JacksonHeraldTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JASON D. TEAGUE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 19, 2006, recorded in Deed Book 50-Y, Page 723, Jackson County, Georgia Records, as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Pass-Through Certificates, Series RFC 2007-HE1 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason D. Teague or a tenant or tenants and said property is more commonly known as 17 Mandy Lane, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Pass-Through Certificates, Series RFC 2007-HE1 as Attorney-in-Fact for Jason D. Teague
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/bjs 9/2/08
Our file no. 52279607-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia, and being shown and designated as Lot 26, of Pine Ridge Subdivision, Phase III, according to Plat thereof recorded in Plat Book 54, Page 111, in the Clerk Office of the Superior Court of Jackson County, Georgia.
(AU6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Under and by virtue of the Power of Sale contained in that certain Security Deed given by JASON D. TEAGUE in the form of an Affidavit to PEOPLES HOME CHOICE LOANS, dated September 9, 2006, recorded December 17, 2007, recorded in Deed Book 50-Y, Page 723, Jackson County, Georgia Records, and last transferred to Franklin Credit Management Corporation by assignment to be recorded, conveying the after-described property to secure a Note in the original principal amount of Twenty Six Thousand Dollars ($26,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on September 2, 2008, the following described property:
All that tract or parcel of land lying and being in GMD 1765 of Jackson County Georgia, and being shown and designated as Lot 26, Pine Ridge Subdivision, Phase III, according to Plat thereof recorded in Plat Book 54, Page 111, in the Clerk of Superior Court of Jackson County, Georgia.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jason D. Teague or a tenant or tenants and said property is more commonly known as 17 Mandy Lane, Braselton, Georgia 30517.
The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.
FRANKLIN CREDIT MANAGEMENT CORPORATION, as Attorney in Fact for Jason D. Teague.
By: Heath W. Williams
Attorney for Franklin Credit Management Corporation
Heath W. Williams, LLC
170 Mitchell Street, SW
Atlanta, Georgia 30303
(404) 525-5204
(404) 581-3801 (fax)
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. (the “Grantor”) to and in favor of Bank of NORTH GEORGIA (the “Lender”) dated April 21, 2006, filed for record May 8, 2006, and recorded in Deed Book 43-T, Pages 148-153, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated June 25, 2007 in the original principal sum of SEVEN HUNDRED EIGHTY THOUSAND AND 00/100 DOLLARS ($780,000.00) (the “Note”) and the repayment of all other indebtedness, liabilities and obligations of Grantor to Lender, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in G.M.D. 1407, Jackson County, Georgia, being Lots 1, 2, 10, 15, 49, 52, 53, 54, 62, 72, 73, 78, 83, 84 and 86, The Villages at Hoschton, as per plat recorded in Plat Book 61, Page 245, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference (the “Land”).
Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Construction Loan Deed to Secure Debt and Security Agreement from CLEAR CREEK BUILDERS, INC. (the “Grantor”) to and in favor of BANK OF NORTH GEORGIA (the “Lender”) dated April 21, 2006, filed for record May 8, 2006, and recorded in Deed Book 43-T, Pages 142-147, Jackson County, Georgia Records (the “Security Deed”); securing that certain renewal Master Promissory Note from Grantor to and in favor of Lender dated May 10, 2007, in the original principal sum of THREE MILLION ONE HUNDRED TEN THOUSAND FIVE HUNDRED AND 00/100 DOLLARS ($3,110,500.00) (the “Note”) and the repayment of all other indebtedness, liabilities and obligations of Grantor to Lender, however and whenever incurred or evidenced, whether absolute or contingent, primary or secondary, joint or several; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in G.M.D. 1407, Jackson County, Georgia, being Lots 12, 32, 47, 56, 58, 59, 65, 66, 71, 74, 85, 88 and 89, The Villages at Hoschton, as per plat recorded in Plat Book 61, Page 245, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference (the “Land”).
