JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ROSE A. HERNANDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 2, 2004, and recorded in Deed Book 34-B, Page 139, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank, NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-6, Mortgage Pass-Through Certificates, Series 2004-6, by Assignment securing a Note in the original principal amount of $101,750.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 7, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known and designated as Lot 11, Finch Landing, Phase I, as more particularly described on a plat of survey recorded in Plat Book 62, Page 35 and 36, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
Said property is known as 75 Sparrow Lane, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Rose A. Hernandez, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rose A. Hernandez, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank, NA as Trustee for Structured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-6, Mortgage Pass-Through Certificates, Series 2004-6 as Attorney-in-Fact for Rose A. Hernandez
File no. 08-005464
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/CC
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(SE10,17,24,OC1B/1323-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES H. ADAMS and LINDA D. ADAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 6, 2004, recorded in Deed Book 34-M, Page 182, Jackson County, Georgia Records, as last transferred to Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2004-6 by assignment recorded in Deed Book 52Z, Page 239, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THREE THOUSAND SEVEN HUNDRED EIGHTY-THREE AND 48/100 DOLLARS ($203,783.48), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Charles H. Adams and Linda D. Adams or a tenant or tenants and said property is more commonly known as 278 Thornhill Circle, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Certificates, Series 2004-6 as Attorney in Fact for Charles H. Adams and Linda D. Adams
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 10/7/08
Our file no. 52380006-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 245 G.M.D. Jackson County, Georgia, designated as Lot 78, The Preserve at Jefferson, Phase I, as shown on plat and survey recorded in Plat Book 57, at Pages 297-299, Office of the Clerk of Superior Court of Jackson County. Subject to protective covenants for The Preserve at Jefferson, recorded in Deed Book 25-L, at Pages 477-507, Jackson County Records.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ADRIANE P. LOCKWOOD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 29, 2007, recorded in Deed Book 48-F, Page 313, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($154,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Adriane P. Lockwood or a tenant or tenants and said property is more commonly known as 149 Ashebrooke Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc as Attorney in Fact for Adriane P. Lockwood
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 10/7/08
Our file no. 51929508-FT7
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 245, Jackson County,
Georgia, in The city of Jefferson, being Lot 9, of Ashebrooke Subdivision, as per Plat recorded in Plat Book 62, Page 288-289, in The Office of The Clersk of Superior Court of Jackson County, Georgia records, which Plat is incorporated herein by reference and made a part of this description.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW L. RUSSO and CHERAN BODRY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 2, 2005, recorded in Deed Book 41-T, Page 676, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew L. Russo and Cheran Bodry or a tenant or tenants and said property is more commonly known as 2724 Old Kings Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Matthew L. Russo and Cheran Bodry
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 10/7/08
Our file no. 51984908-FT7
EXHIBIT A
All that tract or parcel of land, situate, lying and being in the 1704th District, G.M., Jackson County, Georgia, and being more particularly shown and described as Tract 1-A containing 4.119 AC, on a Plat of Survey entitled “Survey for: Tom Beck & Jimmy Barnett”, prepared by Cornerstone Land Surveying, James R. Smith, R.L.S., dated May 12, 1998, and recorded in Plat Book 52, Page 200, Jackson County, Georgia, Public Records, which Plat of survey and the record thereof are hereby incorporated into this description and made a part thereof by reference thereto.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID R. LAPSKY A/K/A DAVID LAPSKY to WELLS FARGO HOME MORTGAGE, INC., dated May 11, 2001, recorded in Deed Book 23.0, Page 239, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND AND 0/100 DOLLARS ($88,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is David R. Lapsky A/K/A David Lapsky or a tenant or tenants and said property is more commonly known as 163 N Trotters Way, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc as Attorney-in-Fact for David R. Lapsky A/K/A David Lapsky
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 10/7/08
Our file no. 51991608-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the City of Arcade, Jackson County, Georgia, being Farm #10 in the Trotters Ridge Subdivision, as shown on plat of survey recorded in Plat Book 46, Page 114, Jackson County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 18-V, Page 306, said records.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NATHAN J. HOLLINGSWORTH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 14, 2005, recorded in Deed Book 38-N, Page 269, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND TWO HUNDRED FIVE AND 0/100 DOLLARS ($95,205.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan J. Hollingsworth or a tenant or tenants and said property is more commonly known as 4012 Woods Bridge Road, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc. as Attorney in Fact for Nathan J. Hollingsworth
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 10/7/08
Our file no. 51810108-FT4
EXHIBIT A
All that tract or parcel of land lying and being in The 257th District, G.M., Jackson County, Georgia, and being that 1.43 acres, more or less, as more particularly shown on a Plat of survey prepared for Lovett Law by Venable & Associates, Inc., registered surveyor, dated November 23, 1994, recorded in Plat Book 45, Page 38, in The Office of The Clerk of The Superior Court of Jackson County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
Also: 20 foot ingress-egress easement from the northwesterly right of way of Woods Bridge Road to the subject property as more particularly shown on Plat of survey referenced herein above.
