JacksonHeraldTODAY

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by KANHAI GARIB and HULSEY GARIB to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FIRST BANK, dated 04/25/2007, and recorded on 05/08/2007 as Book No. 48-0 and Page No. 255-275, JACKSON County, Georgia Records, as last assigned to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDER AND LENDERS SUCCESSORS AND ASSIGNS, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $327,077.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the JACKSON County Courthouse within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in G.M.D. 428 and 1691, Jackson County, Georgia, being Lot 16, Block A, of Hidden Oaks Subdivision, as per plat thereof recorded in Plat Book 66, Pages 253-255, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 397 HIDDEN TRAIL, PENDERGRASS, GEORGIA 30567, is/are: KANHAI GARIB AND HULSEY GARIB or tenant/tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Mortgage Electronic Registration Systems, Inc., as nominee for lender and lenders successors and assigns as Attorney in Fact for KANHAI GARIB AND HULSEY GARIB.
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
20090031407512
BARRETT, DAFFIN & FRAPPIER, L.L.P. 4004 Beltline, Building 2, Suite 100 Addison, Texas 75001-4417 Telephone: (972) 341-5398.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by LOETT VANDENACK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 9, 2004, and recorded in Deed Book 347, Page 17, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to LSF6 Mercury REO Investments trust Series 2008-1 by Assignment securing a Note in the original principal amount of $109,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407 G.M.D. Jackson County, Georgia, being Lot 10 of Panther Creek Estates, Phase One, and being more particularly shown and delineated by a plat of survey of said subdivision
Recorded in Plat Book 35, at Page 22, Office of the Clerk of Superior Court of Jackson County, Georgia, which plat is incorporated herein and made a part hereof by reference, subject to protective covenants filed and recorded in Plat Book 35, at Page 22, aforesaid records.
Said property is known as 160 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Loett Vandenack, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Loett Vandenack, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
LSF6 Mercury REO Investments trust Series 2008-1 as Attorney-in-Fact for Loett Vandenack
File no. 09-015990
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by GILMAR O. LOPEZ to OCONEE STATE BANK, dated August 25, 2000, and recorded in Deed Book 21-X, Page 37, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for SASCO 2005-RF3, by Assignment securing a Note in the original principal amount of $118,919.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, and being Lot 72, Block A, of Holder’s Mill Subdivision, Phase III, Jackson County, Georgia, as per plat recorded in Plat Book 54, Page 182, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by this reference.
Said property is known as 655 Monte Lane, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Gilmar O. Lopez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Gilmar O. Lopez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for SASCO 2005-RF3 as Attorney-in-Fact for Gilmar O. Lopez
File no. 09-016059
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KM
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,23B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by AZMI MUFTI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as nominee for Countrywide Home Loans, Inc., dba America’ Wholesale Lender, dated May 15, 2007 and filed for record May 21, 2007, in Deed Book 48-S, Page 386, Jackson County, Georgia Records, and securing a Note in the original principal amount of $538,525.27; last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by Assignment filed for recording in Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 245th and 248th District, GM, Jackson County, Georgia, being Lot 23, Pod I, Traditions of Braselton Phase 1, as per plat recorded in Plat Book 62, Page 42-46, in the Office of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
The above described property is also known as 830 Low Falls Court, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Azmi Mufti .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney-in-Fact for Azmi Mufti
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/119-60)

