JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by GLENN R. DAVID to COMMUNITY BANK AND TRUST, dated December 27, 1996, and recorded in Deed Book 16-E, Pages 521-522; and further, by virtue of the power contained in a Supplemental Deed to Secure Debt, executed and delivered by GLENN R. DAVID to COMMUNITY BANK AND TRUST, dated July 17, 2008, and recorded in Deed Book 52-X, Page 550; and further, by virtue of a Supplemental Security Deed and Additional Loan Agreement, executed and delivered by GLENN R. DAVID to COMMUNITY BANK AND TRUST, dated July 17, 2008, and recorded in Deed Book 52-X, Page 553, Office of the Clerk of Superior Court of Jackson County, Georgia, securing sums in the original principal amount of $960,000.00; in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney in Fact for the said GLENN R. DAVID, as provided in said Deed To Secure Debt between the hours of 10:00 A.M. and 4:00 P.M. Eastern Time, on the first Tuesday in March, 2009, to-wit: March 3, 2009:
All that tract or parcel of land lying and being in the 253rd (Newtown) District, G.M., Jackson County, Georgia, consisting of 78.31 acres as shown on that plat prepared by Allen Venable, Jr., R.L.S. for Mrs. Vassie Coleman & Heirs of Nova Coleman Kendall, dated April 17, 1974. Said property being bounded on the North by Kings Bridge Road, P.M. Shannon, and Pittman’s Bridge Road; on the West by Mrs. Vassie Coleman; on the South by Mrs. Vassie Coleman; on the East by Joe Ed Tolbert and Frances Cowart.
BEGINNING at the centerline of Pittman’s Bridge Road on the Southeasterly right of way of Kings Bridge Road; thence South 75 degrees 20’ East 107.3 feet along the right of way of Pittman’s Bridge Road; thence South 24 degrees 09’ West 288.0 feet to an iron pin; thence South 77 41’ East 333.0 feet to an iron pin; thence North 20 degrees 42’ East 273.0 feet to the centerline of Pittman’s Bridge Road; thence along South 75 degrees 31’ East 75.8 feet to a point; thence South 81 degrees 54’ East 892.6 feet to a point; thence South 86 degrees 27’ East 254.7 feet to a point; thence North 81 degrees 47’ East 218.0 feet to an iron pin set; thence leaving the right of way of Pittman’s Bridge Road South 49 degrees 44’ East 20.0 feet to a point; thence South 49 degrees 44’ East 144.0 feet to an iron pin found; thence along the line of Francis Cowart South 37 degrees 17’ West 1329.2 feet to an iron pin set; thence South 58 degrees 37’ East 1224.3 feet to an iron pin set; thence along the line of Joe Ed Tolbert South 47 degrees 30’ West 603.0 feet to an iron pin set; thence along the line formerly of Mrs. Vassie Coleman North 68 degrees 58’ West 1961.9 feet to an iron pin set; thence along the line of formerly Mrs. Vassie Coleman North 6 degrees 38’ West 1523.2 feet to an iron pin set on the right of way Kings Bridge Road; thence North 51 degrees 24’ East 341.6 feet to the centerline of Pittman’s Bridge Road and the point of BEGINNING.
DEED REFERENCE: Deed Book 16-E, Page 521, Jackson County, Georgia Records.
The debt secured by said Deeds To Secure Debt and Supplemental Security Deed and Additional Loan Agreement, being in default, said powers contained therein will be exercised and the land will be sold as property of GLENN R. DAVID by the undersigned, as Attorney in Fact for the said GLENN R. DAVID.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) to final confirmation and audit of the status of the loan with the holder of the security deed; and, (3) said property is subject to an Agricultural Conservation Covenant.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deeds To Secure Debt and Supplemental Security Deed and Additional Loan Agreement. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney in Fact for the said GLENN R. DAVID.
Pursuant to §44-14-162.2(a) & (b), O.C.G.A. 1982 as amended, a copy of this Notice has been mailed to the Debtor and Guarantor. The individual on behalf of Community Bank and Trust who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:
Greg Reicht
P. O. Box 1900
Cornelia, Georgia 30531
1-706-778-2264
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST the premises are open land.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose”. [15 U.S.C. Section 1692e(11).]
This 26th day of January, 2009.
COMMUNITY BANK AND TRUST
ELTON COLLINS, President
As Attorney in Fact for GLENN R. DAVID
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness evidenced by the Note (as hereinafter described), secured by a Real Estate Deed to Secure Debt from TRITON HOMES, INC. (hereinafter referred to as “Grantor”) to MOUNTAIN VALLEY COMMUNITY BANK, dated February 22, 2007, filed for record in Deed Book 47-S, Page 453, in the Office of the Clerk of the Superior Court of Jackson County, Georgia (hereinafter called the “Security Deed”), the undersigned, Mountain Valley Community Bank, pursuant to said Security Deed and that certain Universal Note dated July 21, 2008 in the original principal amount of $145,564.00 (hereinafter referred to as the “Note”) has declared the entire amount of said indebtedness due and payable. Therefore, pursuant to and by virtue of the power of sale contained in the Security Deed, there will be sold by the undersigned at public outcry to the highest and best bidder for cash before the Courthouse door on the courthouse steps at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 73 Pod P of Traditions of Braselton Subdivision, Phase 2, as per plat thereof recorded in Plat Book 64, Pages 150-152, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description, together with all fixtures and personal property attached to and constituting a part of said property, and replacements and additions.
TOGETHER WITH all of the buildings, building materials, fixtures and improvements on, in and to the property and all easements, rights, rents, royalties, mineral, oil and gas rights, profits and water rights.
The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of said Note and Security Deed. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Security Deed, including permitted attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees and expenses of the foreclosure having been given as provided by law and as provided by the terms of the Security Deed; and the remainder, if any, shall be applied as provided by law.
To the best knowledge and belief of the undersigned, Triton Homes, Inc. is in possession of said property. Said property will be sold subject to any prior restrictive covenants, easements, rights-of-way, valid zoning ordinances, matters which would be disclosed by an accurate survey of the property or by an inspection of the property, and any liens or encumbrances superior to the Security Deed first set out above, and subject to all outstanding taxes, assessments, and utility bills which may constitute a lien against said property, whether due and payable or not yet due and payable.
Mountain Valley Community Bank hereby notifies Grantor that Mountain Valley Community Bank remains the holder of the security interest set forth in the Security Deed. Grantor may communicate with Mountain Valley Community Bank by contacting Mr. Don Allison, Mountain Valley Community Bank, 136 North Main Street, Cleveland, Georgia 30528, or by telephone at (706) 348-6822. Mr. Allison has full authority to negotiate, amend, and modify all terms of the Security Deed with Grantor.
MOUNTAIN VALLEY COMMUNITY BANK, as Attorney-in-Fact for TRITON HOMES, INC.
Thomas E. Austin, Jr.,
Attorney for Mountain Valley Community Bank
Thomas E. Austin, Jr., LLC
3340 Peachtree Road, N.E.
Suite 1760
Atlanta, Georgia 30326
(404) 814-3755
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from ELIA URIBE-PEREZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for COUNTRYWIDE HOME LOAN, INC., dated April 29, 2005, recorded June 7, 2005, in Deed Book 39-D, Pages 758-770, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED EIGHTEEN THOUSAND THREE HUNDRED TWENTY AND 00/100 DOLLARS ($118,320.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-26CB Mortgage Pass-Through Certificates, Series 2005-26CB, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, and being designated as Lot 29, Block A, of Arbors of Jefferson Subdivision, according to that plat of survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.