Also: 1999 Horton Homes Echo Manufactured Home, Serial Number H156829GL&R.
(SE10,17,24,OC1B/12062-70T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICHARD PISTACCHIO to SOVEREIGN BANK, dated December 16, 2004, recorded in Deed Book 370, Page 739, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FORTY-SIX THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($246,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Sovereign Bank, 601 Penn Street, Mail Code 10-6438-MD4, Reading, PA 19610, 610-378-6293. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Pistacchio or a tenant or tenants and said property is more commonly known as 150 River Chase, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Sovereign Bank as Attorney in Fact for Richard Pistacchio
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 10/7/08
Our file no. 51802708-FT7
EXHIBIT A
All that tract or parcel of land lying and being in 248 G.M.D., Jackson County, Georgia, being Lot 3, River Plantations Subdivision, as per plat recorded in Plat Book 50, Page 192, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(SE10,17,24,OC1B/12062-50T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Savorn Long to Wells Fargo Home Mortgage, Inc., dated March 26, 2002, recorded in Deed Book 26-H, Page 189, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-FIVE THOUSAND AND 0/100 DOLLARS ($45,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Savorn Long and Sameth Long or a tenant or tenants and said property is more commonly known as 161 Hightower Trail, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Savorn Long
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 10/7/08
Our file no. 5779107-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District, G.M., Jackson County, Georgia, in the town of Arcada, containing 1.81 acres, more or less, and designated as Lot 3, as shown on that plat of survey of Hightower Forest, Unit 1, by W. T. Dunahoo and Associates, Inc., Surveyors, dated February 12, 1988, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 29, Page 59, said plat as recorded, is hereby referenced for a more detailed description to said property. Subject to existing easements and rights of way for public roads and utilities now in use. Also subject to restrictive covenants recorded in Deed Book 10-E, Page 83, Jackson County, Georgia Records.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Henry Clay Turpin to Mortgage Electronic Registration Systems, Inc., dated March 31, 2006, recorded in Deed Book 5647, Page 604, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-ONE THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($131,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Henry Clay Turpin or a tenant or tenants and said property is more commonly known as 4325 Windhaven Court, Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans, Inc. as Attorney in Fact for Henry Clay Turpin
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 10/7/08
Our file no. 51817208-FT4
EXHIBIT A
All that tract or parcel of land lying and being in Tadmore GMD 268 Hall County, Georgia, and in Talmo GMD 1691, Jackson County, Georgia, being Lot 33, Silverlake Subdivision, Phase Two, as per Subdivision Plat recorded in Plat Slide 785, Pages 135A-138A, Hall County, Georgia Records, and in Plat Book 54, Pages 241-245, Jackson County, Georgia Records, which plats are hereby referenced to and made a part of this description.
Subject to any and all easements, rights of way, restrictive covenants and public utilities of record, including but not limited to those Protective Covenants for Silverlake Subdivision recorded in Deed Book 3562, Page 637-646, Jackson County, Georgia Deed Records.
(SE10,17,24,OC1B/12062-70T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by EURICE J. GAITHER to HOMEBANC MORTGAGE CORPORATION, dated June 27, 2002, recorded in Deed Book 26-X, Page 619, Jackson County, Georgia Records, as last transferred to Bank of New York as Trustee on Behalf of the Certificateholders by assignment recorded in Deed Book 50A, Page 473, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($88,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Eurice J. Gaither or a tenant or tenants and said property is more commonly known as 44 Land Way, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of New York as Trustee on Behalf of the Certificateholders as Attorney in Fact for Eurice J. Gaither
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 10/7/08
Our file no. 5981707-FT4
EXHIBIT A
All that tract or parcel of land, lying and being in the City of Commerce, 255th District, G.M., Jackson County, Georgia, designated as Lot 3, Block D, Section 1 of Highland Estates, as shown by plat and survey entitled “Survey for: Section 1 - Highland Estates”, prepared by James M. Paul Engineering & Surveying, certified by James M. Paul, Georgia Registered Land Surveyor, dated November 9, 1972, as recorded in Plat Book 9, Page 56, Jackson County, Georgia Records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description of the property.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WENDY CLARK and LEON M. PITTMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated May 25, 2001, recorded in Deed Book 230, Page 420, Jackson County, Georgia Records, as last transferred to GreenPoint Mortgage Funding, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND AND 0/100 DOLLARS ($126,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: GreenPoint Mortgage Funding, Inc., 2300 Brookstone Center Parkway, Columbus, GA 31904, 800-784-5566x5533. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Wendy Clark and Leon M. Pittman or a tenant or tenants and said property is more commonly known as 1158 Murphy Road, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
GreenPoint Mortgage Funding, Inc. as Attorney in Fact for Wendy Clark and Leon M. Pittman
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 10/7/08
Our file no. 51800908-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 1691 G.M.D., Jackson County, Georgia, designated as Tract No. 1 containing 0.35 acre and Tract No. 2 containing 3.83 acres, more or less, as shown on plat prepared by W. T. Dunahoo and Associates, Inc., surveyors, dated March 30, 1984, recorded in Plat Book 22, at Page 244, Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part hereof.