gpn20
Tax Notice
Delinquent Property Tax Sale
Under and by virtue of certain tax Fi. Fa.’s issued by the Tax Commissioner of Jackson County, Georgia, in favor of the State of Georgia and County of Jackson, against the following named persons and the property as described next to their respective name(s). There will be sold for cash or certified funds at public outcry, before the Courthouse door in Jefferson, Jackson County, Georgia, between the legal hours of sale, on the first Tuesday in September, 2009, the same being September 1, 2009 , and continuing on Wednesday, September 2, 2009, if necessary between the legal hours of sale, 10:00 AM and 4:00 PM. The below listed and described properties, or as much thereof as will satisfy the State and County tax execution on the respective individual and property. The property (ies) hereinafter described have been levied on as the property of the persons whose names immediately precede the property description. Each of the respective parcels of property are located in Jackson County, State of Georgia. The years for which said Fi. Fa.’s are issued and levied are stated opposite the name of the owner in each case. Each defendant and tenant in possession, if applicable, has been notified of levy time and place of sale. Purchaser shall pay for title, all transfer costs, all taxes, advertising costs and recording fees. Any mobile home(s) situated on the parcels are excluded from sale unless otherwise noted. Any mobile home included will be considered a fixture of the property. All redemption rights given to the land will apply to the mobile home.
Map & Parcel: 055012I
Defendant in Fi-Fa: Michael, Christopher J.
Current Record Holder: Michael, Christopher J.
CRH Address: PO Box 488
Auburn, GA 30011
Amount Due: $807.49
Tax Years Due: 2008, 2007
Deed Book: 26Y/306
Legal Description: All that tract of land being in the: City of Arcade, 257th GMD. And being 1.67 acres, more or less. Being Lot 30, of Hidden Oaks Subdivision. As shown in Plat Book 22, Page 264. Or as further described in Deed Book 26Y, Page 306. Also known as 223 Hidden Oaks Lane.
Map & Parcel: 061010
Defendant in Fi-Fa: Wiley, Jesse
Current Record Holder: Wiley, Jesse
CRH Address: 111 Park St
Maysville, GA 30558-1803
Amount Due: $2,873.79
Tax Years Due: 2008, 2007
Deed Book: 14L/386
Legal Description: All that tract of land being in the: City of Maysville, 465th GMD. And being 4.01 acres, more or less. Being Tracts 1 & 2. As shown in Plat Book 45, Page 54. Or as further described in Deed Book 14L, Page 386.
Map & Parcel: 064020B
Defendant in Fi-Fa: SMC Investment Group Inc.
Current Record Holder: SMC Investment Group Inc.
CRH Address: % Angela Flores
4768 Ardmore Lane
Hoschton, GA 30548
Amount Due: $6,457.14
Tax Years Due: 2008, 2007
Deed Book: 49X/536
Legal Description: All that tract of land being in the: 455th GMD. And being 3.084 acres, more or less. Being Tract 2, of Highland Farms Subdivision. As shown in Plat Book 68, Page 136. Or as further described in Deed Book 49X, Page 536. Also known as 955 Dry Pond Road.
Map & Parcel: 067011
Defendant in Fi-Fa: Edwards, Kenneth A.
Current Record Holder: Edwards, Kenneth A.
CRH Address: 2330 County Farm Road
Jefferson, GA 30549
Amount Due: $6,756.06
Tax Years Due: 2008, 2007
Deed Book: 8N/204
Legal Description: All that tract of land being in the: 257th GMD. And being 40.00 acres, more or less. As shown in Plat Book 12, Page 93. Or as further described in Deed Book 8N, Page 204. Also known as 1808 Highway 82 North.
Map & Parcel: 067038B
Defendant in Fi-Fa: McCluster, Elizabeth Mary
Current Record Holder: McCluster, Elizabeth Mary Estate & Heirs Known & Unknown of
CRH Address: 2515 Waterworks Rd
Commerce, GA 30529
Amount Due: $1,841.66
Tax Years Due: 2008, 2007
Deed Book: 8J/329
Legal Description: All that tract of land being in the: 245th GMD. And being 0.882 acres, more or less. As shown in Plat Book 15, Page 162. Or as further described in Deed Book 8J, Page 329. Also known as 164 Holders Siding Road.
Map & Parcel: 067038R
Defendant in Fi-Fa: McCluster, Scott Aker Jr.
Current Record Holder: McCluster, Scott Aker Jr.
CRH Address: % Katherine Smith
254 Fairlane Drive
Athens, GA 30607
Amount Due: $1,343.34
Tax Years Due: 2008, 2007
Deed Book: 8J/328
Legal Description: All that tract of land being in the: 245th GMD. And being 0.88 acres, more or less. As shown in Plat Book 15, Page 162. Or as further described in Deed Book 8J, Page 328
Map & Parcel: 067041J1
Defendant in Fi-Fa: Pack Rat Holdings
Current Record Holder: Pack Rat Holdings & Pac Rat Atlanta II
CRH Address: 157 E Bay Street
Charleston, SC 29401
Amount Due: $2,085.07
Tax Years Due: 2008, 2007
Deed Book: 36K/285
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 2.31 acres, more or less. Or as further described in Deed Book 36K, Page 285.
Map & Parcel: 068039C
Defendant in Fi-Fa: Boyd, John Larry & Betty
Current Record Holder: Boyd, John Larry & Betty
CRH Address: PO Box 147
Pendergrass, GA 30567
Amount Due: $2,842.86
Tax Years Due: 2008, 2007
Deed Book: 23P/363
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 3.00 acres, more or less. Being Tract 3. As shown in Plat Book 60, Page 154. Or as further described in Deed Book 23P, Page 363.
Map & Parcel: 068063I1
Defendant in Fi-Fa: Greenwood, Joseph A.
Current Record Holder: Greenwood, Joseph A.
CRH Address: 365 Peachtree Road
Jefferson, GA 30549
Amount Due: $2,661.34
Tax Years Due: 2008, 2007
Deed Book: 23W/564
Legal Description: All that tract of land being in the: City of Jefferson, 245th GMD. And being 2.50 acres, more or less. Being Tract 3. As shown in Plat Book 58, Page 176. Or as further described in Deed Book 23W, Page 564. Also known as 365 Peachtree Road. Included is a 2002 Palm Harbor Mobile Home 16 X 80 Serial Number: PH23447551PH23-4475
Map & Parcel: 069009G
Defendant in Fi-Fa: Simpson, Issac & Elease
Current Record Holder: Simpson, Issac & Elease
CRH Address: 747 ML King Jr Dr
Jefferson, GA 30549
Amount Due: $1,719.92
Tax Years Due: 2008, 2007
Deed Book: 45G/785
Legal Description: All that tract of land being in the: 245th GMD. And being 1.17 acres, more or less. Being Tract 3. As shown in Plat Book 25, Page 23. Or as further described in Deed Book 45G, Page 785. Also known as 723 ML King Jr Drive.
Map & Parcel: 069D019
Defendant in Fi-Fa: BLW Home Group Inc.
Current Record Holder: BLW Home Group Inc.
CRH Address: 5408 Progress Ct
Braselton, GA 30517
Amount Due: $20,258.78
Tax Years Due: 2008, 2007
Deed Book: 37F/681
Legal Description: All that tract of land being in the: 245th GMD. And being 5.04 acres, more or less. Being Lot 19, of Equestrian Estates Subdivision, Phase 1. As shown in Plat Book 64, Page 130. Or as further described in Deed Book 37F, Page 681. Also known as 469 Carriage Avenue.
Map & Parcel: 070040E1
Defendant in Fi-Fa: Bailey, Lisa M.
Current Record Holder: Bailey, Lisa M.
CRH Address: 279 Nathaniel Drive
Jefferson, GA 30549
Amount Due: $2,543.75
Tax Years Due: 2008, 2007
Deed Book: 31R/645
Legal Description: All that tract of land being in the: 245th GMD. And being 4.00 acres, more or less. Or as further described in Deed Book 31R, Page 645. Also known as 279 Nathaniel Drive.
Map & Parcel: 0700413
Defendant in Fi-Fa: Radulea, Hendel
Current Record Holder: Radulea, Hendel & Lavinia
CRH Address: 205 Carruth Road
Jefferson, GA 30549
Amount Due: $6,277.61
Tax Years Due: 2008, 2007
Deed Book: 21H/301
Legal Description: All that tract of land being in the: 242nd & 245th GMD. And being 2.495 acres, more or less. Being Lot 3, of Dove Acres Subdivision. As shown in Plat Book 54, Page 146. Or as further described in Deed Book 21H, Page 301. Also known as 205 Carruth Road.
Map & Parcel: 070166
Defendant in Fi-Fa: Cody, John
Current Record Holder: Cody, Joan C.
CRH Address: 2376 Athens Hwy Lot 11
Jefferson, GA 30549-5860
Amount Due: $3,555.81
Tax Years Due: 2008, 2007
Deed Book: 13P/7
Legal Description: All that tract of land being in the: 245th GMD. And being 4.00 acres, more or less. As shown in Plat Book 57, Page 53, as Parcel A. Or as further described as a portion of that tract in Deed Book 13P, Page 7. Less & Except: 3.00 acres shown in Plat Book 36, Page 167 & 10.862 acres shown in Plat Book 57, Page 63.
Map & Parcel: 070A013A
Defendant in Fi-Fa: Black, James Gary
Current Record Holder: Black, James Gary
CRH Address: 95 Hwy 82 South
Jefferson, GA 30549-5721
Amount Due: $4,727.63
Tax Years Due: 2008, 2007
Deed Book: 21V/209
Legal Description: All that tract of land being in the: City of Arcade, 245th GMD. And being 1.25 acres, more or less. As shown in Plat Book 32, Page 43. Or as further described in Deed Book 21V, Page 209. Also known as 95 Highway 82 South.
Map & Parcel: 071048
Defendant in Fi-Fa: Phillips, Brian M. & Kelli
Current Record Holder: Phillips, Brian M. & Kelli
CRH Address: 99 Carlton Way
Jefferson, GA 30549-5057
Amount Due: $1,397.02
Tax Years Due: 2008, 2007
Deed Book: 16Q/115
Legal Description: All that tract of land being in the: City of Jefferson, 242nd & 245th GMD. And being 4.00 acres, more or less. Being Tract 7, of Quiet Acres Subdivision, Unit 3. As shown in Plat Book 46, Page 32. Or as further described in Deed Book 16Q, Page 115. Also known as 99 Carlton Way. Also included is a 1997 Fleetwood Carriage Mobile Home 27 X 80 Serial No: GAFLV75AB67056CD11.
Map & Parcel: 076008I
Defendant in Fi-Fa: Davis, Hannah C.
Current Record Holder: Davis, Hannah C.
CRH Address: 512 Blacks Creek Church Rd
Commerce, GA 30530
Amount Due: $1,848.65
Tax Years Due: 2008, 2007
Deed Book: 26N/778
Legal Description: All that tract of land being in the: 455th GMD. And being 2.10 acres, more or less. Being Lot 2. As shown in Plat Book 31, Page 120. Or as further described in Deed Book 26N, Page 778. Also known as 118 Law Road.
Map & Parcel: 076015A
Defendant in Fi-Fa: Main Street Bank
Current Record Holder: Main Street Bank n/k/a Branch Banking & Trust Company
CRH Address: 1302 W Spring Street
Monroe, GA 30655
Amount Due: $4,242.25
Tax Years Due: 2008, 2007
Deed Book: 38S/777
Legal Description: All that tract of land being in the: 455th GMD. And being 13.00 acres, more or less. Or as further described in Deed Book 38S, Page 777.
Map & Parcel: 076A037
Defendant in Fi-Fa: Hamilton, Michael E.
Current Record Holder: Hamilton, Michael E.
CRH Address: 281 Ethridge Road
Jefferson, GA 30549-5130
Amount Due: $920.12
Tax Years Due: 2008, 2007
Deed Book: 18R/261
Legal Description: All that tract of land being in the: 455th GMD. And being 1.01 acres, more or less. Being Lot 37, of Pleasant Acres Subdivision, Section II. As shown in Plat Book 9, Page 200. Or as further described in Deed Book 18R, Page 261.
Map & Parcel: 076A087
Defendant in Fi-Fa: Stinchcomb, Richard R.
Current Record Holder: Stinchcomb, Richard R.
CRH Address: 198 Hillside Way
Maysville, GA 30558
Amount Due: $676.63
Tax Years Due: 2008, 2007
Deed Book: 23J/209
Legal Description: All that tract of land being in the: 455th GMD. And being 1.01 acres, more or less. Being Lot 87, Section 2, of Pleasant Acres Subdivision. As shown in Plat Book 9, Page 200. Or as further described in Deed Book 23J, Page 209. Also known as 198 Hillside Way.
Map & Parcel: 076A173
Defendant in Fi-Fa: Nix, John
Current Record Holder: Griffin, Patsy
CRH Address: 1395 Benson Drive
Gainesville, GA 30501
Amount Due: $920.12
Tax Years Due: 2008, 2007
Deed Book: 49U/185
Legal Description: All that tract of land being in the: 455th GMD. And being 1.01 acres, more or less. Being Lot 26, of Pleasant Acres Subdivision, Section I. As shown in Plat Book 9, Page 200. Or as further described in Deed Book 49U, Page 185. Also known as 425 Pinetree Circle.
Map & Parcel: 077073
Defendant in Fi-Fa: Athens Water Services Inc.
Current Record Holder: Athens Water Services Inc.
CRH Address: 1322 Jimson Cir SE
Conyers, GA 30013
Amount Due: $639.82
Tax Years Due: 2008, 2007, 2006, 2005, 2004, 2003, 2002, 2001, 2000
Deed Book: 15Y/30
Legal Description: All that tract of land being in the: 455th GMD. And being 0.01 acres, more or less. Being “Well Lot 20’ x 20’. As shown in Plat Book 48, Page 230. Or as further described in Deed Book 15Y, Page 30.
Map & Parcel: 077A039
Defendant in Fi-Fa: Holley Ridge Investments LLC
Current Record Holder: Holley Ridge Investments LLC
CRH Address: % James Henderson
3024 Deepwater Drive
Gainesville, GA 30506
Amount Due: $5,586.85
Tax Years Due: 2008, 2007
Deed Book: 40Z/204
Legal Description: All that tract of land being in the: 455th GMD. And being 0.62 acres, more or less. Being Lot 39, of Holly Ridge Subdivision. As shown in Plat Book 64, Page 191. Or as further described in Deed Book 40Z, Page 204. Also known as 124 Emily Forest Way.
Map & Parcel: 080020B1
Defendant in Fi-Fa: Martin, Charles G.
Current Record Holder: Martin, Charles G.
CRH Address: 2249 US Hwy 129 N
Jefferson, GA 30549
Amount Due: $5,413.97
Tax Years Due: 2008, 2007
Deed Book: 23Z/448
Legal Description: All that tract of land being in the: 245th GMD. And being 4.784 acres, more or less. As shown in Plat Book 58, Page 210. Or as further described in Deed Book 23Z, Page 448. Also known as 2225 US Highway 129 North.
Map & Parcel: 088A024
Defendant in Fi-Fa: Krohn, Stephen Leonard
Current Record Holder: Krohn, Stephen Leonard
CRH Address: 2120 River Heights Walk
Atlanta, GA 30329
Amount Due: $2,072.24
Tax Years Due: 2008, 2007
Deed Book: 21J/214
Legal Description: All that tract of land being in the: 455th GMD. And being 3.078 acres, more or less. Being Lot 24, of River Ridge Subdivision, Phase II. As shown in Plat Book 56, Page 134. Or as further described in Deed Book 21J, Page 214. Also known as 207 Streamside Drive.
Map & Parcel: 089009H
Defendant in Fi-Fa: Jackson, Glenn T. Jr.
Current Record Holder: Jackson, Glenn T. Jr.
CRH Address: 4634 Holly Springs Rd
Pendergrass, GA 30567-3502
Amount Due: $9,035.65
Tax Years Due: 2008, 2007, 2006
Deed Book: 12F/195
Legal Description: All that tract of land being in the: 455th GMD. And being 12.68 acres, more or less. Being Tract 3A. As shown in Plat Book 35, Page 129. Or as further described in Deed Book 12F, Page 195. Also known as 4634 Holly Springs Road.
Map & Parcel: 092022B
Defendant in Fi-Fa: Network Properties LLC
Current Record Holder: Network Properties LLC
CRH Address: 1010 Jesse Jewell Parkway
Gainesville, GA 30501
Amount Due: $1,048.95
Tax Years Due: 2008, 2007
Deed Book: 41P/530
Legal Description: All that tract of land being in the: 428th GMD. And being 4.67 acres, more or less. Being Tract II. Or as further described in Deed Book 41P, Page 530.
Map & Parcel: 092027
Defendant in Fi-Fa: Network Properties LLC
Current Record Holder: Network Properties LLC
CRH Address: 1010 Jesse Jewell Parkway
Gainesville, GA 30501
Amount Due: $5,880.91
Tax Years Due: 2008, 2007
Deed Book: 41P/530
Legal Description: All that tract of land being in the: 428th GMD. And being 31.57 acres, more or less. Being Tract I. Or as further described in Deed Book 41P, Page 530.
Map & Parcel: 094D004
Defendant in Fi-Fa: Derrick Harris Inc LLC
Current Record Holder: Derrick Harris Inc LLC
CRH Address: 3875 Laurel Brook Way
Snellville, GA 30039
Amount Due: $2,094.64
Tax Years Due: 2008, 2007
Deed Book: 45M/765
Legal Description: All that tract of land being in the: 245th GMD. And being 0.78 acres, more or less. Being Lot 4, of Woods Hollow Subdivision. As shown in Plat Book 68, Page 6. Or as further described in Deed Book 45M, Page 765.
Map & Parcel: 100002H1
Defendant in Fi-Fa: Davis, Jeffery A.
Current Record Holder: Davis, Jeffery A.
CRH Address: 512 Blacks Creek Church Road
Commerce, GA 30529
Amount Due: $1,580.38
Tax Years Due: 2008, 2007
Deed Book: 43Y/220
Legal Description: All that tract of land being in the: 1691st GMD. And being 6.90 acres, more or less. Being Lot 10B, of Banyon Creek Estates Subdivision. As shown in Plat Book 58, Page 225. Or as further described in Deed Book 43Y, Page 220. Also included is a 1996 Horton Homes Mobile Home Vin #H1185667GLR. Also known as 509 Banyon Creek Drive.
Map & Parcel: 101021A
Defendant in Fi-Fa: Hill, Buzzy
Current Record Holder: First Georgia Banking Co.
CRH Address: 12991 Highway 34
Franklin, GA 30217
Amount Due: $2,251.48
Tax Years Due: 2008, 2007
Deed Book: 55E/209
Legal Description: All that tract of land being in the: 242nd GMD. And being 1.49 acres, more or less. Or as further described in Deed Book 55E, Page 209. Al shown in Plat Book 63, Page 139.
Map & Parcel: 101021C
Defendant in Fi-Fa: Park At Allen Creek LLC
Current Record Holder: First Georgia Banking Co.
CRH Address: 12991 Highway 34
Franklin, GA 30217
Amount Due: $9,637.85
Tax Years Due: 2008, 2007
Deed Book: 55E/410
Legal Description: All that tract of land being in the: 242nd GMD. And being 12.762 acres, more or less. As shown in Plat Book 64, Page 100. Or as further described in Deed Book 55E, Page 410.
Don Elrod
Jackson County Tax Commissioner
Ex-Officio Sheriff
* Deed Book: Refers to Deed Records located in the Jackson County Courthouse, Clerk of Superior Court’s Office where property is more fully described. 4C-2-26
(AU5,12,19,26B/485-310P1)

