JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NATASHA WILHITE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 15, 2007, recorded in Deed Book 48-T, Page 680, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Natasha Wilhite or a tenant or tenants and said property is more commonly known as 644 Storey Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Natasha Wilhite
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 12/1/09
Our file no. 51632309-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 245 Jackson County Georgia Being Lot 8 Mountain View Subdivision, as shown on plat of said subdivision recorded in Jackson County plat records, at Plat Book 22, Page 296 which plat is incorporated herein by reference for a more complete description.
(NV4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LARRY G. GOOCH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 13, 2005, recorded in Deed Book 40-R, Page 258, Jackson County, Georgia Records, as last transferred to US Bank National Association as successor Trustee to Wachovia Bank, National Association, as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2005-14 by assignment recorded in Deed Book 0056-F, Page 0455, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($540,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Larry G. Gooch or a tenant or tenants and said property is more commonly known as 2008 Davenport Road, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association as successor Trustee to Wachovia Bank, National Association, as Trustee for Wells Fargo Asset Securities Corporation, Mortgage Pass-Through Certificates Series 2005-14 as Attorney in Fact for Larry G. Gooch
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sm01 12/1/09
Our file no. 52597409-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 1765, Jackson County, Georgia, containing 5.76 acres, more or less, according to a plat of survey prepared by Venable & Associates, Inc., by Allen L. Venable, Georgia Registered Land Surveyor No. 1761, dated November 11, 1993, and recorded in Plat Book 41, Page 173, Jackson County, Georgia plat records. Said plat is herein incorporated by reference and referred to for a more complete and accurate description.
(NV4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DANIEL OPREA and ADRIANA OPREA to BANK OF AMERICA, N.A., dated March 26, 2007, recorded in Deed Book 48-A, Page 614, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($120,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in Land Lot 245th and 248th District, G.M., Jackson County, Georgia, being Lot 39, Pod O. Traditions of Braselton, Phase II, recorded in Plat Book 62, Page 122, in the Office of the Clerk of Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel Oprea and Adriana Oprea or a tenant or tenants and said property is more commonly known as 39 Pod O Saddle Creek Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Daniel Oprea and Adriana Oprea
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/rao 12/1/09
Our file no. 1552309-FT17
(NV4,11,18,25B/12062-50T1P)

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Citation
In the Superior Court of Jackson County
State of Georgia
Civil Action File No. B09CV1709
TOWN OF BRASELTON, a Georgia Municipal Corporation
Condemnor,
v.
3,871.30 sq. ft. of right-of-way; and
1,965.08 sq. ft. of permanent easement; and
NORTHEAST GEORGIA BANK,
Condemnee.
The said named persons and any and all other persons known and unknown claiming any right, title, power, interest, ownership, equity, claim, or demand in and to the lands hereinafter described, and all occupants, tenants, lessees, licensees, and all holders, owners, and users of ways and easements in, across, over, and under said land are hereby notified, under the provisions of the Official Code of Georgia Annotated §§ 22-3-140 and 32-3-4 through 32-3-19, providing for the exercise of the power of eminent domain by the State of Georgia, or any of its subdivisions, or by any county of such State, as follows:
That the above case, being a condemnation in rem against the property hereinafter described, was filed in said Court on the 28th day of October, 2009;
That, in accordance with provisions of the aforesaid Official Code, a Declaration of Taking, duly authorized and properly executed as provided by the Official Code, has been made and filed in said case, declaring the necessity for and exercising the power of taking the said described lands for the Town of Braselton’s road improvement purposes, thereby vesting the title to same in TOWN OF BRASELTON, a Georgia Municipal Corporation; and, in pursuance of such authority, TOWN OF BRASELTON, a Georgia Municipal Corporation, has deposited with the Clerk of the Superior Court of Jackson County the sum of $109,500.00 as just compensation for the said lands described; and all persons claiming such funds or any interest therein, are hereby required to make known their claims to the Court; and
In accordance with the provisions of the Official Code of Georgia Annotated, the Condemnor has prayed the Court for immediate possession of said property, and all persons having any interest in or claim against such property, as above set forth, are required by the Order of the Judge of said Court to surrender possession of the property to TOWN OF BRASELTON, a Georgia Municipal Corporation, no later than fourteen (14) days from filing of the Declaration of Taking;
That, in accordance with the Official Code of Georgia Annotated §§ 22-3-140 and 32-3-13 through 32-3-19, if the owner, or any of the owners, or any persons having a claim against or interest in said property, shall be dissatisfied with the compensation, as estimated in the Declaration of Taking and deposited in Court, such person or persons, or any of them, shall have the right, at any time subsequent to the filing of the Declaration of Taking and the deposit of the funds into Court but not later than thirty (30) days following the date of service as provided for in the Official Code of Georgia Annotated §§ 22-3-140 and 32-3-8 through 32-3-10 to file with the Court a notice of appeal, the same to be in writing and made a part of the record in the proceedings.
The said property, as thus affected, is described as follows: See Exhibit A which is attached hereto and made a part hereof.
This 2nd day of November, 2009.
/S/ Camie W. Thomas, Clerk of Court
Superior Court of Jackson County
EXHIBIT “A”
All that tract or parcel of land lying and being in Georgia Militia District 1765 of Jackson County, Georgia, being more particularly described as follows:
Beginning at a point 57.23 feet left of and opposite Station 54+19.12 on the construction centerline of STATE ROUTE 53 on Georgia Highway Project No. TSAP0-S006-00(782); running thence N 11^05’34” W a distance of 15.75 feet to a point 57.44 feet left of and opposite station 54+34.69 on said construction centerline laid out for SR 53; thence N 32^47’10” E a distance of 20.19 feet to a point 43.69 feet left of and opposite station 54+49.32 on said construction centerline laid out for SR 53; thence northwesterly 48.729 feet along the arc of a curve (said curve having a radius of 4960.000 feet and a chord distance of 48.729 feet on a bearing of N 13^41’07” W) to the point 47.00 feet left of and opposite station 54+97.50 on said construction centerline laid out for SR 53; thence northwesterly 51.126 feet along the arc of a curve (said curve having a radius of 5047.000 feet and a chord distance of 51.126 feet on a bearing of N 9^13’27” W) to the point 47.00 feet left of and opposite station 55+48.15 on said construction centerline laid out for SR 53; thence N 1^32’16” W a distance of 57.59 feet to a point 39.91 feet left of and opposite station 56+04.81 on said construction centerline laid out for SR 53; thence S 66^15’03” W a distance of 12.43 feet to a point 51.89 feet left of and opposite station 56+01.53 on said construction centerline laid out for SR 53; thence N 23^44’42” W a distance of 17.46 feet to a point 56.56 feet left of and opposite station 56+18.17 on said construction centerline laid out for SR 53; thence N 66^36’52” E a distance of 26.84 feet to a point 30.67 feet left of and opposite station 56+25.19 on said construction centerline laid out for SR 53; thence southeasterly 200.977 feet along the arc of a curve (said curve having a radius of 4407.044 feet and a chord distance of 200.959 feet on a bearing of S 9^28’40” E) to the point 29.68 feet left of and opposite station 54+25.43 on said construction centerline laid out for SR 53; thence southeasterly 35.639 feet along the arc of a curve (said curve having a radius of 4407.044 feet and a chord distance of 35.639 feet on a bearing of S 10^51’39” E) to the point 29.48 feet left of and opposite station 53+90.00 on said construction centerline laid out for SR 53; thence S 79^15’14” W a distance of 12.08 feet to a point 41.56 feet left of and opposite station 53+90.00 on said construction centerline laid out for SR 53; thence N 12^27’58” W a distance of 29.73 feet to a point 42.54 feet left of and opposite station 54+19.47 on said construction centerline laid out for SR 53; thence S 78^12’19” W a distance of 14.69 feet back to the point of beginning.
Containing 0.089 acres more or less.
ALSO, granted is the right to construct and maintain any required slopes and drainage within the easement area shown colored orange on the attached plat.
Beginning at a point 52.58 feet left of and opposite Station 54+39.84 on the construction centerline of STATE ROUTE 53 on Georgia Highway Project No. TSAP0-S006-00(782); running thence N 13^59’06” W a distance of 97.52 feet to a point 60.00 feet left of and opposite station 55+36.00 on said construction centerline laid out for SR 53; thence N 6^14’02” W a distance of 83.20 feet to a point 56.56 feet left of and opposite station 56+18.17 on said construction centerline laid out for SR 53; thence S 23^44’42” E a distance of 17.46 feet to a point 51.89 feet left of and opposite station 56+01.53 on said construction centerline laid out for SR 53; thence N 66^15’03” E a distance of 12.43 feet to a point 39.91 feet left of and opposite station 56+04.81 on said construction centerline laid out for SR 53; thence S 1^32’16” E a distance of 57.59 feet to a point 47.00 feet left of and opposite station 55+48.15 on said construction centerline laid out for SR 53; thence southeasterly 51.126 feet along the arc of a curve (said curve having a radius of 5047.000 feet and a chord distance of 51.126 feet on a bearing of S 9^13’27” E) to the point 47.00 feet left of and opposite station 54+97.50 on said construction centerline laid out for SR 53; thence southeasterly 48.729 feet along the arc of a curve (said curve having a radius of 4960.000 feet and a chord distance of 48.729 feet on a bearing of S 13^41’07” E) to the point 43.69 feet left of and opposite station 54+49.32 on said construction centerline laid out for SR 53; thence S 32^47’10” W a distance of 13.06 feet back to the point of beginning.
Containing 0.045 acres more or less.
(NV11,18P2)

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Name Change
Notice of Petition to Change Name
Georgia, Jackson County
Notice is hereby given that HILLARY MEGAN AYERS, the undersigned, filed her Petition to the Superior Court of Jackson County, Georgia, on the 27th day of October, 2009, praying for a change in the name of Petitioner from HILLARY MEGAN AYERS to HILLARY MEGAN WILSON. Notice is hereby given to any interested or affected party to be and appear in said matter in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.
This 27th day of October, 2009
Dylan E. Wilbanks
Attorney for Petitioner
1237 S. Elm Street, Suite B
Commerce, Georgia 30529
(706) 335-2355
(NV11,18,25,DC2P4)

