JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOEL PACHECO-CHAVEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 25, 2007, in the amount of $139,900.00, and recorded in Deed Book 494, Page 683, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Porters District, GMD 1765, City of Braselton, Jackson County, Georgia, being Lot 59, Block A, The Vineyards, Phase II, as per plat recorded in Plat Book 29, Page 144, Jackson County records, said plat being incorporated herein by reference thereto.
which has the property address of 156 Reisling Drive, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Joel Pacheco-Chavez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Joel Pacheco-Chavez
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-06101 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from TIFFANY B. RICHEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for FIRST MAGNUS FINANCIAL CORPORATION, an Arizona Corporation, dated June 20, 2007, recorded June 25, 2007, in Deed Book 49-D, Pages 329-348, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of TWO HUNDRED NINETY THOUSAND AND 00/100 DOLLARS ($290,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in Duncan’s GMD 245, Jackson County, Georgia, being Lot 20 of Lake Vista Estates Subdivision, as per plat recorded in Plat Book 68, Pages 17-18, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
Said property is commonly known as 311 Lake Vista Drive, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tiffany B. Richey or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for TIFFANY B. RICHEY
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6545
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from SCOTT A. CRUMLEY and BRENDA A. CRUMLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for Countrywide Home Loans, Inc., dated March 14, 2003, recorded March 26, 2003, in Deed Book 29-O, Pages 178-190, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-Two Thousand Three Hundred Sixteen and 00/100 dollars ($132,316.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 248th G.M. District, Jackson County, Georgia, and being Lot 13, Kelly’s Korner Subdivision, as per plat thereof, recorded in Plat Book 57, Page 267, of the public records of Jackson County, Georgia, which plat is hereby referred to and made a part hereof by reference.
Said property is commonly known as 347 Kiley Drive, Hoschton, GA 30548.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Scott A. Crumley and Brenda A. Crumley or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for SCOTT A. CRUMLEY AND BRENDA A. CRUMLEY
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6586
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN BOOT to NATIONAL CITY MORTGAGE a division of NATIONAL CITY BANK, dated November 30, 2007, recorded in Deed Book 51-F, Page 634, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND SIX HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($211,644.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John Boot or a tenant or tenants and said property is more commonly known as 9057 Lexington Court, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Mortgage a division of National City Bank as Attorney in Fact for John Boot
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/sm01 5/5/09
Our file no. 52831908-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 123 of The Township at Mulberry Park, as per that plat of the subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia records which plat is incorporated herein by reference and made a part hereof.
Subject to: a) zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions, Restrictions and Easements for The Township at Mulberry Park Subdivision.
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEVEN E. PARKER and KRISTEN LEE PARKER to HOMEBANC MORTGAGE CORPORATION, dated December 8, 2006, recorded in Deed Book 46-U, Page 86, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Adjustable Rate Mortgage Trust 2007-1, Adjustable Rate Mortgage-Backed Pass-Through Certificates, Series 2007-1 by assignment recorded in Deed Book 0054N, Page 187, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED TWO THOUSAND AND 0/100 DOLLARS ($502,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Steven E. Parker and Kristen Lee Parker or a tenant or tenants and said property is more commonly known as 153 Kodiak Lane, Bogart, Georgia 30622.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as trustee, on behalf of the holders of the Adjustable Rate Mortgage Trust 2007-1, Adjustable Rate Mortgage-Backed Pass-Through Certificates, Series 2007-1 as Attorney in Fact for Steven E. Parker and Kristen Lee Parker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brp 5/5/09
Our file no. 53212508-FT1
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated as Lot 38, Block A, Bear Creek Estates, and being more particularly shown on a survey entitled “Final Subdivision Plat for Bear Creek Estates”, dated February 10, 2004, revised March 11, 2004, and recorded in Plat Book 62, Pages 243-248, in the office of the clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(AP8,15,22,29B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MONROE MILLWOOD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 11, 2001, recorded in Deed Book 23-Y, Page 676, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($98,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Monroe Millwood or a tenant or tenants and said property is more commonly known as 201 Watkins Farm Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Monroe Millwood
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 5/5/09
Our file no. 5235905-FT7
EXHIBIT A
All that tract and parcel of land, designated as Lot 4 of Watkins Farm Meadows Subdivision, lying and being in the GMD # 253, Jackson County, Georgia, containing 3.616 acres, as more particularly described by a survey of Watkins Farm Meadows, dated 2/5/01 as recorded in Plat Book 57, Page 128, Jackson County, Georgia Records, said plat description of said lot being specifically incorporated herein by reference.
