Jackson County Public Notices 03-25-09 pt

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ALEX A. ABIDAKUN to SUNTRUST MORTGAGE, INC., dated January 25, 2006, recorded in Deed Book 42-K, Page 426, Jackson County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 46-R, Page 259, Jackson County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 54-H, Page 221, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY-FOUR THOUSAND SEVEN HUNDRED AND 0/100 DOLLARS ($534,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Alex A. Abidakun or a tenant or tenants and said property is more commonly known as 5601 Meadow View Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Bank as Attorney in Fact for Alex A. Abidakun
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jas 4/7/09
Our file no. 53044108-FT2
EXHIBIT A
The following real property situate in County of Jackson and State of Georgia, described as follows:
All that tract or parcel of land lying and being in the 248th District, G.M. Jackson County, Georgia, being Lot 42 Pod R, of Traditions of Braselton, Phase 2, subdivision, as per plat thereof recorded in Plat Book 68, Pages 48-53, Jackson County Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Parcel ID 105-D 042r
Property Address: 5601 Meadow View Drive
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY CAIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 25, 2008, recorded in Deed Book 52-Z, Page 82, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED SEVENTEEN THOUSAND AND 0/100 DOLLARS ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Cain or a tenant or tenants and said property is more commonly known as 929 Old Forge Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Gregory Cain
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jas 4/7/09
Our file no. 544009-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., of Jackson County, Georgia and being Lot J-34, Pod J, Traditions of Braselton Subdivision, Phase 1, as per Plat recorded in Plat Book 60, Pages 286-290, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CASEY CASON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated December 18, 2006, recorded in Deed Book 46-X, Page 574, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 53-S, Page 124, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($156,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land lying and being in The 245th District, G.M., of Jackson County, Georgia and Being Lot 3 of Cheatham Estates Subdivision, as per Plat recorded in Plat Book 54, Page 292, records of Jackson County, Georgia, which Plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Casey Cason or a tenant or tenants and said property is more commonly known as 624 Holders Siding Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Casey Cason
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/jas 4/7/09
Our file no. 11506008-FT2
(MA11,18,25,AP1B/12062-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARTHA EMBRICK to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 28, 2005, recorded in Deed Book 40-Z, Page 360, Jackson County, Georgia Records, as last transferred to Bank of New York as trustee for the certificateholders by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($124,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 7105 Corporate Drive, Mail Stop PTX-C-35, Plano, TX 75024, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Martha Embrick or a tenant or tenants and said property is more commonly known as 49 Silver Bell Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of New York as trustee for the certificateholders as Attorney in Fact for Martha Embrick
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 4/7/09
Our file no. 5393709-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 245th GMD of the City of Jefferson, Jackson County, Georgia, and being Lot 2, Block A of Arbors of Jefferson Subdivision, according to that Plat of Survey recorded in Plat Book 62, Page 278, Jackson County, Georgia Records, which said Plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NHIA HER to NBANK, N.A., dated October 31, 2003, recorded in Deed Book 32-N, Page 209, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($121,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Nhia Her or a tenant or tenants and said property is more commonly known as 371 Jefferson River Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Nhia Her
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 4/7/09
Our file no. 52326805-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the 245th District G.M. Jackson County, Georgia, being Tract 3, as shown on plat recorded at Plat Book 60, Page 178, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TOMMY REID, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 17, 2008, recorded in Deed Book 52-R, Page 213, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED TWENTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($324,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tommy Reid, Jr. or a tenant or tenants and said property is more commonly known as 406 Old Jackson Terr., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Tommy Reid, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms0 4/7/09
Our file no. 52514108-FT5
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 248 of Jackson County, Georgia, being Lot 20, Olde Trail Subdivision, Phases I and IA, as per plat recorded in Plat Book 68, Page 48, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 406 Old Jackson Terrace according to the present system of numbering property in Jackson County, Georgia. Parcel ID Number: 106C 020. Subject to any easements or restrictions of record.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID M. CONLEY and BETTY C. CONLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 27, 2006, recorded in Deed Book 42-L, Page 294, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ONE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($201,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land lying and being in 1765th G.M.D., Jackson County, Georgia, being known as Lot 69, Fairview Station, Phase 1, as per Plat recorded in Plat Book 60, Pages 10-13, Jackson County, Georgia records, which Plat is hereby incorporated by reference for a more complete legal description.
Subject to any and all easements, rights of ways, restrictive or protective covenants and public utilities of record.