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Abandoned
Vehicle
Notice of Abandoned Vehicle
Pursuant to OCGA Subsection 40-11-2, Seymour’s Wrecker Service through it’s agents states that the following vehicle is abandoned and will be sold at a later date if not picked up as stated at 2909 Ila Road, Commerce, GA 30530.
Chevy 1500
VIN: 1GCDC14Z7L222929
(AU19,26P2)

Gpn17
Abandoned
Vehicle
Public Sale of Abandoned Vehicles
Pursuant to OCGA Subsection 40-11-2, Seymour’s Wrecker Service through it’s agents states that the following vehicles are abandoned and will be sold at a later date if not picked up as stated at 2909 Ila Road, Commerce, GA 30530.
1) 1997 Ford Explorer
VIN: 1FMZU3-5PXWZA47619
2) 1996 Nissan Truck
VIN: 1N65D11S7TC345187
(AU19,26P2)

Gpn17
Abandoned
Vehicles
Public Sale of Abandoned Vehicles
Pursuant to OCGA Subsection 40-11-2, Seymour’s Wrecker Service through it’s agents states that the following vehicles are abandoned and will be sold at auction on Monday, August 31st, 2009, at 10:00 a.m., at 2909 Ila Road, Commerce, GA 30530.
1) 2001 Luxury Trailer Camper
VIN: #5CZ300R3711115283
2) 1983 Honda Motorcycle
VIN: #JH2RC1405DM0155
(AU19,26P2)

Gpn17
Abandoned
Vehicle
This notice is to the owner’s/lien holders of a 2005 FORD MUSTANG, Vin. #1ZVFT82H655133534, picked up from RANDY’S TOWING on 08/06/08. The vehicle is being processed as an abandoned/derelict motor vehicle and will be disposed of if not redeemed and charges paid. Recovery Services Inc., 770-534-0850.
(AU19,25P2)

Gpn07
Tonge Estate
Notice to Debtors and Creditors
All creditors of the Estate of SHARON KAY TONGE, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 3 day of August, 2009.
Sammy Tonge
3737 Old Maysville Rd.
Commerce, GA 30529
(AU19,26,SE2,9P4)

Gpn10
Citation
Georgia, Jackson County
Estate No. GM-09-138
In re: Petition of WILLIAM DOUGLAS & KATHY B. BURDETTE for temporary letters of guardianship
Estate of ALEXANDRIA JACOBS, Minor
To: DARRELL WAYNE JONES
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held at a later date.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Clerk of Probate Court
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(AU19,26B/498-30)

Gpn10
Citation
Georgia, Jackson County
Estate No. GM-09-141
In Re: Petition for JILL ELLIOTT for temporary letters of guardianship
Estate of TROY STEVEN CHANDLER LANIER, Minor
To: Troy Steven Lanier:
You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner(s) as temporary guardian(s), must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than 14 days after this notice is mailed, or 10 days after this notice is personally served upon you, or ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.
NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner(s) as guardian(s), or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be held at a later date.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Clerk of Probate Court
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(AU19,26B/498-30)

Gpn02
Legal Notice
BAY COUNTY ENTERPRISES, LLC has applied for a beer and wine license to sell malt and vinous beverages or distilled spirits by the package at 4928 Maysville Rd., Commerce, GA 30529, with an opening date of August 15, 2009. All history checks have been completed and there are no negative responses. The owner of the property is GAYLE LITTMAN.
(AU19,26P2)

Gpn15
Name Change
State of Georgia, County of Jackson
Notice is hereby given that DIANA LYNN DERBY, filed her petition to the Superior Court, Jackson County, Georgia, on August 10, 2009, praying for a name change for petitioner from DIANA LYNN DERBY to DIANA LYNN HIGGINS and for a name change for petitioner’s minor son from DYLAN LEWIS DERBY to DYLAN LEWIS HIGGINS. Notice is hereby given pursuant to law to any interested or affected party to appear in Court and file objections to such name change. Objections must be filed with said Court within 30 days of the filing date.
(AU19,26,SE2,9P4)

gpn06
Inc. Notice
Notice is given that articles of organization that will incorporate STAPLER REAL ESTATE, LLC have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 311 Andrew Ridge Drive, Jefferson, Georgia, 30549, and its initial registered agent at such address is Stephanie Stapler.
(AU19,26P2)

gpn06
Inc. Notice
Notice is given that Articles of Incorporation which will incorporate DEPTH, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 94 Swann Court, Jefferson, GA 30549, and its initial registered agent at such address is Tracy Walden.
(AU12,19P2)

gpn06
Inc. Notice
Notice is given that Articles of Incorporation that will incorporate DAVIS DESIGN & INSPECTION, INC. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 266 Trotters Trace, Jefferson, GA 30549, and its initial registered agent at such address is JUDY W. DAVIS.
(AU19,26P2)

Gpn18
Cannon Estate
Georgia, Jackson County Probate Court
Notice
JAMES SAMMY CANNON has petitioned to be appointed Administrator of the estate of HAROLD SAMMY CANNON, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 A.M. on August 31, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Probate Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(AU5,12,19,26/498-20)

Divorce Notice
In the Superior Court of Jackson County
State of Georgia
Misty Hubbard, Plaintiff,
v.
Danny Hubbard, Defendant,
Civil Action File No. X09CV1203
Notice of Publication
TO: Danny Hubbard
By Order of the Court for service by publication dated July 24, 2009, you are hereby notified that on the 24th day of July, 2009, MISTY HUBBARD filed a Complaint for Divorce in the Superior Court of Jackson County, Georgia.
Notice is hereby given pursuant to law of any interested or affected party to appear in said Court and file with said Court within (30) days of the filing of said Petition.
Witness, the Honorable Judge of the Superior Court of Jackson County, Georgia.
This 24th day of July, 2009.
/s/Camie W. Thomas
Clerk, Jackson County Superior Court
(AU5,12,19,26P4)

Gpn10
Notice
of Publication
Juvenile Court
Jackson County, State of Georgia
In the interest of CALYN FAYE HODGES, COLBY BRYAN HODGES, and CALEB STEVEN HODGES, minor children
File Numbers 078-09J-265, 266, 267.
TO: Matthew Steven Hodges, the biological father, whereabouts unknown.
GREETINGS:
Pursuant to Order of this Court dated July 13, 2009, you are hereby notified that on July 6, 2009, a Petition for Custody (Deprivation) was filed in this Court by Special Prosecutor, Kellie E. Rogers, whose address is P.O. Box 907311, Gainesville, Georgia 30501 (770) 538-5090, alleging that the whereabouts of the father is unknown, and asking the Court to take such steps as are necessary for the care and protection of the within named children, CALYN FAYE HODGES, COLBY BRYAN HODGES, and CALEB STEVEN HODGES.
You are hereby commanded to be, appear and may file in the office of the Clerk of this Court and serve upon Special Prosecutor, within thirty (30) days of July 20, 2009, your answer to the Petition. A Hearing in this matter is scheduled for September 21, 2009, at 9:00 a.m.
A party is entitled to counsel in these proceedings and the Court will appoint an attorney if the party is unable, without undue financial hardship, to employ counsel.
Notice is hereby given that prior to a final hearing, a provisional hearing may be conducted by the court pursuant to O.C.G.A. 15-11-29. Findings of Fact and orders of disposition made at the provisional hearing may become final at a final hearing unless parties served by publication appear at the final hearing.
WITNESS, the Honorable Kevin J. Guidry, Judge.
This the 13th day of July, 2009.
By: Camie W. Thomas
Clerk Jackson County Juvenile Court
(JU29,AU5,12,19P4)

Gpn05
Advertisement
of Bid
Bowen & Watson, Inc. is bidding Work Packages for the following project in Jackson County and would appreciate a quote from your company. We have three separate procedures set up for quoting this project. You may choose from the following: (1) You may quote portions of the Work Packages to Bowen & Watson by mail, fax or phone no later than 9:00 a.m. September 2, 2009 (This is the day before the formal bid opening.) (2) You may mail, fax or hand deliver proposals on specified proposal form for complete Work Packages either to Bowen & Watson, Inc., or to Jackson County Schools, 1660 Winder Highway, Jefferson, GA 30549 no later than 2:00 p.m. September 3, 2009, to be opened publicly.
The owner’s fax number is (706) 367-9457. Neither the Owner, Architect, or Construction Manager is responsible for the malfunction of the fax machine or phone lines. Faxing your proposal is at your own risk. Do not e-mail quotes.
PROJECT NAME: North Jackson Elementary School
ARCHITECT: Southern A&E
OWNER: Jackson County Schools
DESCRIPTION OF PROJECT:
Selective demolition, grading & earthwork; termite control; asphalt paving; curb & gutter; grassing; fencing; site concrete; storm drainage; block and brick masonry; structural steel; pre-engineered metal bldg. systems; metal fabrications; architectural joint systems; millwork; damp-proofing; roof, soffit & wall panels; 60 mil EPDM membrane roofing; fire stop systems; joint sealants; hollow metal; wood doors; glass & glazing; finish hardware; aluminum windows; steel windows; aluminum storefront; acoustical ceiling; paint; drywall; resilient tile & carpet; ceramic & quarry tile; fire extinguisher cabinets; visual display boards; louvers and vents; signage; fire protection specialties; toilet accessories; mechanical; plumbing; and electrical
Tony Smith will be the Project Manager for this project (tonysmith@bowen-watson.com).
SPECIAL REQUIR-EMENTS: Use specific Work Package Proposal Form (included as part of the front-end documents)
Bid Documents: Plans may be requested from the Architect for a refundable deposit of $150. Plans will also be available for review at: Bowen & Watson, Inc.’s iSqFt Online Planroom via invitation (please contact Melissa Dyer in our office for more information @ 706-886-3197), LDI, McGraw Hill - Dodge Plan Room, Reed Construction Data, AGC Builders Exchange, Gainesville Whiteprint, Bowen & Watson, Inc. & Architects office.
(AU12,19,26,SE29B/484-40)

Gpn17
Notice of
Abandoned Motor Vehicle
Re: 2007 Cottrell
Mfr. ID # 5EOAX134-38G223401
License # 1342350 Maine
Color: black
Body Style: car carrier
To Whom It May Concern:
The above automobile was initially removed from Interstate 85 at mile marker 126. It is presently located at 9488C Jackson Trail Rd., Hoschton, GA 30548, in possession of Specialize Towing and Recovery Inc. Attempts to locate the owner have been unsuccessful. The vehicle is deemed abandoned under O.C.G.A. 40-11-2 and will be disposed of if not redeemed. This notice is given pursuant to Georgia law.
(AU12,19P2)

gpn17
Notice of
Abandoned Motor Vehicle
Re: 2002 Freightliner Century
Mfr. ID # 1FUJBBAVO2LK04635
License # UP98126 California
Color: white
To Whom It May Concern:
The above automobile was initially removed from Interstate 85 at mile marker 126. It is presently located at 9488c Jackson Trail Road, Hoschton, GA 30548, in possession of Specialize Towing and Recovery Inc. Attempts to locate the owner have been unsuccessful. The vehicle is deemed abandoned under O.C.G.A. 40-11-2 and will be disposed of if not redeemed. This notice is given pursuant to Georgia law.
(AU12,19P2)