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RYAN SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 28, 2006, recorded in Deed Book 43-R, Page 65, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($141,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ryan Smith or a tenant or tenants and said property is more commonly known as 55 Melivy Ct., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Ryan Smith
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 5/5/09
Our file no. 5643209-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the city of Jefferson, 257th District, G.M., Jackson County, Georgia, and being known and designated as Lot 42 of Spratlin Estates, as per Plat recorded in Plat Book 60, Pages 189-191, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT T. HUNT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 29, 2005, recorded in Deed Book 38-S, Page 714, Jackson County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($191,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 880-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Scott T. Hunt or a tenant or tenants and said property is more commonly known as 96 Bristol Court, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Branch Banking and Trust Company as Attorney in Fact for Scott T. Hunt
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 5/5/09
Our file no. 517409-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 248 G.M.D., Jackson County, Georgia, designated as Lot 41 as shown on plat and survey of Southampton Falls, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 62, at Pages 95-103. For a more detailed description, reference is hereby made to said plat as recorded. Subject to all existing easements and rights of way for public roads and utilities now in use.
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EARL EUGENE ENDSLEY to TAYLOR, BEAN, & WHITAKER MORTGAGE CORP., dated April 24, 2000, recorded in Deed Book 21-F, Page 749, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 24-P, Page 363, Jackson County, Georgia Records, as last transferred to GMAC Mortgage Corporation by assignment recorded in Deed Book 21-Z, Page 565, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND ONE HUNDRED EIGHTY AND 0/100 DOLLARS ($75,180.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation, 1100 Virginia Drive, Fort Washington, PA 19034, 800-850-4622x2365442. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Earl Eugene Endsley and Pamela Endsley or a tenant or tenants and said property is more commonly known as 1485 New Kings Bridge Road, Athens, Georgia 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GMAC Mortgage Corporation as Attorney in Fact for Earl Eugene Endsley
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/js2 5/5/09
Our file no. 5307901-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 242nd District, G.M. Jackson County, Georgia, containing 1.623 acres, more or less, as shown on that plat and survey for Arch C. Mitchell and Helen J. Mitchell, prepared by Cornerstone Land Surveying, Registered Land Surveyor, dated January 6, 1995, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 45, Page 19. Said plat, as recorded, is hereby referenced for a more detailed description of said property.
(AP8,15,22,29B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES F. HUBBARD, JR. to SUNTRUST MORTGAGE, INC., dated December 28, 2005, recorded in Deed Book 42-B, Page 765, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 49-M, Page 461, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND AND 0/100 DOLLARS ($135,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455 GM District, Jackson County, Georgia, and being more particularly described as follows:
Beginning at a point located on the southwesterly side of Holly Springs Road (80 foot right of way), said point being located 1578.00 feet from the CL of Miller Bridge Road as measured along the southwesterly side of Holly Springs Road; thence south 39 Degrees 44 Minutes 45 Seconds east along the southwesterly side of Holly Springs Road 212.05 feet to an iron pin; thence south 50 Degrees 05 Minutes 02 Seconds west 236.06 feet to an iron pin; thence south 50 Degrees 56 Minutes 04 Seconds west 285.88 feet to an iron pin; thence south 39 Degrees 31 Minutes 28 Seconds east 161.32 feet to an iron pin; thence south 50 Degrees 66 Minutes 06 Seconds west 301.60 feet to an iron pin; thence north 29 Degrees 32 Minutes 21 Seconds west 386.50 feet to an iron pin; thence north 52 Degrees 51 Minutes 22 Seconds east 754.56 feet to an iron pin located on the southwesterly side of Holly Springs Road and the point of beginning, as per survey dated August 1, 1998 for David Bellino by Holcomb Surveying, Inc., GRLS #2733, containing 5 acres, more or less.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is James F. Hubbard, Jr. and Holly Y. Hubbard or a tenant or tenants and said property is more commonly known as 8397 Holly Springs Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for James F. Hubbard, Jr.