Said property is commonly known as 555 Silver Bell Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Raul Uribe Ocampo, Elia Uribe-Perez or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-26CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-26CB as Attorney in Fact for ELIA URIBE-PEREZ
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.5858
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(FE4,11,18,25B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by VAN E. SLUSSER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, in the amount of $75,520.00, and recorded in Deed Book 38-M, Page 421, Jackson County, Georgia Records, as last transferred to EMC Mortgage Corporation by assignment, the undersigned, EMC Mortgage Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, lying and being in the 253rd District, GM, Jackson County, Georgia, designated as Lot 10, containing 0.750 acres, more or less, of Quiet Oaks Subdivision, prepared by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, dated April 20, 1999, and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia, in Plat Book 54, Page 36; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
which has the property address of 243 Autunm Drive, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Van E. Slusser and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
EMC Mortgage Corporation Attorney in Fact for Van E. Slusser
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-19882 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from MARY L. ARWOOD to VESTER DILLS, dated August 27, 2008, and securing and original indebtedness in the amount of $53,000.00, and recorded at Deed Book 53-E, Pages 213-217, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in March, 2009, the following described property, to wit:
All that tract or parcel of land lying and being in the 242 GMD, Jackson County, Georgia, containing 1.50 acres, more or less, as shown on plat and survey of Venable & Associates, Inc., Surveyors, dated October 4, 1991, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 48, Page 197. For detailed description to said tract, reference is hereby made to said plat as recorded.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Mary L. Arwood, subject to any taxes, easements and assessments appearing of record.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge, the property is in the possession of Mary L. Arwood.
Vester Dills, as attorneys in fact for Mary L. Arwood.
Scott R. Tolbert
Tolbert Bradford, LLC
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(FE4,11,18,25B/344-40)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JANET HOLLIS and KRISTI HOLLIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 24, 2006, in the amount of $111,650.00, and recorded in Deed Book 45-G, Page 156, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being designated as Lot 3 on that plat of survey dated August 29, 1988, for David Underwood as recorded in Plat Book 30, Page 173, in the Office of the Clerk of Superior Court for Jackson County, Georgia, said plat being incorporated herein be reference. Said property being more particularly described according to said plat as follows:
To find the True Point of Beginning at an iron pin found on the Northerly Right-of-Way of Mountain Creek Road 2,667.24 feet Southerly form the centerline of Mountain Church Road; thence along a twenty (20.00) foot wide easement granted herein, North 37 degrees 49 minutes East 420.32 feet to an iron pin set to the True Point of Beginning; thence North 88 degrees 01 minutes West 141.14 feet to an iron pin set; thence North 13 degrees 52 minutes East 262.18 feet to an iron pin set; thence North 77 degrees 02 minutes East 349.40 feet to a rock found; thence South 37 degrees 49 minutes West 427.68 feet to the True Point of Beginning.
Further granted herein is a twenty (20.00) foot wide easement for ingress and egress to said property as shown on said plat.
which has the property address of 1816 Mountain Creek Drive, Pendergrass, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Janet Hollis and Kristi Hollis and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for Janet Hollis and Kristi Hollis
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07702 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-70)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by KEITH ROSS and MARCI DYER to ASSOCIATES FINANCIAL SERVICES OF AMERICA, INC., dated September 30, 1999, and filed for record October 15, 1999, in Deed Book 20-I, Page 416, Jackson County, Georgia records, and securing a Note in the original principal amount of $46,298.82, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March 2009, by Associates First Capital Corporation successor by reason of merger with Associates Financial Services Company, Inc. successor by reason of merger with Associates Financial Services of America, Inc as Attorney-in-Fact for Keith Ross and Marci Dyer the following property to-wit:
ALL THAT CERTAIN property situated in Jefferson in the county of Jackson, and State of Georgia and being described in a deed dated 6/1/99 and recorded 6/4/99, among the land records of the county and state set forth above, and referenced as follows:
BOOK 19-R, PAGE 309
ALL THAT TRACT or parcel of land situate, lying and being in the 245th District, GM, Jackson County, Georgia, designated as Tract No. 1, consisting of 4.083 acres, more or less, as shown on a plat of survey entitled “Survey for V.I.J., Inc.” prepared by W. T. Dunahoo & Associates, Inc., certified by W. T. Dunahoo, Georgia Registered Surveyor No. 1577, dated April 10, 1999, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 53, Page 299, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The above described property is also known as 3655 Jefferson River Road, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Jeryme K. Ross a/k/a Keith Ross and Marci Ross a/k/a Marci Dyer.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
Associates First Capital Corporation.
Attn: Loss Mitigation Dept.
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
Telephone number: 800-422-1498.
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Associates First Capital Corporation. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Associates First Capital Corporation successor by reason of merger with Associates Financial Services Company, Inc. successor by reason of merger with Associates Financial Services of America, Inc
as Attorney-in-Fact for Keith Ross and Marci Dyer
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/119-70)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CINDY D. ROOKS a/k/a CINDY D. COLEY to CITIFINANCIAL SERVICES, INC., dated June 22, 2001, and filed for record June 26, 2001, in Deed Book 23-T, Page 357, Jackson County, Georgia Records, and securing a Note in the original principal amount of $79,432.32, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March, 2009, by CitiFinancial Services, Inc. as Attorney-in-Fact for Cindy D. Rooks a/k/a Cindy D. Coley the following property to-wit:
All that tract or parcel of land lying and being in the 245th District, G.M., State of Georgia, County of Jackson being located on Old Jackson Trail Road, encompassing 1.47 acres and being more particularly described and delineated according to a Plat and Survey prepared by W.T. Dunahoo and Associates, Inc., certified by W.T. Dunahoo, Georgia Registered Surveyor No. 1577, dated January 23, 1986, entitled “Survey for Cindy D. Rooks,” said Plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 24, Page 104; which said Plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description. Being the same property conveyed to Cindy D. Rooks by fee Simple Deed from Larry L. Rooks, Jr. as set forth in Deed Book 9E, Page 129 dated 02/11/1986 and recorded 02/13/1986, Jackson County Records, State of Georgia.
The above described property is also known as 110 Whitney Road, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Cindy D. Rooks a/k/a Cindy D. Coley; and/or Michael Coley.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiFinancial Services, Inc.
Attn: Loss Mitigation Dept.
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
Telephone number: 1-800-423-8158
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiFinancial Services, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiFinancial Services, Inc. as Attorney-in-Fact for Cindy D. Rooks a/k/a Cindy D. Coley
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/119-60)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
Georgia, Jackson County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by RODNEY DAVENPORT to FARM EQUITIES, INC., dated February 12, 1997, and recorded in Deed Book 17-J, Page 22, of the records of the Clerk of the Superior Court of Jackson County, Georgia, FARM EQUITIES, INC., pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in March, 2009, during the legal hours of sale at the Courthouse door in Jackson County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land and all improvements thereon, lying and being in, the city of Arcade, the county of Jackson, the State of Georgia; Farm(s) #11 in TROTTERS RIDGE FARMS Subdivision as shown on Plat Book 46, Page 114, Clerk’s Office, Jackson County Superior Court, to which reference is hereby made for a more complete description and containing 1.01 acres.
The above-described real estate is more commonly known as 117 North Trotters Way, Jefferson, Georgia 30549.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of RODNEY DAVENPORT and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FARM EQUITIES, INC. As Attorney in Fact for RODNEY DAVENPORT
Lender Contact:
Farm Equities, Inc.
P.O. Box 788
Holly Springs, Mississippi 38635
Attention: Beverly Cooper
Telephone: 662-252-4592
RUSSELL, STELL, SMITH & MATTISON, P.C.
Attorneys for Farm Equities, Inc.
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/818-50)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by August WALKER BACHMAN to U.S. BANK NATIONAL ASSOCIATION ND, dated October 3, 2005, and filed for record October 25, 2005, in Deed Book 41-E, Page 345, Jackson County, Georgia Records, and securing a Note in the original principal amount of $145,080.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in March, 2009, by U.S. Bank National Association ND as Attorney-in-Fact for August Walker Bachman the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in GMD 248 of Jackson County, Georgia; known or being designated as Lot 111 of Stone Creek Subdivision, Phase 2, as shown on a plat of survey for Stone Creek Subdivision dated August 16, 1996, and recorded in Plat Book 46, Page 209-210, of the Jackson County, Georgia Plat Records; said plat is herein incorporated by reference for a more complete description of the property. Said property is conveyed subject to restrictive covenants for Stone Creek Subdivision recorded in Deed Book 14-P, Page 203 and Deed Book 15-X, Page 734 of the Jackson County, Georgia Deed Records. THE SAME BEING property conveyed by deed executed by Dell-Wen, Inc. On 4/30/1999 as recorded on 5/7/1999 at Book/Liber 19N, Page/Folio 673, in the land records of Jackson County The above described property is also known as 388 Stone View Drive, Hoschton, GA 30548.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Augustus Walker Bachman.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
U.S. Bank National Association ND
Attn: Loss Mitigation Dept.