(SE10,17,24,OC1B/12062-6OT1P)
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from SAMMY RAY WALKER, to BRANCH BANKING AND TRUST COMPANY, dated November 14, 2005, in Deed Book 41-M, Page 550, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of NINETEEN THOUSAND THIRTY FIVE DOLLARS AND NO CENTS ($19,035.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 242nd G.M.D. of Jackson County, Georgia, being designated as Tract No 2”B”, containing 2.352 acres, more or less, as shown on a plat of survey prepared for the estate of Mary Jane Tunlin, prepared by W.T. Dunahoo and Associates, W.T. Dunahoo, Georgia Registered Professional Land Surveyor No. 1577, dated April 20, 2004, as recorded in Plat Book 63, Page 226, in the Office of the Clerk of the Superior Court of Jackson County, Georgia. Together with a 20 foot easement from Lebanon Church Road, said easement known as Lewis Bond Road, as shown on said plat. Said property is conveyed subject to all right of ways and easements for public roads and utilities.
Said property commonly known as 166 Lewis Bond Road, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sammy Ray Walker or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust as Attorney in Fact for Sammy Ray Walker.
Contact: Patrick J. Geheren, Esq.,
1535 Mount Vernon Road,
Atlanta, GA 30338 TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1P4)

Legal Notice
Notice of Public Foreclosure
Sale of Personal Property
JERETT T. LAWLER and ABBIE G. LAWLER (the “Secured Party”) hereby give notice that they will offer for sale, at a public foreclosure sale to be held on Friday, October 10, 2008, at 10:00 a.m., Atlanta, Georgia, time, at 11 Central Avenue, Commerce, Jackson County, Georgia 30529, certain personal property of Christopher B. Sims and Amy T. Sims (the “Debtor”) in which Secured Party holds a security interest. All capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Commercial Code, Title 11 of the Official Code of Georgia Annotated (the “Commercial Code”). Secured Party shall offer for sale at the above-referenced time and place the following types and items of property of Debtor (hereinafter collectively referred to as the “Property”):
A 2002 Ford LGT truck, a double convection oven, a proofer/warmer, 3 baker carts with sheet pans, 2 refrigerators, a drink cooler, an ice machine, a tea maker, a Bunn Coffee Pot, an Espresso Machine, a 72” dry display, a 72” refrigerated display, a cash register, 2 stainless steel tables, a sandwich counter, a sandwich grill, 2 baker racks, 10 dining room tables, 40 dining room chairs, a fruit and vegetable sink, 3 compartment sinks, a dishwasher, 2 kitchen racks, silverware cart, 3 stainless steel tables, a wood top table, a stove/oven, a three-door refrigerator, a microwave, a 30-quart mixer, a 7-quart mixer, a scale, pantry shelving, a washer and dryer, hallway shelving, a freezer, a 6’ x 8’ walk-in freezer, a time clock, an office desk and chair, a mop sink, cake decorating supplies and pans, catering equipment, and other miscellaneous kitchen supplies and inventory.
Secured Party does not make any warranties or representations as to the existence, quantity, quality, or nature of any of the foregoing types or items of Property or as to the transferability or assignability of any contracts, licenses, or permits included within the categories and items of the Property.
The property will be sold AS IS, WHERE IS, and with all faults and without any warranties, express or implied, including, but not limited to, warranties of title, merchantability, or fitness for a particular purpose, all of which are disclaimed and shall be subject to all prior liens and claims (excluding any prior liens of record that have been subordinated by contract to the liens of secured party). There is no warranty relating to title, possession, quiet enjoyment, or the like in this disposition. The Property may be inspected prior to the public sale by contacting Dustin R. Marlowe, an agent of Secured Party, at 62 Washington Street, Jefferson, Georgia 30549, or (706) 367-5290.
The public sale is a sale pursuant to foreclosure upon Secured Party’s security interest in the Property and will be conducted in accordance with O.C.G.A. §§ 11-1-201(31.1) and 11-9-610. The sale, if made, shall be to the highest and best bidder. All persons attending the sale will be given an opportunity to bid on a competitive basis. Secured Party may offer the Property for sale, and may sell the Property, as a unit or in parcels and by way of one or more contracts. Secured Party may adjourn and recommence the sale in its discretion within the legal hours for a public sale under the Commercial Code. The purchase price shall be paid in cash or certified funds at closing, which will be at the conclusion of all bidding unless otherwise agreed by Secured Party at the time of sale. Secured Party reserves the right, in its discretion, to reject any and all bids and to submit a bid or bids for any or all of the Property. After receipt of bids for the Property in its entirety or a portion thereof, Secured Party in its discretion may solicit, receive, and accept bids for each item of the Property.