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Inc. Notice
Notice is given that Articles of Incorporation which incorporate LAXMI NARAYAN GROCERY, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 1237 South Elm Street, Suite B, Commerce, Georgia 30529, and its initial registered agent at such address is Dylan E. Wilbanks.
(NV11,18P2)

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Inc. Notice
Notice is given that Articles of Incorporation which will incorporate INDEPENDENT CONSTRUCTION SERVICES, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 356 Panhandle Circle, Maysville, Jackson County, Georgia 30558, and its initial registered agent at such address is Charles A. Retkofsky.
(NV11,18P2)

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Benton Estate
Notice to Debtors and Creditors
All creditors of the Estate of INA BELLE BENTON, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 3rd day of November, 2009.
Latrelle B. Thomas
6448 Payne Road
Murrayville, GA 30564
(NV11,18,25DC2P4)

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Bullen Estate
Notice to Debtors and Creditors
All creditors of the Estate of DAVID R. BULLEN, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 27th day of October, 2009.
Judith Sommers
N7924 Hwy. 162
Bangor, WI 54614
(NV11,18,25DC2P4)

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Johnson Estate
Notice to Debtors and Creditors
All creditors of the Estate of BRETT DONALD JOHNSON, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 28th day of October, 2009.
Amelia Johnson
1237 S. Elm St., Ste. B
Commerce, GA 30529
Attorney: Dylan Wilbanks
1237 S. Elm St., Ste. B
Commerce, GA 30529
(NV11,18,25DC2P4)

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Shropshire Estate
Notice to Debtors and Creditors
In Re: Estate of Myrtice S. Shropshire
All creditors of the Estate of MYRTICE S. SHROPSHIRE, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 30 day of October, 2009.
Lucius Shropshire
4141 Maple Hill Road
Loudon, TN 37774
(NV11,18,25,DC2P4)

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Jackson Estate
Notice to Debtors and Creditors
All creditors of the Estate of LISA DAVIS JACKSON, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 15th day of October, 2009.
Martin A. Jackson
122 Woodmont Lane
Jefferson, GA 30549
Attorney:
Tom McCormack
PO Box 494
Jefferson, GA 30549
(NV11,18,25DC2P4)

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Advertisements
for Bids
Jackson County
Federal Project No. CSSTP-M003-00 (901)
Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the Department of Transportation, One Georgia Center, 600 West Peachtree St., NW, Atlanta, Georgia, 30308, until 11:00 a.m., November 20, 2009 and publicly opened.
8.200 miles of milling, plant mix resurfacing, single surface treatment paving and shoulder reconstruction on SR 335 beginning at SR 82 and extending to SR 15.
(E)
Contract Time: 10/31/10; Proposal Guaranty: 5%; District Office: Gainesville; Price of Plans: $ Included in Proposal; DBE: 7.00
Plans and specifications may be inspected at the district office as indicated. Copies of the standard specifications ($20.00), and the proposal form ($10.00), may be obtained from the State Transportation Office Engineer at One Georgia Center, 600 West Peachtree St., NW, in Atlanta, telephone number (404) 631-1215. Plans are available as indicated. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable.
Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the standard specifications.
The state reserves the right to reject any or all bids.
Vance C. Smith, Jr., Commissioner
Department of Transportation
(NV4,11B/271-30T2)

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Gray Estate
Georgia, Jackson County Probate Court
Notice
To Whom It May Concern:
The petition of MILDRED LACEY GRAY, for a year’s support from the estate of JAMES EMMETT GRAY, SR., deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before 10:00 A.M. on December 7, 2009, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer M. Gearing
Probate Clerk
5000 Jackson Parkway
Suite 140
Jefferson, GA 30549
706-387-6276
(NV4,11,18,25B/498-20)

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Inc. Notice
Notice is given that Articles of Incorporation which will incorporate GRANDE SCALE PRODUCTIONS L.L.C. has been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 2058 Skybrooke Court, Hoschton, Georgia 30548, Jackson County, and its initial registered agent(s) at such address is Moesha Coleman.
(NV4,11P2)

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Legal Notice
Notice of Foreclosure of Right to Redeem
[REF. O.C.G.A., Section 48-4-5 et seq.; 48-4-45 & 48-4-46]
TO: Internal Revenue Service
State of Georgia, Commissioner of Revenue
Jackson County Tax Commissioner, Donald T. Elrod
Irene Miller
Unknown Heirs at Law of Irene Miller
Edward Milton Miller
Occupant of 92 Cabin Creek Circle and all persons having of record in Jackson County any right, title interest in, or lien upon 92 Cabin Creek Circle
Re: Foreclosure of Equity of Redemption for Tax Sale Deed RE: (REF. O.C.G.A. § 48-4-45, 46)
Take notice that:
The right to redeem the following described property, to wit:
All that tract or parcel of land lying and being in Jackson County, 253rd District G.M. Beginning at iron pin at the rear of Weldon Parr lot on Circle Drive, thence N 46 1/2 E 200 feet along the rear line of Weldon Parr and Curtis Cowart, to Curtis Cowart corner on Cagle and Pool Line, thence along Cagle and Pool line N 43 1/2 W 100 feet to iron pin corner of Evans lot, thence along Evans line S 46 1/2 W to iron pin on Circle Drive, thence along edge of Circle Drive S 41 1/2 E 100 feet to the beginning corner. Containing one half acre more or less, and bound on the East by Weldon Parr and Curtis Cowart on the North by Cagle and Pool, on the West by Vernon Evans and on the South by Circle Drive. This being part of land deeded to B.M. Sailors by Robert Holland.
As described in Deed Book 5R, Page 6. Further described as Map & Parcel 024 015B.
will expire and be forever foreclosed and barred as of five o’clock (5 p.m.) on and after December 9, 2009.
The tax deed to which this notice relates is dated July 5, 2006, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia, on August 2, 2006, in Deed Book 44-X, Page 664.
The property may be redeemed on or before the 9th day of December, 2009, by payment of the redemption price as fixed and provided by law to the undersigned at the following address:
John Ayoub, Esq.
Ayoub & Mansour, LLC
675 Seminole Avenue, Suite 301
Atlanta, Georgia 30307
404.892.2599
Please be governed accordingly.
(OC21,28,NV4,11P4)

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Name Change
Notice of Petition to Change Name
PLEASE TAKE NOTICE that on the 15th day of October, 2009, KATHRYN FRANCES KILEY filed a Petition to Change Name of Minor Child in the Superior Court of Jackson County, Georgia, seeking to change the name of her minor child from ANDRE CORNELIUS SMITH JR. to ANDRE CORNELIUS KILEY. Any interested or affected party has the right to appear and file objections. At the expiration of thirty (30) days from the filing of the Petition, upon proof of publication, and if no objection is filed, the Court shall proceed to hear and determine all matters raised by said Petition.
Kathryn Frances Kiley, Petitioner
Donna Golden Sikes, Attorney for Petitioner
Georgia Bar No. 299570
P.O. Box 856
Jefferson, GA 30549
706-367-8247
(NV4,11,18,25B/259-16T4P)

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Lee Estate
Notice to Debtors and Creditors
All creditors of the Estate of STEVEN RANDALL LEE, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 26 day of October, 2009.
Sharon L. Lee
179 Asgard Farm Rd.
Nicholson, GA 30565
(NV4,11,18,25P4)

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Chastain Estate
Notice to Debtors and Creditors
All creditors of the Estate of EDGAR LEE CHASTAIN, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 27 day of October, 2009.
Gloria B. Chastain
88 Garner Rd.
Braselton GA 30517
(NV4,11,18,25P4)

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Pittman Estate
Notice to Debtors and Creditors
All creditors of the Estate of BEVERLY DEAN PITTMAN, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 28 day of October, 2009.
Phil D. Pittman
Personal Representative
3674 Sanford Road
Nicholson, GA 30565
Attorney: Allen L. Lacey, Jr.
P.O. Box 356
Commerce, GA 30529
(NV4,11,18,25B/1324-10)

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Sikes Estate
Georgia, Jackson County Probate Court
Notice
JASON LEE SIKES has petitioned to be appointed Administrator of the estate of JOHN EDWARD SIKES, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 A.M. on December 7, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Probate Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(NV4,11,18,25/498-20)

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Phillips Estate
Notice to Debtors and Creditors
All creditors of the Estate of LEWIS ALLAN PHILLIPS, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 21st day of October, 2009.
Lucretia Roberts, Executor
2060 Cabela Drive
Buford, GA 30519
(OC28,NV4,11,18P4)

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Arnold Estate
Notice to Debtors and Creditors
All creditors of the Estate of BEVERLY JANE ARNOLD A.K.A. JANE W. ARNOLD, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 16 day of October, 2009.
Franklin J. Arnold III
Executor
5310 Edgerton Drive
Norcross, GA 30092
(OC28,NV4,11,18P4)

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Payne Estate
Notice to Debtors and Creditors
All creditors of the Estate of EMILY M. PAYNE, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 22nd day of October, 2009.
Joe S. Payne
Personal Representative
98 Greystone Dr.
Jefferson, GA 30549
(OC28,NV4,11,18P4)

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Advertisement
for Bids
The City of Jefferson has declared the building and fenced storage area at 55 COLLEGE ST. to be surplus and is soliciting bids for their sale. A minimum bid of $76,000 has been established by the Jefferson City Council. In addition, the current tenant has the first right of refusal to match the winning bid.
The subject site is located at the intersection of E. Minden St. and College St. The property is in the midst of older commercial properties and in an area zoned as a Central Business District. The property is subject to Jefferson City code requirements governing historical properties. It is located within a 5 mile radius of Interstate 85.
The site area is approximately .11 acres that is predominately level. The front portion of the site fronts College St. and the side of the property is fenced and currently used as storage. You are encouraged to inspect the structures before making a bid. In order to inspect the property please contact Beth Laughinghouse at 706-367-5714.
Bids for this property are to be sealed and labeled 55 College St. Property. All bids must be received by 4:00 p.m. on Friday November 20, 2009. The address for hand delivery and mail delivery is City Hall, 147 Athens Street, Jefferson, Georgia 30549.
(OC21,28,NV4,11B/175-30)

