Jackson County Public Notices 11-26-2008 pt 3

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from CONSTANTIN A. MIOC to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $360,000.00 dated 06/26/2006, and recorded in Deed Book 4400, Page 2, Jackson County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 53-B, Page 79, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2008, by CitiMortgage, Inc., as Attorney-in-Fact for Constantin A. Mioc the following described property:
All that tract or parcel of land lying and being in GMD 245 and GMD 248 Jackson County Georgia, being Lot 49 Pod L Traditions of Braselton, Phase I as per plat recorded in Plat Book 62, Pages 51-59, Jackson County Records said Plat being incorporated herein by reference thereto.
Property known as: 69 Old Traditions Place, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Constantin A. Mioc.
CitiMortgage, Inc., as Attorney-in-fact for Constantin A. Mioc.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(NV5,12,19,26B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JOSE RAMON CRUZ BARRABI to HOMEBANC MORTGAGE CORPORATION in the original principal amount of $175,500.00 dated 11/30/2005, and recorded in Deed Book 41-R, Page 402, Jackson County Records, said Security Deed being last transferred and assigned to EMC Mortgage Corporation, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2008, by EMC Mortgage Corporation, as Attorney-in-Fact for Jose Ramon Cruz Barrabi the following described property:
All that tract or parcel of land lying and being in GMD 245 and 248, Jackson County, Georgia, being Lot 15, Block A, Kendall Creek Estates, as per subdivision plat recorded in Plat Book 64, Page 260, Jackson County, Georgia Records, which plat is hereby referred to and made part of this description
Property known as: 80 Katie Spring Lane, Jefferson, GA 30549
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, TX 75067
PHONE: 800-723-3004
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Jose Ramon Cruz Barrabi.
EMC Mortgage Corporation, as Attorney-in-fact for Jose Ramon Cruz Barrabi.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(NV5,12,19,26B/224-50)

gpn11
Notice of Sale
Notice of Sale Under Power
in Deed to Secure Debt
State of Georgia, County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from PATRICIA C. RIVERO to MG INVESTMENTS, INC. in the original principal amount of $60,000.00 dated 06/28/2000, and recorded in Deed Book 21-P, Page 107, Jackson County Records, said Security Deed being last transferred and assigned to Associates Home Equity Services, Inc. in Deed Book 21-Z, Page 195, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of December, 2008, by CitiMortgage, Inc., successor by merger with CitiFinancial Mortgage Company, Inc. f/k/a Associates Home Equity Services, Inc., as Attorney-in-Fact for Patricia C. Rivero the following described property:
All that tract or parcel of land situate, lying and being in the 255th District, GM, in the City of Commerce, Jackson County, Georgia, designated as Lot 9, containing 1.800 acres, more or less, as shown on a plat of survey prepared by Hambrick Surveying, Inc., certified by Wallace Long Hambrick, Georgia registered Surveyor No.1375, dated May 25, 1990 and being of record in the Office of the Clerk of Superior Court for Jackson County, Georgia in Plat Book 29, Page 289, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Property known as: 283 Old Harden Orchard Road, Commerce, GA 30529
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
4050 Regents Blvd.
Irving, TX 75063
PHONE: 866-450-3172
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Patricia C. Rivero.
CitiMortgage, Inc., successor by merger with CitiFinancial Mortgage Company, Inc. f/k/a Associates Home Equity Services, Inc., as Attorney-in-fact for Patricia C. Rivero.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
770-392-0303
(NV5,12,19,26B/224-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
By virtue of the power of sale contained in a Deed to Secure Debt and its modifications from COREY JONES and MELISSA JONES to NORTHEAST GEORGIA BANK, dated April 8, 2004, and securing and original indebtedness in the amount of $35,250.00, and recorded at Deed Book 34-B, Pages 409-412, in the Office of the Clerk of Superior Court of Jackson County, Georgia, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, during the legal hours of sale on the first Tuesday in December, 2008, the following described property, to wit:
All that tract or parcel of land with improvements thereon lying and being in the 253rd GM District of Jackson County, Georgia, containing 1.57 acres, beginning at an iron pin set at the intersection of the property hereinafter described and County Dirt Road (Christian Road) and being bound now or formerly as follows: On the north by lands of Wilson for a distance of 299.9 feet; on the east by lands of Wilson for a distance of 271.4 feet; on the south by lands of Wilson for a distance of 309.3 feet and County Dirt Road (Christian Road); on the west by lands of Wilson for a distance of 182.3 feet. Said lands being more particularly shown and described on plat of survey for Paul and Evelyn Christian, dated June 4, 1974, prepared by Clelland A. Tyson, Registered Land Surveyor, recorded in Plat Book 11, Page 82, Jackson County Public Records. Said plat and the recordation thereof are by reference incorporated herein and made a part of this legal description.