205 W. 4th Street
Suite 500
Cincinnati, OH 45202
Telephone number: 513-639-6593
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
U.S. Bank National Association ND as Attorney-in-Fact for August Walker Bachman
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHRISTINA OPERA and GEORGE OPREA to INDYMAC BANK, F.S.B dated February 6, 2006, in the amount of $101,600.00, and recorded in Deed Book 42-P, Page 701, Jackson County, Georgia Records, as last transferred to IndyMac Bank F.S.B. by assignment, the undersigned, IndyMac Bank F.S.B. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 245th and 248th District, G.M., Jackson County, Georgia, being Lot 40, Pod O, Traditions, of Braselton, Phase II, recorded in Plat Book 62, Page 122, in The Office of the Clerk of Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
which has the property address of Lot 40 Saddle Creek Dr., Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Christina Opera and George Oprea and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Bank F.S.B. Attorney in Fact for Christina Opera and George Oprea
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01557 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOSHUA H. SCHUMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 15, 2006, in the amount of $135,920.00, and recorded in Deed Book 44-B, Page 284, Jackson County, Georgia Records, as last transferred to IndyMac Federal Bank FSB by assignment, the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: 415 Creek View Drive, Hoschton, GA 30548
All that tract or parcel of land lying and being in G.M.D. 248 of Jackson County, Georgia, known or being designated as Lot 58 of Stone Creek Subdivision, Phase 2, as shown on plat of survey for Stone Creek Subdivision, Dated August 16, 1996, recorded in The Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 46, Pages 209-210. Said plat is herein incorporated by reference for a more complete description of the property.
Subject to restrictive covenants for Stone Creek Subdivision, recorded in Deed Book 14-P, at Page 203 and Deed Book 15-X, at Page 734, Jackson County, Georgia Deed Records.
which has the property address of 415 Creek View Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Joshua H. Schuman and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Federal Bank FSB Attorney in Fact for Joshua H. Schuman
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01142 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERRY HARWELL and BECKEY JACKSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated January 21, 2004, in the amount of $75,318.00, and recorded in Deed Book 33-G, Page 596, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, in the City of Nicholson, containing 0.97 acres, more or less, and designated as Lot 23, Fox Chase Subdivision, Block C, shown on that plat and survey for Fox Chase Subdivision, Section 2, Blocks B, C, and D, prepared by Cornerstone Land Surveying, Surveyors, dated 12-01-93, and recorded in Plat Book 42, Page 22. Said plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights-of-way for public roads and utilities now in use. Subject to protective covenants recorded at Deed Book 14-B, Page 759, Jackson County, Records.
Also conveyed is a 2000 Sweetwater Mobile Home, Vin No. SHGA6721AB, which is located on subject property.
which has the property address of 309 Steeple Chase Road, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jerry Harwell and Beckey Jackson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jerry Harwell and Beckey Jackson
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-02264 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale in Deed from DAVID L. RINGO, SR. And STEPHANIE J. RINGO to CHESTATEE STATE BANK, GRANTEE, dated November 29, 2007, and recorded in Deed Book 50-Z, Pages 20-29 of the Jackson County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated July 11, 2007 in the original principal amount of $538,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on the first Tuesday in March, 2009, to wit: March 3, 2009, to the highest and best bidder for cash the property described as follows, to wit:
All that tract or parcel of land lying and being in General Militia District 255 of Jackson County, Georgia being identified as Tract 2, containing 23.29 acres, as shown on that certain plat of survey for David and Stephanie Ringo by David L. Ringo, Sr. GRLS No. 2250, dated January 9, 2004 and being more particularly described as follows:
To arrive at true point of beginning start at the intersection of the Southerly right-of-way of Smallwood Drive with the centerline of Waterworks Road; running thence along the Southerly Southwesterly right-of-way of Small Wood Drive 1,231.6 feet to an iron pin found; thence leaving the right-of-way of Smallwood Drive and going the following courses and distances: South 00 degrees 47 minutes 02 seconds West a distance of 230.58 feet to an iron pin found, South 02 degrees 26 minutes 13 seconds West a distance of 889.22 feet to a one-inch crimp top pipe, South 19 degrees 55 minutes 50 seconds East a distance of 272.79 feet to a 5/8-inch rebar found, South 20 degrees 51 minutes 23 seconds East a distance of 331.51 feet to a 5/8-inch rebar found which is the true point of beginning; from said true point of beginning running thence North 52 degrees 39 minutes 18 seconds East a distance of 546.97 feet to a 5/8-inch rebar found; running thence North 52 degrees 39 minutes 18 seconds East a distance of 161.40 feet to a 5/8-inch rebar found; running thence North 52 degrees 39 minutes 18 seconds East a distance of 105.38 feet to a 5/8-inch rebar found; running thence South 13 degrees 15 minutes 00 seconds East a distance of 1,598.02 feet to a 3/8-inch crimp top pipe; running thence South 62 degrees 57 minutes 49 seconds West a distance of 594.30 feet to a 30 inch white oak corner; running thence North 20 degrees 34 minutes 25 seconds West a distance 1,206.44 feet to an iron pin found; running thence North 20 degrees 51 minutes 23 seconds West a distance of 212.62 feet to the true point of beginning.
The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.
The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Jamey Bryant, VP, Chestatee State Bank, 6638 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of David L. Ringo, Sr. and Stephanie J. Ringo and said property will be sold as the property of David L. Ringo, Sr. and Stephanie J. Ringo, subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.
Chestatee State Bank, as Attorney-in-Fact for David L. Ringo, Sr. and Stephanie J. Ringo
Newsom C. Cummings, Esq.
Cummings Kelley & Bishop PC
75 Elliott Road, Suite 220
Dawsonville, Georgia 30534
706-216-8989
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the Power of Sale in Deed from COPPERFIELD ENTERPRISES, INC. to CHESTATEE STATE BANK, Grantee, dated December 9, 2005 and recorded in Deed Book 41-W, Pages 582-591 of the Jackson County, Georgia Records, and as modified, said Deed to Secure Debt having been given to secure a Promissory Note dated July 11, 2007 in the original principal amount of $538,000.00, there will be sold by the undersigned at public outcry, during the legal hours of sale before the door of the Courthouse of Jackson County, Georgia, on the first Tuesday in March, 2009, to wit: March 3, 2009, to the highest and best bidder for cash the property described as follows, to wit:
All that tract or parcel of land lying and being in Jackson County, Minish (GMD 255), being an 18.02 acre tract as shown on that certain plat of survey for David L. Ringo, Sr., and Stephanie J. Ringo, by David L. Ringo, Sr., GRLS No. ____, dated November 5, 2004, and being more particularly described as follows.