Gpn07
Gooch Estate
Notice to Debtors and Creditors
In Re: Estate of Donald C. Gooch
All creditors of the Estate of DONALD C. GOOCH, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 5th day of August, 2009.
Dylan E. Wilbanks, Attorney
Wilbanks Law Firm, P.C.
1237 S. Elm Street, Suite B
Commerce GA 30529
(AU12,19,26,SE2P4)

Gpn18
Ward Estate
Georgia, Jackson County Probate Court
Notice
SUE W. JOHNSTON has petitioned to be appointed Administrator of the estate of WINFIELD WEBB WARD III, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before 10:00 A.M. on September 8, 2009. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Margaret Deadwyler
Probate Judge
By: Jennifer Gearing
Probate Clerk
5000 Jackson Pkwy.
Suite 140
Jefferson, GA 30549
706-387-6276
(AU12,19,26,SE2/498-20)

Gpn07
Miller Estate
Notice to Debtors and Creditors
All creditors of the Estate of BETTY J. MILLER, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 20 day of JULY, 2009.
Debra D. Smith
100 Peach St. N.
Nicholson, GA 30565
(JU29,AU5,12,19P4)

Gpn07
Godfrey Estate
Notice to Debtors and Creditors
All creditors of the Estate of RODNEY JAMES GODFREY, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
THIS 21 day of July, 2009.
Ricky Godfrey
P.O. Box 334
Dawsonville, GA 30534
(JU29,AU5,12,19P4)