This being the same property conveyed from Wendell Butler to Tim Butler Homes, Inc. by warranty deed dated September 6, 2005 and recorded in Deed Book 40-M, Page 534, Jackson County Deed Records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is David M. Conley and Betty C. Conley or a tenant or tenants and said property is more commonly known as 160 Station Drive, Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for David M. Conley and Betty C. Conley
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/kam 4/7/09
Our file no. 1125209-FT2
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT A. CURRY and AMANDA D. CURRY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 25, 2006, recorded in Deed Book 45-R, Page 587, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($197,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th District G.M., State of Georgia, County of Jackson, being Lot 87 of Finch Landing, Phase Three and being more particularly described and delineated according to a Plat and survey prepared by Venable & Associates, Inc., Certified by Allen L. Venable, Jr., GRLS No. 1761, dated June 20, 2005, entitled “Final Plat for Finch Landing, Phase III, “ said Plat being of record in the office of the clerk of superior court for Jackson County, Georgia in Plat Book 66, Pages 100 through 102; which said Plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Scott A. Curry and Amanda D. Curry or a tenant or tenants and said property is more commonly known as 356 Raven Ridge, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Scott A. Curry and Amanda D. Curry
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/kam 4/7/09
Our file no. 15409-FT2
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JAMES C. FOSTER to FIRST FRANKLIN FINANCIAL CORPORATION, dated December 23, 2004, recorded in Deed Book 37-F, Page 238, Jackson County, Georgia Records, as last transferred to US Bank National Association as Trustee for Aurora Loan Services FFMLT 2005-FFH2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($301,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Mortgage Services, Inc., 4709 Mercantile Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is James C. Foster or a tenant or tenants and said property is more commonly known as 615 Reese Dr., Hoschton, Georgia 30548.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
US Bank National Association as Trustee for Aurora Loan Services FFMLT 2005-FFH2 as Attorney in Fact for James C. Foster
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mhd 4/7/09
Our file no. 5309509-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot 17, Block B, Whitaker Downs Subdivision, Unit Three, as per plat recorded in Plat Book 60, Page 85, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MICHAEL P. DASHER and MICHELLE G. DASHER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 24, 2007, in the amount of $224,730.00, and recorded in Deed Book 49-N, Pages 550-566, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 245 of Jackson County, Georgia, being Lot 57 of Millstone Crossing Subdivision, as per plat thereof recorded in Plat Book 64, Page 278, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
which has the property address of 829 Myles Circle, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Michael P. Dasher and Michelle G. Dasher and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp.
Attorney in Fact for
Michael P. Dasher and Michelle G. Dasher
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-02972 /VA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by OMAR ESCAMILLA to FIRSTCITY MORTGAGE, INC. dated March 27, 2002, and recorded in Deed Book 26-H, Page 524, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $126,004.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 7, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in Talmo G.M.D. 1691, Jackson County, Georgia, being Lot 22, Silverwood at Fountain Springs Subdivision, Phase II, as per plat recorded in Plat Book 57, Page 273, Jackson County Records, which plat is hereby referred to and made a part of this description.
Said property is known as 439 Silverwood Drive, Gillsville, GA 30543, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Omar Escamilla, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Oscar Escamilla, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, N.A. as Attorney-in-Fact for Omar Escamilla
File no. 09-010192
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(MA11,18,25,AP1B/1323-50T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by OTIS H. BROOKS and DENISE M. BROOKS to COMMONPOINT MORTGAGE, dated April 24, 1998, recorded in Deed Book 17-W, Page 313, Jackson County, Georgia Records, as last transferred to Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 by assignment to be recorded at Jackson County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of SIXTY THREE THOUSAND FOUR HUNDRED FIFTY AND 00/100 DOLLARS ($63,450.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April 2009 the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis H. Brooks and Denise M. Brooks or a tenant or tenants and said property is more commonly known as 2627 Old Winder Jefferson Hwy, Jefferson, GA 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Citibank, N.A., as Trustee for the registered holders of Bear Stearns Asset Backed Securities I Trust 2005-CL1, Asset-Backed Certificates, Series 2005-CL1 as Attorney in Fact for Otis H. Brooks and Denise M. Brooks
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File#GA01F-JA091000387
EXHIBIT “A”
All that tract or parcel of land situate, lying and being the 245th District, G.M., Jackson County, Georgia, containing 0.68 acres as shown by that certain plat of survey entitled “Survey for Otis Brooks,” prepared by W.T. Dunahoo and Associate Inc., certified by W.T. Dunahoo, Georgia Registered Surveyor No. 1577, dated August 14, 1989, and being recorded in the office of the Clerk of the Superior Court for Jackson County, Georgia, in Plat Book 33, Page 19, which plat and its recording are by reference incorporated herein for further identification and description.