To arrive at the TRUE POINT OF BEGINNING, start at the intersection of the centerline of Water Works Road with the southerly right-of-way of Smallwood Drive (80’ right-of-way), running thence 1,231.6 feet along the southerly right-of-way of Smallwood Drive to a one-inch pipe found, which is the TRUE POINT OF BEGINNING; running thence from THE TRUE POINT OF BEGINNING along the southerly right-of-way of Smallwood Drive an arc distance of 154.04 feet to a point, said arc being subtended by a chord bearing North 75 degrees 24 minutes 22 seconds East and having a chord distance of 153.93 feet; thence leaving said right-of-way South 09 degrees 41 minutes 18 seconds East a distance of 170.51 feet to a point; thence an arc distance of 74.42 feet to a point, said arc being subtended by a chord bearing South 30 degrees 13 minutes 32 seconds East and having a chord distance of 72.83 feet; thence South 50 degrees 45 minutes 46 seconds East a distance of 74.84 feet to a point; thence an arc distance of 52.60 feet to a point, said arc being subtended by a chord bearing South 38 degrees 52 minutes 25 seconds East and having a chord distance of 52.23 feet; thence North 72 degrees 28 minutes 30 seconds East a distance of 81.78 feet to a point; thence South 53 degrees 17 minutes 54 seconds East a distance of 271.85 feet to a point; thence South 04 degrees 39 minutes 28 seconds East a distance of 62.95 feet to a point; thence South 55 degrees 17 minutes 36 seconds West a distance of 243.25 feet to a point; thence South 05 degrees 12 minutes 51 seconds West a distance of 74.23 feet to a point; thence South 11 degrees 47 minutes 57 seconds East a distance of 54.75 feet to a point; thence South 47 degrees 24 minutes 19 seconds East a distance of 119.99 feet to a point; thence South 36 degrees 33 minutes 27 seconds East a distance of 116.41 feet to a point; thence South 44 degrees 53 minutes 55 seconds East a distance of 120.75 feet to a point; thence North 88 degrees 18 minutes 35 seconds East a distance of 74.66 feet to a point; thence South 21 degrees 39 minutes 21 seconds West a distance of 54.94 feet to a point; thence South 11 degrees 40 minutes 18 seconds West a distance of 65.45 feet to a point; thence South 00 degrees 07 minutes 04 seconds West a distance of 59.32 feet to a point; thence South 26 degrees 48 minutes 14 seconds East a distance of 87.41 feet to a point; thence South 52 degrees 39 minutes 18 seconds West a distance of 161.40 feet to a point; thence South 52 degrees 39 minutes 18 seconds West a distance of 546.97 feet to a point; thence North 20 degrees 51 minutes 23 seconds West a distance of 333.51 feet to a one-inch iron pipe found; thence North 19 degrees 55 minutes 50 seconds West a distance of 272.79 feet to a one-inch crimp top found; thence North 02 degrees 26 minutes 13 seconds East a distance of 889.22 feet to a one-inch pipe found at a rock; thence North 00 degrees 47 minutes 02 seconds East a distance of 230.58 feet to a one-inch pipe found on the southerly side of Smallwood Drive and the TRUE POINT OF BEGINNING.
The debt secured by said Deed to Secure Debt and Note has been and is hereby declared due and payable in full because of nonpayment of principal and interest pursuant to the terms of said Deed to Secure Debt and Note. Notice has been given of intention to enforce provisions for collection of attorney’s fees and foreclosure in accordance with legal requirements and the terms of the Deed to Secure Debt and Note. The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the Deed to Secure Debt, accrued interest and expenses of the sale and other sums secured by the Deed to Secure Debt including attorney’s fees, and the remainder if any shall be applied as provided by law.
The person that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Jamey Bryant, VP, Chestatee State Bank, 6638 Highway 53 East, Dawsonville, Georgia 30534, 706-216-2265. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of Copperfield Enterprises, Inc. and said property will be sold as the property of Copperfield Enterprises, Inc., subject to outstanding ad valorem taxes, and easements and restrictions of record, if any. The undersigned will execute a deed to the purchaser at said sale as provided in the Deed to Secure Debt.
Chestatee State Bank, as Attorney-in-Fact for Copperfield Enterprises, Inc.
Newsom C. Cummings, Esq.
Cummings Kelley & Bishop PC
75 Elliott Road, Suite 220
Dawsonville, Georgia 30534
706-216-8989
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by AGNES LAVERNE GRISSOM and JEFFERY J. GRISSOM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 25, 2007, in the amount of $435,500.00, and recorded in Deed Book 50-L, Page 246, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
The following described property, To-Wit:
All that tract or parcel of land situate, lying and being in the 248th District, G.M., Jackson County, Georgia designated as 3.1060 acres, more or less, as shown on a Plat of Survey entitled Survey for David M. Clark, prepared and certified by James Robert Cheatham, dated October 12, 2000, revised October 09, 2001. and being of record in the Office of the Clerk of the Superior Court, Jackson County, Georgia in Plat Book 57, Page 260, which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
Subject to all Rights of Way, Restrictions, and Easements of Record.
For title reference see Deed in Book 33-I, Page 303.
which has the property address of 314 Bill Watkins Road, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Agnes Laverne Grissom and Jeffery J. Grissom and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Agnes Laverne Grissom and Jeffery J. Grissom
Anthony DeMarlo, Attorney/llawson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-27620 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the Power of Sale contained in that Security Deed from TAYLORED HOMES, INC. to REGIONS BANK, dated December 11, 2003, recorded in Deed Book 33-C, Page 162, as modified by that certain Modification of Security Deed by and between Taylored Homes Inc. and Regions Bank, dated December 6, 2004, recorded in Deed Book 37-J, Page 605, as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated December 6, 2005, recorded in Deed Book 41-Z, Page 30, as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated June 6, 2006, recorded in Deed Book 44-E, Page 682, and as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated December 4, 2006, recorded in Deed Book 46-T, Page 179, Jackson County Records, there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in March, 2009, to the highest bidder for cash, the following described property, as follows:
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 8, and Pod 0, Traditions of Braselton, Phase I, recorded in Plat Book 62, Page 123, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
Upon information and belief of lender, said property is commonly known as Lot 8-0 Traditions of Braselton, Braselton, Georgia 30517.
The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney’s fees and expenses of sale.
Upon the best information and belief of Lender, the above-described property is in the possession of the Borrower, and/or tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower.
Said property will be sold as the property of Taylored Homes, Inc., and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank, as attorney in fact for Taylored Homes, Inc.
MICHAEL D. PAYNE, Attorney for Regions Bank
McCullough, Payne & Haan, LLC
171 17th Street, N.W., Suite 975
Atlanta, Georgia 30363
(404) 873-1386
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY W. CONE JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 15, 2008, in the amount of $189,998.00, and recorded in Deed Book 52-G, Page 49, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 45 of River Mist Plantation Subdivision, Phase I, according to that Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc., certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 66, Pages 67-72, as amended at Plat Book 68, Pages 137-141, as further amended at Plat Book 70, Pages 287-291, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
which has the property address of 555 River Mist Circle, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry W. Cone Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Larry W. Cone Jr.
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29877 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALVIN R. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 26, 2005 in the amount of $125,000.00, and recorded in Deed Book 40-L, Page 468, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242 G.M.D., Jackson County, Georgia, and being known and designated as Lot 1 more particularly shown on a survey entitled Survey for Oak Hill Subdivision prepared by Venable and Associates, Inc., Surveyors, dated February 25, 2000. Said plat is recorded in Plat Book 57, Pages 71 and 72, Office of the Clerk of Superior Court of Jackson County, Georgia, and reference is hereby made to said plat for a more complete description of the property. Subject to the Declaration of Protective Covenants for Big Oaks Subdivision recorded in Deed Book 221, at Pages 143-149, Jackson County records.
which has the property address of 209 Oak Hill Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Alvin R. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alvin R. Smith
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24909 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-5OP4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRIDGET AMANDA DOVER and GREG C. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 12, 2006, in the amount of $95,000.00, and recorded in Deed Book 45-Z, Page 318, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being on the Northern right-of-way of Chanticleer Road in the City of Commerce, 255th G.M.D., Jackson County, Georgia, containing 0.35 acre and designated as Lot No. 8 of Block A of Chanticleer Heights Subdivision according to a plat of survey prepared for Mrs. George Boswell by G. Brian Slate, Georgia Registered Land Surveyor dated May 9, 1996 and recorded at Plat Book 48, Page 244, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property. Subject to existing easements for Public Roads and Utilities now in use.
which has the property address of 123 Chanticleer Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bridget Amanda Dover and Greg C. Watts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Bridget Amanda Dover and Greg C. Watts
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00319 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRIAN A. LINSMEYER and SELINA R. LINSMEYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 22, 2006, in the amount of $219,000.00, and recorded in Deed Book 45-R, Page 99, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot 71, Block A, Magnolia Pointe Subdivision, as per plat of subdivision recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 210 Sawtooth Oak Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Brian A. Linsmeyer and Selina R. Linsmeyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Brian A. Linsmeyer and Selina R. Linsmeyer
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00240 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from SHARON L. HOLLAN & LEE HOLLAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. acting solely as a nominee for GREENPOINT MORTGAGE FUNDING, INC., dated July 11, 2007, recorded July 17, 2007, in Deed Book 49-K, Pages 308-325, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($140,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 257th G.M.D., Jackson County, Georgia, being Lot 11, Spratlin Estates Subdivision, as per plat recorded in Plat Book 60, Pages 189-191, and revised plat recorded in Plat Book 60, Pages 205-207, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 259 Spratlin Drive according to the present system of numbering property in the City of Jefferson, Jackson County, Georgia.
