JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES REEVES and CHRISTINE REEVES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 27, 2006, recorded in Deed Book 43-H, Page 395, Jackson County, Georgia Records as last transferred to Wachovia Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-THREE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($233,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage Corporation, 1100 Corporate Center Drive, Raleigh, NC 27607, 8666428608. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James Reeves and Christine Reeves or a tenant or tenants and said property is more commonly known as 27 Clover Mill Dr., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wachovia Mortgage Corporation as Attorney in Fact for James Reeves and Christine Reeves
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cg1 11/3/09
Our file no. 52778109-FT1
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th and 248th G.M.D., Jackson County, Georgia, designated as Lot 1, Block “A”, Phase I of Clover Mill Farms Subdivision, containing 0.865 of an acre, more or less, as shown by plat and survey entitled “Final Plat for: Clover Mill Farms” prepared by Clover Mill Farms” prepared by Cornerstone Land Surveying, certified by James R. Smith, GRLS No. 2407, dated May 20, 1999 as recorded in Plat Book 54, Pages 80-81, Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
This property is subject to twenty foot drainage easement, ten foot water line easement and one foot no access easement as shown at Plat Book 54, Page 80 and protective covenants as recorded in Deed Book 20E, Page 38, as amended, in the Office of the Clerk of the Superior Court of Jackson County, Georgia Records.
(OC7,14,21,28B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM D. SANDSTROM and PEGGY D. SANDSTROM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 5, 2006, recorded in Deed Book 43-L, Page 682, Jackson County, Georgia Records as last transferred to Wachovia Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND SEVEN HUNDRED FIVE AND 0/100 DOLLARS ($141,705.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Mortgage Corporation, 1100 Corporate Center Drive, Raleigh, NC 27607, 8666428608. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William D. Sandstrom and Peggy D. Sandstrom or a tenant or tenants and said property is more commonly known as 281 Summerbrook Road, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wachovia Mortgage Corporation as Attorney in Fact for William D. Sandstrom and Peggy D. Sandstrom
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cg1 11/3/09
Our file no. 52778209-FT1
EXHIBIT A
All that tract or parcel of land lying and being in Porters GMD 1765m Jackson County, Georgia, being Lot 56, Block A, Vineyard Gate, Unit I, as per plat recorded in Plat Book 64, Pages 107-111, Jackson County Records, said plat being incorporated herein by reference thereto.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON BAIRD and HEATHER BAIRD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 10, 2007, recorded in Deed Book 50-B, Page 649, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 54-P, Page 62, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-TWO THOUSAND AND 0/100 DOLLARS ($232,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason Baird and Heather Baird or a tenant or tenants and said property is more commonly known as 322 Woods Creek Rd., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Jason Baird and Heather Baird
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pak 11/3/09
Our file no. 578109-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 29, Block A of Woods Hollow and being more particularly described and delineated according to a plat and survey prepared by W.T. Dunahoo and Associates, Inc., certified by W. T. Dunahoo, Georgia Registered Surveyor No. 1577, entitled “Final Plan for Woods Hollow,” said plat being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 68, Page 6; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY L. ROBERTS and TAMMY W. ROBERTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 24, 2006, recorded in Deed Book 43-S, Page 51, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 51-P, Page 704, Jackson County, Georgia Records, as last transferred to US Bank National Association on behalf of the certificateholders of CSAB Mortgage -backed pass-through certificates, Series 2006-3 by assignment recorded in Deed Book 0055Q, Page 0094, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIVE THOUSAND AND 0/100 DOLLARS ($205,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy L. Roberts and Tammy W. Roberts or a tenant or tenants and said property is more commonly known as 875 Hubert Pittman Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association on behalf of the certificateholders of CSAB Mortgage -backed pass-through certificates, Series 2006-3 as Attorney in Fact for Timothy L. Roberts and Tammy W. Roberts
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ar5 11/3/09
Our file no. 52636208-FT4
EXHIBIT A
All that tract or parcel of land lying, together with all improvements thereon, situate, lying and being in the 1691st G.M. District, Jackson County, Georgia, containing 5.0 acres, more or less, as per plat thereof recorded in Plat Book 66, Page 91, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ASTRID M. FISH and RICKY J. FISH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 2, 2007, recorded in Deed Book 49-R, Page 623, Jackson County, Georgia Records as last transferred to Wells Fargo Bank, NA. by assignment recorded in Deed Book 54-E, Page 388, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($113,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Astrid M. Fish and Ricky J. Fish or a tenant or tenants and said property is more commonly known as 78 Chandler Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA. as Attorney in Fact for Astrid M. Fish and Ricky J. Fish
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 11/3/09
Our file no. 53132708-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1704th GMD, Jackson County, Georgia, and being particularly shown and delineated on a plat of survey entitled, “Survey for L. Randall Elrod and Peggy L. Elrod” dated June 2, 1982, prepared by Landmark Engineering Corporation and recorded in the Office of the Clerk of the Superior Court, Jackson County, Georgia, in Plat Book 18, Page 182, reference being hereby made to said plat for a more complete description of the property herein conveyed.
Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use.
Property address: 78 Chandler Bridge Rd., Nicholson, Georgia 3056549 according to the present numbering system in Jackson County, Georgia. Map & Parcel # 017A 029A.