Dustin R. Marlowe
Tolbert Bradford, LLC
Attorneys for Secured Party
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
(SE24,OC1B/344-70
[ Full Story » ] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement from MCGILL HOMES, INC. to ATHENS FIRST BANK & TRUST COMPANY, now known AFB&T, a Georgia state bank, dated May 19, 2004, recorded in Deed Book 34-W, Page 144, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, as modified by Modification Agreement dated September 21, 2007 between McGill Homes, Inc. and AFB&T recorded in Deed Book 0050-R, Page 0534 in said Clerk’s Office (hereinafter “Security Deed”) said Security Deed securing a note dated September 21, 2007, in the original principal amount of $288,922.87 with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
All that tract or parcel of land located in Jackson County, Georgia, more particularly described on Exhibit “A” attached hereto and by reference made a part hereof:
Exhibit “A”
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lots 50, 51, 52 and 53, POD E, of Traditions of Braselton, Phase I, as shown on a plat of survey recorded in Plat Book 62, page 258, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
As permitted by the Security Deed, AFB&T, formerly known as Athens First Bank & Trust Company, intends to sell each of the above lots separately and take separate bids for each of said lots.
Reference is made to Certificate of Name Change from Athens First Bank & Trust Company to AFB&T recorded in Deed Book 0052L, page 0149 in said Clerk’s Office. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of the installments on said loan. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including any accrued attorney’s fees.
Said property will be sold by AFB&T, formerly known as Athens First Bank & Trust Company, as Attorney in Fact for McGill Homes, Inc., subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of AFB&T, formerly known as Athens First Bank & Trust Company, the person in possession of the property is McGill Homes, Inc. or persons claiming under it.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Joe Nemetz, Group Vice President, AFB&T, Mailing address: AFB&T, Attention: Joe Nemetz, Post Office Box 1747, Athens, Georgia 30603; Physical Address: AFB&T, Attention: Joe Nemetz, 150 West Hancock Avenue, Athens, Georgia 30601; Telephone number: (706) 357-7037, provided however, AFB&T is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and said Security Deed containing said power.
AFB&T, formerly known as ATHENS FIRST BANK & TRUST COMPANY, as Attorney in Fact for McGill Homes, Inc.
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(706) 316-1150
(SE10,17,24,OC1B/313-4TP)

Notice of Sale
Notice of Sale Under Power
Georgia, Hall County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JULIUS MASON and LILA D. MASON to FIRST FINANCIAL SERVICES, also known as FIRST FINANCIAL SERVICES OF GAINESVILLE, dated September 30, 2005, and filed for record on October 5, 205 in Deed Book 40-W, Page 649, Jackson County, Georgia Records, as last modified by Modification Agreement dated February 20, 2007 and filed for record on March 2, 2007, in Deed Book 47-R, Page 777, Jackson County, Georgia Deed Records, conveying the after-described property to secure a Note in the original principal amount of NINETEEN THOUSAND SIX HUNDRED THIRTY SIX AND 80/100 DOLLARS ($19,636.80), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: First Financial Services of Gainesville, Post Office Box 1375, Gainesville, Georgia 30503. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Julius Mason, Lila D. Mason, or a tenant or tenants and said property is more commonly known as 607 Gordon Street, Jefferson, Georgia 30549. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Financial Services of Gainesville as Attorney in Fact for Julius Mason and Lila D. Mason
Arturo Corso
Attorney for First Financial Services of Gainesville
Arturo Corso, Attorney at Law
A Professional Corporation
427 GREEN STREET, N.W.
GAINESVILLE, GEORGIA 30501
Telephone: (770) 532-9732
Facsimile: (770) 532-9733
EXHIBIT A
All that tract or parcel of land, lying and being in Jackson County, Georgia, and being more particularly described as follows:
BEGINNING at a rock on Sanders’ corner line of J.T. Quillian (now or formerly); thence north 31 1/2 east 1.64 to a rock near old well on Sanders’ line (now or formerly); thence north 57 1/2 west along property of Black Baptist Church to Homer Street; thence along Homer Street north 27 1/2 west to intersection of Homer Street with paved city street running along side Black Methodist Church property; and thence south 59 3/4 east to the beginning corner. Said real estate being in Commerce, Jackson County, Georgia.
Arturo Corso
Attorney at Law
Corso, Kennedy & Campbell, LLP
427 Green Street, NW
The Adams House
Gainesville, Georgia 30501
Telephone: (770) 532-9732
Facsimile: (770) 532-9733
acorso@corso-kennedy.com
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of a default in the payment of the indebtedness secured by a Security Deed executed by SHERRIE M. BLACKMON to JERRY C. GRAY dated October 28, 2003, and recorded in Deed Book 32-K, Pages 59-61, Jackson County, Georgia Records, in the original amount of FORTY-TWO THOUSAND FIVE HOUNDRED ($42,500) DOLLARS, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 7, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the City of Jefferson, 245th G.M. District, State of Georgia, containing 0.35 acre, more or less, and designated as Lot 11 on that plat of survey dated February 9, 1989, for Hidden Oak by Venable and Associates, Inc., Registered Land Surveyors, as recorded in Plat Book 35, Page 274, in the Office of the Clerk of Superior Court of Jackson County. Said plat, by reference thereto, is hereby incorporated herein for a more detailed description of said property. Subject to existing road and utilities now in use on said property.