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/cj 5/5/09
Our file no. 1181409-FT2
(AP8,15,22,29B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEVIN T. WOODRING to HOMEBANC MORTGAGE CORPORATION, dated January 24, 2005, recorded in Deed Book 37-N, Page 85, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FIFTY AND 0/100 DOLLARS ($171,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin T. Woodring or a tenant or tenants and said property is more commonly known as 1444 New Liberty Way, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Kevin T. Woodring
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jw0 5/5/09
Our file no. 53234408-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, Being Lot 42, Block A, Liberty Estates Subdivision, Unit One, as per Plat recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference for a more detailed description.
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Contained in Security Deed
State of Georgia, County of Jackson
Pursuant to a power of sale contained in a certain security deed executed by RONALD HARRELSON and MELISSA HARRELSON, hereinafter referred to as Grantor, to AMERIQUEST MORTGAGE COMPANY recorded in Deed Book 39-U, beginning at Page 534, and reformed at Deed Book 54-Q, Page 457, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default in the payment of the debt secured by said security deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in May, 2009, the property which, as of the time of the execution of said security deed, was described as set forth in the attached Exhibit “A”.
Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding and/or unpaid taxes which may be liens upon the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property.
The entity that has full authority to negotiate, amend, and modify all terms of the Note and Security Deed is American Home Mortgage Servicing, Inc., 4600 Regent Blvd., Suite 200, Irving, TX 75063-2250, (800) 358-8426. To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Ronald Harrelson and Melissa Harrelson or tenant(s).
Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R8, As Transferee and Assignee, As attorney-in-fact for the aforesaid Grantor
J. Michael Campbell
Attorney at Law
990 Hammond Drive
Suite 800
One Lakeside Commons
(770) 392-0041
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
AHM/Ronald Harrelson and Melissa Harrelson/08-53784 F1
EXHIBIT “A”
All that tract or parcel of land lying and being in the 455 G.M.D, Jackson County Georgia, designated as Lot 8 in River Ridge Subdivision, Phase Two, as shown on plat and survey of Ingram, Lord & Associates, Surveyors, dated April 24, 2000, recorded in the office of the clerk of Superior Court of Jackson County, Georgia, in Plat Book 56, at Page 134, and for a more detailed description to said tract reference is hereby made to said plat as recorded.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from MICHELE L. GEERY and THOMAS S. GEERY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for AMERICAN MORTGAGE NETWORK, INC., a Delaware Corporation, dated October 30, 2002, recorded November 18, 2002, in Deed Book 28-G, Pages 527-542, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED TEN THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($110,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 1765th (Porter) District, G.M., Jackson County, Georgia, designated as Lot 11; said Lot 11 is bounded on the north by Lot 12, on the east by Ira Lee Baird, on the south by Lot 10, and on the west by Shirley Court; Block A, Priestly Manor Subdivision, as per plat recorded in Plat Book 22, Page 155, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein for a more detailed description of said lot, being known as Lot 11, Shirley Court, according to the present system of numbering houses in Jackson County, Georgia, and being more particularly shown on survey prepared by Robert M. Burch, Land Surveying Company, Inc., dated December 31, 1987, subject to existing easements and rights of way for public roads and utilities now in use.
Said property is commonly known as 177 Shirley Court, Braselton, GA 30517.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Michele L. Geery and Thomas S. Geery or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for MICHELE L. GEERY AND THOMAS S. GEERY
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6692
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-70)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OTIS H. BROOKS and DENISE M. BROOKS to COMMONPOINT MORTGAGE, dated April 24, 1998, recorded in Deed Book 17-W, Page 313, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 by assignment to be recorded at Jackson County, Georgia records conveying the after-described property to secure a Note in the original principal amount of SIXTY THREE THOUSAND FOUR HUNDRED FIFTY AND 00/100 DOLLARS ($63,450.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis H. Brooks and Denise M. Brooks or a tenant or tenants and said property is more commonly known as 2627 Old Winder Jefferson Hwy, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 as Attorney in Fact for Otis H. Brooks and Denise M. Brooks
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File# GA01FJA091000387
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 245th District, G.M., Jackson County, Georgia, containing 0.68 acres, as show by that certain plat of survey entitled “Survey for Otis Brooks”, prepared by W.T. Dunahoo and Associate Inc., certified by W.TT Dunahoo, Georgia Registered Surveyor No. 1577, dated August 24, 1989, and being of record in the office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 33, Page 19, which plat and its recording are by reference incorporation herein for further identification and description.
