacle Point Drive, Suite 401, Rogers, Arkansas 72758, Attn: Mr. Scott Ward, telephone number (479) 553-5114. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the Security Deed.
To the best knowledge and belief of the undersigned, the party in possession of the property is Grantor or a tenant or tenants of Grantor and said property is commonly known as Lots 56,62,63,64,65,68,69,85,87,89,90 and 91 of The Township at Mulberry Park Subdivision.
Bank of America, N.A., As Administrative Agent, As Attorney-in-Fact for Choice Homes, Inc.
Paul, Hastings, Janofsky & Walker, LLP
600 Peachtree Street,
Suite 2400
Atlanta, Georgia 30308
Attention: Ted Smith
(DC9,16,23,30P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ALLEN R. RUSSELL, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 12, 2007, recorded in Deed Book 49-N, Page 287, Jackson County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment recorded in Deed Book 55-Z, Page 184, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($224,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 2001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Allen R. Russell, Jr. or a tenant or tenants and said property is more commonly known as 280 Spinner Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PHH Mortgage Corporation as Attorney in Fact for Allen R. Russell, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ss3 1/5/10
Our file no. 51973109-FT1
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 43, Bryan Mill Subdivision, Phase II, as per plat recorded in Plat Book 64, Pages 198-199, Jackson County Records, said plat being incorporated herein by reference thereto.
(DC9,16,23,30B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Commercial Deed to Secure Debt, Security Agreement and Assignment of Rents and Leases by and between DUNHILL DEVELOPERS, LLC (“Borrower”) to COBB COMMERCIAL BANK, A DIVISION OF COMMUNITY BANK OF WEST GEORGIA by and through its receiver the FEDERAL DEPOSIT INSURANCE CORPORATION (“Lender”), recorded January 9, 2008, in Deed Book 0051-E, Page 0587 of the Jackson County Records, as subsequently modified, conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the original principal amount of $1,885,000.00, together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of January, 2010, the realty located in Georgia Militia District 1765, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in Georgia Militia District 1765, Jackson County, Georgia, and being more particularly described as follows:
Commence at the intersection of the northerly right of way of Georgia Highway 53 (80 foot right of way) and the right of way of Curk Roberts Road; proceed thence along the northerly right of way of said Georgia Highway 53, in an easterly direction 2,112 feet to an iron pin on the northerly right of way of said Georgia Highway 53, said point being the Point of Beginning; proceed thence, leaving the northerly right of way of said Georgia Highway 53, North 42 degrees 32 minutes 41 seconds East a distance of 226.77 feet to an iron pin; thence North 74 degrees 46 minutes 33 seconds West a distance of 238.78 feet to an iron pin; thence North 56 degrees 26 minutes 58 seconds East a distance of 213.95 feet to an iron pin; thence North 17 degrees 17 minutes 55 seconds West a distance of 577.68 feet to an iron pin; thence North 64 degrees 01 minutes 15 seconds East a distance of 488.62 feet to an iron pin; thence South 58 degrees 27 minutes 17 seconds East a distance of 136.15 feet to an iron pin; thence South 05 degrees 34 minutes 04 seconds West a distance of 860.83 feet to an iron pin; thence South 22 degrees 39 minutes 33 seconds West a distance of 293.14 feet to an iron pin on the northerly right of way of said Georgia Highway 53; thence along the northerly right of way of said Georgia Highway 53, along the arc of a curve having a radius of 2000.14 feet a distance of 166.37 feet, said arc being subtended by a chord bearing North 72 degrees 45 minutes 49 seconds West a chord distance of 166.32 feet; thence North 74 degrees 36 minutes 40 seconds West a distance of 134.26 feet to an iron pin, said iron pin being the Point of Beginning. Said tract or parcel of land contains 9.950 acres and is further described on a plat of survey prepared by Venable and Associates, Inc. for Amyn Meghani, dated January 18, 2006, which survey is incorporated into and made a part hereof by reference. The property address is commonly referred to as 7174 Hwy. 53, Braselton, Georgia.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Dunhill Developers, LLC or a tenant or tenants.
The Federal Deposit Insurance Corporation as Receiver for Cobb Commercial Bank, a Division of Community Bank of West Georgia As Attorney In Fact For Dunhill Developers, LLC
/s/ Sarah S. Wheeler
Moore & Reese, LLC
2987 Clairmont Road
Suite 440
Atlanta, GA 30329
(770) 457-7000
(DC9,16,23,30P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JOHN DAVIS and BRIDGETTE WOKAL to JPMORGAN CHASE BANK, N.A. dated January 9, 2006, recorded in Deed Book 42-G, Pages 748-766, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND NINE HUNDRED TWENTY-EIGHT AND 00/100 ($128,928.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, January 5, 2010, the following described property, to wit:
All that tract or parcel of land lying and being in the 465th GMD of Jackson County, Georgia, being Lot 34 of Beacon Hill Subdivision as per plat recorded in Plat Book 60, Page 28, Jackson County, Georgia Records; which is hereby incorporated herein for a more complete and detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property John Davis and Bridgette Wokal or, a tenant or tenants, and said property was or is commonly known as 84 Lighthouse Cir., Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for John Davis and Bridgette Wokal
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-9119
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC9,16,23,30B/1327-50)
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