Jackson County Public Notices 02-25-09 Pt 2

Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
By virtue of the Power of Sale contained in that Security Deed from TAYLORED HOMES, INC. to REGIONS BANK, dated December 11, 2003, recorded in Deed Book 33-C, Page 162, as modified by that certain Modification of Security Deed by and between Taylored Homes Inc. and Regions Bank, dated December 6, 2004, recorded in Deed Book 37-J, Page 605, as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated December 6, 2005, recorded in Deed Book 41-Z, Page 30, as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated June 6, 2006, recorded in Deed Book 44-E, Page 682, and as further modified by that certain Modification of Security Deed by and between Taylored Homes, Inc. and Regions Bank, dated December 4, 2006, recorded in Deed Book 46-T, Page 179, Jackson County Records, there will be sold at public outcry before the Courthouse door in said County by Regions Bank, during the legal hours of sale on the first Tuesday in March, 2009, to the highest bidder for cash, the following described property, as follows:
All that tract or parcel of land lying and being in the 245th and 248th District, G.M., Jackson County, Georgia, being Lot 8, and Pod 0, Traditions of Braselton, Phase I, recorded in Plat Book 62, Page 123, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is hereby incorporated herein by reference and made a part of this description.
Upon information and belief of lender, said property is commonly known as Lot 8-0 Traditions of Braselton, Braselton, Georgia 30517.
The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney’s fees and expenses of sale.
Upon the best information and belief of Lender, the above-described property is in the possession of the Borrower, and/or tenants of Borrower or other persons or entities in possession with the consent or acquiescence of Borrower.
Said property will be sold as the property of Taylored Homes, Inc., and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and to final confirmation and audit of the status of the loan with the holder of the security deed.
Regions Bank, as attorney in fact for Taylored Homes, Inc.
MICHAEL D. PAYNE, Attorney for Regions Bank
McCullough, Payne & Haan, LLC
171 17th Street, N.W., Suite 975
Atlanta, Georgia 30363
(404) 873-1386
(FE4,11,18,25P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY W. CONE JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 15, 2008, in the amount of $189,998.00, and recorded in Deed Book 52-G, Page 49, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
ALL THAT TRACT OR PARCEL of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia, and being Lot 45 of River Mist Plantation Subdivision, Phase I, according to that Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc., certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and recorded in Plat Book 66, Pages 67-72, as amended at Plat Book 68, Pages 137-141, as further amended at Plat Book 70, Pages 287-291, Jackson County, Georgia records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
which has the property address of 555 River Mist Circle, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry W. Cone Jr. and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Larry W. Cone Jr.
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-29877 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALVIN R. SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 26, 2005 in the amount of $125,000.00, and recorded in Deed Book 40-L, Page 468, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 242 G.M.D., Jackson County, Georgia, and being known and designated as Lot 1 more particularly shown on a survey entitled Survey for Oak Hill Subdivision prepared by Venable and Associates, Inc., Surveyors, dated February 25, 2000. Said plat is recorded in Plat Book 57, Pages 71 and 72, Office of the Clerk of Superior Court of Jackson County, Georgia, and reference is hereby made to said plat for a more complete description of the property. Subject to the Declaration of Protective Covenants for Big Oaks Subdivision recorded in Deed Book 221, at Pages 143-149, Jackson County records.
which has the property address of 209 Oak Hill Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Alvin R. Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Alvin R. Smith
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24909 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-5OP4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRIDGET AMANDA DOVER and GREG C. WATTS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated October 12, 2006, in the amount of $95,000.00, and recorded in Deed Book 45-Z, Page 318, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being on the Northern right-of-way of Chanticleer Road in the City of Commerce, 255th G.M.D., Jackson County, Georgia, containing 0.35 acre and designated as Lot No. 8 of Block A of Chanticleer Heights Subdivision according to a plat of survey prepared for Mrs. George Boswell by G. Brian Slate, Georgia Registered Land Surveyor dated May 9, 1996 and recorded at Plat Book 48, Page 244, Jackson County, Georgia Records. Reference is made to said plat of survey for a more complete description of the property. Subject to existing easements for Public Roads and Utilities now in use.