Said property is known as 140 Oak Lane, Jefferson, Georgia 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Sherrie M. Blackmon, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Sherrie M. Blackmon, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Jerry C. Gray as Attorney-in-Fact for Sherrie M. Blackmon.
Jerry C. Gray, 3635 Hwy. 441 South, Commerce, Georgia 30529
(706) 757-3649
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by GRISELDA D. ROSA to MORTGAGE ELECTRONIC REGISTRATION SERVICES, INC. dated March 24, 2006, in the amount of $249,600.00, and recorded in Deed Book 43-L, Page 252, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 257th District, G.M., Jackson County, Georgia, being 5.17 acres, more or less, as more particularly described as follows: Beginning at a point on the Southerly Right of way of Woods Bridge Road 1.1 mile along the Right of Way from the intersection with GA Hwy. No. 82, Spur; thence N 49 degrees 27 minutes 35 seconds W 174.88 feet along a 20 foot ingress-egress easement to the true point of beginning; thence S 49 degrees 19 minutes 11 seconds E 249.07 feet along ingress-egress easement to an iron pin; thence S 39 degrees 47 minutes 35 seconds W 251.46 feet to an iron pin; thence S 60 degrees 49 minutes 51 seconds W 256.10 feet to an iron pin; thence N 38 degrees 31 minutes 34 seconds W 81.83 feet to an iron pin; thence N. 33 degrees 14 minutes 28 seconds W 221.16 feet to an iron pin; thence N 65 degrees 00 minutes 57 seconds W 112.63 feet to an iron pin; thence N 43 degrees 32 minutes 58 seconds W 205.97 feet to an iron pin; thence N 82 degrees 33 minutes 53 seconds E 673.50 feet to an iron pin and the point of beginning. This being a portion of the property conveyed to Dennis P. Bailey and Vanita B. Bailey by First Family Financial Services of Georgia, Inc. by Warranty Deed recorded at Deed Book 12-M, Page 530, Jackson County, Georgia Records.
which has the property address of 66 Dennis Drive, Commerce, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Griselda D. Rosa and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Griselda D. Rosa
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17388 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1325-70)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by DANIEL WILSON to COMMUNITY BANK AND TRUST, dated June 5, 1998, and recorded in Deed Book 17-Z, Pages 258-261, Office of the Clerk of Superior Court of Jackson County, Georgia, securing sums in the original principal amount of $420,000.00; which Deed to Secure to Debt was supplemented by a Supplemental Security Deed and Additional Loan Agreement, dated June 6, 2005, in the original principal amount of $75,000.00, and recorded in Deed Book 39-H, Page 86, Office of the Clerk of Superior Court of Jackson County, Georgia; securing sums now due, in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney in Fact for the said DANIEL WILSON, as provided in said Deed To Secure Debt and Supplemental Deed to Secure Debt between the hours of 10:00 A.M. and 4:00 P.M. Eastern Time, on the first Tuesday in October, 2008, to-wit: October 7, 2008.
FOR LEGAL DESCRIPTION SEE EXHIBIT “A” ATTACHED HERETO
The debt secured by said Deed To Secure Debt and Supplemental Security Deed, being in default, said powers contained therein will be exercised and the land will be sold as property of DANIEL WILSON, by the undersigned, as Attorney in Fact for the said DANIEL WILSON.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) to final confirmation and audit of the status of the loan with the holder of the security deed; and, (3) said property is subject to an Agricultural Conservation Covenant.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed To Secure Debt and Supplemental Security Deed. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney in Fact for the said DANIEL WILSON.
Pursuant to §44-14-162.2(a) & (b), O.C.G.A. 1982 as amended, a copy of this Notice has been mailed to the Debtor. The individual on behalf of Community Bank and Trust who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:
Greg Reicht
P. O. Box 1900
Cornelia, Georgia 30531
1-706-778-2264
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST the premises are open land.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose”. [15 U.S.C. Section 1692e(11).]
This 26th day of August, 2008.
COMMUNITY BANK AND TRUST
ELTON COLLINS, President As Attorney in Fact for DANIEL WILSON
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
EXHIBIT “A”
LEGAL DESCRIPTION
PARCEL ONE
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D. 257, being designated as Tract No. 1, containing 176.71 acres, more or less, according to a survey for R.C. Woodman, prepared by W. T. Dunahoo and Associates, Registered Land Surveyor, dated December 18, 1989, revised property line (centerline of Parks Creek) February 26, 1996, revised June 7, 1997. Said plat is recorded in Plat Book 50, Page 75, Jackson County records, and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of record.