Said property is commonly known as 259 Spratlin Drive, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sharon L. Hollan & Lee Hollan or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for SHARON L. HOLLAN & LEE HOLLAN
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.5625
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(FE4,11,18,25B/13997-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Steven E. Ruis to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc., dated May 28, 2003, recorded May 30, 2003, in Deed Book 305, Page 474, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Three Thousand Two Hundred Sixty-Two and 00/100 dollars ($203,262.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated as Lot 44, Block-A, Harris Hills Subdivision, and being more particularly shown on a survey entitled “Survey for Harris Hills Subdivision”, dated April 13, 2001, by W.T. Dunahoo & Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 57, Page 189, in the office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Said property is commonly known as 78 Oakley Court, Athens, GA 30607.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Steven E. Ruis or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for STEVEN E. RUIS
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.5616
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(FE4,11,18,25B/13997-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MANDY L. GROOMS and JEFFREY A. GROOMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg., dated March 28, 2005, recorded in Deed Book 38-J, Page 25, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment recorded in Deed Book 53G, Page 633, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th District, Jackson County, Georgia, and designated as Lot 19 containing 0.768 acre of Howard’s Hollow Subdivision, as more particularly shown and delineated by plat of survey entitled “Final plat for Howard’s Hollow”, prepared by Venable & Associates, Inc. Georgia Registered Surveyor, dated March 21, 2000, and recorded in Plat Book 54, Page 226, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mandy L. Grooms and Jeffrey A. Grooms or a tenant or tenants and said property is more commonly known as 67 Eugene Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Mandy L. Grooms and Jeffrey A. Grooms
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 3/3/09
Our file no. 11490708-FT3
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TOMMY REID, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 17, 2008, recorded in Deed Book 52-R, Page 236, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($337,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tommy Reid, Jr. or a tenant or tenants and said property is more commonly known as 540 Old Jackson Terrace, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA. as Attorney in Fact for Tommy Reid, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cls1 3/3/09
Our file no. 53065808-FT5
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 248 of Jackson County, Georgia, being Lot 24, Olde Trail Subdivision, Phase I and IA, as per plat recorded in Plat Book 68, Page 48, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 540 Old Jackson Terrace according to the present system of numbering property in Jackson County, Georgia. Parcel ID Number: 106C024. Subject to any easements or restrictions of record.
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWN M. O’CONNOR to SUN AMERICA MORTGAGE CORPORATION, dated August 16, 2002, recorded in Deed Book 27-P, Page 74, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 27P, Page 84, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($146,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn M. O’Connor and Darlene O’Connor or a tenant or tenants and said property is more commonly known as 494 Hamilton Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Shawn M. O’Connor
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ssh 3/3/09
Our file no. 5828003-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 25, Morgan’s Creek Subdivision, as per plat recorded in plat book 57, page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN BOOT to NATIONAL CITY MORTGAGE, a division of National City Bank, dated November 30, 2007, recorded in Deed Book 51-F, Page 634, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND SIX HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($211,644.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John Boot or a tenant or tenants and said property is more commonly known as 9057 Lexington Court, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Mortgage a division of National City Bank as Attorney in Fact for John Boot
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 3/3/09
Our file no. 52831908-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 123 of The Township at Mulberry Park, as per that plat of the subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
Subject to: a) zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions, Restrictions and Easements for The Township at Mulberry Park Subdivision.
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TONY CROPPER and NANNETTE R. CROPPER to FT MORTGAGE COMPANIES, d.b.a. EQUIBANC MORTGAGE CORPORATION, dated 10/17/1997, recorded in Deed Book 17-D, Page 749, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company f/k/a Bankers Trust Company of California, N.A., as Trustee by assignment to be recorded at Jackson County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of EIGHTY EIGHT THOUSAND TWO HUNDRED AND NO/100 DOLLARS ($88,200.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March 2009 the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tony Cropper and Nannette R. Cropper or a tenant or tenants and said property is more commonly known as 191 Reisling Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company f/k/a Bankers Trust Company of California, N.A., as Trustee as Attorney in Fact for Tony Cropper and Nannette R. Cropper
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File#GA01FJA09100-
0275
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 1765th District G.M., Jackson County, Georgia, located in Lot 17, Block D, Phase II of the Vineyards Subdivision, as per plat recorded in Plat Book 29, Page 144, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
(FE4,11,18,25B/18550-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROGER SOUTHERLAND to ARGENT MORTGAGE COMPANY, LLC, dated October 30, 2003, recorded in Deed Book 32-S, Page 470, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($78,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that or parcel of land lying and being in the 455th District, G. M., Jackson County, Georgia, containing 1.1104 acres, more or less, being Lot 9, Unit One, Forest Lakes s/d, as shown on that Plat and survey for Southerland Prepared by James Robert Cheatham Surveyor, dated July 14, 1996, and recorded in the office of the clerk of the Superior County of Jackson County, Georgia, in Plat Book 48, Page 148, said Plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
CitiResidential fka Ameriquest Mortgage can be contacted at 800-211-6926x38406 or by writing to 10801 6th Street Suite 130, Rancho Cucamonga, CA 91730, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Roger Southerland or a tenant or tenants and said property is more commonly known as 266 Forest Lake Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10 as Attorney in Fact for Roger Southerland
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/pxs 3/3/09
Our file no. 152009-FT8
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW G. FAGIOLI to SUNTRUST MORTGAGE, INC., dated September 28, 2007, recorded in Deed Book 50-H, Page 197, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND AND 0/100 DOLLARS ($134,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and Being in GMD 248, Jackson County, Georgia, Being Lot 21, Pod R, Traditions Of Braselton-Phase 2 Subdivision, as per Plat recorded in Plat Book 66, Pages 48-53, Jackson County Records, said Plat being incorporated herein by reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew G. Fagioli or a tenant or tenants and said property is more commonly known as Lot 21 Traditions of Braselton, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Suntrust Mortgage, Inc. as Attorney in Fact for Matthew G. Fagioli
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/tah 3/3/09
Our file no. 11578608-FT2
(FE4,11,18,25B/12062-50T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by BETHANY C. BRECHLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 5, 2005, and recorded in Deed Book 40-O, Page 479, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3, by Assignment securing a Note in the original principal amount of $163,634.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 1785 of the 3rd District, Jackson County, Georgia, being Lot 163, Block B, Unit One of Liberty Estates Subdivision as per plat recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 591 New Liberty Way, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Bethany C. Brechler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bethany C. Brechler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 as Attorney-in-Fact for Bethany C. Brechler
File no. 08-005373
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTINE K. BUSSEY and STEPHEN M. BUSSEY to HOMEBANC MORTGAGE CORPORATION, dated June 25, 2004, and recorded in Deed Book 35-D, Page 551, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Sructured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10, by Assignment securing a Note in the original principal amount of $256,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot 19, Phase II, Chadwick Farms Subdivision, per plat thereof recorded in Plat Book 62, Pages 170-171, Jackson County Records, which plat is made a part hereof by reference.
Said property is known as 389 Caldwell Lane, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christine K. Bussey and Stephen M. Bussey, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christine Bussey and Stephen M. Bussey, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Sructured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10 as Attorney-in-Fact for Christine K. Bussey and Stephen M. Bussey
File no. 07-7261
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by J. W. CLEVELAND, III to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 7, 2005, recorded in Deed Book 37-Z, Page 63, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND AND 0/100 DOLLARS ($139,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is J. W. Cleveland, III and Lori Marie Cleveland or a tenant or tenants and said property is more commonly known as 72 Wesley Way, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE5 as Attorney in Fact for J. W. Cleveland, III
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 3/3/09
Our file no. 52482506-FT1
EXHIBIT A
All that tract or parcel of land lying and being the 255th District, Jackson County, Georgia, being Lot 16 of Deer Creek Subdivision, as per plat recorded in Plat Book 57, Page 251, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
Also conveyed herewith is a 1/29th undivided interest per lot in the “Amenity Site” as shown on the above referenced plat.