which has the property address of 123 Chanticleer Road, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Bridget Amanda Dover and Greg C. Watts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Bridget Amanda Dover and Greg C. Watts
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00319 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by BRIAN A. LINSMEYER and SELINA R. LINSMEYER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 22, 2006, in the amount of $219,000.00, and recorded in Deed Book 45-R, Page 99, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2009, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in GMD 248, Jackson County, Georgia, being Lot 71, Block A, Magnolia Pointe Subdivision, as per plat of subdivision recorded in Plat Book 60, Page 141, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 210 Sawtooth Oak Drive, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Brian A. Linsmeyer and Selina R. Linsmeyer and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Brian A. Linsmeyer and Selina R. Linsmeyer
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-00240 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-50P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from SHARON L. HOLLAN & LEE HOLLAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. acting solely as a nominee for GREENPOINT MORTGAGE FUNDING, INC., dated July 11, 2007, recorded July 17, 2007, in Deed Book 49-K, Pages 308-325, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of ONE HUNDRED FORTY THOUSAND SIX HUNDRED AND 00/100 DOLLARS ($140,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land lying and being in the 257th G.M.D., Jackson County, Georgia, being Lot 11, Spratlin Estates Subdivision, as per plat recorded in Plat Book 60, Pages 189-191, and revised plat recorded in Plat Book 60, Pages 205-207, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 259 Spratlin Drive according to the present system of numbering property in the City of Jefferson, Jackson County, Georgia.
Said property is commonly known as 259 Spratlin Drive, Jefferson, GA 30549.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Sharon L. Hollan & Lee Hollan or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for SHARON L. HOLLAN & LEE HOLLAN
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.5625
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(FE4,11,18,25B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of a Power of Sale contained in that certain Security Deed from Steven E. Ruis to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc., dated May 28, 2003, recorded May 30, 2003, in Deed Book 305, Page 474, Jackson County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Three Thousand Two Hundred Sixty-Two and 00/100 dollars ($203,262.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 1747th District, G.M., Jackson County, Georgia, and being known and designated as Lot 44, Block-A, Harris Hills Subdivision, and being more particularly shown on a survey entitled “Survey for Harris Hills Subdivision”, dated April 13, 2001, by W.T. Dunahoo & Associates, Inc., W.T. Dunahoo, Registered Land Surveyor, and recorded in Plat Book 57, Page 189, in the office of the Clerk of the Superior Court of Jackson County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Said property is commonly known as 78 Oakley Court, Athens, GA 30607.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Steven E. Ruis or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
COUNTRYWIDE HOME LOANS SERVICING, LP as Attorney in Fact for STEVEN E. RUIS
Lender Contact: COUNTRYWIDE, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
TELEPHONE NUMBER: 800-669-6087
Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 215400.5616
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(FE4,11,18,25B/13997-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MANDY L. GROOMS and JEFFREY A. GROOMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg., dated March 28, 2005, recorded in Deed Book 38-J, Page 25, Jackson County, Georgia Records, as last transferred to Chase Home Finance, LLC by assignment recorded in Deed Book 53G, Page 633, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWELVE THOUSAND AND 0/100 DOLLARS ($112,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th District, Jackson County, Georgia, and designated as Lot 19 containing 0.768 acre of Howard’s Hollow Subdivision, as more particularly shown and delineated by plat of survey entitled “Final plat for Howard’s Hollow”, prepared by Venable & Associates, Inc. Georgia Registered Surveyor, dated March 21, 2000, and recorded in Plat Book 54, Page 226, Jackson County, Georgia Records, to which plat reference is made for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mandy L. Grooms and Jeffrey A. Grooms or a tenant or tenants and said property is more commonly known as 67 Eugene Court, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance, LLC as Attorney in Fact for Mandy L. Grooms and Jeffrey A. Grooms
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/mt1 3/3/09
Our file no. 11490708-FT3
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TOMMY REID, JR. to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 17, 2008, recorded in Deed Book 52-R, Page 236, Jackson County, Georgia Records, as last transferred to Wells Fargo Bank, NA. by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THIRTY-SEVEN THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($337,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tommy Reid, Jr. or a tenant or tenants and said property is more commonly known as 540 Old Jackson Terrace, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA. as Attorney in Fact for Tommy Reid, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/cls1 3/3/09
Our file no. 53065808-FT5
EXHIBIT A
All that tract or parcel of land lying and being in G.M.D. 248 of Jackson County, Georgia, being Lot 24, Olde Trail Subdivision, Phase I and IA, as per plat recorded in Plat Book 68, Page 48, Jackson County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 540 Old Jackson Terrace according to the present system of numbering property in Jackson County, Georgia. Parcel ID Number: 106C024. Subject to any easements or restrictions of record.