(MA11,18,25,AP1B/18550-70T1)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN B. GAGE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated July 24, 2006, recorded in Deed Book 45-C, Page 391, Jackson County, Georgia Records, as last transferred to First Horizon Home Loans, a division of First Tennessee Bank National Association by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($132,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: MetLife Home Loans, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John B. Gage or a tenant or tenants and said property is more commonly known as 91 Alexander Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Horizon Home Loans, a division of First Tennessee Bank National Association as Attorney in Fact for John B. Gage
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jea 4/7/09
Our file no. 53291308-FT7
EXHIBIT A
All that tract or parcel of land together with all improvements thereon, situate lying and being in the 245th District, G.M. Jackson County, within the City of Jefferson, being designated as Lot 7 of Alexander Place Subdivision, containing 1.17 acres, more or less, and being more particularly described and delineated by plat of survey prepared for Phillip J. Todd and Diane A. Todd dated August 31, 1993, by Venable & Associates, Inc., certified by Allen L. Venable, Jr. GRLS No. 1761, as recorded in Plat Book 41, Page 78, Jackson County Records, which recorded plat is hereby incorporated herein by reference for a more detailed description of the property.
Subject to protective covenants dated 5/28/93 recorded in Deed Book 13-C, Page 727, Jackson County, Georgia Records and any other right of way deeds or other easements of record.
(MA11,18,25,AP1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LANETTE M. COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 3, 2006, recorded in Deed Book 42-M, Page 523, Jackson County, Georgia Records, as last transferred to IndyMac Federal Bank FSB by assignment recorded in Deed Book 53S, Page 126, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND AND 0/100 DOLLARS ($300,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: IndyMac Bank FSB, 155 North Lake Ave., Pasadena, CA 91101, 877-908-4357. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lanette M. Collins or a tenant or tenants and said property is more commonly known as 228 Storey St., Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
IndyMac Federal Bank FSB as Attorney in Fact for Lanette M. Collins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jea 4/7/09
Our file no. 52231108-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson, 245th District, G.M, Jackson County Georgia, containing 5.59 acres, more or less, shown as Tract No. 2 on a survey prepared for Burton R. Evans & Jennifer M. Evans by W. T. Dunahoo and Associates, Inc. Georgia Registered Surveyor, dated April 12, 1996, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 48, Page 42. Said plat as recorded, is hereby reference for a more detailed description of said property. Subject to existing easements for public roads and utilities now in use. Said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
Subject to all easements, covenants, and restrictions or record, if any.
(MA11,18,25,AP1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RAY DWAYNE MARTIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for NOVASTAR MORTGAGE, INC., dated February 28, 2005, recorded in Deed Book 38-M, Page 1, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2005-1, by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($112,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th G.M.D. of Jackson County, Georgia, containing 1.500 acres, more or less, and being more particularly described as Tract 9, Block A, on a revised Subdivision Plat for Fox Trace, Block A, dated December 30, 1989, recorded in Plat Book 29, Page 260, in the Office of the Clerk of Superior Court of Jackson County, Georgia records.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Saxon Mortgage Services, Inc. can be contacted at 888-325-3502 or by writing to 4709 Mercantile Drive North, Fort Worth, TX 76137, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ray Dwayne Martin or a tenant or tenants and said property is more commonly known as 159 Bell Wood Road, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust 2005-1 as Attorney in Fact for Ray Dwayne Martin
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mhd 4/7/09
Our file no. 1129309-FT1
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEITH B. MARSHALL to SUNTRUST MORTGAGE, INC., dated May 18, 2007, recorded in Deed Book 48-U, Page 492, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($350,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land lying and being in the 248th District, G.M., Jackson County, Georgia, being Lot 43, POD C, Links at Traditions Subdivision, Phase I, as per plat thereof recorded in Plat Book 64, Pages 213-219, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
SunTrust Construction Loans can be contacted at 804-291-0073 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Keith B. Marshall or a tenant or tenants and said property is more commonly known as 4266 Links Boulevard, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Keith B. Marshall
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/jas 4/7/09
Our file no. 11378108-FT2
(MA11,18,25,AP1B/12062-50T1P)

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Notice of Sale
Notice of Sale Under Power
Contained in Security Deed