(OC7,14,21,28B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAO YANG and KAONOU LY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 21, 2006, recorded in Deed Book 45-S, Page 690, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment recorded in Deed Book 55L, Page 124, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND THREE HUNDRED SEVENTY-SEVEN AND 0/100 DOLLARS ($172,377.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dao Yang and Kaonou Ly or a tenant or tenants and said property is more commonly known as 30 Haddington Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA. as Attorney in Fact for Dao Yang and Kaonou Ly
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rk2 11/3/09
Our file no. 51036609-FT5
EXHIBIT A
All that tract or parcel of land lying and being in 245th GMD, Jackson County, Georgia, being Lot 80, of Jameston Place Subdivision f/k/a Highland Park, as per plat thereof recorded in Plat Book 63, Pages 64-65, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY J. KNIGHT and TONIA B. KNIGHT to FAMILY MORTGAGE & INVESTMENTS, dated September 10, 2001, recorded in Deed Book 24-O, Page 331, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 55T, Page 445, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND AND 0/100 DOLLARS ($146,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
All that tract or parcel of land lying and being in The 253rd District, G.M., Jackson County, Georgia, Being Lot 103, Staghorn Plantation Estates Subdivision, as per Plat recorded in Plat Book 22, Page 127, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy J. Knight and Tonia B. Knight or a tenant or tenants and said property is more commonly known as 5477 Waterworks Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Timothy J. Knight and Tonia B. Knight
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/vxv 11/3/09
Our file no. 11564508-FT3
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BUDDY LEE MOTES and ANDOLEA KAY MOTES to BANK OF AMERICA, N.A., dated June 9, 2006, recorded in Deed Book 44-I, Page 553, Jackson County, Georgia Records, as last transferred to Wells Fargo N.A. as Trustee for Banc of America Alternative Loan Trust 2006-7 Mortgage Pass-Through Certificates by assignment recorded in Deed Book 56A, Page 331, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTEEN THOUSAND AND 0/100 DOLLARS ($218,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and being that 2.160 acres, more or less, designated as Tract “B”, as more particularly shown on a plat of survey prepared for Tully J. Westmoreland by Rufus E. Owens, Registered Surveyor, dated March 28, 2002, recorded at Plat Book 60, Page 64, in the office of the clerk of the superior court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Bank of America can be contacted at 800-285-6000 or by writing to 475 Crosspoint Parkway, Getzville, NY 14068, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Buddy Lee Motes and Andolea Kay Motes or a tenant or tenants and said property is more commonly known as 961 Watkins Farm Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo N.A. as Trustee for Banc of America Alternative Loan Trust 2006-7 Mortgage Pass-Through Certificates as Attorney in Fact for Buddy Lee Motes and Andolea Kay Motes
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/hw1 11/3/09
Our file no. 1503609-FT2
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHIA HER and PHUA V. HER to HOMEBANC MORTGAGE CORPORATION, dated September 29, 2005, recorded in Deed Book 41-E, Page 130, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-THREE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($163,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Chia Her and Phua V. Her or a tenant or tenants and said property is more commonly known as 123 Plantation Dr., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-5 as Attorney in Fact for Chia Her and Phua V. Her
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ma0 11/3/09
Our file no. 52695109-FT1
EXHIBIT A
All that tract or parcel of land lying and being in 245 GMD of Jackson County, Georgia, being Lot 41, Block N/A, of Plantation Walk, as per plat recorded in Plat Book 62, Page 196, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SREEDEVI DADITHOTA to SUNTRUST MORTGAGE, INC., dated November 17, 2006, recorded in Deed Book 46-P, Page 516, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 55-P, Page 453, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
All that tract or parcel of land lying and being in The 248th District, G. M., Jackson County, Georgia, being Lot 5, Pod U of Traditions of Braselton -Phase 3 Subdivision, as per Plat thereof recorded in Plat Book 68, Pages 199-203, in the office of the clerk of the superior court, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sreedevi Dadithota or a tenant or tenants and said property is more commonly known as Lot 5, Section, Braselton, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Sreedevi Dadithota
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 11/3/09
Our file no. 1418409-FT2
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SYED RIZVI to SUNTRUST MORTGAGE, INC., dated January 27, 2006, recorded in Deed Book 43-D, Page 432, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($550,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th District G. M., Jackson County, Georgia, being Lot 75, Pod S, of Traditions of Braselton-Phase 2 Subdivision, as per Plat thereof recorded in Plat Book 66, Pages 48-53, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Syed Rizvi or a tenant or tenants and said property is more commonly known as Lot 75 S. Traditions, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Syed Rizvi
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 11/3/09
Our file no. 1291709-FT2
(OC714,21,28B/12062-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MELISA CORRADI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 16, 2006, recorded in Deed Book 44-V, Page 584, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of August 1, 2006, GSAMP Trust 2006-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND FIVE HUNDRED TEN AND 0/100 DOLLARS ($138,510.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Melisa Corradi or a tenant or tenants and said property is more commonly known as 51 River Mist Circle, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of August 1, 2006, GSAMP Trust 2006-HE5 as Attorney in Fact for Melisa Corradi
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brp 11/3/09
Our file no. 52684909-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, and being Lot 3, according to that plat of survey for River Mist Plantation, by Patton - Boyer, Inc., certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005, and recorded in Plat Book 66, Page 67, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
(OC7,14,21,28B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KIET D. NGUYEN to BANK OF AMERICA, N.A., dated April 12, 2007, recorded in Deed Book 48U, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($340,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kiet D. Nguyen or a tenant or tenants and said property is more commonly known as 661 Stapler Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, N.A. as Attorney in Fact for Kiet D. Nguyen
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/hw1 11/3/09
Our file no. 51934309-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 253rd GMD of Jackson County, Georgia being a 27.35 ac portion of Atkins Property, as per plat recorded in Plat Book 65, Page 171, Jackson County, Georgia Records, said plat by reference made a part hereof.
(OC7,14,21,28B/12062-60T1P)

Gpn20
Legal Notice
Jackson County
Delinquent Property Tax Sale
Under and by virtue of certain tax Fi. Fa.’s issued by the Tax Commissioner of Jackson County, Georgia, in favor of the State of Georgia and County of Jackson, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the Courthouse door in Jefferson, Jackson County, Georgia, between the legal hours of sale, on the first Tuesday in November, 2009, the same being November 3, 2009, and continuing on Wednesday, November 4, 2009, if necessary between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the State and County tax execution on the respective individual and property. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in Jackson County, State of Georgia. The years for which said Fi. Fa.’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer costs, all taxes, advertising costs and recording fees. Any mobile home(s) situated on the parcels are excluded from sale unless otherwise noted. Any mobile home included will be considered a fixture of the property. All redemption rights given to the land will apply to the mobile home.
Map & Parcel: 002013F
Defendant in Fi-Fa: Armstead, James C.