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHAWN M. O’CONNOR to SUN AMERICA MORTGAGE CORPORATION, dated August 16, 2002, recorded in Deed Book 27-P, Page 74, Jackson County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 27P, Page 84, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($146,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn M. O’Connor and Darlene O’Connor or a tenant or tenants and said property is more commonly known as 494 Hamilton Drive, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC sbm to Chase Manhattan Mortgage Corporation as Attorney in Fact for Shawn M. O’Connor
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ssh 3/3/09
Our file no. 5828003-FT3
EXHIBIT A
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 25, Morgan’s Creek Subdivision, as per plat recorded in plat book 57, page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN BOOT to NATIONAL CITY MORTGAGE, a division of National City Bank, dated November 30, 2007, recorded in Deed Book 51-F, Page 634, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED ELEVEN THOUSAND SIX HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($211,644.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John Boot or a tenant or tenants and said property is more commonly known as 9057 Lexington Court, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
National City Mortgage a division of National City Bank as Attorney in Fact for John Boot
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 3/3/09
Our file no. 52831908-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 1765 of Jackson County, Georgia and being Lot 123 of The Township at Mulberry Park, as per that plat of the subdivision recorded in Plat Book 66, Pages 146-155 Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
Subject to: a) zoning ordinances of affecting the property; b) general utility, sewer and drainage easements of record serving the subdivision and upon which the improvements/dwelling do not encroach and c) that Declaration of Covenants, Conditions, Restrictions and Easements for The Township at Mulberry Park Subdivision.
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TONY CROPPER and NANNETTE R. CROPPER to FT MORTGAGE COMPANIES, d.b.a. EQUIBANC MORTGAGE CORPORATION, dated 10/17/1997, recorded in Deed Book 17-D, Page 749, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company f/k/a Bankers Trust Company of California, N.A., as Trustee by assignment to be recorded at Jackson County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of EIGHTY EIGHT THOUSAND TWO HUNDRED AND NO/100 DOLLARS ($88,200.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March 2009 the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tony Cropper and Nannette R. Cropper or a tenant or tenants and said property is more commonly known as 191 Reisling Drive, Braselton, GA 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company f/k/a Bankers Trust Company of California, N.A., as Trustee as Attorney in Fact for Tony Cropper and Nannette R. Cropper
McCalla Raymer, LLC
Attn: Ocwen Team
Six Concourse Parkway,
Suite 3200
Atlanta, GA 30328
Our File#GA01FJA09100-
0275
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the 1765th District G.M., Jackson County, Georgia, located in Lot 17, Block D, Phase II of the Vineyards Subdivision, as per plat recorded in Plat Book 29, Page 144, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which recorded plat is incorporated herein by reference and made a part of this description.