The debt secured by said instrument having been declared due because of default in payment, this sale will be made for the purpose of satisfying said indebtedness and any other indebtedness secured by said property and all expenses of this sale, including attorney’s fees. This property will be sold as the property of Corey Jones and Melissa Jones, subject to any taxes, easements and assessments appearing of record.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
To the best of the undersigned’s knowledge, the property is in the possession of Corey Jones and Melissa Jones.
Northeast Georgia Bank, as attorneys in fact for Corey Jones and Melissa Jones.
Scott R. Tolbert
Tolbert Bradford, LLC
Attorney at Law
62 Washington Street
Jefferson, Georgia 30549
(706) 367-5290
www.tolbertbradford.com
(NV5,12,19,26B/344-50)

gpn11
Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by ADALGISA BONILLA and JUAN J. BONILLA to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for The CIT Group/Consumer Finance, Inc., dated December 22, 2006, and filed for record January 12, 2007, in Deed Book 47-D, Page 471, Jackson County, Georgia Records, and securing a Note in the original principal amount of $143,200.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Jackson County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Jackson County, Georgia, between the legal hours of sale on the first Tuesday in December 2008, by CitiMortgage, Inc. as Attorney-in-Fact for Adalgisa Bonilla and Juan J. Bonilla the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in 245th District, G.M., Jackson County, Georgia, containing 1.59 acres, more or less, and designated as Tract No. 3, Wshown on that plat of survey of Curry Creek Meadows Subdivision, Unit Three, prepared by W.T. Dunahoo and Associates, Inc., Registered Surveyors, dated November 25, 1992, and recorded in Plat Book 35, Page 211, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
Subject to existing easements for public roads and utilities now in use.
The above described property is also known as 237 Meadow Lane, Jefferson, GA 30549.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Adalgisa Bonilla and Juan J. Bonilla.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
1111 Northpoint Drive
Building 4, Suite 100
Coppell, TX 75019-3931
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact
for Adalgisa Bonilla and Juan J. Bonilla
SHUPING, MORSE & ROSS, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road,
Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/119-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JESSE WILSON, JR. a/k/a JESSIE SAMUEL WILSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 5, 2001, in the amount of $88,200.00, and recorded in Deed Book 23-Q, Page 204, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment; the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 255th District, G.M., Jackson County, Georgia, and being Lot No. 12 of the Hillcrest Subdivision, as more particularly shown on plat of survey prepared for Mary Hardman by Ben McLeroy & Associates, Registered Surveyor, dated August 6, 1964, recorded at Plat Book 4, Page 177, Jackson County, Georgia and incorporated herein and made part here by reference for a more detailed description.
which has the property address of 91 Hillcrest Street, Commerce, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jesse Wilson, Jr. a/k/a Jessie Samuel Wilson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Jesse Wilson, Jr. a/k/a Jessie Samuel Wilson
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-15821 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOSEPH P. ZAVAGNIN and PATRICIA K. ZAVAGNIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 6, 2006, in the amount of $136,000.00, and recorded in Deed Book 44-G, Page 345, Jackson County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Jackson County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 245th G.M.D. of Jackson County, City of Jefferson, Georgia, being designated as Lot 25, Phase II, Holder’s Mill Subdivision, containing .75 acre, more or less, as shown on a Plat of Survey prepared for Holder’s Mill, prepared by Venable & Associates, Inc., dated December 22, 1996, as recorded in Plat Book 50, Page 51, Jackson County, Georgia Records, which plat is hereby referred to and made a part of this description.
which has the property address of 65 Monte Lane, Jefferson, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Joseph P. Zavagnin and Patricia K. Zavagnin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Joseph P. Zavagnin and Patricia K. Zavagnin
Anthony DeMarlo, Attorney/jnesbitt
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-20629 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26B/1325-50)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia, County of Jackson
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ALLEN W. WIMBS to UNION PLANTERS BANK, N.A. dated September 30, 2002, and recorded in Deed Book 28-E, Page 601, Jackson County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company by Assignment securing a Note in the original principal amount of $133,420.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 2, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land lying and being in the 245 G.M.D., Jackson County, Georgia, and being Lot 8, Morgan’s Creek Subdivision, as per plat recorded in Plat Book 57, Page 272, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference for a more complete description of said property.