Current Record Holder: Staples, Jennifer Tarpkins
CRH Address: 1149 WL Williams Road
Commerce, GA 30530
Amount Due: $2,334.27
Tax Years Due: 2008, 2007
Deed Book: 51K/159
Legal Description: All that tract of land being in the: 255th GMD. And being 1.335 acres, more or less. As shown in Plat Book 10, Page 297. Or as further described in Deed Book 51K, Page 159. Also known as 1149 WL Williams Road.
Map & Parcel: 016001E
Defendant in Fi-Fa: Allen Michael Etal
Current Record Holder: Allen Michael; Allen, Janice; Allen, Stacy & Allen, James
CRH Address: 2617 Woodfen Drive
Ellenwood, GA 30294
Amount Due: $2,329.86
Tax Years Due: 2008, 2007
Deed Book: 48V/758
Legal Description: All that tract of land being in the: 1704th GMD. And being 4.222 acres, more or less. Being Tract 3D. As shown in Plat Book 46, Page 73. Or as further described in Deed Book 48V, Page 758.
Map & Parcel: 020B056
Defendant in Fi-Fa: Crawford, Charles R.
Current Record Holder: Crawford, Charles R.
CRH Address: PO Box 907667
Gainesville, GA 30501
Amount Due: $1,201.33
Tax Years Due: 2008, 2007
Deed Book: 27Q/72
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.35 acres, more or less. Being Lot 56, of Brentwood Estates Subdivision, Phase IV. As shown in Plat Book 60, Page 111. Or as further described in Deed Book 27Q, Page 72. Also known as 620 Bishop Court.
Map & Parcel: 020B057
Defendant in Fi-Fa: Crawford, Charles R.
Current Record Holder: Crawford, Charles R.
CRH Address: PO Box 907667
Gainesville, GA 30501
Amount Due: $1,201.33
Tax Years Due: 2008, 2007
Deed Book: 27Q/72
Legal Description: All that tract of land being in the: City of Commerce, 255th GMD. And being 0.35 acres, more or less. Being Lot 57, of Brentwood Estates Subdivision, Phase IV. As shown in Plat Book 60, Page 111. Or as further described in Deed Book 27Q, Page 72. Also known as 604 Bishop Court.
Map & Parcel: 030A026
Defendant in Fi-Fa: Suarez, Elizabeth
Current Record Holder: Suarez, Elizabeth
CRH Address: 264 Crooked Creek Village
Athens, GA 30607
Amount Due: $691.68
Tax Years Due: 2008, 2007
Deed Book: 25U/1
Legal Description: All that tract of land being in the: 242nd GMD. And being 0.86 acres, more or less. Being Lot 26, of Crooked Creek Village Subdivision. As shown in Plat Book 9, Page 17. Or as further described in Deed Book 25U, Page 1. Also known as 264 Crooked Creek Village.
Map & Parcel: 099002
Defendant in Fi-Fa: Sosebee, George
Current Record Holder: Sosebee, George
CRH Address: 3768 Blackstock Rd
Talmo, GA 30575-2023
Amount Due: $6,243.69
Tax Years Due: 2008, 2007
Deed Book: 4Q/429
Legal Description: All that tract of land being in the: Talmo Milina District. And being 14.10 acres, more or less. As shown in Plat Book 4, Page 157. Or as further described in Deed Book 4Q, Page 429. Also known as 3768 Blackstock Road.
Map & Parcel: 100002
Defendant in Fi-Fa: Sosebee, George
Current Record Holder: Sosebee, George
CRH Address: 3768 Blackstock Rd
Talmo, GA 30575-2023
Amount Due: $601.24
Tax Years Due: 2008, 2007
Deed Book: 16I/636
Legal Description: All that tract of land being in the: 1691st GMD. And being 1.73 acres, more or less. As shown in Plat Book 29, Page 44. Or as further described in Deed Book 16I, Page 636.
Map & Parcel: 100010K
Defendant in Fi-Fa: Sosebee, George C.
Current Record Holder: Sosebee, George C.
CRH Address: 3768 Blackstock Rd
Talmo, GA 30575-2023
Amount Due: $1,700.58
Tax Years Due: 2008, 2007
Deed Book: 14S/371
Legal Description: All that tract of land being in the: 1691st GMD. And being 3.160 acres, more or less. Being Lot 17. As shown in Plat Book 46, Page 7. Or as further described in Deed Book 14S, Page 371.
Map & Parcel: 102A031A
Defendant in Fi-Fa: Pethel, Beverly Ann
Current Record Holder: Pethel, Beverly Ann f/k/a Richardson, Beverly Ann
CRH Address: 238 Church Street
Pendergrass, GA 30567
Amount Due: $3,232.43
Tax Years Due: 2008, 2007
Deed Book: 7K/586
Legal Description: All that tract of land being in the: City of Pendergrass, 428th GMD. And being 1.02 acres, more or less. As shown in Plat Book 6, Page 299. Or as further described in Deed Book 7K, Page 586. Also known as 238 Church Street.
Map & Parcel: 102A058
Defendant in Fi-Fa: Pethel, Beverly R.
Current Record Holder: Pethel, Beverly R.
CRH Address: 238 Church Street
Pendergrass, GA 30567
Amount Due: $535.39
Tax Years Due: 2008, 2007
Deed Book: 17U/613
Legal Description: All that tract of land being in the: City of Pendergrass, 428th GMD. And being 0.13 acres, more or less. Being Tract 2B. As shown in Plat Book 52, Page 124. Or as further described in Deed Book 17U, Page 613.
Map & Parcel: 102A059
Defendant in Fi-Fa: Pethel, Beverly Ann
Current Record Holder: Pethel, Beverly R.
CRH Address: 238 Church Street
Pendergrass, GA 30567-0117
Amount Due: $512.94
Tax Years Due: 2008, 2007
Deed Book: 18A/438
Legal Description: All that tract of land being in the: City of Pendergrass, 428th GMD. And being 0.11 acres, more or less. As shown in Plat Book 48, Page 236. Or as further described in Deed Book 18A, Page 438.