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Legal Notice
Notice of Foreclosure of Right to redeem
[REF. O.C.G.A., Section 48-4-5 et seq.; 48-4-45 & 48-4-46]
TO: Internal Revenue Service
State of Georgia, Commissioner of Revenue
Jackson County Tax Commissioner, Donald T. Elrod
Billy Joe Skelton
Bank One, National Association as Trustee
Occupant of 286 Upland Drive and all persons having of record in Jackson County any right, title interest in, or lien upon 286 Upland Drive
Re: Foreclosure of Equity of Redemption for Tax Sale Deed (REF. O.C.G.A. § 48-4-45, 46)
Take notice that:
The right to redeem the following described property, to wit:
All that tract or parcel of land lying and being in the 455th District, G.M., Jackson County, Georgia, and being that 1.01 acres, more or less, designated as Lot 32, Section 3, of Pleasant Acres Subdivision, as more particularly shown on a plat of survey prepared for Dennis R. Jones by W.T. Dunahoo, Registered Surveyor, dated December 10, 1988, recorded in Plat Book 31, Page 80, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. Said property is bounded on the North by Lot 31; on the East by Upland Drive (60 feet right of way); on the South by Lot 33; and on the West by Lot 17.
As described in Deed Book 20O, Page 32. Further described as Map & Parcel 076A 229.
will expire and be forever foreclosed and barred as of five o’clock (5 p.m.) on and after December 9, 2009.
The tax deed to which this notice relates is dated July 5, 2006, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia on August 2, 2006 in Deed Book 44-X, Page 662.
The property may be redeemed on or before the 9th day of December, 2009, by payment of the redemption price as fixed and provided by law to the undersigned at the following address:
John Ayoub, Esq.
Ayoub & Mansour, LLC
675 Seminole Avenue, Suite 301
Atlanta, Georgia 30307
404.892.2599
Please be governed accordingly.
(OC21,28,NV4,11P4)

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Slayton Estate
Notice to Debtors and Creditors
All creditors of the Estate of ETHEL SLAYTON, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 8th day of October, 2009.
Lori C. Martin
93 Woodland Trail
Commerce, GA 30529
(OC21,28,NV4,11P4)