(FE4,11,18,25B/12062-70T1P)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a deed to secure debt from DREAM MAKER GROUP, LLC to GWINNETT BANKING COMPANY dated March 3, 2006, in the original amount of $610,500.00, recorded in Deed Book 42-Y, Page 97, Jackson County Records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th GMD, Jackson County, Georgia, being Lot 7, Fountainhead at Jefferson Subdivision, as per plat recorded in Plat Book 60, pages 1-3, Jackson County Records, which plat is incorporated herein by reference.
The street address of the property is 188 Fountainhead Drive, Jefferson, Georgia 30549.
The indebtedness secured by said deed to secure debt has been declared due and payable by reason of default under the provisions of said deed to secure debt and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. The property will be sold as the property of DREAM MAKER GROUP, LLC.
Notice has been given of intention to enforce provisions for collection of attorney’s fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and deed to secure debt. The property will be sold subject to 1) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), 2) any matters which might be disclosed by an accurate survey and inspection of the Property, 3) any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants and 4) matters of record superior to the Security Deed first set out above.
Fifth Third Bank, successor by merger to First Charter Bank, successor by merger to Gwinnett Banking Company, Attorney-in-Fact for Dream Maker Group, LLC
ANDERSEN, TATE & CARR, P.C.
Post Office Box 2000
Lawrenceville, Georgia 30046
770-822-0900
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALLAN JIMMY WILSON and REGINA D. WILSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 8, 2006, in the amount of $274,000.00, and recorded in Deed Book 4414, Page 5, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1765th G.M.D., Jackson County, Georgia, being designated as Tract II D, containing 4.50 acres, more or less, as per plat or survey prepared for Allan J. Wilson and Regina D. Wilson by W.T. Dunahoo and Associates, Inc., Georgia Registered Surveyors, dated 06/10/98, and recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 52, Page 197, which plat and the recorded thereof is hereby incorporated herein by reference for a more detailed description to said tract. Together with a 20-foot easement for ingress and egress over and across Lot No. 10 of the Ednaville Subdivision as shown on recorded plat reference above. Subject to restriction and/or covenants of record, if any, easements of record and existing easements and Rights of Way for public roads and utilities now in use.
which has the property address of 455 Ednaville Road, Braselton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Allan Jimmy Wilson and Regina D. Wilson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Allan Jimmy Wilson and Regina D. Wilson
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23267 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a deed to secure debt from CASTLE ISLAND PROPERTIES, INC., a Georgia corporation to Gwinnett Banking Company dated June 8, 2005, in the original amount of $307,500.00, recorded in Deed Book 39-C, Page 653, Jackson County Records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 20, POD E of Traditions of Braselton, Phase I, as more particularly described and delineated according to a plat and survey prepared by Wood Brothers Land Surveying, Inc., certified by Joseph K. Wood, Georgia Registered Land Surveyor dated February 25, 2004 and recorded in Plat Book 62, page 255, Jackson County, Georgia plat records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
The street address of the property is 3032 Mulberry Land, Jefferson, Georgia 30549.
The indebtedness secured by said deed to secure debt has been declared due and payable by reason of default under the provisions of said deed to secure debt and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. The property will be sold as the property of CASTLE ISLAND PROPERTIES, INC.
Notice has been given of intention to enforce provisions for collection of attorney’s fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and deed to secure debt. The property will be sold subject to 1) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), 2) any matters which might be disclosed by an accurate survey and inspection of the Property, 3) any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants and 4) matters of record superior to the Security Deed first set out above.
Fifth Third Bank, successor by merger to First Charter Bank, successor by merger to Gwinnett Banking Company, Attorney-in-Fact for Castle Island Properties, Inc.
ANDERSEN, TATE & CARR, P.C.
POST OFFICE BOX 2000
LAWRENCEVILLE, GEORGIA 30046
770-822-0900
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by DALENE COLBATH and DARRELL COLBATH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 23, 2006, in the amount of $119,600.00, and recorded in Deed Book 44-L, Page 482, Jackson County, Georgia Records, as last transferred to IndyMac Federal Bank FSB by assignment, the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 1704 G.M.D., Jackson County, Georgia, being Lot 39, Block A, Kings Bridge Crossing Subdivision, Unit Two, as per plat thereof recorded in Plat Book 60, Page 113, Jackson County records, which plat is incorporated herein by reference. This property is subject to Protective Covenants at Deed Book 27-L, Page 186, same records.
which has the property address of 74 Sawdust Trail, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Dalene Colbath and Darrell Colbath and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Federal Bank FSB Attorney in Fact for Dalene Colbath and Darrell Colbath
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-01392 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a deed to secure debt from SCS PROPERTIES, INC. to GWINNETT BANKING COMPANY dated March 20, 2006, in the original amount of $2,104,000.00, recorded in Deed Book 43-D, Page 120, Jackson County Records, as modified at Deed Book 52-W, Page 332, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the First Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the G.M.D. 1691 and G.M.D. 428 of Jackson County, Georgia, being Lots 1, 9, 10, 11 and 29, Block A, Hidden Oaks Subdivision, as per plat of survey recorded in Plat Book 66, pages 253-255, Jackson County Records, which plat is referred to and made a part hereof by reference.
The street address of Lot 1 is: 19 Hidden Trial, Pendergrass, Georgia 30567.
The street address of Lot 9 is: 235 Hidden Trail, Pendergrass, Georgia 30567.
The street address of Lot 10 is: 267 Hidden Trail, Pendergrass, Georgia 30567.
The street address of Lot 11 is: 289 Hidden Trail, Pendergrass, Georgia 30567.
The street address of Lot 29 is: 142 Hidden Trial, Pendergrass, Georgia 30567.
The indebtedness secured by said deed to secure debt has been declared due and payable by reason of default under the provisions of said deed to secure debt and the terms of the note or notes secured thereby, and sale will be made for the purpose of applying the proceeds thereof toward expenses of sale, payment of indebtedness and interest thereon, and any balance remaining shall be applied as provided by law. The property will be sold as the property of SCS PROPERTIES, INC.
Notice has been given of intention to enforce provisions for collection of attorney’s fees and expenses of foreclosure in accordance with legal requirements and the terms of the above note and deed to secure debt. The property will be sold subject to 1) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), 2) any matters which might be disclosed by an accurate survey and inspection of the Property, 3) any assessments, liens, encumbrances, zoning ordinances, restrictions, easements and covenants and 4) matters of record superior to the Security Deed first set out above.
Fifth Third Bank, successor by merger to First Charter Bank, successor by merger to Gwinnett Banking Company, Attorney-in-Fact for SCS Properties, Inc.
ANDERSEN, TATE & CARR, P.C.
POST OFFICE BOX 2000
LAWRENCEVILLE, GEORGIA 30046
770-822-0900
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JA4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of a Power of Sale contained in that certain Security Deed from CHRIS PITTMAN and PAM PITTMAN to REGIONS BANK, dated May 7, 2002, filed May 20, 2002, recorded in Deed Book 26-N, Page 649, Jackson County, Georgia Records, modified April 27, 2007, filed May 17, 2007, in Deed Book 48-R, Page 504, Jackson County, Georgia, Records (hereinafter the “Security Deed”), the Security Deed and any and all modifications, and as last transferred to National Loan Acquisitions Company by that certain Assignment of Security Deed recorded in Deed Book 0053Y, Page 0680 in the Records of the Superior Court of Jackson County, Georgia, being given to secure Notes between Georgia Foundations, Inc., (borrower) and Regions Bank, (lender), in the original principal amounts of THREE HUNDRED EIGHT THOUSAND TWO HUNDRED SEVENTY AND 50/100 DOLLARS AND SEVENTY-FIVE THOUSAND AND 00/100 DOLLARS (308,270.50 and $75,000.00) (hereinafter “Notes”), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, with the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 1407th District, G.M., Jackson County, Georgia, containing 2.62 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Chris Pittman and Pam Pittman dated February 5, 1992, by Venable & Associates, Inc, GRLS, recorded in Plat Book 44, Page 104, Jackson County, Georgia Records, which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed.