PARCEL TWO
All that tract or parcel of land lying and being in the 257th G. M. District of Jackson County, Georgia, and being more particularly described as follows:
TO ARRIVE AT THE TRUE POINT OF BEGINNING, commence at the intersection of the southwestern right-of-way line of Apple Valley Road (paved), also known as Pittman Carter Road, C. R. #428, (having an 80-foot right-of-way width) and the centerline of Georgia Highway 82 (having an undisclosed right-of-way width); run thence in a southeasterly direction along the southwestern right-of-way line of said Apple Valley Road a distance of 7,038.12 feet to an iron pin found, which iron pin found is the TRUE POINT OF BEGINNING; FROM THE TRUE POINT OF BEGINNING AS THUS ESTABLISHED, run thence South 57 degrees 10 minutes 59 seconds East along the right-of-way line of said Apple Valley Road, a distance of 144.74 feet to a point; thence, leaving said right-of-way line of Apple Valley Road, run South 26 degrees 08 minutes 01 second West, a distance of 534.70 feet to an iron pin found; thence North 65 degrees 16 minutes 59 seconds West a distance of 143.80 feet to an iron pin found; thence North 26 degrees 08 minutes 01 second East, a distance of 555.10 feet to an iron pin found located on the Southwestern right-of-way line of Apple Valley Road, said iron pin found being the TRUE POINT OF BEGINNING.
The above-described property contains 1.7983 acres and is more particularly shown on and described according to An Exchange Plat for Daniel Wilson and MG Partnership prepared by Samuel G. Evans, Jr., Georgia Registered Land Surveyor No. 1159, EDI Engineers & Surveyors, Inc., dated May 17, 1990, said survey being incorporated herein and by this reference, made a part of this description.
PARCEL THREE
All that tract or parcel of land lying and being in the 257th GMD, Jackson County, Georgia, being designated as Parcel #C-2 and containing 2.00 acres, more or less, as shown on a plat of survey prepared for Enoch Webb by Michael Stewart Kelly, Georgia Registered Land Surveyor No. 2313, dated March 20, 1990, and recorded in Plat Book 29, Page 255, Jackson County, Georgia, records. Said tract being more particularly described as follows:
To find the Point of Beginning, begin at an iron pin found on the Southwesterly right of way of PIttman Carter Road (80’ right of way) at the northeast corner of Lot #14 and Parcel #1; run thence along said right of way South 59 degrees 47 minutes 35 seconds East a distance of 100.00 feet to a point; continue thence along said right of way South 58 degrees 00 minutes 35 seconds East a distance of 98.50 feet to an iron pin set; continue thence along said right of way South 56 degrees 28 minutes 49 seconds East a distance of 20.41 feet to an iron pin set; continue thence along said right of way South 56 degrees 28 minutes 49 seconds East a distance of 50.32 feet to the POINT OF BEGINNING. Leaving said right of way of Pittman Carter Road, run thence South 27 degrees 03 minutes 08 seconds West a distance of 604.99 feet to an iron pin set at the southwesterly corner of said Parcel #C-2; run thence North 65 degrees 25 minutes 00 seconds West a distance of 341.44 feet to an iron pin found at the southeasterly corner of said Parcel #C-2; run thence North 25 degrees 53 minutes 43 seconds East a distance of 197.27 feet to an iron pin set; run thence North 65 degrees 25 minutes 00 seconds West a distance of 287.40 feet to an iron pin set; run thence North 27 degrees 03 minutes 08 seconds East a distance of 399.69 feet to a point along the southwesterly right of way of Pittman Carter Road (80’ right of way); run thence along said right of way North 56 degrees 28 minutes 49 seconds West a distance of 50.32 feet to the POINT OF BEGINNING.
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
By virtue of the power contained in a Deed to Secure Debt executed and delivered by DANIEL WILSON to COMMUNITY BANK AND TRUST, dated September 7, 1999, and recorded in Deed Book 20-D, Pages 445-448, Office of the Clerk of Superior Court of Jackson County, Georgia; securing sums in the original principal amount of $99,000.00; in addition to interest accruing, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door in Jackson County, Georgia, by the undersigned, acting as Attorney in Fact for the said DANIEL WILSON, as provided in said Deed To Secure Debt and Supplemental Deed to Secure Debt between the hours of 10:00 A.M. and 4:00 P.M. Eastern Time, on the first Tuesday in October, 2008, to-wit: October 7, 2008.
All that tract or parcel of land lying and being in the State of Georgia, County of Jackson, and in the 257th GMD, containing 7.00 acres as shown on a plat of survey for Barry and Joyce King, prepared by Timberland Management Services, Inc., Consulting Foresters & Land Surveyors, dated January 22, 1985, recorded in Plat Book 21, Page 204, Jackson County, Georgia Records, which plat is incorporated herein by reference as a part of this description.
The property address is 1628 Apple Valley Road, Commerce, Georgia 30529.
The debt secured by said Deed To Secure Debt being in default, said powers contained therein will be exercised and the land will be sold as property of DANIEL WILSON, by the undersigned, as Attorney in Fact for the said DANIEL WILSON.