Map & Parcel: 103C020B
Defendant in Fi-Fa: J S Builders LLC
Current Record Holder: Quantum National Bank
CRH Address: 505 Peachtree Ind Blvd
Suwanee, GA 30024
Amount Due: $1,354.78
Tax Years Due: 2008, 2007
Deed Book: 53P/204
Legal Description: All that tract of land being in the: 248th GMD. And being 0.79 acres, more or less. Being Lot 20, Block B, of Whitaker’s Downs Subdivision, Unit 3. As shown in Plat Book 60, Page 85. Or as further described in Deed Book 53P, Page 204.
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN FRASER and SAMANTHA FRASER to WELLS FARGO BANK, NA, dated March 30, 2007, recorded in Deed Book 48-F, Page 419, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SEVEN THOUSAND FIVE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($177,525.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Steven Fraser and Samantha Fraser or a tenant or tenants and said property is more commonly known as 411 Spinner Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Steven Fraser and Samantha Fraser
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/afm 11/3/09
Our file no. 52917809-FT7
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 66, Bryan Mill Subdivision, Phase II, as per plat recorded in Plat Book 64, Pages 198-199, Jackson County Records, said plat being incorporated herein by reference thereto.
(OC7,14,21,28B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY NASH and Kim Nash to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for Delta Funding Corp., dated November 09, 2004, recorded in Deed Book 36-T, Page 307, Jackson County, Georgia, as last transferred to HSBC BANK USA, N.A. AS TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET- BACKED CERTIFICATES, SERIES 2004-4 by assignment to be recorded __, JACKSON County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND FIVE HUNDRED AND NO/100 DOLLARS ($104,500.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of JACKSON County, Georgia, within the legal hours of sale on the first Tuesday in November 2009 the following described property:
Land referred to in this commitment is described as all that certain property situated in Maysville in the County of Jackson, State of Georgia, and being described in a deed dated 10/22/98 and recorded 11/09/98 in Book 18-Q, Page 17, among the land records of the county and state set forth above, and referenced as follows:
Lot: Block:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson County, Georgia, being shown and designated as Lot No. Four (4), containing 10.00 acres, more or less, and having such areas, courses, directions, dimensions, distances, metes, shapes and bounds according to plat of survey by Clelland A. Tyson, Surveyor, dated March 16, 1990 and recorded in Plat Book 33, Page 187 Records of Jackson County, Georgia, to which reference is made and the description and record thereof incorporated herein as a part of this description reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Nash and Kim Nash or a tenant or tenants and said property is more commonly known as 1183 Dixon Bridge Road, Maysville, GA 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC BANK USA, N.A. AS TRUSTEE FOR THE REGISTERED HOLDERS OF THE RENAISSANCE HOME EQUITY LOAN ASSET-BACKED CERTIFICATES, SERIES 2004-4 as Attorney in Fact for Gregory Nash and Kim Nash
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/SM 09/09/2009
Our File# GA03FSE091001551
(OC7,14,21,28P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from FRANK W. COOK, JR. to BANK OF AMERICA, N.A., dated September 27, 2006, recorded October 5, 2006, in Deed Book 45-U, Pages 641-657, Jackson County, Georgia Records, and modified in Deed Book 49-V, Pages 0014-0019, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THREE HUNDRED EIGHTY THOUSAND FIVE HUNDRED FIFTY-ONE AND 00/100 DOLLARS ($380,551.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of America, N.A., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th District G.M. of Jackson County, Georgia, being Lot 27, Pod O, Traditions of Braselton Subdivision, as recorded in Plat Book 66, Page 131, Jackson County, Georgia Records. which plat is incorporated herein and made a part hereof by reference tax
Parcel ID#: 105d 0270
Said property is commonly known as 2302 North Pear Grove Court, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Frank W. Cook, Jr., Frank W. Cook, Jr., Frank W. Cook, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BANK OF AMERICA, N.A. as Attorney in Fact for FRANK W. COOK, JR.
Lender Contact: BOA, Loss Mitigation Dept., 475 CrossPoint Parkway, P.O. Box 9000, Getzville, NY 14068-9000
TELEPHONE NUMBER: 800-846-2222
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
CASE NO. BOA-09-30723-2
WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP
(OC7,14,21,28B/18915-60)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMIE K. ADAIR and MICHAEL S. ADAIR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 28, 2005, and recorded in Deed Book 42-E, Page 262, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for Fremont Home Loan Trust 2006-1, by Assignment securing a Note in the original principal amount of $147,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the G.M.D. 1474, Jackson County, Georgia, consisting of 2.97 acres, and being more particularly described as follows:
Beginning at an IPF on the Easterly right -of-way of Sharon Court (a 60 foot right-of-way). 0.1 mile from its intersection with Sarah Street; running thence South 77 degrees 38 minutes East 500.36 feet to a point; thence South 21 degrees 01 minutes West 270.43 feet to point; thence North 85 degrees 29 minutes West 422.37 feet to an IPF on said right-of-way of Sharon Court; thence along said right-of-way North 03 degrees 20 minutes East 91.60 feet to a point; thence North 05 degrees 49 minutes East 236.08 feet to the POINT OF BEGINNING, as shown on a plat of survey for Paul D. Newell and Rena M. Newell , by Allen L. Venable, Jr., Georgia Registered Land Surveyor, dated April 28, 1993, which plat is incorporated herein by reference and made a part hereof.
Said property is known as 115 Sharon Lane, Athens, GA 30607, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Jamie K. Adair and Michael S. Adair, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jamie K. Adair and Michael S. Adair, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for Fremont Home Loan Trust 2006-1 as Attorney-in-Fact for Jamie K. Adair and Michael S. Adair
File no. 09-011011
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JOE CHULICK, a/k/a JOE M. CHULICK and BEVERLY F. CHULICK a/k/a BEVERLY CHULICK and LEVY CHULICK a/k/a LEVI CHULICK to HOMEBANC MORTGAGE CORPORATION, dated April 26, 2006, and recorded in Deed Book 43-Z, Page 502, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA National Association as Successor Trustee to Wells Fargo Bank N.A. as Trustee for Bear Stearns Mortgage Funding Trust 2006-AC1, by Assignment securing a Note in the original principal amount of $239,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF LAND Lying and being in the 1407th G.M. District, Jackson County, Georgia, being Tract 24, Phase III, of Deer Creek Farms Subdivision, as per plat recorded in Plat Book 29, Page 164, Jackson County, Georgia, Records, reference to which plat is made for a complete description of the property.