Gpn07
Hammond Estate
Notice to Debtors and Creditors
All creditors of the Estate of BENNIE FRANK HAMMOND, late of Jackson County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to law, and all persons indebted to said estate are required to make immediate payment.
This 17th day of July, 2009.
Marci S. Williams
626 St. Ives Walk
Monroe, GA 30655
(JU29,AU5,12,19P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ROBERT G. WILKINS to OPTION ONE MORTGAGE CORPORATION, dated February 28, 2006, and recorded in Deed Book 43-B, Page 558, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2, by Assignment securing a Note in the original principal amount of $194,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Porters GMD 1765, Jackson County, Georgia, being Lot 69, Liberty Crest “West” Subdivision, as per plat recorded in Plat Book 46, Page 195, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 211 ROYAL CREST DRIVE, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Robert G. Wilkins, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Robert G. Wilkins, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2 as Attorney-in-Fact for Robert G. Wilkins
File no. 09-014204
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
WHEREAS, on June 14, 2000, for value received, LAURA K. REBER executed and delivered to the UNITED STATES OF AMERICA, acting through the United States Department of Agriculture, a Deed to Secure Debt conveying certain real estate located in Madison County, Georgia, and said Deed to Secure Debt was recorded in the Office of the Clerk of the Superior Court for Madison County, Georgia, in Book # 267, Page# 149-155; and
WHEREAS, the United States of America now holds the above described security deed covering the said real estate; and
WHEREAS, the Deed to Secure Debt held by the United States of America provides that should default occur, the holder may declare the entire indebtedness secured by the Deed to Secure Debt due and payable and, in compliance with the power of sale provisions contained in said security deed proceed to sell the property at public outcry; and
WHEREAS, after default, the United States of America has declared all of the indebtedness secured by the Deed to Secure Debt due and payable and hereby certifies that it has complied with all of its loan servicing regulations;
NOW, THEREFORE, the said United States of America, acting as aforesaid, under and in compliance with the power of sale provision contained in the Deed to Secure Debt, will proceed to sell at public outcry, for cash or certified funds to the highest bidder in front of the Courthouse in Madison County, during the legal hours of sale, on the 1st day of September, 2009, the following-described property conveyed in the Deed to Secure Debt, to Wit:
ALL that tract or parcel of land lying and being in the 205 G.M.D., Madison County, Georgia, containing 0.791 acres, more or less, and being bounded now or formerly substantially as follows: on the Northwest by Brickyard Road (20’PVD) 60’R/W, on the Northeast by Lot 1 Block B, Phase 1, on the Southeast by proposed Lot 9, Block E, and on the Southwest by Lot 3, Block B, Phase 1.
Said property is designated as Lot 2, Block B, Buckeye Trail Subdivision Phase 1 on a plat of survey prepared by Cornerstone Land Surveying dated June 19, 1998, which plat of survey recorded at Plat Book 37, p. 70, Madison County, Georgia Records, is hereby incorporated herein by reference.
The property herein conveyed is a part of that property conveyed to Buckeye Land & Timber Company by Lassiter Properties, Inc. in a limited warranty deed dated May 15, 1997, recorded at Deed Book 67, P. 231, Madison County, Georgia Records and that property to which a one-half interest was conveyed to Steve Ebbert by Buckeye Land and Timber Company in a quitclaim deed dated May 16, 1997, recorded at Deed Book 67, P. 243, Madison County, Georgia Records.
The above described property will be sold subject to any and all outstanding real estate taxes that are due and payable.
The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the United States of America, be cause for rejection of the bid, and, if the bid is rejected, the United States of America shall have the option of making the sale to the next highest bidder who is ready, willing and able to comply with the terms thereof.
The proceeds of said sale will first be applied to the payment of the indebtedness to the United States of America, other charges, and the expenses of sale, as provided in the above-described Deed to Secure Debt.
This the __ day of __ 2009.
UNITED STATES OF AMERICA
By: Thomas B. Herron
Chief, Default Management Branch
United States Department of Agriculture,
Rural Development
(AU5,12,19,26B/19127-70)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM STEVEN WHEELER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2007, recorded in Deed Book 50-B, Page 515, Jackson County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-NINE THOUSAND ONE HUNDRED ONE AND 0/100 DOLLARS ($159,101.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Steven Wheeler or a tenant or tenants and said property is more commonly known as 72 Boogies Run, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP Fka Countrywide Home Loans Servicing LP as Attorney in Fact for William Steven Wheeler
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bar1 9/1/09
Our file no. 52105109-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 455th GMD, Jackson County, Georgia, Identified as Lot 2, the Fields Subdivision, and being more particularly shown and delineated on a plat of survey entitled “Final Plat for the Fields”, dated April 19, 2000, prepared by Venable and Associates, Inc., Certified by Allen L. Venable, Jr., GRLS and being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Pages 252-253. Said plat and the recording thereof are by reference thereto incorporated herein for a complete and detailed description.
(AU5,12,19,26B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SONNY J. REMILLARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 26, 2004, in the amount of $162,300.00, and recorded in Deed Book 34-A, Page 255, and re-recorded on 10/25/2004 in Deed Book 36-M, Page 686, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL OF LAND, lying and being in the 248th District, G.M., Jackson County, Georgia, designated as Lot 18, Block A of Berry`s Landing Subdivision, as shown by plat and survey entitled Final Plat for BERRY`S LANDING, prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, GRLS No. 1577, dated May 7, 2002 as recorded in Plat Book 60, Page 59, Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
which has the property address of 27 Margie Court, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Sonny J. Remillard and Misty D. Remillard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for Sonny J. Remillard
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07499 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WANDA I. MERCED to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 31, 2005, in the amount of $118,000.00, and recorded in Deed Book 40-X, Page 240, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257th District of Jackson County, Georgia, being Lot 19, Block A, Hampton Creek, as more particularly described o a plat of survey recorded in Plat Book 57, Page 188, Jackson County, Georgia Records, which said plat is incorporated herein by reference and made a part hereof.
Subject to protective covenants dated 6-12-2001 and recorded in Deed Book 23-S, Page 378, Jackson County, Georgia Records.
which has the property address of 65 Hampton Creek Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Wanda I Merced and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Wanda I. Merced
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17150 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by BRENDA KINNARD and H. DAVID KINNARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 31, 2001, in the amount of $139,500.00, and recorded in Deed Book 24-T, Page 165, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 257 of Jackson County, Georgia, shown as Tract 6A, containing 5.873 acres, more or less, as per plat of survey prepared for Kevin Henderson by Cornerstone Land Surveying, Georgia Registered Surveyor, dated 02/06/2001, and recorded in Plat Book 58, Page 86, in the Clerk’s Office of the Superior Court of Jackson County, Georgia. Said plat as recorded is hereby referenced for a more detailed description of said property.
This conveyance is made subject to all zoning ordinances, easement for public roads utilities now in use and restriction of record, if any, affecting said bargained premises.
which has the property address of 558 Bennett Cemetary Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Brenda Kinnard and H. David Kinnard and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Brenda Kinnard and H. David Kinnard
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17587 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by MARIA S. PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for Pine State Mortgage Corporation, dated September 20, 2006, and filed for record September 25, 2006, in Deed Book 45-P, Page 123, Jackson County, Georgia records, and securing a Note in the original principal amount of $168,720.00; last transferred to The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 by Assignment filed for recording in Jackson County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in September, 2009, by The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 1785, Jackson County, Georgia, being Lot 75, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 37-42, revised at Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The above described property is also known as 762 New Liberty Way, Braselton, GA 30517.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Maria S. Perez .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loan Servicing, LP servicer for The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank Of New York Mellon FKA The Bank Of New York, As Trustee for the Certificate-Holders CWABS, Inc., Asset Backed Certificates, Series 2006-21 as Attorney-in-Fact for Maria S. Perez
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DALENE COLBATH and DARRELL COLBATH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for Primary Capital Advisors, LLC dated June 23, 2006, in the amount of $119,600.00, and recorded in Deed Book 44-L, Page 482, Jackson County, Georgia Records, as last transferred to OneWest Bank FSB by assignment, the undersigned, OneWest Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1704 G.M.D., Jackson County, Georgia, being Lot 39, Block A, Kings Bridge Crossing Subdivision, Unit Two, as per plat thereof recorded in Plat Book 60, Page 113, Jackson County records, which plat is incorporated herein by reference. This property is subject to Protective Covenants at Deed Book 27-L, Page 186, same records.
which has the property address of 74 Sawdust Trail, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Dalene Colbath and Darrell Colbath and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
OneWest Bank FSB Attorney in Fact for Dalene Colbath and Darrell Colbath
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01392 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIAM RESTREPO to HOMEBANC MORTGAGE CORPORATION, dated August 31, 2006, recorded in Deed Book 45-L, Page 575, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II In., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-7 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-THREE THOUSAND AND 0/100 DOLLARS ($443,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is William Restrepo or a tenant or tenants and said property is more commonly known as 703 & 653 Whites Bottom Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II In., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates Series 2006-7 as Attorney in Fact for William Restrepo
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/pr 9/1/09
Our file no. 51854409-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 1765th G.M. District, Jackson County, Georgia, being shown as the westermost tract, containing 10.71 acres, more or less, on that plat and survey for Elmo Logue prepared by W.T. Dunahoo and Associates, Registered Surveyor, dated October 22, 1986, and plat as recorded is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of ways for public roads and utilities now in use. Bounded on the south by Walnut River, bounded on the west by lands of J.E. White, bounded on the north by White Bottom Road, bounded on the east by other lands of Elmo Logue, being a 10.71 acres tract shown on the above description plat.
(AU5,12,19,26B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN R. ALLEN and GLENDA J. ALLEN to TMS MORTGAGE INC. dba THE MONEY STORE, dated June 25, 1999, recorded in Deed Book 20-T, Page 752, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank Minnesota, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 28, 2001, Series 2001-A by assignment recorded in Deed Book 0053V, Page 588, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($67,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in the City of Arcade, in the 245th District, G.M. Jackson County, Georgia, and containing 1.58 acres, more or less, and designated as Lot 13, as shown on that plat and survey for Windy Hills by W.T. Dunahoo & Associates, Inc., registered surveyors, dated December 18, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 29, Page 138, said plat, as recorded is hereby referenced for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Also, subject to restrictive covenants recorded in Deed Book 10-0 Page 278.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
HomEq Servicing Corporation can be contacted at 877-867-7378 or by writing to 1100 Corporate Center Drive, Attn: NC 4743, Raleigh, NC 27607, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Glenda J. Allen or a tenant or tenants and said property is more commonly known as 391 Windy Hill Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank Minnesota, National Association, as Trustee under the Pooling and Servicing Agreement dated as of February 28, 2001, Series 2001-A as Attorney in Fact for John R. Allen and Glenda J. Allen
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cg1 9/1/09
Our file no. 11282108-FT1
(AU5,12,19,26B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JERRY K. COTTON and ANGELIA M. COTTON to LONG BEACH MORTGAGE COMPANY, dated November 15, 2002, recorded in Deed Book 28-H, Page 614, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND AND 0/100 DOLLARS ($108,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
Tract one:
All that tract or parcel of land lying and being in the City of Commerce, 255th G.M.D., Jackson County, Georgia, and being that 0.18 acres, more or less, shown on a plat and survey for Dewitt Hill, dated October 29, 1986, by Clelland A. Tyson, registered surveyor. Said plat is recorded in Plat Book 25, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and incorporated herein and made a part hereof by reference for a more particular description. Said property is bounded according to said plat on the north by the other lands of Nichols, on the east by the lands of Nix, on the south by lands of Allen, and on the west by the lands of Dewitt Hill, formerly Nichols.
The above described property is a portion of that property described in a warranty deed from Mrs. Eva C. Wade to Mrs. Mary E. Nichols, dated March 1, 1986, and recorded in Deed Book 9-E, Page 466, Jackson County, Georgia Records.
Tract Two:
All that tract or parcel of land situate, lying and being in the 255th G.M.D., Jackson County, Georgia, known as the A.R. Pittman Homeplace at 39 Harber Street, Commerce, Georgia, as shown on plat of survey of said property made by H.G. Prickett, surveyor, dated August 5, 1963, recorded in Plat Book 4, Page 68, public records, Jackson County, Georgia, and more particularly described as follows:
Beginning at an iron pin on the northern border of Harber Street which said pin is located 132 feet east of the intersection of Harber and Elizabeth Streets; thence along the northern border of Harber Street south 80 1/2 degrees east 132 feet to a stake; thence north 9 1/2 degrees east 244.20 feet to a rock corner; thence north 80 1/2 degrees west 132 feet to a rock corner; thence south 9 1/2 degrees west 244.20 feet to the point of beginning. Recorded Book 4-P, Page 229.
Also, all that tract or parcel of land lying and being in the City of Commerce, Georgia, Jackson County, Georgia, and being all of Lot 20 of the L.J. Sharp Subdivision as shown by plat made by S.C. Moon, C.S. Hall County, Georgia, a copy of which plat is recorded in Jackson County, plat records Book 2, Page 31, reference to which said plat is made for a more detailed description. Recorded in Book 4-P, Page 388.
The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by 11/20/2002.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 866-926-8937 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jerry K. Cotton and Angelia M. Cotton or a tenant or tenants and said property is more commonly known as 39 Harber Street, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual Bank, FA (the “Savings Bank”) as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d). as Attorney in Fact for Jerry K. Cotton and Angelia M. Cotton
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cg1 9/1/09
Our file no. 11134508-FT1
(AU5,12,19,26B/12062-100T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOEL A. FIGUEROA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 29, 2005, recorded in Deed Book 41-R, Page 254, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($284,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Joel A. Figueroa and Gina E. Figueroa or a tenant or tenants and said property is more commonly known as 275 Vantage Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Joel A. Figueroa
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 9/1/09
Our file no. 51900209-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in The 245th District, G.M., Jackson County, Georgia, being designated as Lot 43 in The Preserve at Jefferson Subdivision, as shown on Plat recorded in Plat Book 62, Page 110-113, Jackson County Records, which Plat and record are by reference incorporated herein.
(AU5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANDREW M. BIELECKI and VIRGINIA L. BIELECKI to WELLS FARGO BANK, N.A., dated July 14, 2004, recorded in Deed Book 35-J, Page 379, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVEN THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($107,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Andrew M. Bielecki and Virginia L. Bielecki or a tenant or tenants and said property is more commonly known as 9045 US 441 South, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Andrew M. Bielecki and Virginia L. Bielecki
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 9/1/09
Our file no. 5640609-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the County of Jackson, State of Georgia, adjoining lands of Dave Minish, Joe Jennings, Southern Railroad and Mrs. Richie, containing two acres, more or less, and known as Lots #5 and #6 on the east side of the railroad, adjoining #2 and #4 of the Trasher lands, East by W.N. Richie and on the south by Lots #7 and #8, and being all the lands conveyed by warranty deed on March 16, 1904, by J.W. Dailey to W.T. Hamilton, said deed being on record in the deed records for Jackson County, Georgia, in Book RR, Page 193.
This is the same land conveyed by warranty deed to Mrs. Guy Matthews, March 6, 1950, same being recorded in the deed records for Jackson County, Georgia, in Book 3-M, Pages 69-70.
Also conveyed is a mobile home situate on subject property and is described as follows: a Manis Custom Builders mobile home, Serial #MCBABMI520 NC, and grantor being the true and lawful owners of record of the mobile home being mortgaged with the property, declare that it is their intent that the mobile home loses its nature as personality and become realty. Grantor further declares that the mobile home shall remain permanently attached as a part of the real property and will not be removed there from.
TIN #017A 009
(AU5,12,19,26B/12062-80T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ALLEN R. RUSSELL, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 12, 2007, recorded in Deed Book 49-N, Page 287, Jackson County, Georgia Records, as last transferred to PHH Mortgage Corporation by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED TWENTY-FOUR THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($224,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Allen R. Russell, Jr. or a tenant or tenants and said property is more commonly known as 280 Spinner Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PHH Mortgage Corporation as Attorney in Fact for Allen R. Russell, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brp 9/1/09
Our file no. 51973109-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 43, Bryan Mill Subdivision, Phase II, as per plat recorded in Plat Book 64, Pages 198-199, Jackson County Records, said plat being incorporated herein by reference thereto.
(AU5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by SHERRY D. MCKINZIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., as nominee for YOUR BEST RATE FINANCIAL, LLC, Georgia Limited Liability Company, dated December 7, 2006, and recorded in Book 46-V, Page 224, Jackson County, Georgia Records, and later assigned to The CIT Group/Consumer Finance Inc., n/k/a Vericrest Financial Inc. said Deed to Secure Debt/Security Deed having been given to secure a Note dated December 7, 2006, in the original principal sum of THREE HUNDRED NINETY ONE THOUSAND AND 00/100 ($391,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the property described as:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 4.558 acres more or less, as shown by plat and survey entitled “Closing Plat for James R. Wood, Jr. & Teresa A. Wood”, prepared by W.T. Dunahoo and Associates, Inc. certified by W.T. Dunahoo, Grls No. 1577, dated April 4, 2000, as recorded in Plat Book 56, Page 98, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Parcel No.: 083 011C
which has the property address of 630 Jackson Trail Road, Jefferson, GA 30549, together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Sherry D. McKinzie, subject to the outstanding ad valorem taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Sherry D. McKinzie and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
Vericrest Financial, Inc. F/K/A The CIT Group/Consumer Finance, Inc., as attorney-in-fact for Sherry D. McKinzie
Vericrest Financial, Inc., f/k/a
The CIT Group/Consumer Finance, Inc.
Attn: Loss Mitigation
715 S. Metropolitan Ave.
Oklahoma City, OK 73108
1-800-621-1437
By: Trustee Management Company
10975 El Monte, Suite 225
Overland Park, KS 66211
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Security Deed from CHARLES T. HICKMAN and PATRICIA L. HICKMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for LIME FINANCIAL SERVICES, LTD. dated JULY 18, 2007, and recorded on AUGUST 9, 2007, in DEED BOOK 49-R, PAGE 792, of the JACKSON County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SIXTY-NINE THOUSAND Dollars and 00/100 ($469,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of JACKSON County, Georgia, within the legal hours of sale on the first TUESDAY in SEPTEMBER, 2009, the following described property:
All that tract or parcel of land lying and being in the 1691st District of Jackson County, Georgia, designated as Lot 33, containing 2.12 acres, The Meadows Subdivision, as per plat recorded in Plat Book 64, Pages 73-81, Jackson County Records, which plat is hereby referred to and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, Tennessee 37804, (865) 380-3000.
To the best of the undersigned’s knowledge and belief, said property is also known as 170 Belmont Oaks Drive, Talmo, Georgia 30575, and the parties in possession of the property are Charles T. Hickman and Patricia L. Hickman or a tenant or tenants of said property.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Nominee for LIME FINANCIAL SERVICES, LTD. As Attorney-in-Fact for CHARLES T. HICKMAN and PATRICIA L. HICKMAN
Kenney, Solomon & Medina, P.C.
3675 Crestwood Parkway, Suite 300
Duluth, Georgia 30096
(770) 564-1600
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SREEDEVI DADITHOTA to SUNTRUST MORTGAGE, INC., dated November 17, 2006, recorded in Deed Book 46-P, Page 516, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 55-P, Page 453, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009, the following described property:
All that tract or parcel of land lying and being in The 248th District, G. M., Jackson County, Georgia, being Lot 5, Pod U of Traditions of Braselton - Phase 3 Subdivision, as per Plat thereof recorded in Plat Book 68, Pages 199-203, in the office of the clerk of the superior court, Jackson County, Georgia records, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Sreedevi Dadithota or a tenant or tenants and said property is more commonly known as Lot 5, Section, Braselton, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Sreedevi Dadithota
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 9/1/09
Our file no. 1418409-FT2
(AU5,12,19,26B/12062-60T1P)