Said property shall be sold subject to any and all outstanding easements and rights-of-ways, restrictions of record, if any, and to all unpaid taxes and assessments. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The proceeds from said sale will be applied to the payment of the above-styled indebtedness, the expenses of the procedure, attorney’s fees (notice as required in Sec. 13-1-11, O.C.G.A., 1982, as amended, having been sent as required), and the balance, if any, shall be applied as provided in said Deed To Secure Debt. Proper conveyance will be made to the purchaser at the said sale by the undersigned acting as Attorney in Fact for the said DANIEL WILSON.
Pursuant to §44-14-162.2(a) & (b), O.C.G.A. 1982 as amended, a copy of this Notice has been mailed to the Debtor. The individual on behalf of Community Bank and Trust who has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is:
Greg Reicht
P. O. Box 1900
Cornelia, Georgia 30531
1-706-778-2264
To the best knowledge, information, and belief of COMMUNITY BANK AND TRUST the premises are currently occupied by tenants.
Pursuant to the Fair Debt Collection Practices Act, it is required that the following is stated: “This document is an attempt to collect a debt and any information obtained will be used for that purpose”. [15 U.S.C. Section 1692e(11).]
This 26th day of August, 2008
COMMUNITY BANK AND TRUST
ELTON COLLINS, President As Attorney in Fact for DANIEL WILSON
GREGORY M. PERRY
Attorney at Law
P.O. Box 299
Commerce, Georgia 30529
(706) 335-3500
(SE10,17,24,OC1P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARCEL CALDARAS to INDYMAC BANK, F.S.B. dated January 5, 2006, in the amount of $80,010.00, and recorded in Deed Book 42-F, Page 264, Jackson County, Georgia Records; as last transferred to IndyMac Federal Bank FSB by assignment; the undersigned, IndyMac Federal Bank FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, Jackson County, Georgia, being Lot 80, Pod R, of Traditions of Braselton - Phase 2 Subdivision, as per Plat thereof recorded in Plat Book 66, Pages 48-53, in the Office of the Clerk of the Superior Court for Jackson County, Georgia, which recorded Plat is incorporated herein by reference and made a part of this description.
which has the property address of Lot 90 Pod R of Traditions of Braselton, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marcel Caldaras and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
IndyMac Federal Bank FSB Attorney in Fact for Marcel Caldaras
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-18132 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRIAN E. PASTERNIAK to MORTGAGE ELECTRONIC REGISTRATION, SYSTEMS, INC., dated April 4, 2002, in the amount of $123,300.00, and recorded in Deed Book 26-H, Page 446, Jackson County, Georgia Records; as last transferred to Guaranty Bank by assignment; the undersigned, Guaranty Bank pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 11 of Autumn Ridge Subdivision, as per plat recorded in Plat Book 54, Page 296, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 233 Brannon Drive, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Brian E. Pasterniak and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Guaranty Bank Attorney in Fact for Brian E. Pasterniak
Anthony DeMarlo, Attorney/cyeats
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-18729 /FNMA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ROBERT BYERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated March 14, 2005, in the amount of $114,300.00, and recorded in Deed Book 38-C, Page 44, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th District, G.M., Jackson County, Georgia, and in the City of Jefferson, containing 0.55 Acres and being more particularly described and delineated by plat prepared by Nat Hancock, surveyor dated November, 1969, and being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 6, Page 65, which said plat and the recording thereof is by reference hereto incorporated herein for a more complete and detailed legal description.
Subject to covenants and/or restrictions of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use.
which has the property address of 215 Danielsville Street, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Robert Byers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Robert Byers
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-07869 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(SE10,17,24,OC1B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PHILIP C. WALDRON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 27, 2007, recorded in Deed Book 48-G, Page 94, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as trustee for the holders of structured asset mortgage investments II trust 2007-AR3, Mortgage pass-through certifies, series 2007-AR3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($264,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Philip C. Waldron or a tenant or tenants and said property is more commonly known as 21 Bradley Springs, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as trustee for the holders of structured asset mortgage investments II trust 2007-AR3, Mortgage pass-through certifies, series 2007-AR3 as Attorney in Fact for Philip C. Waldron
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 10/7/08
Our file no. 51272708-FT4
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M.D. District, Jackson County, Georgia, being Lot 15 of Phase One of Wood Farm Subdivision, as per plat thereof recorded in Plat Book 62, Page 148, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEFF S. DENARD and JOANNA F. DENARD to WELLS FARGO BANK, NA, dated April 30, 2007, recorded in Deed Book 48-O, Page 199, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeff S. Denard and Joanna F. Denard or a tenant or tenants and said property is more commonly known as 271 East Fork Lane, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
__ as Attorney in Fact for Jeff S. Denard and Joanna F. Denard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 10/7/08
Our file no. 52083908-FT7
EXHIBIT A
All that tract or parcel of land lying and being in Land Lot 1691 G.M.D., Jackson County, Georgia, being Lot 16, Pond Fork Overlook, as per plat recorded in Plat Book 64, Page 186, Jackson County Records, said plat being incorporated herein by reference thereto.