AND:
ALL THAT TRACT OR PARCEL OF LAND Lying and being in the 1407th G.M.D., of Jackson County, Georgia, being Lot 23B, Phase III of Deer Creek Farms Subdivision, as per plat recorded in Plat Book 45, Page 13, Jackson County, Georgia, records, reference to which plat is made for a complete description of the property.
Said property is known as 88 Doe Ridge, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Joe Chulick, a/k/a Joe M. Chulick and Beverly F. Chulick a/k/a Beverly Chulick and Levy Chulick a/k/a Levi Chulick, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Joe Chulick a/k/a Joe M. Chulick and Beverly F. Chulick a/k/a Beverly Chulick and Levy Chulick a/k/a Levi Chulick, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA National Association as Successor Trustee to Wells Fargo Bank N.A. as Trustee for Bear Stearns Mortgage Funding Trust 2006-AC1 as Attorney-in-Fact for Joe Chulick, a/k/a Joe M. Chulick and Beverly F. Chulick a/k/a Beverly Chulick and Levy Chulick a/k/a Levi Chulick
File no. 09-017293
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd.,
Suite 100
Atlanta, GA 30341-3941
(770)220-2535/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CAROL L. HUNT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for EQUIFIRST CORPORATION, dated October 2, 2006, and recorded in Deed Book 45-X, Page 2, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2006 EQ2 Asset-Backed Certificates, Series 2006-EQ2 by Assignment to be filed for record in Jackson County, Georgia Records, conveying the after-described property to secure a Note of even date in the original principal amount of $345,950.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, to wit: November 3, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, containing 10.40 acres, more or less, according to a survey for Dwayne S. Ansley and Renee S. Ansley prepared by Venable and Associates, registered land surveyors, dated February 25, 1991, revised March 18, 1993, as per plat recorded in Plat Book 40, Page 145, in the office of the clerk of superior court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description. Together with a 20 foot easement for the purpose of ingress and egress along the northerly boundary of said property. Subject to all easements and restrictions of record.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 1477 Galilee Church Road, Jefferson, GA 30549 is (are): Carol L. Hunt or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2006 EQ2 Asset-Backed Certificates, Series 2006-EQ2 as attorney in fact for Carol L. Hunt
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC09-775
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by JEANNETTE S. PACKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for WILMINGTON FINANCE, INC., dated March 16, 2007, and recorded in Book 48-B, Page 117, Jackson County, Georgia Records, and further assigned to The Bank of New York Mellon formerly known as The Bank of New York on behalf of CIT Mortgage Loan Trust 2007-1, said Deed to Secure Debt/Security Deed having been given to secure a Note dated March 16, 2007, in the original principal sum of ONE HUNDRED THREE THOUSAND ONE HUNDRED TWENTY AND 00/100 ($103,120.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described as:
All that tract or parcel of Land Lying and being in Minish GMD 255, Jackson County, Georgia, being Lot 64, Phase Four, Brentwood Estates, as per plat recorded in Plat Book 60, Page 111, Records of Jackson County, Georgia, which plat is incorporated herein by reference.
Parcel No.: 020B 064
which has the property address of 494 Bishop Ct., Commerce, GA 30529, together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Jeannette S. Packer, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Jeannette S. Packer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
The Bank of New York Mellon formerly known as The Bank of New York on behalf of CIT Mortgage Loan Trust 2007-1 as attorney-in-fact for Jeannette S. Packer
The Bank of New York Mellon f/k/a The Bank of New York on behalf of CIT Mortgage Loan Trust 2007-1
Attn: Loss Mitigation
715 S Metropolitan Ave
Oklahoma City, OK 73108
1-800-621-1437
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CARMEN L. MITCHELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 30, 2002, and recorded in Deed Book 26-V, Page 410, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $139,700.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot No. 22, Block A, Morgan’s Creek Subdivision, as per plat recorded in Plat Book 57, Page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
Said property is known as 445 Hamilton Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Carmen L. Mitchell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Carmen L. Mitchell, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Carmen L. Mitchell
File no. 09-018388
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KLM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(OC7,14,21,28B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JACK S. CARDIN and BOBBIE F. CARDIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 22, 2006, recorded in Deed Book 44-E, Page 738, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($57,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jack S. Cardin and Bobbie F. Cardin or a tenant or tenants and said property is more commonly known as 45 Cole Court Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Jack S. Cardin and Bobbie F. Cardin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brm 11/3/09
Our file no. 52878609-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the Minish GMD 255, City of Commerce, Jackson County, Georgia, being Lot 19, Block A, Cole Court, as per plat recorded in Plat Book 60, Page 171, Jackson County Records, which plat is hereby incorporated by reference thereto and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Security Deed from ROBERT SIMMONS and LORRIE SIMMONS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., as nominee for BSM FINANCIAL, L.P. dated March 29, 2007, recorded in Deed Book 48-C, Pages 335-348, Jackson County Records, and last assigned to Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-NINE THOUSAND FIVE HUNDRED EIGHTY-SEVEN AND 00/100 ($89,587.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday, November 3, 2009 the following described property, to wit:
Legal description attached hereto and made a part hereof, Includes Manufactured Housing Unit(s) described as follows:
Make: Southern Energy
Model: Southwind
Width: 28
Length: 76
Serial # DSE2AL9654A/B
Year: 1996
Said Unit(s) attached to the land in a permanent manner so as to be rendered an immovable fixture and an integral part of the subject property.
All that tract or parcel of land lying and being in the 253rd GMD, Jackson County, State of Georgia and containing 2.111 acres, according to that plat of survey prepared for Denver K. Phillips by Ringo & Sadler, GRLS, dated March 18, 1996, recorded in Plat Book 47, Page 369, in the Office of the Clerk of Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
This conveyance is made subject to all zoning ordinances, easements, covenants and restrictions affecting said bargained premises.