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Rees Estate
Notice to Debtors and Creditors
All creditors of the Estate of WILLIAM MICHAEL REES, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 2 day of November, 2009.
Vickie A. Rees
47 Siding Lane
Jefferson, GA 30549
(NV4,11,18,25P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by BEVERLY L. DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for GREENPOINT MORTGAGE FUNDING, INC., dated July 26, 2006, and filed for record August 31, 2006, in Deed Book 45-H, Page 621, Jackson County, Georgia records, and securing a Note in the original principal amount of $109,600.00; last transferred to Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS as Attorney-in-Fact for Beverly L. Davis the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 248 of the 257th District of Jackson County, Georgia, being Lot 14 of Riverwood Subdivision, as per plat recorded in Plat Book 57, Page 187, Records of Jackson County, Georgia, which plat is by reference incorporated herein and made a part hereof; being improved property.
The above described property is also known as 367 Edgefield Drive, Commerce, GA 30529.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Beverly L. Davis.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Bank of America, National Association, as successor by merger to LaSalle Bank National Association, as Trustee of Morgan Stanley Mortgage Loan Trust 2006-17XS as Attorney-in-Fact for Beverly L. Davis
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JOHN DAVIS and BRIDGETTE WOKAL to JPMORGAN CHASE BANK, N.A. dated January 9, 2006, recorded in Deed Book 42-G, Pages 748-766, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND NINE HUNDRED TWENTY-EIGHT AND 00/100 ($128,928.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:
All that tract or parcel of land lying and being in the 465th GMD of Jackson County, Georgia, being Lot 34 of Beacon Hill Subdivision as per plat recorded in Plat Book 60, Page 28, Jackson County, Georgia Records, which is hereby incorporated herein for a more complete and detailed description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property John Davis and Bridgette Wokal or, a tenant or tenants, and said property was or is commonly known as 84 Lighthouse Cir., Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for John Davis and Bridgette Wokal
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-9119
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1327-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY L. ROBERTS and TAMMY W. ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 24, 2006, recorded in Deed Book 43-S, Page 51, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 51-P, Page 704, Jackson County, Georgia Records, as last transferred to US Bank National Association on behalf of the certificateholders of CSAB Mortgage -backed pass-through certificates, Series 2006-3 by assignment recorded in Deed Book 0055Q, Page 0094, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIVE THOUSAND AND 0/100 DOLLARS ($205,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy L. Roberts and Tammy W. Roberts or a tenant or tenants and said property is more commonly known as 875 Hubert Pittman Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association on behalf of the certificateholders of CSAB Mortgage -backed pass-through certificates, Series 2006-3 as Attorney in Fact for Timothy L. Roberts and Tammy W. Roberts
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rk2 12/1/09
Our file no. 52636208-FT4
EXHIBIT “A”
All that tract or parcel of land lying, together with all improvements thereon, situate, lying and being in the 1691st G.M. District, Jackson County, Georgia, containing 5.0 acres, more or less, as per plat thereof recorded in Plat Book 66, Page 91, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(NV4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHEILA A. HOUSE to ABN AMRO MORTGAGE GROUP, INC., dated May 8, 2002, recorded in Deed Book 26-N, Page 374, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($41,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sheila House or a tenant or tenants and said property is more commonly known as 507 Rock Forge, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Sheila A. House
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 12/1/09
Our file no. 52641609-FT7
EXHIBIT “A”
That tract or parcel of land lying and being in the 242nd GMD of the Town of Arcade, Jackson County, Georgia, being designated as Lot 43 of White Oak Subdivision, containing 2.30 acres, as shown on a plat of survey dated April 8, 1986, recorded in Plat Book 22, Page 194, Jackson County Records; said plat being incorporated herein by reference for a more complete description of the property.
Subject to Restrictive Covenants recorded in Deed Book 9-K, Page 675, Jackson County records.
Also conveyed herewith is a 2001 Horton Mirage ELC, 24 X 48 manufactured home, Serial Number H89328GL&R which is attached to and made a part of the real property.
(NV4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON BAIRD and HEATHER BAIRD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 10, 2007, recorded in Deed Book 50-B, Page 649, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 54-P, Page 62, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($232,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Baird and Heather Baird or a tenant or tenants and said property is more commonly known as 322 Woods Creek Rd., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Jason Baird and Heather Baird
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 12/1/09
Our file no. 578109-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 29, Block A of Woods Hollow and being more particularly described and delineated according to a plat and survey prepared by W.T. Dunahoo and Associates, Inc., certified by W. T. Dunahoo, Georgia Registered Surveyor No. 1577, entitled “Final Plan for Woods Hollow,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 68, Page 6; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
(NV4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES M. NOLL JR. and LISA M. NOLL to WACHOVIA BANK, NATIONAL ASSOCIATION, dated February 27, 2008, recorded in Deed Book 51-Z, Page 747, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-THREE THOUSAND EIGHT HUNDRED THIRTY-SIX AND 0/100 DOLLARS ($283,836.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, P.O. Box 2248, MAC: Z3057-010, Jacksonville, FL 32203, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles M. Noll Jr. and Lisa M. Noll or a tenant or tenants and said property is more commonly known as 124 Clover Ridge Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wachovia Bank, National Association as Attorney in Fact for Charles M. Noll Jr. and Lisa M. Noll
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pxs 12/1/09
Our file no. 52563509-FT17
EXHIBIT “A”
The following real property situate in County of Jackson and State of Georgia described as follows:
All that tract or parcel of land, together with all improvements theron, situated, lying and being the 245th District, G.M., Jackson County, Georgia, designated as Lot 6, Block C of Clover Mill Farms Subdivision as shown by plat and survey entitled “Final plat for: Clover Mill Farm”, prepared by Cornerstone Land Surveying, certified by James R. Smith GRLS No. 2407, dated May 2, 1999, as recorded in plat book 54, Page 81, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein for a more detailed description of the property.
Parcel Id: 105-00-011-06C
Property Address: 124 Clover Ridge Rd.
(NV4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated November 26, 2007, from PHILLIP EARNEST, WILLIAM EARNEST, and DANIEL EARNEST to BENEFICIAL MORTGAGE CO. OF GEORGIA, recorded on December 3, 2007, in Deed Book 50-V at Page 203, in the office of the Clerk of the Superior Court of Jackson County, Georgia, and said Deed to Secure Debt having been given to secure a note dated November 26, 2007, in the amount of $308,605.99, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on December 1, 2009, the following described real property (hereinafter referred to as the “Property”):
All that tract or parcel of land lying and being in the 428 G.M.D., Jackson County, Georgia, being 4.03 acres, as per plat recorded in Plat Book 12, Page 201, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 990 Academy Church Road according to the present system of numbering property in Jackson County.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Phillip Earnest, William Earnest, and Daniel Earnest. The property, being commonly known as 990 Academy Church Rd, Jefferson, GA 30549 in Jackson County, will be sold as the property of Phillip Earnest, William Earnest, and Daniel Earnest, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law Attorney for Beneficial Mortgage Co. of Georgia as Attorney in Fact for Phillip Earnest, William Earnest, and Daniel Earnest
100 Galleria Parkway,
Suite 900
Atlanta, GA 30339
Phone: (866) 690-0418
By: James E. Albertelli, Esq.
For the Firm
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
JEA - 09-26471
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by LESLIE D. KIMBELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for AMERICA’S WHOLESALE LENDER, dated February 18, 2005, and filed for record February 25, 2005, in Deed Book 37-V, Page 261, Jackson County, Georgia Records, and securing a Note in the original principal amount of $243,500.00; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for record August 11, 2009, in Deed Book 55-X, Page 19, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for Leslie D. Kimbell the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in Land Lot 248 and 245, Jackson County, Georgia, being Lot 3, Block F, of Clover Mill Farm as per plat recorded in Plat Book 54, Page 81, Jackson County, Georgia Records, which plat is hereby incorporated herein by reference.
SUBJECT TO THE following:
a) All matters and exceptions recorded in Plat Book 54, Page 81, aforesaid records;
b) Restrictive Covenants recorded in Book 20E, Page 38, aforesaid records;
c) Order and Judgment recorded in Book 53B, Page 531, aforesaid records.
The above described property is also known as 640 Clover Mill Drive, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Leslie D. Kimbell .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for Leslie D. Kimbell
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By Deed to Secure Debt dated August 13, 2008, recorded in Deed Book 53-G, Pages 593-594, in the Office of the Clerk of Superior Court of Jackson County, Georgia, PHILLIP SNEAD conveyed the real estate described therein to TOMMY A. BOYD to secure a debt evidenced by the Note referenced therein. Because of default in the payment of the indebtedness secured thereby and said default not having been made good in accordance with the terms and provisions of said Deed to Secure Debt and the Note for which same was given as security, the undersigned, Tommy A. Boyd, pursuant to said Deed to Secure Debt and the Note secured thereby, has declared the entire amount of the indebtedness so secured due, payable and collectible, and, pursuant to and in conformity with power of sale contained in said Deed to Secure Debt, will on the first Tuesday in December, 2009, within the legal hours of sale before the Courthouse door in Jefferson, Jackson County, Georgia, sell at public sale to the highest and best bidder for cash, the real estate described in said deeds, to-wit:
TRACT ONE:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, containing 0.577 acres, more or less, and designated as Lot One according to plat prepared for Tommy Boyd by Ringo & Sadler, dated February 7, 2001, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 109. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
TRACT TWO:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, containing 0.577 acres, more or less, and designated as Lot Two according to plat prepared for Tommy Boyd by Ringo & Sadler, dated February 7, 2001, said plat being recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 58, Page 109. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney’s fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
As required by § 44-14-162.2(a) of the Official Code of Georgia Annotated, you are hereby notified that the individual who has full authority to negotiate, amend and modify all terms of the mortgage instrument referred to above is Tommy Boyd, 3247 Highway 330, Statham, Georgia 30666. He can be reached at telephone number 706-255-4677.
The subject property is more commonly known as 141 Old Athens Road, Nicholson, Georgia 30565. To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Phillip Snead or a tenant or tenants.
The real estate described above will be sold subject to any and all unpaid taxes and assessments.
Said real estate will be sold and the proceeds of said sale applied by the undersigned all as provided in said power of sale and said Deed to Secure Debt containing said power.
This 1st day of November, 2009.
TOMMY A. BOYD, AS ATTORNEY-IN-FACT FOR PHILLIP SNEAD
Felix P. Graham, Jr.
Graham Law Firm, LLC
Attorneys at Law
Post Office Drawer 300
Danielsville, Georgia 30633-0300
706\795-2184
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/185-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By Deed to Secure Debt dated March 6, 2009, recorded in Deed Book 54-R, Pages 478-483, in the Office of the Clerk of Superior Court of Jackson County, Georgia, KENNY LEE ALFORD conveyed the real estate described therein to TOMMY A. BOYD to secure a debt evidenced by the Note referenced therein. Because of default in the payment of the indebtedness secured thereby and said default not having been made good in accordance with the terms and provisions of said Deed to Secure Debt and the Note for which same was given as security, the undersigned, Tommy A. Boyd, pursuant to said Deed to Secure Debt and the Note secured thereby, has declared the entire amount of the indebtedness so secured due, payable and collectible, and, pursuant to and in conformity with power of sale contained in said Deed to Secure Debt, will on the first Tuesday in December, 2009, within the legal hours of sale before the courthouse door in Jefferson, Jackson County, Georgia, sell at public sale to the highest and best bidder for cash, the real estate described in said deeds, to-wit:
All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 0.93 acres, more or less, according to that certain plat of survey entitled, “Survey For: Tommy A. Boyd”, prepared by James M. Paul, Registered Land Surveyor Number 1530, dated September 25, 2007, and recorded in Plat Book 67, Page 34, in the Office of the Clerk of Jackson County, Georgia, and being incorporated herein by reference for a more particular description.
TOGETHER with all right, title, interest and use the Grantor has in and to the 20-foot driveway easement adjacent to the westerly side of the above-described property and more fully described in Driveway Easement Agreement by and between Hazel Seagraves and Tommy A. Boyd dated November 1, 2007, and recorded in Deed Book 50O, Pages 354-362, in the Office of the Clerk of the Superior Court of Jackson County, Georgia.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees (notice of intention to collect attorney’s fees having been given).