(SE10,17,24,OC1B/-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ABEL HERNANDEZ, JR. and ROSE A HERNANDEZ to WACHOVIA BANK, NATIONAL ASSOCIATION, dated October 20, 2006, recorded in Deed Book 46-K, Page 302, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-THREE THOUSAND SEVEN HUNDRED NINETY-EIGHT AND 50/100 DOLLARS ($53,798.50), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wachovia Bank, National Association, 3563 Philips Highway, Building D, Mail Code FLO613, Jacksonville, FL 32207, 800-922-4684. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Abel Hernandez, Jr. and Rose A Hernandez or a tenant or tenants and said property is more commonly known as 75 Sparrow Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wachovia Bank, National Association as Attorney in Fact for Abel Hernandez, Jr. and Rose A Hernandez
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/chl 10/7/08
Our file no. 52018808-FT8
EXHIBIT A
The following real property situate in county of Jackson and state of Georgia, described as follows:
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being known and designated as Lot 11, Finch Landing, Phase I, as more particularly described on a plat of survey recorded in Plat Book 62, Page 35 and 36, Jackson County, Georgia Records, reference to said plat of survey and the record thereof being hereby made for a more complete legal description.
Parcel ID: 083D-000-011-000
Property Address: 75 Sparrow Ln
Subject to Security Deed recorded in Deed Book 34B, Page 139, aforesaid records.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BETTY LOU WILLIAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 30, 2006, recorded in Deed Book 46-P, Page 638, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($169,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Betty Lou Williams or a tenant or tenants and said property is more commonly known as 58 Serenity Court, Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Betty Lou Williams
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rc3 10/7/08
Our file no. 5950908-FT5
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1407 Jackson County, Georgia, being Lot 21, Century Oaks Subdivision, as per plat recorded in Plat Book 57, Page 45, Jackson County, Georgia Records, which plat is incorporated herein and by this reference made a part hereof.
(SE10,17,24,OC1B/12062-50T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by __ to Mortgage Electronic Registration Systems, Inc., dated December 21, 2007, recorded in Deed Book 51-E, Page 242, Jackson County, Georgia Records, as last transferred to Flagstar Bank, F.S.B. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($128,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Patrick Miller or a tenant or tenants and said property is more commonly known as 63 Indian Springs Dr., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Flagstar Bank, F.S.B. as Attorney in Fact for __.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jea 10/7/08
Our file no. 51776408-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD of Jackson County, Georgia, being Lot 3, Block A, Jefferson Springs FKA Indian Springs Subdivision, as per plat recorded in Plat Book 60, Pages 65-67, Jackson County Records, said plat being incorporated herein by reference thereto.
(SE10,17,24,OC1B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MERRIEHELEN L. MYRVOLD and THOMAS C. MYRVOLD to HOMEBANC MORTGAGE CORPORATION, dated June 20, 2006, recorded in Deed Book 45-U, Page 621, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FOUR THOUSAND AND 0/100 DOLLARS ($284,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Merriehelen L. Myrvold and Thomas C. Myrvold or a tenant or tenants and said property is more commonly known as 556 Fuller Road, Athens, Georgia 30607.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Merriehelen L. Myrvold and Thomas C. Myrvold
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 10/7/08
Our file no. 52019508-FT7
EXHIBIT A
All that tract or parcel of land lying, together with all improvements thereon, lying and being in The 1747” GMD, Jackson County, Georgia, being designated as Tract 1 containing 9.790 acres more or less and being more particularly described on a Plat of survey entitled “survey for Thomas L. Gordon” by Ray N. Woods, land surveyor dated April 14, 1998, filed April 28, 2000 in Plat Book 56, Page 116, Jackson County Records, said Plat being incorporated herein by reference thereto.
As a point of Information, tract 1 was formerly part of an undivided tract of land containing 16.463 acres more or less (prior to being subdivided into two tracts) lying and being in The 1747th GMD, Jackson County, all as more fully shown on that Plat of survey entitled “survey for Belle Springs Woods, Inc.” by Ray N. Woods, land surveyor, dated April 14, 1996, and recorded in Plat Book 53, Page 132.
(SE10,17,24,OC1B/12062-70T1P)
[ Full Story » ] 

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARY SMITHERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 12, 2007, recorded in Deed Book 47-G, Page 678, Jackson County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 by assignment recorded in Deed Book 52-W, Page 456, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($121,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in October, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, (412) 442-3894. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Smithers or a tenant or tenants and said property is more commonly known as 99 B Whitfield Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
LaSalle Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1 as Attorney in Fact for Mary Smithers
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/as5 10/7/08
Our file no. 51354708-FT1
EXHIBIT A
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, designated as Tract 1 containing 1.00 acre, more or less, as shown on plat and survey of W.T. Dunahoo and Associates, surveyors, dated January 7, 1997, recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 49, Page 77. Subject to a 20 foot ingress/egress easement along the northerly boundary of said