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement dated November 15, 2005 (the “Security Deed”) from SIVICA HOMES, INC., a Georgia corporation, and SIVICA HOMES - THE TOWNSHIP AT MULBERRY PARK, LLC, a Georgia limited liability company (hereinafter collectively referred to as “Grantor”), to BANK OF AMERICA, N.A., a national banking association (hereinafter referred to as “Grantee”), filed for record in Deed Book 410, Page 366, in the Office of the Clerk of the Superior Court of Jackson County, Georgia; said Security Deed being given to secure payment of that certain Promissory Note dated November 15, 2005, (the “Note”), given by Grantor in favor of Grantee up to the original principal amount of One Million Four Hundred Twenty-One Thousand and no/100 Dollars ($1,421,000.00), as such Note was renewed and extended, the last such extension being December 1, 2007, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, namely April 7, 2009, the property conveyed by said Security Deed (the “Land”) and described as follows, to-wit:
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 147 of The Township at Mulberry Park as per that plat of the Subdivision recorded in Plat Book 66, Pages 146-155, Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
Together with all buildings, structures and other improvements located on the premises hereinbefore described, or any part and parcel thereof; and
Together with all rights, title and interest of Grantor in and to the minerals, flowers, shrubs, crops, trees, timber and other emblements on said property or above the same or any part or parcel thereof; and
Together with all and singular the tenements, hereditaments, easements and appurtenances thereunto belonging or in any wise appertaining, and the reversion or reversions, remainder and remainders, rents, issues and profits thereof; and also all the estate, right, title, interest, claim and demand whatsoever of Grantor of, in and to the same and of, in and to every part and parcel thereof; and
Together with all machinery, apparatus, equipment, fittings, fixtures, whether actually or constructively attached to said property and including all trade domestic and ornamental fixtures, and articles of personal property of every kind and nature whatsoever (hereinafter collectively called “Equipment”) located in, upon or under said property or any part thereof and used or usable in connection with any present or future operation of said property and now owned or hereafter acquired by Grantor, including, but without limiting the generality of the foregoing, all heating, air-conditioning, freezing, lighting, laundry, incinerating and power equipment; engines; pipes; pumps; tanks; motors; conduits; switchboards; plumbing, lifting, cleaning, fire prevention, fire extinguishing, refrigerating, ventilating and communications apparatus; boilers, ranges, furnaces, oil burners or units thereof; appliances; air-cooling and air-conditioning apparatus; vacuum cleaning systems; elevators; escalators; shades; awnings, screens; storm doors and windows; stoves; wall beds; refrigerators; attached cabinets; partitions; ducts and compressors; rugs and carpets; draperies; furniture and furnishings in commercial, institutional and industrial buildings; together with all building materials and equipment delivered to the premises and intended to be installed therein; together with all additions thereto and replacements thereof; and
Together with any and all rents which are now due or may hereafter become due by reason of the renting, leasing and bailment of property improvements thereon and Equipment; and
Together with any and all awards or payments, including interest thereon, and the right to receive the same, as a result of (a) the exercise of the right of eminent domain, (b) the alteration of the grade of any street, or (c) any other injury to, taking of, or decrease in the value of, the premises (all the foregoing together with the above described Land, the “Property”).
Because of the default in the payment of the Note at maturity and the failure of Grantor to pay the same, the Property will be sold as the property of Grantor to satisfy the indebtedness evidenced by the Note together with the cost of said sale, including attorney’s fees, notice having been given pursuant to the Official Code of Georgia Annotated Section 13-1-11. At the election of Grantee, the Property may be sold in one parcel and as an entirety, or in such parcels, manner or order as Grantee, in its sole discretion may elect, and one or more exercises of the powers granted in the Security Deed shall not extinguish or exhaust the powers granted in the Security Deed unless the entire Property is sold or the secured indebtedness is paid in full.
To the best of the undersigned’s knowledge and belief, the party in possession of said Property is Grantor, or tenants claiming by, through or under Grantor. The above referenced Property is located in GMD 1765 of Jackson County, Georgia; however, the exact address of such property is unknown.
The Property will be sold subject to all liens, encumbrances, easements and other matters of record, if any, to which the Security Deed is junior and inferior in terms of priority, and subject to any and all unpaid taxes or assessments relating to the Property.
Bank of America, N.A., a national banking association, as attorney-in-fact for Sivica Homes, Inc. and Sivica Homes - The Township at Mulberry Park, LLC
Valerie L. Combs, Esq.
Troutman Sanders LLP
600 Peachtree Street, N.E.
Suite 5200
Atlanta, Georgia 30308
404-885-2744
Attorneys for Bank of America, N.A.
(MA11,18,25,AP1P4)