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Notice of Sale
Notice of Sale Under
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MAUEL RICO and LAURA RICO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 29, 2005, and recorded in Deed Book 390, Page 317, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8, by Assignment securing a Note in the original principal amount of $190,166.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being GMD 1785, Jackson County, Georgia, being Lot 87, Block A, Unit One of Liberty Estates Subdivision, as per plat thereof recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 584 New Liberty Way, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Mauel Rico and Laura Rico, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Mauel Rico and Laura Rico, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage Pass-Through Certificates, Series 2005-8 as Attorney-in-Fact for Mauel Rico and Laura Rico
File no. 09-012724
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CYNTHIA L. GRIFFITH and PARKER GRIFFITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 5, 2008, in the amount of $230,400.00, and recorded in Deed Book 51-P, Page 86, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, containing 3.00 acres, more or less, and being designated as Tract 1, as shown by plat of survey prepared by Max Lewallen, Surveyor, dated December 10, 1982, as recorded in Plat Book 19, Page 181, Jackson County, Georgia Records; which plat and the record thereof are hereby incorporated herein by reference for a more detailed description of the property. Said tract is bounded according to said plat on the South by Tract 2, West by lands now or formerly of Singleton, North by lands of Griffith and on the East by Lands of Standridge.
Address: 174 B Whitfield Rd.; Jefferson, GA 30549.
which has the property address of 174 B Whitfield Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Cynthia L. Griffith and Parker Griffith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Cynthia L. Griffith and Parker Griffith
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18705 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by Darlene M.H. SMITH and TERRY E. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 20, 2001, in the amount of $129,950.00, and recorded in Deed Book 22-W, Page 210, Jackson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment, the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in 248th District, G.M., Jackson County, Georgia, being Lot 29, Unit Two, Walnut Ridge Subdivision, as shown on Subdivision Plat recorded in Plat Book 52, Page 204, Jackson County, Georgia Plat records, which Plat is incorporated herein and made a part hereof by reference.
which has the property address of 62 Wood Crest Lane, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Darlene M.H. Smith and Terry E. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
JPMorgan Chase Bank, National Association Attorney in Fact for Darlene M.H. Smith and Terry E. Smith
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-14036 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power of Authority Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from ROBERT C. SOSEBEE and DONNA T. SOSEBEE to COMMUNITY BANK & TRUST, dated April 21, 1995, and recorded in Deed Book 14-O, commencing Page 793 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under a Real Estate Note dated April 21, 1995, made by Grantor in the original principal amount of $104,001.64 (the “Note”), together with interest thereon and other obligations as provided in the Note and Deed and as the Note was last modified March 16, 2007 to, inter alia, change the amount of the indebtedness to $277,138.85 (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2009 to wit: September 1, 2009, the following described property:
All that tract or parcel of land lying and being in the 255th G.M. District of Jackson County, Georgia, and being all of Lot 8 and the western portion of Lot 9 of Rolling Acres Subdivision as per that plat recorded in Plat Book 5, Page 334 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
Subject to those restrictions set forth in that warranty deed recorded in Deed Book 5-H, Page 415 Jackson County, Georgia Records.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Note, modifications and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned(s knowledge, information and belief, Grantor is in possession of the property which is known as 141 Dogwood Trail, Commerce, GA 30529.
Community Bank & Trust as Attorney in Fact for Robert C. Sosebee and Donna T. Sosebee.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JULIA C. GOODMAN to HOMBANC MORTGAGE CORPORATION dated May 26, 2005, in the amount of $202,600.00, and recorded in Deed Book 39-D, Page 241, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4 by assignment, the undersigned, U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M. Jackson County, Georgia, being Lot 38, Block A, The Village at Hoschton, as shown on a plat recorded at Plat Book 61, Page 245, Jackson County Records, which plat is made a part hereof by reference.
which has the property address of 34 Butternut Walk, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Julia C. Goodman and James A. Klir and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
U.S. Bank National Association, as Indenture Trustee of the HomeBanc Mortgage Trust 2005-4
Attorney in Fact for
Julia C. Goodman
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18448 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JORGE RAMOS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated November 2, 2006, in the amount of $123,120.00, and recorded in Deed Book 46-L, Page 61, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-1
by assignment, the undersigned, Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242nd GMD, Jackson County, Georgia being Lot 20 of the Lindsay Ridge Subdivision as described and delineated on a plat of survey entitled “Final Plat for Lindsay Ridge” prepared by David J. Baggett, Georgia Registered Land Surveyor No. 2740, recorded in the Office of the Clerk of the Superior Court Jackson County in Plat Book 64, Pages 18-19 of the Jackson County, Georgia Plat Records. Said plat and the recording thereof are hereby incorporated herein for a more complete and detail description of the property.
which has the property address of 524 Marie Court, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jorge Ramos and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2007-1 Attorney in Fact for Jorge Ramos
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01561 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt from DOUBLE BRIDGES FARMS, INC. to BRANCH BANKING AND TRUST COMPANY, as successor to Main Street Bank, dated August 30, 2005, and recorded in Deed Book 40-S, page 504, Jackson County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of FIVE MILLION ONE HUNDRED FORTY THOUSAND AND 00/100 DOLLARS ($5,140,000.00), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Jackson County, Georgia, within the legal hours of sale on Tuesday, September 1, 2009, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deeds to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Double Bridges Farms, Inc. or a tenant or tenants, and said property is more commonly known as PORTIONS OF HERITAGE POINT SUBDIVISION, JACKSON COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that the said legal description includes plotted lots and other areas and the undersigned reserves the right to sell said lots and other areas separately or together.
Branch Banking and Trust Company
Attorney in Fact for Double Bridges Farms, Inc.
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive,
Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
All that tract or parcel of land lying and being in Georgia Militia District 248, Jackson County, Georgia and being more particularly described as follow:
BEGINNING at a 1/2 inch rebar found located on the westerly right of way of Georgia Highway No. 124 (having an apparent right of way of 100 feet) 902.20 southeasterly from the intersection of said right of way and the right of way of Georgia Highway No. 332 (having an 80’ right of way); running thence along the right of way of Georgia Highway No. 124 and the arc of a radius curve having an arc distance of 384.55 feet, a radius of 1689.18 feet with a chord bearing South 46 degrees 52 minutes 09 seconds east a chord distance of 383.72 to a point; running thence along the arc of a radius curve having an arc distance of 266.00 feet, a radius of 1722.70 feet, with a chord bearing South 39 degrees, 24 minutes, 41 seconds east a chord distance of 265.74 feet to an iron pin found; leaving said right of way running thence South 59 degrees 06 minutes 43 seconds west a distance of 234.19 feet to an iron pin found; run thence South 35 degrees 09 minutes 24 seconds east a distance of 152.43 feet to an iron pin found; running thence South 58 degrees 31 minutes 04 degrees 19.82 feet to an iron pin found; running thence South 38 degrees 50 minutes 30 seconds east a distance of 186.28 feet to a point; running thence North 52 degrees 50 minutes 26 second east a distance of 216.67 feet to an iron pin found located on the right of way of Georgia Highway No. 124; running thence along said right of way South 26 degrees 15 minutes 24 seconds east a distance of 60.81 feet to an iron pin set; leaving said right of way and running thence South 50 degrees 17 minutes 54 seconds west a distance of 186.65 feet to an iron pin set; running thence South 53 degrees 47 minutes 32 seconds west a distance of 91.70 feet to an iron pin set; running thence South 39 degrees 43 minutes 54 seconds east a distance of 280.28 feet to an iron pin set; running thence South 39 degrees 43 minutes 54 seconds east a distance of 32.35 feet to an iron pin set; running thence South 47 degrees 44 minutes 09 seconds west a distance of 494.75 feet to an iron pint set; running thence South 18 degrees 21 minutes 53 second west a distance of 152.93 feet to an iron pin set; running thence South 54 degrees 19 minutes 49 seconds west a distance of 364.11 feet to an iron pin set; running thence South 16 degrees 23 minutes 16 second east a distance of 251.69 feet to an iron pin found; running thence South 47 degrees 47 minutes 08 second west a distance of 502.79 feet to an iron pin found; running thence North 72 degrees 29 minutes 26 seconds west a distance of 1532.00 feet to centerline of creek being the property line (1485.34 feet to computed traverse line with an iron pin set 46.3 feet from centerline of creek) property line runs 2110.00 feet northeast along centerline of creek and traverse line commences at aforereferenced iron pin set; running thence North 29 degrees 03 minutes 58 seconds east a distance of 232.86 feet to a point; running thence North 24 degrees 15 minutes 17 seconds east a distance of 279.91 feet; running thence North 22 degrees 42 minutes 00 seconds east a distance of 263.31 feet; running thence North 49 degrees 29 minutes 16 seconds east a distance of 308.98 feet; running thence north 46 degrees 09 minutes 17 seconds east a distance of 349.02 feet to a point running thence North 49 degrees 32 minutes 11 seconds east a distance of 354.82 feet and the end of said traverse line; running thence North 47 degrees 56 minutes 26 seconds east a distance of 975.71 feet to a 1/2 inch rebar and the POINT OF BEGINNING; said property being Tract One having 74.064 acres to centerline of creed (72.495 acres to traverse) according to that certain boundary survey for Victor Tract - S.R. 124 by Development Consulting Group, Donald G. Holland, G.R.L.S. No. 2637, dated February 12, 2004.
LESS AND EXCEPT:
ALL that tract or parcel of land, lying and being in G.M.D. 248, Jackson County, Georgia, containing 4.064 acres of land, more or less, and being more particularly described as follows:
Beginning at a point at the intersection of the centerline of Georgia Highway No. 332 and the southwesterly margin of the 100-foot right-of-way of Georgia Highway No. 124; thence along the southwesterly margin of the 100-foot right-of-way of Georgia Highway No. 124 1082.1 feet in a southeasterly direction to an iron pin, being the TRUE POINT OF BEGINNING; thence continuing along the margin of said right-of-way 244.59 feet along the arc of a curve to the right having a radius of 1689.18 feet, chord distance of 244.38 feet and chord bearing of South 44 degrees 29 minutes 43 seconds East to an iron pin; thence continuing along said right-of-way 215.82 feet along the arc of a curve to the right having a radius of 1722.70 feet, chord distance of 215.68 feet and chord bearing of South 40 degrees 14 minutes 46 seconds East to an iron pin; thence departing said right-of-way South 59 degrees 06 minutes 43 seconds West, 221.24 feet to an iron pin; thence North 68 degrees 40 minutes 26 seconds West, 83.24 feet to an iron pin; thence North 47 degrees 01 minutes 43 seconds West, 179.66 feet to an iron pin; thence 150.91 feet along the arc of a curve to the right having a radius of 240.00 feet, chord distance of 148.43 feet and chord bearing of North 35 degrees 47 minutes 56 second East to an iron pin; thence North 53 degrees 48 minutes 43 seconds East, 136.45 feet to an iron pin; thence 63.37 feet along the arc of a curve to the left having a radius of 240.00 feet, chord distance 63.18 feet and chord bearing of North 46 degrees 14 minutes 53 seconds East to an iron pin; thence North 38 degrees 41 minutes 04 seconds East, 74.08 feet to an iron pin; thence North 84 degrees 46 minutes 28 seconds East, 41.64 feet to the TRUE POINT OF BEGINNING.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in Randolph’s General Militia District No. 248 of Jackson County, Georgia, being more particularly described as Block “B”, Lots 64-75, Inclusive, Block “C”, Lots 31-56, Inclusive and Block “C”, Lots 58-59 on that Final Plat for Heritage Point at Plat Book 66, Page 180, Office of the Clerk of the Superior Court of Jackson County, Georgia.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in Randolph’s General Militia District No. 248 of Jackson County, Georgia, being Lot 62, Block B, Final Plat for Heritage Point, as per plat recorded in Plat Book 66, page 180, Jackson County Records, said plat being incorporated herein by reference thereto.
LESS AND EXCEPT:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia being Lots 7, 8, 12, Block B, and Lot 20, Block C, Heritage Point Subdivision, as per plat recorded in Plat Book 66, Page 180-182, Jackson County, Georgia records, which plat is incorporated herein and made a part of this description.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Real Estate Deed to Secure Debt executed by LARRY L. BECK, PANKAJ SUTARIA and AMI SUTARIA to HARVEY R. MORIARTY, dated May 25, 2005, and recorded in Deed Book 38-W, Pages 291-293, Jackson County, Georgia records, securing a Note in the original principal amount of $305,000.00, as modified by that certain Loan Modification Agreement between the parties dated April 8, 2008, and recorded in Deed Book 52-D, Pages 559-560, Jackson County, Georgia Records, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday of September, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT or parcel of land lying and being in the 1470 G.M.D., Jackson County, Georgia, containing 15.09 acres, more or less, as shown on plat and survey of Rufus E. Owens, Surveyor, dated August 27, 1994, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 66, at Page 14. For a more detailed description to said tract, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use.