Said property is known as 157 Hamilton Drive, Jefferson, GA 30549, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Allen W. Wimbs, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Allen W. Wimbs, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
EverHome Mortgage Company as Attorney-in-Fact for Allen W. Wimbs
File no. 08-007036
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(NV5,12,19,26B/1323-50T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SCOTT D. MILLER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 19, 2008, recorded in Deed Book 510, Page 323, Jackson County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($169,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans Servicing LP, 5401 North Beach Street, MS FWTX-35, Fort Worth, TX 76137, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Scott D. Miller or a tenant or tenants and said property is more commonly known as 417 River Mist Circle, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Countrywide Home Loans Servicing LP as Attorney in Fact for Scott D. Miller
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps1 12/2/08
Our file no. 52567708-FT4
EXHIBIT A
All that tract or parcel of land lying and being in the City of Jefferson in the 245th GMD of Jackson County, Georgia and being Lot 37, Phase I, according to the Plat of Survey for River Mist Plantation, by Patton-Boyer, Inc. Certified by Chris M. Patton, Georgia RLS 2647, dated July 21, 2005 and last revised and recorded in Plat Book 70, Pages 287-291, Jackson County, Georgia Records, which Plat is incorporated herein and made a part hereof by reference thereto for a more complete and detailed description of the property conveyed herein.
(NV5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by NORMA POFF to SILVERTON MORTGAGE SPECIALISTS, INC., dated February 25, 2005, recorded in Deed Book 38-A, Page 286, Jackson County, Georgia Records, as last transferred to First Horizon Home Loan Corporation by assignment recorded in Deed Book 38-A, Page 306, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($204,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: MetLife Home Loans, 4000 Horizon Way Mail Stop 6205, Irving, TX 75063, 800-364-7662. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Norma Poff or a tenant or tenants and said property is more commonly known as 264 Pine Crest Lane, Braselton, Georgia 30517.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
First Horizon Home Loans, a division of First Tennessee Bank, National Association fka First Horizon Home Loan Corporation as Attorney in Fact for Norma Poff
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmc 12/2/08
Our file no. 51522008-FT8
EXHIBIT A
All that tract or parcel of land lying and being in Braselton, Jackson County, Georgia, 1765th District, G.M., and being more particularly described as follows: beginning at an iron pin on east side of Pine Crest Lane approximately 70 feet south of Zion Church Road and proceeding north 68 degrees 27 minutes east 271.5 feet south along Lot No. Seven (7), to an iron pin corner, thence south 20 degrees 40 minutes east 100 feet along. Ted Lewis property to an iron pin corner, thence south 68 degrees 25 minutes west 270.8 feet along Lot No Nine (9) to an iron pin corner on Pine Crest Lane; thence north 21 degrees 23 minutes west 100 feet alone Pine Crest Lane to beginning corner. This is Lot No. Eight (8) of Pine Crest Subdivision according to a plat and survey made by Thomas M. Patton, Georgia Registered Surveyor No. 967 in October, 1961.
(NV5,12,19,26B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Jackson
By virtue of the power of sale contained in a Security Deed from TYRUS A. HARRIS, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated August 7, 2006, and recorded in Deed Book 45-A, Pages 363-378, Jackson County, Georgia Records, and last transferred and assigned to Branch Banking and Trust Company (“BB&T”) by assignment recorded in Deed Book 0052-W, Page 0287, there will be sold at public outcry for cash to the highest bidder before the Courthouse doors of said county during the legal hours of sale on the first Tuesday in December, 2008, by BB&T, as Attorney-in-Fact for Tyrus A. Harris, the following described property, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 253rd District, G.M., in the City of Nicholson, Jackson County, Georgia, encompassing 0.72 acres, more or less, as shown on a plat of survey entitled “Survey for Jonathan D. Langston and Ginger Langston”, prepared by Max Lewallan, certified by Max Lewallen, Georgia Registered Surveyor No. 2067, dated July 10, 1995 and being of record in the Office of the Clerk of Superior Court of Jackson County, Georgia in Plat Book 47, Page 10, which said plat and the recording thereof are by reference incorporated herein for a more complete description.
Subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public road and utilities now in use.