The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.
Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property Robert Simmons and Lorrie Simmons or, a tenant or tenants, and said property was or is commonly known as 256 Tal Phillips Road, Commerce, GA 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC As Attorney in Fact for Robert Simmons and Lorrie Simmons
Martin & Brunavs
2800 North Druid Hills Rd.
Building B, Suite 100
Atlanta, GA 30329
(404) 982-0088
M&B File No.: 09-8692
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1327-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by EARL BOYETT and ROXANNE BOYETT to OPTION ONE MORTGAGE CORPORATION dated May 11, 2001, in the amount of $64,800.00, and recorded in Deed Book 24-C, Page 146, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 455th District, G.M. Jackson County, Georgia, being Lot No. 130, Section 2, of Pleasant Acres Subdivision, as per plat recorded in Plat Book 9, Page 200, Office of the Clerk of Superior Court of Jackson County, Georgia, said plat being incorporated herein by reference. For a more detailed description of said lot, reference is hereby made to said plat as recorded.
Bordered on the North by Lot 129; on the West by Lot 126; on the South by Lot 131; and on the East by Lot 114.
which has the property address of 74 Shady Lane Court, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Earl Boyett and Roxanne Boyett and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Earl Boyett and Roxanne Boyett
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-22308 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by VICTOR J. HAWBAKER and DALE K. HAWBAKER TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 12, 2002, recorded in Deed Book 27-V, Page 474, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND TWO HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($118,265.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Victor J. Hawbaker and Dale K. Hawbaker or a tenant or tenants and said property is more commonly known as 316 Baugh Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Victor J. Hawbaker and Dale K. Hawbaker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sm01 11/3/09
Our file no. 52831709-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 255, Jackson County, City of Commerce, Georgia, being Lot 29, Block A, Deer Creek on plat of said subdivision recorded in Jackson County plat records at Plat Book 57, Page 251, which plat is incorporated herein by reference for a more complete description.
Also conveyed herewith is a 1/29th undivided interest per lot in the “Amenity Site” as shown on the above referenced plat.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWN JORDAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 9, 2007, recorded in Deed Book 48-A, Page 235, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND FOUR HUNDRED SIX AND 0/100 DOLLARS ($138,406.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Jordan or a tenant or tenants and said property is more commonly known as 95 Creekdale Drive, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Shawn Jordan
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sc6 11/3/09
Our file no. 52808309-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, lying and being in the 255th G.M. District, Jackson County, Georgia, being Lot 4 of Millwood Station East Subdivision, as per plat thereof recorded in Plat Book 60, Page 42, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRUCE W. CROCKER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 30, 2004, recorded in Deed Book 35-E, Page 418, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND FIVE HUNDRED THIRTY-THREE AND 0/100 DOLLARS ($161,533.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bruce W. Crocker or a tenant or tenants and said property is more commonly known as 88 Birchmore Trail, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP. as Attorney in Fact for Bruce W. Crocker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mnr 11/3/09
Our file no. 52820309-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known as and designated as Lot 10, Block A, Jefferson Walk East Subdivision, Unit One, as more particularly described on a plat of survey recorded at Plat Book 62, Page 81, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by MARIA S. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PINE STATE MORTGAGE CORPORATION, dated September 20, 2006, and filed for record September 25, 2006, in Deed Book 45-P, Page 123, Jackson County, Georgia Records, and securing a Note in the original principal amount of $168,720.00; last transferred to The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 by Assignment filed for record 07/28/09, in Deed Book 55-U, Page 425, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 75, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 37-42, revised at Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 762 New Liberty Way, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Maria S. Perez .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loan Servicing, LP servicer for The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for
Maria S. Perez
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-70)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by AZMI MUFTI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as nominee for COUNTRYWIDE HOME LOANS, INC., dba AMERICA’ WHOLESALE LENDER, dated May 15, 2007, and filed for record May 21, 2007, in Deed Book 48-S, Page 386, Jackson County, Georgia Records, and securing a Note in the original principal amount of $538,525.27; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for record July 9, 2009 in Deed Book 005R, Page 63, Jackson County, Georgia Records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 23, Pod I, Traditions of Braselton Phase 1, as per plat recorded in Plat Book 62, Pages 42-46, in the Office of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The above described property is also known as 830 Low Falls Court, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Azmi Mufti .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-60) [Full Story »] 

Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from CARL I. ROBERTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $156,000.00 dated 04/30/2003, and recorded in Deed Book 30-A, Page 90, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009, by CitiMortgage, Inc., as Attorney-in-Fact for Carl I. Robertson the following described property:
All that tract or parcel of land lying and being in the 253rd District G.M. Jackson County, Georgia, and being that 2.238 acres, more or less, designated as Lot 6 on a final plat for Phase II, Cabin Creek Estates, prepared by W. T. Dunahoo, Registered Land Surveyor, dated January 20, 2000, recorded in Plat Book 54, Page 193, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Subject to any easements and restrictions of record.
Property known as: 570 Cabin Creek, Nicholson, GA 30565
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Carl I. Robertson.
CitiMortgage, Inc., as Attorney-in-fact for Carl I. Robertson.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-6023
(OC7,14,21,28B/224-60)

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Notice of Sale
Notice of Sale Under Power i
n Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from BRIAN BOWLES and KIMBERLY BOWLES to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $128,700.00 dated 11/15/2006, and recorded in Deed Book 46-I, Page 684, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of November, 2009, by CitiMortgage, Inc., as Attorney-in-Fact for Brian Bowles and Kimberly Bowles the following described property:
All that tract or parcel of land lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, and being designated as Lot No. 2 on a plat of survey of The Fields Subdivision, as more particularly shown on plat of survey prepared by Barry D. Lord, Registered Surveyor, dated January 29, 2003, recorded in Plat Book 60, Page 183, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description.
Property known as: 414 Victoria Street, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 866-450-3172
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Brian Bowles and Kimberly Bowles.