Said property is known as 193 Highway 53, Hoschton, Georgia 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Larry L. Beck, Pankaj Sutaria and Ami Sutaria, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Larry L. Beck, Pankaji Sutaria and Ami Sutaria, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Harvey R. Moriarty as Attorney-in Fact for Larry L. Beck, Pankaj Sutaria and Ami Sutaria
File No. 75140-2
RALPH L. TAYLOR, III
BUCKLEY KING, L.P.A.*
219 Boulevard NE
Gainesville, GA 30501
770-831-7770
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by MICHAEL T. FLEMING and CANDACE FLEMING to NEW CENTURY MORTGAGE CORPORATION, dated July 7, 2006, and recorded in Deed Book 44-S, Page 723, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to US Bank National Association, as Trustee for Asset-Backed Pass-Through Certificates, Series 2006-NC2, by Assignment securing a Note in the original principal amount of $218,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia and being shown as Lot 14, Block B, as per survey for Magnolia Pointe Subdivision, prepared by W.T. Dunahoo & Associates, W.T. Dunahoo, Registered Land Surveyor No. 1577, dated August 31, 2002, recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, said plat being incorporated herein and made a part hereof by reference.
This conveyances made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
TAX MAP OR PARCEL ID NO.: 105B
Said property is known as 57 Chickasaw Trail, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Michael T. Fleming and Candace Fleming, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael T. Fleming and Candace Fleming, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
US Bank National Association, as Trustee for Asset-Backed Pass-Through Certificates, Series 2006-NC2 as Attorney-in-Fact for Michael T. Fleming and Candace Fleming
File no. 09-013679
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/KF
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTOPHER J. MILLEY and JENNIFER G. MILLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 29, 2005, and recorded in Deed Book 38-S, Page 783, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for OMAC 2005-3, by Assignment securing a Note in the original principal amount of $180,400.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 1, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 26, Block C, Unit Two, Jefferson Walk East Subdivision, as per plat recorded in Plat Book 62, Page 280, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 22 Cherrywood Court, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christopher J. Milley and Jennifer G. Milley, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christopher J. Milley and Jennifer G. Milley, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association as Trustee for OMAC 2005-3 as Attorney-in-Fact for Christopher J. Milley and Jennifer G. Milley
File no. 09-016647
SHAPIRO & SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100_Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AU5,12,19,26B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BENJAMIN CLEMENTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 3, 2007, in the amount of $156,000.00, and recorded in Deed Book 0050-W, Page 150, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 38, Block C, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 279, Jackson County Records, said plat being incorporated herein by reference thereto.
which has the property address of 960 Jefferson Walk Cir, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Benjamin Clements and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Benjamin Clements
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-18704 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MICHAEL FAULKNER and WENDY FAULKNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 5, 2007, in the amount of $296,000.00, and recorded in Deed Book 47-D, Page 378, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 455th District, G.M., Jackson County, Georgia, and being shown and designated as Tract No. 1 containing 5.585 acres, more or less as shown on plat and survey of Ingram, Lord & Associates, Georgia Registered Surveyors, dated 5-19-2003, filed for record in the Office of Clerk of Superior Court of Jackson County, Georgia at Plat Book 66, Page 229. For a more detailed description to said tract, reference is hereby made to said plat as recorded.
Subject restrictions and/or covenants of record, if any, easements of record and existing easements and Right of Way for public roads and utilities now in use.
Property Address: 416 Brumbalow RD., Pendergrass, GA 30567, according to the present numbering system in Jackson County, Georgia.
Map & Parcel #089 003B.
which has the property address of 416 Brumbalow Road, Pendergrass, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Michael Faulkner and Wendy Faulkner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Michael Faulkner and Wendy Faulkner
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16916 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated November 4, 1998, executed by ROBERT D. HUNTSINGER AND WENDI L. HUNTSINGER to GREAT EASTERN FINANCIAL SERVICES, INC., recorded in Deed Book 18-R, Page 673, Jackson County, Georgia Deed Records, and securing a Balloon Note in the original principal amount of $75,000.00, said Security Deed and Balloon Note having last been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Balloon Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in September 2009, to-wit: September 1, 2009, during the legal hours of sale, before the Jackson County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in the 245th District, G.M. Jackson County, Georgia, designated as Lots 1 and 2of Oconee Ridge Subdivision, formerly known as Wildwood estates, as per plat thereof recorded in Plat Book 7, Page 197, Jackson County Records, said plat being incorporated herein by reference.
The aforedescribed real property is also known as 41 Adella Drive, Jefferson, Georgia, according to the present system of numbering houses in Jackson County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of Robert D. Huntsinger and Wendi L. Huntsinger and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
GREEN TREE SERVICING LLC as Attorney-in-Fact for ROBERT D. HUNTSINGER AND WENDI L. HUNTSINGER
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1328-50T4P)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from CONSTANTIN A. MIOC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $360,000.00 dated 06/26/2006, and recorded in Deed Book 4400, Page 2, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 53-B, Page 79, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Constantin A. Mioc the following described property:
All that tract or parcel of land lying and being in GMD 245 and GMD 248 Jackson County, Georgia, being Lot 49 Pod L Traditions of Braselton, Phase I, as per plat recorded in Plat Book 62 Pages 51-59 Jackson County Records, said plat being incorporated herein by reference thereto.
Property known as: 69 Old Traditions Place, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Constantin A. Mioc.
CitiMortgage, Inc., as Attorney-in-fact for Constantin A. Mioc.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,26B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from PHILLIP KIRKLEY and TRACY J. KIRKLEY to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $236,000.00 dated 07/11/2003, and recorded in Deed Book 31-D, Page 209, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Phillip Kirkley and Tracy J. Kirkley the following described property:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia and being Lot 27 of Chadwick Farms Subdivision, as per plat recorded at Plat Book 60, Page 80 Jackson County, Georgia Records, which plat is incorporated herein by reference. This Deed is given subject to all easements and restrictions of record, if any.
Property known as: 147 Emma Circle, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Phillip Kirkley and Tracy J. Kirkley.
CitiMortgage, Inc., as Attorney-in-fact for Phillip Kirkley and Tracy J. Kirkley.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,25B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from CARL I. ROBERTSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $156,000.00 dated 04/30/2003, and recorded in Deed Book 30-A, Page 90, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009 by CitiMortgage, Inc., as Attorney-in-Fact for Carl I. Robertson the following described property:
All that tract or parcel of land lying and being in the 253rd District G.M. Jackson County, Georgia, and being that 2.238 acres, more or less, designated as Lot 6 on a final plat for Phase II, Cabin Creek Estates, prepared by W. T. Dunahoo, Registered Land Surveyor, dated January 20, 2000, recorded in Plat Book 54, page 193, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Property known as: 570 Cabin Creek, Nicholson, GA 30565
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Carl I. Robertson.
CitiMortgage, Inc., as Attorney-in-fact for Carl I. Robertson.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,26B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS MITCHELL HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $140,800.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 250, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009, by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis Mitchell Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 6, of Norwood Subdivision, as per plat thereof recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 103 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis Mitchell Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis Mitchell Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,26B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS MITCHELL HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $129,600.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 246, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009, by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis Mitchell Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 4 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 81 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis Mitchell Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis Mitchell Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,26B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS MITCHELL HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis Mitchell Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis Mitchell Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis Mitchell Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AU5,12,19,26B/224-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from ZECHARIAH J. BENHAM to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $183,330.00 dated 12/11/2007, and recorded in Deed Book 50-Y, Page 592, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of September, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Zechariah J. Benham the following described property:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M., Jackson County, Georgia, designated as Lot 35, Block A, of Legacy Oaks Subdivision, as shown by plat and survey entitled “Final Plan for Legacy Oaks,” prepared by W. T. Dunahoo & Associates, Inc., certified by W. T. Dunahoo, GRLS No. 1577, dated January 20, 1999, recorded in Plat Book 54, Page 206, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Property known as: 159 Rocky Court, Hoschton, GA 30548
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementio [Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BENNIE F. HAMMOND to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 9, 2003, in the amount of $63,829.00, and recorded in Deed Book 28-Y, Page 265, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, containing 1.00 acre, more or less, situate, lying and being in the State of Georgia, Jackson County, 1704th District G.M., and being more particularly shown and described on a plat prepared by N.G. Prickett, and recorded in the Office of the Clerk of the Superior Court for Jackson County on December 2, 1961 in Plat Book 3, at Page 412, specific reference to which is hereby made for a more particular description of the property herein conveyed.
which has the property address of 153 Chandler Bridge Road, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bennie F. Hammond and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc.
Attorney in Fact for
Bennie F. Hammond
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17542 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JEFFERY E. MAULDIN and M. RENEE MAULDIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 5, 2007, in the amount of $36,000.00, and recorded in Deed Book 48-G, Page 14, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, designated as Tract #1 encompassing 1.519 acres and being more particularly described and delineated according to a plat and survey prepared by Ringo and Sadler, certified by David L. Ringo, Sr., Georgia Registered Land Surveyor No. 2250, dated March 9, 1995 and recorded in Plat Book 55, Page 94, in the Office of the Clerk of Superior Court Jackson County, Georgia records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Also conveyed herein is a twenty foot (20`) easement for ingress as shown on the above reference plat.
which has the property address of 732 Charlie Cooper Rd., Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jeffery E. Mauldin and M. Renee Mauldin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jeffery E. Mauldin and M. Renee Mauldin
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16946 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,12,19,26B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHARLENE MCGLOCKLING to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 30, 2008, in the amount of $312,000.00, and recorded in Deed Book 52 O, Page 1, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Lot 28, Olde Trail Subdivision, Phase I and IA, as per plat recorded in Plat Book 68, Page 48, Jackson County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 477 Old Jackson Terrace according to the present system of numbering property in Jackson County, Georgia, Parcel ID Number: 106C 028.
Subject to any easements or restrictions of record.
which has the property address of 477 Old Jackson Terrace, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Charlene McGlockling and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Charlene McGlockling
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-16656 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AU5,15,23,30B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement dated March 31, 2006 from NORTHSTAR HOMES, LLC, a Georgia limited liability company (“Grantor”), to BANK OF NORTH GEORGIA (“Grantee”), recorded in Deed Book 43-K, Page 441, Jackson County, Georgia Superior Court Records (said Construction Loan Deed to Secure Debt and Security Agreement as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of that certain Commercial Promissory Note dated March 31, 2006, made by Grantor to the order of Grantee in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND ONE HUNDRED NINETY-TWO AND 00/100 DOLLARS ($132,192.00), with interest from the date thereof at the rate specified therein, as renewed by note dated April 10, 2007, as renewed by note dated April 10, 2008, and as modified by Note Modification Agreement dated September 10, 2008 (said Commercial Promissory Note, as may have been renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