Together with all buildings, structures, and improvements now or hereafter erected on the Land; all tenements, easements, rights, appurtenances, reversions, remainders, rents, royalties, rights and profits to, from and appertaining to, the Land; all minerals, oil, gas, water, water rights and water stock, rights to trees, crops, timber and shrubs now or hereafter on the Land; all equipment, machinery, and fixtures now or hereafter attached to the Land, including replacements and additions thereto; any and all awards or payments, including interest thereon, and the right to receive same, as a result of the exercise of the right of condemnation, eminent domain, the alteration of the grade of any street, or any other injury to, taking of, or decrease, in the value of any of the foregoing property.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Clear Creek Builders, Inc. (the “Grantor”) to and in favor of Bank of North Georgia (the “Lender”) dated February 11, 2005, filed for record February 28, 2005, and recorded in Deed Book 37V, Pages 691-712, Jackson County, Georgia records (the “Security Deed”); securing that certain renewal Universal Note from Grantor to and in favor of Lender dated February 10, 2007 in the original principal sum of TWO MILLION TWO HUNDRED NINETY-FIVE THOUSAND AND 00/100 DOLLARS ($2,295,000.00) (the “Note”) and the payment of any and all other indebtedness owing by Grantor to Lender, however and whenever incurred or evidenced, whether express or implied, direct or indirect, absolute or contingent, due or to become due, and all renewals, modifications, consolidations and extensions thereof; there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Jackson County, Georgia, on the first Tuesday in September, 2008, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in General Militia District 245, City of Jefferson, Jackson County, Georgia and being more particularly described as follows:
Beginning at a point found on the southern right-of-way line of Old Pendergrass Road (80 foot right-of-way) 2769.04 feet as measured along the southern right-of-way line of Old Pendergrass Road from the centerline intersection of Old Swimming Pool Road; thence South 16 degrees 56 minutes 49 seconds West 1134.56 feet to a rock corner found; thence South 60 degrees 01 minutes 14 seconds West 1509.00 feet to a point on the centerline of the Middle Oconee River; thence along the centerline of said River North 41 degrees 04 minutes 00 seconds West 493.50 feet to a point; thence continuing along the centerline of said River North 46 degrees 08 minutes 00 seconds West a distance of 240.69 feet to a point (centerline of the Middle Oconee River is the property line); thence North 38 degrees 04 minutes 00 seconds West 28.77 feet to a point; thence North 34 degrees 42 minutes 21 seconds East 557.30 feet to an iron pin set; thence North 39 degrees 53 minutes 22 seconds East 215.31 feet to a 1/2” rebar found; thence North 52 degrees 35 minutes 08 seconds East 377.88 feet to an iron pin set; thence North 36 degrees 07 minutes 17 seconds East 216.62 feet to a 1/2 inch rebar found; thence North 26 degrees 54 minutes 31 seconds East 623.85 feet to an iron pin set on the southern right-of-way line of Old Pendergrass Road; thence along said right-of-way line South 72 degrees 52 minutes 50 seconds East 362.48 feet to a point; thence continuing along said right-of-way South 72 degrees 38 minutes 05 seconds East 519.31 feet to a point; thence along said right-of-way South 72 degrees 56 minutes 00 seconds East 152.38 feet to the point of beginning.
LESS AND EXCEPT:
All that tract of land lying and being in Land Lot 245 of G.M.D. of Jackson County, Georgia containing 12.964 acres and being described as follows:
To reach the TRUE POINT OF BEGINNING, commence at the intersection of centerlines of Benton Road and Old Pendergrass Road; Thence South 72 degrees 41 minutes 19 seconds East for a distance of 322.63 feet to a point on the centerline; Thence South 26 degrees 54 minutes 31 seconds West for a distance of 40.59 feet to a point on the centerline; Thence South 26 degrees 54 minutes 31 seconds West for a distance of 566.57 feet to a point; Thence South 57 degrees 13 minutes 08 seconds East for a distance of 80.94 feet to a point; Thence South 32 degrees 46 minutes 52 seconds West for a distance of 40.00 feet to a point; Thence South 32 degrees 45 minutes 49 seconds West for a distance of 203.19 feet to a point; Thence South 54 degrees 31 minutes 31 seconds West for a distance of 223.35 feet to a point; Thence South 45 degrees 18 minutes 55 seconds West for a distance of 319.48 feet to a point; Thence South 34 degrees 28 minutes 52 seconds West for a distance of 347.90 feet to a point; Thence South 11 degrees 12 minutes 34 seconds West for a distance of 218.79; Thence South 54 degrees 30 minutes 08 seconds West for a distance of 124.70 feet to a point; Thence South 46 degrees 08 minutes 00 seconds East for a distance of 132.80 feet to a point; Thence 41 degrees 04 minutes 00 seconds East along the centerline of Middle Oconee River, for a distance of 493.50 feet to a point; Thence North 60 degrees 01 minutes 14 seconds East for a distance of 520.82 feet to a point; Thence North 37 degrees 48 minutes 39 seconds West for a distance of 780.89 feet to a point; Thence North 40 degrees 37 minutes 25 seconds East for a distance of 1013.70 feet to a point; Thence North 10 degrees 23 minutes 23 seconds West for a distance of 780.89 feet to a point; Thence North 05 degrees 25 minutes 41 seconds East for a distance of 173.53 feet to a point; Thence North 33 degrees 20 minutes 37 seconds East for a distance of 133.02 feet to a point; Thence North 72 degrees 52 minutes 50 seconds West for a distance of 35.93 feet to a point; said point being the TRUE POINT OF BEGINNING