(AP8,15,22,29B/18550-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TERRY E. MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2006, recorded in Deed Book 46-Z, Page 257, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
All that tract or parcel of land lying and being in the 455th District, G.M., of Jackson County, Georgia and being Lot 48, Section 2 of Rancho North Subdivision, as per Plat recorded in Plat Book 6, Page 378, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Terry E. Martin or a tenant or tenants and said property is more commonly known as 1161 Ridgewood Drive, Pendergrass, GA 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Terry E. Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 5/5/09
Our file no. 11787608-FT3
(AP8,15,22,29B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by AUSTIN O. BOWEN to FT MORTGAGE COMPANIES d.b.a. HOMEBANC MORTGAGE CORPORATION dated April 22, 1996, and recorded in Deed Book 15-N, Page 631, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $74,800.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, May 5, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, being Lot 9, of Panther Creek Estates, Phase One, as per plat thereof recorded in Plat Book 35, Page 22, Jackson County Records, said plat being incorporated herein by reference thereto.
Said property is known as 134 Panther Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Austin O. Bowen, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Austin O. Bowen, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Austin O. Bowen
File no. 07-0842
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(AP8,15,22,29B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Jackson County
State of Georgia
By virtue of Power of Sale contained in the Deed to Secure Debt (“Security Deed”) from DREAM MAKER CONSTRUCTION INC. (“Grantor”) to SECURITY BANK OF GWINNETT COUNTY SUCCESSOR BY ACQUISITION OF HOMESTEAD BANK (“Grantee”), dated June 22, 2006, and recorded June 26, 2006 in Deed Book 44-L, Page 123, Jackson County, Georgia Records; as modified in Deed Book 49-O, Page 441 and in Deed Book 51-M, Page 545, aforesaid records, said Security Deed being given to secure Notes of even date in the original principal amounts as follows: Loan # 4007191 in the Principal Amount of $323,000.00; Loan # 400485400 in the Principal Amount of $323,000.00; Loan # 400485900 in the Principal Amount of $323,000.00; Loan # 400486000 in the Principal Amount of $323,000.00, with interest from said date at the rate as provided therein on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described real property:
Legal Description:
All that tract or parcel of land lying and being in the 245 GMD, Jackson County, Georgia, being Lots 6, 8, 14 and 15, Fountainhead Subdivision, as per plat recorded in Plat Book 60, Pages 1-3, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Subject to all other easements, restrictions, reservations and rights-of-way of record, if any.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to comply with the terms of the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
To the best knowledge and belief of Grantee, the above described property is in the possession of Dream Maker Construction Inc. and will be sold subject to the outstanding ad valorem taxes and/or assessments, including taxes which are a lien, but not yet due and payable, any matters which might be disclosed by an accurate survey, an inspection, any assessments, liens encumbrances, zoning ordinances, covenants, and matters of record superior to the security deed first setout above.
Security Bank of Gwinnett County as Attorney-in-Fact for Dream Maker Construction Inc.