(FE4,11,18,25B/18550-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROGER SOUTHERLAND to ARGENT MORTGAGE COMPANY, LLC, dated October 30, 2003, recorded in Deed Book 32-S, Page 470, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-EIGHT THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($78,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that or parcel of land lying and being in the 455th District, G. M., Jackson County, Georgia, containing 1.1104 acres, more or less, being Lot 9, Unit One, Forest Lakes s/d, as shown on that Plat and survey for Southerland Prepared by James Robert Cheatham Surveyor, dated July 14, 1996, and recorded in the office of the clerk of the Superior County of Jackson County, Georgia, in Plat Book 48, Page 148, said Plat, as recorded, is hereby incorporated by reference for a more detailed description of said property. Subject to existing easements and rights of way for public roads and utilities now in use.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
CitiResidential fka Ameriquest Mortgage can be contacted at 800-211-6926x38406 or by writing to 10801 6th Street Suite 130, Rancho Cucamonga, CA 91730, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Roger Southerland or a tenant or tenants and said property is more commonly known as 266 Forest Lake Rd., Pendergrass, Georgia 30567.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-W10 as Attorney in Fact for Roger Southerland
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/pxs 3/3/09
Our file no. 152009-FT8
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MATTHEW G. FAGIOLI to SUNTRUST MORTGAGE, INC., dated September 28, 2007, recorded in Deed Book 50-H, Page 197, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FOUR THOUSAND AND 0/100 DOLLARS ($134,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
All that tract or parcel of land lying and Being in GMD 248, Jackson County, Georgia, Being Lot 21, Pod R, Traditions Of Braselton-Phase 2 Subdivision, as per Plat recorded in Plat Book 66, Pages 48-53, Jackson County Records, said Plat being incorporated herein by reference thereto.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew G. Fagioli or a tenant or tenants and said property is more commonly known as Lot 21 Traditions of Braselton, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Suntrust Mortgage, Inc. as Attorney in Fact for Matthew G. Fagioli
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/tah 3/3/09
Our file no. 11578608-FT2
(FE4,11,18,25B/12062-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by BETHANY C. BRECHLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 5, 2005, and recorded in Deed Book 40-O, Page 479, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3, by Assignment securing a Note in the original principal amount of $163,634.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 1785 of the 3rd District, Jackson County, Georgia, being Lot 163, Block B, Unit One of Liberty Estates Subdivision as per plat recorded in Plat Book 64, Pages 61-66, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 591 New Liberty Way, Braselton, GA 30517, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Bethany C. Brechler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Bethany C. Brechler, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
HSBC Bank USA, National Association, as Trustee for FBR Securitization Trust 2005-3 as Attorney-in-Fact for Bethany C. Brechler
File no. 08-005373
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by CHRISTINE K. BUSSEY and STEPHEN M. BUSSEY to HOMEBANC MORTGAGE CORPORATION, dated June 25, 2004, and recorded in Deed Book 35-D, Page 551, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Sructured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10, by Assignment securing a Note in the original principal amount of $256,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in GMD 248 of Jackson County, Georgia, being Lot 19, Phase II, Chadwick Farms Subdivision, per plat thereof recorded in Plat Book 62, Pages 170-171, Jackson County Records, which plat is made a part hereof by reference.
Said property is known as 389 Caldwell Lane, Hoschton, GA 30548, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Christine K. Bussey and Stephen M. Bussey, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Christine Bussey and Stephen M. Bussey, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The Bank of New York Mellon, fka The Bank of New York as Successor in interest to JP Morgan Chase Bank NA as Trustee for Sructured Asset Mortgage Investments II Inc. Bear Stearns ALT-A Trust 2004-10, Mortgage Pass-Through Certificates, Series 2004-10 as Attorney-in-Fact for Christine K. Bussey and Stephen M. Bussey
File no. 07-7261
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(FE4,11,18,25B/1323-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by J. W. CLEVELAND, III to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 7, 2005, recorded in Deed Book 37-Z, Page 63, Jackson County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE5 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND AND 0/100 DOLLARS ($139,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is J. W. Cleveland, III and Lori Marie Cleveland or a tenant or tenants and said property is more commonly known as 72 Wesley Way, Commerce, Georgia 30529.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-HE5 as Attorney in Fact for J. W. Cleveland, III
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/gxw 3/3/09
Our file no. 52482506-FT1
EXHIBIT A
All that tract or parcel of land lying and being the 255th District, Jackson County, Georgia, being Lot 16 of Deer Creek Subdivision, as per plat recorded in Plat Book 57, Page 251, in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.