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
As required by § 44-14-162.2(a) of the Official Code of Georgia Annotated, you are hereby notified that the individual who has full authority to negotiate, amend and modify all terms of the mortgage instrument referred to above is Tommy Boyd, 3247 Highway 330, Statham, Georgia 30666. He can be reached at telephone number 706-255-4677.
The subject property is more commonly known as 2068 Highway 330, Bogart, Georgia 30622. To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Kenny Lee Alford or a tenant or tenants.
The real estate described above will be sold subject to any and all unpaid taxes and assessments.
Said real estate will be sold and the proceeds of said sale applied by the undersigned all as provided in said power of sale and said Deed to Secure Debt containing said power.
This 1st day of November, 2009.
TOMMY A. BOYD, AS ATTORNEY-IN-FACT FOR KENNY LEE ALFORD
Felix P. Graham, Jr.
Graham Law Firm, LLC
Attorneys at Law
Post Office Drawer 300
Danielsville, Georgia 30633-0300
706\795-2184
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/185-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JANET L. SIMS and RUFUS T. SIMS to NEW CENTURY MORTGAGE CORPORATION dated February 18, 2005, in the amount of $93,200.00, and recorded in Deed Book 37-V, Page 714, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust Series 2005-2 by assignment, the undersigned, Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust Series 2005-2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 257, Jackson County, Georgia, being Lot 19, Phase II, Hidden Meadows Subdivision, which plat is recorded in Jackson County Plat Records at Plat Book 55, Page 246, Jackson County, Georgia Records, which recorded plat is incorporated herein for a more complete description of said property.
which has the property address of 304 Meadow Lark Way, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Janet L. Sims and Rufus T. Sims and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust Series 2005-2 Attorney in Fact for Janet L. Sims and Rufus T. Sims
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21168 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TERESA PITTMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 23, 2007, in the amount of $163,500.00, and recorded in Deed Book 49-Z, Page 796, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, being Lot 61, Hawk Ridge Subdivision, as per plat recorded in Plat Book 60, Page 153 Jackson County, Georgia records, which plat is incorporated here by this reference and made a part of this description. Said property being known as 331 Redtail Road according to the present systems of numbering houses in Jackson County, Georgia.
which has the property address of 331 Redtail Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Teresa Pittman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Teresa Pittman
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13638 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by STEVEN RUCKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 28, 2008, in the amount of $81,900.00, and recorded in Deed Book 51-Y, Page 692, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, being Lot 5, Glenfield Subdivision, as per plat recorded in Plat Book 64, Page 211, Jackson County Records, said plat being incorporated herein by reference thereto.
which has the property address of 158 Glenfield Dr., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Steven Rucker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Steven Rucker
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-13644 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from DREW ROPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., as nominee for COLONIAL BANK, N.A. dated February 26, 2008, recorded in Deed Book 51-S, Page 143, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-THREE THOUSAND ONE HUNDRED THIRTY-NINE AND 00/100 ($133,139.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009, the following described property, to wit:
All that tract or parcel of land lying and being in the 255th District, G.M. Jackson County, Georgia, being Lot 65, Phase One of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, in the Office of the Superior Court for Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Drew Roper or, a tenant or tenants, and said property was or is commonly known as 1350 Charleston Ave., Commerce, GA 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for Drew Roper
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8997
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1327-$50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BEVERLY GOLDMAN aka BEVERLY K. GOLDMAN and JOHN D. GOLDMAN, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 10, 2007, in the amount of $145,200.00, and recorded in Deed Book 50D, Page 249, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment, the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being on the Southeasterly Right-of-Way of Academy Church Road in the 245th G.M. District of Jackson County, Georgia consisting of 1.180 acres, according to a Plat of Survey prepared for James Kevin Whitman by D.J. Baggett Land Surveying, Georgia Registered Land Surveyor, dated November 5, 1998 and recorded in Plat Book 53, Page 103, Jackson County Georgia Records. Reference is made to said plat of survey for a more complete description of the property; and being the same property conveyed to James Kevin Whitman, by deed dated November 9, 1998 and recorded in Book 18-R, Page 66; and thereafter conveyed to Chad Grant and Beverly Grant, deed dated August 29, 2005 and recorded in Book 40J, Page 257; and thereafter conveyed to Beverly Grant, by Quitclaim Deed dated February 23, 2006 and recorded in Book 43A, Page 628; and thereafter conveyed to Beverly Goldman & John D. Goldman, Jr., wife and husband, by Quit Claim Deed dated March 28, 2007 and recorded April 23, 2007 in Book 48I, Page 642 in Jackson County Georgia.
which has the property address of 1174 Academy Church Rd., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Beverly Goldman aka Beverly K. Goldman and John D. Goldman, Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for Beverly Goldman aka Beverly K. Goldman and John D. Goldman, Jr.
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18898 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from LYLE J. FORSTER and MURIELLE GLASER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE BANK, A Division Of Treasury Bank, N.A., dated May 13, 2005, recorded May 24, 2005, in Deed Book 38-Y, Pages 506-524, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED SIXTY-FOUR THOUSAND EIGHT HUNDRED FIVE AND 00/100 DOLLARS ($164,805.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, NA, Successor By Merger To Countrywide Bank, FSB, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in G.M.D. 1691, Jackson County, Georgia, being Lot 2 of Allen Creek Farms Subdivision, said plat being recorded at Plat Book 64, Page 105, Jackson County, Georgia Records, which said plat is incorporated and made a part hereof by reference.
Said property is commonly known as 55 Allen Bridge Road, Pendergrass, GA 30575.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Lyle J. Forster and Murielle Glaser, Lyle J. Forster, Murielle Glaser, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Bank of America, NA, successor by merger to Countrywide Bank, FSB as Attorney in Fact for LYLE J. FORSTER and MURIELLE GLASER
Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
Telephone Number: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
Telephone Number: (888) 890-5309 CASE NO. BAC-09-30428-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(NV4,11,18,25B/18915-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from HUA XIONG and PANG YANG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. acting solely as nominee for WEBSTER BANK, N.A., dated July 28, 2006, recorded August 2, 2006, in Deed Book 44-X, Pages 289-304, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED EIGHTY-EIGHT THOUSAND AND 00/100 DOLLARS ($188,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1765th GMD, Jackson county, Georgia, designated as Lot 27, Block A, Keys Crossing as shown on plat and survey of 1996, recorded in the office of the Clerk of Superior Court of Jackson county, Georgia, in Plat Book 46, Page 298. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to protective covenants for keys crossing subdivision as recorded in Deed Book 14-R, Pages 470- 471, Jackson county Records.
Said property is commonly known as 233 Keys Drive, Braselton, GA 30517.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Hua Xiong and Pang Yang, Hua Xiong, Pang Yang, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BAC Home Loans Servicing, LP F/K/A Countrywide Home Loans Servicing, LP as Attorney in Fact for HUA XIONG AND PANG YANG
Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
Telephone Number: 800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
Telephone Number: (888) 890-5309
CASE NO. BAC-09-05301-3
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(NV4,11,18,25B/18915-70)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by LESLIE A. FRANK to WELLS FARGO HOME MORTGAGE, INC., dated August 10, 2001, and recorded in Deed Book 24-D, Page 732, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Countrywide Home Loans, Inc., by Assignment securing a Note in the original principal amount of $114,207.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 253rd (Newton) District G.M., Jackson County, Georgia, and in the City of Nicholson, Georgia, containing 0.615 acres, more or less, as more particularly described according to a plat prepared by Ingram, Lord & Associates, Registered Surveyors, dated December 3, 1999, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Page 166. Said survey is incorporated herein by reference for a more detailed description of said property. Subject to existing easements and right of way for public utilities and rights of way now in use.
Said property is known as 323 Mulberry Street, Nicholson, GA 30565, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Leslie A. Frank, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Leslie Ann Hemphill aka Leslie A. Frank, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Countrywide Home Loans, Inc. as Attorney-in-Fact for Leslie A. Frank
File no. 06-3680
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KLM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV4,11,18,25B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt With Power of Sale from JAMES STANLEY JOHNSON and MARGARET A. JOHNSON to THE BRAND BANKING COMPANY dated the 14th day of the September, 2005, and recorded in Deed Book 40-V at Page 675, in the Records of the Clerk of Superior Court, Jackson County, Georgia, as modified by that certain Modification Agreement dated April 28, 2006, recorded at Deed Book 43-T, Page 556, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 1.42 acres, more or less, as more particularly shown on a plat of survey prepared for Stanley Johnson & Margaret Johnson by Max Lewallen, Registered Surveyor, dated December 2, 2004, recorded in Plat Book 63, Page 169, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The aforesaid Deed secures any other or future indebtedness of the Grantor therein specified, including any renewal thereof.
The indebtedness secured by said Deed has been declared due and payable by reason of default under the provisions of said Deed and the terms of the Note or Notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of the indebtedness and interest thereon, and any balance remaining shall be applied as provided by law.
The property will be sold as the property of James Stanley Johnson and Margaret A. Johnson, who, to the best of the undersigned’s knowledge and belief, is the party in possession of the property.
Notice has been given of in [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from ROBERT CLYDE and HEATHER CLYDE aka HEATHER AVERY CLYDE to BRANCH BANKING AND TRUST COMPANY, dated September 14, 2005, recorded September 27, 2005, in Deed Book 40-T, Page 608, Jackson County, Georgia Records, last modified in Deed Book 50-F, Page 216, said county records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SIXTEEN THOUSAND NINE HUNDRED TEN DOLLARS AND NO CENTS ($116,910.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 171, Pod R, of Traditions of Braselton - Phase 2 Subdivision, as per plat thereof recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert Clyde and Heather Clyde aka Heather Avery Clyde or tenant(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Robert Clyde and Heather Clyde aka Heather Avery Clyde.
Contact: Patrick J. Geheren, Esq., 1535 Mount Vernon Road, Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power of Authority Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from JAMES MELVIN GOOCH, JR. and KARI N. GOOCH f/k/a KARI CHRISTINE NESMITH to COMMUNITY BANK AND TRUST, dated September 20, 2004, and recorded in Deed Book 36-F, Page 7 (the (Deed) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated September 20, 2004, made by Grantor in the original principal amount of $63,901.00 (the (Note), together with interest thereon and other obligations as provided in the Note and Deed (collectively the (Debt(), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, to wit: December 1, 2009, the following described property:
All that tract or parcel of land lying and being in the 1704th G.M.D., Jackson County, Georgia, and being that 2.00 acres, more or less, designated as Tract Four and that 8.81 acres, more or less, designated as Tract Five, as shown on a plat of survey recorded at Plat Book 58, Page 206, Jackson County, Georgia Records. Said plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
ALSO: A 60 foot easement for purposes of ingress and egress beginning on the southeasterly right of way of Georgia Highway No. 334; traveling thence in a southeasterly direction over and across Tract Six as more particularly shown on the plat of survey referenced above. This easement for ingress and egress shall run with the land.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned(s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as 10641 Highway 334, Nicholson, GA 30565.
Community Bank & Trust as Attorney in Fact for James Melvin Gooch, Jr. and Kari N. Gooch a/k/a Kari Christine Nesmith.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from STEPHEN LEE BRIDGEFORD and OFELIA BRIDGEFORD to COMMUNITY BANK AND TRUST, dated December 13, 2007, and recorded in Deed Book 50-Y, Page 467 (the (Deed) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated December 13, 2007, made by Grantor in the original principal amount of $492,285.55 (the (Note), together with interest thereon and other obligations as provided in the Note and Deed (collectively the (Debt(), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, to wit: December 1, 2009, the following described property:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being that 3.389 acres, more or less, as shown on a plat of survey recorded at Plat Book 55, Page 34, Jackson County, Georgia Records. Said plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned(s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as 260 Mount Olive Church Road, Commerce, GA 30529.