C. Robin Wyatt, P.C.
P.O. Box 696
74 White Street
Hoschton, GA 30548
706-654-1654
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement from DAVID NEAL EMBRY and CYNTHIA SUE EMBRY (“Grantors”) to GWINNETT COMMUNITY BANK (“Grantee”), dated June 22, 2006, filed and recorded July 11, 2006, in Deed Book 44-P, Page 22, Jackson County, Georgia Records, as modified by that certain Modification Agreement dated December 25, 2006, filed and recorded January 31, 2007, in Deed Book 47-I, Page 347, aforesaid records, as further modified by that certain Modification Agreement dated December 5, 2007, filed and recorded January 3, 2008, in Deed Book 51-D, Page 83, aforesaid records, as further modified by that certain Modification Agreement dated June 22, 2008, filed and recorded July 16, 2008, in Deed Book 52-W, Page 175, aforesaid records (as modified, the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated June 22, 2008, from Grantors payable to Grantee in the original principal amount of ONE HUNDRED THOUSAND AND NO/100 DOLLARS ($100,000.00), with interest thereon as set forth therein (as modified and renewed, the “Note”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, the following described property:
ALL THAT TRACT OR PARCEL OR LAND lying and being in 245th and 248th Land District, of Jackson County, Georgia and being Lot 3, POD P, of Traditions of Braselton Subdivision, all as more particularly shown on a plat of said subdivision recorded at Plat Book 64, Pages 150-152, Jackson County Plat Records which Plat is incorporated herein by reference thereto for a more complete description of said lot.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).
The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any. The sale will be conducted as set forth herein subject to (1) confirmation prior to the sale that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit prior to the sale of the status of the loan with the holder of the Security Deed.
Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.
To the best of the undersigned’s knowledge and belief, the property consists of Lot 3, POD P, of Traditions of Braselton Subdivision, 245th and 248th Land District, Jackson County, Georgia, and the party in possession of the property is David Neal Embry and Cynthia Sue Embry, or their tenant or tenants.
GWINNETT COMMUNITY BANK, as Attorney-in-Fact for David Neal Embry and Cynthia Sue Embry
Thompson, O’Brien, Kemp & Nasuti, P.C.
40 Technology Parkway South, Suite 300
Norcross, Georgia 30092
(770) 925-0111
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from CHERYL BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOANS, INC., dated March 10, 2004, recorded May 21, 2004, in Deed Book 34-P, Pages 511-526, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of THIRTY-FOUR THOUSAND FOUR HUNDRED AND 00/100 DOLLARS ($34,400.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in May, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the county of Jackson, Block D, Lot 1, according to plat prepared by W.T. Dunahoo, surveyor, March, 1970, said plat being recorded in the office of the Clerk of the Superior Court of Jackson County, Georgia, in Plat Book 6, Page 141, bounded on the North by proposed street on the East by Hancock Road right of way, on the South by Lot No. 2 and on the West by lands of T.M. Crow, said plat and the description thereof Lot No. 1, Block “D”, 245th (Jefferson) District G.M., being incorporated herein by reference for a more detailed description.
Said property is commonly known as 844 Martin Luther King Jr., Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cheryl Bonner and I. V. Young or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for CHERYL BONNER
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.6932
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(AP8,15,22,29B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TYNIE MYCHELL MONK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 12, 2007, in the amount of $107,550.00, and recorded in Deed Book 47-E, Page 141, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Talmo GMD 1691, Jackson County, Georgia, being Lot 30, Silverlake Subdivision, Phase Two, as per Subdivision Plat entitled, Survey for Silverlake Subdivision, Phase Two, prepared by Farley-Collins Associates, certified by William H. Collins and William E. Whidden, GRLS, as recorded in Plat Book 54, Pages 241-245, Jackson County, Georgia records, which plat is hereby referred to and made a part of this description.
which has the property address of 4374 Rolling Ridge Drive, Gillsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tynie Mychell Monk and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Tynie Mychell Monk
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29571 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DAVID BRIAN SANDERS and LIANA MARIE SANDERS to NATIONS HOME MORTGAGE CORPORATION dated February 20, 2008, in the amount of $104,176.00, and recorded in Deed Book 51-R, Page 692, Jackson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment, the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253 District, G.M., Jackson County, Georgia, designated as: Lot 26, Quite Oaks, containing .802 Acres, more or less, as shown on a Plat of Survey entitled Final Plat for Quiet Oaks Subdivision prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr., Georgia Registered Surveyor No. 1781, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County Georgia in Plat Book 54, Page 36, which said plat and the recording thereof are by reference herein incorporated herein for a more complete and detailed description. Tax ID Number 025B-026. Being the same property conveyed to David Brian Sanders and Liana Marie Sanders by Deed from Larry G. Gooch recorded 11/28/2005 in Deed Book 41P Page 83, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Note: For street numbering purposes known as 179 Summer Lane, Nicholson, Georgia.
