Jackson County Public Notices 03-25-09 pt 2

Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by PHYLISS COLLINS and KENNETH WIGGINTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 7, 2008, in the amount of $145,847.00, and recorded in Deed Book 0052-C, Page 0350, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in General Militia District 245 of Jackson County, Georgia, being Lot 18, Block A, Brookside Subdivision as per Plat recorded in Plat Book 64, Page 70, Jackson County records, said Plat being incorporated herein by reference thereto.
which has the property address of 156 Hampton Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Phyliss Collins and Kenneth Wigginton and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Phyliss Collins and Kenneth Wigginton
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-02440 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESUS A. PINEDA and PATRICIA PINEDA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated July 15, 2005, in the amount of $91,800.00, and recorded in Deed Book 39-Y, Page 60, Jackson County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009 , during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that certain lot or parcel of land situated in the County of JACKSON, State of Georgia, more particularly described as follows:
All that tract or parcel of land lying and being in the City of Jefferson, 245th G.M. District of Jackson County, Georgia containing Lot 16 of Peachtree Estates according to a plat of survey recorded at Plat Book 3, Page 470, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property.
which has the property address of 311 Elrod Avenue, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jesus A. Pineda and Patricia Pineda and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jesus A. Pineda and Patricia Pineda
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-05754 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TRAVIS HALBROOK to BENCHMARK FUNDING CORP. dated December 4, 2003, in the amount of $65,750.00, and recorded in Deed Book 52V, Page 1, Jackson County, Georgia Records, as last transferred to The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2 by assignment; the undersigned, The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot, tract or parcel of land, together with improvements thereon, lying and being in the 253rd General Militia District of Jackson County, Georgia, containing 1.683 acres, more or less, and being Tract Two of Lot 4, of the McElhannon Estate Property, as shown more particularly on a Plat of Survey prepared for Onyx Property Management, LLC by W. Slate Bauknight, Georgia Registered Land Surveyor No. 2534, of Bauknight & Associates, Inc., dated September 12, 2003 and being more particularly described as follows:
To find the Point of Beginning start at the centerline of Pine Street where it intersects with U.S. Highway #441, thence move along the Right of Way line of U.S Highway #441 a distance of 176 feet to an Iron Pin Set, said point being THE POINT OF BEGINNING; the Point of Beginning being thus established, thence North 69 degrees 32 minutes 55 seconds West a distance of 200.00 feet to an iron set; thence South 20 degrees 27 minutes 05 seconds West a distance of 30.00 feet to a point; thence South 20 degrees 27 minutes 05 seconds West a distance of 45.00 feet to an iron pin set; thence North 50 degrees 09 minutes 10 seconds West a distance of 454.64 feet to an iron pin set; thence South 71 degrees 24 minutes 55 seconds East a distance of 329.41 feet to an iron pin found (Axle, S TA.: 7+02.89 minutes; 0.14 minutes North P/L); thence South 20 degrees 28 minutes 10 seconds West a distance of 16.29 feet to a rebar found; thence South 69 degrees 54 minutes 20 seconds East a distance of 323.03 feet to an iron pin set; thence South 17 degrees 49 minutes 25 seconds West a distance of 24.45 feet to a point; thence North 69 degrees 46 minutes 20 seconds West a distance of 83.65 feet to an iron pin set; thence South 13 degrees 58 minutes 45 seconds West a distance of 40.06 feet to an iron pin set; thence South 05 degrees 40 minutes 05 seconds East a distance of 131.22 feet to an iron pin set; thence South 24 degrees 59 minutes 30 seconds West a distance of 10.08 feet to a point; thence South 24 degrees 59 minutes 30 seconds West a distance of 30.09 feet to an iron pin set and the POINT OF BEGINNING.
which has the property address of 5044 Highway 441, Nicholson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Harold Fletcher and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
The Bank of New York Mellon Trust Company, National Association fka The Bank of New York Trust Company, N.A. as successor to JPMorgan Chase Bank N.A. as Trustee for RASC 2004KS2 Attorney in Fact for Travis Halbrook
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-12227 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-90)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CONNIE MARIE GRIFFETH and MARKERSON A. GRIFFETH to HOMELOANADVISORS.COM dated August 3, 2005 in the amount of $285,300.00, and recorded in Deed Book 40M, Page 238, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-1, Asset Backed Certificates, Series 2006-1 by assignment; the undersigned, Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-1, Asset Backed Certificates, Series 2006-1 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
The following described property, all that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia and being Lot 23 of Chadwick Farms Subdivision, as per Plat recorded in Plat Book 60, Page 80, Jackson County, Georgia records. Which Plat is incorporated herein by reference.