CitiMortgage, Inc., as Attorney-in-fact for Brian Bowles and Kimberly Bowles.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-6370
(OC7,14,21,28B/224-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WANDA I. MERCED to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated, August 31, 2005, in the amount of $118,000.00, and recorded in Deed Book 40-X, Page 240, Jackson County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC. ASSET-BACKED CERTIFICATES, SERIES 2005-9 by assignment, the undersigned, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC. ASSET-BACKED CERTIFICATES, SERIES 2005-9 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257th District of Jackson County, Georgia, being Lot 19, Block A, Hampton Creek, as more particularly described o a plat of survey recorded in Plat Book 57, Page 188, Jackson County, Georgia Records, which said plat is incorporated herein by reference and made a part hereof.
Subject to protective covenants dated 6-12-2001 and recorded in Deed Book 23-S, Page 378, Jackson County, Georgia Records.
which has the property address of 65 Hampton Creek Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Wanda I. Merced and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS,INC. ASSET-BACKED CERTIFICATES, SERIES 2005-9 Attorney in Fact for Wanda I. Merced
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17150 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOHNNY BISHOP to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 26, 2005, in the amount of $256,500.00, and recorded in Deed Book 40-J, Page 217, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2005-C, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-C under the Pooling and Servicing agreement dated Sept 1, 2005, by assignment, the undersigned, Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2005-C, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-C under the Pooling and Servicing agreement dated Sept 1, 2005, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated as Lot 27, Harris Hills Subdivision, and being more particularly shown on a survey entitled Survey for Harris Hills, dated April 13, 2001, by W.T. Dunahoo & Associates, Registered Land Surveyors, and recorded in Plat Book 57, Page 189, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
which has the property address of 481 Harris Hills Drive, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Johnny Bishop and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2005-C, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2005-C under the Pooling and Servicing agreement dated Sept 1, 2005 Attorney in Fact for Johnny Bishop
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-11953 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-60)

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Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from YOLANDA REED to COMMUNITY BANK & TRUST, dated September 25, 2007, and recorded in Deed Book 0050-F, Page 467(the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated September 25, 2007, made by Grantor in the original principal amount of $128,505.00(the “Note”), together with interest thereon and other obligations as provided in the Note and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, to wit: November 3, 2009, the following described property:
All that tract or parcel of land lying and in the City of Jefferson, Jefferson District (GMD 245) of Jackson County, Georgia, being all of Lot 1, Alexander Place Subdivision, as shown on plat survey dated October 14, 1994, recorded in Plat Book 44, Page 132, Jackson County, Georgia Records, which plat is incorporated by reference for a more complete description of said property.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is Yolanda Reed or a tenant or tenants and said property is more commonly known as 1220 Old Swimming Pool Rd., Jefferson, GA 30549.
Community Bank & Trust as Attorney in Fact for Yolanda Reed.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by RYAN KAUL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for COUNTRYWIDE BANK, FSB, dated August 8, 2008, and filed for record August 25, 2008, in Deed Book 53-C, Page 711, Jackson County, Georgia records, and securing a Note in the original principal amount of $81,530.00; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in November, 2009, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for Ryan Kaul the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 253rd District, G.M., City of Nicholson, Jackson County, Georgia, being Lot 4, containing 0.825 acres, more or less, of Quiet Oaks Subdivision, as per plat of survey entitled “Final Plat for Quiet Oaks Subdivision” prepared by Venable & Associates, Inc., certified by Allen L. Venable, GRLS, dated April 20, 1999, and being recorded in Plat Book 54, Page 36, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 69 Autumn Drive, Nicholson, GA 30565.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Ryan Kaul .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney-in-Fact for Ryan Kaul
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by HENRY AARON and HENRY MONICA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 3, 2004, in the amount of $162,720.00, and recorded in Deed Book 36-A, Page 541, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 1765, Jackson County, Georgia, being Lot 10, Arbor Pointe, Phase II, on plat of said subdivision, recorded in Jackson County plat records at Plat Book 62, Pages 149-150, which plat is incorporated herein by reference for a more complete description.
which has the property address of 247 Arbor Trace, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Henry Aaron and Henry Monica and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Henry Aaron and Henry Monica
Anthony DeMarlo, Attorney/pdrosario
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-21482 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(OC7,14,21,28B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC., dated April 27, 2007, and recorded in Deed Book 48-N, Pages 368-371, Jackson County, Georgia Records, Modification dated March 25, 2008, recorded in Deed Book 52-M, Pages 432-434, Jackson County, Georgia Records and Modification dated March 25, 2009, recorded in Deed Book 55-L, Pages 580-582, Jackson County, Georgia Records.
Said Security Deed having been given to secure a Note dated June 23, 2009, in the original principal sum of ONE HUNDRED EIGHTY SIX THOUSAND ONE HUNDRED SEVENTY FIVE AND NO/100 ($186,175.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09153L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lot 68, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC., dated January 13, 2006 and recorded in Deed Book 42-G, Pages 106-109, Jackson County, Georgia Records, Modification dated January 13, 2007, recorded in Deed Book 47-O, Pages 4-6, Jackson County, Georgia Records, Modification dated July 14, 2007, recorded in Deed Book 49-Q, Pages 191-193, Jackson County, Georgia Records, Modification dated January 12, 2008, recorded in Deed Book 51-M, Pages 420-422, Jackson County, Georgia Records, Modification dated March 12, 2008, recorded in Deed Book 52-M, Pages 445-447, Jackson County, Georgia Records, Modification dated March 25, 2009, recorded in Deed Book 55L Pages 577-579, Jackson County Georgia Records, and Modification dated August 1, 2009, recorded in Deed Book 56-A, Pages 341-343, Jackson County, Georgia Records.