AND LESS AND EXCEPT:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, containing 3.085 acres, more or less, as shown on plat and survey of Griffin Land Surveying, Inc., dated October 7, 2005, and more particularly described as follows:
To establish the point of beginning, begin at a point at the intersection of the Old Pendergrass Road and Benton Road, thence along the centerline of the right of way of the Old Pendergrass Road, south 72 degrees 41 minutes 19 seconds east 322.63 feet; thence leaving the right of way of Old Pendergrass Road, south 26 degrees 54 minutes 31 seconds west 566.57 feet to an iron pin, said iron pin being the point of beginning; thence south 57 degrees 13 minutes 08 seconds east 80.94 feet to a point; thence south 32 degrees 46 minutes 52 seconds west 40.00 feet to a point; thence south 32 degrees 45 minutes 49 seconds west 203.19 feet to a point; thence south 54 degrees 31 minutes 31 seconds west 223.35 feet to a point; thence south 45 degrees 18 minutes 55 seconds west 319.48 feet to a point; thence south 34 degrees 28 minutes 52 seconds west 347.90 feet to a point; thence south 11 degrees 12 minutes 34 seconds west 218.79 feet to a point; thence south 54 degrees 30 minutes 08 seconds west 124.70 feet to a point at the centerline of Middle Oconee River; thence along said river north 46 degrees 08 minutes 00 seconds west 107.88 feet to a point; thence north 38 degrees 04 minutes 00 seconds west 28.77 feet to a point; thence north 34 degrees 42 minutes 21 seconds east 557.30 feet to a point; thence north 39 degrees 53 minutes 22 seconds east 215.31 feet to a point; thence north 52 degrees 35 minutes 08 seconds east 377.88 feet to a point; thence north 36 degrees 07 minutes 17 seconds east 216.62 feet to a point; thence north 26 degrees 43 minutes 31 seconds east 57.28 feet to beginning point; being a portion of the property conveyed in Warranty Deed dated February 11, 2005, recorded in Deed Book 37-V, at pages 689-690, Jackson County Records (the “Land”).
Together with all buildings, structures and improvements of every nature whatsoever now or hereafter situated on the Land and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulations or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are or shall be attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles (excluding Grantor’s personal automobiles, if any), building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever now or hereafter owned by Grantor and located in or on the Premises, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments now or hereafter made by Grantor or on behalf of Grantor; all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way now or hereafter belong, relate or appertain to the Premises or any part thereof or are now or hereafter acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove.
Together with all easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements now or hereafter located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Premises or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, whether now owned or hereafter acquired by Grantor.
Together with all incomes, rents, issues, profits, and revenues of the Premises from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same.
The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
BANK OF NORTH GEORGIA As Attorney-in-Fact for CLEAR CREEK BUILDERS, INC.
James M. Ottley, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(AU6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed FROM BETTY J. BECKETT, to BRANCH BANKING AND TRUST COMPANY, dated May 15, 2006, in Deed Book 44-M, Page 475, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of FIFTY THOUSAND DOLLARS AND NO CENTS ($50,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in September 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being lot of Lea Meadows Sudivision, and being more particularly described and delineated according to a plat and survey prepared by Venable & Associates, Inc., GRLS, dated September 1, 1999, and plat being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 54, Page 104; which said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: first position security deed in favor of Betty J. Beckett to Branch Banking and Trust Company, in the original principal amount of $142,400.00 dated 10/31/2001, recorded at Deed Book 24-Y, Page 636, Jackson County Records; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and