Property Address: 117 Staple Drive, Nicholson, GA 30565 according to the present numbering system in Jackson County, Georgia.
The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. Gloria Smith, phone number 864-242-8626, Chasity Cox, phone number 864-242-8416 and Natasha Edwards, phone number 864-242-8612, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601.
The property will be sold as the property of Tyrus A. Harris subject to the following: (1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is Tyrus A. Harris, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as 117 Stapler Drive, Nicholson, Georgia 30565.
Branch Banking & Trust Co. as Attorney in Fact for Tyrus A. Harris
Gregory M. Eells
Attorney at Law
Eells Law Group, LLC
Suite 181 - The Oglethorpe Bldg.
2971 Flowers Road South
Atlanta, Georgia 30341
(770) 455-3660
THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV5,12,19,26P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ANA C. ABREU to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 19, 2007, recorded in Deed Book 48-J, Page 415, Jackson County, Georgia Records, as last transferred to HSBC BANK USA National Association as Trustee for PHH 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-SEVEN THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($197,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH Mortgage Corporation, Mailstop SV01, 4001 Leadenhall Rd., Mount Laurel, NJ 08054, 800-750-2518. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Ana C. Abreu or a tenant or tenants and said property is more commonly known as 1129 Jefferson Walk Circle, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC BANK USA National Association as Trustee for PHH 2007-3 as Attorney in Fact for Ana C. Abreu
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 52453808-FT1
EXHIBIT A
All that tract or parcel of land lying and being in GMD 245, Jackson County, Georgia, being Lot 19, Block A, Jefferson Walk West, Unit Two, as per plat recorded in Plat Book 62, Page 81, Jackson County Records, said plat being incorporated herein by reference thereto.
(NV5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by LECH M. GAZINSKI and NANCY K. GAZINSKI to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated October 10, 2005, recorded in Deed Book 41-F, Page 459, Jackson County, Georgia Records, as last transferred to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE2 by assignment to be recorded in the Office of the Clerk of Superior Court of Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($105,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Lech M. Gazinski and Nancy K. Gazinski or a tenant or tenants and said property is more commonly known as 584 Jefferson Walk Circle, Jefferson, Georgia 30549.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE2 as Attorney in Fact for Lech M. Gazinski and Nancy K. Gazinski
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 52521908-FT1
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 245th G.M.D District, Jackson County, Georgia, being Lot 17, Block B, Unit 2 of Jefferson Walk East Subdivision, as per plat thereof recorded in Plat Book 62, Page 280, Jackson County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
(NV5,12,19,26B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CAROLINE M. CAMP to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 24, 2005, recorded in Deed Book 39-N, Page 723, Jackson County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as indenture trustee for the Encore Credit Receivables Trust 2005-3 by assignment recorded in Deed Book 52V, Page 724, Jackson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SEVENTY-THREE THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($373,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Jackson County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115, 888-349-8955. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Caroline M. Camp or a tenant or tenants and said property is more commonly known as 1400 Plainview Road, Maysville, Georgia 30558.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company, as indenture trustee for the Encore Credit Receivables Trust 2005-3 as Attorney in Fact for Caroline M. Camp
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ho 12/2/08
Our file no. 5713408-FT1
EXHIBIT A
All that tract or parcel of land located or being in Georgia Militia District 455, Jackson County, Georgia, and being more particularly described as follows:
Commence at the intersection of the centerline of Dunahoo Road and the right of way of Plainview Road (100 foot right of way) and proceed westerly along the right of way of said Plainview Road a distance of 5,326 feet to a 1/2 inches rebar found; said rebar being the point of beginning. Proceed thence along the rights of way of said Plainview Road along the arc of a curve having a radius of 555.45 feet a distance of 358.97 feet, said arc being subtended by a chord having a bearing of north 67 degrees 09 minutes 00 seconds west and a length of 365.53 feet to a point; thence north 20 degrees 44 minutes 43 seconds east 427.94 feet to a 1/2 inches rebar set; thence south 81 degrees 11 minutes 54 seconds East 586.04 feet to a 1/2 inches rebar found; thence south 41 degrees 38 minutes 00 seconds West 601.97 feet to a 1/2 inches rebar found, said point also being the point of beginning.
Said tract or parcel of land contains 5.00 acres and is more particularly described on a plat of survey prepared for Caroline Camp by Venable & Associates, Inc. dated January 12, 2000.
(NV6,12,19,26B/12062-80T1P)