For informational purposes only: The APN is shown by the County Assessor as 104 A 023, source of Title: Book 31-A Page 286 (Recorded 07/18/03)
which has the property address of 20 Emma Circle, Hoschton, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Connie Marie Griffeth and Markerson A. Griffeth and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities Trust 2006-1, Asset Backed Certificates, Series 2006-1 Attorney in Fact for Connie Marie Griffeth and Markerson A. Griffeth
Anthony DeMarlo, Attorney/jplanicka
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-04083 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by SHARON K. RUSSELL and TIMOTHY D. RUSSELL to BENEFICIAL MORTGAGE CO. OF GEORGIA dated September 29, 2006, in the amount of $141,745.98, and recorded in Deed Book 45-Q, Page 626, Jackson County, Georgia Records, as last transferred to Beneficial Mortgage Co. of Georgia by assignment, the undersigned, Beneficial Mortgage Co. of Georgia pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Jackson County, Georgia, G.M.D. 255, being designated as Lot 1, Block B, Highland Estates Subdivision, according to a survey for Highland Estates, prepared by Paul & Evans, Registered Land Surveyor. Said plat is recorded in Plat Book 50, Page 286, Jackson County records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and Rights-of-Way for roads and utilities now in use along with all easements and restrictions of record. Tax Map or Parcel ID No.: C21A-073
which has the property address of 39 Katie Lane, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Sharon K. Russell and Timothy D. Russell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Beneficial Mortgage Co. of Georgia Attorney in Fact for Sharon K. Russell and Timothy D. Russell
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-05641 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from MARY ELLA LEJEUNE to CITIFINANCIAL SERVICES, INC. in the original principal amount of $61,051.16 dated 08/11/2005, and recorded in Deed Book 40-D, Page 59, Jackson County Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2009, by CitiFinancial Services, Inc., as Attorney-in-Fact for Mary Ella Lejeune the following described property:
All that tract or parcel of land lying and being in the 242th District, GM, in the City of Arcade, Jackson County, Georgia, containing 1.85 acres, (SIC 1.52 acres) more or less, and designated as Lot 8 as shown on that plat of survey of Hidden Oaks, prepared by Venable and Associates, Inc., Registered Surveyors, dated February 5, 1987, and recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia, in Plat Book 22, Page 264. Said plat, as recorded, is hereby referenced for a more detailed description to said property. Subject to existing easements and rights of way for public roads and utilities now in use. Subject to Restrictive Covenants as recorded in Deed Book 9-S, page 659, Jackson County, Georgia Records.
Property known as: 88 Hidden Oaks Lane, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Citifinancial Services, Inc.
605 Munn Road
Fort Mill, SC 29715
PHONE: 877-675-3656
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Mary Ella Lejeune.
CitiFinancial Services, Inc., as Attorney-in-fact for Mary Ella Lejeune.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
(MA11,18,25,AP1B/224-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Security Deed by and between PARK AT ALLEN CREEK, LLC, (“Borrower”) to FIRST GEORGIA BANKING COMPANY (“Lender”) dated October 5, 2005, and recorded in Deed Book 41-H, Pages 114-120, Jackson County Records conveying the realty described on Exhibit “A” attached hereto as collateral for the debt in the principal amount of $1,500,000.00 together with all late fees and interest from dates of execution at the rates provided therein on the unpaid balance; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County Georgia, within the legal hours of sale on the first Tuesday of April, 2009, the realty in the 242nd District, Jackson County, Georgia, being more completely described as follows:
EXHIBIT A
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, and being 47.120 acres, as more particularly described on that plat of survey entitled “Boundary Survey for BUZZY HILL,” prepared by Venable & associates, Inc., certified by Allen L. Venable, Jr., GRLS 1761, dated September 27 2004, and recorded in Plat Book 64, Page 101, Jackson County, Georgia, records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description on the property.
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, and being 1.500 acres, more or less, as shown by plat of survey entitled “Boundary Survey for BUZZY HILL,” prepared by Venable & associates, Inc., certified by Allen L. Venable, Jr., GRLS 1761, dated September 27 2004, and recorded in Plat Book 63, Page 139, Jackson County, Georgia, records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description on the property.
All that tract or parcel of land lying and being in the 242nd District, G.M., Jackson County, Georgia, and being 12.762 acres, more or less, as shown by plat of survey entitled “Boundary Survey for BUZZY HILL,” prepared by Venable & associates, Inc., certified by Allen L. Venable, Jr., GRLS 1761, dated September 27 2004, and recorded in Plat Book 64, Page 100, Jackson County, Georgia, records; which plat and the recording thereof are hereby incorporated herein by reference for a more detailed description on the property.
The debt secured by said Security Deed has been and is hereby declared due and payable because, among other possible events of default, of the Borrower’s failure to pay the interest and principal when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of Grantee, the party in possession of the property is Borrower or a tenant or tenants.