Also conveyed herewith is a 1/29th undivided interest per lot in the “Amenity Site” as shown on the above referenced plat.
(FE4,11,18,25B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from R G CLOER ENTERPRISES, INC. to COMMUNITY BANK & TRUST, dated September 30, 2004, and recorded in Deed Book 36-H, Page 94 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated September 30, 2004, made by Grantor in the original principal amount of $300,000.00 (the “Note”), together with interest thereon and other obligations as provided in the Note and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2009 to wit: March 3, 2009, the following described property:
All that tract or parcel of land lying and being in the 1691st G.M. District of Jackson County, Georgia designated as Lot 1, The Meadows Subdivision, as shown on a plat of survey prepared by Floyd & Associates, Inc., certified by B. Lamar Floyd, Georgia R.L.S. No. 2087, entitled “Final Plat of The Meadows”, recorded in the Office of the Clerk of the Superior Court of Jackson County, Georgia in Plat Book 64, Page 74; said plat and the recording thereof are by reference hereto incorporated herein for a more complete and detailed description.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as 71 Belmont Oaks Drive, Talmo, GA 30575.
Community Bank and Trust as Attorney in Fact for R G Cloer Enterprises, Inc.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(FE4,11,18,25P4)

gpn11
Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from R.G. CLOER ENTERPRISES, INC. to COMMUNITY BANK & TRUST, dated December 17, 2003, and recorded in Deed Book 33-E, Page 109 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated December 17, 2003, made by Grantor in the original principal amount of $261,218.92 (the “Note”), together with interest thereon and other obligations as provided in the Note and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia within the legal hours of sale on the first Tuesday in March, 2009, to wit: March 3, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th District G.M., Jackson County, Georgia, being Lot 11 and Lot 32, Pod O, Traditions of Braselton, Phase II, recorded in Plat Book 62, Page 122, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, which re-recorded plat is hereby incorporated herein by reference and made a part of this description.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice of intention to collect attorney(s fees has been given). The sale shall be subject to all restrictions, liens, easements and encumbrances of record, and all unpaid taxes and assessments, if any, having priority over the Deed. To the undersigned’s knowledge, information and belief, Grantor is in possession of but does not occupy the property which is known as Lot 11, Pod O, Traditions of Braselton, Phase II, Braselton, GA and Lot 32, Pod O, Traditions of Braselton, Phase II, Braselton, GA.
Community Bank and Trust as Attorney in Fact for R.G. Cloer Enterprises, Inc.
Vince Fitzgerald
629 Dawsonville Highway, Suite 1500
Gainesville, Georgia 30501
(770) 718-5631
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE
(FE4,11,18,25P4)

gpn11
Notice of Sale
Notice of Sale Under Power of Attorney Contained in Security Deed
Under and by virtue of the power of sale contained in that Security Deed from R G CLOER ENTERPRISES, INC. to COMMUNITY BANK & TRUST, dated December 17, 2003, and recorded in Deed Book 33-E, Pages 109-114 (the “Deed”) Jackson County, Georgia Records, such Deed being given to secure obligations arising under: a Real Estate Note dated December 17, 2003, made by Grantor in the original principal amount of $84,510.00 (the “Note”), together with interest thereon and other obligations as provided in the Note and Deed (collectively the “Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Jackson County, Georgia, within the legal hours of sale on the first Tuesday in March, 2009, to wit: March 3, 2009, the following described property:
All that tract or parcel of land lying and being in the 245th and 248th G.M. District of Jackson County, Georgia and being Lot 38, Traditions of Braselton, Phase II as per that plat recorded in Plat Book 62, Page 122, Jackson County, Georgia Records which plat is incorporated herein by reference and made a part hereof.
The Debt is declared immediately due and payable because of, inter alia, default in the payment of the Debt in the manner required by the Notes and Deed. The Sale will be made for the purpose of paying the Debt and all expenses of Sale, including reasonable attorney fee (notice