Together with: all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the Land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed to be a part of the Property; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all of the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR NORTHSTAR HOMES, LLC
Taylor English Duma, LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots H-55 and H-57, Pod H, Woods at Traditions, Phase 1, as per plat recorded in Plat Book 64, Pages 213 through 219, Jackson County, Georgia Records, which plat is hereby incorporated herein by reference.
(AU5,12,19,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement dated March 31, 2005, from NORTHSTAR HOMES, LLC, a Georgia limited liability company (“Grantor”), to BANK OF NORTH GEORGIA (“Grantee”), recorded in Deed Book 38-J, Page 712, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt and Security Agreement as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of that certain Commercial Promissory Note dated March 31, 2005, made by Grantor to the order of Grantee in the original principal amount of EIGHT HUNDRED THIRTY-EIGHT THOUSAND EIGHT HUNDRED EIGHTY AND 00/100 DOLLARS ($838,880.00), with interest from the date thereof at the rate specified therein, as renewed by note dated April 10, 2006, which renewal note modified the principal amount of the loan to $235,920.00, as renewed by note dated April 10, 2007, which renewal note modified the principal amount of the loan to $61,759.00, and as renewed by note dated April 10, 2008, which renewal note modified the principal amount of the loan to $60,691.19 (said Commercial Promissory Note, as may have been renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described land and interests in land, estates, easements, rights, improvements, personal property, fixtures, equipment, furniture, furnishings, appliances and appurtenances (hereinafter referred to collectively as the “Premises”):
(a) All those tracts, pieces or parcels of land more particularly described in Exhibit A attached hereto and by this reference made a part hereof (hereinafter collectively referred to as the “Land”),
(b) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor and located in or on the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Premises or any part thereof or acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and which shall be deemed to be a portion of the security for the indebtedness herein described and secured by the Security Deed. The location of the above described collateral is also the location of the Land.
(c) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof acquired by Grantor.
(d) All income, rents, issues, profits, and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR NORTHSTAR HOMES, LLC
Taylor English Duma, LLP
1600 Parkwood Circle,
Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lot H-2, Pod H, Phase 1, of Woods at Traditions as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions,” said plat being filed and recorded on February 24, 2005, at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement dated March 31, 2005 from NORTHSTAR HOMES, LLC, a Georgia limited liability company (“Grantor”), to BANK OF NORTH GEORGIA (“Grantee”), recorded in Deed Book 38-J, Page 727, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt and Security Agreement as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of that certain Commercial Promissory Note dated March 31, 2005, made by Grantor to the order of Grantee in the original principal amount of ONE HUNDRED TWENTY THOUSAND AND 00/100 DOLLARS ($120,000.00), with interest from the date thereof at the rate specified therein, as renewed by note dated April 10, 2006, as renewed by note dated April 10, 2007, as last renewed by note dated April 10, 2008, which renewal note modified the principal amount of the loan to $56,649.27, and as modified by Note Modification Agreement dated September 10, 2008 (said Commercial Promissory Note, as may have been renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described land and interests in land, estates, easements, rights, improvements, personal property, fixtures, equipment, furniture, furnishings, appliances and appurtenances (hereinafter referred to collectively as the “Premises”):
(a) All those tracts, pieces or parcels of land more particularly described in Exhibit A attached hereto and by this reference made a part hereof (hereinafter collectively referred to as the “Land”),
(b) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor and located in or on the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Premises or any part thereof or acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and which shall be deemed to be a portion of the security for the indebtedness herein described and secured by the Security Deed. The location of the above described collateral is also the location of the Land.
(c) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof acquired by Grantor.
(d) All income, rents, issues, profits, and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR NORTHSTAR HOMES, LLC
Taylor English Duma, LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lot H-88, Pod H, Phase 1, of Woods at Traditions as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions,” said plat being filed and recorded on February 24, 2005, at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
Contained in Security Deed
State of Georgia, County of Jackson
Pursuant to a power of sale contained in a certain security deed executed by WILLARD L. WEHRY, hereinafter referred to as Grantor, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for MORTGAGE INVESTORS CORPORATION, recorded in Deed Book 27-I, beginning at Page 705, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the Courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in September, 2009, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit “A”.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said security deed. Midland Mortgage Co. as loan servicer is the entity with authority to negotiate, amend and modify the terms of the Note and Security Deed.
Midland Mortgage Co’s address is: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118. Midland Mortgage Co. may be contacted by telephone at 1-800-552-3000, extension 8301.
To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Willard L. Wehry.
MidFirst Bank, As Transferee and Assignee, as attorney-in-fact for the aforesaid Grantor
Raymond S. Martin
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
Atlanta, Georgia 30328
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT
AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Midland/Willard L. Wehry/M09-15785
EXHIBIT “A”
All that certain parcel of land situated in the Porter Millitin District of the County of Jackson, State of Georgia, being known and designated as all of Lot No. 9 of the Freeman Johnson, Jr., Subdivision as shown on Subdivision Plat prepared by Henry Grady Jerrard, Registered Surveyor, dated 4/14/69, and recorded in Plat Book 5, Page 389, Jackson County, Georgia Records and being more fully shown on survey of the property of Freeman Johnson, Jr., prepared by Henry Grady Jerrard, dated 5/16/69, recorded in Plat Book 5, Page 389 of the Jackson County, Georgia Records. Said plat is hereby incorporated by reference as part of this deed.
Tax Id: 118A-36
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded December 19, 2005, in Deed Book 41-W, Page 395, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated December 9, 2005, made by Grantor to the order of Grantee in the original principal amount of FIFTY-NINE THOUSAND FOUR HUNDRED TWENTY-SEVEN AND 00/100 DOLLARS ($59,427.00), as last renewed by note dated June 10, 2008, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
ALL THAT TRACT or parcel or land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lot C-88, POD C, PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded April 11, 2005, in Deed Book 38-J, Page 748, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated March 31, 2005, made by Grantor to the order of Grantee in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 00/100 DOLLARS ($115,000.00), as last renewed by note dated April 10, 2008, as said principal amount was modified to $59,060.90, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures and other improvements of every nature whatsoever, situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever and located in or on the premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the premises or any part thereof or are acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared to be fixtures and accessions to the Land and a part of the realty as between the parties thereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness described in the Security Deed and secured by the Security Deed. The location of the above-described collateral is also the location of the Land.
TOGETHER with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, water, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the premises or any part thereof, or which hereafter shall in any way belong, relate, or be appurtenant thereto, owned by the Grantor.
TOGETHER with any and all income, rents, issues, profits, and revenues of the premises from time to time accruing (including, without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Borrower or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, in and to the same.
All the foregoing, together with the Land, hereinafter shall be collectively referred to as the “Property”.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
ALL THAT TRACT or parcel or land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots C-56, POD C, PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lots H-90, POD H, PHASE 1 of WOODS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded October 20, 2005, in Deed Book 41-C, Page 641, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated September 29, 2005, made by Grantor to the order of Grantee in the original principal amount of FIFTY-EIGHT THOUSAND AND 00/100 DOLLARS ($58,000.00), as last renewed by note dated April 10, 2008, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
ALL THAT TRACT or parcel or land lying and being in GMD 248 of Jackson County, Georgia, being known and designated as Lot C-78, POD C, PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded December 19, 2005, in Deed Book 41-W, Page 375, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated December 9, 2005, made by Grantor to the order of Grantee in the original principal amount of SIXTY-FOUR THOUSAND SIX HUNDRED FIFTY-FIVE AND 00/100 DOLLARS ($64,655.00), as last renewed by note dated June 10, 2008, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
ALL THAT TRACT or parcel or land lying and being in GMD 248 of Jackson County, Georgia being known and designated as Lot H-50, POD H PHASE 1 of WOODS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded December 19, 2005, in Deed Book 41-W, Page 375, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated December 9, 2005, made by Grantor to the order of Grantee in the original principal amount of SIXTY-FOUR THOUSAND SIX HUNDRED FIFTY-FIVE AND 00/100 DOLLARS ($64,655.00), as last renewed by note dated June 10, 2008, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures, and improvements erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the land; all minerals, oil, gas, water, water rights, and water stock rights to trees, crops, timber and shrubs on the land; all equipment, machinery, and fixtures attached to the Land, all of which, including replacements and additions thereto, are deemed a part of the property covered by the Security Deed; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property (all the foregoing, together with the Land the “Property”).
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law, and the remainder, if any, shall be applied as provided by law.
Grantee reserves the right to sell the Property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of Grantee’s knowledge and belief, the parties in possession of the Property are Grantor and/or tenants of Grantor or other persons in possession with the consent or acquiescence of Grantor.
Said Property will be sold as the property of Grantor subject to all unpaid real estate ad valorem taxes, governmental assessments and related liens and all prior restrictions, reservations, covenants, rights-of-way, easements, encumbrances and other matters of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to of record by Grantee.
BANK OF NORTH GEORGIA, ATTORNEY-IN-FACT FOR GAREN HOMES, INC.
Taylor English Duma LLP
1600 Parkwood Circle, Suite 400
Atlanta, Georgia 30339
Attn: Marc D. Glenn, Esq.
(678) 336-7175
EXHIBIT “A”
LEGAL DESCRIPTION
ALL THAT TRACT or parcel or land lying and being in GMD 248 of Jackson County, Georgia being known and designated as Lot H-50, POD H PHASE 1 of LINKS AT TRADITIONS as shown on that certain survey entitled “Final Plat for Links at Traditions, Fairways at Traditions and Woods at Traditions”, said plat being filed and recorded on February 24, 2005 at Plat Book 64, Pages 213 through 219, inclusive, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
(AU5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
By virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from GAREN HOMES, INC., a Georgia corporation (“Grantor”), to BANK OF NORTH GEORGIA, a state banking association (“Grantee”), recorded April 11, 2005, in Deed Book 38-J, Page 764, Jackson County, Georgia Superior Court Records (said Deed to Secure Debt as may have been modified and assigned from time to time, hereinafter referred to collectively as the “Security Deed”), said Security Deed being given to secure the payment of a Commercial Promissory Note dated March 31, 2005, made by Grantor to the order of Grantee in the original principal amount of EIGHT HUNDRED EIGHTY-THREE THOUSAND SIX HUNDRED EIGHTY AND 00/100 DOLLARS ($883,680.00), as last renewed by note dated April 10, 2008, with interest from the date thereof at the rate specified therein, (said notes, as renewed, modified and assigned from time to time, hereinafter referred to collectively as the “Note”), together with all other amounts payable by Grantor to Grantee, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of September, 2009, the following described property, to-wit:
All that certain tract or parcel of land (the “Land”) lying and being in Jackson County, Georgia and being more particularly described on Exhibit “A” attached hereto and incorporated herein by this reference.
TOGETHER with all buildings, structures and other improvements of every nature whatsoever, situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever and located in or on the premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the premises or any part thereof or are acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared to be fixtures and accessions to the Land and a part of the realty as between the parties thereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness described in the Security Deed and secured by the Security Deed. The location of the above-described collateral is also the location of the Land.
TOGETHER with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, water, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the premises or any part thereof, or which hereafter shall in any way belong, relate, or be appurtenant thereto, owned by the Grantor.
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