FIRST GEORGIA BANKING COMPANY As Attorney In Fact For Park at Allen Creek, LLC
/s/ Dylan E. Wilbanks
Dylan E. Wilbanks
Wilbanks Law Firm, LLC
1237 S. Elm Street
Suite B
Commerce, GA 30529
PHONE: 706-335-2355
FAX: 706-243-6464
(MA11,18,25,AP1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LEONARD R. GRADL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 3, 2005, recorded in Deed Book 39-H, Page 508, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($199,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Leonard R. Gradl or a tenant or tenants and said property is more commonly known as 84 Crown Dr., Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Mortgage Electronic Registration Systems, Inc. as Attorney in Fact for Leonard R. Gradl
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 4/7/09
Our file no. 51793007-FT4
EXHIBIT A
All that tract or parcel of land lying and being in Porter G.M.D. 1765th District, Jackson County, Georgia, being Lot 42 of Liberty Crest “East” Subdivision, as per plat recorded in Plat Book 46, Page 194 in the Office of the Clerk of the Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PHILIP C. WALDRON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated December 30, 2005, recorded in Deed Book 42-E, Page 358, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 52-S, Page 313, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-TWO THOUSAND FOUR HUNDRED EIGHTY AND 0/100 DOLLARS ($92,480.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M.D. District, Jackson County, Georgia, being Lot 12, Block A of Cabots Creek Subdivision, as per plat thereof recorded in Plat Book 54, Page 178, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Philip C. Waldron or a tenant or tenants and said property is more commonly known as 104 Hawthorne Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Philip C. Waldron
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/jas 4/7/09
Our file no. 11233808-FT2
(MA11,18,25,AP1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW L. RUSSO and CHERAN BODRY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 2, 2005, recorded in Deed Book 41-T, Page 676, Jackson County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 53-J, Page 98, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 0/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew L. Russo and Cheran Bodry or a tenant or tenants and said property is more commonly known as 2724 Old Kings Bridge Road, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Matthew L. Russo and Cheran Bodry
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 4/7/09
Our file no. 51984908-FT7
EXHIBIT A
All that tract or parcel of land, situate, lying and being in the 1704th District, G.M., Jackson County, Georgia, and being more particularly shown and described as Tract 1-A containing 4.119 AC, on a Plat of Survey entitled “Survey for: Tom Beck & Jimmy Barnett”, prepared by Cornerstone Land Surveying, James R. Smith, R.L.S., dated May 12, 1998, and recorded in Plat Book 52, Page 200, Jackson County, Georgia, Public Records, which Plat of survey and the record thereof are hereby incorporated into this description and made a part thereof by reference thereto.
(MA11,18,25AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DANIEL A. LOPEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 27, 2006, recorded in Deed Book 46-E, Page 261, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-ONE THOUSAND AND 0/100 DOLLARS ($191,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Daniel A. Lopez or a tenant or tenants and said property is more commonly known as 334 Allen Bridge Rd., Talmo, Georgia 30575.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Daniel A. Lopez
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jas 4/7/09
Our file no. 53237008-FT2
EXHIBIT A
All that tract and or parcel of land lying and being in 1691 GMD District, Jackson County, Georgia, and being shown as Lot 21, Allen Creek Farms, as recorded in Plat Book 64, Page 105, Jackson County, Georgia Records.
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JEFFREY WAGGONER and REBECCA WAGGONER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 31, 2007, recorded in Deed Book 47-Q, Page 263, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED EIGHTY-NINE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($389,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Waggoner and Rebecca Waggoner or a tenant or tenants and said property is more commonly known as 595 Colonial Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Jeffrey Waggoner and Rebecca Waggoner
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jas 4/7/09
Our file no. 53236708-FT2
EXHIBIT A
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, Being Lot 33, Pod D, Traditions of Braselton, Phase I, as per Plat recorded in Plat Book 62, Pages 271-272, Jackson County, Georgia. Which plats incorporated herein and made a part hereof by reference.
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARY L. TURNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 15, 2005, recorded in Deed Book 38-V, Page 112, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND SIX HUNDRED ELEVEN AND 0/100 DOLLARS ($115,611.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mary L. Turner or a tenant or tenants and said property is more commonly known as 122 Silverwood Drive, Gillsville, Georgia 30543.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Mary L. Turner
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jas 4/7/09
Our file no. 53229108-FT2
EXHIBIT A
All that tract or parcel of land lying and being in Talmo District, GMD 1691, Jackson County, Georgia, being Lot 2 in Silverwood at Fountain Springs Subdivision, as per Plat recorded in Plat Book 57, Page 273, Jackson County, Georgia Records, which Plat is hereby referred to and made a part of this description.