Said Security Deed having been given to secure a Note dated August 1, 2009, in the original principal sum OF FORTY THOUSAND EIGHT HUNDRED FIFTY FIVE AND 56/100 ($40,855.56), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09151L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 92 and 93, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to A & S BUILDERS, INC., dated January 23, 2004 and recorded in Deed Book 33-Q, Pages 518-521, Jackson County, Georgia Records and Deed Book 4863, Pages 525-528, Hall County, Georgia Records; Modification dated January 23, 2006, recorded in Deed Book 37-T Pages 51-53, Jackson County, Georgia Records and Deed Book 5229 Pages 526-528, Hall County, Georgia Records, Modification dated January 23, 2006, and recorded in Deed Book 42-T Pages 327-329 and Deed Book 5609, Pages 23-25, Hall County, Georgia Records, Modification dated July 24, 2006, and recorded in Deed Book 45-F, Pages 276 and Deed Book 5792, Pages 564-566, Hall County, Georgia Records, Modification dated September 7, 2006, and recorded in Deed Book 5847 Pages 226-228, Hall County, Georgia Records, Modification dated December 28, 2096 and recorded in Deed Book 5924, Pages 470-472, Hall County, Georgia Records, Modification dated June 28, 2007 and recorded in Deed Book 49-J. Pages 741-743, and Deed Book 6111, Pages 252-254, Modification dated June 28, 2008 and recorded in Deed Book 52-Y, Pages 783-786, and Deed Book 6394, Pages 252-255, and Modification dated October 29, 2008, recorded in Deed Book 53-Y, Pages 648-651, Jackson County, Georgia Records, and Deed Book 6452, Pages 118-121, Hall County Georgia Records.
Said Security Deed having been given to secure a Note dated October 29, 2008, in the original principal sum of FOUR HUNDRED NINE THOUSAND FIVE HUNDRED AND NO/100 ($409,500.00), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of A & S Builders, Inc., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for A & S BUILDERS, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09154L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 385, Hall County, Georgia and GMD 1765, Jackson County, Georgia, being Lots 1, 6, 8-9, 15-35, 38-61, 96-103, and 129, White Horse Subdivision on Plat of said subdivision recorded in Hall County Plat Records at Plat Book 838, Pages 154-168 and Recorded in Jackson County Plat Records at Plat Book 62, Pages 153-167, which plats are incorporated herein by reference for a more complete description.
Also conveyed herein for each Lot conveyed above is an undivided one one-hundred thirtieth (1/130th) interest in the “open space” area shown on said subdivision plat.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC., dated January 13, 2006 and recorded in Deed Book 42-G, Pages 98-101, Jackson County, Georgia Records, Modification dated January 13, 2007, recorded in Deed Book 47-O, Pages 1-3, Jackson County, Georgia Records, Modification dated July 14, 2007, recorded in Deed Book 49-Q, Pages 194-196, Jackson County, Georgia Records, Modification dated January 12, 2008, recorded in Deed Book 51-M, Pages 174-176, Jackson County, Georgia Records, Modification dated March 12, 2008, recorded in Deed Book 52-M, Pages 435-437, Jackson County, Georgia Records, and Modification dated March 25, 2009, recorded in Deed Book 55-F Pages 740-742, Jackson County Georgia Records.
Said Security Deed having been given to secure a Note dated March 25, 2009, in the original principal sum of TWO HUNDRED THIRTY NINE THOUSAND EIGHT HUNDRED TWENTY FIVE DOLLARS AND 09/100 ($239,825.09), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09150L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 80, 81, 82, 83, 84, & 85, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, Jackson County
By virtue of the power of sale contained in that certain Security Deed from GWINNETT COMMUNITY BANK to GREENWOOD BUILDER GROUP, INC., dated April 27, 2007 and recorded in Deed Book 48-N, Pages 374-377, Jackson County, Georgia Records, Modification dated March 25, 2008, recorded in Deed Book 52-M, Pages 429-431, Jackson County, Georgia Records, Modification dated March 25, 2009, recorded in Deed Book 55-F, Pages 743-745, Jackson County, Georgia Records, and Modification dated August 1, 2009, recorded in Deed Book 55-X, Pages 542-544
Said Security Deed having been given to secure a Note dated August 1, 2009, in the original principal sum of ONE HUNDRED SEVENTY EIGHT THOUSAND SEVEN HUNDRED FIVE AND 85/100 ($178,705.85), as modified pursuant to the subsequent Modification Agreements, with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold as the property of GREENWOOD BUILDER GROUP, INC., subject to the outstanding ad valorem taxes and/or assessments, if any, and all easements, restrictions and zoning ordinances and any matters of record which may be superior to this Security Deed.
GWINNETT COMMUNITY BANK As Attorney-in-Fact for GREENWOOD BUILDER GROUP, INC.
O’Kelley & Sorohan
Attorneys at Law, LLC
2170 Satellite Boulevard
Suite 375
Duluth, GA 30097
OS File #09152L
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, City of Jefferson, Georgia, being Lots 92, The Heritage at Jefferson, Phases II & III, as shown on Plat of said subdivision recorded in Jackson County Plat Records at Plat Book 64, Pages 175-179, which plat is incorporated herein by reference for a more complete description.
(OC7,14,21,28P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DENNIS KONING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 25, 2007, recorded in Deed Book 48-N, Page 607, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis Koning or a tenant or tenants and said property is more commonly known as 9517 Rushmore Circle, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Dennis Koning
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/nh5 11/3/09
Our file no. 52657709-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 1765th District, G.M., Jackson County, Georgia, being Lot 74, of The Township at Mulberry Park Subdivision, as per plat thereof recorded in Plat Book 66, Pages 146-155, in the Office of the Clerk of the Superior Court Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(OC7,14,21,28B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID W. COMBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 24, 2006, recorded in Deed Book 43-F, Page 743, Jackson County, Georgia Records, as last transferred to Bank of America, National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOURTEEN THOUSAND AND 0/100 DOLLARS ($114,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in November, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David W. Combs or a tenant or tenants and said property is more commonly known as 355 Fairfield Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as Attorney in Fact for David W. Combs
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ak3 11/3/09
Our file no. 52912709-FT5
EXHIBIT A
All that tract or parcel of land lying and being in General Militia District 245 of Jackson County, Georgia, being Lot 80, Block A, Brookside Subdivision, as per plat recorded in Plat Book 64, Page 70, Jackson County Records, said plat being incorporated herein by reference thereto.
(OC7,14,21,28B/12062-60T1P)
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