The notice if from a debt collector. This document represents an attempt to collect a debt and any and all information received in response thereto will be used for that purpose.
National Loan Acquisitions Company As Attorney in Fact for Chris Pittman and Pam Pittman
John A. Swann
Freisem, Macon, Swann & Malone, LLP
2905 Piedmont Road, NE, Suite C
Atlanta, GA 30305
404-974-4843
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power in Security Deed
State of Georgia, County of Jackson
Because of default in the payment of the indebtedness secured by a Security Deed executed by BOC ENTERPRISES, LLC, Grantor, to PEOPLES BANK & TRUST, Grantee, dated DECEMBER 30, 2005, said deed recorded in Jackson County Deed Records at Deed Book 42-D, Page 524, the undersigned, PEOPLES BANK & TRUST, pursuant to said deed and the Note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will, on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, Georgia, sell at public outcry, to the highest bidder for cash, the property described in said deed, to wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, and being designated as Lot 11, Pod E, of Traditions of Braselton, Phase 1, as shown on a plat of survey recorded in Plat Book 62, Page 255, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which plat is incorporated herein by reference and made a part of this description.
Said property will be sold together with any and all fixtures and personal property conveyed by said deed. The sale will be held subject to any unpaid taxes or other assessments which may be liens against said property; all prior protective or restrictive covenants, rights-of-way, and easements; and all rights of the Internal Revenue Service as applicable; and any other matters of record superior to the PEOPLES BANK & TRUST Security Deed.
Notice has been given of intention to collect attorney fees in accordance with the terms of the Note secured by said deed.
Said property will be sold as the property of BOC ENTERPRISES, LLC, and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser at said sale as provided in the aforementioned Security Deed.
PEOPLES BANK & TRUST, as Attorney-in-Fact for BOC ENTERPRISES, LLC
Jery N. Kilgore
Garner & Kilgore
16 S. Harris Street
P.O. Box 602
Buford, Georgia 30515
(770) 945-1294
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt ((Security Deed) executed by SOUTH EASTERN L & D, LLC in favor of COMMUNITY BANK & TRUST dated August 26, 2005, and recorded at Deed Book 40-I, Pages 747-749 of the Jackson County, Georgia Deed Records, modified December 8, 2005, recorded at Deed Book 42-A, Page 497 of the Jackson County, Georgia Deed Records, modified December 26, 2007, recorded at Deed Book 51-E, Page 51 of the Jackson County, Georgia Deed Records, the undersigned will sell at public outcry to the highest bidder for cash before the door of the Courthouse of Jackson County, Georgia, during the legal hours of sale, on the first Tuesday in March, 2009, that being March 3, 2009, the following described property:
All that tract or parcel of land lying and being in the 245 G.M.D. of Jackson County, Georgia being 65.934 acres, more or less, and being Tract 2 as shown on a plat of survey entitled “Boundary Survey for Louise C. Booth, Ronald E. Miller and Joanne Yeager” prepared by Allen L. Venable, Georgia Registered Land Surveyor No. 1781, dated March 2, 2004, recorded in the Office of the Clerk of Superior Court Jackson County, Georgia in Plat Book 62, Page 238 Jackson County, Georgia Plat Records.
Less and Except the Cemetery property shown and delineated on the above mentioned plat.
Said property is located at: Highway 124, Jackson County, Georgia
The debt secured by said Security Deed is evidenced by a Promissory Note (the “Note”), dated September 10, 2008 in the original principal amount of $4,646,949.98, payable, principal and interest from the date thereof shown on said Note on the unpaid balance until paid.
Default has occurred in the payment of the debt evidenced by the Note and secured by the Security Deed as a result of the nonpayment of installments owed thereunder. The total balance of said debt has, therefore, been declared due and the Security Deed foreclosable according to its terms.
The debt remaining in default, the property will be sold to the highest bidder for cash as the property of South Eastern L & D, LLC, the proceeds to be applied to the payment of said indebtedness, attorneys’ fees (notice of intention to collect attorneys’ fees having been given), and the lawful expenses of said sale, all as provided in the Note and the Security Deed, said sale to be subject to any and all unpaid taxes and assessments, and restrictions, easements and liens of record with priority over the Security Deed referenced above.
To the best of the undersigned’s knowledge and belief, the property is in the possession of South Eastern L & D, LLC and will be sold as the property of South Eastern L & D, LLC.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned Security Deed.
South Eastern L & D, LLC
By: Community Bank & Trust, as Attorney-in-Fact
Hulsey, Oliver & Mahar, LLP
P. O. Box 1457
Gainesville, GA 30503
(770) 532-6312
(FE4,11,18,25B/417-60T1)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated January 26, 2007, executed by BRIAN K. COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded in Deed Book 47-I, Page 431, Jackson County, Georgia Deed Records, and securing a Note in the original principal amount of $376,000.00, Mortgage Electronic Registration Systems, Inc., the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2009, to-wit: March 3, 2009, during the legal hours of sale, before the Jackson County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot 9, POD D, Traditions of Braselton, Phase I, as per plat recorded in Plat Book 62, Pages 271 and 272, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
The aforedescribed real property is also known as 434 Delaperriere Loop, Jefferson, Georgia, according to the present system of numbering houses in Jackson County, Georgia.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.
Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
Upon information and belief, said real property is presently in the possession or control of BRIAN K. COLLINS and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Attorney-in-Fact for BRIAN K. COLLINS
David W. Adams, Esquire
Ellis, Painter, Ratterree & Adams LLP
2 East Bryan Street, Suite 1001
Savannah, Georgia 31401
(912) 233-9700
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED LENDER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.
(FE4,11,28,25B/1328-50T4P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by SYTES L. FINCH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 27, 2006, and recorded in Deed Book 43-T, Page 789, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverBank, by Assignment securing a Note in the original principal amount of $132,660.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Minish GMD 255 District, Jackson County, Georgia, and being shown as Lot 124, Phase IV, Brentwood Estates, as recorded in Plat Book 60, Page 111, Jackson County, Georgia Records.
Said property is known as 605 Bishop Court, Commerce, GA 30529, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Sytes L. Finch, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sytes L. Finch, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverBank as Attorney-in-Fact for Sytes L. Finch
File no. 09-009460
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/SJ
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by TERRANCE D. BOWIE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for ACE MORTGAGE FUNDING INCORPORATED, dated June 23, 2006, and recorded in Deed Book 44-N, Page 135, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2006-4 by assignment recorded in Deed Book 0053H, Page 0425 in Jackson County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $156,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, to wit: March 3, 2009, the following described property:
Parcel 052B-015A
A certain tract or parcel of land in Jackson County, in the State of Georgia, described as follows:
All that tract or parcel of land lying and being in the 257th G.M.D. of Jackson County, Georgia, and being designated as Lot 15, Block A of Shepherds Crossing Subdivision according to that plat of survey recorded in Plat Book 62, Page 47, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference.
This conveyance is subject to all restrictions and easements of record.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 331 Psalms Drive, Jefferson, GA 30549 is (are): Terrance D. Bowie or tenant or tenants.
Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
Deutsche Bank National Trust Company, as Trustee under NovaStar Mortgage Funding Trust, Series 2006-4 as attorney in fact for Terrance D. Bowie
Richard B. Maner, P.C.
5775 Glenridge Drive
Building D, Suite 100
Atlanta, GA 30328
(404)252-6385
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
FC08-463
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RAYMOND P. JOLICOEUR and LYNDA-SUE JOLICOEUR to WASHIGNTON MUTUAL BANK, FA, dated July 14, 2005, and recorded in Deed Book 40-N, Page 579, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. as Trustee of WAMU Mortgage Pass-Through Certificates, Series 2005-PR4, by Assignment securing a Note in the original principal amount of $118,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL THAT TRACT OR PARCEL OF LAND lying and being in 248TH GMD of JACKSON County, Georgia, being LOT 30, Block A, of JACKSON MEADOWS, PHASE 1 as per plat recorded in Plat Book 60, Page 281, JACKSON COUNTY, Georgia records, which plat is incorporated herein and made a part hereof by reference.