Community Bank & Trust as Attorney in Fact for Stephen Bridgeford and Ofelia Bridgeford.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TERESA CULLINAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 2, 2006, in the amount of $312,000.00, and recorded in Deed Book 48-F, Page 579, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M. District, Jackson County, Georgia, containing 0.969 acres, more or less, and being Tract 4, as shown on a plat by W.T. Dunahoo and Associates, dated March 28, 2005, being recorded in Plat Book 63, Page 251, which said plat is hereby incorporated by reference for a more particular description.
Reference Number: RE-2006-320
which has the property address of 42 Lakeshore Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Teresa Cullinan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Teresa Cullinan
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14870 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by DANNY EVANS and KIMBERLY EVANS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for WMC MORTGAGE CORP., dated October 27, 2006, and filed for record November 2, 2006, in Deed Book 46-E, Page 534, Jackson County, Georgia Records, and securing a Note in the original principal amount of $135,600.00; last transferred to Deutsche Bank National Trust Company on behalf of Financial Asset Securities Corp., Soundview Home Loan Trust 2007-WMC1, Asset-Backed Certificates, Series 2007-WMC1 by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by Deutsche Bank National Trust Company on behalf of Financial Asset Securities Corp., Soundview Home Loan Trust 2007-WMC1, Asset-Backed Certificates, Series 2007-WMC1 as Attorney-in-Fact for Danny Evans and Kimberly Evans the following property to-wit:
ALL THAT TRACT or parcel of land, together with all improvements thereon, situate, lying and being in the 255th G.M. District, Jackson County, Georgia, being Lot 98 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Subject to Protective Covenants filed in Deed Book 45B, Page 54, records of Jackson County, Georgia.
The above described property is also known as 156 Northwood Drive, Commerce, GA 30529.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Danny Evans and Kimberly Evans.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP, as servicer for Deutsche Bank National Trust Company on behalf of Financial Asset Securities Corp., Soundview Home Loan Trust 2007-WMC1, Asset-Backed Certificates, Series 2007-WMC1 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Deutsche Bank National Trust Company on behalf of Financial Asset Securities Corp., Soundview Home Loan Trust 2007-WMC1, Asset-Backed Certificates, Series 2007-WMC1 as Attorney-in-Fact for Danny Evans and Kimberly Evans
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-70)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement (hereinafter the “Security Deed”) from HOMELIFE COMMUNITIES OF NORTHEAST ATLANTA, INC. (n/k/a ATREUS COMMUNITIES OF NORTHEAST ATLANTA, INC.) to UNITED COMMUNITY BANK (as assigned to FAIRWAY FUND IX LLC), dated February 26, 2007, recorded at Deed Book 47-S, Page 221, Jackson County, Georgia Records; said Security Deed being given to secure indebtedness under that certain Promissory Note (as modified, hereinafter the “Note”) from Homelife Communities of Northeast Atlanta, Inc. (n/k/a Atreus Communities of Northeast Atlanta, Inc.) to United Community Bank (as assigned to Fairway Fund IX LLC), dated February 26, 2007, and modified on February 25, 2008 and August 25, 2008, in the principal amount of TWO MILLION FORTY SIX THOUSAND AND N0/100 DOLLARS ($2,046,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Jefferson, Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the property being more fully described as follows:
ALL THAT TRACT OR PARCEL OF LAND lying and being in Porter’s GMD 1765, Jackson County, Georgia, being Lots 39 through and including 48, and Lots 118 through and including 138, Liberty Crossing, Unit One, as per plat recorded in Plat Book 68, Pages 282-286, Jackson County, Georgia records, and revised per plat recorded in Plat Book 68, Pages 290-294, aforesaid records, and further revised per plat recorded in Plat Book 70, Pages 162-166, aforesaid records, which recorded plats are incorporated herein by reference for a more complete description of said property.
The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non satisfaction of certain covenants in accordance with the terms of the Note and the Security Deed. The loan remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Atreus Communities of Northeast Atlanta, Inc., subject to all unpaid taxes, assessments, and any superior items of record.
FAIRWAY FUND IX LLC, a New York limited liability company, As Attorney in Fact for Atreus Communities of Northeast Atlanta, Inc.
Stephanie B. Skidmore, Esq.
Hartman, Simons, Spielman & Wood, LLP
6400 Powers Ferry Road, N.W.
Suite 400
Atlanta, Georgia 30339
(770) 955-3555
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
of Sale in Deed to Secure Debt
State of Georgia
Counties of Banks and Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter known as the (Security Deed) from GREG SHORE to NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia), dated September 6, 2007, and recorded on September 7, 2007, in Deed Book 312, Pages 107-109, Banks County, Georgia records and recorded on September 19, 2007, in Deed Book 50-D, Pages 309-311, Jackson County, Georgia records. This Security Deed secures a Note dated September 6, 2007 in the original principal amount of $215,000.00, plus interest, said Note is further secured as further secured by UCC Financing Statements as recorded in Deed Book 312, Pages 707-708, Banks County, Georgia records and in Deed Book 50D, Pages 789-790, Jackson County, Georgia records and filed under UCC Control No. 07820070929 records of Jackson County, Georgia; there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door at Banks County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property and improvements, if any; to-wit:
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255th District, G.M., Jackson County, Georgia, and being that 9.08 acres, more or less, designated as Tract 4, on a plat of survey prepared for the Estate of Gilbert Lord by Clelland A. Tyson, Registered Surveyor, dated February 25, 1981, recorded in Plat Book 8, Page 179, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 17, Page 210, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in the 207th District, G.M., Banks County, Georgia, and the 255 District, G.M., Jackson County, Georgia, and being that 3.81 acres, more or less, designated as Tract No. 4A; and that 4.24 acres, more or less, designated as Tract No. 4B, on a plat of survey prepared for Gene Shore by Slate & Assoc., Inc., Registered Surveyor, dated February 20, 2004, recorded in Plat Book 28, Page 101, in the Office of the Clerk of the Superior Court of Banks County, Georgia, and recorded in Plat Book 65, Page 169, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a party hereof by reference for a more detailed description.
Along with all building materials, equipment, furniture and fixtures as purchased for use on the property located at 979 Blacks Creek Church Road, Commerce, Banks and Jackson Counties, Georgia 30529, and known as Lord’s Exhaust & Garage; whether any of the foregoing is owned now or acquired later; all accessions, additions, replacements, and substitutions relating to any of the foregoing; all records of any kind relating to any of the foregoing; all proceeds relating to any of the foregoing (including insurance, general intangibles and account proceeds).
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney(s fees. (Notice of intent to collect attorneys fees having been given.)
Said property will be sold as the property of Greg Shore and subject to the outstanding ad valorem taxes and/or assignments if any, and further subject to the outstanding balances of all liens superior to the Security Deed, if any.
To the best knowledge and belief of the undersigned, equitable title to said property is now held by Greg Shore.
THIS PROPERTY IS LOCATED IN BANKS COUNTY AND JACKSON COUNTY, THE SALE OF THE PROPERTY PURSUANT TO THIS ADVERTISEMENT SHALL TAKE PLACE BEFORE THE COURTHOUSE DOORS IN BANKS COUNTY, GEORGIA ON THE FIRST TUESDAY IN DECEMBER, 2009.
NORTHEAST GEORGIA BANK (f/k/a Freedom Bank of Georgia)
By:____ As Attorney-in-fact for: Greg Shore
Marc S. Kaufman
VANDIVER & KAUFMAN, LLC
Attorneys at Law
5330 Vickery Street
Post Office Box 10
Lavonia, Georgia 30553
(706) 356-2323 office
(706) 356-3427 fax
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement executed by BATTLE PROPERTIES, INC. (“Borrower”) in favor of SUNTRUST BANK (successor in interest to First National Bank of Gwinnett) (“Lender”) dated as of June 29, 2006, and recorded in the Official Records of Jackson County in Deed Book 44-P at Page 79 on July 11, 2006, (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by Promissory Note in the original stated principal amount of SIXTY SEVEN THOUSAND TWO HUNDRED THIRTY FOUR AND 00/100 DOLLARS ($67,234.00), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2009, to the highest and best bidder for cash, the following described real property:
SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due at maturity; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Battle Properties, Inc. or a tenant or tenants claiming under same.
SunTrust Bank (successor in interest to First National Bank of Gwinnett), attorney-in-fact for Battle Properties, Inc. as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center,
Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Battle Properties, Inc. )
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 12, Pod H, Woods at Traditions, as per plat recorded in Plat Book 64, Page 216, Jackson County Records, said plat being incorporated herein by reference thereto.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia. County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement executed by BATTLE PROPERTIES, INC. (“Borrower”) in favor of SUNTRUST BANK (successor in interest to First National Bank of Gwinnett)(“Lender”) dated as of February 27, 2006, and recorded in the Official Records of Jackson County in Deed Book 42-Y at Page 133 on March 9, 2006 (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by Promissory Note in the original stated principal amount of SIXTY FIVE THOUSAND SEVEN HUNDRED TWENTY TWO AND 00/100 DOLLARS ($65,722.00), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2009, to the highest and best bidder for cash, the following described real property:
SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due at maturity; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Battle Properties, Inc. or a tenant or tenants claiming under same.
SunTrust Bank (successor in interest to First National Bank of Gwinnett), attorney-in-fact for Battle Properties, Inc. as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center, Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Battle Properties, Inc. )
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot H-63, POD H, Woods at Traditions, Phase 1, as per plat recorded in Plat Book 64, Pages 213 through 219, Jackson County, Georgia, which plat is hereby incorporated herein by reference.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale of Power in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement executed by BATTLE PROPERTIES, INC. (“Borrower”) in favor of SUNTRUST BANK (successor in interest to First National Bank of Gwinnett)(“Lender”) dated as of June 29, 2006, and recorded in the Official Records of Jackson County in Deed Book 44-P at Page 91 on July 11, 2006 (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by Promissory Note in the original stated principal amount of SIXTY SEVEN THOUSAND TWO HUNDRED THIRTY FOUR AND 00/100 DOLLARS ($67,234.00), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2009, to the highest and best bidder for cash, the following described real property:
SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due at maturity; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Battle Properties, Inc. or a tenant or tenants claiming under same.
SunTrust Bank (successor in interest to First National Bank of Gwinnett)attorney-in-fact for Battle Properties, Inc. as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center, Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Battle Properties, Inc. )
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 74, Pod H, Woods at Traditions, as per plat recorded in Plat Book 64, Page 216, Jackson County Records, said plat being incorporated herein by reference thereto.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement executed by BATTLE PROPERTIES, INC. (“Borrower”) in favor of SUNTRUST BANK (successor in interest to First National Bank of Gwinnett)(“Lender”) dated as of October 31, 2005, and recorded in the Official Records of Jackson County in Deed Book 41-W at Page 402 on December 19, 2005, (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by Promissory Note in the original stated principal amount of FIFTY NINE THOUSAND ONE HUNDRED AND 00/100 DOLLARS ($59,100.00), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2009, to the highest and best bidder for cash, the following described real property:
SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due at maturity; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Battle Properties, Inc. or a tenant or tenants claiming under same.
SunTrust Bank (successor in interest to First National Bank of Gwinnett), attorney-in-fact for Battle Properties, Inc. as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center, Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Battle Properties, Inc. )
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lot C-89, POD C, Links at Traditions, as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, recorded on February 24, 2005, at Plat Book 64, Pages 213-219, Jackson County Records, which plat is incorporated herein by this reference.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
in Security Deed
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Deed to Secure Debt and Security Agreement executed by BATTLE PROPERTIES, INC. (“Borrower”) in favor of SUNTRUST BANK (successor in interest to First National Bank of Gwinnett)(“Lender”) dated as of February 27, 2006, and recorded in the Official Records of Jackson County in Deed Book 42-Y at Page 139 on March 9, 2006 (as modified, renewed, restated or otherwise amended from time to time, and hereinafter referred to as the “Security Deed”), said Security Deed currently securing a debt (the “Secured Debt”) evidenced by Promissory Note in the original stated principal amount of SIXTY THOUSAND THREE HUNDRED NINETY EIGHT AND 00/100 DOLLARS ($60,398.00), executed by Borrower and made payable to the order of Lender (as modified, renewed, restated or otherwise amended from time to time, and hereinafter collectively referred to as the “Note”), together with interest thereon as provided in the said Note and Security Deed, there will be sold by the undersigned at public outcry before the door of the Courthouse of Jackson County, Georgia during the legal hours of sale on the first Tuesday in December, 2009, to the highest and best bidder for cash, the following described real property:
SEE EXHIBIT “A”, ATTACHED BELOW.
The Secured Debt has been and is hereby declared due because of default, including (without limitation) the failure of the Borrower to pay same as and when due at maturity; said Secured Debt remaining in default, this sale will be made for the purpose of paying same and all expenses of sale, including all lawful costs, expenses, and attorney’s fees as provided in said Notes and Security Deed (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any and all outstanding ad valorem taxes and assessments (including taxes which are a lien, not yet due and payable); to all matters that would be disclosed by a current and accurate survey and inspection of the property, and to any liens, encumbrances, zoning ordinances, restrictions, covenants, easements, and other like matters of record superior to said Security Deed. The sale will further be conducted subject to: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Lender has complied with statutes to the extent required.
To the best of the knowledge and belief of the undersigned, the party in possession of the said property is Battle Properties, Inc. or a tenant or tenants claiming under same.
SunTrust Bank (successor in interest to First National Bank of Gwinnett)attorney-in-fact for Battle Properties, Inc. as aforesaid
Elizabeth A. Carroll
Thompson Hine LLP
One Atlantic Center, Suite 2200
1201 West Peachtree Street
Atlanta, Georgia 30309-3449
Phone: (404)541-2957
(Battle Properties, Inc. )
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
Exhibit A
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot C-95, Pod C, Links at Traditions, as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woodlands at Traditions”, recorded on February 24, 2005 at Plat Book 64, Pages 213-219, Jackson County Records, which plat is incorporated herein by this reference.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by KELLY A. OUELLETTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 3, 2005, in the amount of $138,048.00, and recorded in Deed Book 39-D, Page 165, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 22, Block A, The Village at Creekside, as per recorded in Plat Book 62, Page 132, Jackson County, Georgia Records, Georgia Records, which Plat is hereby referred to and made a part of this description.
which has the property address of 225 Market Way, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Kelly A. Ouellette and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Kelly A. Ouellette
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24665 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by BRENDA A. MILLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. “MERS” as nominee for COUNTRYWIDE HOME LOANS, INC., dated June 8, 2007, and filed for record June 15, 2007, in Deed Book 49-A, Page 657, Jackson County, Georgia Records, and securing a Note in the original principal amount of $278,600.00, last transferred to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the Certificate Holders CWALT, Inc. Mortgage Pass-Through Certificates Series 2007-16CB by Assignment filed for recording in Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by The Bank of New York Mellon f/k/a The Bank of New York , as Trustee for the Certificate Holders CWALT, Inc. Mortgage Pass-Through Certificates Series 2007-16CB as Attorney-in-Fact for Brenda A. Miller the following property to-wit:
All that tract or parcel of land lying and being in the 253rd District G. M., Jackson County, Georgia, being Lot 552, of Staghorn Plantation Subdivision, Phase VII, as per plat thereof recorded in Plat Book 57, Page 178, in the Office of the Clerk of the Superior Court for Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 129 Lewis Dailey CV, Nicholson, GA 30565.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Brenda A. Miller .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP as servicer for The Bank of New York Mellon f/k/a The Bank of New York , as Trustee for the Certificate Holders CWALT, Inc. Mortgage Pass-Through Certificates Series 2007-16CB to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon f/k/a The Bank of New York , as Trustee for the Certificate Holders CWALT, Inc. Mortgage Pass-Through Certificates Series 2007-16CB as Attorney-in-Fact for Brenda A. Miller
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-70)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by STEPHANIE W. STRICKLAND and STEVEN T. STRICKLAND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 27, 2006, in the amount of $275,600.00, and recorded in Deed Book 43-R, Page 787, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment, the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lot 54, Block A, Belmont Chase Subdivision, as per plat recorded in Plat Book 64, Page 243, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 23 Citation Way, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Stephanie W Strickland and Steven T Strickland and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. Attorney in Fact for Stephanie W. Strickland and Steven T. Strickland
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24164 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY G. GOOCH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 17, 2006, in the amount of $255,750.00, and recorded in Deed Book 42-H, Page 318, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 1765th District, G.M., Jackson County, Georgia, containing 7.07 acres, more or less, as shown on that plat of survey of Joseph L. Harwell, Surveyor, dated February 26, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 30, Page 23. Said plat, as recorded, is hereby incorporated by reference for a more complete description of said property. Subject to existing easements and Rights of Way for public roads and utilities now in use.
which has the property address of 385 Duck Road, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry G. Gooch and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Larry G. Gooch
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-23760 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of a Power of Sale contained in that certain Security Deed from BRIAN M. PHILLIPS and KELLI A. PHILLIPS to GREEN TREE FINANCIAL CORP. nka GREEN TREE SERVICING, LLC, dated May 15, 1997, and recorded in Deed Book 16-Q, Page 116, in the Office of the Clerk of Superior Court of Jackson County, Georgia, said Security Deed having been given to secure a Note dated, May 15, 1997, in the original principal amount of EIGHTY EIGHT THOUSAND THREE HUNDRED SIXTY SIX AND 00/100 DOLLARS ($88,366.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday of December 2009, regarding the following described property:
All that tract or parcel of land lying and being in the 242nd and 245th District, G.M., Jackson County, City of Jefferson, Georgia, being designated as Tract 7, containing 3.00 acres, as shown on that plat and survey for Quiet Acres-Unit Three, prepared by W.T. Dunahoo and Associates, Registered Surveyor, dated June 22, 1995 and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 46, Page 32. Subject to restrictive covenants recorded in Deed Book 15-B, Page 706. Said plat, as recorded, is hereby referenced for a more detailed description of said property.
Also conveyed herewith is a 1997 Fleetwood-Carriage Manor Manufactured Home, Serial No. GAFLV75AB67056-CD11, which is permanently attached to and made a part of the real property.
Said property is commonly known as 99 Carlton Way, Arcade, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may effect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Brian M. Phillips and Kelli A. Phillips or tenant(s).
Green Tree Servicing, LLC as Attorney-in-Fact for Brian M. Phillips and Kelli A. Phillips
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd., Suite B
Atlanta, Georgia 30319
(404) 728-0220
Ad Run Dates: 11/4/09; 11/11/09; 11/18/09; and 11/25/09
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by SHARON F. FILLINGAME to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for COUNTRYWIDE HOME LOANS, INC., dated April 6, 2006, and filed for record April 10, 2006, in Deed Book 43-K, Page 111, Jackson County, Georgia Records, and securing a Note in the original principal amount of $143,200.00; last transferred to CitiBank, N.A., as Trustee for the Holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-4 by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by CitiBank, N.A., as Trustee for the Holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-4 as Attorney-in-Fact for Sharon F. Fillingame the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 200, Block D, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 931 New Liberty Way, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Sharon F. Fillingame and/or Gary W. Fillingame.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, L.P. as servicer for CitiBank, N.A., as Trustee for the Holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-4 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiBank, N.A., as Trustee for the Holders of Structured Asset Mortgage Investments II Inc., Bear Stearns Alt-A Trust, Mortgage Pass-Through Certificates Series 2006-4 as Attorney-in-Fact for Sharon F. Fillingame
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from ELAINE DOWNS to CITIFINANCIAL SERVICES, INC. in the original principal amount of $51,989.42 dated 12/14/2004, and recorded in Deed Book 37-A, Page 797, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2009 by CitiFinancial Services, Inc., as Attorney-in-Fact for Elaine Downs the following described property:
All that tract of parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, being shown and delineated as Lot 2, containing 3.00 acres, more or less, according to a plat prepared by Venable & Associates, dated March 29, 1985, and being recorded in Plat Book 22, Page 53, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat is referred to herein for a more complete and detailed description.
Property known as: 6584 Jefferson River Road, Athens, GA 30607
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Elaine Downs.
CitiFinancial Services, Inc., as Attorney-in-fact for Elaine Downs.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-5969
(NV4,11,18,25B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from JOHANNA MATUS and STANLEY R. DENNIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., as nominee for FRANKLIN AMERICAN MORTGAGE COMPANY, dated August 21, 2007, recorded in Deed Book 50-B, Page 4, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-NINE THOUSAND SEVENTY-SEVEN AND 00/100 ($179,077.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, December 1, 2009 the following described property, to wit:
All that tract or parcel of land lying and being in GMD 428, City of Pendergrass, C [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRIAN K. PARKER and KIMBERLY D. PARKER to WELLS FARGO BANK, NA, dated May 26, 2006, recorded in Deed Book 44-A, Page 568, Jackson County, Georgia Records, as last transferred to US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2. by assignment recorded in Deed Book 54-G, Page 177, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED TWENTY THOUSAND AND 0/100 DOLLARS ($520,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian K. Parker and Kimberly D. Parker or a tenant or tenants and said property is more commonly known as 1371 Traditions Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust 2006-WFHE2. as Attorney in Fact for Brian K. Parker and Kimberly D. Parker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/clp2 12/1/09
Our file no. 53130808-FT12
EXHIBIT “A”
All that tract or parcel of land lying and being in the 248th GMD, Jackson County, Georgia, being Lot 38, Pod L, traditions of Braselton, Phase 1, as shown on plat recorded at Plat Book 62, Pages 50 through 58, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KENNETH B. SHELDON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 15, 2005, recorded in Deed Book 414, Page 44, Jackson County, Georgia Records, as last transferred to Saxon Mortgage Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTEEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($315,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Special Servicing, 4709 Mercantile Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kenneth B. Sheldon and Allison Taylor Sheldon or a tenant or tenants and said property is more commonly known as 219 Periwinkle Way, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Saxon Mortgage Services, Inc. as Attorney in Fact for Kenneth B. Sheldon
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ras 12/1/09
Our file no. 53076109-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in G.M.D. 428 and G.M.D. 455, Jackson County, Georgia, being Lot 12, Block B of The Falls of Stockton Farms Subdivision, Unit Five, as described on a plat of survey prepared by J. Chris Whitley, Georgia Registered Land Surveyor, entitled “Final Plat for The Falls of Stockton Farms Unit Five”, dated August 8, 2001, recorded August 17, 2001, in Plat Book 57, Page 216, Jackson County, Georgia Records, which plat is incorporated herein by reference.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EVELYN BAKER and W.C. BAKER to WELLS FARGO BANK, N.A., dated July 26, 2006, recorded in Deed Book 45-O, Page 624, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($295,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is W.C. Baker or a tenant or tenants and said property is more commonly known as 1817 Yarbrough Ridgeway R, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Evelyn Baker and W.C. Baker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/clp2 12/1/09
Our file no. 52842509-FT5
EXHIBIT “A”
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and on the northwest side of county road (paved), containing 1.50 acres, more or less, according to plat and survey of same of Roy A. Terrell, Surveyor, dated November 27, 1971, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 16, Page 41. Said tract is bounded, according to said plat, on the north by James Fl. Brown, on the east by said road, on the south by lands of W. C. Baker, and on the west by Will Cochran. Said plat is hereby incorporated by reference for a more particular description.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By virtue of the Power of Sale contained in a Security Deed given by DAVID BEATY to THE ESTATE OF WILLIE CLARK, dated August 22, 2008, recorded in Deed Book 53-D, Page 322, Jackson County, Georgia Records, conveying the after-described property to secure a Note dated August 22, 2008, in the original principal amount of $86,500.00, with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in the 1765th GMD, Jackson County, Georgia, being 1.50 acres, more or less, as shown on plat of survey for Norman Baird by James Robert Cheatham, Georgia Registered Surveyor, dated December 14, 1999, per plat recorded in Plat Book 56, at page 47, Jackson County, Georgia Records; said plat being incorporated herein and made a reference hereto. TOGETHER WITH a 2000 Palm Harbor mobile home presently situated on the property, whose serial number is best known as PH233448.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