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT A. REAGHARD to WELLS FARGO BANK, N.A., dated September 29, 2004, recorded in Deed Book 36-J, Page 733, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-SIX THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($136,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert A. Reaghard or a tenant or tenants and said property is more commonly known as 334 James Maxwell Road, Commerce, Georgia 30530.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Robert A. Reaghard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ms8 4/7/09
Our file no. 53233508-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 253 G.M.D., being more particularly described as Lot 2, Jackson County, Georgia as shown on a plat of survey by Barry D. Lord, GRLS No. 2641, for Pat Hodsdon, dated April 29, 2004, filed in Plat Book 62, Page 285, Jackson County, Georgia Records. This is a portion of the property conveyed by a deed recorded in Deed Book 33-Y, Page 488, said records.
Also conveyed herewith is a 2003 Palm Harbor 32x76 manufactured home, Serial Number PH14-12793, which is permanently attached to and made a part of the real property.
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BRIAN FOX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 19, 2006, recorded in Deed Book 44-I, Page 503, Jackson County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 54-H, Page 224, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED FORTY-NINE THOUSAND AND 0/100 DOLLARS ($449,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in April, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Brian Fox or a tenant or tenants and said property is more commonly known as 3020 Mulberry Greens Lane, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Brian Fox
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cj 4/7/09
Our file no. 53245108-FT2
EXHIBIT A
All that tract or parcel of land lying and being in the 245th and 248th Land District, G.M. Jackson County, Georgia being Lot 17, Pod E of Traditions of Braselton Subdivision, Phase 1, as per the Subdivision Plat thereof recorded in Plat Book 62, Pages 255-258 of Jackson County, Georgia Plat Records, which recorded Plat is incorporated herein by reference and made a part of this description.
Said property is subject to all easements, covenants and restrictions of record, if any.
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM PEPPERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 19, 2004, in the amount of $242,250.00, and recorded in Deed Book 36-N, Page 81, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th District, of Jackson County, Georgia, containing 2.015 acres, according to a plat of survey prepared for Jewell Mize by Ben McLeroy and Associates, Georgia Registered Land Surveyors, Dated January 13, 1971, and recorded at Plat Book 6, Page 266, Jackson County, Georgia Records, reference is made to said plat of survey for a more complete description of the property.
which has the property address of 1442 Johnson Mill Road, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of William Peppers and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for William Peppers
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24753 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in the Deed To Secure Debt from The FARMER MEEKS TEAM, INC. (“Grantor”) to AMERICAN TRUST BANK (“Grantee”) dated November 2, 2005, recorded in Deed Book 41-K, Page 498, Jackson County Records, modified by the Modification Agreement dated November 2, 2006, recorded in Deed Book 46-R, Page 722, further modified by Modification Agreement executed May 10, 2007 at Deed Book 49-E, Page 301, and last modified by Modification Agreement dated June 10, 2008 recorded at Deed Book 52-Y, Page 678, the following realty will be auctioned:
All that tract or parcel of land lying and being in the 257th GMD of Jackson County, Georgia, being Lots 2, 3, 9, 10, 11, 13, 14, 19, 20, 21, 22, and 23 as recorded in Plat Book 68, Pages 58-60, Records of Jackson County, Georgia; said plat hereby being incorporated herein by reference and made a part hereof.
Said Deed to Secure Debt conveyed title to the subject realty as collateral for a debt originally in the amount of $885,000.00, together with all interest from date of execution at the rate provided therein on the unpaid balance until paid. Pursuant to the terms of the Deed to Secure Debt, the realty will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday of April 2009.
The debt secured by the Deed To Secure Debt has been and is hereby declared due because of, among other possible events of default, Grantor has failed to pay accrued interest and the ad valorem taxes when due. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
To the best knowledge and belief of Grantee, the above-described property is in the possession of the Grantor. It will be sold subject to any outstanding restrictions, protective covenants, ad valorem taxes and assessments.
American Trust Bank As Attorney in Fact for The Farmer Meeks Team, LLC
E. Dale Dewberry
Bach, Dewberry & Hipes, LLC
Suite 150, Brookside Two
3655 Brookside Parkway
Alpharetta, GA 30022
(770) 664-4087
(MA11,18,25,AP1P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by TIMOTHY J. ELLIOTT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 28, 2007, in the amount of $79,551.00, and recorded in Deed Book 51-G, Page 65, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242 GMD, Jackson County, Georgia, and containing 1.5 acres, more or less, and being more particularly described according to a plat of survey prepared by Ben McLeroy, entitled Survey for Dawn and Michael Nash, dated March 4, 1999, said plat being recorded in Plat Book 65, Page 61, Jackson County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.
Also conveyed herewith is a 1998 Lauren 2852L Manufactured Home, Serial Number SHGA3616AB, which is permanently attached to and made a part of the real property.
which has the property address of 144 JT Elrod Road, Athens, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Timothy J. Elliott and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Timothy J. Elliott
Anthony DeMarlo, Attorney/kgrant
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-04059 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/12062-50T1P)