Said property is known as 113 Pine Cove Court, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Raymond P. Jolicoeur and Lynda-Sue Jolicoeur, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Raymond P. Jolicoeur and Lynda-Sue Jolicoeur, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Trustee of WAMU Mortgage Pass-Through Certificates, Series 2005-PR4 as Attorney-in-Fact for Raymond P. Jolicoeur and Lynda-Sue Jolicoeur
File no. 09-009913
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/CW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROGER W. STEPHENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 14, 2004, recorded in Deed Book 35-B, Page 240, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2005-HE1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($102,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Roger W. Stephens or a tenant or tenants and said property is more commonly known as 460 Sanford Dr, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC Asset Backed Certificates, Series 2005-HE1 as Attorney in Fact for Roger W. Stephens
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/eja 3/3/09
Our file no. 5225509-FT1
EXHIBIT A
All that lot or parcel of land, situate, lying and being in the 253rd District, G.M., Jackson County, Georgia, and being more particularly shown and described as 1.51 acres, on a plat of survey entitled “Survey for: Rogers W. Stephens and M. Shawn Stephens”, prepared by Max Lewallen, R.L.S., dated November 2, 1992, recorded in Plat Book 40, Page 21, Jackson County, Georgia, public records, which said plat of survey and the record thereof are hereby incorporated into this description and made a part thereof by reference thereto; also included herewith as an appurtenance to the above described property is a permanent easement for purposes of ingress, egress, regress, and utilities of 20 feet in width, said easement being more particularly described as follows: to find the true point of beginning begin at a point located at the intersection of the center lines of Nicholson-Sanford Road and Lakeview Drive, run thence south 82 degrees, 17 minutes east, 1124.6 feet to an iron pin in the center of the Nicholson-Sanford Road; run thence south 4 degrees, 39 minutes west, 139.5 feet to an iron pin, which is the point of beginning; from the point of beginning run north 86 degrees, 30 minutes east, 20.0 feet, to a point; run thence north 04 degrees, 39 minutes east to a point in the center line of the Nicholson-Sanford Road; run thence north 82 degrees, 17 minutes west, 20 feet to an iron pin; run thence south 04 degrees, 39 minutes west 139.5 feet to the point of beginning. Said easement running from the northwesterly corner of the 1.51 acre tract shown on the above referenced plat of survey in a northerly direction to the Nicholson-Sanford Road, and also being more particularly shown and described on the above referenced plat.
(FE4,11,18,25B/12062-90T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEVIN T. WOODRING to HOMEBANC MORTGAGE CORPORATION, dated January 24, 2005, recorded in Deed Book 37-N, Page 85, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-ONE THOUSAND FIFTY AND 0/100 DOLLARS ($171,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin T. Woodring or a tenant or tenants and said property is more commonly known as 1444 New Liberty Way, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Kevin T. Woodring
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 3/3/09
Our file no. 53234408-FT4
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1785, Jackson County, Georgia, Being Lot 42, Block A, Liberty Estates Subdivision, Unit One, as per Plat recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference for a more detailed description.
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EUGENE K. DEAN to WELLS FARGO HOME MORTGAGE, INC., dated September 25, 2002, recorded in Deed Book 27-Z, Page 43, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($66,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Eugene K. Dean or a tenant or tenants and said property is more commonly known as 530 J.S. Williamson Court, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Eugene K. Dean
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/aml 3/3/09
Our file no. 5211609-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd GMD, in the City of Nicholson, Jackson County, Georgia, containing 2.201 acres, more or less, being known and designated as Lot 5 of Cabin Creek Acres, and being more particularly described according to a plat of survey for Eugene K. Dean, by Cornerstone Land Surveying, dated May 19, 1995, recorded in Plat Book 45, Page 183, Jackson County Records and incorporated herein.
Also conveyed herewith is a 1991 Fleetwood Homes manufactured home, Serial Number ______, which is attached to and made a part of the real property.
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN B. GAGE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 24, 2006, recorded in Deed Book 45-C, Page 391, Jackson County, Georgia Records, as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($132,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: MetLife Home Loans, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John B. Gage or a tenant or tenants and said property is more commonly known as 91 Alexander Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Horizon Home Loans, a division of First Tennessee Bank National Association as Attorney in Fact for John B. Gage
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 3/3/09
Our file no. 53291308-FT7
EXHIBIT A
All that tract or parcel of land together with all improvements thereon, situate lying and being in the 245th District, G.M. Jackson County, within the City of Jefferson, being designated as Lot 7 of Alexander Place Subdivision, containing 1.17 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Phillip J. Todd and Diane A. Todd dated August 31, 1993, by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, as recorded in Plat Book 41, Page 78, Jackson County Records, which recorded plat is hereby incorporated herein by reference for a more detailed description of the property.
Subject to protective covenants dated 5/28/93 recorded in Deed Book 13-C, Page 27, Jackson County, Georgia records and any other right of way deeds or other easements of record.
(FE4,11,18,25B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TIMOTHY L. BURKE and MARY S. BURKE to LIBERTY SAVINGS BANK, F.S.B., dated September 14, 2007, recorded in Deed Book 50-E, Page 303, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY-SEVEN THOUSAND AND 0/100 DOLLARS ($357,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 32, Pod T of Traditions of Braselton Phase 3 Subdivision, as per plat thereof recorded in Plat Book 68, Pages 199-203, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Liberty Savings Bank can be contacted at 937-382-1000 or by writing to P.O. Box 1000, Wilmington, OH 45177-1000, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy L. Burke and Mary S. Burke or a tenant or tenants and said property is more commonly known as 3080 Traditions Way, Jefferson, Georgia 30546.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Liberty Savings Bank, F.S.B. as Attorney in Fact for Timothy L. Burke and Mary S. Burke
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/en 3/3/09
Our file no. 120909-FT2
(FE4,11,28,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALFONSO ARANDA-VALADEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 9, 2005, in the amount of $119,720.00, and recorded in Deed Book 41-Y, Page 429, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia and being Lot 34, Block A, of Arbors of Jefferson Subdivision according to that plat or survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
which has the property address of 703 Silver Bell Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Alfonso Aranda-Valadez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alfonso Aranda-Valadez
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00318 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,28,25B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by BRIAN K. DUNCAN to WELLS FARGO HOME MORTGAGE, INC. dated November 29, 2001, and recorded in Deed Book 25-C, Page 225, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $64,980.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land situate, lying and being in the 1747th District, G.M., Jackson County, Georgia known as 275 Mary Collier Road, consisting of 4.459 acres, more or less, and more particularly described and delineated according to a plat of survey prepared by Paul & Evans Land Surveying, Inc. certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, entitled “Survey for Dorothy A. Grafton”, dated May 21, 1997, and being of record in the Office of the Clerk of the Superior Court for Jackson County, Georgia in Plat Book 49, Page 240, which plat and the recording thereof are incorporated herein by reference for a more complete and detailed description.
Also conveyed herewith is a Winston II single wide mobile home, Manufacturer’s Number ALW 126 12850 which is located on the above described tract.
The Borrower represents, covenants and agrees that the mobile home located on the land is to remain on the land and has been permanently affixed to the land described herein so as to become a part of the real property.
Said property is known as 275 Mary Collier Road, Athens, GA 30607, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Brian K. Duncan, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Brian K. Duncan, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Brian K. Duncan
File no. 08-008611
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LISHA RAMSEY and ELIZABETH LUSANE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for DECISION ONE MORTGAGE COMPANY, LLC, dated August 31, 2006, recorded in Deed Book 45-J, Page 583, Jackson County, Georgia Records, as last transferred to ACT Properties LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($160,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in The 255th District, G. M., Jackson County, Georgia, Being Lot 63, Block A, of Northwood Subdivision, as per Plat thereof recorded in Plat Book 66, Pages 189-191, in The Office of The Clerk of The Superior Court for Jackson County, Georgia, which recorded Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due bec [Full Story »]