which has the property address of 179 Summer Lane, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of David Brian Sanders and Liana Marie Sanders and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for David Brian Sanders and Liana Marie Sanders
Anthony DeMarlo, Attorney/smitchell
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07726 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY LEE STETLER and TERESA ANN STETLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 30, 2007, in the amount of $216,800.00, and recorded in Deed Book 49-U, Page 663, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 428th G.M. District, City of Jefferson, Jackson County, Georgia containing 9.8276 acres and being more particularly described as follows:
To find the True Point of Beginning, commence at a Right-of-Way marker found at the intersection of the Northwesterly Right-of-Way of Interstate Highway 85 (Right-of-Way varies) and the Northerly Right-of-Way of State Route 11 and U.S. Highway 129 (Right-of-Way varies), said marker being 75.00 feet from the centerline of said State Route 11 and U.S. Highway 129 North 85 degrees 47 minutes 56 seconds West a distance of 235.00 feet to a nail set, said nail being 75.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 175.00 feet to a nail set; said nail being the True Point of Beginning; thence from the True Point of Beginning thus established and running North 85 degrees 47 minutes 56 seconds West a distance of 200.00 feet to a concrete monument found thence running South 04 degrees 12 minutes 04 seconds West a distance of 200.00 feet to an iron pin set on the Northerly Right-of-Way of State Route 11 and U.S. Highway 129, (Right-of-Way varies) said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence running along said Right-of-Way North 85 degrees 47 minutes 56 seconds West a distance of 645.00 feet to an iron pin set, said iron pin being 50.00 feet from the centerline of said Right-of-Way; thence leaving said Right-of-Way and running North 04 degrees 12 minutes 04 seconds East a distance of 690.22 feet to an iron pin set; thence running South 85 degrees 47 minutes 56 seconds East a distance 301.56 feet to a 1/2 inch solid rod found; thence running South 47 degrees 51 minutes 08 seconds East a distance of 689.14 feet to an iron pin set; thence running South 04 degrees 12 minutes 04 seconds West a distance of 66.45 feet to a nail set said nail being the True Point of Beginning.
which has the property address of 2243 Unity Church Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Lee Stetler and Teresa Ann Stetler and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Lee Stetler and Teresa Ann Stetler
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-03620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-80)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DEVON HERSHBERGER and JONATHAN L. HERSHBERGER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 7, 2005, in the amount of $108,000.00, and recorded in Deed Book 39-J, Page 577, Jackson County, Georgia Records, as last transferred to Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 by assignment, the undersigned, Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the City of Hoschton, 1407th District, G.M. Jackson County, Georgia, containing 0.462 acres more or less and being more particularly described by plat of survey prepared for Ray D. Spealman, Jr., dated July 26, 1999, by W.T. Dunahoo & Associates, Inc., GRLS, as recorded in Plat Book 55, Page 295, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
Being improved property known as:
254 White Street
Hoschton, Georgia 30048
which has the property address of 254 White Street, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Devon Hershberger and Jonathan L. Hershberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of New York Mellon fka Bank of New York as successor Trustee to JPMorgan Chase Bank, N.A., as Trustee for the Certificateholders of Structured Asset Mortgage Investments II Trust 2005-AR6 Mortgage Pass-Through Certificates, Series 2005-AR6 Attorney in Fact for Devon Hershberger and Jonathan L. Hershberger
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-07451 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JASON COX and RONNIE WAYNE COX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 18, 2006, in the amount of $425,000.00, and recorded in Deed Book 43-R, Page 15, Jackson County, Georgia Records; as last transferred to EMC Mortgage Corporation by assignment; the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.759 Acres more or less, and being more particularly shown as Tract 3 on survey entitled survey for Dennis A. Sikes and Rainey A. Davis and Wilbur J. Schnelle, Dated September 4, 1999, by W.T. Dunahoo and Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 54, Page 113, in The Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Tract Two: All that tract or parcel of land, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, containing 11.570 Acres, more or less, and being more particularly shown on a survey entitled survey for Sandra Schleber, Dated March 7, 2003 W.T. Dunahoo and Associates, W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 60, Page 208, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particularly description of the property herein conveyed.