As required by § 44-14-162.2 (a) of the Official Code of Georgia Annotated, you are hereby notified that the individuals who have full authority to negotiate, amend and modify all terms of the mortgage instrument referred above are Marty W. Clark and Mitchell D. Clark, Co-Executors, The Estate of Willie Clark, 6491 Jackson Trail Road, Jefferson, Georgia 30548. They can be reached at telephone number 770-294-5579.
To the best knowledge and belief of the undersigned, the party in possession of the property is David Beaty, or a tenant or tenants, and said property is more commonly known as 892 New Cut Road, Braselton, Georgia, 30517. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Marty W. Clark and Mitchell D. Clark as Attorneys in Fact for David Beaty
Natalie G. Cox as Attorney at Law for The Estate of Willie Clark
Strickland, Chesnutt & Lindsay, LLP
76 W. Candler
Winder, Georgia 30680
Our file no. 09-489B
(NV4,11,18,25B/887-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RIZWANA JAFFER to SUNTRUST MORTGAGE, INC., dated April 21, 2006, recorded in Deed Book 43-P, Page 203, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIX HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($650,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Rizwana Jaffer or a tenant or tenants and said property is more commonly known as 2090 Traditions Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Rizwana Jaffer
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 12/1/09
Our file no. 52249209-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th and 248th District G. M., Jackson County, Georgia, being Lot 1, Pod O, Traditions of Braselton, Phase II, recorded in Plat Book 62, Page 122, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
Parcel ID: 105D001O
Property Address: 2090 Tradition’s Way
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TORRANCE T. GREEN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. as nominee for LEHMAN BROTHERS BANK, FSB, a Federal Savings Bank, dated April 18, 2003, recorded in Deed Book 33-B, Page 202, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-TWO THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($72,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Nicholson, 253rd G.M. District of Jackson County, Georgia consisting of Lot 12, Block A of Ivy Plantation Subdivision according to a Plat of survey entitled “Final plan for Ivy Plantation”, prepared by W.T. Dunahoo and Associates, Georgia Registered Land Surveyors dated October 18, 1999 and recorded at Plat Book 54, Page 228 Jackson County, Georgia Records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Aurora Loan Services LLC can be contacted at 866-521-3828 or by writing to 2716 College Park Drive, Scottsbluff, NE 69361, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Torrance T. Green or a tenant or tenants and said property is more commonly known as 418 Ivy Creek Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Torrance T. Green
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/tmc 12/1/09
Our file no. 1305509-FT17
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANA L. LOMAS to BANK OF AMERICA, N.A., dated January 26, 2007, recorded in Deed Book 47-J, Page 401, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY-FOUR THOUSAND NINE HUNDRED EIGHTY AND 0/100 DOLLARS ($254,980.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in GMD 1691 & 428, Jackson County, Georgia, being Lot 27, Block B, Habersham Oaks, as per subdivision plat recorded in Plat Book 66, Pages 253-256, Jackson County, Georgia plat records, which plat is hereby referred to and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ana L. Lomas or a tenant or tenants and said property is more commonly known as 157 Van Eepoel Ct., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Ana L. Lomas
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/rao 12/1/09
Our file no. 1667909-FT17
(NV4,11,18,25B/12062-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JERRY N. HERR to BANK OF AMERICA, N.A., dated July 15, 2005, recorded in Deed Book 39-U, Page 798, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-EIGHT THOUSAND AND 0/100 DOLLARS ($148,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
Tract I:
All that tract or parcel of land lying and being in the 255th Land District, G.M. Jackson County, Georgia and being a part of what was known as the Logan Grady Rice place, said Tract of land containing 15.00 acres, more or less, according to a Plat and survey for Glen Baxter by Venable and Associates, surveyors, dated September 24, 1987, said Plat recorded in the office of the clerk of Superior Court of Jackson County, Georgia, in Plat Book 22, Page 298, which Plat and the recording thereof are incorporated herein for a more detailed description of the property. This is the same property conveyed to Kenneth Glenn Baxter in Deed Book 9-X Page 76 of the Jackson County, Georgia Deed Records. Said property is conveyed subject to the existing 20 foot egress and ingress easements as shown by said Plat and all other easements, covenants, and restrictions of Record.
Tract II:
All that tract or parcel of land lying and being in the 255th Land District, G.M., Jackson County, Georgia, containing 5.03 acres, more or less, as shown on Plat of survey for Sam Baxter by Tommy J. Phillips, surveyor, dated August 19, 1985, and recorded in the office of the clerk of Superior Court of Jackson County, Georgia in Plat Book 24, Page 43, of the Jackson County, Georgia Plat Records, and which Plat is incorporated by reference for a more complete description of said property. This is the same property conveyed to Kenneth Glenn Baxter in Deed Book 10-C, Page 403 of the Jackson County, Georgia Deed Records.
Said property is conveyed together with and subject to that easement leading from White Hill School Road across property now or formerly of Baxter to the above described property, said easement more fully shown and described on the above referenced Plat. Said property is further conveyed subject to all other easements, covenants, and restrictions of record.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry N. Herr or a tenant or tenants and said property is more commonly known as 0 Faith Baxter Rd., Parcell 22C, Commrad, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Jerry N. Herr
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/rao 12/1/09
Our file no. 1485609-FT17
(NV4,11,18,25B/12062-80T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PALINNHA S. MORROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC. d/b/a Sun America Mortgage, dated April 29, 2004, recorded in Deed Book 34H, Page 115, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($119,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that lot, tract, or parcel of land, lying and being in the 1691st GMD of Jackson County, being all of Lot 7 of Cedar Hollow Subdivision as shown on the subdivision plat of survey recorded in Plat Book 60, Page 132 of the Jackson County, Georgia Plat Records, and which plat is hereby incorporated by reference for more complete description of said property.
Said property is conveyed subject to all easements, covenants, and restrictions of record, if any.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Palinnha S. Morrow or a tenant or tenants and said property is more commonly known as 138 Sierra Way, Talmo, Georgia 30575.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Palinnha S. Morrow
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/jf 12/1/09
Our file no. 1757509-FT3
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SAMOIL OPREA to SUNTRUST MORTGAGE INC., dated June 21, 2007, recorded in Deed Book 49-E, Page 118, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 52-Q, Page 342, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-ONE THOUSAND AND 0/100 DOLLARS ($531,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 53, Pod P of Traditions of Braselton Subdivision, a per plat thereof recorded in plat book 64, page 150-152, in the Office of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Samoil Oprea or a tenant or tenants and said property is more commonly known as Lot 53 P Traditions, Braselton, Georgia 30019.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Samoil Oprea
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/nh5 12/1/09
Our file no. 1351509-FT2
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEREMY W. WALKER to SUNTRUST BANK, dated May 16, 2006, recorded in Deed Book 44-D, Page 466, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th G.M.D, Jackson County, Georgia, designated as Lot 82 in River Plantation, as per plat recorded in Plat Book 50, Page 192, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
Known: 19 River Chase
Parcel: 111-000-072-000
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy W. Walker or a tenant or tenants and said property is more commonly known as 19 River Chase, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Jeremy W. Walker
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/jf 12/1/09
Our file no. 1757809-FT3
(NV4,11,18,25B/12062-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRIS YOUNG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 23, 2008, recorded in Deed Book 52-N, Page 427, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SEVEN THOUSAND TWENTY-FIVE AND 0/100 DOLLARS ($137,025.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Chris Young or a tenant or tenants and said property is more commonly known as 50 Hale Ct., Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Chris Young
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ssh 12/1/09
Our file no. 53015709-FT11
EXHIBIT “A”
All that tract or parcel of land lying and being in GMD 455 of Jackson County Georgia, being Lot 7, section 2 of Pleasant Acres Subdivision, as per plat thereof recorded in Plat Book 9, Page 200, Jackson County Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description.
Commonly known as 50 Hale County, Maysville, GA 30558
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANDY DWAYNE LEE and JULIE LEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 18, 2003, recorded in Deed Book 32-X, Page 797, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($141,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Andy Dwayne Lee and Julie Lee or a tenant or tenants and said property is more commonly known as 474 Spratlin Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Andy Dwayne Lee and Julie Lee
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 12/1/09
Our file no. 53034009-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 257th GMD, Jackson County, Georgia, being Lot 27 of Spratlin Estates, as per plat recorded in Plat book 60, Pages 189-191, Jackson County, Georgia Records; which plat is hereby incorporated herein for a more complete and detailed description.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PATRICK A. CAMPBELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2007, recorded in Deed Book 50-O, Page 662, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-SIX THOUSAND AND 0/100 DOLLARS ($246,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick A. Campbell and Shawn R. Campbell or a tenant or tenants and said property is more commonly known as 26 Pintail Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Patrick A. Campbell
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 12/1/09
Our file no. 52561709-FT2
EXHIBIT “A”
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being Lot 35, of Mallard’s Cove, as per plat recorded in plat Book 66, page 118-121, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
(NV4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by LEEXAY GONGXENG and TOU VANG to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for GreenPoint Mortgage Funding, Inc., dated December 23, 2003 and filed for record January 2, 2004 in Deed Book 32-Z, Page 317, Jackson County, Georgia Records, and securing a Note in the original principal amount of $203,500.00; last transferred to U.S. Bank National Association, as Trustee for the Certificateholders of Mortgage-Backed Pass-Through Certificates, Series 2004-AR5 by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by U.S. Bank National Association, as Trustee for the Certificateholders of Mortgage-Backed Pass-Through Certificates, Series 2004-AR5 as Attorney-in-Fact for Leexay Gongxeng and Tou Vang the following property to-wit:
All that tract or parcel of land lying and being in the 455th G.M. District of Jackson County, Georgia, designated as Lot 2, Block A, Unit Two of The Falls County of Stockton Farm, containing 2.30 acres, more or less, as shown by plat and survey for The Falls of Stockton Farm-Unit Two, prepared by McFarland Dyer & Associates, Inc., dated September 18, 2000, as recorded in Plat Book 57, Page 54, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
The above described property is also known as 65 Primrose Lane, Pendergrass, GA 30567.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Leexay Gongxeng and/or Tou Vang.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP, as servicer for U.S. Bank National Association, as Trustee for the Certificateholders of Mortgage-Backed Pass-Through Certificates, Series 2004-AR5 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
U.S. Bank National Association, as Trustee for the Certificateholders of Mortgage-Backed Pass-Through Certificates, Series 2004-AR5 as Attorney-in-Fact for Leexay Gongxeng and Tou Vang
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV4,11,18,25B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CARLOS RAMIREZ and EMMA RAMIREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 28, 2005, and recorded in Deed Book 41-H, Page 348, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC BANK USA, National Association as Trustee for OMAC 2005-5, by Assignment securing a Note in the original principal amount of $199,405.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Minish GMD 1691 District, Jackson County, Georgia, being Lot 35 of Allen Creek Farms, said plat being recorded at Plat Book 64, Page 105, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference.
Said property is known as 64 Allen Bridge Road, Talmo, GA 30575, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Carlos Ramirez and Emma Ramirez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carlos Ramirez and Emma Ramirez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC BANK USA, National Association as Trustee for OMAC 2005-5 as Attorney-in-Fact for Carlos Ramirez and Emma Ramirez
File no. 09-019380
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV4,11,18,25B/1323-60T1P)
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