which has the property address of 3640 Lebanon Church Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jason Cox and Ronnie Wayne Cox and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Jason Cox and Ronnie Wayne Cox
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-16642 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SUSAN JOINER and TODD JOINER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 26, 2005, in the amount of $110,400.00, and recorded in Deed Book 38-Q, Page 497, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 by assignment, the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in G.M.D. 248, Jackson County, Georgia, being Tract 14, Summer Hill Estates, as shown on plat recorded in Plat Book 46, Page 94, Jackson County, Georgia Plat records, which plat is incorporated herein and made a part hereof by reference.
which has the property address of 463 Summer Hill Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Susan Joiner and Todd Joiner and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE8 Attorney in Fact for Susan Joiner and Todd Joiner
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 07-14373 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSICA HANDWORK and MICHAEL D. HANDWORK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 20, 2006, in the amount of $340,000.00, and recorded in Deed Book 47-I, Page 507, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, Farm #1 in the Jackson Trail Farms Subdivision as shown on Plat Book 22, Page 48, Clerks Office of Jackson County Superior Court, to which reference is hereby made for a more complete description, said Tract containing 5.85 acres, more or less.
For informational purposes only: This APN is shown by the County Assessor as 106-023: source of Title is Book 13F, Page 713 (recorded 07-30-93)
which has the property address of 1239 Gum Springs Church Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jessica Handwork and Michael D. Handwork and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jessica Handwork and Michael D. Handwork
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17322 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PAULA DYER and ROBIN DYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2006 in the amount of $83,000.00, and recorded in Deed Book 45-T, Pages 655-673, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in May, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in The Miller District, GMD 455, Jackson County, Georgia, being 5.3428 acres, more or less, and being more particularly shown on that plat of survey for Bruce F. Best, Jr. and Patricia G. Best, prepared by James Robert Cheatham, GRLS, dated 12/05/94, and recorded in Plat Book 42, Page 195, Jackson County, Georgia records, which plat is hereby referred to and more a part hereof.
which has the property address of 8293 Maysville Road, Maysville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Paula Dyer and Robin Dyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Paula Dyer and Robin Dyer
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-08139 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(AP8,15,22,29B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $120,000.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 234, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM Jackson County, Georgia, being Lot 8, of Northwood Subdivision, as per plat recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 137 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $129,600.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 246, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 4 of Northwood Subdivision, as per plat thereof recorded in Plat Book 66, Pages 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 81 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from DENNIS M. HODGES to ABN AMRO MORTGAGE GROUP, INC. in the original principal amount of $140,800.00 dated 10/27/2006, and recorded in Deed Book 46-G, Page 250, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of May, 2009 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Dennis M. Hodges the following described property:
All that tract or parcel of land lying and being in the 255th District, GM, Jackson County, Georgia, being Lot 6, of Norwood Subdivision, as per plat thereof recorded in Plat Book 66, Page 189-191, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Property known as: 103 Northwood Drive, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Dennis M. Hodges.
CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Dennis M. Hodges.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(AP8,15,22,29B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from BILLY J. NORRIS a/k/a BILLY NORRIS to COMMUNITY BANK & TRUST, dated January 28, 2005, and recorded in Deed Book 370, Commencing Page 43 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under a Real Estate Note dated January 28, 2005, made by Grantor in the original principal amount of $38,500.00 (the “Note”) and as the said Note and Deed were subsequently modified to, inter alia, increase the indebtedness to $58,987.99, such modification being recorded in Deed Book 50-X, Page 622, aforesaid Records together with interest thereon and other obligations as provided in the Note and all modifications of the same and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in May, to wit: May 5, 2009, the following described property:
All that tract or parcel of land lying and being in the 428 GMD of Jackson County, Georgia, containing 2.204 acres, more or less, as shown on plat of survey recorded in Plat Book 53, Page 177, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part hereof. Subject to existing easements and rights of way for public roads and utilities now in use.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney’s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of the property which is known as 0 Academy Church Rd., Jefferson, GA 30549.
Community Bank and Trust as Attorney in Fact for Billy J. Norris a/k/a Billy Norris
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(AP8,15,22,29P4)
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